HGTY
Hagerty, Inc.
Price Chart
Latest Quote
$11.48
+0.25 (+2.23%)
Current Price
| Previous Close | $11.23 |
| Open | $11.23 |
| Day High | $11.51 |
| Day Low | $11.22 |
| Volume | 166,732 |
Stock Information
| Shares Outstanding | 101.80M |
| Total Debt | $235.26M |
| Cash Equivalents | $933.28M |
| Revenue | $1.44B |
| Net Income | $25.97M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $3.94B |
| P/E Ratio | 47.83 |
| EPS (TTM) | $0.24 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $960.58M |
| Sales | $1.44B |
| Income | $25.97M |
| Book/sh | $2.16 |
| Cash/sh | $9.17 |
| Employees | 2K |
Financial Ratios
| Quick Ratio | 1.16 |
| Current Ratio | 1.53 |
| Debt/Eq | 32.05 |
Returns & Margins
| ROA | 5.98% |
| ROE | 15.00% |
| Gross Margin | 60.01% |
| Operating Margin | 12.69% |
| Profit Margin | 1.98% |
Ownership
| Insider Ownership | 6.17% |
| Institutional Ownership | 90.51% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 20.14 |
| PEG | 0.23 |
| P/S | 2.74 |
| P/B | 5.31 |
Analyst Data
| Recommendation | hold |
| Target Price | $12.86 |
Technical Indicators
| SMA20 | $10.62 |
| SMA50 | $10.56 |
| SMA200 | $11.69 |
| RSI | 74.73 |
| ATR | 0.4068 |
| Shares Float | 47.26M |
| Short Float | 2.23% |
| Short Ratio | 6.13 |
| Volatility | 0.82 |
| Rel Volume | 0.97 |
Performance History
| Week | +3.52% |
| Month | +7.29% |
| Quarter | +8.71% |
| 6 Months | -12.57% |
| YTD | -12.70% |
| Year | +14.57% |
| 3 Years | +19.21% |
| 5 Years | +16.31% |
| 10 Years | +17.74% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $11.48 | 166,732 |
| 2026-06-23 | $11.23 | 164,100 |
| 2026-06-22 | $10.84 | 117,800 |
| 2026-06-18 | $10.87 | 219,000 |
| 2026-06-17 | $10.83 | 127,200 |
| 2026-06-16 | $11.09 | 211,300 |
| 2026-06-15 | $10.69 | 120,400 |
| 2026-06-12 | $10.84 | 154,200 |
| 2026-06-11 | $10.89 | 204,100 |
| 2026-06-10 | $10.82 | 152,500 |
| 2026-06-09 | $10.62 | 218,700 |
| 2026-06-08 | $10.23 | 138,300 |
| 2026-06-05 | $10.45 | 118,600 |
| 2026-06-04 | $10.16 | 267,900 |
| 2026-06-03 | $10.09 | 194,600 |
| 2026-06-02 | $10.39 | 120,200 |
| 2026-06-01 | $10.29 | 184,900 |
| 2026-05-29 | $10.22 | 209,400 |
| 2026-05-28 | $10.17 | 164,300 |
| 2026-05-27 | $10.15 | 167,000 |
| 2026-05-26 | $10.35 | 142,400 |
About Hagerty, Inc.
Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are bundled with insurance policies and give subscribers access to an array of products and services, such as emergency roadside assistance, the Hagerty Drivers Club magazine, special access to automotive enthusiast events, a proprietary vehicle valuation tool, and special vehicle-related discounts; and reinsurance services. In addition, the company offers marketplace services comprising live auctions, online sale platforms, and brokered private sales services where automotive collectors and enthusiasts can buy, sell, and finance collector cars. The company was founded in 1984 and is headquartered in Traverse City, Michigan. Hagerty, Inc. is a subsidiary of Hagerty Holding Corp.
đ° Latest News
Are Options Traders Betting on a Big Move in Hagerty Stock?
