FXNC
First National Corporation
Price Chart
Latest Quote
$29.40
+0.05 (+0.17%)
Current Price
| Previous Close | $29.35 |
| Open | $29.40 |
| Day High | $29.59 |
| Day Low | $29.28 |
| Volume | 16,754 |
Stock Information
| Quarterly Dividend / Yield | $0.68 / 2.32% |
| Shares Outstanding | 9.04M |
| Quarterly Dividend Yield | 2.32% |
| Quarterly Dividend | $0.68 |
| Total Debt | $42.66M |
| Cash Equivalents | $190.10M |
| Revenue | $89.11M |
| Net Income | $20.99M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $270.42M |
| P/E Ratio | 12.89 |
| EPS (TTM) | $2.32 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $117.92M |
| Sales | $89.11M |
| Income | $20.99M |
| Book/sh | $20.86 |
| Cash/sh | $21.03 |
| Employees | 308 |
Financial Ratios
| EPS Growth TTM | 205.80% |
Returns & Margins
| ROA | 1.02% |
| ROE | 11.75% |
| Operating Margin | 31.21% |
| Profit Margin | 23.56% |
Ownership
| Insider Ownership | 14.26% |
| Institutional Ownership | 42.49% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.89 |
| P/S | 3.03 |
| P/B | 1.43 |
Analyst Data
| Recommendation | none |
| Target Price | $28.50 |
Technical Indicators
| SMA20 | $28.83 |
| SMA50 | $28.12 |
| SMA200 | $25.54 |
| RSI | 64.36 |
| ATR | 0.9025 |
| Shares Float | 6.90M |
| Short Float | 1.28% |
| Short Ratio | 1.37 |
| Volatility | 0.44 |
| Rel Volume | 1.98 |
Performance History
| Week | +2.12% |
| Month | +8.05% |
| Quarter | +14.29% |
| 6 Months | +15.14% |
| YTD | +23.40% |
| Year | +64.59% |
| 3 Years | +100.43% |
| 5 Years | +80.59% |
| 10 Years | +292.57% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $29.91 | 158,271 |
| 2026-06-22 | $29.35 | 58,500 |
| 2026-06-18 | $29.36 | 192,100 |
| 2026-06-17 | $29.04 | 60,400 |
| 2026-06-16 | $29.55 | 65,700 |
| 2026-06-15 | $29.29 | 82,100 |
| 2026-06-12 | $30.19 | 92,400 |
| 2026-06-11 | $29.56 | 56,600 |
| 2026-06-10 | $29.53 | 80,300 |
| 2026-06-09 | $29.48 | 69,300 |
| 2026-06-08 | $29.16 | 66,800 |
| 2026-06-05 | $29.06 | 103,800 |
| 2026-06-04 | $28.34 | 80,300 |
| 2026-06-03 | $27.52 | 42,500 |
| 2026-06-02 | $28.21 | 81,800 |
| 2026-06-01 | $27.81 | 48,600 |
| 2026-05-29 | $27.80 | 62,700 |
| 2026-05-28 | $27.87 | 88,600 |
| 2026-05-27 | $27.83 | 55,900 |
| 2026-05-26 | $27.77 | 49,700 |
About First National Corporation
First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products also comprise construction loans, including residential and land development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, such as multi-family residential buildings, industrial and warehouse buildings, hotels, and religious facilities. In addition, the company's loan products include commercial and industrial loans; home equity loans; consumer loans, such as lines of credit, automobile loans, and unsecured loans. Further, it provides wealth management services comprising estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Additionally, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. First National Corporation was founded in 1907 and is headquartered in Strasburg, Virginia.
đ° Latest News
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-06-19T15:45:01Z
First National (FXNC) Upgraded to Buy: What Does It Mean for the Stock?
