S&P 500 7,470.86 â–ŧ 29.72 (-0.40%) DOW 51,702.74 ▲ 138.04 (+0.27%) NASDAQ 26,156.81 â–ŧ 361.12 (-1.36%) US Markets Closed â€ĸ 12:30 AM ET

FIGR

Figure Technology Solutions, Inc.

Price Chart
Latest Quote

$29.09

+0.54 (+1.89%)
Current Price
Previous Close $28.55
Open $28.00
Day High $31.12
Day Low $27.53
Volume 5,304,522
Fetched: 2026-06-23T02:57:16
Stock Information
Shares Outstanding 182.62M
Total Debt $1.32B
Cash Equivalents $1.46B
Revenue $510.35M
Net Income $107.79M
Sector Financial Services
Industry Capital Markets
Market Cap $6.43B
P/E Ratio 35.48
EPS (TTM) $0.82
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$6.29B
Sales$510.35M
Income$107.79M
Book/sh$5.89
Cash/sh$8.02
Employees602
Financial Ratios
Quick Ratio1.30
Current Ratio1.90
Debt/Eq102.47
Returns & Margins
ROA3.89%
ROE21.67%
Gross Margin100.00%
Operating Margin24.86%
Profit Margin35.20%
Ownership
Insider Ownership6.40%
Institutional Ownership71.02%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E20.44
P/S12.60
P/B4.94
Analyst Data
Recommendationbuy
Target Price$55.14
Technical Indicators
SMA20$30.68
SMA50$34.16
RSI33.15
ATR2.0780
Shares Float135.99M
Short Float5.37%
Short Ratio2.34
Rel Volume1.47
Performance History
Week+4.15%
Month-20.08%
Quarter-15.16%
6 Months-21.99%
YTD-33.49%
10 Years-6.49%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-22 $29.09 5,553,900
2026-06-18 $28.55 7,805,900
2026-06-17 $27.40 5,636,300
2026-06-16 $29.65 4,217,200
2026-06-15 $28.99 3,213,200
2026-06-12 $27.93 2,588,200
2026-06-11 $28.15 3,358,100
2026-06-10 $28.07 3,484,000
2026-06-09 $28.28 4,681,600
2026-06-08 $27.86 3,687,600
2026-06-05 $28.49 5,776,900
2026-06-04 $31.32 2,787,700
2026-06-03 $30.98 3,304,600
2026-06-02 $32.09 2,156,100
2026-06-01 $33.41 2,723,700
2026-05-29 $35.35 3,106,700
2026-05-28 $34.73 1,944,800
2026-05-27 $34.09 2,188,600
2026-05-26 $35.22 5,020,600
About Figure Technology Solutions, Inc.

Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace; Figure Connect that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. The company was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. Figure Technology Solutions, Inc. was founded in 2018 and is based in Reno, Nevada.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31
Revenue
Reconciled Cost Of Revenue $29,514,000 $21,568,000 $9,749,000
Cost Of Revenue $29,514,000 $21,568,000 $18,723,000
Total Revenue $434,491,000 $278,923,000 $166,892,000
Operating Revenue $418,566,000 $269,657,000 $165,305,000
Expenses
Interest Expense $48,870,000 $56,415,000 $49,200,000
Total Expenses $331,374,000 $255,232,000 $212,924,000
Other Income Expense $-15,382,000 $6,609,000 $-5,264,000
Other Non Operating Income Expenses $368,000 $6,231,000 $-2,903,000
Net Non Operating Interest Income Expense $25,940,000 $-8,208,000 $-1,045,000
Interest Expense Non Operating $48,870,000 $56,415,000 $49,200,000
Operating Expense $301,860,000 $233,664,000 $212,924,000
Other Operating Expenses $79,136,000 $60,613,000 $52,215,000
Selling And Marketing Expense $76,094,000 $55,657,000 $52,761,000
General And Administrative Expense $81,708,000 $54,737,000 $58,794,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $133,858,000 $17,214,000 $-47,935,000
