GABC
German American Bancorp, Inc.
Price Chart
Latest Quote
$45.91
+0.59 (+1.30%)
Current Price
| Previous Close | $45.32 |
| Open | $45.40 |
| Day High | $46.08 |
| Day Low | $45.19 |
| Volume | 148,794 |
Stock Information
| Quarterly Dividend / Yield | $1.20 / 2.65% |
| Shares Outstanding | 37.56M |
| Quarterly Dividend Yield | 2.65% |
| Quarterly Dividend | $1.20 |
| Total Debt | $178.52M |
| Cash Equivalents | $128.21M |
| Revenue | $369.98M |
| Net Income | $135.27M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.72B |
| P/E Ratio | 12.61 |
| EPS (TTM) | $3.64 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.75B |
| Sales | $369.98M |
| Income | $135.27M |
| Book/sh | $31.27 |
| Cash/sh | $3.41 |
| Employees | 984 |
Financial Ratios
| EPS Growth TTM | 215.20% |
Returns & Margins
| ROA | 1.61% |
| ROE | 12.18% |
| Operating Margin | 48.03% |
| Profit Margin | 36.56% |
Ownership
| Insider Ownership | 3.19% |
| Institutional Ownership | 53.82% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.52 |
| PEG | 1.46 |
| P/S | 4.66 |
| P/B | 1.47 |
Analyst Data
| Recommendation | none |
| Target Price | $49.40 |
Technical Indicators
| SMA20 | $44.48 |
| SMA50 | $43.62 |
| SMA200 | $40.88 |
| RSI | 62.80 |
| ATR | 1.0632 |
| Shares Float | 35.95M |
| Short Float | 2.89% |
| Short Ratio | 9.97 |
| Volatility | 0.59 |
| Rel Volume | 0.97 |
Performance History
| Week | +2.09% |
| Month | +5.83% |
| Quarter | +11.33% |
| 6 Months | +12.31% |
| YTD | +19.76% |
| Year | +28.16% |
| 3 Years | +68.68% |
| 5 Years | +32.53% |
| 10 Years | +169.33% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $45.91 | 148,794 |
| 2026-06-22 | $45.32 | 152,000 |
| 2026-06-18 | $44.99 | 326,400 |
| 2026-06-17 | $44.69 | 137,000 |
| 2026-06-16 | $45.38 | 172,200 |
| 2026-06-15 | $44.97 | 134,900 |
| 2026-06-12 | $45.91 | 133,600 |
| 2026-06-11 | $45.29 | 206,800 |
| 2026-06-10 | $45.63 | 215,900 |
| 2026-06-09 | $44.94 | 136,200 |
| 2026-06-08 | $44.40 | 145,000 |
| 2026-06-05 | $44.28 | 136,100 |
| 2026-06-04 | $43.71 | 194,200 |
| 2026-06-03 | $42.68 | 118,100 |
| 2026-06-02 | $43.79 | 131,300 |
| 2026-06-01 | $43.19 | 102,400 |
| 2026-05-29 | $43.72 | 158,400 |
| 2026-05-28 | $43.41 | 119,200 |
| 2026-05-27 | $43.48 | 99,400 |
| 2026-05-26 | $43.85 | 109,800 |
About German American Bancorp, Inc.
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. It also offers demand deposits, savings, interest-bearing checking, money market accounts, and certificates of deposit; home equity and credit card loans; and wealth advisory and trust services. The company was founded in 1910 and is based in Jasper, Indiana.
