GGAL

Grupo Financiero Galicia S.A.

Price Chart

Latest Quote

$51.35

-1.98 (-3.71%)

Current Price

Previous Close	$53.33
Open	$52.00
Day High	$52.28
Day Low	$51.03
Volume	908,269

Fetched: 2026-06-24T01:21:47

Stock Information

Note: Financial values converted from ARS to USD

Quarterly Dividend / Yield	$2.16 / 4.05%
Shares Outstanding	132.50M
Quarterly Dividend Yield	4.05%
Quarterly Dividend	$2.16
Total Debt	$4.58B
Cash Equivalents	$4.87B
Revenue	$4.13B
Net Income	$46.90M
Sector	Financial Services
Industry	Banks - Regional
Market Cap	$8.70B
P/E Ratio	142.64
EPS (TTM)	$0.36
Exchange	NCM

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📊 Comprehensive Analysis

Company Data

Enterprise Value	$-342.83B
Sales	$4.13B
Income	$46.90M
Book/sh	$3.65
Cash/sh	$54026.11
Employees	10K

Financial Ratios

EPS Growth TTM

-65.70%

Returns & Margins

ROA	0.17%
ROE	0.90%
Operating Margin	1.78%
Profit Margin	1.14%

Ownership

Insider Ownership	0.06%
Institutional Ownership	24.59%
Insider & Institutional transactions data not available

Valuation Ratios

Forward P/E	7.73
PEG	0.18
P/S	0.00
P/B	14.08

Analyst Data

Recommendation	buy
Target Price	$67.20

Technical Indicators

SMA20	$51.25
SMA50	$46.49
SMA200	$44.79
RSI	52.43
ATR	2.5086

Shares Float	931.90M
Short Float	23.49%
Short Ratio	5.33
Volatility	0.36
Rel Volume	0.57

Performance History

Week	-8.24%
Month	+16.68%
Quarter	+15.59%
6 Months	-1.69%
YTD	-0.93%
Year	+3.59%
3 Years	+279.10%
5 Years	+561.49%
10 Years	+133.87%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-06-23	$51.35	908,269
2026-06-22	$53.33	1,698,300
2026-06-18	$56.37	1,334,600
2026-06-17	$55.55	1,684,400
2026-06-16	$54.44	991,600
2026-06-15	$55.96	1,229,800
2026-06-12	$55.16	1,264,700
2026-06-11	$55.41	4,237,300
2026-06-10	$49.62	961,700
2026-06-09	$49.99	1,791,600
2026-06-08	$48.04	961,900
2026-06-05	$47.81	659,500
2026-06-04	$48.62	729,400
2026-06-03	$48.33	956,400
2026-06-02	$50.33	1,097,000
2026-06-01	$51.16	1,523,100
2026-05-29	$50.69	2,104,600
2026-05-28	$48.83	2,496,900
2026-05-27	$48.18	3,899,300
2026-05-26	$45.91	1,536,800

About Grupo Financiero Galicia S.A.

Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; and credit and debit cards. The company also provides personal loans, salary advance, express loans, AfterPay, Buy Now Pay Later, flexible loans, and overdrafts for individuals; and immediate loans, discount of electronic credit invoice and e-checks, pledge and mortgage loans, Sociedad de Garantía Recíproca loans, Socios de valor, productive line, leasing, and purchase of agricultural inputs for companies. In addition, the company offers life, home, personal accident, robbery, cars, and other insurance products; fixed term, traditional fixed term, and purchasing value unit investment products; custody of securities; purchase and sale of foreign currency; private banking; and fixed income products, stocks, CEDEARs, secured loans, mutual funds, stock promissory note, structured solutions, and primary issuances; foreign trade; and capital market and investment banking. Further, it provides online banking services. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.

📰 Latest News

Grupo Financiero Galicia Q1 Earnings Call Highlights

MarketBeat • 2026-05-19T21:07:54Z

How The Investment Story For Grupo Financiero Galicia (BASE:GGAL) Is Shifting After JPMorgan’s Target Cut

Simply Wall St. • 2026-05-05T09:08:21Z

Grupo Financiero Galicia SA (GGAL) Q4 2025 Earnings Call Highlights: Navigating Challenges with ...

