FUSB
First US Bancshares, Inc.
Price Chart
Latest Quote
$16.35
+0.15 (+0.91%)
Current Price
| Previous Close | $16.20 |
| Open | $16.46 |
| Day High | $16.49 |
| Day Low | $16.35 |
| Volume | 2,901 |
Stock Information
| Quarterly Dividend / Yield | $0.28 / 1.73% |
| Shares Outstanding | 5.57M |
| Quarterly Dividend Yield | 1.73% |
| Quarterly Dividend | $0.28 |
| Total Debt | $12.63M |
| Cash Equivalents | $86.83M |
| Revenue | $37.56M |
| Net Income | $6.17M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $91.02M |
| P/E Ratio | 15.72 |
| EPS (TTM) | $1.04 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $16.00M |
| Sales | $37.56M |
| Income | $6.17M |
| Book/sh | $18.67 |
| Cash/sh | $15.60 |
| Employees | 153 |
Financial Ratios
| EPS Growth TTM | 9.80% |
Returns & Margins
| ROA | 0.54% |
| ROE | 5.99% |
| Operating Margin | 25.10% |
| Profit Margin | 16.41% |
Ownership
| Insider Ownership | 15.84% |
| Institutional Ownership | 19.04% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 2.42 |
| P/B | 0.88 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $16.13 |
| SMA50 | $16.00 |
| SMA200 | $14.29 |
| RSI | 60.39 |
| ATR | 0.2316 |
| Shares Float | 4.07M |
| Short Float | 0.15% |
| Short Ratio | 1.26 |
| Volatility | 0.24 |
| Rel Volume | 0.55 |
Performance History
| Week | +1.05% |
| Month | +2.69% |
| Quarter | +7.46% |
| 6 Months | +26.61% |
| YTD | +18.26% |
| Year | +30.91% |
| 3 Years | +132.62% |
| 5 Years | +48.44% |
| 10 Years | +118.51% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $16.35 | 2,901 |
| 2026-06-22 | $16.20 | 900 |
| 2026-06-18 | $16.50 | 4,300 |
| 2026-06-17 | $16.43 | 1,100 |
| 2026-06-16 | $16.25 | 1,800 |
| 2026-06-15 | $16.18 | 2,700 |
| 2026-06-12 | $16.17 | 2,400 |
| 2026-06-11 | $16.23 | 3,600 |
| 2026-06-10 | $16.23 | 2,500 |
| 2026-06-09 | $16.38 | 3,800 |
| 2026-06-08 | $15.83 | 700 |
| 2026-06-05 | $16.09 | 700 |
| 2026-06-04 | $16.12 | 0 |
| 2026-06-03 | $16.12 | 600 |
| 2026-06-02 | $15.93 | 300 |
| 2026-06-01 | $16.11 | 6,800 |
| 2026-05-29 | $15.93 | 56,300 |
| 2026-05-28 | $15.68 | 11,900 |
| 2026-05-27 | $15.93 | 700 |
| 2026-05-26 | $15.93 | 1,300 |
About First US Bancshares, Inc.
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
đ° Latest News
Those who invested in First US Bancshares (NASDAQ:FUSB) three years ago are up 68%
Simply Wall St. âĸ 2025-12-02T10:43:48Z
Be Sure To Check Out First US Bancshares, Inc. (NASDAQ:FUSB) Before It Goes Ex-Dividend
Simply Wall St. âĸ 2025-09-08T10:41:08Z
First US Bancshares Second Quarter 2025 Earnings: EPS: US$0.03 (vs US$0.36 in 2Q 2024)
Simply Wall St. âĸ 2025-08-02T12:39:08Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $41,037,000 | $39,732,000 | $40,714,000 | $40,091,000 |
| Operating Revenue | $41,037,000 | $39,732,000 | $40,714,000 | $40,091,000 |
| Expenses | ||||
| Interest Expense | $21,957,000 | $22,111,000 | $15,456,000 | $4,256,000 |
| General And Administrative Expense | $17,086,000 | $17,350,000 | $18,130,000 | $18,147,000 |
| Professional Expense And Contract Services Expense | $1,349,000 | $1,184,000 | $1,105,000 | $1,060,000 |
| Other Non Interest Expense | $6,385,000 | $5,705,000 | $6,015,000 | $5,124,000 |
| Selling And Marketing Expense | - | - | - | $189,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Net Interest Income | $37,458,000 | $36,149,000 | $37,350,000 | $36,941,000 |
| Interest Income | $59,415,000 | $58,260,000 | $52,806,000 | $41,197,000 |
| Normalized Income | $5,992,000 | $8,170,000 | $8,472,199 | $6,634,638 |
