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GWRE

Guidewire Software, Inc.

Price Chart
Latest Quote

$108.52

-1.11 (-1.02%)
Current Price
Previous Close $109.63
Open $109.10
Day High $111.54
Day Low $108.04
Volume 653,135
Fetched: 2026-06-24T16:09:59
Stock Information
Shares Outstanding 83.26M
Total Debt $704.24M
Cash Equivalents $749.53M
Revenue $1.42B
Net Income $159.84M
Sector Technology
Industry Software - Application
Market Cap $9.03B
P/E Ratio 58.34
EPS (TTM) $1.86
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$9.08B
Sales$1.42B
Income$159.84M
Book/sh$15.82
Cash/sh$9.00
Employees4K
Financial Ratios
Quick Ratio2.24
Current Ratio2.44
Debt/Eq53.47
EPS Growth TTM-64.20%
Returns & Margins
ROA2.92%
ROE11.93%
Gross Margin64.01%
Operating Margin8.22%
Profit Margin11.25%
Ownership
Insider Ownership0.37%
Institutional Ownership104.84%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E26.37
PEG0.56
P/S6.36
P/B6.86
Analyst Data
Recommendationbuy
Target Price$207.00
Technical Indicators
SMA20$129.56
SMA50$133.85
SMA200$176.95
RSI17.85
ATR8.3436
Shares Float75.04M
Short Float6.63%
Short Ratio3.79
Volatility0.92
Rel Volume0.30
Performance History
Week-7.62%
Month-22.63%
Quarter-28.01%
6 Months-45.72%
YTD-42.17%
Year-54.48%
3 Years+49.22%
5 Years-3.74%
10 Years+81.46%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-24 $108.51 653,135
2026-06-23 $109.63 3,182,800
2026-06-22 $102.69 2,058,400
2026-06-18 $107.86 6,103,400
2026-06-17 $111.17 1,869,700
2026-06-16 $117.46 1,542,200
2026-06-15 $120.03 1,279,500
2026-06-12 $122.56 1,700,700
2026-06-11 $118.52 2,049,100
2026-06-10 $116.59 2,563,300
2026-06-09 $124.51 1,771,100
2026-06-08 $127.19 1,986,000
2026-06-05 $136.06 4,125,100
2026-06-04 $151.17 3,081,100
2026-06-03 $155.01 1,338,400
2026-06-02 $162.74 1,766,500
2026-06-01 $171.42 2,628,800
2026-05-29 $152.67 1,396,800
2026-05-28 $142.13 1,079,200
2026-05-27 $133.27 867,700
2026-05-26 $137.36 1,119,400
About Guidewire Software, Inc.

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, Guidewire Data Studio, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.

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Income Statement (Annual)
Metric 2025-07-31 2024-07-31 2023-07-31 2022-07-31
Revenue
Reconciled Cost Of Revenue $450,406,000 $397,136,000 $447,130,000 $435,438,000
Cost Of Revenue $450,406,000 $397,136,000 $447,130,000 $435,438,000
Total Revenue $1,202,459,000 $980,497,000 $905,341,000 $812,614,000
Operating Revenue $1,202,459,000 $980,497,000 $905,341,000 $812,614,000
Expenses
Interest Expense $13,211,000 $6,738,000 $6,716,000 $19,446,000
Total Expenses $1,161,391,000 $1,033,070,000 $1,054,831,000 $1,012,061,000
Other Income Expense $-35,087,000 $-11,005,000 $-2,277,000 $-17,099,000
Other Non Operating Income Expenses $-35,087,000 $-11,005,000 $-2,277,000 $-17,099,000
Net Non Operating Interest Income Expense $43,414,000 $36,740,000 $17,673,000 $-13,169,000
Interest Expense Non Operating $13,211,000 $6,738,000 $6,716,000 $19,446,000
Operating Expense $710,985,000 $635,934,000 $607,701,000 $576,623,000
Selling And Marketing Expense $230,346,000 $199,033,000 $188,224,000 $182,620,000
General And Administrative Expense $184,479,000 $167,520,000 $169,731,000 $164,773,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Net Interest Income $43,414,000 $36,740,000 $17,673,000 $-13,169,000
Interest Income $56,625,000 $43,478,000 $24,389,000 $6,277,000
Normalized Income $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Net Income From Continuing And Discontinued Operation $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Total Operating Income As Reported $41,068,000 $-52,573,000 $-149,490,000 $-199,447,000
