FVCB
FVCBankcorp, Inc.
Price Chart
Latest Quote
$17.14
| Previous Close | $16.86 |
| Open | $16.87 |
| Day High | $17.19 |
| Day Low | $16.87 |
| Volume | 196,172 |
Stock Information
| Quarterly Dividend / Yield | $0.28 / 1.66% |
| Shares Outstanding | 18.00M |
| Quarterly Dividend Yield | 1.66% |
| Quarterly Dividend | $0.28 |
| Total Debt | $32.16M |
| Cash Equivalents | $193.30M |
| Revenue | $68.41M |
| Net Income | $23.28M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $308.46M |
| P/E Ratio | 13.39 |
| EPS (TTM) | $1.28 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $142.28M |
| Sales | $68.41M |
| Income | $23.28M |
| Book/sh | $14.47 |
| Cash/sh | $10.74 |
| Employees | 119 |
Financial Ratios
| EPS Growth TTM | 23.60% |
Returns & Margins
| ROA | 1.02% |
| ROE | 9.26% |
| Operating Margin | 47.47% |
| Profit Margin | 34.03% |
Ownership
| Insider Ownership | 16.47% |
| Institutional Ownership | 50.51% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.75 |
| P/S | 4.51 |
| P/B | 1.18 |
Analyst Data
| Recommendation | none |
| Target Price | $18.38 |
Technical Indicators
| SMA20 | $16.30 |
| SMA50 | $15.87 |
| SMA200 | $14.30 |
| RSI | 68.55 |
| ATR | 0.3413 |
| Shares Float | 12.66M |
| Short Float | 1.14% |
| Short Ratio | 0.90 |
| Volatility | 0.36 |
| Rel Volume | 0.76 |
Performance History
| Week | +3.44% |
| Month | +8.83% |
| Quarter | +14.25% |
| 6 Months | +23.47% |
| YTD | +23.83% |
| Year | +53.85% |
| 3 Years | +64.59% |
| 5 Years | +24.05% |
| 10 Years | +168.31% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $17.14 | 196,172 |
| 2026-06-22 | $16.86 | 348,300 |
| 2026-06-18 | $16.63 | 378,300 |
| 2026-06-17 | $16.38 | 169,100 |
| 2026-06-16 | $16.62 | 149,900 |
| 2026-06-15 | $16.57 | 258,400 |
| 2026-06-12 | $16.79 | 429,800 |
| 2026-06-11 | $16.69 | 562,100 |
| 2026-06-10 | $16.58 | 407,100 |
| 2026-06-09 | $16.47 | 356,400 |
| 2026-06-08 | $16.30 | 288,800 |
| 2026-06-05 | $16.23 | 295,300 |
| 2026-06-04 | $16.03 | 137,500 |
| 2026-06-03 | $15.66 | 129,900 |
| 2026-06-02 | $16.09 | 311,700 |
| 2026-06-01 | $15.68 | 250,600 |
| 2026-05-29 | $15.78 | 117,000 |
| 2026-05-28 | $15.76 | 90,200 |
| 2026-05-27 | $15.80 | 179,200 |
| 2026-05-26 | $15.88 | 123,500 |
About FVCBankcorp, Inc.
FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts. It offers lending products comprising commercial real estate loans; commercial construction loans; commercial loans for a range of business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration lending; asset based lending and accounts receivable financing; home equity loans or home equity lines of credit; and consumer loans for constructive purposes. In addition, the company provides business and consumer credit cards; merchant services; business insurance products; and digital banking, remote deposit, and mobile banking services. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.
đ° Latest News
Is Now The Time To Put FVCBankcorp (NASDAQ:FVCB) On Your Watchlist?
Simply Wall St. âĸ 2026-04-23T10:27:53ZFVCBankcorp (FVCB) Reports Q1 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-04-21T23:00:02ZFVCBankcorp (FVCB) Q1 Earnings and Revenues Top Estimates
Zacks âĸ 2026-04-21T21:10:01ZAre Options Traders Betting on a Big Move in FVCBankcorp Stock?