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How Agero Partnership Renewal and Media Wins Will Impact Hagerty (HGTY) Investors
Simply Wall St. âĸ 2026-06-08T15:10:42Z
Hagerty Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-10T20:06:33Z
Assessing Hagerty (HGTY) Valuation After Recent Share Price Weakness And Mixed Fair Value Signals
Simply Wall St. âĸ 2026-05-10T16:09:37Z
Hagerty, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-05-06T20:47:06Z
Hagerty HGTY Q1 2026 Earnings Call Transcript
Motley Fool âĸ 2026-05-06T15:39:32Z
Hagerty, Inc. (HGTY) Reports Q1 Loss, Beats Revenue Estimates
Zacks âĸ 2026-05-06T12:25:04Z
Markel Group Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-02T03:09:01Z
Markel Corporation Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-29T20:46:05Z
Hagerty Board Shift May Influence Valuation And Growth Priorities
Simply Wall St. âĸ 2026-04-28T00:16:24Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,456,389,000 | $1,232,966,000 | $1,038,660,000 | $829,487,000 |
| Operating Revenue | $1,456,389,000 | $1,232,966,000 | $1,038,660,000 | $829,487,000 |
| Expenses | ||||
| Interest Expense | $8,696,000 | $4,064,000 | $4,083,000 | - |
| Total Expenses | $1,317,207,000 | $1,139,284,000 | $993,888,000 | $818,391,000 |
| Other Income Expense | $201,575,000 | $133,474,000 | $102,835,000 | $77,289,000 |
| Net Non Operating Interest Income Expense | $-40,896,000 | $-5,664,000 | $-4,083,000 | $2,028,000 |
| Total Other Finance Cost | $32,200,000 | $1,600,000 | - | - |
| Interest Expense Non Operating | $8,696,000 | $4,064,000 | $4,083,000 | - |
| Selling And Marketing Expense | $258,202,000 | $190,523,000 | $156,378,000 | $140,781,000 |
| General And Administrative Expense | $358,104,000 | $303,967,000 | $302,330,000 | $288,610,000 |
| Loss Adjustment Expense | $285,394,000 | $298,593,000 | $220,658,000 | $182,402,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $49,018,000 | $17,017,000 | $20,231,000 | $32,078,000 |
| Net Interest Income | $-40,896,000 | $-5,664,000 | $-4,083,000 | $2,028,000 |
| Interest Income | $39,210,000 | $39,573,000 | $26,904,000 | - |
| Normalized Income | $49,018,000 | $16,944,282 | $28,302,913 | $46,553,960 |
| Net Income From Continuing And Discontinued Operation | $49,018,000 | $17,017,000 | $20,231,000 | $32,078,000 |
| Average Dilution Earnings | $88,797,000 | $44,000 | $15,888,000 | $-56,034,000 |
| Net Income Common Stockholders | $38,683,000 | $8,900,000 | $15,881,000 | $32,078,000 |
| Net Income | $49,018,000 | $17,017,000 | $20,231,000 | $32,078,000 |
| Net Income Including Noncontrolling Interests | $149,225,000 | $78,303,000 | $28,179,000 | $2,403,000 |
| Net Income Continuous Operations | $149,225,000 | $78,303,000 | $28,179,000 | $2,403,000 |
| Pretax Income | $139,182,000 | $93,682,000 | $44,772,000 | $11,096,000 |
| Special Income Charges | $0 | $87,000 | $-12,825,000 | $-18,324,000 |
| Depreciation And Amortization In Income Statement | $37,524,000 | $38,905,000 | $45,809,000 | $33,887,000 |
| Earnings From Equity Interest Net Of Tax | - | $0 | $0 | $-1,676,000 |
| Per Share | ||||
| Diluted EPS | $0.37 | $0.10 | $0.09 | $-0.07 |
| Basic EPS | $0.41 | $0.10 | $0.19 | $0.39 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $14,282 | $-4,753,087 | $-3,848,040 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $87,000 | $-12,825,000 | $-18,324,000 |
| Total Unusual Items Excluding Goodwill | $0 | $87,000 | $-12,825,000 | $-18,324,000 |
| Reconciled Depreciation | $37,524,000 | $38,905,000 | $45,809,000 | $33,887,000 |