Zacks âĸ 2026-06-05T16:00:01Z
Why First National Corp. (FXNC) is a Great Dividend Stock Right Now
Zacks âĸ 2026-06-03T15:45:02Z
Here's What We Like About First National's (NASDAQ:FXNC) Upcoming Dividend
Simply Wall St. âĸ 2026-05-24T13:24:44Z
Why First National Corp. (FXNC) is a Top Dividend Stock for Your Portfolio
Zacks âĸ 2026-05-18T15:45:01Z
Analysts Are Updating Their First National Corporation (NASDAQ:FXNC) Estimates After Its First-Quarter Results
Simply Wall St. âĸ 2026-05-03T13:24:38Z
First National Corp. (FXNC) is a Top Dividend Stock Right Now: Should You Buy?
Zacks âĸ 2026-05-01T15:45:01Z
First National Corp. (FXNC) Q1 Earnings Surpass Estimates
Zacks âĸ 2026-04-30T13:25:04Z
First Citizens BancShares (FCNCA) Q1 Earnings Surpass Estimates
Zacks âĸ 2026-04-23T11:55:01Z
$10B Bank Team Advisors Break Out to Form RIA Prairie View
Wealth Management âĸ 2026-04-16T18:53:52Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $87,765,000 | $64,404,000 | $53,572,000 | $56,855,000 |
| Operating Revenue | $87,765,000 | $64,404,000 | $53,572,000 | $56,855,000 |
| Expenses | ||||
| Interest Expense | $26,251,000 | $23,867,000 | $14,306,000 | $3,820,000 |
| Selling And Marketing Expense | $1,180,000 | $1,037,000 | $910,000 | $813,000 |
| General And Administrative Expense | $34,955,000 | $25,994,000 | $21,672,000 | $21,172,000 |
| Professional Expense And Contract Services Expense | $2,442,000 | $1,993,000 | $1,647,000 | $1,414,000 |
| Other Non Interest Expense | $12,476,000 | $8,082,000 | $6,886,000 | $6,291,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Net Interest Income | $72,986,000 | $52,250,000 | $43,302,000 | $45,483,000 |
| Interest Income | $99,237,000 | $76,117,000 | $57,608,000 | $49,303,000 |
| Normalized Income | $19,135,425 | $11,499,510 | $9,585,683 | $16,820,476 |
| Net Income From Continuing And Discontinued Operation | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Net Income Common Stockholders | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Net Income | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Net Income Including Noncontrolling Interests | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Net Income Continuous Operations | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Pretax Income | $21,944,000 | $8,048,000 | $11,805,000 | $20,749,000 |
| Special Income Charges | $-1,775,000 | $-5,235,000 | $47,000 | $-29,000 |
| Depreciation Amortization Depletion Income Statement | $1,767,000 | $461,000 | $18,000 | $19,000 |
| Depreciation And Amortization In Income Statement | $1,767,000 | $461,000 | $18,000 | $19,000 |
| Amortization Of Intangibles Income Statement | $1,767,000 | $461,000 | $18,000 | $19,000 |
| Per Share | ||||
| Diluted EPS | $1.96 | $1.00 | $1.53 | $2.68 |
| Basic EPS | $1.97 | $1.00 | $1.54 | $2.69 |
| Other | ||||
| Tax Effect Of Unusual Items | $-342,575 | $-701,490 | $8,683 | $-5,524 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-1,775,000 | $-5,235,000 | $47,000 | $-29,000 |
| Total Unusual Items Excluding Goodwill | $-1,775,000 | $-5,235,000 | $47,000 | $-29,000 |
