S&P 500 7,472.79 â–ŧ 27.79 (-0.37%) DOW 51,712.71 ▲ 148.01 (+0.29%) NASDAQ 26,166.60 â–ŧ 351.33 (-1.32%) US Markets Closed â€ĸ 05:42 AM ET

FLYW

Flywire Corporation

Price Chart
Latest Quote

$15.43

-0.42 (-2.65%)
Current Price
Previous Close $15.85
Open $15.61
Day High $15.86
Day Low $15.38
Volume 1,406,353
Fetched: 2026-06-23T09:42:33
Stock Information
Shares Outstanding 121.54M
Total Debt $1.45M
Cash Equivalents $325.08M
Revenue $677.68M
Net Income $30.18M
Sector Technology
Industry Software - Infrastructure
Market Cap $1.90B
P/E Ratio 64.29
EPS (TTM) $0.24
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$1.58B
Sales$677.68M
Income$30.18M
Book/sh$6.91
Cash/sh$2.67
Employees1K
Financial Ratios
Quick Ratio1.61
Current Ratio1.75
Debt/Eq0.17
Returns & Margins
ROA1.89%
ROE3.69%
Gross Margin60.56%
Operating Margin6.39%
Profit Margin4.45%
Ownership
Insider Ownership3.53%
Institutional Ownership96.90%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E12.30
P/S2.81
P/B2.23
Analyst Data
Recommendationbuy
Target Price$19.00
Technical Indicators
SMA20$15.24
SMA50$14.87
SMA200$13.55
RSI40.39
ATR0.7336
Shares Float84.93M
Short Float4.87%
Short Ratio2.21
Volatility1.34
Rel Volume0.59
Performance History
Week+4.89%
Month-3.02%
Quarter+29.56%
6 Months+6.86%
YTD+11.01%
Year+41.17%
3 Years-51.57%
5 Years-50.42%
10 Years-56.04%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-22 $15.43 1,406,400
2026-06-18 $15.85 2,052,600
2026-06-17 $15.42 1,793,400
2026-06-16 $15.86 3,326,000
2026-06-15 $15.31 2,646,400
2026-06-12 $14.71 1,683,500
2026-06-11 $14.78 2,476,000
2026-06-10 $14.23 2,321,100
2026-06-09 $14.13 2,147,800
2026-06-08 $13.88 2,044,800
2026-06-05 $14.40 1,611,600
2026-06-04 $14.58 1,868,100
2026-06-03 $14.61 3,142,800
2026-06-02 $15.14 2,518,600
2026-06-01 $16.61 3,215,800
2026-05-29 $16.04 2,636,200
2026-05-28 $15.85 2,839,700
2026-05-27 $15.81 2,885,600
2026-05-26 $16.00 3,797,400
About Flywire Corporation

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $240,360,000 $177,490,000 $147,339,000 $107,933,000
Cost Of Revenue $240,360,000 $177,490,000 $147,339,000 $107,933,000
Total Revenue $623,025,000 $492,144,000 $403,094,000 $289,375,000
Operating Revenue $623,025,000 $492,144,000 $403,094,000 $289,375,000
Expenses
Interest Expense $3,526,000 $538,000 $372,000 $1,211,000
Total Expenses $603,040,000 $499,399,000 $424,612,000 $319,595,000
Other Income Expense $-659,000 $-11,787,000 $4,189,000 $-9,172,000
Net Non Operating Interest Income Expense $2,114,000 $20,902,000 $12,977,000 $2,033,000
Interest Expense Non Operating $3,526,000 $538,000 $372,000 $1,211,000
Operating Expense $362,680,000 $321,909,000 $277,273,000 $211,662,000
Selling And Marketing Expense $156,991,000 $129,435,000 $107,621,000 $78,456,000
General And Administrative Expense $135,482,000 $125,838,000 $107,624,000 $82,949,000
Other Non Operating Income Expenses - - $4,189,000 $-5,928,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Net Interest Income $2,114,000 $20,902,000 $12,977,000 $2,033,000
Interest Income $5,640,000 $21,440,000 $13,349,000 $3,244,000
Normalized Income $13,912,170 $12,211,730 $-11,875,310 $-32,101,120
Net Income From Continuing And Discontinued Operation $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Total Operating Income As Reported $11,295,000 $-7,255,000 $-21,518,000 $-30,220,000