Net Interest Income $25,940,000 $-8,208,000 $-1,045,000
Interest Income $74,810,000 $48,207,000 $48,155,000
Normalized Income $146,300,500 $16,873,422 $-46,069,810
Net Income From Continuing And Discontinued Operation $133,858,000 $17,214,000 $-47,935,000
Total Operating Income As Reported $117,527,000 $9,235,000 $-49,438,000
Net Income Common Stockholders $133,858,000 $17,214,000 $-47,935,000
Net Income $133,858,000 $17,214,000 $-47,935,000
Net Income Including Noncontrolling Interests $134,281,000 $19,915,000 $-52,443,000
Net Income Continuous Operations $134,281,000 $19,915,000 $-52,443,000
Pretax Income $113,675,000 $22,092,000 $-52,341,000
Special Income Charges $0 $-14,450,000 $-5,489,000
Interest Income Non Operating $74,810,000 $48,207,000 $48,155,000
Operating Income $103,117,000 $23,691,000 $-46,032,000
Gross Profit $404,977,000 $257,355,000 $148,169,000
Depreciation Amortization Depletion Income Statement - $26,000 $10,410,000
Depreciation And Amortization In Income Statement - $26,000 $10,410,000
Amortization Of Intangibles Income Statement - $26,000 $10,410,000
Per Share
Diluted EPS $0.44 $0.08 $-0.23
Basic EPS $0.54 $0.08 $-0.23
Other
Tax Effect Of Unusual Items $-3,307,500 $37,422 $-495,810
Tax Rate For Calcs $0 $0 $0
Normalized EBITDA (Bullshit earnings) $194,549,000 $95,242,000 $18,604,000
Total Unusual Items $-15,750,000 $378,000 $-2,361,000
Total Unusual Items Excluding Goodwill $-15,750,000 $378,000 $-2,361,000
Reconciled Depreciation $16,254,000 $17,113,000 $19,384,000
EBITDA (Bullshit earnings) $178,799,000 $95,620,000 $16,243,000
EBIT $162,545,000 $78,507,000 $-3,141,000
Diluted Average Shares $141,802,002 $208,516,488 $208,516,488
Basic Average Shares $114,435,259 $208,516,488 $208,516,488
Diluted NI Availto Com Stockholders $133,858,000 $17,214,000 $-47,935,000
Minority Interests $-423,000 $-2,701,000 $4,508,000
Tax Provision $-20,606,000 $2,177,000 $102,000
Write Off $0 $5,859,000 $5,489,000
Impairment Of Capital Assets $0 $8,591,000 $0
Gain On Sale Of Security $-15,750,000 $14,828,000 $-2,361,000
Research And Development $64,922,000 $62,657,000 $49,154,000
Selling General And Administration $157,802,000 $110,394,000 $111,555,000
Other Gand A $22,595,000 $19,314,000 $58,794,000
Salaries And Wages $59,113,000 $35,423,000 $8,855,000
Amortization - $26,000 $10,410,000
Fetched: 2026-06-20
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31
Assets
Net Tangible Assets $1,228,834,000 $355,098,000 $217,070,000
Total Assets $2,317,523,000 $1,159,578,000 $660,068,000
Total Non Current Assets $456,316,000 $304,888,000 $201,788,000
Other Non Current Assets $40,420,000 $33,826,000 $39,610,000
Non Current Deferred Assets $26,037,000 $0 -
Non Current Deferred Taxes Assets $26,037,000 $0 -
Non Current Note Receivables $113,064,000 $97,869,000 $125,112,000
Investmentin Financial Assets $273,151,000 $163,489,000 $37,066,000
Current Assets $1,861,207,000 $854,690,000 $458,280,000
Other Current Assets $41,518,000 $14,875,000 $3,818,000
Assets Held For Sale Current $404,337,000 $395,922,000 $255,516,000
Restricted Cash $68,637,000 $57,777,000 $59,232,000
Receivables $52,016,000 $20,998,000 $17,301,000
Receivables Adjustments Allowances $-320,000 $0 -
