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FINV

FinVolution Group

Price Chart
Latest Quote

$4.73

+0.06 (+1.28%)
Current Price
Previous Close $4.67
Open $4.67
Day High $4.80
Day Low $4.67
Volume 603,131
Fetched: 2026-06-23T06:14:26
Stock Information
Note: Financial values converted from CNY to USD
Quarterly Dividend / Yield $0.31 / 6.47%
Shares Outstanding 122.75M
Quarterly Dividend Yield 6.47%
Quarterly Dividend $0.31
Total Debt $202.66M
Cash Equivalents $1.08B
Revenue $1.97B
Net Income $326.09M
Sector Financial Services
Industry Credit Services
Market Cap $1.12B
P/E Ratio 3.81
EPS (TTM) $1.24
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$-4.53B
Sales$1.97B
Income$326.09M
Book/sh$9.59
Cash/sh$59.73
Employees4K
Financial Ratios
Quick Ratio3.31
Current Ratio7.53
Debt/Eq8.30
EPS Growth TTM-44.40%
Returns & Margins
ROA14.89%
ROE13.78%
Gross Margin71.54%
Operating Margin43.72%
Profit Margin16.58%
Ownership
Insider Ownership12.10%
Institutional Ownership52.48%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E3.29
P/S0.08
P/B0.49
Analyst Data
Recommendationnone
Target Price$7.27
Technical Indicators
SMA20$4.98
SMA50$4.93
SMA200$5.35
RSI22.43
ATR0.1719
Shares Float105.38M
Short Float4.95%
Short Ratio4.44
Volatility0.37
Rel Volume0.60
Performance History
Week-5.96%
Month-0.84%
Quarter-8.21%
6 Months-2.14%
YTD-3.64%
Year-47.11%
3 Years+20.43%
5 Years-33.59%
10 Years-45.51%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-22 $4.73 666,500
2026-06-18 $4.67 2,116,300
2026-06-17 $4.81 430,800
2026-06-16 $4.83 390,500
2026-06-15 $5.00 1,286,400
2026-06-12 $5.03 504,900
2026-06-11 $4.95 539,800
2026-06-10 $4.89 382,000
2026-06-09 $4.87 551,600
2026-06-08 $4.85 563,400
2026-06-05 $4.93 730,500
2026-06-04 $5.11 402,900
2026-06-03 $5.13 824,600
2026-06-02 $5.16 1,071,200
2026-06-01 $5.32 1,096,400
2026-05-29 $5.25 1,483,100
2026-05-28 $5.19 1,281,100
2026-05-27 $5.50 2,670,000
2026-05-26 $4.95 2,964,200
About FinVolution Group

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $434,689,558 $355,381,761 $320,367,776 $323,372,349
Cost Of Revenue $434,689,558 $355,381,761 $320,367,776 $323,372,349
Total Revenue $2,013,764,220 $1,936,624,790 $1,864,898,357 $1,669,529,320
Operating Revenue $1,821,087,918 $1,834,188,987 $1,786,626,125 $1,590,368,193
Expenses
Interest Expense $4,213,891 $0 $0 -
Total Expenses $1,575,092,097 $1,561,422,850 $1,512,080,125 $1,297,256,177
Other Income Expense $24,559,474 $45,898,589 $58,415,793 $32,662,838
Other Non Operating Income Expenses $32,059,585 $45,898,589 $58,415,793 $32,662,838
Net Non Operating Interest Income Expense $-4,213,891 $0 $0 -
Interest Expense Non Operating $4,213,891 $0 $0 -
Operating Expense $1,140,402,539 $1,206,041,089 $1,191,712,349 $973,883,827
Other Operating Expenses $512,437,125 $678,919,280 $654,580,180 $472,896,522
Selling And Marketing Expense $325,683,093 $298,112,090 $279,343,756 $249,385,345
General And Administrative Expense $65,438,452 $61,205,617 $57,723,740 $59,456,686