Net Income Common Stockholders $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Net Income $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Net Income Including Noncontrolling Interests $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Net Income Continuous Operations $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Pretax Income $21,440,000 $1,860,000 $-4,352,000 $-37,359,000
Special Income Charges $-8,690,000 $0 $0 -
Interest Income Non Operating $5,640,000 $21,440,000 $13,349,000 $3,244,000
Operating Income $19,985,000 $-7,255,000 $-21,518,000 $-30,220,000
Gross Profit $382,665,000 $314,654,000 $255,755,000 $181,442,000
Per Share
Diluted EPS $0.11 $0.02 $-0.07 $-0.36
Basic EPS $0.11 $0.02 $-0.07 $-0.36
Other
Tax Effect Of Unusual Items $-243,830 $-2,475,270 $879,690 $-1,926,120
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $51,683,000 $31,548,000 $7,595,000 $-14,672,000
Total Unusual Items $-659,000 $-11,787,000 $4,189,000 $-9,172,000
Total Unusual Items Excluding Goodwill $-659,000 $-11,787,000 $4,189,000 $-9,172,000
Reconciled Depreciation $26,058,000 $17,363,000 $15,764,000 $12,304,000
EBITDA (Bullshit earnings) $51,024,000 $19,761,000 $11,784,000 $-23,844,000
EBIT $24,966,000 $2,398,000 $-3,980,000 $-36,148,000
Diluted Average Shares $127,747,476 $129,339,462 $114,828,494 $107,935,514
Basic Average Shares $122,377,814 $124,269,820 $114,828,494 $107,935,514
Diluted NI Availto Com Stockholders $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Tax Provision $7,943,000 $-1,040,000 $4,214,000 $1,988,000
Restructuring And Mergern Acquisition $8,690,000 $0 $0 -
Gain On Sale Of Security $8,031,000 $-11,787,000 $4,189,000 $-9,172,000
Research And Development $70,207,000 $66,636,000 $62,028,000 $50,257,000
Selling General And Administration $292,473,000 $255,273,000 $215,245,000 $161,405,000
Other Gand A $135,482,000 $125,838,000 $107,624,000 $82,949,000
Otherunder Preferred Stock Dividend - - $0 $0
Fetched: 2026-06-22
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $239,614,000 $546,525,000 $556,293,000 $286,521,000
Total Assets $1,253,313,000 $1,122,446,000 $1,079,731,000 $674,287,000
Total Non Current Assets $651,025,000 $359,562,000 $264,047,000 $223,644,000
Other Non Current Assets $33,343,000 $24,035,000 $19,089,000 $14,945,000
Investmentin Financial Assets $0 $50,125,000 $0 -
Goodwill And Other Intangible Assets $595,557,000 $268,242,000 $229,824,000 $195,382,000
Other Intangible Assets $189,050,000 $118,684,000 $108,178,000 $97,616,000
Current Assets $602,288,000 $762,884,000 $815,684,000 $450,643,000
Other Current Assets $36,540,000 $22,528,000 $18,227,000 $17,531,000
Receivables $210,753,000 $129,266,000 $142,849,000 $81,935,000
Other Receivables $175,977,000 $105,563,000 $124,634,000 $68,238,000
Accounts Receivable $34,776,000 $23,703,000 $18,215,000 $13,697,000
Allowance For Doubtful Accounts Receivable $-834,000 $-410,000 $-507,000 $-212,000
Gross Accounts Receivable $35,610,000 $24,113,000 $18,722,000 $13,909,000
Cash Cash Equivalents And Short Term Investments $354,995,000 $611,090,000 $654,608,000 $349,177,000
Cash And Cash Equivalents $330,303,000 $495,242,000 $654,608,000 $349,177,000
Restricted Cash - - $0 $2,000,000
Prepaid Assets - - - -
Debt
Total Debt $1,346,000 $1,719,000 $1,465,000 $1,807,000
Current Debt And Capital Lease Obligation $1,346,000 $1,719,000 $1,465,000 $1,807,000
Long Term Debt And Capital Lease Obligation - - - -
Long Term Debt - - - -
Liabilities
Total Liabilities Net Minority Interest $418,142,000 $307,679,000 $293,614,000 $192,384,000
Total Non Current Liabilities Net Minority Interest $16,379,000 $17,904,000 $19,822,000 $15,108,000
Other Non Current Liabilities $3,479,000 $5,261,000 $4,431,000 $2,959,000
