FDSB
Fifth District Bancorp, Inc.
Price Chart
Latest Quote
$15.90
-0.09 (-0.56%)
Current Price
| Previous Close | $15.99 |
| Open | $16.05 |
| Day High | $16.05 |
| Day Low | $15.89 |
| Volume | 7,108 |
Stock Information
| Shares Outstanding | 5.26M |
| Cash Equivalents | $23.31M |
| Revenue | $16.99M |
| Net Income | $4.40M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $83.71M |
| P/E Ratio | 18.49 |
| EPS (TTM) | $0.86 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $60.87M |
| Sales | $16.99M |
| Income | $4.40M |
| Book/sh | $24.45 |
| Cash/sh | $4.43 |
| Employees | 66 |
Financial Ratios
| EPS Growth TTM | 396.20% |
Returns & Margins
| ROA | 0.82% |
| ROE | 3.43% |
| Operating Margin | 14.40% |
| Profit Margin | 25.88% |
Ownership
| Insider Ownership | 8.48% |
| Institutional Ownership | 33.46% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 4.93 |
| P/B | 0.65 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $15.40 |
| SMA50 | $15.20 |
| SMA200 | $14.52 |
| RSI | 76.87 |
| ATR | 0.2039 |
| Shares Float | 4.84M |
| Short Float | 0.30% |
| Short Ratio | 2.21 |
| Rel Volume | 0.40 |
Performance History
| Week | +1.60% |
| Month | +5.44% |
| Quarter | +8.83% |
| 6 Months | +8.68% |
| YTD | +6.07% |
| Year | +31.51% |
| 10 Years | +55.12% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $15.90 | 7,108 |
| 2026-06-18 | $15.99 | 6,400 |
| 2026-06-17 | $15.90 | 7,400 |
| 2026-06-16 | $16.00 | 11,100 |
| 2026-06-15 | $15.73 | 14,200 |
| 2026-06-12 | $15.65 | 19,200 |
| 2026-06-11 | $15.52 | 5,100 |
| 2026-06-10 | $15.52 | 24,000 |
| 2026-06-09 | $15.49 | 52,900 |
| 2026-06-08 | $15.25 | 126,200 |
| 2026-06-05 | $15.07 | 10,600 |
| 2026-06-04 | $15.08 | 31,600 |
| 2026-06-03 | $15.07 | 1,300 |
| 2026-06-02 | $15.16 | 8,300 |
| 2026-06-01 | $15.18 | 1,800 |
| 2026-05-29 | $15.11 | 6,300 |
| 2026-05-28 | $15.11 | 3,100 |
| 2026-05-27 | $15.16 | 1,500 |
| 2026-05-26 | $15.07 | 15,100 |
About Fifth District Bancorp, Inc.
Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, share loans; and purchases consumer and commercial business loans. In addition, the company offers electronic banking services, such as mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. Fifth District Bancorp, Inc. was founded in 1926 and is based in New Orleans, Louisiana.
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $17,278,000 | $10,067,000 | $11,022,000 | $13,734,600 |
| Operating Revenue | $17,278,000 | $10,067,000 | $11,022,000 | $13,734,600 |
| Expenses | ||||
| Interest Expense | $9,210,000 | $9,221,000 | $6,365,000 | $1,616,874 |
| Selling And Marketing Expense | $105,000 | $131,000 | $258,000 | $301,728 |
| General And Administrative Expense | $8,122,000 | $7,191,000 | $6,528,000 | $6,413,903 |
| Professional Expense And Contract Services Expense | $662,000 | $498,000 | $294,000 | $324,518 |
| Other Non Interest Expense | $2,164,000 | $3,073,000 | $1,660,000 | $1,531,891 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Net Interest Income | $12,848,000 | $10,056,000 | $10,049,000 | $12,782,549 |
| Interest Income | $22,058,000 | $19,277,000 | $16,414,000 | $14,399,423 |
| Normalized Income | $4,074,322 | $-1,183,891 | $797,000 | $2,909,911 |
| Net Income From Continuing And Discontinued Operation | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Net Income Common Stockholders | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Net Income | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Net Income Including Noncontrolling Interests | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Net Income Continuous Operations | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Pretax Income | $4,185,000 | $-1,436,000 | $946,000 | $3,622,339 |
| Special Income Charges | - | $141,000 | $0 | - |