Other Receivables $17,269,000 $15,625,000 -
Accrued Interest Receivable $4,440,000 $3,214,000 -
Accounts Receivable $30,627,000 $2,159,000 $17,301,000
Allowance For Doubtful Accounts Receivable $-320,000 $0 -
Gross Accounts Receivable $52,336,000 $20,998,000 -
Cash Cash Equivalents And Short Term Investments $1,294,699,000 $365,118,000 $122,413,000
Cash And Cash Equivalents $1,198,141,000 $289,670,000 $116,548,000
Financial Assets Designatedas Fair Value Through Profitor Loss Total - $163,489,000 $37,066,000
Loans Receivable - $395,922,000 $255,516,000
Debt
Total Debt $945,182,000 $688,585,000 $414,987,000
Long Term Debt And Capital Lease Obligation $234,316,000 $170,672,000 $30,769,000
Long Term Debt $230,143,000 $167,882,000 $25,048,000
Current Debt And Capital Lease Obligation $710,866,000 $517,913,000 $384,218,000
Current Debt $710,866,000 $517,913,000 $384,218,000
Other Current Borrowings $710,866,000 $517,913,000 $384,218,000
Net Debt - $396,125,000 $292,718,000
Liabilities
Total Liabilities Net Minority Interest $1,080,325,000 $796,203,000 $437,645,000
Total Non Current Liabilities Net Minority Interest $234,316,000 $170,672,000 $30,769,000
Current Liabilities $846,009,000 $625,531,000 $406,876,000
Other Current Liabilities $105,642,000 $70,401,000 $2,518,000
Payables And Accrued Expenses $29,501,000 $37,217,000 $20,140,000
Payables $29,501,000 $37,217,000 $20,140,000
Accounts Payable $29,501,000 $37,217,000 $20,140,000
Equity
Common Stock Equity $1,228,834,000 $355,096,000 $217,069,000
Total Equity Gross Minority Interest $1,237,198,000 $363,375,000 $222,423,000
Stockholders Equity $1,228,834,000 $355,098,000 $217,070,000
Retained Earnings $-186,993,000 $-320,851,000 $-338,065,000
Preferred Stock Equity - $2,000 $1,000
Other
Ordinary Shares Number $216,378,454 $208,516,488 $208,516,488
Share Issued $216,378,454 $208,516,488 $208,516,488
Tangible Book Value $1,228,834,000 $355,096,000 $217,069,000
Invested Capital $2,169,843,000 $1,040,891,000 $626,335,000
Working Capital $1,015,198,000 $229,159,000 $51,404,000
Capital Lease Obligations $4,173,000 $2,790,000 $5,721,000
Total Capitalization $1,458,977,000 $522,980,000 $242,118,000
Minority Interest $8,364,000 $8,277,000 $5,353,000
Additional Paid In Capital $1,415,804,000 $675,945,000 $555,133,000
Capital Stock $23,000 $4,000 $2,000
Common Stock $23,000 $2,000 $1,000
Preferred Stock $0 $2,000 $1,000
Long Term Capital Lease Obligation $4,173,000 $2,790,000 $5,721,000
Investments And Advances $276,795,000 $173,193,000 $37,066,000
Other Investments $3,644,000 $9,704,000 $0
Available For Sale Securities $273,151,000 $163,489,000 $37,066,000
Other Short Term Investments $96,558,000 $75,448,000 $5,865,000
Fetched: 2026-06-20
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31
Free Cash Flow
Free Cash Flow $41,919,000 $-143,640,000 $-50,614,000
Operating Activities
Operating Cash Flow $62,568,000 $-127,012,000 $-33,352,000
Cash Flow From Continuing Operating Activities $62,568,000 $-127,012,000 $-33,352,000
Operating Gains Losses $4,461,000 $-13,847,000 $3,500,000
Investing Activities
Capital Expenditure $-20,649,000 $-16,628,000 $-17,262,000
Investing Cash Flow $-61,275,000 $-37,445,000 $-17,623,000