| EBIT | $147,878,000 | $97,746,000 | $48,855,000 | - |
| Diluted Average Shares | $346,973,000 | $88,504,000 | $340,323,000 | $336,147,000 |
| Basic Average Shares | $94,404,000 | $87,529,000 | $84,180,000 | $82,728,000 |
| Diluted NI Availto Com Stockholders | $127,480,000 | $8,944,000 | $31,769,000 | $-23,956,000 |
| Otherunder Preferred Stock Dividend | $10,335,000 | $8,117,000 | $4,350,000 | - |
| Minority Interests | $-100,207,000 | $-61,286,000 | $-7,948,000 | $29,675,000 |
| Tax Provision | $-10,043,000 | $15,379,000 | $16,593,000 | $7,017,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $8,412,000 | $18,324,000 |
| Selling General And Administration | $616,306,000 | $494,490,000 | $458,708,000 | $429,391,000 |
| Other Gand A | $94,517,000 | $82,504,000 | $85,434,000 | $89,068,000 |
| Salaries And Wages | $263,587,000 | $221,463,000 | $216,896,000 | $199,542,000 |
| Net Policyholder Benefits And Claims | $285,394,000 | $298,593,000 | $220,658,000 | $182,402,000 |
| Policyholder Benefits Gross | $307,907,000 | $313,377,000 | $222,895,000 | $187,754,000 |
| Policyholder Benefits Ceded | $22,513,000 | $14,784,000 | $2,237,000 | $5,352,000 |
| Other Special Charges | - | $-87,000 | $4,013,000 | - |
| Preferred Stock Dividends | - | - | $673,000 | - |
| Write Off | - | - | $400,000 | - |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $18,237,000 | $-53,908,000 | $-113,434,000 | $-159,813,000 |
| Total Assets | $2,093,976,000 | $1,709,338,000 | $1,588,212,000 | $1,312,518,000 |
| Goodwill And Other Intangible Assets | $203,079,000 | $204,230,000 | $206,138,000 | $219,065,000 |
| Other Intangible Assets | $88,915,000 | $90,107,000 | $91,924,000 | $104,024,000 |
| Prepaid Assets | $99,628,000 | $79,765,000 | - | $42,735,000 |
| Receivables | $434,821,000 | $327,840,000 | $341,084,000 | $256,533,000 |
| Other Receivables | $28,904,000 | $20,430,000 | $79,115,000 | $60,151,000 |
| Notes Receivable | $113,887,000 | $56,972,000 | $52,914,000 | $37,427,000 |
| Accounts Receivable | $292,030,000 | $250,438,000 | $209,055,000 | $158,955,000 |
| Cash Cash Equivalents And Short Term Investments | $478,297,000 | $682,472,000 | $119,272,000 | $95,172,000 |
| Cash And Cash Equivalents | $160,177,000 | $104,784,000 | $108,326,000 | $95,172,000 |
| Debt | ||||
| Net Debt | $17,730,000 | $976,000 | $22,354,000 | $13,108,000 |
| Total Debt | $177,907,000 | $105,760,000 | $181,139,000 | $189,052,000 |
| Long Term Debt And Capital Lease Obligation | $24,539,000 | $25,271,000 | $81,753,000 | $84,052,000 |
| Long Term Debt | $24,539,000 | $25,271,000 | $31,294,000 | $3,280,000 |
| Current Debt And Capital Lease Obligation | $153,368,000 | $80,489,000 | $99,386,000 | $105,000,000 |
| Current Debt | $153,368,000 | $80,489,000 | $99,386,000 | $105,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,433,568,000 | $1,185,832,000 | $1,177,703,000 | $945,149,000 |
| Non Current Deferred Liabilities | $23,489,000 | $18,065,000 | $33,272,000 | $32,019,000 |
| Non Current Deferred Taxes Liabilities | $23,489,000 | $18,065,000 | $15,937,000 | $12,850,000 |
| Current Deferred Liabilities | $46,450,000 | $47,239,000 | $30,316,000 | $25,257,000 |
| Payables And Accrued Expenses | $293,465,000 | $234,667,000 | $271,026,000 | $200,762,000 |
| Payables | $293,465,000 | $234,667,000 | $271,026,000 | $200,762,000 |
| Other Payable | $181,518,000 | $175,775,000 | $170,740,000 | $132,591,000 |
| Accounts Payable | $111,947,000 | $58,892,000 | $100,286,000 | $68,171,000 |
| Derivative Product Liabilities | - | $0 | $34,018,000 | $45,561,000 |
