HAFC
Hanmi Financial Corporation
Price Chart
Latest Quote
$32.16
+0.17 (+0.52%)
Current Price
| Previous Close | $31.99 |
| Open | $31.99 |
| Day High | $32.20 |
| Day Low | $31.87 |
| Volume | 108,440 |
Stock Information
| Quarterly Dividend / Yield | $1.12 / 3.50% |
| Shares Outstanding | 29.77M |
| Quarterly Dividend Yield | 3.50% |
| Quarterly Dividend | $1.12 |
| Total Debt | $170.94M |
| Cash Equivalents | $256.42M |
| Revenue | $264.48M |
| Net Income | $80.33M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $957.14M |
| P/E Ratio | 12.00 |
| EPS (TTM) | $2.68 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $859.40M |
| Sales | $264.48M |
| Income | $80.33M |
| Book/sh | $27.14 |
| Cash/sh | $8.61 |
| Employees | 606 |
Financial Ratios
| EPS Growth TTM | 27.60% |
Returns & Margins
| ROA | 1.04% |
| ROE | 10.42% |
| Operating Margin | 44.27% |
| Profit Margin | 30.62% |
Ownership
| Insider Ownership | 2.18% |
| Institutional Ownership | 96.48% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.39 |
| PEG | 1.39 |
| P/S | 3.62 |
| P/B | 1.18 |
Analyst Data
| Recommendation | hold |
| Target Price | $32.88 |
Technical Indicators
| SMA20 | $30.81 |
| SMA50 | $29.96 |
| SMA200 | $27.10 |
| RSI | 77.80 |
| ATR | 0.6871 |
| Shares Float | 28.87M |
| Short Float | 4.04% |
| Short Ratio | 4.08 |
| Volatility | 0.72 |
| Rel Volume | 0.49 |
Performance History
| Week | +2.86% |
| Month | +6.58% |
| Quarter | +24.26% |
| 6 Months | +14.95% |
| YTD | +22.10% |
| Year | +41.85% |
| 3 Years | +130.48% |
| 5 Years | +93.36% |
| 10 Years | +113.54% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $32.15 | 108,440 |
| 2026-06-23 | $31.99 | 229,200 |
| 2026-06-22 | $31.38 | 198,800 |
| 2026-06-18 | $31.21 | 629,700 |
| 2026-06-17 | $30.74 | 305,900 |
| 2026-06-16 | $31.26 | 254,600 |
| 2026-06-15 | $31.10 | 189,700 |
| 2026-06-12 | $31.75 | 177,400 |
| 2026-06-11 | $31.27 | 272,900 |
| 2026-06-10 | $31.21 | 224,900 |
| 2026-06-09 | $30.72 | 182,900 |
| 2026-06-08 | $30.54 | 157,900 |
| 2026-06-05 | $30.43 | 179,300 |
| 2026-06-04 | $30.46 | 201,400 |
| 2026-06-03 | $29.15 | 213,300 |
| 2026-06-02 | $30.21 | 170,000 |
| 2026-06-01 | $29.77 | 193,300 |
| 2026-05-29 | $30.12 | 190,700 |
| 2026-05-28 | $30.17 | 183,800 |
| 2026-05-27 | $30.47 | 164,700 |
| 2026-05-26 | $30.73 | 186,200 |
About Hanmi Financial Corporation
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.
đ° Latest News
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Hanmi Financial (HAFC) Could Be a Great Choice
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How The Hanmi Financial (HAFC) Story Is Shifting As Analysts Refine Valuation Assumptions
Simply Wall St. âĸ 2026-05-24T01:06:15Z
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-05-11T15:45:04Z
Is Hanmi Financial (HAFC) a Great Value Stock Right Now?
Zacks âĸ 2026-05-11T13:40:05Z
Is It Smart To Buy Hanmi Financial Corporation (NASDAQ:HAFC) Before It Goes Ex-Dividend?