Cash Flow From Continuing Investing Activities $-61,275,000 $-37,445,000 $-17,623,000
Net Other Investing Changes $797,000 $-221,000 $-4,028,000
Capital Expenditure Reported $-20,649,000 $-16,628,000 $-17,262,000
Financing Activities
Repurchase Of Capital Stock $0 $-1,001,000 $0
Issuance Of Capital Stock $663,443,000 $71,775,000 $0
Financing Cash Flow $918,038,000 $336,124,000 $65,788,000
Cash Flow From Continuing Financing Activities $918,038,000 $336,124,000 $65,788,000
Net Other Financing Charges $-10,240,000 $-1,835,000 $-961,000
Cash Dividends Paid $0 $-2,765,000 $0
Common Stock Dividend Paid $0 $-2,765,000 $0
Net Preferred Stock Issuance $0 $71,775,000 $0
Preferred Stock Issuance $0 $71,775,000 $0
Net Common Stock Issuance $663,443,000 $-1,001,000 $0
Common Stock Issuance $663,443,000 $0 $0
Other
Repayment Of Debt $-5,953,760,000 $-4,438,785,000 $-2,778,598,000
Issuance Of Debt $6,205,836,000 $4,705,698,000 $2,844,204,000
Interest Paid Supplemental Data $49,892,000 $55,107,000 $44,833,000
Income Tax Paid Supplemental Data $10,403,000 $48,000 $30,000
End Cash Position $1,266,778,000 $347,447,000 $175,780,000
Beginning Cash Position $347,447,000 $175,780,000 $160,967,000
Changes In Cash $919,331,000 $171,667,000 $14,813,000
Proceeds From Stock Option Exercised $12,759,000 $3,037,000 $1,143,000
Common Stock Payments $0 $-1,001,000 $0
Net Issuance Payments Of Debt $252,076,000 $266,913,000 $65,606,000
Net Short Term Debt Issuance $167,202,000 $81,881,000 $52,974,000
Short Term Debt Issuance $167,202,000 $81,881,000 $52,974,000
Net Long Term Debt Issuance $84,874,000 $185,032,000 $12,632,000
Long Term Debt Payments $-5,953,760,000 $-4,438,785,000 $-2,778,598,000
Long Term Debt Issuance $6,038,634,000 $4,623,817,000 $2,791,230,000
Net Investment Purchase And Sale $-41,423,000 $-20,596,000 $3,667,000
Sale Of Investment $75,254,000 $19,498,000 $4,484,000
Purchase Of Investment $-116,677,000 $-40,094,000 $-817,000
Change In Working Capital $56,600,000 $-51,186,000 $43,731,000
Change In Other Current Assets $-6,489,236,000 $-4,728,139,000 $-3,199,937,000
Change In Payables And Accrued Expense $-38,930,000 $14,147,000 $-4,385,000
Change In Receivables $6,584,766,000 $4,662,806,000 $3,248,053,000
Changes In Account Receivables $6,584,766,000 $4,662,806,000 $3,248,053,000
Other Non Cash Items $-185,355,000 $-157,153,000 $-61,546,000
Stock Based Compensation $62,364,000 $38,726,000 $13,450,000
Asset Impairment Charge $0 $19,420,000 $572,000
Deferred Tax $-26,037,000 $0 $0
Deferred Income Tax $-26,037,000 $0 $0
Depreciation Amortization Depletion $16,254,000 $17,113,000 $19,384,000
Depreciation And Amortization $16,254,000 $17,113,000 $19,384,000
Amortization Cash Flow $16,254,000 $17,113,000 $19,384,000
Amortization Of Intangibles $16,254,000 $17,113,000 $19,384,000
Earnings Losses From Equity Investments $1,246,000 $-3,466,000 $8,189,000
Gain Loss On Investment Securities $3,215,000 $-10,381,000 $-4,689,000
Net Income From Continuing Operations $134,281,000 $19,915,000 $-52,443,000
Net Intangibles Purchase And Sale - $1,000,000 $0
Sale Of Intangibles - $1,000,000 $0
Change In Other Current Liabilities - $-2,931,000 $-2,926,000
Fetched: 2026-06-20