Net Income Common Stockholders $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Net Income $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Net Income Including Noncontrolling Interests $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Net Income Continuous Operations $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Pretax Income $49,395,000 $-26,838,000 $-134,094,000 $-229,715,000
Interest Income Non Operating $56,625,000 $43,478,000 $24,389,000 $6,277,000
Operating Income $41,068,000 $-52,573,000 $-149,490,000 $-199,447,000
Gross Profit $752,053,000 $583,361,000 $458,211,000 $377,176,000
Per Share
Diluted EPS $0.81 $-0.07 $-1.36 $-2.16
Basic EPS $0.83 $-0.07 $-1.36 $-2.16
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $86,364,000 $2,209,000 $-102,540,000 $-176,729,000
Reconciled Depreciation $23,758,000 $22,309,000 $24,838,000 $33,540,000
EBITDA (Bullshit earnings) $86,364,000 $2,209,000 $-102,540,000 $-176,729,000
EBIT $62,606,000 $-20,100,000 $-127,378,000 $-210,269,000
Diluted Average Shares $85,911,653 $82,291,483 $82,176,629 $83,569,517
Basic Average Shares $83,846,793 $82,291,483 $82,176,629 $83,569,517
Diluted NI Availto Com Stockholders $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Tax Provision $-20,409,000 $-20,735,000 $-22,239,000 $-49,284,000
Research And Development $296,160,000 $269,381,000 $249,746,000 $229,230,000
Selling General And Administration $414,825,000 $366,553,000 $357,955,000 $347,393,000
Other Gand A $184,479,000 $167,520,000 $169,731,000 $164,773,000
Fetched: 2026-06-16
Balance Sheet (Annual)
Metric 2025-07-31 2024-07-31 2023-07-31 2022-07-31
Assets
Net Tangible Assets $1,051,210,000 $961,513,000 $812,779,000 $1,058,104,000
Total Assets $2,721,099,000 $2,226,294,000 $2,027,888,000 $2,266,897,000
Total Non Current Assets $1,213,684,000 $930,760,000 $928,285,000 $1,014,194,000
Non Current Prepaid Assets $5,907,000 $3,213,000 $3,111,000 $3,085,000
Non Current Deferred Assets $347,544,000 $294,726,000 $261,876,000 $222,109,000
Non Current Deferred Taxes Assets $297,234,000 $253,085,000 $226,875,000 $191,461,000
Non Current Accounts Receivable $670,000 $4,157,000 $11,112,000 $13,914,000
Investmentin Financial Assets $333,754,000 $125,885,000 $128,782,000 $187,507,000
Goodwill And Other Intangible Assets $406,020,000 $381,219,000 $386,687,000 $393,553,000
Other Intangible Assets $12,042,000 $9,005,000 $14,473,000 $21,361,000
Current Assets $1,507,415,000 $1,295,534,000 $1,099,603,000 $1,252,703,000
Current Deferred Assets $27,057,000 $23,998,000 $22,671,000 $24,812,000
Prepaid Assets $32,761,000 $25,791,000 $21,761,000 $24,273,000
Receivables $298,154,000 $242,177,000 $256,486,000 $227,450,000
Other Receivables $157,515,000 $104,838,000 $105,452,000 $83,653,000
Accounts Receivable $140,639,000 $137,339,000 $151,034,000 $143,797,000
Allowance For Doubtful Accounts Receivable $-1,166,000 $-646,000 $-218,000 $-359,000
Gross Accounts Receivable $141,805,000 $137,985,000 $151,252,000 $144,156,000
Cash Cash Equivalents And Short Term Investments $1,149,443,000 $1,003,568,000 $798,685,000 $976,168,000
Cash And Cash Equivalents $697,902,000 $547,992,000 $401,813,000 $606,303,000
Other Non Current Assets - - $2,073,000 $4,976,000
Debt
Total Debt $715,693,000 $442,919,000 $448,576,000 $475,577,000
Long Term Debt And Capital Lease Obligation $705,255,000 $34,721,000 $440,143,000 $463,339,000
Long Term Debt $674,568,000 - $397,171,000 $358,216,000
Current Debt And Capital Lease Obligation $10,438,000 $408,198,000 $8,433,000 $12,238,000
Current Debt - $398,903,000 - -
Other Current Borrowings - $398,903,000 - -
Liabilities
Total Liabilities Net Minority Interest $1,263,869,000 $883,562,000 $828,422,000 $815,240,000
