FRBA
First Bank
Price Chart
Latest Quote
$16.57
+0.18 (+1.10%)
Current Price
| Previous Close | $16.39 |
| Open | $16.64 |
| Day High | $16.57 |
| Day Low | $16.48 |
| Volume | 1,367 |
Stock Information
| Quarterly Dividend / Yield | $0.30 / 1.83% |
| Shares Outstanding | 25.06M |
| Quarterly Dividend Yield | 1.83% |
| Quarterly Dividend | $0.30 |
| Total Debt | $256.02M |
| Cash Equivalents | $309.64M |
| Revenue | $133.63M |
| Net Income | $41.92M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $415.32M |
| P/E Ratio | 9.92 |
| EPS (TTM) | $1.67 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $357.14M |
| Sales | $133.63M |
| Income | $41.92M |
| Book/sh | $17.93 |
| Cash/sh | $12.35 |
| Employees | 327 |
Financial Ratios
| EPS Growth TTM | -18.50% |
Returns & Margins
| ROA | 1.07% |
| ROE | 9.70% |
| Operating Margin | 34.11% |
| Profit Margin | 31.37% |
Ownership
| Insider Ownership | 6.42% |
| Institutional Ownership | 58.93% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.19 |
| P/S | 3.11 |
| P/B | 0.92 |
Analyst Data
| Recommendation | none |
| Target Price | $17.33 |
Technical Indicators
| SMA20 | $16.08 |
| SMA50 | $15.82 |
| SMA200 | $16.01 |
| RSI | 60.72 |
| ATR | 0.4700 |
| Shares Float | 21.54M |
| Short Float | 0.94% |
| Short Ratio | 2.43 |
| Volatility | 0.55 |
| Rel Volume | 0.02 |
Performance History
| Week | +1.35% |
| Month | +6.08% |
| Quarter | +5.09% |
| 6 Months | -7.22% |
| YTD | +3.69% |
| Year | +15.74% |
| 3 Years | +55.10% |
| 5 Years | +28.75% |
| 10 Years | +174.17% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $16.57 | 1,367 |
| 2026-06-22 | $16.39 | 99,200 |
| 2026-06-18 | $16.67 | 174,100 |
| 2026-06-17 | $16.46 | 113,500 |
| 2026-06-16 | $16.77 | 125,000 |
| 2026-06-15 | $16.35 | 82,800 |
| 2026-06-12 | $16.55 | 54,800 |
| 2026-06-11 | $16.35 | 83,600 |
| 2026-06-10 | $16.43 | 100,300 |
| 2026-06-09 | $16.20 | 60,500 |
| 2026-06-08 | $15.90 | 59,900 |
| 2026-06-05 | $15.98 | 54,500 |
| 2026-06-04 | $15.62 | 77,000 |
| 2026-06-03 | $15.34 | 69,400 |
| 2026-06-02 | $15.80 | 46,700 |
| 2026-06-01 | $15.54 | 64,800 |
| 2026-05-29 | $15.64 | 63,100 |
| 2026-05-28 | $15.75 | 44,200 |
| 2026-05-27 | $15.67 | 34,200 |
| 2026-05-26 | $15.70 | 59,900 |
About First Bank
First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company also offers various loan products, such as commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans comprising owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans consisting of residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans, such as auto, personal, traditional installment, and other loans. In addition, it provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone; ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services, as well as engages in the capital markets activities. The company operates full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrence, Monroe, Morristown, Pennington, Randolph, Somerset, Trenton, Williamstown, New Jersey; Coventry, Devon, Doylestown, Glen Mills, Lionville, Malvern, Paoli, Trevose, Warminster, and West Chester, Pennsylvania; and Palm Beach, Florida. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.
đ° Latest News
Do Options Traders Know Something About First Bank Stock We Don't?
Zacks âĸ 2026-06-18T14:07:00Z
A Fund Sold $5.5 Million of This Regional Bank. Should Investors Follow?
