HBNC
Horizon Bancorp, Inc.
Price Chart
Latest Quote
$19.69
+0.01 (+0.05%)
Current Price
| Previous Close | $19.68 |
| Open | $19.70 |
| Day High | $19.77 |
| Day Low | $19.59 |
| Volume | 511,641 |
Stock Information
| Quarterly Dividend / Yield | $0.64 / 3.25% |
| Shares Outstanding | 51.33M |
| Quarterly Dividend Yield | 3.25% |
| Quarterly Dividend | $0.64 |
| Total Debt | $397.22M |
| Cash Equivalents | $278.48M |
| Revenue | $-23.16M |
| Net Income | $-148.26M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.01B |
| EPS (TTM) | $-3.28 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.13B |
| Sales | $-23.16M |
| Income | $-148.26M |
| Book/sh | $13.62 |
| Cash/sh | $5.43 |
| Employees | 465 |
Financial Ratios
| EPS Growth TTM | 9.30% |
Returns & Margins
| ROA | -2.09% |
| ROE | -20.10% |
| Operating Margin | 46.58% |
Ownership
| Insider Ownership | 2.24% |
| Institutional Ownership | 80.55% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.87 |
| PEG | 0.80 |
| P/S | -43.64 |
| P/B | 1.45 |
Analyst Data
| Recommendation | none |
| Target Price | $21.20 |
Technical Indicators
| SMA20 | $19.04 |
| SMA50 | $18.46 |
| SMA200 | $17.02 |
| RSI | 77.74 |
| ATR | 0.4382 |
| Shares Float | 50.17M |
| Short Float | 3.01% |
| Short Ratio | 5.44 |
| Volatility | 0.83 |
| Rel Volume | 0.94 |
Performance History
| Week | +1.34% |
| Month | +7.36% |
| Quarter | +22.26% |
| 6 Months | +11.00% |
| YTD | +20.19% |
| Year | +35.68% |
| 3 Years | +104.33% |
| 5 Years | +32.12% |
| 10 Years | +154.90% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $19.69 | 511,641 |
| 2026-06-23 | $19.68 | 1,254,900 |
| 2026-06-22 | $19.41 | 704,600 |
| 2026-06-18 | $19.34 | 1,006,600 |
| 2026-06-17 | $19.25 | 484,800 |
| 2026-06-16 | $19.43 | 624,800 |
| 2026-06-15 | $19.32 | 699,300 |
| 2026-06-12 | $19.75 | 714,600 |
| 2026-06-11 | $19.52 | 379,000 |
| 2026-06-10 | $19.33 | 356,700 |
| 2026-06-09 | $19.18 | 387,800 |
| 2026-06-08 | $18.90 | 374,400 |
| 2026-06-05 | $18.75 | 588,800 |
| 2026-06-04 | $18.73 | 711,600 |
| 2026-06-03 | $18.17 | 406,200 |
| 2026-06-02 | $18.64 | 285,400 |
| 2026-06-01 | $18.28 | 292,200 |
| 2026-05-29 | $18.55 | 427,900 |
| 2026-05-28 | $18.48 | 284,700 |
| 2026-05-27 | $18.43 | 340,400 |
| 2026-05-26 | $18.75 | 307,700 |
About Horizon Bancorp, Inc.
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.
đ° Latest News
Are You Looking for a Top Momentum Pick? Why Horizon Bancorp (HBNC) is a Great Choice
Zacks âĸ 2026-06-09T16:00:03Z
Why The Horizon Bancorp (HBNC) Investment Narrative Is Evolving Without New Analyst Guidance
Simply Wall St. âĸ 2026-06-01T12:08:01Z
What Makes Horizon Bancorp (HBNC) a New Buy Stock
Zacks âĸ 2026-04-28T16:00:02Z
Horizon Bancorp (IN) Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-23T17:39:35Z
Horizon Bancorp, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-23T12:30:00Z
Compared to Estimates, Horizon Bancorp (HBNC) Q1 Earnings: A Look at Key Metrics
Zacks âĸ 2026-04-22T23:00:03Z
Horizon Bancorp (HBNC) Q1 Earnings and Revenues Surpass Estimates
Zacks âĸ 2026-04-22T21:45:06Z
How The Horizon Bancorp (HBNC) Story Is Shifting As Valuation Assumptions And Credit Data Evolve
Simply Wall St. âĸ 2026-04-18T16:03:49Z
How Updated Assumptions Are Shaping The Horizon Bancorp (HBNC) Investment Story
Simply Wall St. âĸ 2026-03-20T14:06:17Z
This Community Bank With $9 Billion in Assets Just Drew a $2.5 Million Investor Buy
Motley Fool âĸ 2026-03-15T22:46:14Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $-31,306,000 | $187,499,000 | $182,762,000 | $241,558,000 |
| Operating Revenue | $-31,306,000 | $187,499,000 | $182,762,000 | $241,558,000 |
| Expenses | ||||
| Interest Expense | $133,293,000 | $167,879,000 | $136,561,000 | $36,515,000 |
