FFIC
Flushing Financial Corporation
Price Chart
Latest Quote
$15.47
+0.00 (+0.00%)
Current Price
| Previous Close | $15.47 |
| Open | $15.80 |
| Day High | $15.47 |
| Day Low | $15.47 |
| Volume | 718,501 |
Stock Information
| Quarterly Dividend / Yield | $0.88 / 0.06% |
| Shares Outstanding | 33.88M |
| Quarterly Dividend Yield | 0.06% |
| Quarterly Dividend | $0.88 |
| Total Debt | $491.53M |
| Cash Equivalents | $176.57M |
| Revenue | $227.37M |
| Net Income | $33.96M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $524.18M |
| P/E Ratio | 15.47 |
| EPS (TTM) | $1.00 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $839.14M |
| Sales | $227.37M |
| Income | $33.96M |
| Book/sh | $20.58 |
| Cash/sh | $5.21 |
| Employees | 567 |
Financial Ratios
Returns & Margins
| ROA | 0.39% |
| ROE | 4.93% |
| Operating Margin | 16.82% |
| Profit Margin | 15.18% |
Ownership
| Insider Ownership | 4.26% |
| Institutional Ownership | 78.14% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.02 |
| PEG | 1.34 |
| P/S | 2.31 |
| P/B | 0.75 |
Analyst Data
| Recommendation | none |
| Target Price | $16.80 |
Technical Indicators
| SMA20 | $15.81 |
| SMA50 | $15.71 |
| SMA200 | $14.80 |
| RSI | 48.65 |
| ATR | 0.3404 |
| Shares Float | 32.32M |
| Short Float | 3.00% |
| Short Ratio | 4.45 |
| Volatility | 0.76 |
| Rel Volume | 6.86 |
Performance History
| Week | -2.36% |
| Month | -3.88% |
| Quarter | +0.42% |
| 6 Months | -0.88% |
| YTD | +5.27% |
| Year | +37.62% |
| 3 Years | +63.09% |
| 5 Years | -12.10% |
| 10 Years | +19.20% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-01 | $15.49 | 2,320,111 |
| 2026-05-29 | $15.96 | 324,220 |
| 2026-05-28 | $15.96 | 262,869 |
| 2026-05-27 | $15.97 | 217,067 |
| 2026-05-26 | $16.16 | 351,041 |
About Flushing Financial Corporation
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. It operates full-service banking offices in Queens, Nassau, Suffolk, Kings, and New York counties; and an internet branch under the iGObanking and BankPurely brands. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.
đ° Latest News
OceanFirst taps familiar playbook to keep customers, staff
Banking Dive âĸ 2026-06-04T11:03:32Z
OceanFirst Financial Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-27T18:43:01Z
How The Investment Story For Flushing Financial (FFIC) Is Quietly Shifting On New Analyst Assumptions
Simply Wall St. âĸ 2026-04-27T06:04:11Z
How The Story For Flushing Financial (FFIC) Is Shifting With New Assumptions And Merger Plans
Simply Wall St. âĸ 2026-04-11T21:11:40Z
OceanFirst-Flushing merger deal gains shareholder nod
Retail Banker International âĸ 2026-04-07T10:55:09Z
Why The Flushing Financial (FFIC) Story Is Evolving After Analyst Revisions And Merger News
Simply Wall St. âĸ 2026-03-14T20:09:14Z
How The Flushing Financial (FFIC) Story Is Shifting As Fair Value Holds At $17.15
Simply Wall St. âĸ 2026-02-27T16:12:39Z
What Could Shift The Flushing Financial (FFIC) Story As Valuation Assumptions Evolve
Simply Wall St. âĸ 2026-02-12T13:09:43Z
OceanFirst Results Highlight Merger Integration Progress And Profitability Questions
Simply Wall St. âĸ 2026-01-31T10:09:22Z
Flushing Financial (FFIC) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Zacks âĸ 2026-01-28T00:00:02Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $238,932,000 | $124,740,000 | $201,740,000 | $253,625,000 |
| Operating Revenue | $238,932,000 | $124,740,000 | $201,740,000 | $253,625,000 |
| Expenses | ||||
| Interest Expense | $250,697,000 | $283,351,000 | $222,325,000 | $73,010,000 |
| General And Administrative Expense | $102,076,000 | $97,695,000 | $89,951,000 | $86,632,000 |
