GSBC
Great Southern Bancorp, Inc.
Price Chart
Latest Quote
$75.87
| Previous Close | $74.82 |
| Open | $74.97 |
| Day High | $76.36 |
| Day Low | $73.28 |
| Volume | 96,333 |
Stock Information
| Quarterly Dividend / Yield | $1.72 / 2.27% |
| Shares Outstanding | 10.89M |
| Quarterly Dividend Yield | 2.27% |
| Quarterly Dividend | $1.72 |
| Total Debt | $550.47M |
| Cash Equivalents | $192.86M |
| Revenue | $229.26M |
| Net Income | $71.29M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $826.47M |
| P/E Ratio | 12.04 |
| EPS (TTM) | $6.30 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.18B |
| Sales | $229.26M |
| Income | $71.29M |
| Book/sh | $58.27 |
| Cash/sh | $17.71 |
| Employees | 857 |
Financial Ratios
| EPS Growth TTM | 1.80% |
Returns & Margins
| ROA | 1.22% |
| ROE | 11.43% |
| Operating Margin | 40.38% |
| Profit Margin | 31.10% |
Ownership
| Insider Ownership | 28.59% |
| Institutional Ownership | 49.31% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 13.42 |
| PEG | 1.88 |
| P/S | 3.60 |
| P/B | 1.30 |
Analyst Data
| Recommendation | none |
| Target Price | $67.50 |
Technical Indicators
| SMA20 | $73.42 |
| SMA50 | $70.40 |
| SMA200 | $63.36 |
| RSI | 62.70 |
| ATR | 2.2293 |
| Shares Float | 7.88M |
| Short Float | 5.18% |
| Short Ratio | 3.66 |
| Volatility | 0.53 |
| Rel Volume | 1.12 |
Performance History
| Week | +1.88% |
| Month | +6.62% |
| Quarter | +22.08% |
| 6 Months | +16.13% |
| YTD | +24.61% |
| Year | +40.14% |
| 3 Years | +50.28% |
| 5 Years | +55.73% |
| 10 Years | +181.76% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $75.87 | 106,000 |
| 2026-06-22 | $74.82 | 67,500 |
| 2026-06-18 | $74.23 | 163,700 |
| 2026-06-17 | $73.63 | 116,000 |
| 2026-06-16 | $74.77 | 73,000 |
| 2026-06-15 | $74.47 | 58,900 |
| 2026-06-12 | $75.86 | 58,600 |
| 2026-06-11 | $75.27 | 59,000 |
| 2026-06-10 | $75.39 | 95,200 |
| 2026-06-09 | $74.48 | 102,300 |
| 2026-06-08 | $73.55 | 63,000 |
| 2026-06-05 | $73.31 | 110,600 |
| 2026-06-04 | $72.46 | 74,700 |
| 2026-06-03 | $71.04 | 157,200 |
| 2026-06-02 | $72.84 | 104,400 |
| 2026-06-01 | $71.02 | 63,000 |
| 2026-05-29 | $71.75 | 116,000 |
| 2026-05-28 | $71.34 | 55,700 |
| 2026-05-27 | $70.90 | 130,800 |
| 2026-05-26 | $71.32 | 113,200 |
About Great Southern Bancorp, Inc.
Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. The company's deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. Its loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
đ° Latest News
Great Southern Bancorp (GSBC) Upgraded to Strong Buy: Here's Why
Zacks âĸ 2026-06-05T16:00:04ZUndiscovered Gems in the US Market to Explore This May 2026
Simply Wall St. âĸ 2026-05-22T11:33:07ZGreat Southern Bancorp (GSBC) Upgraded to Strong Buy: Here's What You Should Know
Zacks âĸ 2026-04-21T16:00:04ZGreat Southern Bancorp Inc (GSBC) Q1 2026 Earnings Call Highlights: Solid Loan Growth and ...
GuruFocus.com âĸ 2026-04-17T07:03:28ZGreat Southern Bancorp Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-16T21:10:34ZGreat Southern Bancorp, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-16T12:30:00ZGreat Southern Bancorp (GSBC) Q1 Earnings and Revenues Surpass Estimates
Zacks âĸ 2026-04-16T00:45:02ZUS Undiscovered Gems to Watch in April 2026
Simply Wall St. âĸ 2026-04-13T17:33:29ZUndiscovered Gems in the US Market Featuring 3 Promising Stocks
Simply Wall St. âĸ 2026-02-19T17:33:20ZGreat Southern Bancorp Inc (GSBC) Q4 2025 Earnings Call Highlights: Strong Net Income Growth ...