| General And Administrative Expense | $94,837,000 | $93,276,000 | $84,689,000 | $82,841,000 |
| Professional Expense And Contract Services Expense | $16,874,000 | $17,297,000 | $12,587,000 | $12,693,000 |
| Other Non Interest Expense | $39,024,000 | $27,408,000 | $27,061,000 | $25,231,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Net Interest Income | $229,484,000 | $188,604,000 | $175,744,000 | $199,518,000 |
| Interest Income | $362,777,000 | $356,483,000 | $312,305,000 | $236,033,000 |
| Normalized Income | $-150,253,860 | $35,429,000 | $27,981,000 | $93,408,000 |
| Net Income From Continuing And Discontinued Operation | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Net Income Common Stockholders | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Net Income | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Net Income Including Noncontrolling Interests | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Net Income Continuous Operations | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Pretax Income | $-201,153,000 | $27,350,000 | $38,999,000 | $105,584,000 |
| Special Income Charges | $-305,000 | $0 | $0 | - |
| Depreciation Amortization Depletion Income Statement | $3,044,000 | $3,403,000 | $3,612,000 | $3,702,000 |
| Depreciation And Amortization In Income Statement | $3,044,000 | $3,403,000 | $3,612,000 | $3,702,000 |
| Amortization Of Intangibles Income Statement | $3,044,000 | $3,403,000 | $3,612,000 | $3,702,000 |
| Per Share | ||||
| Diluted EPS | $-3.42 | $0.80 | $0.64 | $2.14 |
| Basic EPS | $-3.24 | $0.81 | $0.64 | $2.14 |
| Other | ||||
| Tax Effect Of Unusual Items | $-76,860 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-305,000 | $0 | $0 | - |
| Total Unusual Items Excluding Goodwill | $-305,000 | $0 | $0 | - |
| Reconciled Depreciation | $12,399,000 | $12,302,000 | $11,970,000 | $13,099,000 |
| Diluted Average Shares | $46,644,401 | $44,286,250 | $43,837,333 | $43,699,734 |
| Basic Average Shares | $46,464,734 | $43,739,506 | $43,623,614 | $43,568,823 |
| Diluted NI Availto Com Stockholders | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Tax Provision | $-50,671,000 | $-8,079,000 | $11,018,000 | $12,176,000 |
| Restructuring And Mergern Acquisition | $305,000 | $0 | $0 | - |
| Gain On Sale Of Security | $-299,538,000 | $-39,140,000 | $-32,052,000 | $0 |
| Amortization | $3,044,000 | $3,403,000 | $3,612,000 | $3,702,000 |
| Selling General And Administration | $94,837,000 | $93,276,000 | $84,689,000 | $82,841,000 |
| Insurance And Claims | $5,100,000 | $5,032,000 | $3,880,000 | $2,558,000 |
| Salaries And Wages | $89,737,000 | $88,244,000 | $80,809,000 | $80,283,000 |
| Occupancy And Equipment | $13,867,000 | $13,376,000 | $13,355,000 | $13,323,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-23
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $525,860,000 | $598,148,000 | $549,975,000 | $504,925,000 |
| Total Assets | $6,436,611,000 | $7,801,146,000 | $7,940,485,000 | $7,872,518,000 |
| Goodwill And Other Intangible Assets | $162,391,000 | $165,434,000 | $168,837,000 | $172,450,000 |
| Other Intangible Assets | $7,180,000 | $10,223,000 | $13,626,000 | $17,239,000 |
| Receivables | $29,733,000 | $39,747,000 | $38,710,000 | $35,294,000 |
| Accounts Receivable | $29,733,000 | $39,747,000 | $38,710,000 | $35,294,000 |
| Cash And Cash Equivalents | $139,459,000 | $294,166,000 | $528,505,000 | $126,317,000 |
| Cash Financial | $66,813,000 | $92,300,000 | $112,772,000 | - |
| Cash Cash Equivalents And Federal Funds Sold | $139,459,000 | $294,166,000 | $528,720,000 | $126,317,000 |
| Debt | ||||
| Net Debt | $176,393,000 | $961,389,000 | $371,316,000 | $615,938,000 |
| Total Debt | $315,852,000 | $1,255,555,000 | $899,821,000 | $742,255,000 |
| Long Term Debt And Capital Lease Obligation | $315,852,000 | $1,255,555,000 | $899,821,000 | $742,255,000 |
