HFBL

Home Federal Bancorp, Inc. of Louisiana

Price Chart

Latest Quote

$20.06

-0.24 (-1.17%)

Current Price

Previous Close	$20.30
Open	$20.06
Day High	$20.06
Day Low	$20.06
Volume	496

Fetched: 2026-06-24T10:52:52

Stock Information

Quarterly Dividend / Yield	$0.54 / 2.69%
Shares Outstanding	3.05M
Quarterly Dividend Yield	2.69%
Quarterly Dividend	$0.54
Total Debt	$5.56M
Cash Equivalents	$28.94M
Revenue	$23.14M
Net Income	$5.93M
Sector	Financial Services
Industry	Banks - Regional
Market Cap	$61.27M
P/E Ratio	10.39
EPS (TTM)	$1.93
Exchange	NCM

🌐 Visit Website

📊 Comprehensive Analysis

Company Data

Enterprise Value	$37.13M
Sales	$23.14M
Income	$5.93M
Book/sh	$19.23
Cash/sh	$9.48
Employees	67

Financial Ratios

EPS Growth TTM

96.80%

Returns & Margins

ROA	0.94%
ROE	10.51%
Operating Margin	33.88%
Profit Margin	25.61%

Ownership

Insider Ownership	43.21%
Institutional Ownership	6.83%
Insider & Institutional transactions data not available

Valuation Ratios

P/S	2.65
P/B	1.04

Analyst Data

Recommendation

none

Technical Indicators

SMA20	$19.66
SMA50	$19.44
SMA200	$17.04
RSI	60.14
ATR	0.2250

Shares Float	1.93M
Short Float	0.15%
Short Ratio	1.48
Volatility	0.39
Rel Volume	0.28

Performance History

Week	+1.93%
Month	+5.47%
Quarter	+24.71%
6 Months	+34.17%
YTD	+14.35%
Year	+59.10%
3 Years	+67.54%
5 Years	+31.36%
10 Years	+141.06%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-06-23	$20.06	400
2026-06-22	$20.20	900
2026-06-18	$20.30	3,700
2026-06-17	$19.50	600
2026-06-16	$19.51	700
2026-06-15	$19.68	200
2026-06-12	$19.40	500
2026-06-11	$20.00	0
2026-06-10	$20.00	2,700
2026-06-09	$19.99	0
2026-06-08	$19.99	200
2026-06-05	$19.50	6,100
2026-06-04	$19.50	500
2026-06-03	$19.42	900
2026-06-02	$19.50	1,700
2026-06-01	$19.02	1,000
2026-05-29	$19.55	300
2026-05-28	$19.64	1,600
2026-05-27	$19.50	3,700
2026-05-26	$19.04	2,600

About Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four family residential real estate, commercial real estate secured, multifamily residential, commercial business, land, construction, home equity and second mortgage, consumer non-real estate loans, as well as equity lines of credit. Home Federal Bancorp, Inc. was founded in 1924 and is based in Shreveport, Louisiana.

📰 Latest News

Home Federal Bancorp of Louisiana's (NASDAQ:HFBL) investors will be pleased with their favorable 42% return over the last year

Simply Wall St. • 2025-12-10T11:53:05Z

Home Federal Bancorp of Louisiana Full Year 2025 Earnings: EPS: US$1.27 (vs US$1.18 in FY 2024)

Simply Wall St. • 2025-07-31T11:13:59Z

Period:

Income Statement (Annual)

