FIGR
Figure Technology Solutions, Inc.
Price Chart
Latest Quote
$29.09
| Previous Close | $28.55 |
| Open | $28.00 |
| Day High | $31.12 |
| Day Low | $27.53 |
| Volume | 5,304,522 |
Stock Information
| Shares Outstanding | 182.62M |
| Total Debt | $1.32B |
| Cash Equivalents | $1.46B |
| Revenue | $510.35M |
| Net Income | $107.79M |
| Sector | Financial Services |
| Industry | Capital Markets |
| Market Cap | $6.43B |
| P/E Ratio | 35.48 |
| EPS (TTM) | $0.82 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $6.29B |
| Sales | $510.35M |
| Income | $107.79M |
| Book/sh | $5.89 |
| Cash/sh | $8.02 |
| Employees | 602 |
Financial Ratios
| Quick Ratio | 1.30 |
| Current Ratio | 1.90 |
| Debt/Eq | 102.47 |
Returns & Margins
| ROA | 3.89% |
| ROE | 21.67% |
| Gross Margin | 100.00% |
| Operating Margin | 24.86% |
| Profit Margin | 35.20% |
Ownership
| Insider Ownership | 6.40% |
| Institutional Ownership | 71.02% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 20.44 |
| P/S | 12.60 |
| P/B | 4.94 |
Analyst Data
| Recommendation | buy |
| Target Price | $55.14 |
Technical Indicators
| SMA20 | $30.68 |
| SMA50 | $34.16 |
| RSI | 33.15 |
| ATR | 2.0780 |
| Shares Float | 135.99M |
| Short Float | 5.37% |
| Short Ratio | 2.34 |
| Rel Volume | 1.47 |
Performance History
| Week | +4.15% |
| Month | -20.08% |
| Quarter | -15.16% |
| 6 Months | -21.99% |
| YTD | -33.49% |
| 10 Years | -6.49% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-22 | $29.09 | 5,553,900 |
| 2026-06-18 | $28.55 | 7,805,900 |
| 2026-06-17 | $27.40 | 5,636,300 |
| 2026-06-16 | $29.65 | 4,217,200 |
| 2026-06-15 | $28.99 | 3,213,200 |
| 2026-06-12 | $27.93 | 2,588,200 |
| 2026-06-11 | $28.15 | 3,358,100 |
| 2026-06-10 | $28.07 | 3,484,000 |
| 2026-06-09 | $28.28 | 4,681,600 |
| 2026-06-08 | $27.86 | 3,687,600 |
| 2026-06-05 | $28.49 | 5,776,900 |
| 2026-06-04 | $31.32 | 2,787,700 |
| 2026-06-03 | $30.98 | 3,304,600 |
| 2026-06-02 | $32.09 | 2,156,100 |
| 2026-06-01 | $33.41 | 2,723,700 |
| 2026-05-29 | $35.35 | 3,106,700 |
| 2026-05-28 | $34.73 | 1,944,800 |
| 2026-05-27 | $34.09 | 2,188,600 |
| 2026-05-26 | $35.22 | 5,020,600 |
About Figure Technology Solutions, Inc.
Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace; Figure Connect that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. The company was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. Figure Technology Solutions, Inc. was founded in 2018 and is based in Reno, Nevada.
