FGBIP
First Guaranty Bancshares, Inc.
Price Chart
Latest Quote
$20.00
-0.08 (-0.40%)
Current Price
| Previous Close | $20.08 |
| Open | $20.07 |
| Day High | $20.09 |
| Day Low | $20.00 |
| Volume | 3,096 |
Stock Information
| Quarterly Dividend / Yield | $1.69 / 8.44% |
| Quarterly Dividend Yield | 8.44% |
| Quarterly Dividend | $1.69 |
| Total Debt | $186.15M |
| Cash Equivalents | $734.02M |
| Revenue | $23.92M |
| Net Income | $-49.44M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| P/E Ratio | 7.68 |
| EPS (TTM) | $2.60 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-194.25M |
| Sales | $23.92M |
| Income | $-49.44M |
| Book/sh | $11.91 |
| Employees | 326 |
Financial Ratios
Returns & Margins
| ROA | -1.21% |
| ROE | -19.82% |
| Operating Margin | 18.16% |
| Profit Margin | -196.94% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/B | 1.68 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $20.33 |
| SMA50 | $19.24 |
| SMA200 | $17.13 |
| RSI | 41.20 |
| ATR | 0.1229 |
| Shares Float | 3.71M |
| Short Ratio | 1.67 |
| Volatility | 0.45 |
| Rel Volume | 2.14 |
Performance History
| Week | -2.68% |
| Month | -2.68% |
| Quarter | +15.96% |
| 6 Months | +38.48% |
| YTD | +33.34% |
| Year | +18.66% |
| 3 Years | +27.33% |
| 5 Years | +9.32% |
| 10 Years | +14.50% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $20.00 | 3,096 |
| 2026-06-18 | $20.08 | 1,000 |
| 2026-06-17 | $20.00 | 0 |
| 2026-06-16 | $20.00 | 2,200 |
| 2026-06-15 | $20.26 | 1,000 |
| 2026-06-12 | $20.55 | 0 |
| 2026-06-11 | $20.55 | 400 |
| 2026-06-10 | $20.46 | 0 |
| 2026-06-09 | $20.46 | 2,300 |
| 2026-06-08 | $20.30 | 1,400 |
| 2026-06-05 | $20.49 | 1,300 |
| 2026-06-04 | $20.49 | 900 |
| 2026-06-03 | $20.44 | 2,400 |
| 2026-06-02 | $20.24 | 800 |
| 2026-06-01 | $20.25 | 3,100 |
| 2026-05-29 | $20.10 | 4,600 |
| 2026-05-28 | $20.42 | 300 |
| 2026-05-27 | $20.49 | 400 |
| 2026-05-26 | $20.50 | 3,000 |
About First Guaranty Bancshares, Inc.
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.
đ° Latest News
First Guaranty Bancshares Insiders Placed Bullish Bets Worth US$6.47m
Simply Wall St. âĸ 2026-05-02T12:04:31Z
First Guaranty Bancshares (FGBI) Q4 Earnings Surpass Estimates
Zacks âĸ 2026-03-31T19:55:01Z
With 52% ownership, insiders at First Guaranty Bancshares, Inc. (NASDAQ:FGBI) are pretty optimistic and have been buying recently
Simply Wall St. âĸ 2026-02-10T10:51:51Z
First Guaranty Bancshares (FGBI) Moves 19.7% Higher: Will This Strength Last?
