HCI
HCI Group, Inc.
Price Chart
Latest Quote
$176.08
+3.34 (+1.93%)
Current Price
| Previous Close | $172.74 |
| Open | $173.71 |
| Day High | $178.00 |
| Day Low | $172.70 |
| Volume | 105,752 |
Stock Information
| Quarterly Dividend / Yield | $1.60 / 0.93% |
| Shares Outstanding | 12.76M |
| Quarterly Dividend Yield | 0.93% |
| Quarterly Dividend | $1.60 |
| Total Debt | $67.67M |
| Cash Equivalents | $1.01B |
| Revenue | $927.40M |
| Net Income | $290.54M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $2.25B |
| P/E Ratio | 7.72 |
| EPS (TTM) | $22.82 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.35B |
| Sales | $927.40M |
| Income | $290.54M |
| Book/sh | $84.41 |
| Cash/sh | $79.44 |
| Employees | 594 |
Financial Ratios
| Quick Ratio | 0.79 |
| Current Ratio | 1.00 |
| Debt/Eq | 5.75 |
| EPS Growth TTM | 5.30% |
Returns & Margins
| ROA | 11.49% |
| ROE | 38.46% |
| Gross Margin | 59.56% |
| Operating Margin | 47.89% |
| Profit Margin | 32.64% |
Ownership
| Insider Ownership | 14.28% |
| Institutional Ownership | 77.86% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.73 |
| PEG | 0.97 |
| P/S | 2.42 |
| P/B | 2.09 |
Analyst Data
| Recommendation | none |
| Target Price | $245.00 |
Technical Indicators
| SMA20 | $159.59 |
| SMA50 | $156.58 |
| SMA200 | $170.22 |
| RSI | 84.88 |
| ATR | 5.2236 |
| Shares Float | 10.93M |
| Short Float | 2.79% |
| Short Ratio | 1.72 |
| Volatility | 1.05 |
| Rel Volume | 0.65 |
Performance History
| Week | +7.21% |
| Month | +11.59% |
| Quarter | +13.87% |
| 6 Months | -6.82% |
| YTD | -3.75% |
| Year | +19.02% |
| 3 Years | +218.67% |
| 5 Years | +106.71% |
| 10 Years | +739.71% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $176.08 | 105,752 |
| 2026-06-23 | $172.74 | 185,700 |
| 2026-06-22 | $167.42 | 152,100 |
| 2026-06-18 | $163.63 | 280,000 |
| 2026-06-17 | $164.54 | 160,700 |
| 2026-06-16 | $164.24 | 146,600 |
| 2026-06-15 | $163.17 | 193,000 |
| 2026-06-12 | $160.45 | 168,500 |
| 2026-06-11 | $162.12 | 156,200 |
| 2026-06-10 | $161.23 | 112,700 |
| 2026-06-09 | $157.62 | 121,200 |
| 2026-06-08 | $153.87 | 160,400 |
| 2026-06-05 | $156.98 | 163,800 |
| 2026-06-04 | $150.23 | 270,200 |
| 2026-06-03 | $149.82 | 190,400 |
| 2026-06-02 | $152.16 | 132,400 |
| 2026-06-01 | $151.19 | 150,000 |
| 2026-05-29 | $154.07 | 183,000 |
| 2026-05-28 | $154.54 | 117,100 |
| 2026-05-27 | $155.70 | 127,300 |
| 2026-05-26 | $157.44 | 217,300 |
About HCI Group, Inc.
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
đ° Latest News
1 Russell 2000 Stock for Long-Term Investors and 2 We Ignore
StockStory âĸ 2026-06-24T09:04:25Z
The Zacks Analyst Blog Highlights HCI,The Progressive, The Allstate and Palomar
Zacks âĸ 2026-06-24T09:00:00Z
4 P&C Insurers Stocks Poised to Weather 2026 Hurricane Season
Zacks âĸ 2026-06-23T17:32:00Z
Why the Market Dipped But HCI Group (HCI) Gained Today
Zacks âĸ 2026-06-22T22:15:05Z
Does HCI Group (HCI) Have the Potential to Rally 44.39% as Wall Street Analysts Expect?