Metric	2025-06-30	2024-06-30	2023-06-30	2022-06-30
Revenue
Total Revenue	$20,542,000	$20,380,000	$23,449,000	$20,613,000
Operating Revenue	$20,542,000	$20,380,000	$23,449,000	$20,613,000
Expenses
Interest Expense	$11,791,000	$12,913,000	$5,079,000	$1,877,000
Selling And Marketing Expense	$145,000	$360,000	$340,000	$329,000
General And Administrative Expense	$9,287,000	$9,917,000	$9,385,000	$9,173,000
Professional Expense And Contract Services Expense	$1,092,000	$1,106,000	$1,547,000	$686,000
Other Non Interest Expense	$2,852,000	$2,352,000	$2,289,000	$2,276,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$3,888,000	$3,593,000	$5,704,000	$4,873,000
Net Interest Income	$18,671,000	$18,951,000	$21,552,000	$17,357,000
Interest Income	$30,462,000	$31,864,000	$26,631,000	$19,234,000
Normalized Income	$4,109,275	$3,959,445	$5,700,628	$4,911,976
Net Income From Continuing And Discontinued Operation	$3,888,000	$3,593,000	$5,704,000	$4,873,000
Net Income Common Stockholders	$3,888,000	$3,593,000	$5,704,000	$4,873,000
Net Income	$3,888,000	$3,593,000	$5,704,000	$4,873,000
Net Income Including Noncontrolling Interests	$3,888,000	$3,593,000	$5,704,000	$4,873,000
Pretax Income	$4,654,000	$4,069,000	$6,770,000	$6,000,000
Depreciation Amortization Depletion Income Statement	$284,000	$334,000	$174,000	$0
Depreciation And Amortization In Income Statement	$284,000	$334,000	$174,000	$0
Amortization Of Intangibles Income Statement	$284,000	$334,000	$174,000	$0
Special Income Charges	-	$0	$4,000	-
Per Share
Diluted EPS	-	$1.18	$1.80	$1.41
Basic EPS	-	$1.18	$1.89	$1.50
Other
Tax Effect Of Unusual Items	$-43,725	$-48,555	$628	$-9,024
Tax Rate For Calcs	$0	$0	$0	$0
Total Unusual Items	$-265,000	$-415,000	$4,000	$-48,000
Total Unusual Items Excluding Goodwill	$-265,000	$-415,000	$4,000	$-48,000
Reconciled Depreciation	$1,367,000	$1,278,000	$869,000	$763,000
Diluted Average Shares	$3,078,367	$3,045,009	$3,163,007	$3,456,028
Diluted NI Availto Com Stockholders	$3,888,000	$3,593,000	$5,704,000	$4,873,000
Tax Provision	$766,000	$476,000	$1,066,000	$1,127,000
Gain On Sale Of Security	$-6,000	$26,000	$0	-
Amortization	$284,000	$334,000	$174,000	$0
Selling General And Administration	$9,432,000	$10,277,000	$9,725,000	$9,502,000
Insurance And Claims	$347,000	$393,000	$297,000	$154,000
Salaries And Wages	$8,940,000	$9,524,000	$9,088,000	$9,019,000
Occupancy And Equipment	$2,354,000	$2,202,000	$2,080,000	$1,813,000
Basic Average Shares	-	$3,044,081	$3,020,748	$3,250,320
Other Special Charges	-	-	$-4,000	-
Other Gand A	-	-	-	$820,000

Fetched: 2026-06-24

Balance Sheet (Annual)