đ° Latest News
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $361,444,000 | $214,928,000 | $250,694,000 | $259,717,000 |
| Operating Revenue | $361,444,000 | $214,928,000 | $250,694,000 | $259,717,000 |
| Expenses | ||||
| Interest Expense | $125,957,000 | $100,452,000 | $66,223,000 | $18,342,000 |
| Selling And Marketing Expense | $5,153,000 | $3,939,000 | $4,857,000 | $4,416,000 |
| General And Administrative Expense | $111,542,000 | $85,165,000 | $86,073,000 | $86,005,000 |
| Professional Expense And Contract Services Expense | $10,418,000 | $8,147,000 | $5,575,000 | $6,295,000 |
| Other Non Interest Expense | $45,054,000 | $32,150,000 | $30,685,000 | $38,843,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Net Interest Income | $294,132,000 | $190,591,000 | $190,433,000 | $200,584,000 |
| Interest Income | $420,089,000 | $291,043,000 | $256,656,000 | $218,926,000 |
| Normalized Income | $112,635,000 | $52,956,823 | $85,888,000 | $81,825,000 |
| Net Income From Continuing And Discontinued Operation | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Net Income Common Stockholders | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Net Income | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Net Income Including Noncontrolling Interests | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Net Income Continuous Operations | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Pretax Income | $140,070,000 | $104,099,000 | $103,647,000 | $99,176,000 |
| Special Income Charges | $0 | $38,323,000 | $0 | $0 |
| Depreciation Amortization Depletion Income Statement | $10,148,000 | $2,032,000 | $2,840,000 | $3,711,000 |
| Depreciation And Amortization In Income Statement | $10,148,000 | $2,032,000 | $2,840,000 | $3,711,000 |
| Amortization Of Intangibles Income Statement | $10,148,000 | $2,032,000 | $2,840,000 | $3,711,000 |
| Per Share | ||||
| Diluted EPS | $3.06 | $2.83 | $2.91 | $2.78 |
| Basic EPS | $3.06 | $2.83 | $2.91 | $2.78 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $7,468,823 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $38,323,000 | $0 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $38,323,000 | $0 | $0 |
| Reconciled Depreciation | $18,714,000 | $9,277,000 | $9,560,000 | $10,116,000 |
| Diluted Average Shares | $36,796,342 | $29,656,416 | $29,557,567 | $29,464,591 |
| Basic Average Shares | $36,796,342 | $29,656,416 | $29,557,567 | $29,464,591 |
| Diluted NI Availto Com Stockholders | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Tax Provision | $27,435,000 | $20,288,000 | $17,759,000 | $17,351,000 |
| Gain On Sale Of Security | $0 | $-34,788,000 | $40,000 | $562,000 |
| Amortization | $10,148,000 | $2,032,000 | $2,840,000 | $3,711,000 |
| Selling General And Administration | $116,695,000 | $89,104,000 | $90,930,000 | $90,421,000 |
| Insurance And Claims | $3,800,000 | $2,908,000 | $2,829,000 | $1,860,000 |
| Salaries And Wages | $107,742,000 | $82,257,000 | $83,244,000 | $84,145,000 |
| Occupancy And Equipment | $19,634,000 | $14,944,000 | $14,467,000 | $14,921,000 |
| Other Special Charges | - | $-38,323,000 | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $753,065,000 | $532,024,000 | $476,894,000 | $368,610,000 |
| Total Assets | $8,388,780,000 | $6,295,910,000 | $6,152,198,000 | $6,155,991,000 |
| Goodwill And Other Intangible Assets | $409,260,000 | $183,043,000 | $186,664,000 | $189,783,000 |
| Other Intangible Assets | $33,790,000 | $4,018,000 | $6,307,000 | $9,426,000 |
| Cash And Cash Equivalents | $71,928,000 | $69,749,000 | $79,305,000 | $75,976,000 |
| Cash Cash Equivalents And Federal Funds Sold | $118,882,000 | $189,292,000 | $115,830,000 | $117,881,000 |