Motley Fool âĸ 2026-05-30T17:47:42Z
Discovering US Undiscovered Gems In May 2026
Simply Wall St. âĸ 2026-05-20T17:33:15Z
Why You Might Be Interested In First Bank (NASDAQ:FRBA) For Its Upcoming Dividend
Simply Wall St. âĸ 2026-05-03T12:14:02Z
First Bank (FRBA) Could Be a Great Choice
Zacks âĸ 2026-05-01T15:45:02Z
After Plunging 8.3% in 4 Weeks, Here's Why the Trend Might Reverse for FIRST BANK (FRBA)
Zacks âĸ 2026-05-01T13:35:01Z
First Bank (FRBA) Q1 2026 Earnings Call Highlights: Navigating Challenges with Strategic Growth
GuruFocus.com âĸ 2026-04-29T07:06:24ZFirst Bank Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-28T14:17:48Z
First Bank (FRBA) Q1 Earnings and Revenues Miss Estimates
Zacks âĸ 2026-04-27T21:55:02Z
ACNB (ACNB) Q1 Earnings and Revenues Top Estimates
Zacks âĸ 2026-04-23T14:50:01Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $147,199,000 | $129,854,000 | $103,801,000 | $97,493,000 |
| Operating Revenue | $147,199,000 | $129,854,000 | $103,801,000 | $97,493,000 |
| Expenses | ||||
| Interest Expense | $98,628,000 | $99,581,000 | $69,501,000 | $14,888,000 |
| Selling And Marketing Expense | $1,515,000 | $1,355,000 | $1,161,000 | $682,000 |
| General And Administrative Expense | $47,373,000 | $42,755,000 | $36,099,000 | $28,853,000 |
| Professional Expense And Contract Services Expense | $4,280,000 | $4,810,000 | $3,814,000 | $3,344,000 |
| Other Non Interest Expense | $15,343,000 | $16,161,000 | $12,474,000 | $7,713,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Net Interest Income | $137,822,000 | $122,546,000 | $104,516,000 | $92,373,000 |
| Interest Income | $236,450,000 | $222,127,000 | $174,017,000 | $107,261,000 |
| Normalized Income | $43,356,486 | $42,244,000 | $27,085,912 | $36,629,616 |
| Net Income From Continuing And Discontinued Operation | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Net Income Common Stockholders | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Net Income | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Net Income Including Noncontrolling Interests | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Net Income Continuous Operations | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Pretax Income | $57,304,000 | $55,145,000 | $27,158,000 | $47,888,000 |
| Special Income Charges | $0 | $0 | $-8,048,000 | $-452,000 |
| Per Share | ||||
| Diluted EPS | $1.74 | $1.67 | $0.95 | $1.84 |
| Basic EPS | $1.75 | $1.68 | $0.95 | $1.86 |
| Other | ||||
| Tax Effect Of Unusual Items | $94,486 | $0 | $-1,859,088 | $-109,384 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $397,000 | $0 | $-8,048,000 | $-452,000 |
| Total Unusual Items Excluding Goodwill | $397,000 | $0 | $-8,048,000 | $-452,000 |
| Reconciled Depreciation | $4,213,000 | $4,322,000 | $2,849,000 | $1,556,000 |
| Diluted Average Shares | $25,099,404 | $25,283,771 | $22,072,616 | $19,716,684 |
| Basic Average Shares | $24,948,588 | $25,126,100 | $21,942,174 | $19,503,837 |