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $376,279,093 $352,708,563 $346,446,483 $335,427,346
Net Interest Income $-4,213,891 $0 $0 -
Normalized Income $382,436,684 $352,708,563 $346,446,483 $335,427,346
Net Income From Continuing And Discontinued Operation $376,279,093 $352,708,563 $346,446,483 $335,427,346
Net Income Common Stockholders $376,279,093 $352,708,563 $346,446,483 $335,427,346
Net Income $376,279,093 $352,708,563 $346,446,483 $335,427,346
Net Income Including Noncontrolling Interests $376,693,052 $353,404,021 $352,758,736 $337,628,717
Net Income Continuous Operations $376,693,052 $353,404,021 $352,758,736 $337,628,717
Pretax Income $459,017,706 $421,100,528 $411,234,025 $404,935,981
Special Income Charges $-7,500,111 $0 $0 -
Operating Income $438,672,123 $375,201,940 $352,818,232 $372,273,143
Gross Profit $1,579,074,662 $1,581,243,028 $1,544,530,581 $1,346,156,971
Per Share
Diluted EPS $1.42 $1.34 $1.24 $1.15
Basic EPS $1.49 $1.37 $1.26 $1.18
Other
Tax Effect Of Unusual Items $-1,342,520 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $483,882,802 $433,865,931 $421,459,431 $381,894,112
Total Unusual Items $-7,500,111 $0 $0 -
Total Unusual Items Excluding Goodwill $-7,500,111 $0 $0 -
Reconciled Depreciation $13,151,094 $12,765,403 $10,225,406 $9,620,969
EBITDA (Bullshit earnings) $476,382,691 $433,865,931 $421,459,431 $381,894,112
EBIT $463,231,597 $421,100,528 $411,234,025 $372,273,143
Diluted Average Shares $39,493,775 $39,079,120 $41,527,596 $43,047,384
Basic Average Shares $37,291,858 $38,120,774 $40,691,846 $41,814,757
Diluted NI Availto Com Stockholders $376,279,093 $352,708,563 $346,446,483 $335,427,346
Minority Interests $-413,959 $-695,458 $-6,312,253 $-2,201,370
Tax Provision $82,324,654 $67,696,507 $58,475,290 $67,307,264
Impairment Of Capital Assets $7,500,111 $0 $0 -
Provision For Doubtful Accounts $157,423,887 $94,285,966 $124,438,111 $119,405,032
Research And Development $79,419,981 $73,518,136 $75,626,562 $72,740,241
Selling General And Administration $391,121,545 $359,317,706 $337,067,496 $308,842,032
Other Gand A $65,438,452 $61,205,617 $57,723,740 $59,456,686
Fetched: 2026-06-16
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $2,397,634,296 $2,222,439,160 $2,012,769,800 $1,808,959,660
Total Assets $3,761,244,905 $3,493,883,181 $3,151,490,008 $3,164,697,343
Total Non Current Assets $766,236,164 $671,214,484 $456,969,221 $367,978,591
Non Current Deferred Assets $442,830,218 $372,055,137 $240,402,114 $136,066,568
Non Current Deferred Taxes Assets $442,830,218 $372,055,137 $240,402,114 $136,066,568
Goodwill And Other Intangible Assets $51,801,174 $27,781,165 $22,067,429 $22,067,429
Other Intangible Assets $39,996,743 $20,320,274 $14,606,538 $14,606,538
Current Assets $2,995,008,741 $2,822,668,697 $2,694,520,788 $2,796,718,752
Restricted Cash $283,104,172 $306,998,972 $266,412,740 $420,724,161
Prepaid Assets $163,802,740 $176,619,204 $495,166,121 $431,531,212
Receivables $1,467,641,420 $1,228,278,423 $759,271,373 $899,071,421
Other Receivables $194,648,863 $242,661,501 $259,833,197 $247,140,611
