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HDB

HDFC Bank Limited

Price Chart
Latest Quote

$25.70

+0.68 (+2.73%)
Current Price
Previous Close $25.02
Open $25.40
Day High $25.70
Day Low $25.23
Volume 3,286,253
Fetched: 2026-06-24T18:42:55
Stock Information
Note: Financial values converted from INR to USD
Quarterly Dividend / Yield $0.42 / 1.67%
Shares Outstanding 5.13B
Quarterly Dividend Yield 1.67%
Quarterly Dividend $0.42
Total Debt $62.17B
Cash Equivalents $32.95B
Revenue $29.93B
Net Income $8.03B
Sector Financial Services
Industry Banks - Regional
Market Cap $131.94B
P/E Ratio 17.97
EPS (TTM) $1.43
Exchange NYQ
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Enterprise Value$3.63T
Sales$29.93B
Income$8.03B
Book/sh$2.42
Cash/sh$607.62
Employees211K
Financial Ratios
EPS Growth TTM8.00%
Returns & Margins
ROA1.70%
ROE13.82%
Operating Margin40.54%
Profit Margin26.83%
Ownership
Insider Ownership0.03%
Institutional Ownership13.52%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E17.45
PEG1.01
P/S0.05
P/B10.61
Analyst Data
Recommendationstrong_buy
Target Price$34.42
Technical Indicators
SMA20$24.12
SMA50$24.85
SMA200$31.22
RSI69.45
ATR0.6582
Shares Float25.56B
Short Float0.44%
Short Ratio2.68
Volatility0.43
Rel Volume0.34
Performance History
Week+1.71%
Month+3.89%
Quarter+2.32%
6 Months-28.39%
YTD-29.54%
Year-30.59%
3 Years-19.95%
5 Years-26.00%
10 Years+72.52%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-24 $25.70 3,286,253
2026-06-23 $25.02 6,219,300
2026-06-22 $25.09 10,807,500
2026-06-18 $25.06 8,683,600
2026-06-17 $24.76 6,302,100
2026-06-16 $25.27 8,632,700
2026-06-15 $24.74 10,040,700
2026-06-12 $24.17 7,574,200
2026-06-11 $23.81 15,317,800
2026-06-10 $23.20 13,223,700
2026-06-09 $23.29 20,862,200
2026-06-08 $23.01 12,181,900
2026-06-05 $23.41 9,124,600
2026-06-04 $24.03 9,322,400
2026-06-03 $23.55 8,281,400
2026-06-02 $23.54 7,663,400
2026-06-01 $23.60 6,999,100
2026-05-29 $23.78 9,220,300
2026-05-28 $23.66 9,583,000
2026-05-27 $23.78 10,388,100
2026-05-26 $24.80 7,250,400
About HDFC Bank Limited

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment, commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

Period:
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Income Statement (Annual)
Metric 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Revenue
Total Revenue $25,050,791,307 $20,988,447,980 $12,732,655,772 $10,768,303,417
Operating Revenue $25,050,791,307 $20,988,447,980 $12,732,655,772 $10,768,303,417
Expenses
Interest Expense $19,261,810,598 $16,203,182,406 $8,192,189,931 $6,172,070,050
Other Non Operating Income Expenses $-664,960,736 $-836,288,965 - -
General And Administrative Expense $11,882,331,441 $10,053,689,153 $4,227,614,598 $3,382,548,644
Other Non Interest Expense - $836,288,965 - -
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $7,114,424,427 $6,577,266,122 $5,233,520,548 $4,077,411,777
Net Interest Income $14,835,907,233 $13,182,949,451 $9,654,672,571 $7,910,165,369
Interest Income $34,097,717,831 $29,386,131,857 $17,846,862,502 $14,082,235,419