GuruFocus.com • 2026-03-07T01:03:02Z

Grupo Financiero Galicia Q4 Earnings Call Highlights

MarketBeat • 2026-03-06T02:07:46Z

New Strong Sell Stocks for February 10th

Zacks • 2026-02-10T10:57:00Z

How A Fresh Price Target Is Reframing The Story For Grupo Financiero Galicia (BASE:GGAL)

Simply Wall St. • 2026-01-24T16:07:03Z

Stock Market Today, Dec. 17: Nu Holdings Falls After Mixed Institutional Moves Signal Uncertainty

Motley Fool • 2025-12-17T22:37:19Z

Why The Narrative Around Grupo Financiero Galicia Is Shifting Amid Mixed Analyst Signals

Simply Wall St. • 2025-12-16T14:08:41Z

Tracking the Evolving Narrative for Galicia as Argentina’s Outlook Shifts

Simply Wall St. • 2025-12-02T04:33:11Z

Grupo Financiero Galicia: Q3 Earnings Snapshot

Associated Press Finance • 2025-11-25T22:49:40Z

Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Total Revenue	$5,835,728,197	$6,750,053,292	$6,541,193,028	$3,202,193,934
Operating Revenue	$5,835,728,197	$6,750,053,292	$6,541,193,028	$3,202,193,934
Expenses
Interest Expense	$2,652,527,860	$2,787,515,045	$5,932,968,969	$2,621,327,188
Rent Expense Supplemental	$6,352,800	$1,281,100	$1,238,214	$1,640,321
Other Non Operating Income Expenses	$-1,033,156,868	$-2,144,425,950	$-2,973,339,239	$-1,267,160,411
Selling And Marketing Expense	$42,276,660	$33,885,802	$28,003,457	$19,787,900
General And Administrative Expense	$1,411,500,757	$1,357,507,233	$1,072,529,418	$742,274,964
Other Non Interest Expense	$974,761,454	$945,309,652	$890,837,080	$494,853,490
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$145,265,690	$1,445,972,816	$660,205,997	$225,142,622
Net Interest Income	$3,964,856,435	$4,694,456,114	$3,423,965,117	$701,647,966
Interest Income	$6,617,384,294	$7,481,971,159	$9,356,934,086	$3,322,975,154
Normalized Income	$145,265,690	$1,445,972,816	$660,205,997	$225,142,622
Net Income From Continuing And Discontinued Operation	$145,265,690	$1,445,972,816	$660,205,997	$225,142,622
Net Income Common Stockholders	$145,265,690	$1,445,972,816	$660,205,997	$225,142,622
Net Income	$145,265,690	$1,445,972,816	$660,205,997	$225,142,622
Net Income Including Noncontrolling Interests	$145,326,069	$1,445,851,210	$660,201,072	$225,142,664
Net Income Continuous Operations	$145,326,069	$1,445,851,210	$660,201,072	$225,142,664
Pretax Income	$207,690,784	$1,973,317,333	$1,063,250,738	$303,795,814
Depreciation Amortization Depletion Income Statement	$208,192,244	$169,104,888	$165,023,209	$129,216,680
Depreciation And Amortization In Income Statement	$208,192,244	$169,104,888	$165,023,209	$129,216,680
Amortization Of Intangibles Income Statement	$81,103,316	$84,411,358	$79,338,120	$58,864,587
Depreciation Income Statement	$127,088,928	$84,693,530	$85,685,088	$70,352,093
Special Income Charges	-	-	-	-
Per Share
Diluted EPS	$0.91	$8.11	$3.14	$1.52
Basic EPS	$0.91	$8.11	$3.14	$1.52
Other
Tax Effect Of Unusual Items	$0	$0	$0	$0
Tax Rate For Calcs	$0	$0	$0	$0
Reconciled Depreciation	$208,192,244	$169,104,888	$165,023,209	$129,216,680
Diluted Average Shares	$109,649	$101,594	$101,086	$101,019
Basic Average Shares	$109,649	$101,594	$101,086	$101,019
Diluted NI Availto Com Stockholders	$145,265,690	$1,445,972,816	$660,205,997	$225,142,622
Minority Interests	$-60,379	$121,606	$4,925	$-42
Tax Provision	$62,364,715	$527,466,124	$403,049,665	$78,653,150
Gain On Sale Of Security	$546,751,756	$964,177,587	$618,758,861	$1,569,990,241
Amortization	$81,103,316	$84,411,358	$79,338,120	$58,864,587
Selling General And Administration	$1,453,777,418	$1,391,393,036	$1,100,532,875	$762,062,863
Other Gand A	$489,816,152	$377,453,114	$324,360,100	$240,469,707
Insurance And Claims	$69,411,978	$42,447,828	$51,665,540	$45,276,401
Rent And Landing Fees	$6,352,800	$1,281,100	$1,238,214	$1,640,321
Salaries And Wages	$845,919,827	$936,325,191	$695,265,564	$454,888,536
Occupancy And Equipment	-	$83,108,907	$62,894,057	$64,660,971
Total Unusual Items	-	-	-	-
Total Unusual Items Excluding Goodwill	-	-	-	-