| Receivables | - | - | - | $123,969,000 |
| Accounts Receivable | - | - | - | $123,969,000 |
| Debt | ||||
| Net Debt | $64,766,000 | $81,117,000 | $46,022,000 | $48,812,000 |
| Total Debt | $138,831,000 | $153,269,000 | $127,969,000 | $127,645,000 |
| Long Term Debt And Capital Lease Obligation | $138,831,000 | $153,269,000 | $127,969,000 | $102,645,000 |
| Long Term Debt | $136,694,000 | $150,866,000 | $125,327,000 | $99,788,000 |
| Current Debt And Capital Lease Obligation | $0 | $0 | $0 | $25,000,000 |
| Current Debt | $0 | $0 | $0 | $25,000,000 |
| Other Current Borrowings | $0 | $0 | $0 | $25,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,226,455,000 | $5,580,843,000 | $5,488,640,000 | $5,597,598,000 |
| Payables And Accrued Expenses | - | - | - | $43,741,000 |
| Payables | - | - | - | $43,741,000 |
| Accounts Payable | - | - | - | $43,741,000 |
| Equity | ||||
| Common Stock Equity | $1,162,325,000 | $715,067,000 | $663,558,000 | $558,393,000 |
| Total Equity Gross Minority Interest | $1,162,325,000 | $715,067,000 | $663,558,000 | $558,393,000 |
| Stockholders Equity | $1,162,325,000 | $715,067,000 | $663,558,000 | $558,393,000 |
| Gains Losses Not Affecting Retained Earnings | $-164,934,000 | $-220,464,000 | $-217,060,000 | $-263,438,000 |
| Other Equity Adjustments | $-164,934,000 | $-220,464,000 | $-217,060,000 | $-263,438,000 |
| Retained Earnings | $582,945,000 | $513,588,000 | $461,622,000 | $405,167,000 |
| Other | ||||
| Ordinary Shares Number | $37,495,679 | $29,677,093 | $29,584,709 | $29,493,193 |
| Share Issued | $37,495,679 | $29,677,093 | $29,584,709 | $29,493,193 |
| Tangible Book Value | $753,065,000 | $532,024,000 | $476,894,000 | $368,610,000 |
| Invested Capital | $1,299,019,000 | $865,933,000 | $788,885,000 | $683,181,000 |
| Capital Lease Obligations | $2,137,000 | $2,403,000 | $2,642,000 | $2,857,000 |
| Total Capitalization | $1,299,019,000 | $865,933,000 | $788,885,000 | $658,181,000 |
| Additional Paid In Capital | $706,818,000 | $392,266,000 | $389,411,000 | $387,171,000 |
| Capital Stock | $37,496,000 | $29,677,000 | $29,585,000 | $29,493,000 |
| Common Stock | $37,496,000 | $29,677,000 | $29,585,000 | $29,493,000 |
| Long Term Capital Lease Obligation | $2,137,000 | $2,403,000 | $2,642,000 | $2,857,000 |
| Investments And Advances | $1,657,747,000 | $1,517,640,000 | $1,597,185,000 | $1,762,022,000 |
| Available For Sale Securities | $495,596,000 | $353,000 | $353,000 | $353,000 |
| Goodwill | $375,470,000 | $179,025,000 | $180,357,000 | $180,357,000 |
| Net PPE | $139,001,000 | $104,045,000 | $106,776,000 | $112,237,000 |
| Accumulated Depreciation | $-89,052,000 | $-79,385,000 | $-72,719,000 | $-71,511,000 |
| Gross PPE | $228,053,000 | $183,430,000 | $179,495,000 | $183,748,000 |
| Machinery Furniture Equipment | $53,312,000 | $48,347,000 | $45,749,000 | $46,665,000 |
| Buildings And Improvements | $137,411,000 | $108,057,000 | $106,646,000 | $109,682,000 |
| Land And Improvements | $37,330,000 | $27,026,000 | $27,100,000 | $27,401,000 |
| Other Short Term Investments | $1,162,151,000 | $1,517,287,000 | $1,596,832,000 | $1,761,669,000 |
Fetched: 2026-06-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $154,001,000 | $90,717,000 | $101,489,000 | $102,184,000 |
| Operating Activities | ||||
| Operating Cash Flow | $159,316,000 | $95,764,000 | $107,234,000 | $110,036,000 |
| Cash Flow From Continuing Operating Activities | $159,316,000 | $95,764,000 | $107,234,000 | $110,036,000 |
| Operating Gains Losses | $-5,283,000 | $-4,762,000 | $-3,033,000 | $-4,363,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,315,000 | $-5,047,000 | $-5,745,000 | $-7,852,000 |
| Investing Cash Flow | $-60,271,000 | $-82,400,000 | $27,255,000 | $-24,181,000 |