Zacks âĸ 2026-01-06T12:08:00Z
First Guaranty Bancshares (FGBI) Reports Q3 Loss, Misses Revenue Estimates
Zacks âĸ 2025-11-17T20:20:01Z
Earnings Preview: First Guaranty Bancshares (FGBI) Q3 Earnings Expected to Decline
Zacks âĸ 2025-10-23T14:00:05Z
First Guaranty Bancshares (FGBI) Reports Q2 Loss, Lags Revenue Estimates
Zacks âĸ 2025-08-18T18:45:02Z
First Guaranty Bancshares: Q2 Earnings Snapshot
Associated Press Finance âĸ 2025-08-18T17:41:34ZFirst Guaranty Bancshares Second Quarter 2025 Earnings: US$0.50 loss per share (vs US$0.53 profit in 2Q 2024)
Simply Wall St. âĸ 2025-08-05T10:17:50Z
W. McAnally Bought 17% More Shares In First Guaranty Bancshares
Simply Wall St. âĸ 2025-07-04T10:35:09Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $93,744,000 | $111,509,000 | $93,478,000 | $109,301,000 |
| Operating Revenue | $93,744,000 | $111,509,000 | $93,478,000 | $109,301,000 |
| Expenses | ||||
| Interest Expense | $126,337,000 | $133,268,000 | $98,304,000 | $36,534,000 |
| Selling And Marketing Expense | $729,000 | $1,240,000 | $1,927,000 | $1,747,000 |
| General And Administrative Expense | $30,470,000 | $38,304,000 | $40,422,000 | $36,699,000 |
| Professional Expense And Contract Services Expense | $3,412,000 | $4,465,000 | $5,709,000 | $4,159,000 |
| Other Non Interest Expense | $17,182,000 | $15,484,000 | $14,805,000 | $12,831,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-56,022,000 | $12,448,000 | $9,219,000 | $28,884,000 |
| Net Interest Income | $86,942,000 | $88,438,000 | $84,705,000 | $100,042,000 |
| Interest Income | $213,279,000 | $221,706,000 | $183,009,000 | $136,576,000 |
| Normalized Income | $-45,054,592 | $2,095,932 | $9,201,176 | $28,884,000 |
| Net Income From Continuing And Discontinued Operation | $-56,022,000 | $12,448,000 | $9,219,000 | $28,884,000 |
| Net Income Common Stockholders | $-58,350,000 | $10,119,000 | $6,890,000 | $26,556,000 |
| Net Income | $-56,022,000 | $12,448,000 | $9,219,000 | $28,884,000 |
| Net Income Including Noncontrolling Interests | $-56,022,000 | $12,448,000 | $9,219,000 | $28,884,000 |
| Net Income Continuous Operations | $-56,022,000 | $12,448,000 | $9,219,000 | $28,884,000 |
| Pretax Income | $-68,560,000 | $16,006,000 | $11,896,000 | $36,390,000 |
| Special Income Charges | $-12,900,000 | $0 | $23,000 | $-638,000 |
| Depreciation Amortization Depletion Income Statement | $5,600,000 | $5,789,000 | $5,978,000 | $4,887,000 |
| Depreciation And Amortization In Income Statement | $5,600,000 | $5,789,000 | $5,978,000 | $4,887,000 |
| Amortization Of Intangibles Income Statement | $5,600,000 | $5,789,000 | $5,978,000 | $4,887,000 |
| Other | ||||
| Tax Effect Of Unusual Items | $-2,456,592 | $2,953,932 | $5,176 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-13,424,000 | $13,306,000 | $23,000 | $-638,000 |
| Total Unusual Items Excluding Goodwill | $-13,424,000 | $13,306,000 | $23,000 | $-638,000 |
| Reconciled Depreciation | $4,290,000 | $4,432,000 | $4,026,000 | $4,109,000 |
| Diluted NI Availto Com Stockholders | $-58,350,000 | $10,119,000 | $6,890,000 | $26,556,000 |
| Preferred Stock Dividends | $2,328,000 | $2,329,000 | $2,329,000 | $2,328,000 |
| Tax Provision | $-12,538,000 | $3,558,000 | $2,677,000 | $7,506,000 |
| Impairment Of Capital Assets | $12,900,000 | $0 | - | - |
| Amortization | $5,600,000 | $5,789,000 | $5,978,000 | $4,887,000 |
| Selling General And Administration | $31,199,000 | $39,544,000 | $42,349,000 | $38,446,000 |
| Salaries And Wages | $30,470,000 | $38,304,000 | $40,422,000 | $36,699,000 |
| Occupancy And Equipment | $10,282,000 | $10,187,000 | $9,027,000 | $8,932,000 |
| Other Special Charges | - | $-13,306,000 | $-23,000 | $638,000 |
| Gain On Sale Of Security | - | $0 | $0 | $-17,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-21
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $223,580,000 | $238,675,000 | $232,433,000 | $217,112,000 |
| Total Assets | $4,078,321,000 | $3,972,728,000 | $3,552,772,000 | $3,151,347,000 |
| Goodwill And Other Intangible Assets | $2,638,000 | $16,374,000 | $17,198,000 | $17,879,000 |
