FSEA
First Seacoast Bancorp, Inc.
Price Chart
Latest Quote
$16.89
+0.04 (+0.27%)
Current Price
| Previous Close | $16.85 |
| Open | $16.89 |
| Day High | $16.89 |
| Day Low | $16.89 |
| Volume | 1,009 |
Stock Information
| Shares Outstanding | 4.69M |
| Total Debt | $60.01M |
| Cash Equivalents | $12.36M |
| Revenue | $15.85M |
| Net Income | $-750K |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $79.27M |
| EPS (TTM) | $-0.21 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $121.12M |
| Sales | $15.85M |
| Income | $-750K |
| Book/sh | $14.36 |
| Cash/sh | $2.63 |
| Employees | 72 |
Financial Ratios
Returns & Margins
| ROA | -0.13% |
| ROE | -1.21% |
| Operating Margin | -3.41% |
| Profit Margin | -4.73% |
Ownership
| Insider Ownership | 27.92% |
| Institutional Ownership | 24.76% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 5.00 |
| P/B | 1.18 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $16.79 |
| SMA50 | $15.12 |
| SMA200 | $13.02 |
| RSI | 60.98 |
| ATR | 0.0743 |
| Shares Float | 3.41M |
| Short Float | 0.23% |
| Short Ratio | 0.11 |
| Volatility | 0.09 |
| Rel Volume | 0.04 |
Performance History
| Week | +0.63% |
| Month | +1.14% |
| Quarter | +30.06% |
| 6 Months | +38.87% |
| YTD | +30.16% |
| Year | +48.85% |
| 3 Years | +113.86% |
| 5 Years | +47.71% |
| 10 Years | +44.83% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $16.90 | 1,009 |
| 2026-06-22 | $16.85 | 3,400 |
| 2026-06-18 | $16.77 | 43,300 |
| 2026-06-17 | $16.85 | 400 |
| 2026-06-16 | $16.71 | 74,800 |
| 2026-06-15 | $16.79 | 58,200 |
| 2026-06-12 | $16.84 | 17,800 |
| 2026-06-11 | $16.82 | 5,000 |
| 2026-06-10 | $16.80 | 4,400 |
| 2026-06-09 | $16.82 | 1,600 |
| 2026-06-08 | $16.81 | 3,400 |
| 2026-06-05 | $16.81 | 10,400 |
| 2026-06-04 | $16.80 | 17,900 |
| 2026-06-03 | $16.80 | 12,400 |
| 2026-06-02 | $16.76 | 14,200 |
| 2026-06-01 | $16.74 | 7,700 |
| 2026-05-29 | $16.72 | 13,800 |
| 2026-05-28 | $16.73 | 102,000 |
| 2026-05-27 | $16.73 | 63,700 |
| 2026-05-26 | $16.75 | 90,500 |
About First Seacoast Bancorp, Inc.
First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides banking and wealth management services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family real estate loans; acquisition, development, and land loans; commercial and industrial loans; and home equity loans and lines of credit, as well as consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services through a third-party registered broker-dealer and investment advisor. First Seacoast Bancorp, Inc. was founded in 1890 and is headquartered in Dover, New Hampshire.