đ° Latest News
Figure Technology Solutions (FIGR) to Acquire Kiavi in $717 Million Deal
Insider Monkey âĸ 2026-06-17T21:41:30ZFigure Technology Solutions (FIGR): Best Young Stocks to Invest In According to Hedge Funds
Insider Monkey âĸ 2026-06-17T18:28:49ZFigure Technology (FIGR) Establishes Funding Arrangement With Cross River Bank
Insider Monkey âĸ 2026-06-17T16:20:41ZFigure to Acquire Kiavi in $717 Million Blockchain Lending Push
CryptoProwl âĸ 2026-06-10T14:24:00ZFigure Agrees $717 Million Kiavi Acquisition to Expand Blockchain-Based Lending Ecosystem (FIGR)
InvestorsHub âĸ 2026-06-10T12:29:32ZATRenew And Two Insider-Favored Growth Stocks To Watch
Simply Wall St. âĸ 2026-06-09T17:36:10Z3 Growth Stocks With High Insider Ownership And 29% Revenue Growth
Simply Wall St. âĸ 2026-06-09T11:35:36ZTop Growth Companies With Insider Ownership In June 2026
Simply Wall St. âĸ 2026-06-05T17:35:51ZGrowth Companies With High Insider Ownership And Up To 30% Return On Equity
Simply Wall St. âĸ 2026-06-05T11:36:00ZJune 2026 Growth Stocks With High Insider Ownership
Simply Wall St. âĸ 2026-06-04T11:35:44ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Revenue | |||
| Reconciled Cost Of Revenue | $29,514,000 | $21,568,000 | $9,749,000 |
| Cost Of Revenue | $29,514,000 | $21,568,000 | $18,723,000 |
| Total Revenue | $434,491,000 | $278,923,000 | $166,892,000 |
| Operating Revenue | $418,566,000 | $269,657,000 | $165,305,000 |
| Expenses | |||
| Interest Expense | $48,870,000 | $56,415,000 | $49,200,000 |
| Total Expenses | $331,374,000 | $255,232,000 | $212,924,000 |
| Other Income Expense | $-15,382,000 | $6,609,000 | $-5,264,000 |
| Other Non Operating Income Expenses | $368,000 | $6,231,000 | $-2,903,000 |
| Net Non Operating Interest Income Expense | $25,940,000 | $-8,208,000 | $-1,045,000 |
| Interest Expense Non Operating | $48,870,000 | $56,415,000 | $49,200,000 |
| Operating Expense | $301,860,000 | $233,664,000 | $212,924,000 |
| Other Operating Expenses | $79,136,000 | $60,613,000 | $52,215,000 |
| Selling And Marketing Expense | $76,094,000 | $55,657,000 | $52,761,000 |
| General And Administrative Expense | $81,708,000 | $54,737,000 | $58,794,000 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $133,858,000 | $17,214,000 | $-47,935,000 |
| Net Interest Income | $25,940,000 | $-8,208,000 | $-1,045,000 |
| Interest Income | $74,810,000 | $48,207,000 | $48,155,000 |
| Normalized Income | $146,300,500 | $16,873,422 | $-46,069,810 |
| Net Income From Continuing And Discontinued Operation | $133,858,000 | $17,214,000 | $-47,935,000 |
| Total Operating Income As Reported | $117,527,000 | $9,235,000 | $-49,438,000 |
| Net Income Common Stockholders | $133,858,000 | $17,214,000 | $-47,935,000 |
| Net Income | $133,858,000 | $17,214,000 | $-47,935,000 |
| Net Income Including Noncontrolling Interests | $134,281,000 | $19,915,000 | $-52,443,000 |
| Net Income Continuous Operations | $134,281,000 | $19,915,000 | $-52,443,000 |
| Pretax Income | $113,675,000 | $22,092,000 | $-52,341,000 |
| Special Income Charges | $0 | $-14,450,000 | $-5,489,000 |
| Interest Income Non Operating | $74,810,000 | $48,207,000 | $48,155,000 |
| Operating Income | $103,117,000 | $23,691,000 | $-46,032,000 |
| Gross Profit | $404,977,000 | $257,355,000 | $148,169,000 |
| Depreciation Amortization Depletion Income Statement | - | $26,000 | $10,410,000 |
