HBCP
Home Bancorp, Inc.
Price Chart
Latest Quote
$68.40
+0.84 (+1.24%)
Current Price
| Previous Close | $67.56 |
| Open | $68.17 |
| Day High | $68.40 |
| Day Low | $67.38 |
| Volume | 48,376 |
Stock Information
| Quarterly Dividend / Yield | $1.22 / 1.80% |
| Shares Outstanding | 7.84M |
| Quarterly Dividend Yield | 1.80% |
| Quarterly Dividend | $1.22 |
| Total Debt | $54.94M |
| Cash Equivalents | $224.58M |
| Revenue | $150.59M |
| Net Income | $46.46M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $536.44M |
| P/E Ratio | 11.50 |
| EPS (TTM) | $5.95 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $360.20M |
| Sales | $150.59M |
| Income | $46.46M |
| Book/sh | $56.73 |
| Cash/sh | $28.64 |
| Employees | 486 |
Financial Ratios
| EPS Growth TTM | 3.60% |
Returns & Margins
| ROA | 1.32% |
| ROE | 10.97% |
| Operating Margin | 40.51% |
| Profit Margin | 30.85% |
Ownership
| Insider Ownership | 12.26% |
| Institutional Ownership | 50.06% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.93 |
| P/S | 3.56 |
| P/B | 1.21 |
Analyst Data
| Recommendation | none |
| Target Price | $68.12 |
Technical Indicators
| SMA20 | $65.94 |
| SMA50 | $64.45 |
| SMA200 | $59.11 |
| RSI | 73.97 |
| ATR | 1.6607 |
| Shares Float | 6.76M |
| Short Float | 1.95% |
| Short Ratio | 1.88 |
| Volatility | 0.51 |
| Rel Volume | 0.61 |
Performance History
| Week | +2.75% |
| Month | +5.28% |
| Quarter | +11.95% |
| 6 Months | +13.39% |
| YTD | +20.26% |
| Year | +39.42% |
| 3 Years | +119.27% |
| 5 Years | +103.24% |
| 10 Years | +219.83% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $68.40 | 48,376 |
| 2026-06-23 | $67.56 | 72,600 |
| 2026-06-22 | $66.31 | 84,000 |
| 2026-06-18 | $66.28 | 386,900 |
| 2026-06-17 | $65.55 | 59,600 |
| 2026-06-16 | $66.57 | 62,400 |
| 2026-06-15 | $66.56 | 46,000 |
| 2026-06-12 | $68.08 | 24,000 |
| 2026-06-11 | $67.28 | 59,600 |
| 2026-06-10 | $67.46 | 78,400 |
| 2026-06-09 | $66.13 | 89,100 |
| 2026-06-08 | $65.60 | 50,300 |
| 2026-06-05 | $65.48 | 73,800 |
| 2026-06-04 | $65.41 | 51,200 |
| 2026-06-03 | $63.39 | 74,900 |
| 2026-06-02 | $64.80 | 54,200 |
| 2026-06-01 | $64.06 | 40,700 |
| 2026-05-29 | $64.38 | 44,900 |
| 2026-05-28 | $64.61 | 80,700 |
| 2026-05-27 | $64.84 | 102,400 |
| 2026-05-26 | $65.36 | 75,200 |
About Home Bancorp, Inc.
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans. In addition, the company invests in loans and securities. Further, it offers debit and credit cards; account services; treasury management, such as online banking and bill pay, mobile banking, remote deposit capture, positive pay, and ACH positive pay services; merchant card services; and payroll cards. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
đ° Latest News
Home Bancorp (HBCP) Upgraded to Buy: Here's What You Should Know
Zacks âĸ 2026-06-23T16:00:03Z
Exploring May 2026's Undervalued Small Caps With Insider Buying
Simply Wall St. âĸ 2026-05-13T11:39:49Z
Why Home Bancorp (HBCP) is a Great Dividend Stock Right Now
Zacks âĸ 2026-04-27T15:45:04Z
How The Home Bancorp (HBCP) Investment Story Is Shifting With Mixed Analyst Signals
Simply Wall St. âĸ 2026-04-27T11:06:32Z
Home Bancorp Inc (HBCP) Q1 2026 Earnings Call Highlights: Record Net Interest Income and ...