GuruFocus.com âĸ 2026-01-23T03:00:42ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $229,285,000 | $219,708,000 | $223,288,000 | $233,755,000 |
| Operating Revenue | $229,285,000 | $219,708,000 | $223,288,000 | $233,755,000 |
| Expenses | ||||
| Interest Expense | $113,499,000 | $135,555,000 | $103,620,000 | $27,363,000 |
| Selling And Marketing Expense | $2,929,000 | $3,124,000 | $3,396,000 | $3,261,000 |
| General And Administrative Expense | $84,411,000 | $83,221,000 | $83,063,000 | $78,497,000 |
| Professional Expense And Contract Services Expense | $4,166,000 | $5,399,000 | $7,086,000 | $6,330,000 |
| Other Non Interest Expense | $14,706,000 | $17,200,000 | $16,358,000 | $16,039,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Net Interest Income | $200,233,000 | $189,143,000 | $193,215,000 | $199,614,000 |
| Interest Income | $313,732,000 | $324,698,000 | $296,835,000 | $226,977,000 |
| Normalized Income | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Net Income From Continuing And Discontinued Operation | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Net Income Common Stockholders | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Net Income | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Net Income Including Noncontrolling Interests | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Net Income Continuous Operations | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Pretax Income | $87,297,000 | $75,497,000 | $85,344,000 | $94,202,000 |
| Depreciation Amortization Depletion Income Statement | $434,000 | $433,000 | $286,000 | $768,000 |
| Depreciation And Amortization In Income Statement | $434,000 | $433,000 | $286,000 | $768,000 |
| Amortization Of Intangibles Income Statement | $434,000 | $433,000 | $286,000 | $768,000 |
| Per Share | ||||
| Diluted EPS | $6.19 | $5.26 | $5.61 | $6.02 |
| Basic EPS | $6.23 | $5.28 | $5.65 | $6.07 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $8,511,000 | $8,950,000 | $9,312,000 | $9,677,000 |
| Diluted Average Shares | $11,465,751 | $11,750,380 | $12,085,561 | $12,615,947 |
| Basic Average Shares | $11,392,135 | $11,705,871 | $12,000,000 | $12,512,026 |
| Diluted NI Availto Com Stockholders | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Tax Provision | $16,324,000 | $13,690,000 | $17,544,000 | $18,254,000 |
| Gain On Sale Of Security | $-62,000 | $-58,000 | $-337,000 | $191,000 |
| Amortization | $434,000 | $433,000 | $286,000 | $768,000 |
| Selling General And Administration | $87,340,000 | $86,345,000 | $86,459,000 | $81,758,000 |
| Insurance And Claims | $4,448,000 | $4,622,000 | $4,542,000 | $3,197,000 |
| Salaries And Wages | $79,963,000 | $78,599,000 | $78,521,000 | $75,300,000 |
| Occupancy And Equipment | $35,297,000 | $32,118,000 | $30,834,000 | $28,471,000 |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $626,466,000 | $589,474,000 | $561,302,000 | $522,274,000 |
| Total Assets | $5,598,606,000 | $5,981,628,000 | $5,812,402,000 | $5,680,702,000 |
| Goodwill And Other Intangible Assets | $9,660,000 | $10,094,000 | $10,527,000 | $10,813,000 |
| Other Intangible Assets | $4,264,000 | $4,698,000 | $5,131,000 | $5,417,000 |
| Receivables | $44,683,000 | $54,197,000 | $50,691,000 | $55,057,000 |
| Other Receivables | $26,615,000 | $33,767,000 | $29,485,000 | $35,950,000 |
| Accounts Receivable | $18,068,000 | $20,430,000 | $21,206,000 | $19,107,000 |
| Cash And Cash Equivalents | $189,554,000 | $195,756,000 | $211,333,000 | $168,520,000 |
| Cash Financial | $109,833,000 | $109,366,000 | $102,529,000 | $105,262,000 |
| Cash Cash Equivalents And Federal Funds Sold | $189,554,000 | $195,756,000 | $211,333,000 | $168,520,000 |
| Prepaid Assets | - | - | - | $69,461,000 |
| Debt | ||||
| Net Debt | $167,148,000 | $419,141,000 | $141,630,000 | $21,118,000 |
| Total Debt | $356,702,000 | $614,897,000 | $352,963,000 | $189,638,000 |
