HBT
HBT Financial, Inc.
Price Chart
Latest Quote
$31.57
+0.44 (+1.41%)
Current Price
| Previous Close | $31.13 |
| Open | $31.20 |
| Day High | $31.61 |
| Day Low | $31.05 |
| Volume | 176,190 |
Stock Information
| Quarterly Dividend / Yield | $0.92 / 2.96% |
| Shares Outstanding | 36.38M |
| Quarterly Dividend Yield | 2.96% |
| Quarterly Dividend | $0.92 |
| Total Debt | $157.34M |
| Cash Equivalents | $290.93M |
| Revenue | $243.97M |
| Net Income | $69.13M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.15B |
| P/E Ratio | 14.48 |
| EPS (TTM) | $2.18 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $998.95M |
| Sales | $243.97M |
| Income | $69.13M |
| Book/sh | $20.54 |
| Cash/sh | $8.00 |
| Employees | 826 |
Financial Ratios
| EPS Growth TTM | -41.30% |
Returns & Margins
| ROA | 1.17% |
| ROE | 10.53% |
| Operating Margin | 44.18% |
| Profit Margin | 28.34% |
Ownership
| Insider Ownership | 56.38% |
| Institutional Ownership | 22.85% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.26 |
| P/S | 4.71 |
| P/B | 1.54 |
Analyst Data
| Recommendation | none |
| Target Price | $32.00 |
Technical Indicators
| SMA20 | $29.58 |
| SMA50 | $28.55 |
| SMA200 | $26.34 |
| RSI | 79.63 |
| ATR | 0.7925 |
| Shares Float | 15.82M |
| Short Float | 1.04% |
| Short Ratio | 2.19 |
| Volatility | 0.53 |
| Rel Volume | 1.07 |
Performance History
| Week | +4.78% |
| Month | +11.32% |
| Quarter | +18.79% |
| 6 Months | +19.76% |
| YTD | +24.80% |
| Year | +33.34% |
| 3 Years | +81.67% |
| 5 Years | +107.66% |
| 10 Years | +157.60% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $31.57 | 176,190 |
| 2026-06-23 | $31.13 | 196,400 |
| 2026-06-22 | $30.48 | 147,400 |
| 2026-06-18 | $30.30 | 627,600 |
| 2026-06-17 | $29.85 | 309,600 |
| 2026-06-16 | $30.13 | 222,700 |
| 2026-06-15 | $29.99 | 147,500 |
| 2026-06-12 | $30.59 | 141,500 |
| 2026-06-11 | $30.03 | 158,800 |
| 2026-06-10 | $30.46 | 237,500 |
| 2026-06-09 | $29.76 | 163,600 |
| 2026-06-08 | $29.39 | 118,000 |
| 2026-06-05 | $28.95 | 93,900 |
| 2026-06-04 | $28.65 | 109,800 |
| 2026-06-03 | $27.76 | 73,100 |
| 2026-06-02 | $28.47 | 72,100 |
| 2026-06-01 | $28.24 | 108,400 |
| 2026-05-29 | $28.63 | 93,600 |
| 2026-05-28 | $28.62 | 40,700 |
| 2026-05-27 | $28.64 | 65,800 |
| 2026-05-26 | $28.88 | 99,300 |
About HBT Financial, Inc.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts. It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services. In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services. Further, it provides investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.
đ° Latest News
HBT Financial (HBT) Could Be a Great Choice
Zacks âĸ 2026-06-10T15:45:04Z
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-05-25T15:45:02Z
Why HBT Financial (HBT) is a Great Dividend Stock Right Now
Zacks âĸ 2026-05-08T15:45:05Z
Be Sure To Check Out HBT Financial, Inc. (NASDAQ:HBT) Before It Goes Ex-Dividend
Simply Wall St. âĸ 2026-05-08T11:52:28Z
Should HBTâs Q1 2026 Earnings, Dividend, and Buyback Shift How (HBT) Investors View Capital Returns?