Non Current Deferred Liabilities $12,900,000 $12,643,000 $15,391,000 $12,149,000
Non Current Deferred Taxes Liabilities $12,900,000 $12,643,000 $15,391,000 $12,149,000
Current Liabilities $401,763,000 $289,775,000 $273,792,000 $177,276,000
Other Current Liabilities $2,046,000 $4,113,000 $2,053,000 $1,314,000
Current Deferred Liabilities $19,951,000 $7,337,000 $6,968,000 $5,223,000
Payables And Accrued Expenses $356,692,000 $258,656,000 $243,558,000 $153,302,000
Payables $336,787,000 $241,840,000 $229,779,000 $142,631,000
Other Payable $310,799,000 $217,788,000 $210,922,000 $124,305,000
Total Tax Payable $10,690,000 $8,699,000 $6,270,000 $5,001,000
Income Tax Payable $8,558,000 $8,699,000 $6,270,000 $5,001,000
Accounts Payable $15,298,000 $15,353,000 $12,587,000 $13,325,000
Equity
Common Stock Equity $835,171,000 $814,767,000 $786,117,000 $481,903,000
Total Equity Gross Minority Interest $835,171,000 $814,767,000 $786,117,000 $481,903,000
Stockholders Equity $835,171,000 $814,767,000 $786,117,000 $481,903,000
Gains Losses Not Affecting Retained Earnings $2,488,000 $-2,066,000 $1,320,000 $-1,912,000
Other Equity Adjustments $2,488,000 $-2,066,000 $1,320,000 $-1,912,000
Retained Earnings $-157,373,000 $-170,870,000 $-173,770,000 $-165,204,000
Other
Treasury Shares Number $10,249,429 $4,670,974 $2,315,045 $2,317,722
Ordinary Shares Number $121,959,410 $124,056,198 $122,568,482 $109,346,300
Share Issued $132,208,839 $128,727,172 $124,883,527 $111,664,022
Tangible Book Value $239,614,000 $546,525,000 $556,293,000 $286,521,000
Invested Capital $835,171,000 $814,767,000 $786,117,000 $481,903,000
Working Capital $200,525,000 $473,109,000 $541,892,000 $273,367,000
Capital Lease Obligations $1,346,000 $1,719,000 $1,465,000 $1,807,000
Total Capitalization $835,171,000 $814,767,000 $786,117,000 $481,903,000
Treasury Stock $118,636,000 $46,268,000 $747,000 $748,000
Additional Paid In Capital $1,108,679,000 $1,033,958,000 $959,302,000 $649,756,000
Capital Stock $13,000 $13,000 $12,000 $11,000
Common Stock $13,000 $13,000 $12,000 $11,000
Preferred Stock $0 $0 $0 $0
Current Deferred Revenue $19,951,000 $7,337,000 $6,968,000 $5,223,000
Current Capital Lease Obligation $1,346,000 $1,719,000 $1,465,000 $1,807,000
Pensionand Other Post Retirement Benefit Plans Current $21,728,000 $17,950,000 $19,748,000 $16,944,000
Current Accrued Expenses $19,905,000 $16,816,000 $13,779,000 $10,671,000
Investments And Advances $0 $50,125,000 $0 -
Goodwill $406,507,000 $149,558,000 $121,646,000 $97,766,000
Net PPE $22,125,000 $17,160,000 $15,134,000 $13,317,000
Accumulated Depreciation $-18,750,000 $-16,485,000 $-13,025,000 $-8,896,000
Gross PPE $40,875,000 $33,645,000 $28,159,000 $22,213,000
Leases $4,305,000 $5,456,000 $5,431,000 $4,704,000
Machinery Furniture Equipment $36,570,000 $28,189,000 $22,728,000 $17,218,000
Properties $0 $0 $0 $0
Other Short Term Investments $24,692,000 $115,848,000 $0 -
Available For Sale Securities - $50,125,000 - -
Construction In Progress - - $0 $291,000
Fetched: 2026-06-22
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $90,319,000 $92,428,000 $70,333,000 $-1,643,000
Operating Activities
Operating Cash Flow $100,175,000 $98,669,000 $76,346,000 $5,427,000
Cash Flow From Continuing Operating Activities $100,175,000 $98,669,000 $76,346,000 $5,427,000
Operating Gains Losses $-11,939,000 $11,573,000 $2,320,000 -
Investing Activities
Capital Expenditure $-9,856,000 $-6,241,000 $-6,013,000 $-7,070,000
Investing Cash Flow $-194,233,000 $-213,993,000 $-38,777,000 $-24,663,000