Zacks âĸ 2026-06-15T13:55:03Z
1 of Wall Streetâs Favorite Stocks for Long-Term Investors and 2 We Avoid
StockStory âĸ 2026-06-15T10:52:07Z
HCI Group (HCI) Stock Falls Amid Market Uptick: What Investors Need to Know
Zacks âĸ 2026-06-12T22:00:03Z
HCI Group, Inc. (HCI) Is a Trending Stock: Facts to Know Before Betting on It
Zacks âĸ 2026-06-12T13:00:05Z
1 Insurance Stock to Own for Decades and 2 We Avoid
StockStory âĸ 2026-06-10T14:25:28Z
Brokers Suggest Investing in HCI Group (HCI): Read This Before Placing a Bet
Zacks âĸ 2026-06-10T13:30:06Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $901,766,000 | $749,454,000 | $550,009,000 | $491,988,000 |
| Operating Revenue | $901,766,000 | $749,454,000 | $550,009,000 | $491,988,000 |
| Expenses | ||||
| Interest Expense | $9,156,000 | $13,344,000 | $11,117,000 | $7,643,000 |
| Total Expenses | $472,436,000 | $576,027,000 | $432,359,000 | $560,406,000 |
| Other Income Expense | $4,135,000 | $2,675,000 | $2,628,000 | $4,488,000 |
| Net Non Operating Interest Income Expense | $-9,156,000 | $-13,344,000 | $-11,117,000 | $-7,768,000 |
| Interest Expense Non Operating | $9,156,000 | $13,344,000 | $11,117,000 | $7,643,000 |
| Other Operating Expenses | $26,082,000 | $26,018,000 | $22,634,000 | $24,978,000 |
| General And Administrative Expense | $72,125,000 | $63,152,000 | $53,868,000 | $56,511,000 |
| Loss Adjustment Expense | $241,827,000 | $374,708,000 | $254,579,000 | $371,463,000 |
| Total Other Finance Cost | - | $59,000 | $82,000 | $125,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $299,005,000 | $109,953,000 | $79,034,000 | $-58,511,000 |
| Net Interest Income | $-9,156,000 | $-13,344,000 | $-11,117,000 | $-7,768,000 |
| Normalized Income | $299,005,000 | $109,953,000 | $79,034,000 | $-59,175,734 |
| Net Income From Continuing And Discontinued Operation | $299,005,000 | $109,953,000 | $79,034,000 | $-58,511,000 |
| Average Dilution Earnings | $5,682,000 | $6,908,000 | $7,732,000 | $0 |
| Net Income Common Stockholders | $286,964,000 | $105,843,000 | $76,409,000 | $-55,048,000 |
| Net Income | $299,005,000 | $109,953,000 | $79,034,000 | $-58,511,000 |
| Net Income Including Noncontrolling Interests | $320,395,000 | $127,581,000 | $89,257,000 | $-54,603,000 |
| Net Income Continuous Operations | $320,395,000 | $127,581,000 | $89,257,000 | $-54,603,000 |
| Pretax Income | $429,330,000 | $173,427,000 | $117,650,000 | $-68,418,000 |
| Special Income Charges | - | $0 | $0 | $833,000 |
| Per Share | ||||
| Diluted EPS | $22.72 | $8.89 | $7.62 | $-6.24 |
| Basic EPS | $24.58 | $10.59 | $9.13 | $-6.24 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $168,266 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $11,217,000 | $4,299,000 | $8,184,000 | $8,010,000 |
| EBIT | $438,486,000 | $186,771,000 | $128,767,000 | $-60,775,000 |
| Diluted Average Shares | $13,160,431 | $12,368,166 | $10,371,916 | $8,817,000 |
| Basic Average Shares | $12,164,565 | $10,382,720 | $8,656,517 | $8,817,000 |
| Diluted NI Availto Com Stockholders | $292,646,000 | $112,751,000 | $84,141,000 | $-55,048,000 |
| Otherunder Preferred Stock Dividend | $12,041,000 | $4,110,000 | $2,625,000 | $-3,463,000 |
| Minority Interests | $-21,390,000 | $-17,628,000 | $-10,223,000 | $-3,908,000 |
| Tax Provision | $108,935,000 | $45,846,000 | $28,393,000 | $-13,815,000 |
| Selling General And Administration | $72,125,000 | $63,152,000 | $53,868,000 | $56,511,000 |
| Salaries And Wages | $72,125,000 | $63,152,000 | $53,868,000 | $56,511,000 |