GuruFocus.com âĸ 2026-04-22T15:00:26ZHome Bancorp (HBCP) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-04-21T19:52:25Z
Home Bancorp (HBCP) Q4 2025 Earnings Transcript
Motley Fool âĸ 2026-04-21T19:03:11Z
Home Bancorp Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-21T16:52:29Z
Compared to Estimates, Home Bancorp (HBCP) Q1 Earnings: A Look at Key Metrics
Zacks âĸ 2026-04-20T22:00:03Z
Home Bancorp (HBCP) Surpasses Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-20T21:50:02Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $148,715,000 | $134,887,000 | $135,328,000 | $131,900,000 |
| Operating Revenue | $148,715,000 | $134,887,000 | $135,328,000 | $131,900,000 |
| Expenses | ||||
| Interest Expense | $60,518,000 | $64,505,000 | $42,971,000 | $7,915,000 |
| Selling And Marketing Expense | $1,965,000 | $2,000,000 | $2,146,000 | $2,263,000 |
| General And Administrative Expense | $53,479,000 | $51,330,000 | $48,933,000 | $47,750,000 |
| Professional Expense And Contract Services Expense | $1,608,000 | $1,922,000 | $1,690,000 | $1,740,000 |
| Other Non Interest Expense | $22,475,000 | $20,472,000 | $18,296,000 | $19,561,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Net Interest Income | $133,254,000 | $120,262,000 | $120,692,000 | $118,015,000 |
| Interest Income | $193,772,000 | $184,767,000 | $163,663,000 | $125,930,000 |
| Normalized Income | $46,059,618 | $36,400,402 | $40,261,654 | $34,051,148 |
| Net Income From Continuing And Discontinued Operation | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Net Income Common Stockholders | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Net Income | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Net Income Including Noncontrolling Interests | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Net Income Continuous Operations | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Pretax Income | $58,018,000 | $45,183,000 | $50,146,000 | $42,502,000 |
| Depreciation Amortization Depletion Income Statement | $1,087,000 | $1,328,000 | $1,601,000 | $1,602,000 |
| Depreciation And Amortization In Income Statement | $1,087,000 | $1,328,000 | $1,601,000 | $1,602,000 |
| Amortization Of Intangibles Income Statement | $1,087,000 | $1,328,000 | $1,601,000 | $1,602,000 |
| Per Share | ||||
| Diluted EPS | $5.87 | $4.55 | $4.99 | $4.16 |
| Basic EPS | $5.93 | $4.58 | $5.01 | $4.19 |
| Other | ||||
| Tax Effect Of Unusual Items | $618 | $6,402 | $-5,346 | $5,148 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $3,000 | $33,000 | $-27,000 | $26,000 |
| Total Unusual Items Excluding Goodwill | $3,000 | $33,000 | $-27,000 | $26,000 |
| Reconciled Depreciation | $3,311,000 | $3,498,000 | $3,571,000 | $3,464,000 |
| Diluted Average Shares | $7,846,000 | $8,004,806 | $8,065,689 | $8,194,986 |
| Basic Average Shares | $7,773,000 | $7,955,743 | $8,028,586 | $8,139,882 |
| Diluted NI Availto Com Stockholders | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Tax Provision | $11,956,000 | $8,756,000 | $9,906,000 | $8,430,000 |
| Gain On Sale Of Security | $0 | $0 | $-249,000 | $0 |
| Amortization | $1,087,000 | $1,328,000 | $1,601,000 | $1,602,000 |
| Selling General And Administration | $55,444,000 | $53,330,000 | $51,079,000 | $50,013,000 |
| Salaries And Wages | $53,479,000 | $51,330,000 | $48,933,000 | $47,750,000 |
| Occupancy And Equipment | $10,024,000 | $10,131,000 | $9,674,000 | $8,715,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-24
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $351,137,000 | $311,044,000 | $281,072,000 | $241,981,000 |
| Total Assets | $3,492,626,000 | $3,443,668,000 | $3,320,122,000 | $3,228,280,000 |
| Goodwill And Other Intangible Assets | $83,957,000 | $85,044,000 | $86,372,000 | $87,973,000 |
| Other Intangible Assets | $2,440,000 | $3,527,000 | $4,855,000 | $6,456,000 |
| Cash And Cash Equivalents | $141,605,000 | $98,548,000 | $75,930,000 | $87,750,000 |