| Long Term Debt | $315,852,000 | $1,255,555,000 | $899,821,000 | $742,255,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,748,360,000 | $7,037,564,000 | $7,221,673,000 | $7,195,143,000 |
| Payables And Accrued Expenses | $12,892,000 | $11,137,000 | $22,249,000 | $5,380,000 |
| Payables | $12,892,000 | $11,137,000 | $22,249,000 | $5,380,000 |
| Accounts Payable | $12,892,000 | $11,137,000 | $22,249,000 | $5,380,000 |
| Equity | ||||
| Common Stock Equity | $688,251,000 | $763,582,000 | $718,812,000 | $677,375,000 |
| Total Equity Gross Minority Interest | $688,251,000 | $763,582,000 | $718,812,000 | $677,375,000 |
| Stockholders Equity | $688,251,000 | $763,582,000 | $718,812,000 | $677,375,000 |
| Gains Losses Not Affecting Retained Earnings | $-25,996,000 | $-36,301,000 | $-66,609,000 | $-106,198,000 |
| Other Equity Adjustments | $-25,996,000 | $-36,301,000 | $-66,609,000 | $-106,198,000 |
| Retained Earnings | $255,004,000 | $436,122,000 | $429,021,000 | $429,385,000 |
| Other | ||||
| Ordinary Shares Number | $50,978,030 | $43,722,086 | $44,106,174 | $43,937,889 |
| Share Issued | $50,978,030 | $43,722,086 | $44,106,174 | $43,937,889 |
| Tangible Book Value | $525,860,000 | $598,148,000 | $549,975,000 | $504,925,000 |
| Invested Capital | $1,004,103,000 | $2,019,137,000 | $1,618,633,000 | $1,419,630,000 |
| Total Capitalization | $1,004,103,000 | $2,019,137,000 | $1,618,633,000 | $1,419,630,000 |
| Additional Paid In Capital | $459,243,000 | $363,761,000 | $356,400,000 | $354,188,000 |
| Capital Stock | $0 | $0 | $0 | $0 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $879,297,000 | $2,101,367,000 | $2,492,889,000 | $3,020,306,000 |
| Held To Maturity Securities | $0 | $1,867,690,000 | $1,945,638,000 | $2,022,748,000 |
| Available For Sale Securities | $365,467,000 | - | - | - |
| Trading Securities | $3,883,000 | $0 | - | - |
| Goodwill | $155,211,000 | $155,211,000 | $155,211,000 | $155,211,000 |
| Net PPE | $92,805,000 | $93,864,000 | $94,583,000 | $92,677,000 |
| Accumulated Depreciation | $-75,932,000 | $-70,012,000 | $-64,243,000 | $-58,601,000 |
| Gross PPE | $168,737,000 | $163,876,000 | $158,826,000 | $151,278,000 |
| Machinery Furniture Equipment | $43,825,000 | $40,655,000 | $37,879,000 | $35,044,000 |
| Buildings And Improvements | $93,806,000 | $91,911,000 | $89,637,000 | $85,977,000 |
| Land And Improvements | $31,106,000 | $31,310,000 | $31,310,000 | $30,257,000 |
| Other Short Term Investments | $509,947,000 | $233,677,000 | $547,251,000 | $997,558,000 |
| Treasury Shares Number | - | - | - | $363,738 |
Fetched: 2026-06-23
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $74,275,000 | $1,284,000 | $81,161,000 | $87,951,000 |
| Operating Activities | ||||
| Operating Cash Flow | $79,231,000 | $6,368,000 | $88,936,000 | $94,380,000 |
| Cash Flow From Continuing Operating Activities | $79,231,000 | $6,368,000 | $88,936,000 | $94,380,000 |
| Operating Gains Losses | $295,063,000 | $34,925,000 | $27,729,000 | $-7,165,000 |
| Investing Activities | ||||
| Capital Expenditure | $-4,956,000 | $-5,084,000 | $-7,775,000 | $-6,429,000 |
| Investing Cash Flow | $979,484,000 | $-52,776,000 | $329,518,000 | $-1,019,932,000 |
| Cash Flow From Continuing Investing Activities | $979,484,000 | $-52,776,000 | $329,518,000 | $-1,019,932,000 |
| Net Other Investing Changes | $11,713,000 | $26,726,000 | $64,914,000 | $-43,420,000 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $97,950,000 | $0 | $0 | $0 |
| Financing Cash Flow | $-1,212,687,000 | $-186,676,000 | $-15,444,000 | $455,549,000 |
| Cash Flow From Continuing Financing Activities | $-1,212,687,000 | $-186,676,000 | $-15,444,000 | $455,549,000 |
| Cash Dividends Paid | $-29,488,000 | $-28,328,000 | $-28,311,000 | $-27,765,000 |