Normalized Income $7,114,424,427 $6,577,266,122 $5,233,520,548 $4,077,411,777
Net Income From Continuing And Discontinued Operation $7,114,424,427 $6,577,266,122 $5,233,520,548 $4,077,411,777
Net Income Common Stockholders $7,114,424,427 $6,577,266,122 $5,233,520,548 $4,077,411,777
Net Income $7,114,424,427 $6,577,266,122 $5,233,520,548 $4,077,411,777
Net Income Including Noncontrolling Interests $7,251,989,397 $6,629,821,370 $5,242,155,991 $4,083,777,181
Net Income Continuous Operations $7,251,989,397 $6,629,821,370 $5,242,155,991 $4,083,777,181
Pretax Income $9,100,712,389 $7,451,927,083 $6,996,892,626 $5,484,030,764
Depreciation Amortization Depletion Income Statement $665,708,613 $552,967,238 $248,127,151 $177,640,816
Depreciation And Amortization In Income Statement $665,708,613 $552,967,238 $248,127,151 $177,640,816
Amortization Of Intangibles Income Statement $266,586,399 $223,951,082 $0 $0
Depreciation Income Statement $399,122,214 $329,016,156 $248,127,151 $177,640,816
Net Income Extraordinary - $0 - -
Special Income Charges - $0 - -
Per Share
Diluted EPS $1.42 $1.40 $1.41 $1.10
Basic EPS $1.43 $2.81 $2.82 $2.21
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $665,708,613 $552,967,238 $248,127,151 $177,640,816
Diluted Average Shares $53,938,920 $50,051,779 $19,672,869 $39,178,885
Basic Average Shares $53,715,032 $49,853,498 $39,193,961 $19,482,522
Diluted NI Availto Com Stockholders $7,114,424,427 $6,577,266,122 $5,233,520,548 $4,077,411,777
Minority Interests $-137,564,970 $-52,555,248 $-8,635,442 $-6,365,404
Tax Provision $1,848,722,992 $822,105,713 $1,754,736,635 $1,400,253,583
Gain On Sale Of Security $469,738,476 $205,519,298 $153,958,050 $222,703,564
Amortization $266,586,399 $223,951,082 $0 $0
Selling General And Administration $11,882,331,441 $10,053,689,153 $4,227,614,598 $3,382,548,644
Other Gand A $3,092,467,505 $2,968,487,907 $2,117,854,073 $1,636,576,322
Insurance And Claims $5,628,798,802 $4,034,793,361 $0 $0
Salaries And Wages $3,161,065,133 $3,050,407,884 $2,109,760,525 $1,745,972,322
Occupancy And Equipment $821,118,051 $687,999,145 $476,083,810 $382,769,275
Total Unusual Items - $0 - -
Total Unusual Items Excluding Goodwill - $0 - -
Fetched: 2026-06-22
Balance Sheet (Annual)
Metric 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Assets
Net Tangible Assets $49,398,966,068 $41,425,825,878 $29,970,665,201 $25,667,602,718
Total Assets $509,017,549,369 $466,034,722,108 $272,062,631,617 $223,028,969,576
Goodwill And Other Intangible Assets $31,693,818,829 $31,960,405,228 $791,586,423 $791,586,423
Other Intangible Assets $14,480,923,484 $14,747,509,883 - -
Prepaid Assets $2,355,687,355 $2,469,712,162 $755,145,386 $601,895,072
Receivables $4,802,524,838 $4,004,814,909 $2,944,513,596 $1,991,444,932
Other Receivables $1,388,163,964 $1,364,640,703 $889,612,160 $549,638,763
Accounts Receivable $3,414,360,874 $2,640,174,206 $2,054,901,436 $1,441,806,169
Cash And Cash Equivalents $34,038,146,484 $36,189,350,794 $24,970,637,502 $16,892,939,273