| Reconciled Depreciation | $4,522,000 | $2,400,000 | $1,616,000 | $1,513,000 |
| Diluted Average Shares | $9,015,480 | $6,971,089 | $6,279,106 | $6,259,357 |
| Basic Average Shares | $8,994,410 | $6,955,592 | $6,265,394 | $6,252,369 |
| Diluted NI Availto Com Stockholders | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Tax Provision | $4,241,000 | $1,082,000 | $2,181,000 | $3,952,000 |
| Restructuring And Mergern Acquisition | $1,855,000 | $5,187,000 | $0 | - |
| Gain On Sale Of Security | $0 | $-115,000 | $186,000 | $881,000 |
| Amortization | $1,767,000 | $461,000 | $18,000 | $19,000 |
| Selling General And Administration | $36,135,000 | $27,031,000 | $22,582,000 | $21,985,000 |
| Insurance And Claims | $1,292,000 | $860,000 | $633,000 | $463,000 |
| Salaries And Wages | $33,663,000 | $25,134,000 | $21,039,000 | $20,709,000 |
| Occupancy And Equipment | $8,339,000 | $5,704,000 | $4,531,000 | $4,518,000 |
| Other Special Charges | - | $48,000 | $-47,000 | $29,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-23
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $169,947,000 | $148,515,000 | $113,124,000 | $105,194,000 |
| Total Assets | $2,037,978,000 | $2,010,281,000 | $1,419,295,000 | $1,369,383,000 |
| Goodwill And Other Intangible Assets | $16,249,000 | $18,016,000 | $3,147,000 | $3,166,000 |
| Other Intangible Assets | $13,219,000 | $14,986,000 | $117,000 | $136,000 |
| Receivables | $6,467,000 | $6,020,000 | $4,655,000 | $4,543,000 |
| Accounts Receivable | $6,467,000 | $6,020,000 | $4,655,000 | $4,543,000 |
| Cash And Cash Equivalents | $160,910,000 | $162,874,000 | $87,161,000 | $66,914,000 |
| Cash Financial | $20,836,000 | $24,916,000 | $17,194,000 | $20,784,000 |
| Cash Cash Equivalents And Federal Funds Sold | $166,534,000 | $166,615,000 | $89,239,000 | $68,822,000 |
| Debt | ||||
| Total Debt | $42,591,000 | $30,455,000 | $64,276,000 | $14,274,000 |
| Long Term Debt And Capital Lease Obligation | $42,591,000 | $30,455,000 | $14,276,000 | $14,274,000 |
| Long Term Debt | $42,591,000 | $30,455,000 | $14,276,000 | $14,274,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $50,000,000 | $0 |
| Current Debt | - | $0 | $50,000,000 | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,851,782,000 | $1,843,750,000 | $1,303,024,000 | $1,261,023,000 |
| Payables And Accrued Expenses | - | - | - | $5,417,000 |
| Payables | - | - | - | $5,417,000 |
| Accounts Payable | - | - | - | $5,417,000 |
| Equity | ||||
| Common Stock Equity | $186,196,000 | $166,531,000 | $116,271,000 | $108,360,000 |
| Total Equity Gross Minority Interest | $186,196,000 | $166,531,000 | $116,271,000 | $108,360,000 |
| Stockholders Equity | $186,196,000 | $166,531,000 | $116,271,000 | $108,360,000 |
| Gains Losses Not Affecting Retained Earnings | $-12,239,000 | $-18,692,000 | $-18,706,000 | $-22,471,000 |
| Other Equity Adjustments | $-12,239,000 | $-18,692,000 | $-18,706,000 | $-22,471,000 |
| Retained Earnings | $108,937,000 | $96,947,000 | $94,198,000 | $90,284,000 |
| Other | ||||
| Ordinary Shares Number | $9,025,395 | $8,974,102 | $6,263,102 | $6,264,912 |