Taxes Receivable $9,516,480 $11,589,977 $5,716,992 $7,551,615
Loans Receivable $957,807,637 $615,333,063 $166,854,822 $316,194,585
Accounts Receivable $300,233,095 $356,073,223 $326,866,363 $328,184,610
Allowance For Doubtful Accounts Receivable $-50,441,191 $-42,959,876 $-45,938,697 $-73,544,480
Gross Accounts Receivable $350,674,286 $399,033,099 $372,805,059 $401,729,090
Cash Cash Equivalents And Short Term Investments $1,080,460,408 $1,110,772,098 $1,173,670,553 $1,045,391,959
Cash And Cash Equivalents $634,203,222 $691,576,050 $735,465,374 $538,188,749
Investmentin Financial Assets - - - -
Debt
Total Debt $195,949,942 $5,085,175 $6,161,884 $26,194,739
Long Term Debt And Capital Lease Obligation $170,729,346 $4,257,256 $5,309,988 $26,194,739
Long Term Debt $164,112,063 - - -
Current Debt And Capital Lease Obligation $25,220,595 $827,919 $851,895 -
Current Debt $25,220,595 $827,919 $851,895 -
Liabilities
Total Liabilities Net Minority Interest $1,268,313,942 $1,191,919,994 $1,098,579,904 $1,322,897,540
Total Non Current Liabilities Net Minority Interest $692,203,279 $537,071,044 $556,724,720 $593,370,863
Other Non Current Liabilities $405,062,670 $460,113,655 $501,004,326 $532,812,012
Non Current Deferred Liabilities $116,411,263 $72,700,133 $50,410,406 $34,364,112
Non Current Deferred Taxes Liabilities $116,411,263 $72,700,133 $50,410,406 $34,364,112
Current Liabilities $576,110,663 $654,848,951 $541,855,184 $729,526,676
Current Deferred Liabilities $165,647,428 $225,869,872 $279,299,800 $267,922,649
Payables And Accrued Expenses $385,242,640 $428,151,159 $261,703,489 $461,604,027
Payables $291,649,764 $358,387,223 $207,096,655 $398,807,841
Other Payable $262,676,449 $251,938,515 $176,369,970 $378,823,678
Total Tax Payable $26,205,692 $104,478,219 $30,706,853 $19,836,162
Equity
Common Stock Equity $2,449,435,470 $2,250,220,325 $2,034,837,228 $1,831,027,089
Total Equity Gross Minority Interest $2,492,930,963 $2,301,963,187 $2,052,910,104 $1,841,799,803
Stockholders Equity $2,449,435,470 $2,250,220,325 $2,034,837,228 $1,831,027,089
Gains Losses Not Affecting Retained Earnings $156,191,481 $139,912,824 $124,687,789 $111,095,355
Other Equity Adjustments $156,191,481 $139,912,824 $124,687,789 $111,095,355
Retained Earnings $1,783,612,080 $1,510,902,775 $1,236,869,007 $961,542,152
Long Term Equity Investment - - - -
Other
Treasury Shares Number $49,377,407 $42,005,778 $33,104,359 $20,257,581
Ordinary Shares Number $180,035,048 $187,406,677 $196,308,096 $209,154,874
Share Issued $229,412,455 $229,412,455 $229,412,455 $229,412,455
Tangible Book Value $2,397,634,296 $2,222,439,160 $2,012,769,800 $1,808,959,660
Invested Capital $2,638,768,128 $2,251,048,244 $2,035,689,124 $1,831,027,089
Working Capital $2,418,898,078 $2,167,819,747 $2,152,665,604 $2,067,192,076
Capital Lease Obligations $6,617,283 $4,257,256 $5,309,988 $26,194,739
Total Capitalization $2,613,547,533 $2,250,220,325 $2,034,837,228 $1,831,027,089
Minority Interest $43,495,492 $51,742,862 $18,072,875 $10,772,714