| Professional Expense And Contract Services Expense | $17,166,000 | $10,846,000 | $9,569,000 | $9,207,000 |
| Other Non Interest Expense | $32,882,000 | $31,479,000 | $31,508,000 | $27,317,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $18,880,000 | $-31,333,000 | $28,664,000 | $76,945,000 |
| Net Interest Income | $215,421,000 | $181,881,000 | $179,026,000 | $243,556,000 |
| Interest Income | $466,118,000 | $465,232,000 | $401,351,000 | $316,566,000 |
| Normalized Income | $32,812,440 | $-29,776,315 | $28,664,000 | $76,868,664 |
| Net Income From Continuing And Discontinued Operation | $18,880,000 | $-31,333,000 | $28,664,000 | $76,945,000 |
| Net Income Common Stockholders | $18,379,000 | $-31,719,000 | $28,325,000 | $76,945,000 |
| Net Income | $18,880,000 | $-31,333,000 | $28,664,000 | $76,945,000 |
| Net Income Including Noncontrolling Interests | $18,880,000 | $-31,333,000 | $28,664,000 | $76,945,000 |
| Net Income Continuous Operations | $18,880,000 | $-31,333,000 | $28,664,000 | $76,945,000 |
| Pretax Income | $34,519,000 | $-48,267,000 | $39,833,000 | $104,852,000 |
| Special Income Charges | $-17,636,000 | $-2,572,000 | $0 | $0 |
| Depreciation Amortization Depletion Income Statement | $5,339,000 | $5,730,000 | $5,965,000 | $5,930,000 |
| Depreciation And Amortization In Income Statement | $5,339,000 | $5,730,000 | $5,965,000 | $5,930,000 |
| Depreciation Income Statement | $5,339,000 | $5,730,000 | $5,965,000 | $5,930,000 |
| Per Share | ||||
| Diluted EPS | $0.54 | $-1.05 | $0.96 | $2.50 |
| Basic EPS | $0.54 | $-1.05 | $0.96 | $2.50 |
| Other | ||||
| Tax Effect Of Unusual Items | $-3,703,560 | $-841,315 | $0 | $27,664 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-17,636,000 | $-2,398,000 | $0 | $104,000 |
| Total Unusual Items Excluding Goodwill | $-17,636,000 | $-2,398,000 | $0 | $104,000 |
| Reconciled Depreciation | $5,689,000 | $6,144,000 | $6,445,000 | $6,475,000 |
| Diluted Average Shares | $33,935,000 | $29,949,000 | $29,925,000 | $30,823,000 |
| Basic Average Shares | $33,935,000 | $29,949,000 | $29,925,000 | $30,823,000 |
| Diluted NI Availto Com Stockholders | $18,379,000 | $-31,719,000 | $28,325,000 | $76,945,000 |
| Otherunder Preferred Stock Dividend | $501,000 | $386,000 | $339,000 | - |
| Tax Provision | $15,639,000 | $-16,934,000 | $11,169,000 | $27,907,000 |
| Impairment Of Capital Assets | $17,636,000 | $0 | $0 | - |
| Gain On Sale Of Security | $-1,604,000 | $-73,254,000 | $2,573,000 | $-5,220,000 |
| Selling General And Administration | $102,076,000 | $97,695,000 | $89,951,000 | $86,632,000 |
| Insurance And Claims | $5,628,000 | $6,297,000 | $3,994,000 | $2,258,000 |
| Salaries And Wages | $96,448,000 | $91,398,000 | $85,957,000 | $84,374,000 |
| Occupancy And Equipment | $16,526,000 | $15,117,000 | $14,396,000 | $14,606,000 |
| Other Special Charges | - | $2,572,000 | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-05-26
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $707,202,000 | $705,780,000 | $650,664,000 | $657,504,000 |
| Total Assets | $8,693,302,000 | $9,038,972,000 | $8,537,236,000 | $8,422,946,000 |
| Goodwill And Other Intangible Assets | $773,000 | $18,759,000 | $19,173,000 | $19,653,000 |
| Other Intangible Assets | $773,000 | $1,123,000 | $1,537,000 | $2,017,000 |
| Receivables | $59,436,000 | $62,036,000 | $59,018,000 | $45,048,000 |
| Accounts Receivable | $59,436,000 | $62,036,000 | $59,018,000 | $45,048,000 |
| Cash And Cash Equivalents | $109,461,000 | $109,409,000 | $124,212,000 | $85,409,000 |
| Debt | ||||
| Net Debt | $375,192,000 | $806,645,000 | $717,069,000 | $967,564,000 |
| Total Debt | $538,495,000 | $962,497,000 | $882,103,000 | $1,099,098,000 |