| Net Income From Continuing And Discontinued Operation | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Net Income Common Stockholders | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Net Income | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Net Income Including Noncontrolling Interests | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Net Income Continuous Operations | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Pretax Income | $7,936,000 | $10,754,000 | $11,271,000 | $9,012,000 |
| Depreciation Amortization Depletion Income Statement | $454,000 | $356,000 | $412,000 | $460,000 |
| Depreciation And Amortization In Income Statement | $454,000 | $356,000 | $412,000 | $460,000 |
| Amortization Of Intangibles Income Statement | $454,000 | $356,000 | $412,000 | $460,000 |
| Special Income Charges | - | $0 | $17,000 | $301,000 |
| Per Share | ||||
| Diluted EPS | $1.00 | $1.33 | $1.33 | $1.06 |
| Basic EPS | $1.03 | $1.40 | $1.42 | $1.13 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $4,199 | $71,638 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,744,000 | $1,712,000 | $1,776,000 | $1,882,000 |
| Diluted Average Shares | $5,992,000 | $6,142,857 | $6,379,699 | $6,475,472 |
| Basic Average Shares | $5,817,476 | $5,835,714 | $5,975,352 | $6,074,336 |
| Diluted NI Availto Com Stockholders | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Tax Provision | $1,944,000 | $2,584,000 | $2,786,000 | $2,148,000 |
| Amortization | $454,000 | $356,000 | $412,000 | $460,000 |
| Selling General And Administration | $17,086,000 | $17,350,000 | $18,130,000 | $18,147,000 |
| Insurance And Claims | $1,409,000 | $1,510,000 | $1,583,000 | $1,250,000 |
| Salaries And Wages | $15,677,000 | $15,840,000 | $16,547,000 | $16,897,000 |
| Occupancy And Equipment | $3,796,000 | $3,761,000 | $3,479,000 | $3,281,000 |
| Total Unusual Items | - | $0 | $17,000 | $301,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $17,000 | $301,000 |
| Other Special Charges | - | - | $-17,000 | $-301,000 |
| Gain On Sale Of Security | - | - | $0 | $-83,000 |
| Other Gand A | - | - | - | $225,000 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $98,213,000 | $91,140,000 | $82,987,000 | $77,334,000 |
| Total Assets | $1,154,785,000 | $1,101,086,000 | $1,072,940,000 | $994,667,000 |
| Goodwill And Other Intangible Assets | $7,435,000 | $7,484,000 | $7,606,000 | $7,801,000 |
| Receivables | $3,916,000 | $3,588,000 | $3,976,000 | $3,011,000 |
| Accounts Receivable | $3,916,000 | $3,588,000 | $3,976,000 | $3,011,000 |
| Cash And Cash Equivalents | $73,547,000 | $47,216,000 | $50,279,000 | $30,152,000 |
| Cash Financial | $9,401,000 | $10,633,000 | $12,987,000 | $11,844,000 |
| Cash Cash Equivalents And Federal Funds Sold | $78,397,000 | $52,943,000 | $59,754,000 | $31,920,000 |
| Other Intangible Assets | - | $49,000 | $171,000 | $366,000 |
| Debt | ||||
| Total Debt | $10,945,000 | $20,872,000 | $20,799,000 | $30,700,000 |
| Long Term Debt And Capital Lease Obligation | $10,945,000 | $10,872,000 | $10,799,000 | $10,700,000 |
| Long Term Debt | $10,945,000 | $10,872,000 | $10,799,000 | $10,700,000 |
| Current Debt And Capital Lease Obligation | $0 | $10,000,000 | $10,000,000 | $20,000,000 |
| Current Debt | $0 | $10,000,000 | $10,000,000 | $20,000,000 |
| Other Current Borrowings | $0 | $10,000,000 | $10,000,000 | $20,000,000 |
| Net Debt | - | - | - | $548,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,049,137,000 | $1,002,462,000 | $982,347,000 | $909,532,000 |