| Net Policyholder Benefits And Claims | $241,827,000 | $374,708,000 | $254,579,000 | $371,463,000 |
| Total Unusual Items | - | $0 | $0 | $833,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $0 | $833,000 |
| Impairment Of Capital Assets | - | $0 | $0 | $2,284,000 |
| Restructuring And Mergern Acquisition | - | $0 | $0 | $-3,117,000 |
Fetched: 2026-06-24
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,038,394,000 | $448,127,000 | $317,184,000 | $152,018,000 |
| Total Assets | $2,528,928,000 | $2,230,213,000 | $1,811,316,000 | $1,803,328,000 |
| Goodwill And Other Intangible Assets | $2,683,000 | $5,206,000 | $7,659,000 | $10,578,000 |
| Other Intangible Assets | $2,683,000 | $5,206,000 | $7,659,000 | $10,578,000 |
| Prepaid Assets | $50,127,000 | $92,060,000 | $89,114,000 | $69,453,000 |
| Receivables | $348,722,000 | $609,486,000 | $547,795,000 | $751,736,000 |
| Taxes Receivable | $1,332,000 | $463,000 | $0 | $2,807,000 |
| Accounts Receivable | $347,390,000 | $609,023,000 | $452,574,000 | $739,674,000 |
| Cash Cash Equivalents And Short Term Investments | $1,241,395,000 | $1,053,772,000 | $770,503,000 | $500,216,000 |
| Cash And Cash Equivalents | $1,210,126,000 | $532,471,000 | $536,478,000 | $234,863,000 |
| Accrued Interest Receivable | - | $6,008,000 | $3,507,000 | $1,952,000 |
| Other Receivables | - | - | $91,714,000 | $7,303,000 |
| Debt | ||||
| Total Debt | $67,877,000 | $229,254,000 | $209,903,000 | $212,408,000 |
| Long Term Debt And Capital Lease Obligation | $31,877,000 | $185,254,000 | $208,493,000 | $211,674,000 |
| Long Term Debt | $31,877,000 | $185,254,000 | $208,493,000 | $211,674,000 |
| Current Debt And Capital Lease Obligation | $36,000,000 | $44,000,000 | $1,410,000 | $734,000 |
| Current Debt | $36,000,000 | $44,000,000 | - | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,414,284,000 | $1,761,172,000 | $1,387,991,000 | $1,548,521,000 |
| Non Current Deferred Liabilities | $3,814,000 | $2,830,000 | - | $1,704,000 |
| Non Current Deferred Taxes Liabilities | $3,814,000 | $2,830,000 | - | $1,704,000 |
| Payables And Accrued Expenses | $42,117,000 | $28,436,000 | $40,340,000 | $40,786,000 |
| Payables | $42,117,000 | $28,436,000 | $20,618,000 | $26,252,000 |
| Total Tax Payable | $12,782,000 | $5,451,000 | $7,702,000 | $0 |
| Income Tax Payable | $12,782,000 | $5,451,000 | $7,702,000 | $0 |
| Accounts Payable | $29,335,000 | $22,985,000 | $12,916,000 | $26,252,000 |
| Other Payable | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $1,041,077,000 | $453,333,000 | $324,843,000 | $162,596,000 |
| Total Equity Gross Minority Interest | $1,114,644,000 | $469,041,000 | $423,325,000 | $254,807,000 |
| Stockholders Equity | $1,041,077,000 | $453,333,000 | $324,843,000 | $162,596,000 |
| Gains Losses Not Affecting Retained Earnings | $1,459,000 | $-749,000 | $-3,163,000 | $-9,886,000 |
| Other Equity Adjustments | $1,459,000 | $-749,000 | $-3,163,000 | $-9,886,000 |
| Retained Earnings | $611,509,000 | $331,793,000 | $238,438,000 | $172,482,000 |
| Long Term Equity Investment | $17,690,000 | $20,802,000 | $23,583,000 | $25,720,000 |
| Investments In Other Ventures Under Equity Method | $17,690,000 | $20,802,000 | $23,583,000 | $25,720,000 |
| Other | ||||
| Ordinary Shares Number | $12,992,147 | $10,767,184 | $9,738,183 | $8,598,682 |
| Share Issued | $12,992,147 | $10,767,184 | $9,738,183 | $8,598,682 |
| Tangible Book Value | $1,038,394,000 | $448,127,000 | $317,184,000 | $152,018,000 |