| Long Term Debt And Capital Lease Obligation | $25,774,000 | $100,650,000 | $100,353,000 | $100,055,000 |
| Long Term Debt | $25,774,000 | $100,650,000 | $100,353,000 | $100,055,000 |
| Current Debt And Capital Lease Obligation | $330,928,000 | $514,247,000 | $252,610,000 | $89,583,000 |
| Current Debt | $330,928,000 | $514,247,000 | $252,610,000 | $89,583,000 |
| Other Current Borrowings | $330,000,000 | $513,000,000 | $251,000,000 | $88,500,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $4,962,480,000 | $5,382,060,000 | $5,240,573,000 | $5,147,615,000 |
| Current Notes Payable | $928,000 | $1,247,000 | $1,610,000 | $1,083,000 |
| Payables And Accrued Expenses | $3,612,000 | $12,761,000 | $6,225,000 | $3,010,000 |
| Payables | $3,612,000 | $12,761,000 | $6,225,000 | $3,010,000 |
| Accounts Payable | $3,612,000 | $12,761,000 | $6,225,000 | $3,010,000 |
| Equity | ||||
| Common Stock Equity | $636,126,000 | $599,568,000 | $571,829,000 | $533,087,000 |
| Total Equity Gross Minority Interest | $636,126,000 | $599,568,000 | $571,829,000 | $533,087,000 |
| Stockholders Equity | $636,126,000 | $599,568,000 | $571,829,000 | $533,087,000 |
| Gains Losses Not Affecting Retained Earnings | $-32,200,000 | $-54,362,000 | $-42,481,000 | $-53,355,000 |
| Other Equity Adjustments | $-32,200,000 | $-54,362,000 | $-42,481,000 | $-53,355,000 |
| Retained Earnings | $614,095,000 | $603,477,000 | $569,872,000 | $543,875,000 |
| Other | ||||
| Ordinary Shares Number | $11,062,252 | $11,723,548 | $11,804,430 | $12,231,290 |
| Share Issued | $11,062,252 | $11,723,548 | $11,804,430 | $12,231,290 |
| Tangible Book Value | $626,466,000 | $589,474,000 | $561,302,000 | $522,274,000 |
| Invested Capital | $992,828,000 | $1,214,465,000 | $924,792,000 | $722,725,000 |
| Total Capitalization | $661,900,000 | $700,218,000 | $672,182,000 | $633,142,000 |
| Additional Paid In Capital | $54,120,000 | $50,336,000 | $44,320,000 | $42,445,000 |
| Capital Stock | $111,000 | $117,000 | $118,000 | $122,000 |
| Common Stock | $111,000 | $117,000 | $118,000 | $122,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $703,031,000 | $720,806,000 | $673,230,000 | $693,087,000 |
| Held To Maturity Securities | $179,200,000 | $187,433,000 | $195,023,000 | $202,495,000 |
| Available For Sale Securities | $51,398,000 | $533,373,000 | - | - |
| Goodwill | $5,396,000 | $5,396,000 | $5,396,000 | $5,396,000 |
| Net PPE | $133,257,000 | $132,466,000 | $138,591,000 | $141,070,000 |
| Accumulated Depreciation | $-93,811,000 | $-90,705,000 | $-85,411,000 | $-78,550,000 |
| Gross PPE | $227,068,000 | $223,171,000 | $224,002,000 | $219,620,000 |
| Other Properties | $4,161,000 | $6,390,000 | $6,621,000 | $7,397,000 |
| Machinery Furniture Equipment | $72,121,000 | $69,916,000 | $70,162,000 | $67,505,000 |
| Buildings And Improvements | $110,536,000 | $107,525,000 | $107,602,000 | $105,096,000 |
| Land And Improvements | $40,250,000 | $39,340,000 | $39,617,000 | $39,622,000 |
| Other Short Term Investments | $472,433,000 | $533,373,000 | $478,207,000 | $490,592,000 |
| Current Accrued Expenses | - | - | $76,401,000 | $73,808,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $70,056,000 | $39,140,000 | $73,400,000 | $64,736,000 |
| Operating Activities | ||||
| Operating Cash Flow | $81,521,000 | $44,064,000 | $80,700,000 | $84,846,000 |
| Cash Flow From Continuing Operating Activities | $81,521,000 | $44,064,000 | $80,700,000 | $84,846,000 |
| Operating Gains Losses | $-3,003,000 | $-3,764,000 | $-1,991,000 | $-3,798,000 |
| Investing Activities | ||||
| Capital Expenditure | $-11,465,000 | $-4,924,000 | $-7,300,000 | $-20,110,000 |
| Investing Cash Flow | $367,180,000 | $-175,394,000 | $-88,208,000 | $-819,546,000 |
| Cash Flow From Continuing Investing Activities | $367,180,000 | $-175,394,000 | $-88,208,000 | $-819,546,000 |
| Net Other Investing Changes | $-3,051,000 | $-12,442,000 | $-30,346,000 | $-40,074,000 |