Treasury Stock $364,861,389 $261,302,405 $177,554,572 $84,152,765
Additional Paid In Capital $874,478,055 $860,691,887 $850,819,760 $842,527,103
Capital Stock $15,244 $15,244 $15,244 $15,244
Common Stock $15,244 $15,244 $15,244 $15,244
Long Term Capital Lease Obligation $6,617,283 $4,257,256 $5,309,988 $26,194,739
Current Deferred Revenue $165,647,428 $225,869,872 $279,299,800 $267,922,649
Current Accrued Expenses $93,592,876 $69,763,937 $54,606,834 $62,796,186
Dueto Related Parties Current $2,767,623 $1,970,489 $19,832 $148,001
Investments And Advances $168,990,184 $173,605,899 $168,001,092 $160,445,776
Other Investments $168,990,184 $173,605,899 $168,001,092 -
Goodwill $11,804,431 $7,460,891 $7,460,891 $7,460,891
Net PPE $102,614,588 $97,772,283 $26,498,586 $49,398,818
Accumulated Depreciation $-52,524,752 $-46,678,111 $-40,468,867 $-37,136,619
Gross PPE $155,139,340 $144,450,394 $66,967,453 $86,535,437
Leases $1,424,512 $4,988,826 $5,015,762 $4,797,904
Other Properties $7,699,025 $5,450,294 $5,640,327 $28,479,583
Machinery Furniture Equipment $72,744,089 $62,405,759 $56,311,364 $53,257,950
Buildings And Improvements $73,271,714 $71,605,516 $0 -
Properties $0 $0 $0 $0
Duefrom Related Parties Current $5,435,346 $2,620,658 - -
Other Short Term Investments $446,257,187 $419,196,048 $438,205,179 $507,203,210
Long Term Provisions - - - -
Available For Sale Securities - - - -
Fetched: 2026-06-16
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $262,590,904 $424,083,197 $121,772,016 $27,253,244
Operating Activities
Operating Cash Flow $276,407,116 $428,191,268 $201,410,743 $35,064,010
Cash Flow From Continuing Operating Activities $276,407,116 $428,191,268 $201,410,743 $35,064,010
Operating Gains Losses $4,253,852 $-1,147,306 $106,857 $1,019,729
Investing Activities
Capital Expenditure $-13,816,212 $-4,108,070 $-79,638,727 $-7,810,765
Investing Cash Flow $-323,189,864 $-339,783,615 $208,976,567 $-229,879,670
Cash Flow From Continuing Investing Activities $-323,189,864 $-339,783,615 $208,976,567 $-229,879,670
Net Other Investing Changes $-246,274,211 $-372,258,491 $223,095,885 $109,108,438
Financing Activities
Repurchase Of Capital Stock $-113,517,543 $-95,195,582 $-102,789,969 $-50,436,011
Financing Cash Flow $-28,815,249 $-92,162,592 $-370,743,402 $-113,064,067
Cash Flow From Continuing Financing Activities $-28,815,249 $-92,162,592 $-370,743,402 $-113,064,067
Net Other Financing Charges $-13,356,964 $68,375,389 $-205,449,993 $-9,067,444
Cash Dividends Paid $-75,510,381 $-65,317,535 $-63,692,778 $-55,127,946
Net Common Stock Issuance $-113,517,543 $-95,195,582 $-102,789,969 $-50,436,011
Other
Repayment Of Debt $-14,190,211 $-4,182,811 $0 $0
Issuance Of Debt $186,240,764 $4,157,947 $851,895 $0
Interest Paid Supplemental Data $6,773,277 $5,669,928 $12,890,908 $12,344,783
Income Tax Paid Supplemental Data $199,714,501 $99,713,763 $142,151,787 $142,562,046
End Cash Position $917,307,393 $998,575,022 $1,001,878,114 $958,912,910
Beginning Cash Position $998,575,022 $1,001,878,114 $958,912,910 $1,256,758,598