Metric	2025-06-30	2024-06-30	2023-06-30	2022-06-30
Assets
Net Tangible Assets	$51,300,000	$48,614,000	$46,019,000	$52,347,000
Total Assets	$609,492,000	$637,512,000	$660,915,000	$590,480,000
Goodwill And Other Intangible Assets	$3,905,000	$4,189,000	$4,523,000	$0
Other Intangible Assets	$915,000	$1,199,000	$1,533,000	-
Receivables	$1,836,000	$1,775,000	$1,790,000	$1,124,000
Accounts Receivable	$1,836,000	$1,775,000	$1,790,000	$1,124,000
Cash And Cash Equivalents	$16,197,000	$15,248,000	$19,790,000	$42,253,000
Cash Financial	$2,070,000	$1,920,000	$1,825,000	$1,495,000
Cash Cash Equivalents And Federal Funds Sold	$17,347,000	$34,948,000	$24,765,000	$64,078,000
Debt
Total Debt	$4,000,000	$7,000,000	$8,550,000	$3,182,000
Current Debt And Capital Lease Obligation	$4,000,000	$7,000,000	$8,550,000	$3,182,000
Current Debt	$4,000,000	$7,000,000	$8,550,000	$3,182,000
Other Current Borrowings	-	-	$0	$832,000
Long Term Debt And Capital Lease Obligation	-	-	-	-
Long Term Debt	-	-	-	-
Liabilities
Total Liabilities Net Minority Interest	$554,287,000	$584,709,000	$610,373,000	$538,133,000
Payables And Accrued Expenses	-	-	$3,908,000	$2,606,000
Equity
Common Stock Equity	$55,205,000	$52,803,000	$50,542,000	$52,347,000
Total Equity Gross Minority Interest	$55,205,000	$52,803,000	$50,542,000	$52,347,000
Stockholders Equity	$55,205,000	$52,803,000	$50,542,000	$52,347,000
Other Equity Interest	$-321,000	$-408,000	$-523,000	$-639,000
Gains Losses Not Affecting Retained Earnings	$-1,934,000	$-2,615,000	$-2,654,000	$-1,699,000
Other Equity Adjustments	$-1,934,000	$-2,615,000	$-2,654,000	$-1,699,000
Retained Earnings	$15,241,000	$14,055,000	$12,707,000	$14,506,000
Other
Ordinary Shares Number	$3,084,764	$3,142,168	$3,133,351	$3,387,839
Share Issued	$3,084,764	$3,142,168	$3,133,351	$3,387,839
Tangible Book Value	$51,300,000	$48,614,000	$46,019,000	$52,347,000
Invested Capital	$59,205,000	$59,803,000	$59,092,000	$55,529,000
Additional Paid In Capital	$42,187,000	$41,739,000	$40,981,000	$40,145,000
Capital Stock	$32,000	$32,000	$31,000	$34,000
Common Stock	$32,000	$32,000	$31,000	$34,000
Preferred Stock	$0	$0	$0	$0
Line Of Credit	$4,000,000	$7,000,000	$8,550,000	$2,350,000
Investments And Advances	$96,230,000	$95,953,000	$113,974,000	$108,049,000
Held To Maturity Securities	$61,334,000	$67,302,000	$72,879,000	$79,950,000
Available For Sale Securities	$650,000	$1,614,000	$1,544,000	-
Goodwill	$2,990,000	$2,990,000	$2,990,000	$0
Net PPE	$17,266,000	$18,303,000	$16,561,000	$16,249,000
Accumulated Depreciation	$-8,652,000	$-7,592,000	$-6,712,000	$-5,843,000
Gross PPE	$25,918,000	$25,895,000	$23,273,000	$22,092,000
Leases	$321,000	$230,000	$294,000	$0
Construction In Progress	$0	$2,726,000	$196,000	$435,000
Other Properties	$3,329,000	$3,153,000	$3,049,000	$2,829,000
Buildings And Improvements	$16,706,000	$15,066,000	$15,014,000	$14,258,000
Land And Improvements	$5,562,000	$4,720,000	$4,720,000	$4,570,000
Other Short Term Investments	$34,246,000	$27,037,000	$39,551,000	$28,099,000
Current Accrued Expenses	-	-	$3,908,000	$2,606,000
Total Capitalization	-	-	-	-

Fetched: 2026-06-24

Cash Flow Statement (Annual)