| Cash Cash Equivalents And Federal Funds Sold | $141,605,000 | $98,548,000 | $75,930,000 | $87,750,000 |
| Receivables | - | - | - | $73,579,000 |
| Accounts Receivable | - | - | - | $73,579,000 |
| Cash Financial | - | - | - | $87,401,000 |
| Debt | ||||
| Total Debt | $57,699,000 | $235,544,000 | $252,493,000 | $235,765,000 |
| Long Term Debt And Capital Lease Obligation | $57,699,000 | $98,324,000 | $102,493,000 | $80,765,000 |
| Long Term Debt | $57,699,000 | $98,324,000 | $102,493,000 | $80,765,000 |
| Current Debt And Capital Lease Obligation | $0 | $137,220,000 | $150,000,000 | $155,000,000 |
| Current Debt | $0 | $137,220,000 | $150,000,000 | $155,000,000 |
| Other Current Borrowings | $0 | $137,220,000 | $150,000,000 | $155,000,000 |
| Net Debt | - | $136,996,000 | $176,563,000 | $148,015,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,057,532,000 | $3,047,580,000 | $2,952,678,000 | $2,898,326,000 |
| Payables And Accrued Expenses | - | - | - | $29,380,000 |
| Payables | - | - | - | $29,380,000 |
| Accounts Payable | - | - | - | $29,380,000 |
| Equity | ||||
| Common Stock Equity | $435,094,000 | $396,088,000 | $367,444,000 | $329,954,000 |
| Total Equity Gross Minority Interest | $435,094,000 | $396,088,000 | $367,444,000 | $329,954,000 |
| Stockholders Equity | $435,094,000 | $396,088,000 | $367,444,000 | $329,954,000 |
| Other Equity Interest | $-982,000 | $-1,339,000 | $-1,697,000 | $-2,060,000 |
| Gains Losses Not Affecting Retained Earnings | $-17,799,000 | $-29,982,000 | $-31,382,000 | $-39,307,000 |
| Other Equity Adjustments | $-17,799,000 | $-29,982,000 | $-31,382,000 | $-39,307,000 |
| Retained Earnings | $284,834,000 | $259,190,000 | $234,619,000 | $206,296,000 |
| Other | ||||
| Ordinary Shares Number | $7,831,342 | $8,091,522 | $8,158,281 | $8,286,084 |
| Share Issued | $7,831,342 | $8,091,522 | $8,158,281 | $8,286,084 |
| Tangible Book Value | $351,137,000 | $311,044,000 | $281,072,000 | $241,981,000 |
| Invested Capital | $492,793,000 | $631,632,000 | $619,937,000 | $565,719,000 |
| Total Capitalization | $492,793,000 | $494,412,000 | $469,937,000 | $410,719,000 |
| Additional Paid In Capital | $168,963,000 | $168,138,000 | $165,823,000 | $164,942,000 |
| Capital Stock | $78,000 | $81,000 | $81,000 | $83,000 |
| Common Stock | $78,000 | $81,000 | $81,000 | $83,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $392,513,000 | $403,857,000 | $434,991,000 | $487,593,000 |
| Available For Sale Securities | $353,397,000 | $386,876,000 | $417,904,000 | - |
| Goodwill | $81,517,000 | $81,517,000 | $81,517,000 | $81,517,000 |
| Net PPE | $48,995,000 | $42,324,000 | $41,980,000 | $43,560,000 |
| Accumulated Depreciation | $-33,727,000 | $-31,615,000 | $-29,178,000 | $-26,070,000 |
| Gross PPE | $82,722,000 | $73,939,000 | $71,158,000 | $69,630,000 |
| Machinery Furniture Equipment | $19,164,000 | $19,016,000 | $18,850,000 | $18,189,000 |
| Buildings And Improvements | $49,943,000 | $41,266,000 | $38,599,000 | $37,732,000 |
| Land And Improvements | $13,615,000 | $13,657,000 | $13,709,000 | $13,709,000 |
| Other Short Term Investments | $39,116,000 | $402,792,000 | $16,022,000 | $486,518,000 |
| Held To Maturity Securities | - | $1,065,000 | $1,065,000 | $1,075,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-24
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $44,342,000 | $44,674,000 | $39,334,000 | $48,493,000 |
| Operating Activities | ||||
| Operating Cash Flow | $54,508,000 | $48,731,000 | $41,356,000 | $51,199,000 |
| Cash Flow From Continuing Operating Activities | $54,508,000 | $48,731,000 | $41,356,000 | $51,199,000 |
| Operating Gains Losses | $-1,051,000 | $-1,000,000 | $-1,147,000 | $-742,000 |
| Investing Activities | ||||
| Capital Expenditure | $-10,166,000 | $-4,057,000 | $-2,022,000 | $-2,706,000 |
| Investing Cash Flow | $-2,877,000 | $-107,106,000 | $-94,255,000 | $-495,352,000 |