| Cash Flow From Continuing Investing Activities | $-60,271,000 | $-82,400,000 | $27,255,000 | $-24,181,000 |
| Net Other Investing Changes | $3,744,000 | $40,334,000 | $458,000 | $8,950,000 |
| Capital Expenditure Reported | - | - | - | $-7,852,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-169,455,000 | $60,098,000 | $-136,540,000 | $-363,666,000 |
| Cash Flow From Continuing Financing Activities | $-169,455,000 | $60,098,000 | $-136,540,000 | $-363,666,000 |
| Cash Dividends Paid | $-43,278,000 | $-31,845,000 | $-29,433,000 | $-27,022,000 |
| Common Stock Dividend Paid | $-43,278,000 | $-31,845,000 | $-29,433,000 | $-27,022,000 |
| Net Common Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-64,478,000 | $-50,157,000 | $-132,000 | $-41,690,000 |
| Issuance Of Debt | $25,000,000 | $75,000,000 | $25,000,000 | $0 |
| Interest Paid Supplemental Data | $124,182,000 | $99,057,000 | $60,663,000 | $17,442,000 |
| Income Tax Paid Supplemental Data | $18,925,000 | $17,823,000 | $15,375,000 | $11,649,000 |
| End Cash Position | $118,382,000 | $188,792,000 | $115,330,000 | $117,381,000 |
| Beginning Cash Position | $188,792,000 | $115,330,000 | $117,381,000 | $395,192,000 |
| Changes In Cash | $-70,410,000 | $73,462,000 | $-2,051,000 | $-277,811,000 |
| Net Issuance Payments Of Debt | $-56,415,000 | $15,738,000 | $-10,325,000 | $-11,873,000 |
| Net Short Term Debt Issuance | $-16,937,000 | $-9,105,000 | $-35,193,000 | $29,817,000 |
| Net Long Term Debt Issuance | $-39,478,000 | $24,843,000 | $24,868,000 | $-41,690,000 |
| Long Term Debt Payments | $-64,478,000 | $-50,157,000 | $-132,000 | $-41,690,000 |
| Long Term Debt Issuance | $25,000,000 | $75,000,000 | $25,000,000 | $0 |
| Net Investment Purchase And Sale | $152,354,000 | $38,270,000 | $218,041,000 | $-128,790,000 |
| Sale Of Investment | $772,670,000 | $760,574,000 | $401,343,000 | $289,150,000 |
| Purchase Of Investment | $-620,316,000 | $-722,304,000 | $-183,302,000 | $-417,940,000 |
| Net Business Purchase And Sale | $22,665,000 | $0 | $0 | $207,764,000 |
| Sale Of Business | $22,665,000 | $0 | $0 | $207,764,000 |
| Net PPE Purchase And Sale | $-5,240,000 | $-5,047,000 | $-2,118,000 | $-7,852,000 |
| Sale Of PPE | $75,000 | $0 | $3,627,000 | $0 |
| Purchase Of PPE | $-5,315,000 | $-5,047,000 | $-5,745,000 | $-7,852,000 |
| Change In Working Capital | $9,670,000 | $394,000 | $552,000 | $532,000 |
| Change In Payables And Accrued Expense | $2,278,000 | $-1,354,000 | $-3,173,000 | $1,626,000 |
| Change In Payable | $2,278,000 | $-1,354,000 | $-3,173,000 | $1,626,000 |
| Change In Account Payable | $2,278,000 | $-1,354,000 | $-3,173,000 | $1,626,000 |
| Change In Receivables | $7,392,000 | $1,748,000 | $3,725,000 | $-1,094,000 |
| Changes In Account Receivables | $7,392,000 | $1,748,000 | $3,725,000 | $-1,094,000 |
| Other Non Cash Items | $2,966,000 | $-839,000 | $3,819,000 | $6,794,000 |
| Stock Based Compensation | $2,874,000 | $2,947,000 | $2,332,000 | $2,330,000 |
| Amortization Of Securities | $-1,685,000 | $2,161,000 | $5,566,000 | $6,452,000 |
| Depreciation Amortization Depletion | $18,714,000 | $9,277,000 | $9,560,000 | $10,116,000 |
| Depreciation And Amortization | $18,714,000 | $9,277,000 | $9,560,000 | $10,116,000 |
| Gain Loss On Investment Securities | $0 | $34,788,000 | $-40,000 | $-562,000 |
| Gain Loss On Sale Of PPE | $-81,000 | $11,000 | $-630,000 | $-37,000 |
| Net Income From Continuing Operations | $112,635,000 | $83,811,000 | $85,888,000 | $81,825,000 |
| Purchase Of Business | - | $0 | $0 | - |
| Pension And Employee Benefit Expense | - | $0 | $0 | $54,000 |
| Excess Tax Benefit From Stock Based Compensation | - | - | - | $0 |
Fetched: 2026-06-20