| Current Notes Payable | - | $-792,000 | $-3,654,000 | $0 |
| Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $221,316,000 | $150,322,000 | $92,704,000 | $59,252,000 |
| Total Equity Gross Minority Interest | $660,408,000 | $523,506,000 | $410,509,000 | $367,369,000 |
| Stockholders Equity | $221,316,000 | $150,322,000 | $92,704,000 | $59,252,000 |
| Gains Losses Not Affecting Retained Earnings | $1,229,000 | $-1,514,000 | $-88,000 | $-213,000 |
| Other Equity Adjustments | $1,229,000 | $-1,514,000 | $-88,000 | $-213,000 |
| Retained Earnings | $-402,960,000 | $-451,978,000 | $-468,995,000 | $-489,602,000 |
| Preferred Securities Outside Stock Equity | $86,618,000 | $84,663,000 | $82,836,000 | $0 |
| Other | ||||
| Ordinary Shares Number | $100,706,893 | $90,032,391 | $84,588,536 | $83,202,969 |
| Share Issued | $100,706,893 | $90,032,391 | $84,588,536 | $83,202,969 |
| Tangible Book Value | $18,237,000 | $-53,908,000 | $-113,434,000 | $-159,813,000 |
| Invested Capital | $399,223,000 | $256,082,000 | $223,384,000 | $167,532,000 |
| Total Capitalization | $245,855,000 | $175,593,000 | $123,998,000 | $62,532,000 |
| Minority Interest | $439,092,000 | $373,184,000 | $317,805,000 | $308,117,000 |
| Additional Paid In Capital | $623,013,000 | $603,780,000 | $561,754,000 | $549,034,000 |
| Capital Stock | $34,000 | $34,000 | $33,000 | $33,000 |
| Common Stock | $34,000 | $34,000 | $33,000 | $33,000 |
| Current Deferred Revenue | $46,450,000 | $47,239,000 | $30,316,000 | $25,257,000 |
| Line Of Credit | $153,368,000 | $80,489,000 | $103,040,000 | $105,000,000 |
| Investments And Advances | $731,142,000 | $589,527,000 | $10,946,000 | - |
| Goodwill | $114,164,000 | $114,123,000 | $114,214,000 | $115,041,000 |
| Net PPE | $56,910,000 | $62,690,000 | $71,279,000 | $107,654,000 |
| Other Short Term Investments | $318,120,000 | $577,688,000 | $10,946,000 | - |
| Capital Lease Obligations | - | $43,178,000 | $50,459,000 | $80,772,000 |
| Non Current Deferred Revenue | - | $15,334,000 | $17,335,000 | $19,169,000 |
| Long Term Capital Lease Obligation | - | $43,178,000 | $50,459,000 | $80,772,000 |
| Treasury Shares Number | - | - | $0 | - |
| Preferred Stock | - | - | - | $0 |
| Current Capital Lease Obligation | - | - | - | $7,556,000 |
| Current Accrued Expenses | - | - | - | $61,163,000 |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $194,451,000 | $155,680,000 | $107,303,000 | $10,953,000 |
| Operating Activities | ||||
| Operating Cash Flow | $218,986,000 | $177,024,000 | $133,706,000 | $55,328,000 |
| Cash Flow From Continuing Operating Activities | $218,986,000 | $177,024,000 | $133,706,000 | $55,328,000 |
| Operating Gains Losses | $-1,152,000 | $-1,723,000 | $1,894,000 | $-30,419,000 |
| Investing Activities | ||||
| Capital Expenditure | $-24,535,000 | $-21,344,000 | $-26,403,000 | $-44,375,000 |
| Investing Cash Flow | $-185,197,000 | $-618,564,000 | $-52,647,000 | $-91,521,000 |
| Cash Flow From Continuing Investing Activities | $-185,197,000 | $-618,564,000 | $-52,647,000 | $-91,521,000 |
| Net Other Investing Changes | $-34,002,000 | $-5,003,000 | $-14,461,000 | $-6,474,000 |
| Capital Expenditure Reported | $-24,535,000 | $-21,344,000 | $-26,403,000 | $-44,375,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-5,600,000 | $-5,600,000 | $0 | $0 |
| Issuance Of Capital Stock | $0 | $0 | $79,159,000 | $0 |
| Financing Cash Flow | $29,928,000 | $-46,922,000 | $103,161,000 | $-28,084,000 |
| Cash Flow From Continuing Financing Activities | $29,928,000 | $-46,922,000 | $103,161,000 | $-28,084,000 |