Simply Wall St. âĸ 2026-05-04T02:11:39Z
Midday Fly By: Verizon reports âbeat and raise,â Shell to acquire ARC
TipRanks âĸ 2026-04-28T00:01:56Z
HBT Financial Tops Forecasts as CNB Acquisition Lifts Performance
InvestorsHub âĸ 2026-04-27T13:51:02Z
HBT Financial (HBT) Reports Q1 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-04-27T13:30:04Z
Exchange-Traded Funds Down, Equity Futures Mixed Pre-Bell Monday Amid Hormuz Uncertainty, Corporate Earnings
MT Newswires âĸ 2026-04-27T13:09:34ZHBT Financial (HBT) Surpasses Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-27T12:10:02Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $235,739,000 | $222,365,000 | $225,716,000 | $179,542,000 |
| Operating Revenue | $235,739,000 | $222,365,000 | $225,716,000 | $179,542,000 |
| Expenses | ||||
| Interest Expense | $56,889,000 | $62,850,000 | $37,927,000 | $7,180,000 |
| Selling And Marketing Expense | $4,183,000 | $4,320,000 | $5,043,000 | $3,803,000 |
| General And Administrative Expense | $82,114,000 | $78,695,000 | $79,770,000 | $61,256,000 |
| Other Non Interest Expense | $25,665,000 | $23,800,000 | $29,371,000 | $27,977,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Net Interest Income | $198,895,000 | $188,850,000 | $191,072,000 | $145,874,000 |
| Interest Income | $255,784,000 | $251,700,000 | $228,999,000 | $153,054,000 |
| Normalized Income | $77,355,864 | $72,231,781 | $65,346,419 | $56,587,896 |
| Net Income From Continuing And Discontinued Operation | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Net Income Common Stockholders | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Net Income | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Net Income Including Noncontrolling Interests | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Net Income Continuous Operations | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Pretax Income | $104,506,000 | $97,383,000 | $88,581,000 | $76,190,000 |
| Special Income Charges | $-391,000 | $0 | $0 | - |
| Depreciation Amortization Depletion Income Statement | $2,726,000 | $2,839,000 | $2,670,000 | $873,000 |
| Depreciation And Amortization In Income Statement | $2,726,000 | $2,839,000 | $2,670,000 | $873,000 |
| Amortization Of Intangibles Income Statement | $2,726,000 | $2,839,000 | $2,670,000 | $873,000 |
| Per Share | ||||
| Diluted EPS | $2.44 | $2.26 | $2.07 | $2.09 |
| Basic EPS | $2.44 | $2.27 | $2.08 | $2.09 |
| Other | ||||
| Tax Effect Of Unusual Items | $-124,136 | $-161,219 | $171,419 | $-46,104 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-472,000 | $-613,000 | $667,000 | $-178,000 |
| Total Unusual Items Excluding Goodwill | $-472,000 | $-613,000 | $667,000 | $-178,000 |
| Reconciled Depreciation | $5,926,000 | $5,783,000 | $5,778,000 | $3,916,000 |
| Diluted Average Shares | $31,611,304 | $31,712,480 | $31,807,729 | $28,853,697 |
| Basic Average Shares | $31,502,351 | $31,590,117 | $31,626,308 | $28,853,697 |
| Diluted NI Availto Com Stockholders | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Tax Provision | $27,498,000 | $25,603,000 | $22,739,000 | $19,734,000 |
| Gain On Sale Of Security | $-193,000 | $-3,756,000 | $-1,660,000 | $-414,000 |
| Amortization | $2,726,000 | $2,839,000 | $2,670,000 | $873,000 |
| Selling General And Administration | $86,297,000 | $83,015,000 | $84,813,000 | $65,059,000 |
| Insurance And Claims | $2,234,000 | $2,254,000 | $2,280,000 | $1,164,000 |
| Salaries And Wages | $79,880,000 | $76,441,000 | $77,490,000 | $60,092,000 |
| Occupancy And Equipment | $12,993,000 | $12,297,000 | $12,708,000 | $10,149,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $523,617,000 | $448,115,000 | $389,993,000 | $333,093,000 |
| Total Assets | $5,071,390,000 | $5,032,902,000 | $5,073,170,000 | $4,286,734,000 |
| Goodwill And Other Intangible Assets | $91,881,000 | $96,490,000 | $99,503,000 | $40,539,000 |
| Other Intangible Assets | $32,061,000 | $36,670,000 | $39,683,000 | $11,217,000 |
| Receivables | $23,779,000 | $24,770,000 | $24,534,000 | $19,506,000 |