Cash Cash Equivalents And Federal Funds Sold $80,033,361,388 $55,989,350,668 $51,813,795,902 $38,353,178,165
Cash Financial - $18,878,467,739 - -
Debt
Net Debt $41,723,215,718 $47,920,480,132 $7,290,887,443 $5,379,645,962
Total Debt $77,387,358,391 $85,494,068,536 $33,293,118,562 $23,097,975,057
Long Term Debt And Capital Lease Obligation $63,591,639,021 $71,616,758,762 $21,780,278,414 $17,244,174,132
Long Term Debt $61,965,642,831 $70,232,521,151 $20,748,684,796 $16,418,784,310
Current Debt And Capital Lease Obligation $13,795,719,370 $13,877,309,774 $11,512,840,149 $5,853,800,926
Current Debt $13,795,719,370 $13,877,309,774 $11,512,840,149 $5,853,800,926
Other Current Borrowings $13,795,719,370 $13,513,590,232 $11,304,623,001 $5,853,800,926
Liabilities
Total Liabilities Net Minority Interest $417,931,951,225 $382,731,143,597 $241,240,832,941 $196,521,031,119
Derivative Product Liabilities $1,516,522,022 $1,155,722,157 $1,043,473,028 $790,332,568
Non Current Deferred Liabilities $3,429,178,975 $3,043,841,779 - -
Non Current Deferred Taxes Liabilities $3,429,178,975 $3,043,841,779 - -
Current Notes Payable $0 $363,719,542 $208,217,148 -
Payables And Accrued Expenses $8,612,465,018 $7,961,420,284 $5,101,782,257 $4,480,728,651
Payables $7,535,594,219 $7,087,285,371 $4,619,207,341 $3,862,545,075
Other Payable $1,442,294,190 $1,473,088,124 $1,245,484,277 $1,383,122,134
Accounts Payable $6,093,300,028 $5,614,197,247 $3,373,723,064 $2,479,422,942
Equity
Common Stock Equity $81,092,784,897 $73,386,231,106 $30,762,251,625 $26,459,189,142
Total Equity Gross Minority Interest $91,085,598,144 $83,303,578,511 $30,821,798,676 $26,507,938,457
Stockholders Equity $81,092,784,897 $73,386,231,106 $30,762,251,625 $26,459,189,142
Gains Losses Not Affecting Retained Earnings $12,157,649,407 $9,143,563,196 $6,078,770,303 $5,402,951,621
Other Equity Adjustments $12,157,649,407 $9,143,563,196 $6,078,770,303 $5,402,951,621
Retained Earnings $22,173,250,714 $18,447,806,883 $15,293,279,334 $12,181,425,130
Other Equity Interest - $280,212,968 - -
Other
Treasury Shares Number $180 $127 - -
Ordinary Shares Number $161,664,025 $160,495,605 $117,880,235 $117,157,672
Share Issued $161,664,386 $160,495,860 $117,880,235 $117,157,672
Tangible Book Value $49,398,966,068 $41,425,825,878 $29,970,665,201 $25,667,602,718
Invested Capital $156,854,147,099 $157,496,062,032 $63,023,776,569 $48,731,774,377
Capital Lease Obligations $1,625,996,189 $1,384,237,611 $1,031,593,618 $825,389,822
Total Capitalization $143,058,427,728 $143,618,752,257 $51,510,936,421 $42,877,973,451
Minority Interest $9,992,813,247 $9,917,347,405 $59,547,051 $48,749,316
Treasury Stock $178,138,344 $178,159,471 - -
Additional Paid In Capital $46,859,191,156 $45,892,772,680 $9,331,262,322 $8,816,233,988
Capital Stock $80,831,964 $80,247,817 $58,939,666 $58,578,403
Common Stock $80,831,964 $80,247,817 $58,939,666 $58,578,403
Long Term Capital Lease Obligation $1,625,996,189 $1,384,237,611 $1,031,593,618 $825,389,822
Current Accrued Expenses $1,076,870,799 $874,134,912 $482,574,916 $618,183,576