| Diluted NI Availto Com Stockholders | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Tax Provision | $13,645,000 | $12,901,000 | $6,261,000 | $11,601,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $8,048,000 | $452,000 |
| Gain On Sale Of Security | $0 | $-555,000 | $-1,650,000 | $0 |
| Selling General And Administration | $48,888,000 | $44,110,000 | $37,260,000 | $29,535,000 |
| Insurance And Claims | $871,000 | $990,000 | $883,000 | $727,000 |
| Salaries And Wages | $46,502,000 | $41,765,000 | $35,216,000 | $28,126,000 |
| Occupancy And Equipment | $9,495,000 | $8,450,000 | $7,104,000 | $5,689,000 |
| Other Gand A | - | - | - | $479,000 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $392,212,000 | $356,163,000 | $315,922,000 | $270,157,000 |
| Total Assets | $3,958,036,000 | $3,780,346,000 | $3,609,327,000 | $2,732,940,000 |
| Goodwill And Other Intangible Assets | $51,290,000 | $52,993,000 | $54,978,000 | $19,405,000 |
| Other Intangible Assets | $7,124,000 | $8,827,000 | $10,812,000 | $1,579,000 |
| Receivables | $14,382,000 | $14,267,000 | $14,763,000 | $8,164,000 |
| Accounts Receivable | $14,382,000 | $14,267,000 | $14,763,000 | $8,164,000 |
| Cash And Cash Equivalents | $302,187,000 | $258,387,000 | $215,177,000 | $113,629,000 |
| Cash Financial | $22,141,000 | $18,252,000 | $25,652,000 | $17,577,000 |
| Cash Cash Equivalents And Federal Funds Sold | $323,844,000 | $286,990,000 | $239,416,000 | $133,423,000 |
| Debt | ||||
| Total Debt | $271,056,000 | $276,887,000 | $234,401,000 | $120,663,000 |
| Long Term Debt And Capital Lease Obligation | $271,056,000 | $276,887,000 | $234,401,000 | $120,663,000 |
| Long Term Debt | $271,056,000 | $276,887,000 | $234,401,000 | $120,663,000 |
| Net Debt | - | $18,500,000 | $19,224,000 | $7,034,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,514,534,000 | $3,371,190,000 | $3,238,427,000 | $2,443,378,000 |
| Payables And Accrued Expenses | $4,763,000 | $3,820,000 | $2,813,000 | $1,218,000 |
| Payables | $4,763,000 | $3,820,000 | $2,813,000 | $1,218,000 |
| Accounts Payable | $4,763,000 | $3,820,000 | $2,813,000 | $1,218,000 |
| Equity | ||||
| Common Stock Equity | $443,502,000 | $409,156,000 | $370,900,000 | $289,562,000 |
| Total Equity Gross Minority Interest | $443,502,000 | $409,156,000 | $370,900,000 | $289,562,000 |
| Stockholders Equity | $443,502,000 | $409,156,000 | $370,900,000 | $289,562,000 |
| Gains Losses Not Affecting Retained Earnings | $-2,875,000 | $-4,925,000 | $-5,718,000 | $-7,334,000 |
| Other Equity Adjustments | $-2,875,000 | $-4,925,000 | $-5,718,000 | $-7,334,000 |
| Retained Earnings | $214,458,000 | $176,779,000 | $140,563,000 | $127,532,000 |
| Other | ||||
| Treasury Shares Number | $2,843,742 | $2,274,610 | $2,181,064 | $1,631,064 |
| Ordinary Shares Number | $24,800,244 | $25,100,829 | $24,968,122 | $19,451,755 |
| Share Issued | $27,643,986 | $27,375,439 | $27,149,186 | $21,082,819 |
| Tangible Book Value | $392,212,000 | $356,163,000 | $315,922,000 | $270,157,000 |
| Invested Capital | $714,558,000 | $686,043,000 | $605,301,000 | $410,225,000 |
| Total Capitalization | $714,558,000 | $686,043,000 | $605,301,000 | $410,225,000 |