Zacks âĸ 2026-03-13T12:32:00ZFVCBankcorp (FVCB) Upgraded to Buy: Here's What You Should Know
Zacks âĸ 2026-02-13T17:00:04ZFVCBankcorp (NASDAQ:FVCB) shareholders have earned a 21% return over the last year
Simply Wall St. âĸ 2026-01-28T11:07:44ZFVCBankcorp: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-20T22:03:00ZDiscovering US Undiscovered Gems With Potential In December 2025
Simply Wall St. âĸ 2025-12-18T11:33:18ZWith 38% ownership, FVCBankcorp, Inc. (NASDAQ:FVCB) has piqued the interest of institutional investors
Simply Wall St. âĸ 2025-12-03T10:05:51ZFVCBankcorp (FVCB): Profit Margin Soars to 32.5%, Defies Long-Term Decline Narrative
Simply Wall St. âĸ 2025-10-23T12:09:29ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $66,159,000 | $57,747,000 | $42,136,000 | $68,111,000 |
| Operating Revenue | $66,159,000 | $57,747,000 | $42,136,000 | $68,111,000 |
| Expenses | ||||
| Interest Expense | $54,628,000 | $57,723,000 | $52,219,000 | $15,438,000 |
| Selling And Marketing Expense | $796,000 | $969,000 | $724,000 | $483,000 |
| General And Administrative Expense | $22,165,000 | $21,094,000 | $22,736,000 | $22,057,000 |
| Professional Expense And Contract Services Expense | $1,147,000 | $927,000 | $858,000 | $1,210,000 |
| Other Non Interest Expense | $11,229,000 | $10,638,000 | $9,325,000 | $8,133,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Net Interest Income | $63,769,000 | $55,589,000 | $54,396,000 | $65,244,000 |
| Interest Income | $118,397,000 | $113,312,000 | $106,615,000 | $80,682,000 |
| Normalized Income | $22,057,000 | $15,064,000 | $4,234,671 | $25,084,750 |
| Net Income From Continuing And Discontinued Operation | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Net Income Common Stockholders | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Net Income | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Net Income Including Noncontrolling Interests | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Net Income Continuous Operations | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Pretax Income | $28,247,000 | $22,297,000 | $4,232,000 | $30,989,000 |
| Depreciation Amortization Depletion Income Statement | $125,000 | $165,000 | $205,000 | $262,000 |
| Depreciation And Amortization In Income Statement | $125,000 | $165,000 | $205,000 | $262,000 |
| Amortization Of Intangibles Income Statement | $125,000 | $165,000 | $205,000 | $262,000 |
| Special Income Charges | - | $0 | $-457,000 | $-125,000 |
| Per Share | ||||
| Diluted EPS | $1.21 | $0.82 | $0.21 | $1.35 |
| Basic EPS | $1.22 | $0.83 | $0.22 | $1.43 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $-44,329 | $-24,250 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $337,000 | $445,000 | $595,000 | $686,000 |
| Diluted Average Shares | $18,260,212 | $18,396,533 | $18,231,346 | $18,483,577 |
| Basic Average Shares | $18,120,790 | $18,057,202 | $17,722,778 | $17,431,098 |
| Diluted NI Availto Com Stockholders | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Tax Provision | $6,190,000 | $7,233,000 | $410,000 | $6,005,000 |