Simply Wall St. âĸ 2026-04-30T10:23:28Z
Hanmi Financial (HAFC) Is Up 7.22% in One Week: What You Should Know
Zacks âĸ 2026-04-27T16:00:05Z
How The Hanmi Financial (HAFC) Story Is Shifting As Analysts Rework Fair Value Targets
Simply Wall St. âĸ 2026-04-25T10:03:22Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $270,165,000 | $233,499,000 | $249,507,000 | $271,847,000 |
| Operating Revenue | $270,165,000 | $233,499,000 | $249,507,000 | $271,847,000 |
| Expenses | ||||
| Interest Expense | $174,738,000 | $196,009,000 | $148,057,000 | $36,166,000 |
| Selling And Marketing Expense | $3,104,000 | $3,028,000 | $3,105,000 | $3,637,000 |
| General And Administrative Expense | $87,676,000 | $83,368,000 | $81,398,000 | $76,140,000 |
| Professional Expense And Contract Services Expense | $7,514,000 | $6,956,000 | $6,255,000 | $5,692,000 |
| Other Non Interest Expense | $31,866,000 | $30,138,000 | $27,429,000 | $27,167,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $76,089,000 | $62,201,000 | $80,041,000 | $101,394,000 |
| Net Interest Income | $234,757,000 | $201,338,000 | $220,042,000 | $236,623,000 |
| Interest Income | $409,495,000 | $397,347,000 | $368,099,000 | $272,789,000 |
| Normalized Income | $76,089,000 | $61,597,277 | $75,889,814 | $101,394,000 |
| Net Income From Continuing And Discontinued Operation | $76,089,000 | $62,201,000 | $80,041,000 | $101,394,000 |
| Net Income Common Stockholders | $75,473,000 | $61,697,000 | $79,536,000 | $100,836,000 |
| Net Income | $76,089,000 | $62,201,000 | $80,041,000 | $101,394,000 |
| Net Income Including Noncontrolling Interests | $76,089,000 | $62,201,000 | $80,041,000 | $101,394,000 |
| Net Income Continuous Operations | $76,089,000 | $62,201,000 | $80,041,000 | $101,394,000 |
| Pretax Income | $107,927,000 | $88,605,000 | $114,581,000 | $140,727,000 |
| Special Income Charges | $0 | $860,000 | $5,943,000 | $0 |
| Per Share | ||||
| Diluted EPS | $2.51 | $2.05 | $2.62 | $3.32 |
| Basic EPS | $2.53 | $2.06 | $2.63 | $3.33 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $256,277 | $1,791,814 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $860,000 | $5,943,000 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $860,000 | $5,943,000 | $0 |
| Reconciled Depreciation | $3,333,000 | $3,243,000 | $3,436,000 | $12,384,000 |
| Diluted Average Shares | $30,042,274 | $30,102,336 | $30,330,258 | $30,392,057 |
| Basic Average Shares | $29,852,149 | $30,019,815 | $30,269,740 | $30,299,148 |
| Diluted NI Availto Com Stockholders | $75,473,000 | $61,697,000 | $79,536,000 | $100,836,000 |
| Otherunder Preferred Stock Dividend | $616,000 | $504,000 | $505,000 | $558,000 |
| Tax Provision | $31,838,000 | $26,404,000 | $34,540,000 | $39,333,000 |
| Gain On Sale Of Security | $0 | $0 | $-1,871,000 | $0 |
| Selling General And Administration | $90,780,000 | $86,396,000 | $84,503,000 | $79,777,000 |
| Salaries And Wages | $87,676,000 | $83,368,000 | $81,398,000 | $76,140,000 |
| Occupancy And Equipment | $17,639,000 | $17,845,000 | $18,340,000 | $17,648,000 |
| Other Special Charges | - | $-860,000 | $-5,943,000 | - |
| Impairment Of Capital Assets | - | - | - | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $785,355,000 | $721,143,000 | $690,792,000 | $626,290,000 |
| Total Assets | $7,869,185,000 | $7,677,925,000 | $7,570,341,000 | $7,378,262,000 |
| Goodwill And Other Intangible Assets | $11,031,000 | $11,031,000 | $11,099,000 | $11,225,000 |
| Receivables | $64,933,000 | $67,838,000 | $58,597,000 | $653,019,000 |
| Other Receivables | $40,467,000 | $44,901,000 | $35,226,000 | $634,482,000 |
| Accounts Receivable | $24,466,000 | $22,937,000 | $23,371,000 | $18,537,000 |
| Cash And Cash Equivalents | $212,841,000 | $304,800,000 | $302,324,000 | $352,421,000 |
| Cash Cash Equivalents And Federal Funds Sold | $212,841,000 | $304,800,000 | $302,324,000 | $352,421,000 |