| Depreciation And Amortization In Income Statement | - | $26,000 | $10,410,000 |
| Amortization Of Intangibles Income Statement | - | $26,000 | $10,410,000 |
| Per Share | |||
| Diluted EPS | $0.44 | $0.08 | $-0.23 |
| Basic EPS | $0.54 | $0.08 | $-0.23 |
| Other | |||
| Tax Effect Of Unusual Items | $-3,307,500 | $37,422 | $-495,810 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $194,549,000 | $95,242,000 | $18,604,000 |
| Total Unusual Items | $-15,750,000 | $378,000 | $-2,361,000 |
| Total Unusual Items Excluding Goodwill | $-15,750,000 | $378,000 | $-2,361,000 |
| Reconciled Depreciation | $16,254,000 | $17,113,000 | $19,384,000 |
| EBITDA (Bullshit earnings) | $178,799,000 | $95,620,000 | $16,243,000 |
| EBIT | $162,545,000 | $78,507,000 | $-3,141,000 |
| Diluted Average Shares | $141,802,002 | $208,516,488 | $208,516,488 |
| Basic Average Shares | $114,435,259 | $208,516,488 | $208,516,488 |
| Diluted NI Availto Com Stockholders | $133,858,000 | $17,214,000 | $-47,935,000 |
| Minority Interests | $-423,000 | $-2,701,000 | $4,508,000 |
| Tax Provision | $-20,606,000 | $2,177,000 | $102,000 |
| Write Off | $0 | $5,859,000 | $5,489,000 |
| Impairment Of Capital Assets | $0 | $8,591,000 | $0 |
| Gain On Sale Of Security | $-15,750,000 | $14,828,000 | $-2,361,000 |
| Research And Development | $64,922,000 | $62,657,000 | $49,154,000 |
| Selling General And Administration | $157,802,000 | $110,394,000 | $111,555,000 |
| Other Gand A | $22,595,000 | $19,314,000 | $58,794,000 |
| Salaries And Wages | $59,113,000 | $35,423,000 | $8,855,000 |
| Amortization | - | $26,000 | $10,410,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $1,228,834,000 | $355,098,000 | $217,070,000 |
| Total Assets | $2,317,523,000 | $1,159,578,000 | $660,068,000 |
| Total Non Current Assets | $456,316,000 | $304,888,000 | $201,788,000 |
| Other Non Current Assets | $40,420,000 | $33,826,000 | $39,610,000 |
| Non Current Deferred Assets | $26,037,000 | $0 | - |
| Non Current Deferred Taxes Assets | $26,037,000 | $0 | - |
| Non Current Note Receivables | $113,064,000 | $97,869,000 | $125,112,000 |
| Investmentin Financial Assets | $273,151,000 | $163,489,000 | $37,066,000 |
| Current Assets | $1,861,207,000 | $854,690,000 | $458,280,000 |
| Other Current Assets | $41,518,000 | $14,875,000 | $3,818,000 |
| Assets Held For Sale Current | $404,337,000 | $395,922,000 | $255,516,000 |
| Restricted Cash | $68,637,000 | $57,777,000 | $59,232,000 |
| Receivables | $52,016,000 | $20,998,000 | $17,301,000 |
| Receivables Adjustments Allowances | $-320,000 | $0 | - |
| Other Receivables | $17,269,000 | $15,625,000 | - |
| Accrued Interest Receivable | $4,440,000 | $3,214,000 | - |
| Accounts Receivable | $30,627,000 | $2,159,000 | $17,301,000 |
| Allowance For Doubtful Accounts Receivable | $-320,000 | $0 | - |
| Gross Accounts Receivable | $52,336,000 | $20,998,000 | - |
| Cash Cash Equivalents And Short Term Investments | $1,294,699,000 | $365,118,000 | $122,413,000 |
| Cash And Cash Equivalents | $1,198,141,000 | $289,670,000 | $116,548,000 |
| Financial Assets Designatedas Fair Value Through Profitor Loss Total | - | $163,489,000 | $37,066,000 |
| Loans Receivable | - | $395,922,000 | $255,516,000 |
| Debt | |||
| Total Debt | $945,182,000 | $688,585,000 | $414,987,000 |