| Per Share | ||||
| Diluted EPS | $0.80 | $-0.21 | $0.14 | $0.52 |
| Basic EPS | $0.80 | $-0.21 | $0.14 | $0.52 |
| Other | ||||
| Tax Effect Of Unusual Items | $322 | $35,109 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $14,000 | $141,000 | $0 | - |
| Total Unusual Items Excluding Goodwill | $14,000 | $141,000 | $0 | - |
| Reconciled Depreciation | $671,000 | $694,000 | $548,000 | $532,931 |
| Diluted Average Shares | $5,122,000 | $5,131,000 | $5,559,473 | $5,559,473 |
| Basic Average Shares | $5,122,000 | $5,131,000 | $5,559,473 | $5,559,473 |
| Diluted NI Availto Com Stockholders | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Tax Provision | $97,000 | $-358,000 | $149,000 | $712,428 |
| Gain On Sale Of Security | $0 | $-1,144,000 | $0 | - |
| Selling General And Administration | $8,227,000 | $7,322,000 | $6,786,000 | $6,715,631 |
| Insurance And Claims | $215,000 | $205,000 | $204,000 | $116,515 |
| Salaries And Wages | $7,907,000 | $6,986,000 | $6,324,000 | $6,297,388 |
| Occupancy And Equipment | $2,030,000 | $1,820,000 | $1,661,000 | $1,540,221 |
| Other Special Charges | - | $-141,000 | - | - |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $129,757,000 | $125,775,000 | $77,798,000 | $76,068,912 |
| Total Assets | $534,394,000 | $527,307,000 | $480,797,000 | $473,427,969 |
| Receivables | $1,999,000 | $1,967,000 | $1,757,000 | $1,769,000 |
| Other Receivables | $411,000 | $348,000 | $168,000 | $180,000 |
| Accounts Receivable | $1,588,000 | $1,619,000 | $1,589,000 | $1,589,000 |
| Cash And Cash Equivalents | $33,852,000 | $37,916,000 | $19,306,000 | $20,284,341 |
| Cash Financial | $4,993,000 | $5,850,000 | $4,587,000 | $4,837,723 |
| Cash Cash Equivalents And Federal Funds Sold | $34,787,000 | $38,826,000 | $20,187,000 | $21,123,641 |
| Debt | ||||
| Total Debt | - | $0 | $4,000,000 | $0 |
| Current Debt And Capital Lease Obligation | - | $0 | $4,000,000 | $0 |
| Current Debt | - | $0 | $4,000,000 | $0 |
| Other Current Borrowings | - | $0 | $4,000,000 | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $404,637,000 | $401,532,000 | $402,999,000 | $397,359,057 |
| Equity | ||||
| Common Stock Equity | $129,757,000 | $125,775,000 | $77,798,000 | $76,068,912 |
| Total Equity Gross Minority Interest | $129,757,000 | $125,775,000 | $77,798,000 | $76,068,912 |
| Stockholders Equity | $129,757,000 | $125,775,000 | $77,798,000 | $76,068,912 |
| Other Equity Interest | $-4,005,000 | $-4,226,000 | - | - |
| Gains Losses Not Affecting Retained Earnings | $-4,428,000 | $-6,911,000 | $-6,973,000 | $-7,904,594 |
| Other Equity Adjustments | $-4,428,000 | $-6,911,000 | $-6,973,000 | $-7,904,594 |
| Retained Earnings | $86,941,000 | $83,693,000 | $84,771,000 | $83,973,506 |
| Other | ||||
| Ordinary Shares Number | $5,349,039 | $5,559,473 | $5,559,473 | $5,559,473 |
| Share Issued | $5,349,039 | $5,559,473 | $5,559,473 | $5,559,473 |
| Tangible Book Value | $129,757,000 | $125,775,000 | $77,798,000 | $76,068,912 |
| Additional Paid In Capital | $51,195,000 | $53,163,000 | $0 | - |
| Capital Stock | $54,000 | $56,000 | $0 | - |
| Common Stock | $54,000 | $56,000 | - | - |
| Preferred Stock | $0 | $0 | $0 | - |
| Investments And Advances | $99,077,000 | $92,987,000 | $67,901,000 | $76,690,989 |
| Net PPE | $11,636,000 | $11,923,000 | $12,475,000 | $11,115,249 |
| Accumulated Depreciation | $-10,338,000 | $-9,667,000 | $-9,940,000 | $-9,392,000 |
| Gross PPE | $21,974,000 | $21,590,000 | $22,415,000 | $20,507,000 |
| Machinery Furniture Equipment | $5,547,000 | $5,416,000 | $5,292,000 | $4,744,000 |
| Buildings And Improvements | $13,824,000 | $13,571,000 | $14,173,000 | $12,813,000 |
| Land And Improvements | $2,603,000 | $2,603,000 | $2,950,000 | $2,950,000 |
| Other Short Term Investments | $99,077,000 | $92,987,000 | $67,901,000 | $76,690,989 |