| Payables And Accrued Expenses | $2,526,000 | $1,751,000 | $2,030,000 | $607,000 |
| Payables | $2,526,000 | $1,751,000 | $2,030,000 | $607,000 |
| Accounts Payable | $2,526,000 | $1,751,000 | $2,030,000 | $607,000 |
| Equity | ||||
| Common Stock Equity | $105,648,000 | $98,624,000 | $90,593,000 | $85,135,000 |
| Total Equity Gross Minority Interest | $105,648,000 | $98,624,000 | $90,593,000 | $85,135,000 |
| Stockholders Equity | $105,648,000 | $98,624,000 | $90,593,000 | $85,135,000 |
| Gains Losses Not Affecting Retained Earnings | $-780,000 | $-4,344,000 | $-6,431,000 | $-7,241,000 |
| Other Equity Adjustments | $-780,000 | $-4,344,000 | $-6,431,000 | $-7,241,000 |
| Retained Earnings | $121,249,000 | $116,865,000 | $109,959,000 | $104,460,000 |
| Other | ||||
| Treasury Shares Number | $2,247,607 | $2,144,177 | $2,003,126 | $1,868,598 |
| Ordinary Shares Number | $5,699,696 | $5,696,171 | $5,735,075 | $5,812,258 |
| Share Issued | $7,947,303 | $7,840,348 | $7,738,201 | $7,680,856 |
| Tangible Book Value | $98,213,000 | $91,140,000 | $82,987,000 | $77,334,000 |
| Invested Capital | $116,593,000 | $119,496,000 | $111,392,000 | $115,835,000 |
| Total Capitalization | $116,593,000 | $109,496,000 | $101,392,000 | $95,835,000 |
| Treasury Stock | $30,905,000 | $29,515,000 | $27,982,000 | $26,669,000 |
| Additional Paid In Capital | $16,005,000 | $15,540,000 | $14,972,000 | $14,510,000 |
| Common Stock | $79,000 | $78,000 | $75,000 | $75,000 |
| Investments And Advances | $168,540,000 | $168,570,000 | $136,669,000 | $132,657,000 |
| Held To Maturity Securities | $465,000 | $682,000 | $1,104,000 | $1,862,000 |
| Available For Sale Securities | $157,674,000 | $144,006,000 | - | - |
| Goodwill | $7,435,000 | $7,435,000 | $7,435,000 | $7,435,000 |
| Net PPE | $26,284,000 | $24,803,000 | $24,398,000 | $24,439,000 |
| Accumulated Depreciation | $-24,489,000 | $-23,248,000 | $-22,014,000 | $-21,623,000 |
| Gross PPE | $50,773,000 | $48,051,000 | $46,412,000 | $46,062,000 |
| Construction In Progress | $795,000 | $891,000 | $159,000 | $0 |
| Machinery Furniture Equipment | $16,771,000 | $16,972,000 | $16,065,000 | $15,792,000 |
| Buildings And Improvements | $25,372,000 | $24,798,000 | $24,798,000 | $24,880,000 |
| Land And Improvements | $7,835,000 | $5,390,000 | $5,390,000 | $5,390,000 |
| Other Short Term Investments | $10,401,000 | $167,888,000 | $135,565,000 | $130,795,000 |
| Properties | - | - | - | - |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $9,084,000 | $5,661,000 | $11,603,000 | $11,267,000 |
| Operating Activities | ||||
| Operating Cash Flow | $12,325,000 | $7,761,000 | $13,067,000 | $12,529,000 |
| Cash Flow From Continuing Operating Activities | $12,325,000 | $7,761,000 | $13,067,000 | $12,529,000 |
| Operating Gains Losses | - | $-713,000 | $-539,000 | $-124,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,241,000 | $-2,100,000 | $-1,464,000 | $-1,262,000 |
| Investing Cash Flow | $-28,123,000 | $-30,347,000 | $-60,446,000 | $-80,199,000 |
| Cash Flow From Continuing Investing Activities | $-28,123,000 | $-30,347,000 | $-60,446,000 | $-80,199,000 |
| Net Other Investing Changes | $465,000 | $-55,000 | $158,000 | $-489,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,761,000 | $-1,643,000 | $-1,422,000 | $-4,481,000 |
| Financing Cash Flow | $42,129,000 | $19,523,000 | $67,506,000 | $36,578,000 |
| Cash Flow From Continuing Financing Activities | $42,129,000 | $19,523,000 | $67,506,000 | $36,578,000 |