| Long Term Debt And Capital Lease Obligation | $234,316,000 | $170,672,000 | $30,769,000 |
| Long Term Debt | $230,143,000 | $167,882,000 | $25,048,000 |
| Current Debt And Capital Lease Obligation | $710,866,000 | $517,913,000 | $384,218,000 |
| Current Debt | $710,866,000 | $517,913,000 | $384,218,000 |
| Other Current Borrowings | $710,866,000 | $517,913,000 | $384,218,000 |
| Net Debt | - | $396,125,000 | $292,718,000 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $1,080,325,000 | $796,203,000 | $437,645,000 |
| Total Non Current Liabilities Net Minority Interest | $234,316,000 | $170,672,000 | $30,769,000 |
| Current Liabilities | $846,009,000 | $625,531,000 | $406,876,000 |
| Other Current Liabilities | $105,642,000 | $70,401,000 | $2,518,000 |
| Payables And Accrued Expenses | $29,501,000 | $37,217,000 | $20,140,000 |
| Payables | $29,501,000 | $37,217,000 | $20,140,000 |
| Accounts Payable | $29,501,000 | $37,217,000 | $20,140,000 |
| Equity | |||
| Common Stock Equity | $1,228,834,000 | $355,096,000 | $217,069,000 |
| Total Equity Gross Minority Interest | $1,237,198,000 | $363,375,000 | $222,423,000 |
| Stockholders Equity | $1,228,834,000 | $355,098,000 | $217,070,000 |
| Retained Earnings | $-186,993,000 | $-320,851,000 | $-338,065,000 |
| Preferred Stock Equity | - | $2,000 | $1,000 |
| Other | |||
| Ordinary Shares Number | $216,378,454 | $208,516,488 | $208,516,488 |
| Share Issued | $216,378,454 | $208,516,488 | $208,516,488 |
| Tangible Book Value | $1,228,834,000 | $355,096,000 | $217,069,000 |
| Invested Capital | $2,169,843,000 | $1,040,891,000 | $626,335,000 |
| Working Capital | $1,015,198,000 | $229,159,000 | $51,404,000 |
| Capital Lease Obligations | $4,173,000 | $2,790,000 | $5,721,000 |
| Total Capitalization | $1,458,977,000 | $522,980,000 | $242,118,000 |
| Minority Interest | $8,364,000 | $8,277,000 | $5,353,000 |
| Additional Paid In Capital | $1,415,804,000 | $675,945,000 | $555,133,000 |
| Capital Stock | $23,000 | $4,000 | $2,000 |
| Common Stock | $23,000 | $2,000 | $1,000 |
| Preferred Stock | $0 | $2,000 | $1,000 |
| Long Term Capital Lease Obligation | $4,173,000 | $2,790,000 | $5,721,000 |
| Investments And Advances | $276,795,000 | $173,193,000 | $37,066,000 |
| Other Investments | $3,644,000 | $9,704,000 | $0 |
| Available For Sale Securities | $273,151,000 | $163,489,000 | $37,066,000 |
| Other Short Term Investments | $96,558,000 | $75,448,000 | $5,865,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $41,919,000 | $-143,640,000 | $-50,614,000 |
| Operating Activities | |||
| Operating Cash Flow | $62,568,000 | $-127,012,000 | $-33,352,000 |
| Cash Flow From Continuing Operating Activities | $62,568,000 | $-127,012,000 | $-33,352,000 |
| Operating Gains Losses | $4,461,000 | $-13,847,000 | $3,500,000 |
| Investing Activities | |||
| Capital Expenditure | $-20,649,000 | $-16,628,000 | $-17,262,000 |
| Investing Cash Flow | $-61,275,000 | $-37,445,000 | $-17,623,000 |
| Cash Flow From Continuing Investing Activities | $-61,275,000 | $-37,445,000 | $-17,623,000 |
| Net Other Investing Changes | $797,000 | $-221,000 | $-4,028,000 |
| Capital Expenditure Reported | $-20,649,000 | $-16,628,000 | $-17,262,000 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $0 | $-1,001,000 | $0 |
| Issuance Of Capital Stock | $663,443,000 | $71,775,000 | $0 |