| Gain On Sale Of Security | $91,000 | $0 | $-15,577,000 | $0 |
| Amortization | $125,000 | $165,000 | $205,000 | $262,000 |
| Selling General And Administration | $22,961,000 | $22,063,000 | $23,460,000 | $22,540,000 |
| Insurance And Claims | $1,410,000 | $1,705,000 | $1,433,000 | $1,073,000 |
| Salaries And Wages | $20,755,000 | $19,389,000 | $21,303,000 | $20,984,000 |
| Occupancy And Equipment | $2,108,000 | $2,027,000 | $2,357,000 | $2,190,000 |
| Total Unusual Items | - | $0 | $-457,000 | $-125,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $-457,000 | $-125,000 |
| Restructuring And Mergern Acquisition | - | $0 | $457,000 | $125,000 |
| Write Off | - | - | - | - |
| Impairment Of Capital Assets | - | - | - | - |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $246,305,000 | $227,934,000 | $209,532,000 | $194,592,000 |
| Total Assets | $2,292,256,000 | $2,198,950,000 | $2,190,558,000 | $2,344,322,000 |
| Goodwill And Other Intangible Assets | $7,295,000 | $7,420,000 | $7,585,000 | $7,790,000 |
| Other Intangible Assets | $138,000 | $263,000 | $428,000 | $633,000 |
| Prepaid Assets | $3,311,000 | $3,413,000 | $3,506,000 | $3,273,000 |
| Receivables | $10,277,000 | $10,315,000 | $10,321,000 | $9,435,000 |
| Accounts Receivable | $10,277,000 | $10,315,000 | $10,321,000 | $9,435,000 |
| Cash And Cash Equivalents | $127,631,000 | $90,950,000 | $60,522,000 | $81,553,000 |
| Cash Financial | $5,684,000 | $8,161,000 | $8,042,000 | $7,253,000 |
| Cash Cash Equivalents And Federal Funds Sold | $133,077,000 | $99,136,000 | $70,010,000 | $97,165,000 |
| Debt | ||||
| Total Debt | $25,236,000 | $76,333,000 | $113,861,000 | $264,959,000 |
| Long Term Debt And Capital Lease Obligation | $25,236,000 | $26,333,000 | $28,861,000 | $29,959,000 |
| Long Term Debt | $18,750,000 | $18,695,000 | $19,620,000 | $19,565,000 |
| Current Debt And Capital Lease Obligation | $0 | $50,000,000 | $85,000,000 | $235,000,000 |
| Current Debt | $0 | $50,000,000 | $85,000,000 | $235,000,000 |
| Other Current Borrowings | $0 | $50,000,000 | $85,000,000 | $235,000,000 |
| Net Debt | - | - | $44,098,000 | $173,012,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,038,656,000 | $1,963,596,000 | $1,973,441,000 | $2,141,940,000 |
| Payables And Accrued Expenses | $2,076,000 | $2,505,000 | $2,415,000 | $1,269,000 |
| Payables | $2,076,000 | $2,505,000 | $2,415,000 | $1,269,000 |
| Accounts Payable | $2,076,000 | $2,505,000 | $2,415,000 | $1,269,000 |
| Equity | ||||
| Common Stock Equity | $253,600,000 | $235,354,000 | $217,117,000 | $202,382,000 |
| Total Equity Gross Minority Interest | $253,600,000 | $235,354,000 | $217,117,000 | $202,382,000 |
| Stockholders Equity | $253,600,000 | $235,354,000 | $217,117,000 | $202,382,000 |
| Gains Losses Not Affecting Retained Earnings | $-19,580,000 | $-23,266,000 | $-24,160,000 | $-36,567,000 |
| Other Equity Adjustments | $-19,580,000 | $-23,266,000 | $-24,160,000 | $-36,567,000 |
| Retained Earnings | $150,857,000 | $130,967,000 | $115,890,000 | $114,888,000 |
| Other | ||||
| Ordinary Shares Number | $17,917,504 | $18,204,455 | $17,806,995 | $17,475,108 |