đ° Latest News
First Seacoast Bancorp (FSEA) Merger Agreement Values Bank at $80.9M in All-Cash Deal
InvestorsHub âĸ 2026-05-05T14:23:21Z
Investors in First Seacoast Bancorp (NASDAQ:FSEA) have seen returns of 28% over the past year
Simply Wall St. âĸ 2025-10-30T14:02:07Z
First Seacoast Bancorp Second Quarter 2025 Earnings: US$0.13 loss per share (vs US$0.44 profit in 2Q 2024)
Simply Wall St. âĸ 2025-08-10T12:12:02Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $15,258,000 | $13,152,000 | $9,314,000 | $15,567,000 |
| Operating Revenue | $15,258,000 | $13,152,000 | $9,314,000 | $15,567,000 |
| Expenses | ||||
| Interest Expense | $13,299,000 | $13,533,000 | $9,080,000 | $1,747,000 |
| Selling And Marketing Expense | $409,000 | $419,000 | $530,000 | $598,000 |
| General And Administrative Expense | $10,952,000 | $10,153,000 | $10,467,000 | $11,349,000 |
| Professional Expense And Contract Services Expense | $1,078,000 | $1,174,000 | $1,014,000 | $983,000 |
| Other Non Interest Expense | $2,632,000 | $2,662,000 | $2,611,000 | $2,433,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Net Interest Income | $13,498,000 | $11,667,000 | $11,273,000 | $14,745,000 |
| Interest Income | $26,797,000 | $25,200,000 | $20,353,000 | $16,492,000 |
| Normalized Income | $-845,000 | $-2,505,380 | $-10,654,420 | $-565,000 |
| Net Income From Continuing And Discontinued Operation | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Net Income Common Stockholders | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Net Income | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Net Income Including Noncontrolling Interests | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Net Income Continuous Operations | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Pretax Income | $-1,483,000 | $14,000 | $-6,712,000 | $-1,016,000 |
| Special Income Charges | $0 | $2,522,000 | $-2,000 | - |
| Per Share | ||||
| Diluted EPS | $-0.23 | $-0.12 | $-2.29 | $-0.12 |
| Basic EPS | $-0.23 | $-0.12 | $-2.29 | $-0.12 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $529,620 | $-420 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $2,522,000 | $-2,000 | - |
| Total Unusual Items Excluding Goodwill | $0 | $2,522,000 | $-2,000 | - |
| Reconciled Depreciation | $317,000 | $384,000 | $486,000 | $522,000 |
| Diluted Average Shares | $3,676,427 | $4,335,154 | $4,650,916 | $4,820,330 |
| Basic Average Shares | $3,676,427 | $4,335,154 | $4,650,916 | $4,820,330 |
| Diluted NI Availto Com Stockholders | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Tax Provision | $-638,000 | $527,000 | $3,944,000 | $-451,000 |
| Gain On Sale Of Security | $0 | $7,000 | $-3,324,000 | $-747,000 |
| Selling General And Administration | $11,361,000 | $10,572,000 | $10,997,000 | $11,947,000 |
| Insurance And Claims | $440,000 | $399,000 | $257,000 | $154,000 |
| Salaries And Wages | $10,512,000 | $9,754,000 | $10,210,000 | $11,195,000 |
| Occupancy And Equipment | $1,671,000 | $1,324,000 | $1,214,000 | $1,220,000 |
| Other Special Charges | - | $-2,522,000 | $2,000 | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-23
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $63,547,000 | $62,050,000 | $66,618,000 | $49,337,000 |
| Total Assets | $599,295,000 | $580,780,000 | $571,035,000 | $537,424,000 |
| Receivables | $2,108,000 | $2,103,000 | $2,294,000 | $1,988,000 |
| Accounts Receivable | $2,108,000 | $2,103,000 | $2,294,000 | $1,988,000 |
| Cash And Cash Equivalents | $13,414,000 | $7,100,000 | $6,069,000 | $8,997,000 |