| Long Term Debt And Capital Lease Obligation | $538,495,000 | $962,497,000 | $882,103,000 | $1,099,098,000 |
| Long Term Debt | $484,653,000 | $916,054,000 | $841,281,000 | $1,052,973,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,985,327,000 | $8,314,433,000 | $7,867,399,000 | $7,745,789,000 |
| Equity | ||||
| Common Stock Equity | $707,975,000 | $724,539,000 | $669,837,000 | $677,157,000 |
| Total Equity Gross Minority Interest | $707,975,000 | $724,539,000 | $669,837,000 | $677,157,000 |
| Stockholders Equity | $707,975,000 | $724,539,000 | $669,837,000 | $677,157,000 |
| Gains Losses Not Affecting Retained Earnings | $-453,000 | $7,133,000 | $-38,651,000 | $-36,488,000 |
| Other Equity Adjustments | $-453,000 | $7,133,000 | $-38,651,000 | $-36,488,000 |
| Retained Earnings | $480,376,000 | $492,003,000 | $549,683,000 | $547,507,000 |
| Other | ||||
| Treasury Shares Number | $4,899,349 | $5,018,720 | $5,221,813 | $4,611,232 |
| Ordinary Shares Number | $33,778,438 | $33,659,067 | $28,865,810 | $29,476,391 |
| Share Issued | $38,677,787 | $38,677,787 | $34,087,623 | $34,087,623 |
| Tangible Book Value | $707,202,000 | $705,780,000 | $650,664,000 | $657,504,000 |
| Invested Capital | $1,192,628,000 | $1,640,593,000 | $1,511,118,000 | $1,730,130,000 |
| Capital Lease Obligations | $53,842,000 | $46,443,000 | $40,822,000 | $46,125,000 |
| Total Capitalization | $1,192,628,000 | $1,640,593,000 | $1,511,118,000 | $1,730,130,000 |
| Treasury Stock | $98,948,000 | $101,655,000 | $106,070,000 | $98,535,000 |
| Additional Paid In Capital | $326,613,000 | $326,671,000 | $264,534,000 | $264,332,000 |
| Capital Stock | $387,000 | $387,000 | $341,000 | $341,000 |
| Common Stock | $387,000 | $387,000 | $341,000 | $341,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $53,842,000 | $46,443,000 | $40,822,000 | $46,125,000 |
| Investments And Advances | $1,319,435,000 | $1,494,982,000 | $747,637,000 | $632,283,000 |
| Held To Maturity Securities | $45,485,000 | $46,991,000 | $68,328,000 | $69,161,000 |
| Goodwill | $0 | $17,636,000 | $17,636,000 | $17,636,000 |
| Net PPE | $70,852,000 | $63,652,000 | $60,830,000 | $65,039,000 |
| Accumulated Depreciation | $-74,872,000 | $-69,532,000 | $-63,988,000 | $-58,035,000 |
| Gross PPE | $145,724,000 | $133,184,000 | $124,818,000 | $123,074,000 |
| Leases | $55,599,000 | $51,979,000 | $50,976,000 | $46,992,000 |
| Other Properties | $53,118,000 | $45,800,000 | $39,557,000 | $43,289,000 |
| Machinery Furniture Equipment | $37,007,000 | $35,405,000 | $34,285,000 | $32,793,000 |
| Other Short Term Investments | $1,273,950,000 | $1,447,991,000 | $679,309,000 | $563,122,000 |
| Available For Sale Securities | - | - | - | - |
Fetched: 2026-05-26
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $55,799,000 | $10,102,000 | $29,097,000 | $81,413,000 |
| Operating Activities | ||||
| Operating Cash Flow | $61,020,000 | $12,412,000 | $34,585,000 | $85,755,000 |
| Cash Flow From Continuing Operating Activities | $61,020,000 | $12,412,000 | $34,585,000 | $85,755,000 |
| Operating Gains Losses | $-4,683,000 | $75,823,000 | $-479,000 | $9,950,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,221,000 | $-2,310,000 | $-5,488,000 | $-4,342,000 |
| Investing Cash Flow | $246,535,000 | $-505,604,000 | $-94,261,000 | $-351,818,000 |
| Cash Flow From Continuing Investing Activities | $246,535,000 | $-505,604,000 | $-94,261,000 | $-351,818,000 |
| Net Other Investing Changes | $-5,758,000 | $-10,957,000 | $-556,000 | $60,385,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-721,000 | $-1,707,000 | $-13,165,000 | $-29,675,000 |
| Issuance Of Capital Stock | $0 | $65,540,000 | $0 | $0 |