| Accounts Receivable | $23,779,000 | $24,770,000 | $24,534,000 | $19,506,000 |
| Cash And Cash Equivalents | $122,269,000 | $137,692,000 | $141,761,000 | $114,159,000 |
| Cash Financial | $24,423,000 | $29,552,000 | $26,256,000 | $18,970,000 |
| Cash Cash Equivalents And Federal Funds Sold | $127,248,000 | $142,778,000 | $148,921,000 | $122,124,000 |
| Debt | ||||
| Total Debt | $65,210,000 | $105,633,000 | $104,886,000 | $237,175,000 |
| Long Term Debt And Capital Lease Obligation | $65,210,000 | $105,633,000 | $104,886,000 | $237,175,000 |
| Long Term Debt | $65,210,000 | $105,633,000 | $104,886,000 | $237,175,000 |
| Net Debt | - | - | - | $123,016,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $4,455,892,000 | $4,488,297,000 | $4,583,674,000 | $3,913,102,000 |
| Equity | ||||
| Common Stock Equity | $615,498,000 | $544,605,000 | $489,496,000 | $373,632,000 |
| Total Equity Gross Minority Interest | $615,498,000 | $544,605,000 | $489,496,000 | $373,632,000 |
| Stockholders Equity | $615,498,000 | $544,605,000 | $489,496,000 | $373,632,000 |
| Gains Losses Not Affecting Retained Earnings | $275,530,000 | $250,532,000 | $238,714,000 | $151,024,000 |
| Other Equity Adjustments | $275,530,000 | $250,532,000 | $238,714,000 | $151,024,000 |
| Retained Earnings | $367,163,000 | $316,764,000 | $269,051,000 | $232,004,000 |
| Long Term Equity Investment | $1,614,000 | $1,614,000 | $1,614,000 | $1,165,000 |
| Other | ||||
| Treasury Shares Number | $1,467,180 | $1,267,673 | $1,034,870 | $555,865 |
| Ordinary Shares Number | $31,431,924 | $31,559,366 | $31,695,828 | $28,752,626 |
| Share Issued | $32,899,104 | $32,827,039 | $32,730,698 | $29,308,491 |
| Tangible Book Value | $523,617,000 | $448,115,000 | $389,993,000 | $333,093,000 |
| Invested Capital | $680,708,000 | $650,238,000 | $594,382,000 | $610,807,000 |
| Total Capitalization | $680,708,000 | $650,238,000 | $594,382,000 | $610,807,000 |
| Treasury Stock | $27,524,000 | $23,019,000 | $18,596,000 | $9,689,000 |
| Capital Stock | $329,000 | $328,000 | $327,000 | $293,000 |
| Common Stock | $329,000 | $328,000 | $327,000 | $293,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $1,279,395,000 | $1,205,465,000 | $1,288,379,000 | $1,391,295,000 |
| Held To Maturity Securities | $451,416,000 | $499,858,000 | $521,439,000 | $541,600,000 |
| Available For Sale Securities | $304,520,000 | $5,944,000 | $5,865,000 | $5,006,000 |
| Goodwill | $59,820,000 | $59,820,000 | $59,820,000 | $29,322,000 |
| Net PPE | $73,642,000 | $66,758,000 | $65,150,000 | $50,469,000 |
| Accumulated Depreciation | $-52,106,000 | $-57,938,000 | $-55,010,000 | $-51,912,000 |
| Gross PPE | $125,748,000 | $124,696,000 | $120,160,000 | $102,381,000 |
| Machinery Furniture Equipment | $20,465,000 | $26,270,000 | $26,205,000 | $24,512,000 |
| Properties | $105,283,000 | $98,426,000 | $93,955,000 | $77,869,000 |
| Other Short Term Investments | $521,845,000 | $698,049,000 | $759,461,000 | $843,524,000 |
| Additional Paid In Capital | - | - | $295,877,000 | $222,783,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $74,823,000 | $83,866,000 | $62,695,000 | $71,539,000 |
| Operating Activities | ||||
| Operating Cash Flow | $85,070,000 | $89,372,000 | $65,829,000 | $72,586,000 |
| Cash Flow From Continuing Operating Activities | $85,070,000 | $89,372,000 | $65,829,000 | $72,586,000 |
| Operating Gains Losses | $-851,000 | $2,141,000 | $129,000 | $-1,657,000 |
| Investing Activities | ||||
| Capital Expenditure | $-10,247,000 | $-5,506,000 | $-3,134,000 | $-1,047,000 |
| Investing Cash Flow | $-39,640,000 | $32,346,000 | $132,663,000 | $-335,123,000 |
| Cash Flow From Continuing Investing Activities | $-39,640,000 | $32,346,000 | $132,663,000 | $-335,123,000 |
| Net Other Investing Changes | $1,711,000 | $4,301,000 | $8,071,000 | $-3,407,000 |
| Capital Expenditure Reported | - | - | - | $0 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-4,505,000 | $-4,423,000 | $-8,907,000 | $-4,783,000 |