| Financing Cash Flow | $918,038,000 | $336,124,000 | $65,788,000 |
| Cash Flow From Continuing Financing Activities | $918,038,000 | $336,124,000 | $65,788,000 |
| Net Other Financing Charges | $-10,240,000 | $-1,835,000 | $-961,000 |
| Cash Dividends Paid | $0 | $-2,765,000 | $0 |
| Common Stock Dividend Paid | $0 | $-2,765,000 | $0 |
| Net Preferred Stock Issuance | $0 | $71,775,000 | $0 |
| Preferred Stock Issuance | $0 | $71,775,000 | $0 |
| Net Common Stock Issuance | $663,443,000 | $-1,001,000 | $0 |
| Common Stock Issuance | $663,443,000 | $0 | $0 |
| Other | |||
| Repayment Of Debt | $-5,953,760,000 | $-4,438,785,000 | $-2,778,598,000 |
| Issuance Of Debt | $6,205,836,000 | $4,705,698,000 | $2,844,204,000 |
| Interest Paid Supplemental Data | $49,892,000 | $55,107,000 | $44,833,000 |
| Income Tax Paid Supplemental Data | $10,403,000 | $48,000 | $30,000 |
| End Cash Position | $1,266,778,000 | $347,447,000 | $175,780,000 |
| Beginning Cash Position | $347,447,000 | $175,780,000 | $160,967,000 |
| Changes In Cash | $919,331,000 | $171,667,000 | $14,813,000 |
| Proceeds From Stock Option Exercised | $12,759,000 | $3,037,000 | $1,143,000 |
| Common Stock Payments | $0 | $-1,001,000 | $0 |
| Net Issuance Payments Of Debt | $252,076,000 | $266,913,000 | $65,606,000 |
| Net Short Term Debt Issuance | $167,202,000 | $81,881,000 | $52,974,000 |
| Short Term Debt Issuance | $167,202,000 | $81,881,000 | $52,974,000 |
| Net Long Term Debt Issuance | $84,874,000 | $185,032,000 | $12,632,000 |
| Long Term Debt Payments | $-5,953,760,000 | $-4,438,785,000 | $-2,778,598,000 |
| Long Term Debt Issuance | $6,038,634,000 | $4,623,817,000 | $2,791,230,000 |
| Net Investment Purchase And Sale | $-41,423,000 | $-20,596,000 | $3,667,000 |
| Sale Of Investment | $75,254,000 | $19,498,000 | $4,484,000 |
| Purchase Of Investment | $-116,677,000 | $-40,094,000 | $-817,000 |
| Change In Working Capital | $56,600,000 | $-51,186,000 | $43,731,000 |
| Change In Other Current Assets | $-6,489,236,000 | $-4,728,139,000 | $-3,199,937,000 |
| Change In Payables And Accrued Expense | $-38,930,000 | $14,147,000 | $-4,385,000 |
| Change In Receivables | $6,584,766,000 | $4,662,806,000 | $3,248,053,000 |
| Changes In Account Receivables | $6,584,766,000 | $4,662,806,000 | $3,248,053,000 |
| Other Non Cash Items | $-185,355,000 | $-157,153,000 | $-61,546,000 |
| Stock Based Compensation | $62,364,000 | $38,726,000 | $13,450,000 |
| Asset Impairment Charge | $0 | $19,420,000 | $572,000 |
| Deferred Tax | $-26,037,000 | $0 | $0 |
| Deferred Income Tax | $-26,037,000 | $0 | $0 |
| Depreciation Amortization Depletion | $16,254,000 | $17,113,000 | $19,384,000 |
| Depreciation And Amortization | $16,254,000 | $17,113,000 | $19,384,000 |
| Amortization Cash Flow | $16,254,000 | $17,113,000 | $19,384,000 |
| Amortization Of Intangibles | $16,254,000 | $17,113,000 | $19,384,000 |
| Earnings Losses From Equity Investments | $1,246,000 | $-3,466,000 | $8,189,000 |
| Gain Loss On Investment Securities | $3,215,000 | $-10,381,000 | $-4,689,000 |
| Net Income From Continuing Operations | $134,281,000 | $19,915,000 | $-52,443,000 |
| Net Intangibles Purchase And Sale | - | $1,000,000 | $0 |
| Sale Of Intangibles | - | $1,000,000 | $0 |
| Change In Other Current Liabilities | - | $-2,931,000 | $-2,926,000 |