Investments And Advances $73,744,525,372 $76,923,338,848 $31,328,696,490 $29,508,904,078
Available For Sale Securities $4,034,432,099 $3,354,813,822 $233,483,342 -
Trading Securities $6,606,123,816 $4,872,241,113 $1,434,815,422 $561,958,661
Goodwill $17,212,895,345 $17,212,895,345 $791,586,423 $791,586,423
Net PPE $3,324,621,992 $2,834,462,676 $1,875,596,911 $1,451,373,288
Accumulated Depreciation $-1,958,928,135 $-1,720,964,926 $-1,337,071,724 $-1,158,163,320
Gross PPE $5,283,550,128 $4,555,427,602 $3,212,668,634 $2,609,536,608
Other Properties $1,503,120,449 $1,281,346,450 $950,577,853 $756,033,753
Machinery Furniture Equipment $3,002,327,221 $2,594,256,893 $1,992,714,633 $1,613,142,848
Properties $778,102,458 $679,824,260 $269,376,148 $240,360,006
Other Short Term Investments $63,103,969,458 $68,696,283,913 $29,660,397,726 $28,946,945,417
Fetched: 2026-06-22
Cash Flow Statement (Annual)
Metric 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Free Cash Flow
Free Cash Flow $11,928,213,895 $10,230,325,406 $4,580,009,300 $5,859,359,298
Operating Activities
Operating Cash Flow $12,629,583,979 $10,799,028,690 $5,040,780,648 $6,137,430,043
Cash Flow From Continuing Operating Activities $12,629,583,979 $10,799,028,690 $5,040,780,648 $6,137,430,043
Operating Gains Losses $138,744,883 $41,288,505 $10,429,079 $-227,740,113
Investing Activities
Capital Expenditure $-701,370,084 $-568,703,284 $-460,771,349 $-278,070,744
Investing Cash Flow $-39,253,567,991 $-38,794,147,679 $-46,401,985,955 $-34,882,747,656
Cash Flow From Continuing Investing Activities $-39,253,567,991 $-38,794,147,679 $-46,401,985,955 $-34,882,747,656
Financing Activities
Financing Cash Flow $25,556,144,776 $35,358,715,271 $44,089,983,902 $30,761,267,131
Cash Flow From Continuing Financing Activities $25,556,144,776 $35,358,715,271 $44,089,983,902 $30,761,267,131
Net Other Financing Charges $63,445,940 $38,464,953 $8,690,371 $7,307,644
Cash Dividends Paid $-1,669,604,380 $-914,956,522 $-912,603,034 $-382,803,077
Common Stock Dividend Paid $-1,669,604,380 $-914,956,522 $-912,603,034 $-382,803,077
Repurchase Of Capital Stock - $-24,295,434 - -
Issuance Of Capital Stock - $802,777,111 - -
Net Common Stock Issuance - $778,481,678 - -
Common Stock Issuance - $802,777,111 - -
Other
Repayment Of Debt $-15,455,073,190 $-14,791,671,587 $-5,895,483,439 $-3,732,261,341
Issuance Of Debt $6,984,686,811 $12,208,721,577 $10,805,479,656 $7,636,254,426
Interest Paid Supplemental Data $19,054,000,135 $14,870,360,271 $7,874,760,585 $6,125,130,215
Income Tax Paid Supplemental Data $2,064,157,996 $2,110,041,507 $1,728,935,941 $1,567,389,265
End Cash Position $20,946,147,517 $22,035,233,637 $14,655,377,373 $11,852,274,821
Beginning Cash Position $22,035,233,637 $14,655,377,373 $11,852,274,821 $9,831,144,037
Effect Of Exchange Rate Changes $-21,246,885 $16,259,983 $74,323,957 $5,181,265
Changes In Cash $-1,067,839,236 $7,363,596,281 $2,728,778,596 $2,015,949,518
Proceeds From Stock Option Exercised $670,395,519 $891,805,087 $360,822,048 $275,671,834