| Cash Flow From Continuing Investing Activities | $-2,877,000 | $-107,106,000 | $-94,255,000 | $-495,352,000 |
| Net Other Investing Changes | $9,025,000 | $5,085,000 | $-1,137,000 | $-6,397,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-14,355,000 | $-4,774,000 | $-5,259,000 | $-11,333,000 |
| Financing Cash Flow | $-8,574,000 | $81,092,000 | $41,329,000 | $-69,889,000 |
| Cash Flow From Continuing Financing Activities | $-8,574,000 | $81,092,000 | $41,329,000 | $-69,889,000 |
| Cash Dividends Paid | $-8,988,000 | $-8,189,000 | $-8,222,000 | $-7,777,000 |
| Common Stock Dividend Paid | $-8,988,000 | $-8,189,000 | $-8,222,000 | $-7,777,000 |
| Net Common Stock Issuance | $-14,355,000 | $-4,774,000 | $-5,259,000 | $-11,333,000 |
| Other | ||||
| Repayment Of Debt | $-3,776,962,000 | $-1,090,019,000 | $-17,404,079,000 | $-4,850,000 |
| Issuance Of Debt | $3,598,901,000 | $1,072,850,000 | $17,420,575,000 | $208,892,000 |
| Interest Paid Supplemental Data | $61,640,000 | $62,099,000 | $41,884,000 | $7,744,000 |
| Income Tax Paid Supplemental Data | $13,370,000 | $6,491,000 | $12,630,000 | $6,535,000 |
| End Cash Position | $141,605,000 | $98,548,000 | $75,831,000 | $87,401,000 |
| Beginning Cash Position | $98,548,000 | $75,831,000 | $87,401,000 | $601,443,000 |
| Changes In Cash | $43,057,000 | $22,717,000 | $-11,570,000 | $-514,042,000 |
| Proceeds From Stock Option Exercised | $727,000 | $1,016,000 | $431,000 | $699,000 |
| Common Stock Payments | $-14,355,000 | $-4,774,000 | $-5,259,000 | $-11,333,000 |
| Net Issuance Payments Of Debt | $-178,061,000 | $-17,169,000 | $16,496,000 | $204,042,000 |
| Net Long Term Debt Issuance | $-178,061,000 | $-17,169,000 | $16,496,000 | $204,042,000 |
| Long Term Debt Payments | $-3,776,962,000 | $-1,090,019,000 | $-17,404,079,000 | $-4,850,000 |
| Long Term Debt Issuance | $3,598,901,000 | $1,072,850,000 | $17,420,575,000 | $208,892,000 |
| Net Investment Purchase And Sale | $28,736,000 | $33,272,000 | $63,316,000 | $-179,576,000 |
| Sale Of Investment | $54,775,000 | $43,779,000 | $63,316,000 | $58,922,000 |
| Purchase Of Investment | $-26,039,000 | $-10,507,000 | $0 | $-238,498,000 |
| Net PPE Purchase And Sale | $-9,979,000 | $-3,809,000 | $-2,018,000 | $-2,624,000 |
| Sale Of PPE | $187,000 | $248,000 | $4,000 | $82,000 |
| Purchase Of PPE | $-10,166,000 | $-4,057,000 | $-2,022,000 | $-2,706,000 |
| Change In Working Capital | $253,000 | $1,108,000 | $-10,678,000 | $-1,522,000 |
| Change In Other Working Capital | $-1,136,000 | $-1,100,000 | $-1,045,000 | $-915,000 |
| Change In Payables And Accrued Expense | $-3,238,000 | $1,681,000 | $-1,610,000 | $9,820,000 |
| Change In Payable | $-3,238,000 | $1,681,000 | $-1,610,000 | $9,820,000 |
| Change In Account Payable | $-3,238,000 | $1,681,000 | $-1,610,000 | $9,820,000 |
| Change In Receivables | $4,627,000 | $527,000 | $-8,023,000 | $-10,427,000 |
| Changes In Account Receivables | $4,627,000 | $527,000 | $-8,023,000 | $-10,427,000 |
| Other Non Cash Items | $1,361,000 | $3,282,000 | $4,313,000 | $5,867,000 |
| Stock Based Compensation | $3,377,000 | $2,764,000 | $2,375,000 | $2,441,000 |
| Deferred Tax | $-123,000 | $-44,000 | $-33,000 | $-882,000 |
| Deferred Income Tax | $-123,000 | $-44,000 | $-33,000 | $-882,000 |
| Depreciation Amortization Depletion | $3,311,000 | $3,498,000 | $3,571,000 | $3,464,000 |
| Depreciation And Amortization | $3,311,000 | $3,498,000 | $3,571,000 | $3,464,000 |
| Depreciation | $3,311,000 | $3,498,000 | $3,571,000 | $3,464,000 |
| Gain Loss On Investment Securities | $182,000 | $0 | $249,000 | $0 |
| Net Income From Continuing Operations | $46,062,000 | $36,427,000 | $40,240,000 | $34,072,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $-27,305,000 |
| Purchase Of Business | - | $0 | $0 | $-27,305,000 |
| Amortization Cash Flow | - | - | - | $0 |
| Amortization Of Intangibles | - | - | - | $0 |
Fetched: 2026-06-24