| Share Issued | $9,025,395 | $8,974,102 | $6,263,102 | $6,264,912 |
| Tangible Book Value | $169,947,000 | $148,515,000 | $113,124,000 | $105,194,000 |
| Invested Capital | $228,787,000 | $196,986,000 | $180,547,000 | $122,634,000 |
| Total Capitalization | $228,787,000 | $196,986,000 | $130,547,000 | $122,634,000 |
| Additional Paid In Capital | $78,216,000 | $77,058,000 | $32,950,000 | $32,716,000 |
| Capital Stock | $11,282,000 | $11,218,000 | $7,829,000 | $7,831,000 |
| Common Stock | $11,282,000 | $11,218,000 | $7,829,000 | $7,831,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $320,410,000 | $273,588,000 | $301,101,000 | $316,065,000 |
| Held To Maturity Securities | $102,872,000 | $109,741,000 | $148,244,000 | $153,158,000 |
| Available For Sale Securities | $200,649,000 | $162,226,000 | - | - |
| Goodwill | $3,030,000 | $3,030,000 | $3,030,000 | $3,030,000 |
| Net PPE | $34,561,000 | $34,824,000 | $22,142,000 | $21,876,000 |
| Accumulated Depreciation | $-18,167,000 | $-15,500,000 | $-13,614,000 | $-12,426,000 |
| Gross PPE | $52,728,000 | $50,324,000 | $35,756,000 | $34,302,000 |
| Construction In Progress | $1,882,000 | $541,000 | $962,000 | $8,000 |
| Machinery Furniture Equipment | $14,404,000 | $12,353,000 | $8,237,000 | $8,081,000 |
| Buildings And Improvements | $28,517,000 | $28,941,000 | $21,145,000 | $20,801,000 |
| Land And Improvements | $7,925,000 | $8,489,000 | $5,412,000 | $5,412,000 |
| Other Short Term Investments | $16,889,000 | $163,847,000 | $152,857,000 | $162,907,000 |
| Line Of Credit | - | $0 | $50,000,000 | $0 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-23
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $20,929,000 | $-25,504,000 | $14,524,000 | $25,591,000 |
| Operating Activities | ||||
| Operating Cash Flow | $25,109,000 | $-22,204,000 | $16,390,000 | $26,772,000 |
| Cash Flow From Continuing Operating Activities | $25,109,000 | $-22,204,000 | $16,390,000 | $26,772,000 |
| Operating Gains Losses | $-105,000 | $191,000 | $-47,000 | $2,033,000 |
| Investing Activities | ||||
| Capital Expenditure | $-4,180,000 | $-3,300,000 | $-1,866,000 | $-1,181,000 |
| Investing Cash Flow | $-29,413,000 | $136,826,000 | $-34,345,000 | $-120,140,000 |
| Cash Flow From Continuing Investing Activities | $-29,413,000 | $136,826,000 | $-34,345,000 | $-120,140,000 |
| Net Other Investing Changes | $-1,383,000 | $2,225,000 | $503,000 | $2,276,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-154,000 | $-106,000 | $-682,000 | $-183,000 |
| Financing Cash Flow | $2,340,000 | $-38,909,000 | $38,202,000 | $-15,724,000 |
| Cash Flow From Continuing Financing Activities | $2,340,000 | $-38,909,000 | $38,202,000 | $-15,724,000 |
| Cash Dividends Paid | $-5,520,000 | $-4,038,000 | $-3,596,000 | $-3,308,000 |
| Common Stock Dividend Paid | $-5,520,000 | $-4,038,000 | $-3,596,000 | $-3,308,000 |
| Net Common Stock Issuance | $-154,000 | $-106,000 | $-682,000 | $-183,000 |
| Other | ||||
| Repayment Of Debt | $-13,420,000 | $-50,000,000 | $0 | $-5,000,000 |
| Issuance Of Debt | $25,000,000 | - | $50,000,000 | $0 |