| Cash Dividends Paid | $-1,608,000 | $-1,264,000 | $-1,175,000 | $-832,000 |
| Common Stock Dividend Paid | $-1,608,000 | $-1,264,000 | $-1,175,000 | $-832,000 |
| Net Common Stock Issuance | $-1,761,000 | $-1,643,000 | $-1,422,000 | $-4,481,000 |
| Net Other Financing Charges | - | - | $-25,000 | - |
| Other | ||||
| Interest Paid Supplemental Data | $21,182,000 | $22,390,000 | $14,033,000 | $3,873,000 |
| Income Tax Paid Supplemental Data | $1,536,000 | $2,797,000 | $2,375,000 | $2,855,000 |
| End Cash Position | $73,547,000 | $47,216,000 | $50,279,000 | $30,152,000 |
| Beginning Cash Position | $47,216,000 | $50,279,000 | $30,152,000 | $61,244,000 |
| Changes In Cash | $26,331,000 | $-3,063,000 | $20,127,000 | $-31,092,000 |
| Proceeds From Stock Option Exercised | $93,000 | $64,000 | $-25,000 | $0 |
| Common Stock Payments | $-1,761,000 | $-1,643,000 | $-1,422,000 | $-4,481,000 |
| Net Issuance Payments Of Debt | $-10,000,000 | $0 | $-10,038,000 | $9,992,000 |
| Net Short Term Debt Issuance | $-10,000,000 | $0 | $-10,038,000 | $9,992,000 |
| Net Investment Purchase And Sale | $6,527,000 | $-29,001,000 | $-2,280,000 | $-9,911,000 |
| Sale Of Investment | $50,152,000 | $28,956,000 | $12,611,000 | $29,344,000 |
| Purchase Of Investment | $-43,625,000 | $-57,957,000 | $-14,891,000 | $-39,255,000 |
| Net PPE Purchase And Sale | $-1,272,000 | $-1,231,000 | $-967,000 | $1,822,000 |
| Sale Of PPE | $1,969,000 | $869,000 | $497,000 | $3,084,000 |
| Purchase Of PPE | $-3,241,000 | $-2,100,000 | $-1,464,000 | $-1,262,000 |
| Change In Working Capital | $514,000 | $-2,949,000 | $103,000 | $-38,000 |
| Change In Other Working Capital | $-322,000 | $-354,000 | $-303,000 | - |
| Change In Other Current Liabilities | $466,000 | $-1,709,000 | $853,000 | $-299,000 |
| Change In Other Current Assets | $-77,000 | $-995,000 | $-905,000 | $333,000 |
| Change In Payables And Accrued Expense | $775,000 | $-279,000 | $1,423,000 | $383,000 |
| Change In Payable | $775,000 | $-279,000 | $1,423,000 | $383,000 |
| Change In Account Payable | $775,000 | $-279,000 | $1,423,000 | $383,000 |
| Change In Receivables | $-328,000 | $388,000 | $-965,000 | $-455,000 |
| Changes In Account Receivables | $-328,000 | $388,000 | $-965,000 | $-455,000 |
| Stock Based Compensation | $744,000 | $617,000 | $596,000 | $485,000 |
| Amortization Of Securities | $-750,000 | $-281,000 | $28,000 | $195,000 |
| Deferred Tax | $50,000 | $583,000 | $133,000 | $-367,000 |
| Deferred Income Tax | $50,000 | $583,000 | $133,000 | $-367,000 |
| Depreciation Amortization Depletion | $1,744,000 | $1,712,000 | $1,776,000 | $1,882,000 |
| Depreciation And Amortization | $1,744,000 | $1,712,000 | $1,776,000 | $1,882,000 |
| Amortization Cash Flow | $49,000 | $122,000 | $195,000 | $268,000 |
| Amortization Of Intangibles | $49,000 | $122,000 | $195,000 | $268,000 |
| Depreciation | $1,695,000 | $1,590,000 | $1,581,000 | $1,614,000 |
| Gain Loss On Sale Of PPE | $194,000 | $151,000 | $621,000 | $-207,000 |
| Net Income From Continuing Operations | $5,992,000 | $8,170,000 | $8,485,000 | $6,864,000 |
| Repayment Of Debt | - | $0 | $-10,038,000 | - |
| Short Term Debt Payments | - | $0 | $-10,038,000 | - |
| Other Non Cash Items | - | - | $2,166,000 | $324,000 |
| Gain Loss On Investment Securities | - | - | $0 | $83,000 |
| Issuance Of Debt | - | - | - | $9,992,000 |
| Short Term Debt Issuance | - | - | - | $9,992,000 |
| Net Long Term Debt Issuance | - | - | - | $0 |
| Long Term Debt Issuance | - | - | - | $0 |
Fetched: 2026-06-22