| Cash Financial | $13,414,000 | $7,100,000 | $6,069,000 | $8,250,000 |
| Cash Cash Equivalents And Federal Funds Sold | $13,414,000 | $7,100,000 | $6,069,000 | $8,997,000 |
| Debt | ||||
| Net Debt | $38,894,000 | $45,168,000 | $66,938,000 | $90,400,000 |
| Total Debt | $52,308,000 | $52,268,000 | $73,007,000 | $99,397,000 |
| Long Term Debt And Capital Lease Obligation | $52,308,000 | $52,268,000 | $73,007,000 | $99,397,000 |
| Long Term Debt | $52,308,000 | $52,268,000 | $73,007,000 | $99,397,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $535,748,000 | $518,730,000 | $504,417,000 | $488,087,000 |
| Payables And Accrued Expenses | $811,000 | $654,000 | $640,000 | $938,000 |
| Payables | $811,000 | $654,000 | $640,000 | $938,000 |
| Total Tax Payable | $811,000 | $654,000 | $640,000 | $938,000 |
| Income Tax Payable | $811,000 | $654,000 | $640,000 | $938,000 |
| Equity | ||||
| Common Stock Equity | $63,547,000 | $62,050,000 | $66,618,000 | $49,337,000 |
| Total Equity Gross Minority Interest | $63,547,000 | $62,050,000 | $66,618,000 | $49,337,000 |
| Stockholders Equity | $63,547,000 | $62,050,000 | $66,618,000 | $49,337,000 |
| Other Equity Interest | $-4,357,000 | $-4,858,000 | $-4,348,000 | $-2,637,000 |
| Gains Losses Not Affecting Retained Earnings | $-4,839,000 | $-7,044,000 | $-5,944,000 | $-9,727,000 |
| Other Equity Adjustments | $-4,839,000 | $-7,044,000 | $-5,944,000 | $-9,727,000 |
| Retained Earnings | $24,239,000 | $25,084,000 | $25,597,000 | $36,248,000 |
| Other | ||||
| Treasury Shares Number | $610,663 | $519,243 | $539,163 | $137,472 |
| Ordinary Shares Number | $4,694,149 | $4,785,569 | $4,653,449 | $6,064,298 |
| Share Issued | $5,304,812 | $5,304,812 | $5,192,612 | $6,201,770 |
| Tangible Book Value | $63,547,000 | $62,050,000 | $66,618,000 | $49,337,000 |
| Invested Capital | $115,855,000 | $114,318,000 | $139,625,000 | $148,734,000 |
| Total Capitalization | $115,855,000 | $114,318,000 | $139,625,000 | $148,734,000 |
| Treasury Stock | $6,066,000 | $5,085,000 | $1,381,000 | $1,377,000 |
| Additional Paid In Capital | $54,517,000 | $53,900,000 | $52,642,000 | $26,768,000 |
| Capital Stock | $53,000 | $53,000 | $52,000 | $62,000 |
| Common Stock | $53,000 | $53,000 | $52,000 | $62,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Employee Benefits | $2,667,000 | $2,392,000 | $2,071,000 | $1,830,000 |
| Investments And Advances | $152,406,000 | $120,217,000 | $121,854,000 | $106,100,000 |
| Net PPE | $589,000 | $754,000 | $4,072,000 | $4,181,000 |
| Accumulated Depreciation | $-4,918,000 | $-4,633,000 | $-8,281,000 | $-8,341,000 |
| Gross PPE | $5,507,000 | $5,387,000 | $12,353,000 | $12,522,000 |
| Machinery Furniture Equipment | $4,743,000 | $4,689,000 | $4,360,000 | $4,529,000 |
| Buildings And Improvements | $663,000 | $597,000 | $6,998,000 | $6,998,000 |
| Land And Improvements | $101,000 | $101,000 | $995,000 | $995,000 |
| Other Short Term Investments | $152,406,000 | $120,217,000 | $121,854,000 | $106,100,000 |
Fetched: 2026-06-23
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $329,000 | $-3,316,000 | $-2,264,000 | $870,000 |
| Operating Activities | ||||
| Operating Cash Flow | $449,000 | $-2,948,000 | $-1,915,000 | $973,000 |
| Cash Flow From Continuing Operating Activities | $449,000 | $-2,948,000 | $-1,915,000 | $973,000 |
| Operating Gains Losses | $-114,000 | $-2,554,000 | $3,324,000 | $745,000 |
| Investing Activities | ||||
| Capital Expenditure | $-120,000 | $-368,000 | $-349,000 | $-103,000 |
| Investing Cash Flow | $-9,859,000 | $-2,511,000 | $-39,487,000 | $-58,073,000 |