Total Non Current Liabilities Net Minority Interest $719,067,000 $45,927,000 $455,161,000 $477,722,000
Other Non Current Liabilities $9,279,000 $7,578,000 $9,030,000 $6,883,000
Non Current Deferred Liabilities $4,533,000 $3,628,000 $5,988,000 $7,500,000
Current Liabilities $544,802,000 $837,635,000 $373,261,000 $337,518,000
Other Current Liabilities $8,004,000 $8,925,000 $8,839,000 $5,961,000
Current Deferred Liabilities $340,253,000 $281,855,000 $206,923,000 $170,776,000
Payables And Accrued Expenses $45,494,000 $29,573,000 $45,086,000 $57,581,000
Payables $36,829,000 $21,701,000 $38,785,000 $47,006,000
Total Tax Payable $8,032,000 $6,492,000 $4,158,000 $6,566,000
Accounts Payable $28,797,000 $15,209,000 $34,627,000 $40,440,000
Equity
Common Stock Equity $1,457,230,000 $1,342,732,000 $1,199,466,000 $1,451,657,000
Total Equity Gross Minority Interest $1,457,230,000 $1,342,732,000 $1,199,466,000 $1,451,657,000
Stockholders Equity $1,457,230,000 $1,342,732,000 $1,199,466,000 $1,451,657,000
Gains Losses Not Affecting Retained Earnings $-8,922,000 $-12,244,000 $-13,859,000 $-19,845,000
Other Equity Adjustments $-8,922,000 $-12,244,000 $-13,859,000 $-19,845,000
Retained Earnings $-554,249,000 $-624,053,000 $-617,950,000 $-283,982,000
Other
Ordinary Shares Number $84,530,418 $83,025,637 $81,440,669 $84,084,209
Share Issued $84,530,418 $83,025,637 $81,440,669 $84,084,209
Tangible Book Value $1,051,210,000 $961,513,000 $812,779,000 $1,058,104,000
Invested Capital $2,131,798,000 $1,741,635,000 $1,596,637,000 $1,809,873,000
Working Capital $962,613,000 $457,899,000 $726,342,000 $915,185,000
Capital Lease Obligations $41,125,000 $44,016,000 $51,405,000 $117,361,000
Total Capitalization $2,131,798,000 $1,342,732,000 $1,596,637,000 $1,809,873,000
Additional Paid In Capital $2,020,393,000 $1,979,021,000 $1,831,267,000 $1,755,476,000
Capital Stock $8,000 $8,000 $8,000 $8,000
Common Stock $8,000 $8,000 $8,000 $8,000
Non Current Deferred Revenue $4,533,000 $3,628,000 $5,988,000 $7,500,000
Long Term Capital Lease Obligation $30,687,000 $34,721,000 $42,972,000 $105,123,000
Current Deferred Revenue $340,253,000 $281,855,000 $206,923,000 $170,776,000
Current Capital Lease Obligation $10,438,000 $9,295,000 $8,433,000 $12,238,000
Pensionand Other Post Retirement Benefit Plans Current $140,613,000 $109,084,000 $103,980,000 $90,962,000
Current Accrued Expenses $8,665,000 $7,872,000 $6,301,000 $10,575,000
Investments And Advances $353,798,000 $148,286,000 $156,554,000 $205,530,000
Other Investments $20,044,000 $22,401,000 $27,772,000 $18,023,000
Available For Sale Securities $333,754,000 $125,885,000 $128,782,000 $187,507,000
Goodwill $393,978,000 $372,214,000 $372,214,000 $372,192,000
Net PPE $99,745,000 $99,159,000 $106,872,000 $171,027,000
Accumulated Depreciation $-85,131,000 $-65,734,000 $-49,059,000 $-56,354,000
Gross PPE $184,876,000 $164,893,000 $155,931,000 $227,381,000
Leases $27,164,000 $24,596,000 $23,110,000 $59,059,000
Other Properties $39,309,000 $43,750,000 $52,373,000 $90,287,000
Machinery Furniture Equipment $118,403,000 $96,547,000 $80,448,000 $78,035,000
Properties $0 $0 $0 $0
Other Short Term Investments $451,541,000 $455,576,000 $396,872,000 $369,865,000
Fetched: 2026-06-16
Cash Flow Statement (Annual)
Metric 2025-07-31 2024-07-31 2023-07-31 2022-07-31
Free Cash Flow
Free Cash Flow $280,412,000 $177,221,000 $20,968,000 $-59,716,000
Operating Activities
Operating Cash Flow $300,867,000 $195,748,000 $38,395,000 $-37,940,000
Cash Flow From Continuing Operating Activities $300,867,000 $195,748,000 $38,395,000 $-37,940,000
Operating Gains Losses $49,894,000 $-1,803,000 - -
Investing Activities