Net Issuance Payments Of Debt $-8,612,327,696 $-235,270,641 $10,569,035,440 $7,228,621,415
Net Short Term Debt Issuance $-141,941,317 $2,347,679,368 $5,659,039,223 $3,324,628,330
Net Long Term Debt Issuance $-8,470,386,378 $-2,582,950,009 $4,909,996,217 $3,903,993,085
Long Term Debt Payments $-15,455,073,190 $-14,791,671,587 $-5,895,483,439 $-3,732,261,341
Long Term Debt Issuance $6,984,686,811 $12,208,721,577 $10,805,479,656 $7,636,254,426
Net Investment Purchase And Sale $-16,398,656,071 $-8,109,336,165 $-5,953,067,842 $-1,561,650,261
Sale Of Investment $33,359,160,945 $37,399,967,955 $10,898,414,971 $16,781,388,374
Purchase Of Investment $-49,757,817,016 $-45,509,304,120 $-16,851,482,813 $-18,343,038,636
Net Business Purchase And Sale $0 $1,582,376,379 $0 $0
Sale Of Business $0 $1,582,376,379 $0 $0
Net PPE Purchase And Sale $-691,027,624 $-552,500,343 $-456,262,961 $-275,967,605
Sale Of PPE $10,342,460 $16,202,942 $4,508,387 $2,103,139
Purchase Of PPE $-701,370,084 $-568,703,284 $-460,771,349 $-278,070,744
Change In Working Capital $1,780,785,566 $2,126,583,528 $-1,652,785,602 $622,251,476
Change In Other Working Capital $3,172,168,147 $3,229,712,409 $-928,423,587 $515,968,461
Change In Other Current Assets $-2,586,903,827 $821,946,208 $-1,200,591,597 $-277,048,224
Change In Payables And Accrued Expense $1,965,408,678 $-1,670,449,438 $1,019,136,398 $548,548,638
Change In Accrued Expense $1,760,915,070 $-1,807,262,307 $703,384,492 $501,882,391
Change In Payable $204,493,608 $136,812,868 $315,751,906 $46,666,246
Change In Account Payable $204,493,608 $136,812,868 $315,751,906 $46,666,246
Change In Receivables $-769,887,432 $-254,625,651 $-542,906,816 $-165,217,399
Changes In Account Receivables $-769,887,432 $-254,625,651 $-542,906,816 $-165,217,399
Other Non Cash Items $366,815,625 $197,345,469 $48,272,914 $8,352,348
Stock Based Compensation $260,213,601 $212,487,862 $148,039,471 $146,559,562
Deferred Tax $-164,930,079 $-603,511,247 $129,725,996 $-104,441,844
Deferred Income Tax $-164,930,079 $-603,511,247 $129,725,996 $-104,441,844
Depreciation Amortization Depletion $665,708,613 $552,967,238 $248,127,151 $177,640,816
Depreciation And Amortization $665,708,613 $552,967,238 $248,127,151 $177,640,816
Amortization Cash Flow $266,586,399 $223,951,082 $0 -
Amortization Of Intangibles $266,586,399 $223,951,082 $0 -
Depreciation $399,122,214 $329,016,156 $248,127,151 $177,640,816
Gain Loss On Investment Securities $-72,094,058 $-8,732,624 $7,608,696 $-176,889,770
Net Foreign Currency Exchange Gain Loss $213,214,613 $58,671,359 $2,922,846 $-50,840,836
Gain Loss On Sale Of PPE $-2,375,671 $-7,901,298 $-851,396 $-9,507
Net Income From Continuing Operations $7,251,989,397 $6,629,821,370 $5,242,155,991 $4,083,777,181
Other Cash Adjustment Outside Changein Cash - $1,181,149,969 - -
Common Stock Payments - $-24,295,434 - -
Taxes Refund Paid - $-2,412,942,185 - -
Change In Other Current Liabilities - $678,201,747 - -
Unrealized Gain Loss On Investment Securities - $-734,898,839 - -
Gain Loss On Sale Of Business - $-775,491,227 - -
Fetched: 2026-06-22