| Capital Expenditure Reported | - | - | - | $0 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-44,461,000 | $-15,152,000 | $-23,326,000 | $-61,847,000 |
| Financing Cash Flow | $-454,903,000 | $115,753,000 | $50,321,000 | $185,953,000 |
| Cash Flow From Continuing Financing Activities | $-454,903,000 | $115,753,000 | $50,321,000 | $185,953,000 |
| Net Other Financing Charges | $509,000 | $326,000 | $-1,644,000 | $443,000 |
| Cash Dividends Paid | $-18,724,000 | $-18,708,000 | $-19,282,000 | $-19,181,000 |
| Common Stock Dividend Paid | $-18,724,000 | $-18,708,000 | $-19,282,000 | $-19,181,000 |
| Net Common Stock Issuance | $-44,461,000 | $-15,152,000 | $-23,326,000 | $-61,847,000 |
| Other | ||||
| Repayment Of Debt | $-255,000,000 | $0 | $0 | $0 |
| Issuance Of Debt | $0 | $180,000,000 | $0 | $127,471,000 |
| Interest Paid Supplemental Data | $122,648,000 | $129,019,000 | $100,405,000 | $24,999,000 |
| Income Tax Paid Supplemental Data | $4,327,000 | $3,653,000 | $7,888,000 | $10,258,000 |
| End Cash Position | $189,554,000 | $195,756,000 | $211,333,000 | $168,520,000 |
| Beginning Cash Position | $195,756,000 | $211,333,000 | $168,520,000 | $717,267,000 |
| Changes In Cash | $-6,202,000 | $-15,577,000 | $42,813,000 | $-548,747,000 |
| Proceeds From Stock Option Exercised | $4,820,000 | $10,096,000 | $884,000 | $6,258,000 |
| Common Stock Payments | $-44,461,000 | $-15,152,000 | $-23,326,000 | $-61,847,000 |
| Net Issuance Payments Of Debt | $-274,296,000 | $255,238,000 | $57,027,000 | $127,471,000 |
| Net Short Term Debt Issuance | $-19,296,000 | $75,238,000 | $57,027,000 | $127,471,000 |
| Net Long Term Debt Issuance | $-255,000,000 | $180,000,000 | $0 | $0 |
| Long Term Debt Payments | $-255,000,000 | $0 | $0 | $0 |
| Long Term Debt Issuance | $0 | $180,000,000 | $0 | $0 |
| Net Investment Purchase And Sale | $44,659,000 | $-53,843,000 | $28,680,000 | $-267,181,000 |
| Sale Of Investment | $53,562,000 | $38,788,000 | $34,116,000 | $93,544,000 |
| Purchase Of Investment | $-8,903,000 | $-92,631,000 | $-5,436,000 | $-360,725,000 |
| Net PPE Purchase And Sale | $-11,336,000 | $-4,760,000 | $-7,046,000 | $-16,130,000 |
| Sale Of PPE | $129,000 | $164,000 | $254,000 | $3,980,000 |
| Purchase Of PPE | $-11,465,000 | $-4,924,000 | $-7,300,000 | $-20,110,000 |
| Change In Working Capital | $13,481,000 | $-13,279,000 | $16,569,000 | $538,000 |
| Change In Other Working Capital | $1,078,000 | $-1,030,000 | $-259,000 | $1,162,000 |
| Change In Payables And Accrued Expense | $4,463,000 | $-12,847,000 | $23,470,000 | $5,637,000 |
| Change In Accrued Expense | $4,463,000 | $-12,847,000 | $23,470,000 | $5,637,000 |
| Change In Prepaid Assets | $5,578,000 | $-178,000 | $-4,543,000 | $2,141,000 |
| Change In Receivables | $2,362,000 | $776,000 | $-2,099,000 | $-8,402,000 |
| Changes In Account Receivables | $2,362,000 | $776,000 | $-2,099,000 | $-8,402,000 |
| Other Non Cash Items | $3,818,000 | $-256,000 | $1,257,000 | $8,214,000 |
| Stock Based Compensation | $1,857,000 | $1,770,000 | $1,621,000 | $1,437,000 |
| Deferred Tax | $-1,315,000 | $457,000 | $2,985,000 | $2,485,000 |
| Deferred Income Tax | $-1,315,000 | $457,000 | $2,985,000 | $2,485,000 |
| Depreciation Amortization Depletion | $8,511,000 | $8,950,000 | $9,312,000 | $9,677,000 |
| Depreciation And Amortization | $8,511,000 | $8,950,000 | $9,312,000 | $9,677,000 |
| Amortization Cash Flow | $402,000 | $712,000 | $589,000 | $1,179,000 |
| Amortization Of Intangibles | $402,000 | $712,000 | $589,000 | $1,179,000 |
| Depreciation | $8,109,000 | $8,238,000 | $8,723,000 | $8,498,000 |
| Gain Loss On Sale Of PPE | $207,000 | $-43,000 | $26,000 | $-1,023,000 |
| Net Income From Continuing Operations | $70,973,000 | $61,807,000 | $67,800,000 | $75,948,000 |
| Short Term Debt Issuance | - | $75,238,000 | $57,027,000 | $127,471,000 |
| Gain Loss On Investment Securities | - | $0 | $0 | $130,000 |