Capital Expenditure $-20,455,000 $-18,527,000 $-17,427,000 $-21,776,000
Investing Cash Flow $-236,965,000 $-52,359,000 $12,712,000 $312,212,000
Cash Flow From Continuing Investing Activities $-236,965,000 $-52,359,000 $12,712,000 $312,212,000
Capital Expenditure Reported $-14,714,000 $-12,165,000 $-11,606,000 $-12,266,000
Financing Activities
Repurchase Of Capital Stock $0 $0 $-261,807,000 $-37,451,000
Financing Cash Flow $82,293,000 $1,055,000 $-261,579,000 $-37,335,000
Cash Flow From Continuing Financing Activities $82,293,000 $1,055,000 $-261,579,000 $-37,335,000
Net Other Financing Charges $-60,853,000 - - -
Net Common Stock Issuance $0 $0 $-261,807,000 $-37,451,000
Other
Repayment Of Debt $-532,596,000 $0 $0 -
Issuance Of Debt $671,840,000 $0 $0 -
Interest Paid Supplemental Data $11,796,000 $5,000,000 $5,000,000 $5,000,000
Income Tax Paid Supplemental Data $7,557,000 $8,919,000 $5,167,000 $4,323,000
End Cash Position $699,094,000 $549,184,000 $406,790,000 $614,686,000
Beginning Cash Position $549,184,000 $406,790,000 $614,686,000 $384,910,000
Effect Of Exchange Rate Changes $3,715,000 $-2,050,000 $2,576,000 $-7,161,000
Changes In Cash $146,195,000 $144,444,000 $-210,472,000 $236,937,000
Proceeds From Stock Option Exercised $3,902,000 $1,055,000 $228,000 $116,000
Common Stock Payments $0 $0 $-261,807,000 $-37,451,000
Net Issuance Payments Of Debt $139,244,000 $0 $0 -
Net Long Term Debt Issuance $139,244,000 $0 $0 -
Long Term Debt Payments $-532,596,000 $0 $0 -
Long Term Debt Issuance $671,840,000 $0 $0 -
Net Investment Purchase And Sale $-189,660,000 $-33,832,000 $30,139,000 $377,818,000
Sale Of Investment $670,683,000 $583,439,000 $547,094,000 $908,914,000
Purchase Of Investment $-860,343,000 $-617,271,000 $-516,955,000 $-531,096,000
Net Business Purchase And Sale $-26,850,000 $0 $0 $-43,830,000
Purchase Of Business $-26,850,000 $0 $0 $-43,830,000
Net PPE Purchase And Sale $-5,741,000 $-6,362,000 $-5,821,000 $-9,510,000
Purchase Of PPE $-5,741,000 $-6,362,000 $-5,821,000 $-9,510,000
Change In Working Capital $11,311,000 $52,669,000 $-14,062,000 $-9,405,000
Change In Other Working Capital $56,617,000 $72,572,000 $34,635,000 $31,564,000
Change In Other Current Liabilities $-1,747,000 $-2,819,000 $7,292,000 $-4,938,000
Change In Other Current Assets $4,441,000 $8,623,000 $-19,000,000 $7,160,000
Change In Payables And Accrued Expense $41,489,000 $-12,480,000 $6,360,000 $4,638,000
Change In Accrued Expense $30,090,000 $6,453,000 $12,440,000 $-8,942,000
Change In Payable $11,399,000 $-18,933,000 $-6,080,000 $13,580,000
Change In Account Payable $11,399,000 $-18,933,000 $-6,080,000 $13,580,000
Change In Prepaid Assets $-47,211,000 $-33,534,000 $-22,613,000 $-23,390,000
Change In Receivables $-42,278,000 $20,307,000 $-20,736,000 $-24,439,000
Changes In Account Receivables $-3,348,000 $12,631,000 $-7,301,000 $-42,545,000
Other Non Cash Items $23,994,000 $19,474,000 $28,335,000 $28,910,000
Stock Based Compensation $161,556,000 $146,460,000 $142,842,000 $137,011,000
Unrealized Gain Loss On Investment Securities $2,130,000 $1,957,000 $802,000 $-1,545,000
Provisionand Write Offof Assets $526,000 $526,000 $-131,000 $2,597,000
Amortization Of Securities $-10,326,000 $-12,894,000 $-4,858,000 $5,498,000
Deferred Tax $-31,780,000 $-26,847,000 $-27,516,000 $-54,115,000
Deferred Income Tax $-31,780,000 $-26,847,000 $-27,516,000 $-54,115,000
Depreciation Amortization Depletion $23,758,000 $22,309,000 $24,838,000 $33,540,000
Depreciation And Amortization $23,758,000 $22,309,000 $24,838,000 $33,540,000
Gain Loss On Investment Securities $-3,671,000 $-1,803,000 - -
Net Income From Continuing Operations $69,804,000 $-6,103,000 $-111,855,000 $-180,431,000
Fetched: 2026-06-16