Fetched: 2026-06-21

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Net Tangible Assets	$5,043,070,579	$5,163,465,749	$1,294,286,023	$1,213,909,315
Total Assets	$31,216,302,655	$29,229,143,809	$6,982,951,343	$7,168,951,618
Goodwill And Other Intangible Assets	$260,644,948	$273,785,296	$84,494,066	$81,977,092
Other Intangible Assets	$260,644,948	$208,124,573	$84,494,066	$81,977,092
Prepaid Assets	$36,339,770	$84,875,432	$22,309,229	$22,580,745
Receivables	$5,689,169,646	$5,329,960,942	$698,679,318	$895,828,170
Other Receivables	$262,194,004	$1,371,378,455	$95,250,947	$112,886,582
Notes Receivable	$4,781,594,454	$3,531,790,215	$481,106,761	$663,952,119
Accounts Receivable	$645,381,188	$426,792,272	$122,321,610	$118,989,470
Cash And Cash Equivalents	$6,402,749,649	$6,064,766,677	$1,364,241,165	$952,622,594
Cash Equivalents	$0	$95,170	$0	-
Cash Financial	$1,534,211,219	$2,608,951,030	$755,765,108	$367,352,003
Cash Cash Equivalents And Federal Funds Sold	$6,899,058,489	$6,064,766,677	$2,164,080,700	$1,198,521,624
Debt
Total Debt	$1,997,331,044	$1,592,220,841	$318,335,624	$335,790,527
Long Term Debt And Capital Lease Obligation	$1,997,331,044	$1,592,220,841	$318,335,624	$335,790,527
Long Term Debt	$1,967,121,278	$1,543,921,302	$298,198,361	$319,452,803
Liabilities
Total Liabilities Net Minority Interest	$25,912,389,892	$23,791,750,533	$5,604,110,604	$5,873,065,171
Derivative Product Liabilities	$12,536,303	$6,898,671	$8,365,514	$3,606,015
Non Current Deferred Liabilities	$154,686,127	$317,172,203	$14,339,046	$19,474,256
Non Current Deferred Taxes Liabilities	$17,939,209	$123,329,122	$11,862,841	$13,551,219
Payables And Accrued Expenses	$438,532,833	$451,072,847	$513,019,722	$393,030,836
Payables	$435,913,358	$442,995,165	$459,355,491	$354,564,773
Other Payable	$52,949,432	$114,312,950	$78,559,940	$128,185,295
Dividends Payable	$107,158,568	$0	-	-
Total Tax Payable	$275,805,358	$328,682,216	$282,057,803	$130,780,579
Income Tax Payable	$275,805,358	$328,682,216	$282,057,803	$130,780,579
Accounts Payable	-	$160,982,932	$98,737,748	$95,598,898
Equity
Common Stock Equity	$5,303,715,526	$5,437,251,045	$1,378,780,090	$1,295,886,407
Total Equity Gross Minority Interest	$5,303,912,763	$5,437,393,276	$1,378,840,739	$1,295,886,448