| Financing Cash Flow | $-334,053,000 | $473,609,000 | $80,079,000 | $336,094,000 |
| Cash Flow From Continuing Financing Activities | $-334,053,000 | $473,609,000 | $80,079,000 | $336,094,000 |
| Cash Dividends Paid | $-30,290,000 | $-26,043,000 | $-26,260,000 | $-27,031,000 |
| Common Stock Dividend Paid | $-30,290,000 | $-26,043,000 | $-26,260,000 | $-27,031,000 |
| Net Common Stock Issuance | $-721,000 | $63,833,000 | $-13,165,000 | $-29,675,000 |
| Common Stock Issuance | $0 | $65,540,000 | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $0 | $-551,117,000 | $-265,001,000 | $-55,685,000 |
| Issuance Of Debt | $0 | $300,000,000 | $661,050,000 | $63,603,000 |
| Interest Paid Supplemental Data | $254,036,000 | $278,702,000 | $214,610,000 | $63,680,000 |
| Income Tax Paid Supplemental Data | $1,326,000 | $8,578,000 | $6,269,000 | $32,411,000 |
| End Cash Position | $126,076,000 | $152,574,000 | $172,157,000 | $151,754,000 |
| Beginning Cash Position | $152,574,000 | $172,157,000 | $151,754,000 | $81,723,000 |
| Changes In Cash | $-26,498,000 | $-19,583,000 | $20,403,000 | $70,031,000 |
| Common Stock Payments | $-721,000 | $-1,707,000 | $-13,165,000 | $-29,675,000 |
| Net Issuance Payments Of Debt | $-435,000,000 | $73,133,000 | $-209,701,000 | $242,918,000 |
| Net Short Term Debt Issuance | $-435,000,000 | $324,250,000 | $-605,750,000 | $235,000,000 |
| Net Long Term Debt Issuance | $0 | $-251,117,000 | $396,049,000 | $7,918,000 |
| Long Term Debt Payments | $0 | $-551,117,000 | $-265,001,000 | $-55,685,000 |
| Long Term Debt Issuance | $0 | $300,000,000 | $661,050,000 | $63,603,000 |
| Net Investment Purchase And Sale | $96,292,000 | $-575,710,000 | $-129,155,000 | $-70,891,000 |
| Sale Of Investment | $593,237,000 | $726,899,000 | $58,287,000 | $170,524,000 |
| Purchase Of Investment | $-496,945,000 | $-1,302,609,000 | $-187,442,000 | $-241,415,000 |
| Net PPE Purchase And Sale | $-5,221,000 | $-2,310,000 | $-5,488,000 | $-4,342,000 |
| Purchase Of PPE | $-5,221,000 | $-2,310,000 | $-5,488,000 | $-4,342,000 |
| Change In Working Capital | $1,457,000 | $-29,583,000 | $-7,749,000 | $-3,384,000 |
| Change In Other Current Liabilities | $4,114,000 | $-7,058,000 | $11,559,000 | $-15,159,000 |
| Change In Other Current Assets | $-2,657,000 | $-22,525,000 | $-19,308,000 | $11,775,000 |
| Other Non Cash Items | $-11,036,000 | $-9,239,000 | $-10,064,000 | $-11,674,000 |
| Stock Based Compensation | $3,153,000 | $2,461,000 | $5,604,000 | $6,807,000 |
| Unrealized Gain Loss On Investment Securities | $2,312,000 | $939,000 | $-2,573,000 | $-5,728,000 |
| Asset Impairment Charge | $17,636,000 | $0 | $0 | - |
| Deferred Tax | $11,099,000 | $-15,862,000 | $3,721,000 | $144,000 |
| Deferred Income Tax | $11,099,000 | $-15,862,000 | $3,721,000 | $144,000 |
| Depreciation Amortization Depletion | $5,689,000 | $6,144,000 | $6,445,000 | $6,475,000 |
| Depreciation And Amortization | $5,689,000 | $6,144,000 | $6,445,000 | $6,475,000 |
| Amortization Cash Flow | $350,000 | $414,000 | $480,000 | $545,000 |
| Amortization Of Intangibles | $350,000 | $414,000 | $480,000 | $545,000 |
| Depreciation | $5,339,000 | $5,730,000 | $5,965,000 | $5,930,000 |
| Gain Loss On Investment Securities | $-708,000 | $72,315,000 | $0 | $10,948,000 |
| Net Income From Continuing Operations | $18,880,000 | $-31,333,000 | $28,664,000 | $76,945,000 |
| Short Term Debt Issuance | - | - | - | $235,000,000 |
| Net Business Purchase And Sale | - | - | - | $0 |
| Sale Of Business | - | - | - | $0 |
| Purchase Of Business | - | - | - | $0 |
| Proceeds From Stock Option Exercised | - | - | - | - |
| Pension And Employee Benefit Expense | - | - | - | - |
Fetched: 2026-05-26