| Financing Cash Flow | $-60,853,000 | $-125,278,000 | $-171,399,000 | $-32,572,000 |
| Cash Flow From Continuing Financing Activities | $-60,853,000 | $-125,278,000 | $-171,399,000 | $-32,572,000 |
| Net Other Financing Charges | $-691,000 | $-331,000 | $-181,000 | $-57,000 |
| Cash Dividends Paid | $-26,609,000 | $-24,183,000 | $-21,873,000 | $-18,584,000 |
| Net Common Stock Issuance | $-4,505,000 | $-4,423,000 | $-8,907,000 | $-4,783,000 |
| Issuance Of Capital Stock | - | - | - | - |
| Common Stock Issuance | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-47,888,000 | $-700,000 | $-234,195,000 | $0 |
| Issuance Of Debt | $6,800,000 | $907,000 | $0 | $0 |
| Interest Paid Supplemental Data | $58,172,000 | $64,723,000 | $32,853,000 | $6,860,000 |
| Income Tax Paid Supplemental Data | $26,615,000 | $23,876,000 | $20,512,000 | $20,035,000 |
| End Cash Position | $122,269,000 | $137,692,000 | $141,252,000 | $114,159,000 |
| Beginning Cash Position | $137,692,000 | $141,252,000 | $114,159,000 | $409,268,000 |
| Changes In Cash | $-15,423,000 | $-3,560,000 | $27,093,000 | $-295,109,000 |
| Common Stock Payments | $-4,505,000 | $-4,423,000 | $-8,907,000 | $-4,783,000 |
| Net Issuance Payments Of Debt | $-41,088,000 | $207,000 | $-234,195,000 | $160,000,000 |
| Net Short Term Debt Issuance | $0 | $0 | $-234,195,000 | $160,000,000 |
| Short Term Debt Payments | $0 | $0 | $-234,195,000 | - |
| Net Long Term Debt Issuance | $-41,088,000 | $207,000 | $0 | $0 |
| Long Term Debt Payments | $-47,888,000 | $-700,000 | $0 | $0 |
| Long Term Debt Issuance | $6,800,000 | $907,000 | $0 | $0 |
| Net Investment Purchase And Sale | $-43,736,000 | $90,229,000 | $284,868,000 | $-217,516,000 |
| Sale Of Investment | $190,592,000 | $195,572,000 | $287,905,000 | $154,166,000 |
| Purchase Of Investment | $-234,328,000 | $-105,343,000 | $-3,037,000 | $-371,682,000 |
| Net Business Purchase And Sale | $0 | $0 | $-14,454,000 | $0 |
| Purchase Of Business | $0 | $0 | $-14,454,000 | $0 |
| Net PPE Purchase And Sale | $-10,171,000 | $-5,504,000 | $-2,912,000 | $-1,020,000 |
| Sale Of PPE | $76,000 | $2,000 | $222,000 | $27,000 |
| Purchase Of PPE | $-10,247,000 | $-5,506,000 | $-3,134,000 | $-1,047,000 |
| Change In Working Capital | $294,000 | $4,290,000 | $-18,657,000 | $7,387,000 |
| Change In Other Working Capital | $-671,000 | $-668,000 | $-566,000 | $-164,000 |
| Change In Other Current Liabilities | $-2,554,000 | $1,967,000 | $-19,965,000 | $22,316,000 |
| Change In Other Current Assets | $2,528,000 | $3,227,000 | $3,789,000 | $-10,160,000 |
| Change In Receivables | $991,000 | $-236,000 | $-1,915,000 | $-4,605,000 |
| Changes In Account Receivables | $991,000 | $-236,000 | $-1,915,000 | $-4,605,000 |
| Other Non Cash Items | $1,645,000 | $1,984,000 | $671,000 | $5,670,000 |
| Stock Based Compensation | $1,943,000 | $1,752,000 | $1,953,000 | $1,949,000 |
| Unrealized Gain Loss On Investment Securities | $-7,000 | $59,000 | $-160,000 | $414,000 |
| Asset Impairment Charge | $201,000 | $670,000 | $263,000 | $492,000 |
| Amortization Of Securities | $2,264,000 | $3,641,000 | $5,730,000 | $6,959,000 |
| Deferred Tax | $329,000 | $996,000 | $3,817,000 | $-2,919,000 |
| Deferred Income Tax | $329,000 | $996,000 | $3,817,000 | $-2,919,000 |
| Depreciation Amortization Depletion | $5,926,000 | $5,783,000 | $5,778,000 | $3,916,000 |
| Depreciation And Amortization | $5,926,000 | $5,783,000 | $5,778,000 | $3,916,000 |
| Amortization Cash Flow | $2,726,000 | $2,839,000 | $2,670,000 | $873,000 |
| Amortization Of Intangibles | $2,726,000 | $2,839,000 | $2,670,000 | $873,000 |
| Depreciation | $3,200,000 | $2,944,000 | $3,108,000 | $3,043,000 |
| Gain Loss On Investment Securities | $200,000 | $3,697,000 | $1,820,000 | $0 |
| Gain Loss On Sale Of PPE | $87,000 | $55,000 | $-84,000 | $-9,000 |
| Net Income From Continuing Operations | $77,008,000 | $71,780,000 | $65,842,000 | $56,456,000 |
| Sale Of Business | - | - | - | - |
| Gain Loss On Sale Of Business | - | - | - | - |
Fetched: 2026-06-22