| Share Issued | $17,917,504 | $18,204,455 | $17,806,995 | $17,475,108 |
| Tangible Book Value | $246,305,000 | $227,934,000 | $209,532,000 | $194,592,000 |
| Invested Capital | $272,350,000 | $304,049,000 | $321,737,000 | $456,947,000 |
| Capital Lease Obligations | $6,486,000 | $7,638,000 | $9,241,000 | $10,394,000 |
| Total Capitalization | $272,350,000 | $254,049,000 | $236,737,000 | $221,947,000 |
| Additional Paid In Capital | $122,144,000 | $127,471,000 | $125,209,000 | $123,886,000 |
| Capital Stock | $179,000 | $182,000 | $178,000 | $175,000 |
| Common Stock | $179,000 | $182,000 | $178,000 | $175,000 |
| Preferred Stock | $0 | $0 | $0 | - |
| Long Term Capital Lease Obligation | $6,486,000 | $7,638,000 | $9,241,000 | $10,394,000 |
| Long Term Provisions | $471,000 | $510,000 | $602,000 | - |
| Investments And Advances | $153,424,000 | $156,740,000 | $171,859,000 | $278,333,000 |
| Held To Maturity Securities | $265,000 | $265,000 | $264,000 | $264,000 |
| Available For Sale Securities | $153,159,000 | $156,475,000 | $171,595,000 | $278,069,000 |
| Goodwill | $7,157,000 | $7,157,000 | $7,157,000 | $7,157,000 |
| Net PPE | $6,755,000 | $7,982,000 | $9,392,000 | $10,900,000 |
| Accumulated Depreciation | $-7,458,000 | $-7,236,000 | $-6,945,000 | $-7,631,000 |
| Gross PPE | $14,213,000 | $15,218,000 | $16,337,000 | $18,531,000 |
| Leases | $2,736,000 | $2,722,000 | $2,622,000 | $3,068,000 |
| Other Properties | $47,000 | $47,000 | $47,000 | $47,000 |
| Machinery Furniture Equipment | $5,111,000 | $5,068,000 | $5,016,000 | $5,479,000 |
| Buildings And Improvements | $6,258,000 | $7,320,000 | $8,591,000 | $9,876,000 |
| Land And Improvements | $61,000 | $61,000 | $61,000 | $61,000 |
| Other Short Term Investments | $0 | $156,475,000 | $171,595,000 | $278,069,000 |
| Current Accrued Expenses | - | - | $11,271,000 | $15,550,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $23,812,000 | $18,091,000 | $16,057,000 | $22,226,000 |
| Operating Activities | ||||
| Operating Cash Flow | $23,859,000 | $18,232,000 | $16,269,000 | $22,392,000 |
| Cash Flow From Continuing Operating Activities | $23,858,000 | $18,232,000 | $16,269,000 | $22,392,000 |
| Operating Gains Losses | $-91,000 | - | $15,577,000 | - |
| Investing Activities | ||||
| Capital Expenditure | $-47,000 | $-141,000 | $-212,000 | $-166,000 |
| Investing Cash Flow | $-94,656,000 | $-8,919,000 | $149,226,000 | $-225,831,000 |
| Cash Flow From Continuing Investing Activities | $-94,656,000 | $-8,919,000 | $149,226,000 | $-225,831,000 |
| Net Other Investing Changes | $2,740,000 | $49,076,000 | $6,124,000 | $-24,240,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-6,677,000 | $0 | $-1,460,000 | $-730,000 |
| Issuance Of Capital Stock | $545,000 | $1,656,000 | $1,744,000 | $1,673,000 |
| Financing Cash Flow | $68,320,000 | $-9,194,000 | $-164,706,000 | $186,079,000 |
| Cash Flow From Continuing Financing Activities | $68,320,000 | $-9,194,000 | $-164,706,000 | $186,079,000 |
| Net Other Financing Charges | $-53,000 | $-179,000 | $-113,000 | - |