| Invested Capital | $1,108,954,000 | $682,587,000 | $533,336,000 | $374,270,000 |
| Total Capitalization | $1,072,954,000 | $638,587,000 | $533,336,000 | $374,270,000 |
| Minority Interest | $73,567,000 | $15,708,000 | $98,482,000 | $92,211,000 |
| Additional Paid In Capital | $428,109,000 | $122,289,000 | $89,568,000 | $0 |
| Capital Stock | $0 | $0 | $0 | $0 |
| Common Stock | $0 | $0 | $0 | $0 |
| Line Of Credit | $36,000,000 | $44,000,000 | - | $0 |
| Investments And Advances | $680,909,000 | $795,539,000 | $452,358,000 | $544,204,000 |
| Net PPE | $28,939,000 | $29,544,000 | $31,491,000 | $19,519,000 |
| Other Short Term Investments | $31,269,000 | $521,301,000 | $234,025,000 | $265,353,000 |
| Capital Lease Obligations | - | $1,185,000 | $1,410,000 | $734,000 |
| Current Capital Lease Obligation | - | $1,185,000 | $1,410,000 | $734,000 |
| Current Accrued Expenses | - | $17,677,000 | $19,722,000 | $14,534,000 |
| Long Term Capital Lease Obligation | - | - | - | $13,000 |
Fetched: 2026-06-24
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $440,816,000 | $327,764,000 | $222,370,000 | $-10,153,000 |
| Operating Activities | ||||
| Operating Cash Flow | $444,449,000 | $331,816,000 | $230,658,000 | $-12,000 |
| Cash Flow From Continuing Operating Activities | $444,449,000 | $331,816,000 | $230,658,000 | $-12,000 |
| Operating Gains Losses | $-2,201,000 | $-3,848,000 | $-7,416,000 | $-3,539,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,633,000 | $-4,052,000 | $-8,288,000 | $-10,141,000 |
| Investing Cash Flow | $87,272,000 | $-260,110,000 | $4,269,000 | $-434,537,000 |
| Cash Flow From Continuing Investing Activities | $87,272,000 | $-260,110,000 | $4,269,000 | $-434,537,000 |
| Net Other Investing Changes | - | - | - | $14,500,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,524,000 | $-1,037,000 | $-784,000 | $-88,312,000 |
| Issuance Of Capital Stock | $0 | $0 | $84,572,000 | $0 |
| Financing Cash Flow | $146,197,000 | $-75,174,000 | $67,117,000 | $41,067,000 |
| Cash Flow From Continuing Financing Activities | $146,197,000 | $-75,174,000 | $67,117,000 | $41,067,000 |
| Net Other Financing Charges | $158,656,000 | $-100,554,000 | $-7,495,000 | $-11,879,000 |
| Cash Dividends Paid | $-19,289,000 | $-16,598,000 | $-13,719,000 | $-15,233,000 |
| Common Stock Dividend Paid | $-19,289,000 | $-16,598,000 | $-13,719,000 | $-15,233,000 |
| Net Common Stock Issuance | $-1,524,000 | $-1,037,000 | $83,788,000 | $-88,312,000 |
| Common Stock Issuance | $0 | $0 | $84,572,000 | $0 |
| Dividends Received Cfi | $2,291,000 | $3,591,000 | $3,133,000 | $5,711,000 |
| Dividend Received Cfo | $1,000 | $1,020,000 | $1,148,000 | $3,490,000 |
| Other | ||||
| Repayment Of Debt | $-8,646,000 | $-985,000 | $-7,457,000 | $-16,009,000 |
| Issuance Of Debt | $17,000,000 | $44,000,000 | $12,000,000 | $172,500,000 |
| Interest Paid Supplemental Data | $5,684,000 | $12,666,000 | $9,248,000 | $6,155,000 |
| Income Tax Paid Supplemental Data | $104,389,000 | $46,154,000 | $18,987,000 | $146,000 |
| End Cash Position | $1,213,874,000 | $536,185,000 | $539,765,000 | $237,763,000 |
| Beginning Cash Position | $536,185,000 | $539,765,000 | $237,763,000 | $631,343,000 |
| Effect Of Exchange Rate Changes | $-229,000 | $-112,000 | $-42,000 | $-98,000 |
| Changes In Cash | $677,918,000 | $-3,468,000 | $302,044,000 | $-393,482,000 |
| Common Stock Payments | $-1,524,000 | $-1,037,000 | $-784,000 | $-88,312,000 |