Stockholders Equity	$5,303,715,526	$5,437,251,045	$1,378,780,090	$1,295,886,407
Other Equity Interest	$1,591,192,334	$1,573,585,540	$489,760,727	$489,760,727
Gains Losses Not Affecting Retained Earnings	$4,111,872,113	$3,021,434,870	$1,023,903,905	$1,061,940,734
Other Equity Adjustments	$4,111,872,113	$3,021,434,870	$1,023,903,905	$1,061,940,734
Retained Earnings	$-945,667,953	$364,461,613	$-147,704,692	$-268,635,203
Long Term Equity Investment	$8,759,262	$3,675,600	$1,811,591	$1,419,256
Other
Ordinary Shares Number	$1,097,918	$1,088,934	$1,010,860	$1,010,860
Share Issued	$1,097,918	$1,088,934	$1,010,860	$1,010,860
Tangible Book Value	$5,043,070,579	$5,163,465,749	$1,294,286,023	$1,213,909,315
Invested Capital	$7,270,836,804	$6,981,172,347	$1,676,978,450	$1,615,339,210
Capital Lease Obligations	$30,209,766	$48,299,539	$20,137,263	$16,337,725
Total Capitalization	$7,270,836,804	$6,981,172,347	$1,676,978,450	$1,615,339,210
Minority Interest	$197,237	$142,231	$60,649	$40
Additional Paid In Capital	$545,221,115	$476,683,231	$11,812,158	$11,812,158
Capital Stock	$1,097,918	$1,085,792	$1,007,992	$1,007,992
Common Stock	$1,097,918	$1,085,792	$1,007,992	$1,007,992
Employee Benefits	$32,791,759	$11,049,511	$329,321	$756,442
Non Current Pension And Other Postretirement Benefit Plans	$32,791,759	$11,049,511	$329,321	$756,442
Non Current Deferred Revenue	$136,746,917	$193,843,081	$2,476,205	$5,923,037
Long Term Capital Lease Obligation	$30,209,766	$48,299,539	$20,137,263	$16,337,725
Long Term Provisions	$86,452,342	$361,466,968	$13,935,710	$21,828,384
Current Accrued Expenses	$2,619,475	$8,077,682	$53,664,231	$38,466,064
Investments And Advances	$5,472,124,457	$5,734,135,859	$1,771,503,233	$2,496,519,609
Available For Sale Securities	$5,463,365,195	$5,730,460,259	$1,769,691,643	$2,495,100,353
Net PPE	$817,172,902	$895,143,743	$242,829,229	$246,531,383
Accumulated Depreciation	$-791,963,730	$-525,364,773	$-220,749,734	$-209,529,995
Gross PPE	$1,609,136,632	$1,205,830,130	$463,578,963	$456,061,378
Leases	$131,203,983	$100,363,288	$39,285,318	$46,387,977
Construction In Progress	$9,459,425	$23,413,820	$6,496,668	$1,913,856
Other Properties	$734,082,734	$579,456,219	$228,783,341	$225,690,355
Machinery Furniture Equipment	$734,390,489	$502,596,804	$189,013,636	$182,069,190