| Cash Dividends Paid | $-2,167,000 | $0 | - | - |
| Common Stock Dividend Paid | $-2,167,000 | $0 | - | - |
| Net Common Stock Issuance | $-6,132,000 | $1,656,000 | $284,000 | $943,000 |
| Common Stock Issuance | $545,000 | $1,656,000 | $1,744,000 | $1,673,000 |
| Dividends Received Cfi | - | - | $0 | $1,040,000 |
| Other | ||||
| Repayment Of Debt | $-50,000,000 | $-35,984,000 | $-150,000,000 | $-1,250,000 |
| Interest Paid Supplemental Data | $55,002,000 | $57,574,000 | $51,017,000 | $15,140,000 |
| Income Tax Paid Supplemental Data | $5,430,000 | $5,577,000 | $2,360,000 | $6,070,000 |
| End Cash Position | $5,684,000 | $8,161,000 | $8,042,000 | $7,253,000 |
| Beginning Cash Position | $8,161,000 | $8,042,000 | $7,253,000 | $24,613,000 |
| Changes In Cash | $-2,477,000 | $119,000 | $789,000 | $-17,360,000 |
| Common Stock Payments | $-6,677,000 | $0 | $-1,460,000 | $-730,000 |
| Net Issuance Payments Of Debt | $-50,000,000 | $-35,984,000 | $-150,000,000 | $208,750,000 |
| Net Long Term Debt Issuance | $-50,000,000 | $-35,984,000 | $-150,000,000 | $208,750,000 |
| Long Term Debt Payments | $-50,000,000 | $-35,984,000 | $-150,000,000 | $-1,250,000 |
| Net Investment Purchase And Sale | $13,202,000 | $13,582,000 | $107,717,000 | $-10,084,000 |
| Sale Of Investment | $16,143,000 | $15,466,000 | $107,717,000 | $37,076,000 |
| Purchase Of Investment | $-2,941,000 | $-1,884,000 | $0 | $-47,160,000 |
| Net PPE Purchase And Sale | $-47,000 | $-141,000 | $-212,000 | $-166,000 |
| Purchase Of PPE | $-47,000 | $-141,000 | $-212,000 | $-166,000 |
| Change In Working Capital | $794,000 | $2,631,000 | $-4,363,000 | $-4,536,000 |
| Change In Payables And Accrued Expense | $-558,000 | $121,000 | $-4,347,000 | $4,558,000 |
| Change In Payable | $-558,000 | $121,000 | $-4,347,000 | $4,558,000 |
| Change In Account Payable | $-558,000 | $121,000 | $-4,347,000 | $4,558,000 |
| Change In Receivables | $1,352,000 | $2,510,000 | $-16,000 | $-9,094,000 |
| Changes In Account Receivables | $1,352,000 | $2,510,000 | $-16,000 | $-9,094,000 |
| Other Non Cash Items | $-1,480,000 | $-714,000 | $-435,000 | $-1,427,000 |
| Stock Based Compensation | $854,000 | $789,000 | $1,143,000 | $1,183,000 |
| Deferred Tax | $97,000 | $1,158,000 | $1,060,000 | $521,000 |
| Deferred Income Tax | $97,000 | $1,158,000 | $1,060,000 | $521,000 |
| Depreciation Amortization Depletion | $337,000 | $445,000 | $595,000 | $686,000 |
| Depreciation And Amortization | $337,000 | $445,000 | $595,000 | $686,000 |
| Amortization Cash Flow | $125,000 | $165,000 | $205,000 | $262,000 |
| Amortization Of Intangibles | $125,000 | $165,000 | $205,000 | $262,000 |
| Depreciation | $212,000 | $280,000 | $390,000 | $424,000 |
| Net Income From Continuing Operations | $22,057,000 | $15,064,000 | $3,822,000 | $24,984,000 |
| Gain Loss On Investment Securities | - | $0 | $15,577,000 | $0 |
| Issuance Of Debt | - | - | - | $210,000,000 |
| Long Term Debt Issuance | - | - | - | $210,000,000 |
| Net Business Purchase And Sale | - | - | - | $0 |
| Purchase Of Business | - | - | - | $0 |
| Asset Impairment Charge | - | - | - | - |