| Interest Paid Supplemental Data | $27,374,000 | $23,202,000 | $9,355,000 | $3,996,000 |
| Income Tax Paid Supplemental Data | $3,400,000 | $2,080,000 | $3,426,000 | $3,365,000 |
| End Cash Position | $160,910,000 | $162,874,000 | $87,161,000 | $66,914,000 |
| Beginning Cash Position | $162,874,000 | $87,161,000 | $66,914,000 | $176,006,000 |
| Changes In Cash | $-1,964,000 | $75,713,000 | $20,247,000 | $-109,092,000 |
| Common Stock Payments | $-154,000 | $-106,000 | $-682,000 | $-183,000 |
| Net Issuance Payments Of Debt | $11,580,000 | $-50,000,000 | $50,000,000 | $-5,000,000 |
| Net Long Term Debt Issuance | $11,580,000 | $-50,000,000 | $50,000,000 | $-5,000,000 |
| Long Term Debt Payments | $-13,420,000 | $-50,000,000 | $0 | $-5,000,000 |
| Long Term Debt Issuance | $25,000,000 | - | $50,000,000 | $0 |
| Net Investment Purchase And Sale | $-39,062,000 | $88,509,000 | $18,856,000 | $-26,846,000 |
| Sale Of Investment | $38,286,000 | $114,487,000 | $20,947,000 | $48,339,000 |
| Purchase Of Investment | $-77,348,000 | $-25,978,000 | $-2,091,000 | $-75,185,000 |
| Net Business Purchase And Sale | $0 | $70,243,000 | $0 | $0 |
| Sale Of Business | $0 | $70,243,000 | $0 | $0 |
| Net PPE Purchase And Sale | $-2,479,000 | $-3,282,000 | $-1,816,000 | $-1,181,000 |
| Sale Of PPE | $1,701,000 | $18,000 | $50,000 | $0 |
| Purchase Of PPE | $-4,180,000 | $-3,300,000 | $-1,866,000 | $-1,181,000 |
| Change In Working Capital | $-150,000 | $-35,589,000 | $-732,000 | $4,955,000 |
| Change In Other Current Assets | $-582,000 | $2,513,000 | $188,000 | $4,918,000 |
| Change In Payables And Accrued Expense | $842,000 | $-38,569,000 | $-808,000 | $677,000 |
| Change In Payable | $842,000 | $-38,569,000 | $-808,000 | $677,000 |
| Change In Account Payable | $842,000 | $-38,569,000 | $-808,000 | $677,000 |
| Change In Receivables | $-410,000 | $467,000 | $-112,000 | $-640,000 |
| Changes In Account Receivables | $-410,000 | $467,000 | $-112,000 | $-640,000 |
| Other Non Cash Items | $-410,000 | $-3,673,000 | $-858,000 | $-758,000 |
| Excess Tax Benefit From Stock Based Compensation | $26,000 | $1,000 | $4,000 | $3,000 |
| Stock Based Compensation | $1,183,000 | $635,000 | $753,000 | $785,000 |
| Deferred Tax | $386,000 | $-437,000 | $-399,000 | $-241,000 |
| Deferred Income Tax | $386,000 | $-437,000 | $-399,000 | $-241,000 |
| Depreciation Amortization Depletion | $4,522,000 | $2,400,000 | $1,616,000 | $1,513,000 |
| Depreciation And Amortization | $4,522,000 | $2,400,000 | $1,616,000 | $1,513,000 |
| Amortization Cash Flow | $1,767,000 | $460,000 | $19,000 | $18,000 |
| Amortization Of Intangibles | $1,767,000 | $460,000 | $19,000 | $18,000 |
| Depreciation | $2,755,000 | $1,940,000 | $1,597,000 | $1,495,000 |
| Gain Loss On Investment Securities | $0 | $155,000 | $0 | $2,004,000 |
| Gain Loss On Sale Of PPE | $-13,000 | $48,000 | $-47,000 | $29,000 |
| Net Income From Continuing Operations | $17,703,000 | $6,966,000 | $9,624,000 | $16,797,000 |
| Purchase Of Business | - | - | - | $0 |
| Change In Accrued Expense | - | - | - | $677,000 |
| Change In Other Working Capital | - | - | - | - |
Fetched: 2026-06-23