| Treasury Stock | $31,203,000 | $22,717,000 | $21,378,000 | $15,843,000 |
| Additional Paid In Capital | $126,334,000 | $124,524,000 | $122,881,000 | $80,695,000 |
| Capital Stock | $136,788,000 | $135,495,000 | $134,552,000 | $104,512,000 |
| Common Stock | $136,788,000 | $135,495,000 | $134,552,000 | $104,512,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $163,127,000 | $138,018,000 | $149,930,000 | $154,521,000 |
| Held To Maturity Securities | $40,424,000 | $47,123,000 | $44,059,000 | $47,193,000 |
| Available For Sale Securities | $25,226,000 | $13,482,000 | $11,729,000 | $8,372,000 |
| Goodwill | $44,166,000 | $44,166,000 | $44,166,000 | $17,826,000 |
| Net PPE | $18,367,000 | $21,351,000 | $21,627,000 | $10,550,000 |
| Accumulated Depreciation | $-12,825,000 | $-14,164,000 | $-12,013,000 | $-10,207,000 |
| Gross PPE | $31,192,000 | $35,515,000 | $33,640,000 | $20,757,000 |
| Leases | $11,308,000 | $8,376,000 | $7,140,000 | $5,408,000 |
| Machinery Furniture Equipment | $8,572,000 | $7,995,000 | $7,046,000 | $5,596,000 |
| Buildings And Improvements | $7,076,000 | $14,315,000 | $13,988,000 | $6,143,000 |
| Land And Improvements | $4,236,000 | $4,829,000 | $5,466,000 | $3,610,000 |
| Other Short Term Investments | $97,477,000 | $77,413,000 | $94,142,000 | $98,956,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $62,660,000 | $24,717,000 | $140,720,000 | $34,973,000 |
| Operating Activities | ||||
| Operating Cash Flow | $65,564,000 | $27,626,000 | $143,837,000 | $36,880,000 |
| Cash Flow From Continuing Operating Activities | $65,564,000 | $27,626,000 | $143,837,000 | $36,880,000 |
| Operating Gains Losses | $-1,046,000 | $1,075,000 | $5,842,000 | $-296,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,904,000 | $-2,909,000 | $-3,117,000 | $-1,907,000 |
| Investing Cash Flow | $-155,110,000 | $-107,198,000 | $20,326,000 | $-233,075,000 |
| Cash Flow From Continuing Investing Activities | $-155,110,000 | $-107,198,000 | $20,326,000 | $-233,075,000 |
| Net Other Investing Changes | $20,252,000 | $19,547,000 | $35,515,000 | $11,610,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-8,486,000 | $-1,339,000 | $-5,535,000 | $-3,524,000 |
| Financing Cash Flow | $126,852,000 | $123,535,000 | $-62,128,000 | $167,604,000 |
| Cash Flow From Continuing Financing Activities | $126,852,000 | $123,535,000 | $-62,128,000 | $167,604,000 |
| Cash Dividends Paid | $-5,980,000 | $-6,028,000 | $-5,320,000 | $-4,679,000 |
| Common Stock Dividend Paid | $-5,980,000 | $-6,028,000 | $-5,320,000 | $-4,679,000 |
| Net Common Stock Issuance | $-8,486,000 | $-1,339,000 | $-5,535,000 | $-3,524,000 |
| Other | ||||
| Repayment Of Debt | $-435,202,000 | $-347,144,000 | $-572,576,000 | $-136,784,000 |
| Issuance Of Debt | $429,316,000 | $390,000,000 | $520,000,000 | $132,435,000 |
| Interest Paid Supplemental Data | $97,317,000 | $97,643,000 | $69,505,000 | $11,040,000 |
| Income Tax Paid Supplemental Data | $6,235,000 | $4,699,000 | $7,835,000 | $10,723,000 |