| Other Intangible Assets | $2,638,000 | $3,474,000 | $4,298,000 | $4,979,000 |
| Receivables | $86,880,000 | $233,331,000 | $299,180,000 | $328,070,000 |
| Other Receivables | $74,425,000 | $218,481,000 | $283,467,000 | $315,068,000 |
| Accounts Receivable | $12,455,000 | $14,850,000 | $15,713,000 | $13,002,000 |
| Cash And Cash Equivalents | $845,400,000 | $564,028,000 | $286,114,000 | $82,796,000 |
| Cash Financial | $845,150,000 | $563,778,000 | $286,114,000 | $82,796,000 |
| Cash Cash Equivalents And Federal Funds Sold | $845,951,000 | $564,458,000 | $286,455,000 | $83,219,000 |
| Debt | ||||
| Total Debt | $179,008,000 | $194,914,000 | $269,099,000 | $176,927,000 |
| Long Term Debt And Capital Lease Obligation | $179,008,000 | $194,914,000 | $209,099,000 | $36,927,000 |
| Long Term Debt | $179,008,000 | $194,914,000 | $209,099,000 | $36,927,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $60,000,000 | $140,000,000 |
| Current Debt | - | $0 | $60,000,000 | $140,000,000 |
| Other Current Borrowings | - | $0 | $50,000,000 | $120,000,000 |
| Net Debt | - | - | - | $94,131,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,852,103,000 | $3,717,679,000 | $3,303,141,000 | $2,916,356,000 |
| Payables And Accrued Expenses | $17,637,000 | $20,437,000 | $11,807,000 | $4,289,000 |
| Payables | $17,637,000 | $20,437,000 | $11,807,000 | $4,289,000 |
| Accounts Payable | $17,637,000 | $20,437,000 | $11,807,000 | $4,289,000 |
| Equity | ||||
| Common Stock Equity | $193,160,000 | $221,991,000 | $216,573,000 | $201,933,000 |
| Preferred Stock Equity | $33,058,000 | $33,058,000 | $33,058,000 | $33,058,000 |
| Total Equity Gross Minority Interest | $226,218,000 | $255,049,000 | $249,631,000 | $234,991,000 |
| Stockholders Equity | $226,218,000 | $255,049,000 | $249,631,000 | $234,991,000 |
| Gains Losses Not Affecting Retained Earnings | $-7,309,000 | $-12,868,000 | $-12,959,000 | $-15,228,000 |
| Other Equity Adjustments | $-7,309,000 | $-12,868,000 | $-12,959,000 | $-15,228,000 |
| Retained Earnings | $14,055,000 | $72,965,000 | $67,972,000 | $76,351,000 |
| Other Equity Interest | - | - | $33,058,000 | $33,058,000 |
| Other | ||||
| Preferred Shares Number | $34,500 | $1,380,000 | $1,380,000 | $1,380,000 |
| Ordinary Shares Number | $15,793,433 | $12,504,717 | $12,475,424 | $10,716,796 |
| Share Issued | $15,793,433 | $12,504,717 | $12,475,424 | $10,716,796 |
| Tangible Book Value | $190,522,000 | $205,617,000 | $199,375,000 | $184,054,000 |
| Invested Capital | $372,168,000 | $416,905,000 | $485,672,000 | $378,860,000 |
| Total Capitalization | $405,226,000 | $449,963,000 | $458,730,000 | $271,918,000 |
| Additional Paid In Capital | $170,621,000 | $149,389,000 | $149,085,000 | $130,093,000 |
| Capital Stock | $48,851,000 | $45,563,000 | $45,533,000 | $43,775,000 |
| Common Stock | $15,793,000 | $12,505,000 | $12,475,000 | $10,717,000 |
| Preferred Stock | $33,058,000 | $33,058,000 | $33,058,000 | $33,058,000 |
| Investments And Advances | $999,267,000 | $602,719,000 | $404,123,000 | $451,526,000 |
| Held To Maturity Securities | $322,675,000 | $321,622,000 | $320,638,000 | $320,068,000 |
| Available For Sale Securities | $20,199,000 | - | - | - |
| Goodwill | $0 | $12,900,000 | $12,900,000 | $12,900,000 |
| Net PPE | $59,585,000 | $67,789,000 | $69,792,000 | $58,206,000 |
| Accumulated Depreciation | $-46,544,000 | $-45,107,000 | $-47,250,000 | $-44,464,000 |
| Gross PPE | $106,129,000 | $112,896,000 | $117,042,000 | $102,670,000 |
| Construction In Progress | $1,521,000 | $2,407,000 | $14,368,000 | $1,854,000 |
| Machinery Furniture Equipment | $33,180,000 | $32,946,000 | $31,681,000 | $31,109,000 |
| Buildings And Improvements | $57,486,000 | $60,741,000 | $55,452,000 | $54,423,000 |
| Land And Improvements | $13,942,000 | $16,802,000 | $15,541,000 | $15,284,000 |
| Other Short Term Investments | $656,393,000 | $281,097,000 | $83,485,000 | $131,458,000 |
| Line Of Credit | - | $0 | $10,000,000 | $20,000,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-21