| Common Stock Dividend Paid | $-29,488,000 | $-28,328,000 | $-28,311,000 | $-27,765,000 |
| Net Common Stock Issuance | $97,950,000 | $0 | $0 | $0 |
| Common Stock Issuance | $97,950,000 | $0 | $0 | $0 |
| Repurchase Of Capital Stock | - | $0 | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-1,188,892,000 | $-563,523,000 | $-657,289,000 | $-755,608,000 |
| Issuance Of Debt | $238,511,000 | $512,759,000 | $866,099,000 | $1,178,746,000 |
| Interest Paid Supplemental Data | $131,538,000 | $178,891,000 | $119,692,000 | $33,370,000 |
| Income Tax Paid Supplemental Data | $27,407,000 | $10,710,000 | $2,137,000 | $802,000 |
| End Cash Position | $139,459,000 | $293,431,000 | $526,515,000 | $123,505,000 |
| Beginning Cash Position | $293,431,000 | $526,515,000 | $123,505,000 | $593,508,000 |
| Changes In Cash | $-153,972,000 | $-233,084,000 | $403,010,000 | $-470,003,000 |
| Proceeds From Stock Option Exercised | $-4,089,000 | $2,775,000 | $-1,221,000 | $-1,679,000 |
| Net Issuance Payments Of Debt | $-950,381,000 | $-50,764,000 | $208,810,000 | $423,138,000 |
| Net Long Term Debt Issuance | $-950,381,000 | $-50,764,000 | $208,810,000 | $423,138,000 |
| Long Term Debt Payments | $-1,188,892,000 | $-563,523,000 | $-657,289,000 | $-755,608,000 |
| Long Term Debt Issuance | $238,511,000 | $512,759,000 | $866,099,000 | $1,178,746,000 |
| Net Investment Purchase And Sale | $936,993,000 | $381,187,000 | $537,228,000 | $-468,574,000 |
| Sale Of Investment | $1,528,800,000 | $381,499,000 | $548,894,000 | $142,081,000 |
| Purchase Of Investment | $-591,807,000 | $-312,000 | $-11,666,000 | $-610,655,000 |
| Net PPE Purchase And Sale | $-4,956,000 | $-5,084,000 | $-7,775,000 | $-6,429,000 |
| Purchase Of PPE | $-4,956,000 | $-5,084,000 | $-7,775,000 | $-6,429,000 |
| Change In Working Capital | $8,057,000 | $-11,754,000 | $4,981,000 | $-24,790,000 |
| Change In Other Current Liabilities | $-25,586,000 | $10,093,000 | $-21,671,000 | $-4,814,000 |
| Change In Other Current Assets | $21,874,000 | $-9,698,000 | $13,199,000 | $-13,964,000 |
| Change In Payables And Accrued Expense | $1,755,000 | $-11,112,000 | $16,869,000 | $3,145,000 |
| Change In Payable | $1,755,000 | $-11,112,000 | $16,869,000 | $3,145,000 |
| Change In Account Payable | $1,755,000 | $-11,112,000 | $16,869,000 | $3,145,000 |
| Change In Receivables | $10,014,000 | $-1,037,000 | $-3,416,000 | $-9,157,000 |
| Changes In Account Receivables | $10,014,000 | $-1,037,000 | $-3,416,000 | $-9,157,000 |
| Other Non Cash Items | $-6,248,000 | $-65,916,000 | $3,483,000 | $7,438,000 |
| Stock Based Compensation | $1,621,000 | $4,586,000 | $3,586,000 | $2,475,000 |
| Deferred Tax | $-85,472,000 | $-17,000,000 | $-3,322,000 | $2,177,000 |
| Deferred Income Tax | $-85,472,000 | $-17,000,000 | $-3,322,000 | $2,177,000 |
| Depreciation Amortization Depletion | $12,399,000 | $12,302,000 | $11,970,000 | $13,099,000 |
| Depreciation And Amortization | $12,399,000 | $12,302,000 | $11,970,000 | $13,099,000 |
| Amortization Cash Flow | $2,095,000 | $1,971,000 | $1,032,000 | $2,345,000 |
| Amortization Of Intangibles | $2,095,000 | $1,971,000 | $1,032,000 | $2,345,000 |
| Depreciation | $10,304,000 | $10,331,000 | $10,938,000 | $10,754,000 |
| Gain Loss On Investment Securities | $299,538,000 | $39,140,000 | $32,052,000 | $0 |
| Net Income From Continuing Operations | $-150,482,000 | $35,429,000 | $27,981,000 | $93,408,000 |
| Common Stock Payments | - | $0 | $0 | $0 |
| Net Business Purchase And Sale | - | $0 | $0 | $0 |
| Sale Of Business | - | $0 | $0 | $0 |
| Asset Impairment Charge | - | $0 | $0 | $-2,594,000 |
| Net Short Term Debt Issuance | - | - | - | $503,746,000 |
| Short Term Debt Issuance | - | - | - | $503,746,000 |
Fetched: 2026-06-23