| End Cash Position | $309,220,000 | $271,914,000 | $227,951,000 | $125,916,000 |
| Beginning Cash Position | $271,914,000 | $227,951,000 | $125,916,000 | $154,507,000 |
| Changes In Cash | $37,306,000 | $43,963,000 | $102,035,000 | $-28,591,000 |
| Proceeds From Stock Option Exercised | $1,046,000 | $538,000 | $256,000 | $719,000 |
| Common Stock Payments | $-8,486,000 | $-1,339,000 | $-5,535,000 | $-3,524,000 |
| Net Issuance Payments Of Debt | $-5,886,000 | $42,856,000 | $-52,576,000 | $-4,349,000 |
| Net Long Term Debt Issuance | $-5,886,000 | $42,856,000 | $-52,576,000 | $-4,349,000 |
| Long Term Debt Payments | $-435,202,000 | $-347,144,000 | $-572,576,000 | $-136,784,000 |
| Long Term Debt Issuance | $429,316,000 | $390,000,000 | $520,000,000 | $132,435,000 |
| Net Investment Purchase And Sale | $-37,052,000 | $-6,508,000 | $68,793,000 | $-33,365,000 |
| Sale Of Investment | $28,814,000 | $46,830,000 | $132,266,000 | $20,416,000 |
| Purchase Of Investment | $-65,866,000 | $-53,338,000 | $-63,473,000 | $-53,781,000 |
| Net Business Purchase And Sale | $0 | $0 | $-16,247,000 | $0 |
| Purchase Of Business | $0 | $0 | $-16,247,000 | - |
| Net PPE Purchase And Sale | $1,114,000 | $-1,822,000 | $-3,117,000 | $-1,907,000 |
| Sale Of PPE | $4,018,000 | $1,087,000 | $0 | $0 |
| Purchase Of PPE | $-2,904,000 | $-2,909,000 | $-3,117,000 | $-1,907,000 |
| Change In Working Capital | $15,105,000 | $-11,961,000 | $-7,293,000 | $869,000 |
| Change In Other Current Liabilities | $-14,000 | $2,765,000 | $3,657,000 | $1,529,000 |
| Change In Other Current Assets | $14,291,000 | $-16,230,000 | $-7,402,000 | $1,004,000 |
| Change In Payables And Accrued Expense | $943,000 | $1,008,000 | $-834,000 | $819,000 |
| Change In Payable | $943,000 | $1,008,000 | $-834,000 | $819,000 |
| Change In Account Payable | $943,000 | $1,008,000 | $-834,000 | $819,000 |
| Change In Receivables | $-115,000 | $496,000 | $-2,714,000 | $-2,483,000 |
| Changes In Account Receivables | $-115,000 | $496,000 | $-2,714,000 | $-2,483,000 |
| Other Non Cash Items | $-9,856,000 | $-14,470,000 | $113,778,000 | $-2,682,000 |
| Stock Based Compensation | $2,057,000 | $2,048,000 | $1,624,000 | $1,221,000 |
| Asset Impairment Charge | $815,000 | $362,000 | $0 | - |
| Deferred Tax | $2,178,000 | $5,270,000 | $318,000 | $358,000 |
| Deferred Income Tax | $2,178,000 | $5,270,000 | $318,000 | $358,000 |
| Depreciation Amortization Depletion | $4,213,000 | $4,322,000 | $2,849,000 | $1,556,000 |
| Depreciation And Amortization | $4,213,000 | $4,322,000 | $2,849,000 | $1,556,000 |
| Amortization Cash Flow | $1,882,000 | $2,172,000 | $1,026,000 | $291,000 |
| Amortization Of Intangibles | $1,882,000 | $2,172,000 | $1,026,000 | $291,000 |
| Depreciation | $2,331,000 | $2,150,000 | $1,823,000 | $1,265,000 |
| Gain Loss On Investment Securities | $0 | $555,000 | $1,650,000 | $0 |
| Gain Loss On Sale Of PPE | $-397,000 | $22,000 | $0 | $0 |
| Net Income From Continuing Operations | $43,659,000 | $42,244,000 | $20,897,000 | $36,287,000 |
| Sale Of Business | - | - | - | $0 |
Fetched: 2026-06-22