| Cash Flow From Continuing Investing Activities | $-9,859,000 | $-2,511,000 | $-39,487,000 | $-58,073,000 |
| Net Other Investing Changes | $67,000 | $488,000 | $516,000 | $-1,814,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-981,000 | $-3,704,000 | $-4,000 | $-629,000 |
| Financing Cash Flow | $15,724,000 | $6,490,000 | $39,221,000 | $58,712,000 |
| Cash Flow From Continuing Financing Activities | $15,724,000 | $6,490,000 | $39,221,000 | $58,712,000 |
| Net Other Financing Charges | $157,000 | $14,000 | $-198,000 | $286,000 |
| Net Common Stock Issuance | $-981,000 | $-3,704,000 | $25,618,000 | $-629,000 |
| Issuance Of Capital Stock | - | $0 | $25,622,000 | $0 |
| Common Stock Issuance | - | $0 | $25,622,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-577,000 | $-45,830,000 | $-40,000,000 | $-2,262,000 |
| Issuance Of Debt | $560,000 | $26,940,000 | $95,000,000 | $468,000 |
| Interest Paid Supplemental Data | $13,289,000 | $13,439,000 | $8,794,000 | $1,685,000 |
| Income Tax Paid Supplemental Data | $120,000 | $49,000 | $56,000 | $47,000 |
| End Cash Position | $13,414,000 | $7,100,000 | $6,069,000 | $8,250,000 |
| Beginning Cash Position | $7,100,000 | $6,069,000 | $8,250,000 | $6,638,000 |
| Changes In Cash | $6,314,000 | $1,031,000 | $-2,181,000 | $1,612,000 |
| Common Stock Payments | $-981,000 | $-3,704,000 | $-4,000 | $-629,000 |
| Net Issuance Payments Of Debt | $-17,000 | $-39,230,000 | $-6,390,000 | $69,935,000 |
| Net Short Term Debt Issuance | $0 | $-20,340,000 | $-61,390,000 | $71,729,000 |
| Net Long Term Debt Issuance | $-17,000 | $-18,890,000 | $55,000,000 | $-1,794,000 |
| Long Term Debt Payments | $-577,000 | $-45,830,000 | $-40,000,000 | $-2,262,000 |
| Long Term Debt Issuance | $560,000 | $26,940,000 | $95,000,000 | $468,000 |
| Net Investment Purchase And Sale | $-29,564,000 | $-892,000 | $-13,689,000 | $-31,580,000 |
| Sale Of Investment | $21,109,000 | $36,223,000 | $41,712,000 | $9,872,000 |
| Purchase Of Investment | $-50,673,000 | $-37,115,000 | $-55,401,000 | $-41,452,000 |
| Net PPE Purchase And Sale | $-120,000 | $7,027,000 | $-349,000 | $-103,000 |
| Sale Of PPE | $0 | $7,395,000 | $0 | - |
| Purchase Of PPE | $-120,000 | $-368,000 | $-349,000 | $-103,000 |
| Change In Working Capital | $282,000 | $-1,956,000 | $-704,000 | $-955,000 |
| Change In Other Working Capital | $-107,000 | $-105,000 | $-102,000 | $-100,000 |
| Change In Other Current Liabilities | $-21,000 | $4,674,000 | $-794,000 | $1,815,000 |
| Change In Other Current Assets | $264,000 | $-6,901,000 | $440,000 | $-1,483,000 |
| Change In Receivables | $-5,000 | $191,000 | $-306,000 | $-489,000 |
| Changes In Account Receivables | $-5,000 | $191,000 | $-306,000 | $-489,000 |
| Other Non Cash Items | $114,000 | $25,000 | $7,000 | $2,000 |
| Stock Based Compensation | $1,117,000 | $786,000 | $675,000 | $511,000 |
| Deferred Tax | $-808,000 | $403,000 | $3,861,000 | $-296,000 |
| Deferred Income Tax | $-808,000 | $403,000 | $3,861,000 | $-296,000 |
| Depreciation Amortization Depletion | $317,000 | $384,000 | $486,000 | $522,000 |
| Depreciation And Amortization | $317,000 | $384,000 | $486,000 | $522,000 |
| Gain Loss On Sale Of PPE | $0 | $-2,522,000 | $2,000 | $0 |
| Net Income From Continuing Operations | $-845,000 | $-513,000 | $-10,656,000 | $-565,000 |
| Proceeds From Stock Option Exercised | - | $0 | $-2,244,000 | $0 |
| Gain Loss On Investment Securities | - | $-7,000 | $4,173,000 | $747,000 |
| Short Term Debt Payments | - | - | - | $0 |
| Short Term Debt Issuance | - | - | - | $71,729,000 |
Fetched: 2026-06-23