| Other Intangible Assets | - | - | $68,000 | $194,000 |
| Prepaid Assets | - | - | - | $84,381,000 |
| Debt | ||||
| Net Debt | $67,622,000 | $88,338,000 | $152,688,000 | $126,988,000 |
| Total Debt | $280,463,000 | $393,138,000 | $455,012,000 | $479,409,000 |
| Long Term Debt And Capital Lease Obligation | $130,463,000 | $168,138,000 | $205,012,000 | $179,409,000 |
| Long Term Debt | $130,463,000 | $168,138,000 | $205,012,000 | $179,409,000 |
| Current Debt And Capital Lease Obligation | $150,000,000 | $225,000,000 | $250,000,000 | $300,000,000 |
| Current Debt | $150,000,000 | $225,000,000 | $250,000,000 | $300,000,000 |
| Other Current Borrowings | $150,000,000 | $225,000,000 | $250,000,000 | $300,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,072,799,000 | $6,945,751,000 | $6,868,450,000 | $6,740,747,000 |
| Payables And Accrued Expenses | $34,783,000 | $34,824,000 | $39,306,000 | $7,792,000 |
| Payables | $34,783,000 | $34,824,000 | $39,306,000 | $7,792,000 |
| Accounts Payable | $34,783,000 | $34,824,000 | $39,306,000 | $7,792,000 |
| Equity | ||||
| Common Stock Equity | $796,386,000 | $732,174,000 | $701,891,000 | $637,515,000 |
| Total Equity Gross Minority Interest | $796,386,000 | $732,174,000 | $701,891,000 | $637,515,000 |
| Stockholders Equity | $796,386,000 | $732,174,000 | $701,891,000 | $637,515,000 |
| Gains Losses Not Affecting Retained Earnings | $-43,175,000 | $-70,723,000 | $-71,928,000 | $-88,985,000 |
| Other Equity Adjustments | $-43,175,000 | $-70,723,000 | $-71,928,000 | $-88,985,000 |
| Retained Earnings | $394,335,000 | $350,869,000 | $319,048,000 | $269,542,000 |
| Other | ||||
| Treasury Shares Number | $4,393,022 | $3,955,465 | $3,549,380 | $3,222,613 |
| Ordinary Shares Number | $29,894,757 | $30,195,999 | $30,368,655 | $30,485,621 |
| Share Issued | $34,287,779 | $34,151,464 | $33,918,035 | $33,708,234 |
| Tangible Book Value | $785,355,000 | $721,143,000 | $690,792,000 | $626,290,000 |
| Invested Capital | $1,076,849,000 | $1,125,312,000 | $1,156,903,000 | $1,116,924,000 |
| Total Capitalization | $926,849,000 | $900,312,000 | $906,903,000 | $816,924,000 |
| Treasury Stock | $149,475,000 | $139,075,000 | $132,175,000 | $126,485,000 |
| Additional Paid In Capital | $594,667,000 | $591,069,000 | $586,912,000 | $583,410,000 |
| Capital Stock | $34,000 | $34,000 | $34,000 | $33,000 |
| Common Stock | $34,000 | $34,000 | $34,000 | $33,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $880,624,000 | $905,798,000 | $865,739,000 | $853,838,000 |
| Goodwill | $11,031,000 | $11,031,000 | $11,031,000 | $11,031,000 |
| Net PPE | $20,378,000 | $21,404,000 | $21,959,000 | $22,850,000 |
| Accumulated Depreciation | $-48,378,000 | $-46,090,000 | $-44,983,000 | $-45,262,000 |
| Gross PPE | $68,756,000 | $67,494,000 | $66,942,000 | $68,112,000 |
| Leases | $20,043,000 | $19,133,000 | $20,130,000 | $18,246,000 |
| Construction In Progress | $390,000 | $1,726,000 | $1,059,000 | $32,000 |
| Machinery Furniture Equipment | $35,127,000 | $33,494,000 | $31,014,000 | $30,341,000 |
| Buildings And Improvements | $8,897,000 | $8,842,000 | $9,420,000 | $12,643,000 |
| Land And Improvements | $4,299,000 | $4,299,000 | $5,319,000 | $6,850,000 |
| Other Short Term Investments | $880,624,000 | $905,798,000 | $865,739,000 | $853,838,000 |
| Current Accrued Expenses | - | - | - | $85,146,000 |
| Other Properties | - | - | - | - |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $203,701,000 | $49,936,000 | $106,836,000 | $145,382,000 |
| Operating Activities | ||||
| Operating Cash Flow | $206,008,000 | $52,556,000 | $109,255,000 | $147,308,000 |
| Cash Flow From Continuing Operating Activities | $206,008,000 | $52,556,000 | $109,255,000 | $147,308,000 |
| Operating Gains Losses | $-9,681,000 | $-8,397,000 | $-7,787,000 | $-9,478,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,307,000 | $-2,620,000 | $-2,419,000 | $-1,926,000 |