Effect Of Exchange Rate Changes $-5,669,632 $451,848 $3,321,296 $10,034,040
Changes In Cash $-75,597,997 $-3,754,939 $39,643,908 $-307,879,728
Proceeds From Stock Option Exercised $1,519,085 $0 $337,443 $1,567,333
Common Stock Payments $-113,517,543 $-95,195,582 $-102,789,969 $-50,436,011
Net Issuance Payments Of Debt $172,050,553 $-24,864 $851,895 $0
Net Short Term Debt Issuance $25,417,881 $-24,864 $851,895 $0
Short Term Debt Payments $-6,230,112 $-4,182,811 $0 $0
Short Term Debt Issuance $31,647,993 $4,157,947 $851,895 $0
Net Long Term Debt Issuance $146,632,673 $0 $0 -
Long Term Debt Payments $-7,960,099 $0 $0 -
Long Term Debt Issuance $154,592,771 $0 $0 -
Net Investment Purchase And Sale $-29,545,044 $21,674,190 $64,927,404 $-331,177,343
Sale Of Investment $1,170,356,954 $1,113,784,072 $1,840,613,277 $2,222,505,909
Purchase Of Investment $-1,199,901,997 $-1,092,109,882 $-1,775,685,873 $-2,553,683,252
Net Business Purchase And Sale $-33,554,397 $14,908,757 $592,005 $0
Purchase Of Business $-33,554,397 $-104,045 $0 $0
Net Intangibles Purchase And Sale $-1,355,839 $0 $0 $0
Purchase Of Intangibles $-1,355,839 $0 $0 $0
Net PPE Purchase And Sale $-12,460,372 $-4,108,070 $-79,638,727 $-7,810,765
Purchase Of PPE $-12,460,372 $-4,108,070 $-79,638,727 $-7,810,765
Change In Working Capital $-177,161,036 $24,598,694 $-195,679,543 $-296,683,878
Change In Other Working Capital $-87,645,594 $-160,233,246 $-76,912,100 $50,804,386
Change In Other Current Liabilities $-61,183,713 $-54,009,205 $-43,368,063 $48,280,965
Change In Payables And Accrued Expense $-28,989,299 $101,395,058 $7,510,175 $16,341,409
Change In Accrued Expense $38,609,231 $23,328,695 $-1,454,260 $23,020,853
Change In Payable $-67,598,530 $78,066,362 $8,964,435 $-6,679,444
Change In Tax Payable $-78,076,870 $73,865,347 $10,870,691 $-9,859,991
Change In Income Tax Payable $-78,076,870 $73,865,347 $10,870,691 $-9,859,991
Change In Prepaid Assets $27,051,371 $252,452,227 $18,496,011 $-170,595,109
Change In Receivables $-26,393,801 $-115,006,140 $-101,405,566 $-241,515,527
Changes In Account Receivables $-6,996,907 $-76,130,506 $-36,266,372 $-106,188,078
Other Non Cash Items $-197,767,989 $-126,335,486 $-155,309,393 $-173,783,648
Stock Based Compensation $22,058,845 $21,319,875 $17,228,380 $13,176,550
Unrealized Gain Loss On Investment Securities $2,845,768 $-6,747,229 $-4,804,416 $-1,451,300
Provisionand Write Offof Assets $224,833,420 $150,333,296 $176,884,718 $145,499,131
Asset Impairment Charge $7,500,111 $0 $0 $37,740
Depreciation Amortization Depletion $13,151,094 $12,765,403 $10,225,406 $9,620,969
Depreciation And Amortization $13,151,094 $12,765,403 $10,225,406 $9,620,969
Depreciation $13,151,094 $12,765,403 $10,225,406 $9,620,969
Gain Loss On Investment Securities $4,253,852 $-1,147,306 $106,857 $1,019,729
Net Income From Continuing Operations $376,693,052 $353,404,021 $352,758,736 $337,628,717
Sale Of Business - $15,012,802 $592,005 $0
Change In Other Current Assets - - - -
Fetched: 2026-06-16