| Net Issuance Payments Of Debt | $8,354,000 | $43,015,000 | $4,543,000 | $156,491,000 |
| Net Long Term Debt Issuance | $8,354,000 | $43,015,000 | $4,543,000 | $156,491,000 |
| Long Term Debt Payments | $-8,646,000 | $-985,000 | $-7,457,000 | $-16,009,000 |
| Long Term Debt Issuance | $17,000,000 | $44,000,000 | $12,000,000 | $172,500,000 |
| Net Investment Purchase And Sale | $114,987,000 | $-242,364,000 | $10,566,000 | $-442,466,000 |
| Sale Of Investment | $670,256,000 | $594,272,000 | $363,300,000 | $195,306,000 |
| Purchase Of Investment | $-555,269,000 | $-836,636,000 | $-352,734,000 | $-637,772,000 |
| Net Investment Properties Purchase And Sale | $-26,373,000 | $-16,066,000 | $341,000 | $-174,000 |
| Sale Of Investment Properties | $2,013,000 | $0 | $21,746,000 | $667,000 |
| Purchase Of Investment Properties | $-28,386,000 | $-16,066,000 | $-21,405,000 | $-841,000 |
| Net Business Purchase And Sale | $0 | $-1,233,000 | $-1,483,000 | $-1,967,000 |
| Purchase Of Business | $0 | $-1,233,000 | $-1,483,000 | $-1,967,000 |
| Net Intangibles Purchase And Sale | $0 | $0 | $-1,786,000 | $-3,800,000 |
| Purchase Of Intangibles | $0 | $0 | $-1,786,000 | $-3,800,000 |
| Net PPE Purchase And Sale | $-3,633,000 | $-4,038,000 | $-6,502,000 | $-6,341,000 |
| Sale Of PPE | $0 | $14,000 | $0 | $0 |
| Purchase Of PPE | $-3,633,000 | $-4,052,000 | $-6,502,000 | $-6,341,000 |
| Change In Working Capital | $107,143,000 | $195,851,000 | $138,952,000 | $49,130,000 |
| Change In Other Working Capital | $6,462,000 | $-2,714,000 | $10,509,000 | $1,277,000 |
| Change In Other Current Assets | $-10,887,000 | $37,987,000 | $-21,448,000 | $-15,581,000 |
| Change In Payables And Accrued Expense | $7,963,000 | $3,471,000 | $9,653,000 | $-3,808,000 |
| Change In Accrued Expense | $10,891,000 | $2,794,000 | $14,264,000 | $-8,397,000 |
| Change In Payable | $-2,928,000 | $677,000 | $-4,611,000 | $4,589,000 |
| Change In Account Payable | $-2,928,000 | $677,000 | $-4,611,000 | $4,589,000 |
| Change In Prepaid Assets | $51,211,000 | $3,564,000 | $-28,330,000 | $-41,944,000 |
| Change In Receivables | $261,722,000 | $-200,806,000 | $315,408,000 | $-580,513,000 |
| Changes In Account Receivables | $261,722,000 | $-200,806,000 | $315,408,000 | $-578,914,000 |
| Other Non Cash Items | $1,426,000 | $376,000 | $-1,000 | $-16,202,000 |
| Stock Based Compensation | $10,970,000 | $10,189,000 | $9,348,000 | $15,107,000 |
| Unrealized Gain Loss On Investment Securities | $-123,000 | $-2,644,000 | $-3,215,000 | $7,153,000 |
| Amortization Of Securities | $-2,461,000 | $-3,414,000 | $-4,497,000 | $-961,000 |
| Deferred Tax | $-1,918,000 | $2,406,000 | $-1,102,000 | $-9,881,000 |
| Deferred Income Tax | $-1,918,000 | $2,406,000 | $-1,102,000 | $-9,881,000 |
| Depreciation And Amortization | $11,217,000 | $4,299,000 | $8,184,000 | $8,010,000 |
| Earnings Losses From Equity Investments | $820,000 | $-597,000 | $-661,000 | $-4,458,000 |
| Gain Loss On Investment Securities | $-3,193,000 | $-3,384,000 | $-6,815,000 | $811,000 |
| Net Foreign Currency Exchange Gain Loss | $172,000 | $133,000 | $60,000 | $108,000 |
| Net Income From Continuing Operations | $320,395,000 | $127,581,000 | $89,257,000 | $-54,603,000 |
| Asset Impairment Charge | - | $0 | $0 | $2,284,000 |
| Net Short Term Debt Issuance | - | - | $0 | $-15,000,000 |
| Short Term Debt Payments | - | - | $0 | $-15,000,000 |
| Proceeds From Stock Option Exercised | - | - | - | $0 |
| Gain Loss On Sale Of PPE | - | - | - | $-3,117,000 |
Fetched: 2026-06-24