Metric	2025-06-30	2024-06-30	2023-06-30	2022-06-30
Free Cash Flow
Free Cash Flow	$5,426,000	$-368,000	$10,924,000	$14,485,000
Operating Activities
Operating Cash Flow	$5,472,000	$2,318,000	$12,105,000	$17,059,000
Cash Flow From Continuing Operating Activities	$5,472,000	$2,318,000	$12,105,000	$17,059,000
Operating Gains Losses	$-378,000	$-291,000	$-479,000	$-1,982,000
Investing Activities
Capital Expenditure	$-46,000	$-2,686,000	$-1,181,000	$-2,574,000
Investing Cash Flow	$10,213,000	$34,484,000	$-115,314,000	$-78,793,000
Cash Flow From Continuing Investing Activities	$10,213,000	$34,484,000	$-115,314,000	$-78,793,000
Net Other Investing Changes	$1,109,000	$348,000	$-1,075,000	$799,000
Financing Activities
Repurchase Of Capital Stock	$-1,073,000	$-487,000	$-5,963,000	$-4,484,000
Financing Cash Flow	$-33,286,000	$-26,619,000	$63,896,000	$21,407,000
Cash Flow From Continuing Financing Activities	$-33,286,000	$-26,619,000	$63,896,000	$21,407,000
Net Other Financing Charges	$22,000	$-33,000	$323,000	$45,000
Cash Dividends Paid	$-1,629,000	$-1,569,000	$-1,530,000	$-1,353,000
Common Stock Dividend Paid	$-1,629,000	$-1,569,000	$-1,530,000	$-1,353,000
Net Common Stock Issuance	$-1,073,000	$-487,000	$-5,963,000	$-4,484,000
Other
Repayment Of Debt	$-3,000,000	$-796,951,000	$-184,833,000	$-3,235,000
Issuance Of Debt	$0	$795,401,000	$190,201,000	$3,150,000
Interest Paid Supplemental Data	$11,752,000	$12,913,000	$5,079,000	$1,892,000
Income Tax Paid Supplemental Data	$685,000	$680,000	$950,000	$1,115,000
End Cash Position	$17,347,000	$34,948,000	$24,765,000	$64,078,000
Beginning Cash Position	$34,948,000	$24,765,000	$64,078,000	$104,405,000
Changes In Cash	$-17,601,000	$10,183,000	$-39,313,000	$-40,327,000
Proceeds From Stock Option Exercised	$111,000	$374,000	$328,000	$1,889,000
Common Stock Payments	$-1,073,000	$-487,000	$-5,963,000	$-4,484,000
Net Issuance Payments Of Debt	$-3,000,000	$-1,550,000	$5,368,000	$-85,000
Net Long Term Debt Issuance	$-3,000,000	$-1,550,000	$5,368,000	$-85,000
Long Term Debt Payments	$-3,000,000	$-796,951,000	$-184,833,000	$-3,235,000
Long Term Debt Issuance	$0	$795,401,000	$190,201,000	$3,150,000
Net Investment Purchase And Sale	$-690,000	$18,424,000	$-5,932,000	$-26,386,000
Sale Of Investment	$12,005,000	$21,091,000	$16,247,000	$17,717,000
Purchase Of Investment	$-12,695,000	$-2,667,000	$-22,179,000	$-44,103,000
Net PPE Purchase And Sale	$-46,000	$-2,686,000	$-1,181,000	$-2,574,000
Purchase Of PPE	$-46,000	$-2,686,000	$-1,181,000	$-2,574,000
Change In Working Capital	$257,000	$-638,000	$601,000	$294,000
Change In Other Current Liabilities	$273,000	$-727,000	$1,302,000	$-111,000
Change In Other Current Assets	$45,000	$74,000	$-35,000	$366,000
Change In Receivables	$-61,000	$15,000	$-666,000	$39,000
Changes In Account Receivables	$-61,000	$15,000	$-666,000	$39,000
Other Non Cash Items	$463,000	$-1,915,000	$4,333,000	$13,096,000
Stock Based Compensation	$424,000	$500,000	$619,000	$675,000
Amortization Of Securities	$-189,000	$-258,000	$-27,000	$109,000
Deferred Tax	$-163,000	$122,000	$-174,000	$-324,000
Deferred Income Tax	$-163,000	$122,000	$-174,000	$-324,000
Depreciation Amortization Depletion	$1,367,000	$1,278,000	$869,000	$763,000
Depreciation And Amortization	$1,367,000	$1,278,000	$869,000	$763,000
Amortization Cash Flow	$284,000	$334,000	$0	-
Amortization Of Intangibles	$284,000	$334,000	$0	-
Depreciation	$1,083,000	$944,000	$869,000	$763,000
Gain Loss On Investment Securities	$6,000	$-26,000	$0	-
Net Income From Continuing Operations	$3,888,000	$3,593,000	$5,704,000	$4,873,000
Net Business Purchase And Sale	-	$0	$-10,244,000	$0
Purchase Of Business	-	$0	$-10,244,000	$0

Fetched: 2026-06-24