| Available For Sale Securities | - | $92,987,000 | $67,894,000 | - |
| Invested Capital | - | - | $81,798,000 | - |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $942,000 | $-1,564,000 | $-1,112,000 | $2,902,624 |
| Operating Activities | ||||
| Operating Cash Flow | $1,326,000 | $-1,054,000 | $796,000 | $3,970,485 |
| Cash Flow From Continuing Operating Activities | $1,326,000 | $-1,054,000 | $796,000 | $3,970,485 |
| Operating Gains Losses | $-25,000 | $974,000 | $-23,000 | $-4,500 |
| Investing Activities | ||||
| Capital Expenditure | $-384,000 | $-510,000 | $-1,908,000 | $-1,067,861 |
| Investing Cash Flow | $-5,030,000 | $-27,484,000 | $-6,639,000 | $-25,858,141 |
| Cash Flow From Continuing Investing Activities | $-5,030,000 | $-27,484,000 | $-6,639,000 | $-25,858,141 |
| Net Other Investing Changes | $6,913,000 | - | $-18,000 | - |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-2,944,000 | - | - | - |
| Financing Cash Flow | $-360,000 | $47,148,000 | $5,114,000 | $18,349,769 |
| Cash Flow From Continuing Financing Activities | $-360,000 | $47,148,000 | $5,114,000 | $18,349,769 |
| Net Other Financing Charges | $898,000 | $928,000 | $54,000 | $-889,566 |
| Net Common Stock Issuance | $-2,944,000 | $48,747,000 | $0 | - |
| Issuance Of Capital Stock | - | $48,747,000 | $0 | - |
| Common Stock Issuance | - | $48,747,000 | $0 | - |
| Other | ||||
| Repayment Of Debt | $0 | $-4,000,000 | - | - |
| Interest Paid Supplemental Data | $9,278,000 | $8,975,000 | $5,790,000 | $1,370,574 |
| End Cash Position | $33,852,000 | $37,916,000 | $19,306,000 | $20,035,341 |
| Beginning Cash Position | $37,916,000 | $19,306,000 | $20,035,000 | $23,573,228 |
| Changes In Cash | $-4,064,000 | $18,610,000 | $-729,000 | $-3,537,887 |
| Common Stock Payments | $-2,944,000 | - | - | - |
| Net Issuance Payments Of Debt | $0 | $-4,000,000 | $4,000,000 | $0 |
| Net Long Term Debt Issuance | $0 | $-4,000,000 | $4,000,000 | $0 |
| Long Term Debt Payments | $0 | $-4,000,000 | - | - |
| Net Investment Purchase And Sale | $-2,426,000 | $-26,299,000 | $9,704,000 | $12,583 |
| Sale Of Investment | $15,877,000 | $28,051,000 | $10,704,000 | $15,569,958 |
| Purchase Of Investment | $-18,303,000 | $-54,350,000 | $-1,000,000 | $-15,557,375 |
| Net PPE Purchase And Sale | $-384,000 | $-1,000 | $-1,908,000 | $-1,067,861 |
| Sale Of PPE | $0 | $509,000 | $0 | - |
| Purchase Of PPE | $-384,000 | $-510,000 | $-1,908,000 | $-1,067,861 |
| Change In Working Capital | $-124,000 | $-164,000 | $-333,000 | $284,656 |
| Change In Other Current Liabilities | $-138,000 | $141,000 | $399,000 | $349,206 |
| Change In Other Current Assets | $46,000 | $-95,000 | $-744,000 | $109,531 |
| Change In Receivables | $-32,000 | $-210,000 | $12,000 | $-174,081 |
| Changes In Account Receivables | $-32,000 | $-210,000 | $12,000 | $-174,081 |
| Other Non Cash Items | $-3,787,000 | $-353,000 | $-312,000 | $-292,470 |
| Stock Based Compensation | $355,000 | $246,000 | $0 | - |
| Amortization Of Securities | $128,000 | $248,000 | $268,000 | $414,107 |
| Deferred Tax | $65,000 | $-400,000 | $135,000 | $47,930 |
| Deferred Income Tax | $65,000 | $-400,000 | $135,000 | $47,930 |
| Depreciation Amortization Depletion | $671,000 | $694,000 | $548,000 | $532,931 |
| Depreciation And Amortization | $671,000 | $694,000 | $548,000 | $532,931 |
| Depreciation | $671,000 | $694,000 | $548,000 | $532,931 |
| Gain Loss On Investment Securities | $0 | $1,144,000 | $0 | - |
| Net Income From Continuing Operations | $4,088,000 | $-1,078,000 | $797,000 | $2,909,911 |
| Income Tax Paid Supplemental Data | - | $0 | $125,000 | $592,000 |
| Issuance Of Debt | - | - | $4,000,000 | $0 |
| Long Term Debt Issuance | - | - | $4,000,000 | $0 |
Fetched: 2026-06-17