| Investing Cash Flow | $-384,317,000 | $-106,084,000 | $-211,450,000 | $-881,506,000 |
| Cash Flow From Continuing Investing Activities | $-384,317,000 | $-106,085,000 | $-211,450,000 | $-881,506,000 |
| Net Other Investing Changes | $712,000 | $2,274,000 | - | $809,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-9,404,000 | $-6,314,000 | $-4,084,000 | $0 |
| Financing Cash Flow | $86,351,000 | $56,004,000 | $52,098,000 | $477,654,000 |
| Cash Flow From Continuing Financing Activities | $86,351,000 | $56,004,000 | $52,098,000 | $477,654,000 |
| Net Other Financing Charges | $-996,000 | $-586,000 | $-785,000 | $-732,000 |
| Cash Dividends Paid | $-32,623,000 | $-30,380,000 | $-30,535,000 | $-28,636,000 |
| Common Stock Dividend Paid | $-32,623,000 | $-30,380,000 | $-30,535,000 | $-28,636,000 |
| Net Common Stock Issuance | $-9,404,000 | $-6,314,000 | $-4,084,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-225,000,000 | $-125,000,000 | $-25,000,000 | $-87,300,000 |
| Issuance Of Debt | $112,500,000 | $62,500,000 | $0 | $212,500,000 |
| Interest Paid Supplemental Data | $174,779,000 | $200,491,000 | $116,543,000 | $29,535,000 |
| Income Tax Paid Supplemental Data | $35,825,000 | $41,674,000 | $16,536,000 | $12,728,000 |
| End Cash Position | $212,842,000 | $304,800,000 | $302,324,000 | $352,421,000 |
| Beginning Cash Position | $304,800,000 | $302,324,000 | $352,421,000 | $608,965,000 |
| Changes In Cash | $-91,958,000 | $2,476,000 | $-50,097,000 | $-256,544,000 |
| Proceeds From Stock Option Exercised | $0 | $582,000 | $0 | $19,000 |
| Common Stock Payments | $-9,404,000 | $-6,314,000 | $-4,084,000 | $0 |
| Net Issuance Payments Of Debt | $-112,500,000 | $-62,500,000 | $-25,000,000 | $125,200,000 |
| Net Long Term Debt Issuance | $-112,500,000 | $-62,500,000 | $-25,000,000 | $125,200,000 |
| Long Term Debt Payments | $-225,000,000 | $-125,000,000 | $-25,000,000 | $-87,300,000 |
| Long Term Debt Issuance | $112,500,000 | $62,500,000 | $0 | $212,500,000 |
| Net Investment Purchase And Sale | $60,219,000 | $-40,201,000 | $7,026,000 | $-60,585,000 |
| Sale Of Investment | $233,310,000 | $156,160,000 | $113,997,000 | $105,979,000 |
| Purchase Of Investment | $-173,091,000 | $-196,361,000 | $-106,971,000 | $-166,564,000 |
| Net PPE Purchase And Sale | $-2,293,000 | $183,000 | $4,810,000 | $-1,926,000 |
| Sale Of PPE | $14,000 | $2,803,000 | $7,229,000 | $0 |
| Purchase Of PPE | $-2,307,000 | $-2,620,000 | $-2,419,000 | $-1,926,000 |
| Change In Working Capital | $-9,606,000 | $-20,782,000 | $21,912,000 | $21,758,000 |
| Change In Other Working Capital | $471,000 | $-833,000 | $-791,000 | $-639,000 |
| Change In Other Current Liabilities | $-3,031,000 | $-16,545,000 | $40,955,000 | $22,321,000 |
| Change In Prepaid Assets | $-969,000 | $6,312,000 | $-28,035,000 | $-24,612,000 |
| Change In Receivables | $-6,077,000 | $-9,716,000 | $9,783,000 | $24,688,000 |
| Other Non Cash Items | $125,458,000 | $5,622,000 | $2,673,000 | $14,762,000 |
| Stock Based Compensation | $3,598,000 | $3,575,000 | $2,681,000 | $2,595,000 |
| Unrealized Gain Loss On Investment Securities | $54,000 | $0 | $-385,000 | $385,000 |
| Depreciation Amortization Depletion | $3,333,000 | $3,243,000 | $3,436,000 | $12,384,000 |
| Depreciation And Amortization | $3,333,000 | $3,243,000 | $3,436,000 | $12,384,000 |
| Gain Loss On Investment Securities | $0 | $0 | $1,871,000 | $0 |
| Gain Loss On Sale Of PPE | $40,000 | $-816,000 | $-3,957,000 | $0 |
| Net Income From Continuing Operations | $76,089,000 | $62,201,000 | $80,041,000 | $101,394,000 |
| Change In Other Current Assets | - | - | $-28,938,000 | $-24,227,000 |
| Amortization Cash Flow | - | - | $2,456,000 | $2,672,000 |
| Amortization Of Intangibles | - | - | $2,456,000 | $2,672,000 |
| Depreciation | - | - | $6,793,000 | $12,384,000 |
| Net Short Term Debt Issuance | - | - | - | - |
Fetched: 2026-06-22