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-9,976,000 | $30,685,000 | $6,759,000 | $34,222,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-8,280,000 | $33,729,000 | $21,714,000 | $36,865,000 |
| Cash Flow From Continuing Operating Activities | $-8,280,000 | $33,729,000 | $21,714,000 | $36,865,000 |
| Operating Gains Losses | $632,000 | $-15,034,000 | $-393,000 | $-1,860,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,696,000 | $-3,044,000 | $-14,955,000 | $-2,643,000 |
| Investing Cash Flow | $129,897,000 | $-142,069,000 | $-206,088,000 | $-467,911,000 |
| Cash Flow From Continuing Investing Activities | $129,897,000 | $-142,069,000 | $-206,088,000 | $-467,911,000 |
| Net Other Investing Changes | $142,000 | $5,412,000 | $-6,403,000 | $-2,728,000 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $7,046,000 | $0 | $20,000,000 | $0 |
| Financing Cash Flow | $159,876,000 | $386,093,000 | $387,610,000 | $252,333,000 |
| Cash Flow From Continuing Financing Activities | $159,876,000 | $386,093,000 | $387,610,000 | $252,333,000 |
| Cash Dividends Paid | $-2,889,000 | $-7,455,000 | $-9,698,000 | $-9,187,000 |
| Preferred Stock Dividend Paid | $-2,329,000 | $-2,328,000 | $-2,328,000 | $-2,328,000 |
| Common Stock Dividend Paid | $-560,000 | $-5,127,000 | $-7,370,000 | $-6,859,000 |
| Net Common Stock Issuance | $7,046,000 | $0 | $20,000,000 | $0 |
| Common Stock Issuance | $7,046,000 | $0 | $20,000,000 | $0 |
| Net Preferred Stock Issuance | - | - | - | $0 |
| Preferred Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-1,008,000 | $-44,030,000 | $-22,946,000 | $-5,783,000 |
| Issuance Of Debt | $0 | $29,700,000 | $195,097,000 | $0 |
| Interest Paid Supplemental Data | $129,137,000 | $124,638,000 | $90,786,000 | $36,725,000 |
| Income Tax Paid Supplemental Data | $4,150,000 | $0 | $3,430,000 | $7,620,000 |
| End Cash Position | $845,701,000 | $564,208,000 | $286,455,000 | $83,219,000 |
| Beginning Cash Position | $564,208,000 | $286,455,000 | $83,219,000 | $261,932,000 |
| Changes In Cash | $281,493,000 | $277,753,000 | $203,236,000 | $-178,713,000 |
| Net Issuance Payments Of Debt | $-1,008,000 | $-14,330,000 | $172,151,000 | $-5,783,000 |
| Net Long Term Debt Issuance | $-1,008,000 | $-14,330,000 | $172,151,000 | $-5,783,000 |
| Long Term Debt Payments | $-1,008,000 | $-44,030,000 | $-22,946,000 | $-5,783,000 |
| Long Term Debt Issuance | $0 | $29,700,000 | $195,097,000 | $0 |
| Net Investment Purchase And Sale | $-386,385,000 | $-195,994,000 | $49,069,000 | $-100,067,000 |
| Sale Of Investment | $202,350,000 | $169,497,000 | $51,695,000 | $52,986,000 |
| Purchase Of Investment | $-588,735,000 | $-365,491,000 | $-2,626,000 | $-153,053,000 |
| Net PPE Purchase And Sale | $-558,000 | $11,937,000 | $-14,531,000 | $-2,573,000 |
| Sale Of PPE | $1,138,000 | $14,981,000 | $324,000 | $70,000 |
| Purchase Of PPE | $-1,696,000 | $-3,044,000 | $-14,855,000 | $-2,643,000 |
| Change In Working Capital | $-51,590,000 | $14,008,000 | $4,011,000 | $179,000 |
| Change In Other Working Capital | $-51,116,000 | $14,266,000 | $4,011,000 | $179,000 |
| Change In Other Current Liabilities | $-474,000 | $-258,000 | - | - |
| Other Non Cash Items | $2,474,000 | - | - | - |
| Asset Impairment Charge | $13,333,000 | $397,000 | $150,000 | $96,000 |
| Amortization Of Securities | $-3,126,000 | $-2,556,000 | $987,000 | $1,801,000 |
| Depreciation Amortization Depletion | $4,290,000 | $4,432,000 | $4,026,000 | $4,109,000 |
| Depreciation And Amortization | $4,290,000 | $4,432,000 | $4,026,000 | $4,109,000 |
| Gain Loss On Sale Of PPE | $509,000 | $276,000 | - | - |
| Net Income From Continuing Operations | $-56,022,000 | $12,448,000 | $9,219,000 | $28,884,000 |
| Net Intangibles Purchase And Sale | - | $0 | $-100,000 | $0 |
| Purchase Of Intangibles | - | $0 | $-100,000 | $0 |
| Gain Loss On Investment Securities | - | $0 | $0 | $17,000 |
| Net Business Purchase And Sale | - | - | - | - |
| Purchase Of Business | - | - | - | - |
Fetched: 2026-06-21