Fetched: 2026-06-21

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Free Cash Flow
Free Cash Flow	$-1,265,438,966	$2,956,545,927	$3,119,755,234	$2,584,856,026
Operating Activities
Operating Cash Flow	$-1,097,349,575	$3,149,601,146	$3,264,688,582	$2,670,747,636
Cash Flow From Continuing Operating Activities	$-1,097,349,575	$3,149,601,146	$3,264,688,582	$2,670,747,636
Operating Gains Losses	$-2,583,250,038	$-1,107,153,344	$-2,024,706,441	$-833,381,836
Investing Activities
Capital Expenditure	$-168,089,391	$-193,055,219	$-144,933,347	$-85,891,610
Investing Cash Flow	$-152,378,081	$777,944,158	$-160,284,429	$-86,677,325
Cash Flow From Continuing Investing Activities	$-152,378,081	$777,944,158	$-160,284,429	$-86,677,325
Financing Activities
Issuance Of Capital Stock	$86,156,804	$0	$0	-
Financing Cash Flow	$597,264,515	$371,829,600	$-449,893,783	$124,971,623
Cash Flow From Continuing Financing Activities	$597,264,515	$371,829,600	$-449,893,783	$124,971,623
Cash Dividends Paid	$-224,972,127	$-552,939,541	$-351,034,485	$-98,557,664
Common Stock Dividend Paid	$-224,972,127	$-552,939,541	$-351,034,485	$-98,557,664
Net Common Stock Issuance	$86,156,804	$0	$0	-
Common Stock Issuance	$86,156,804	$0	$0	-
Dividends Received Cfi	$2,480,107	$4,060,891	$1,987,589	$0
Net Other Financing Charges	-	$-880,519	-	-
Other
Repayment Of Debt	$-2,040,324,089	$-959,384,012	$-977,641,231	$-436,831,122
Issuance Of Debt	$2,776,403,927	$1,885,033,672	$878,781,933	$660,360,409
End Cash Position	$7,021,492,321	$6,659,636,282	$6,397,673,077	$6,149,716,913
Other Cash Adjustment Outside Changein Cash	$-1,568,930,858	$-5,144,565,042	$-6,371,420,108	$-3,189,022,903
Beginning Cash Position	$6,659,636,282	$6,397,673,077	$8,089,876,374	$5,796,316,047
Effect Of Exchange Rate Changes	$2,583,250,038	$1,107,153,344	$2,024,706,441	$833,381,836
Changes In Cash	$-652,463,141	$4,299,374,904	$2,654,510,370	$2,709,041,933
Net Issuance Payments Of Debt	$736,079,838	$925,649,660	$-98,859,298	$223,529,287
Net Long Term Debt Issuance	$736,079,838	$925,649,660	$-98,859,298	$223,529,287
Long Term Debt Payments	$-2,040,324,089	$-959,384,012	$-977,641,231	$-436,831,122
Long Term Debt Issuance	$2,776,403,927	$1,885,033,672	$878,781,933	$660,360,409
Net Business Purchase And Sale	$-1,871,500	$960,883,276	$-26,767,740	$-3,603,406
Sale Of Business	$0	$963,833,948	$0	$0
Purchase Of Business	$-1,871,500	$-2,950,672	$-26,767,740	$-3,603,406
Net PPE Purchase And Sale	$-152,986,688	$-187,000,009	$-135,504,278	$-83,073,919
Sale Of PPE	$15,102,703	$6,055,210	$9,429,069	$2,817,690
Purchase Of PPE	$-168,089,391	$-193,055,219	$-144,933,347	$-85,891,610
Taxes Refund Paid	$-242,380,563	$-818,424,749	$-256,793,281	$-140,879,680
Interest Paid Cfo	$-32,393,542	-	-	-
Change In Working Capital	$-4,818,303,789	$-2,539,775,605	$-2,433,032,130	$34,422,941
Change In Other Working Capital	$3,245,474,646	$4,018,273,733	$-3,584,909,194	$-691,242,818
Change In Other Current Liabilities	$21,971,077	$508,384,616	$148,046,814	$15,661,474
Change In Other Current Assets	$-12,301,214	$-146,702,360	$-67,119,190	$-16,119,495
Other Non Cash Items	$4,116,192,319	$4,696,728,135	$6,377,576,564	$2,934,514,313
Depreciation Amortization Depletion	$208,192,244	$169,104,888	$165,023,209	$129,216,680
Depreciation And Amortization	$208,192,244	$169,104,888	$165,023,209	$129,216,680
Amortization Cash Flow	$81,103,316	$84,411,358	$79,338,120	$58,864,587
Amortization Of Intangibles	$81,103,316	$84,411,358	$79,338,120	$58,864,587
Depreciation	$127,088,928	$84,693,530	$85,685,088	$70,352,093
Net Foreign Currency Exchange Gain Loss	$-2,583,250,038	$-1,107,153,344	$-2,024,706,441	$-833,381,836
Net Income From Continuing Operations	$207,690,784	$1,973,317,333	$1,063,250,738	$303,795,814

Fetched: 2026-06-21