Cash Flow From Continuing Investing Activities $-194,233,000 $-213,993,000 $-38,777,000 $-24,663,000
Net Other Investing Changes - - - -
Financing Activities
Repurchase Of Capital Stock $-74,333,000 $-43,740,000 $0 $0
Issuance Of Capital Stock $0 $0 $261,119,000 $0
Financing Cash Flow $-78,402,000 $-37,631,000 $263,418,000 $-23,970,000
Cash Flow From Continuing Financing Activities $-78,402,000 $-37,631,000 $263,418,000 $-23,970,000
Net Other Financing Charges $-9,710,000 $-2,612,000 $-10,752,000 $-6,265,000
Net Common Stock Issuance $-74,333,000 $-43,740,000 $261,119,000 $0
Common Stock Issuance $0 $0 $261,119,000 $0
Net Preferred Stock Issuance - - $0 $0
Preferred Stock Issuance - - $0 $0
Other
Repayment Of Debt $-125,000,000 $0 $0 $-25,939,000
Issuance Of Debt $125,000,000 $0 $0 $0
Interest Paid Supplemental Data $2,585,000 $0 $0 $770,000
End Cash Position $330,303,000 $495,242,000 $654,608,000 $351,177,000
Beginning Cash Position $495,242,000 $654,608,000 $351,177,000 $389,360,000
Effect Of Exchange Rate Changes $7,521,000 $-6,411,000 $2,444,000 $5,023,000
Changes In Cash $-172,460,000 $-152,955,000 $300,987,000 $-43,206,000
Proceeds From Stock Option Exercised $5,641,000 $8,721,000 $13,051,000 $8,234,000
Common Stock Payments $-74,333,000 $-43,740,000 $0 $0
Net Issuance Payments Of Debt $0 $0 $0 $-25,939,000
Net Long Term Debt Issuance $0 $0 $0 $-25,939,000
Long Term Debt Payments $-125,000,000 $0 $0 $-25,939,000
Long Term Debt Issuance $125,000,000 $0 $0 $0
Net Investment Purchase And Sale $140,544,000 $-162,522,000 $0 $0
Sale Of Investment $156,637,000 $29,598,000 $0 $0
Purchase Of Investment $-16,093,000 $-192,120,000 $0 $0
Net Business Purchase And Sale $-324,921,000 $-45,230,000 $-32,764,000 $-17,593,000
Purchase Of Business $-324,921,000 $-45,230,000 $-32,764,000 $-17,593,000
Net Intangibles Purchase And Sale $-8,506,000 $-5,317,000 $-5,004,000 $-5,717,000
Purchase Of Intangibles $-8,506,000 $-5,317,000 $-5,004,000 $-5,717,000
Net PPE Purchase And Sale $-1,350,000 $-924,000 $-1,009,000 $-1,353,000
Purchase Of PPE $-1,350,000 $-924,000 $-1,009,000 $-1,353,000
Change In Working Capital $359,000 $13,795,000 $20,237,000 $4,425,000
Change In Other Working Capital $-2,340,000 $-391,000 $-1,180,000 $-400,000
Change In Other Current Liabilities $-1,151,000 $-1,540,000 $-297,000 $-6,382,000
Change In Payables And Accrued Expense $96,563,000 $7,529,000 $87,022,000 $55,693,000
Change In Payable $96,563,000 $7,529,000 $87,022,000 $55,693,000
Change In Account Payable $4,725,000 $168,000 $4,721,000 $6,761,000
Change In Prepaid Assets $-17,722,000 $-5,071,000 $-5,124,000 $-11,318,000
Change In Receivables $-74,991,000 $13,268,000 $-60,184,000 $-33,168,000
Changes In Account Receivables $-6,813,000 $-5,226,000 $-1,805,000 $-323,000
Other Non Cash Items $-573,000 $-3,018,000 $2,467,000 $-658,000
Stock Based Compensation $71,777,000 $64,933,000 $43,726,000 $30,259,000
Provisionand Write Offof Assets $2,361,000 $-83,000 $326,000 $152,000
Deferred Tax $-1,365,000 $-8,794,000 $72,000 $-1,708,000
Deferred Income Tax $-1,365,000 $-8,794,000 $72,000 $-1,708,000
Depreciation Amortization Depletion $26,058,000 $17,363,000 $15,764,000 $12,304,000
Depreciation And Amortization $26,058,000 $17,363,000 $15,764,000 $12,304,000
Net Foreign Currency Exchange Gain Loss $-11,939,000 $11,573,000 $2,320,000 -
Net Income From Continuing Operations $13,497,000 $2,900,000 $-8,566,000 $-39,347,000
Asset Impairment Charge - - - -
Gain Loss On Investment Securities - - - -
Fetched: 2026-06-22