| Net Other Financing Charges | $-33,782,000 | $-12,519,000 | $2,305,000 | $49,000 |
| Net Preferred Stock Issuance | $-5,600,000 | $-5,600,000 | $0 | $0 |
| Net Common Stock Issuance | $0 | $0 | $79,159,000 | $0 |
| Common Stock Issuance | $0 | $0 | $79,159,000 | $0 |
| Preferred Stock Issuance | - | $0 | $79,159,000 | $0 |
| Cash Dividends Paid | - | - | $0 | $0 |
| Common Stock Dividend Paid | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-187,881,000 | $-90,775,000 | $-139,850,000 | $-122,500,000 |
| Issuance Of Debt | $257,191,000 | $61,972,000 | $161,547,000 | $94,367,000 |
| Interest Paid Supplemental Data | $10,160,000 | $8,613,000 | $6,126,000 | $4,868,000 |
| Income Tax Paid Supplemental Data | $16,410,000 | $17,866,000 | $10,500,000 | $5,253,000 |
| End Cash Position | $299,000,000 | $232,845,000 | $724,276,000 | $539,191,000 |
| Beginning Cash Position | $232,845,000 | $724,276,000 | $539,191,000 | $603,972,000 |
| Effect Of Exchange Rate Changes | $2,438,000 | $-2,969,000 | $865,000 | $-504,000 |
| Changes In Cash | $63,717,000 | $-488,462,000 | $184,220,000 | $-64,277,000 |
| Preferred Stock Payments | $-5,600,000 | $-5,600,000 | $0 | $0 |
| Net Issuance Payments Of Debt | $69,310,000 | $-28,803,000 | $21,697,000 | $-28,133,000 |
| Net Long Term Debt Issuance | $69,310,000 | $-28,803,000 | $21,697,000 | $-28,133,000 |
| Long Term Debt Payments | $-187,881,000 | $-90,775,000 | $-139,850,000 | $-122,500,000 |
| Long Term Debt Issuance | $257,191,000 | $61,972,000 | $161,547,000 | $94,367,000 |
| Net Investment Purchase And Sale | $-125,041,000 | $-567,097,000 | $-3,100,000 | $-3,018,000 |
| Sale Of Investment | $229,899,000 | $113,216,000 | $7,468,000 | $1,216,000 |
| Purchase Of Investment | $-354,940,000 | $-680,313,000 | $-10,568,000 | $-4,234,000 |
| Net Business Purchase And Sale | $-1,619,000 | $-25,120,000 | $-8,683,000 | $-30,654,000 |
| Purchase Of Business | $-1,619,000 | $-25,120,000 | $-8,683,000 | $-30,654,000 |
| Change In Working Capital | $10,687,000 | $22,742,000 | $34,233,000 | $58,472,000 |
| Change In Other Working Capital | $28,042,000 | $-57,438,000 | $-9,483,000 | $-12,012,000 |
| Change In Payables And Accrued Expense | $5,743,000 | $5,035,000 | $38,149,000 | $37,506,000 |
| Change In Payable | $5,743,000 | $5,035,000 | $38,149,000 | $37,506,000 |
| Change In Prepaid Assets | $-3,429,000 | $-8,047,000 | $-10,383,000 | $-12,021,000 |
| Change In Receivables | $-62,595,000 | $26,498,000 | $-69,879,000 | $-52,036,000 |
| Changes In Account Receivables | $-62,595,000 | $26,498,000 | $-69,879,000 | $-52,036,000 |
| Other Non Cash Items | $42,443,000 | $13,353,000 | $14,162,000 | $12,888,000 |
| Stock Based Compensation | $18,908,000 | $17,357,000 | $18,017,000 | $12,129,000 |
| Deferred Tax | $-34,503,000 | $2,929,000 | $2,921,000 | $2,973,000 |
| Deferred Income Tax | $-34,503,000 | $2,929,000 | $2,921,000 | $2,973,000 |
| Depreciation And Amortization | $37,524,000 | $38,905,000 | $45,809,000 | $33,887,000 |
| Gain Loss On Investment Securities | $-3,064,000 | $-2,223,000 | - | - |
| Gain Loss On Sale Of PPE | $1,912,000 | $500,000 | $1,894,000 | $4,316,000 |
| Net Income From Continuing Operations | $149,225,000 | $78,303,000 | $28,179,000 | $2,403,000 |
| Asset Impairment Charge | - | $0 | $1,147,000 | $4,698,000 |
| Earnings Losses From Equity Investments | - | $0 | $0 | $-34,735,000 |
| Proceeds From Stock Option Exercised | - | - | $1,526,000 | $0 |
| Change In Other Current Liabilities | - | - | $-11,243,000 | $-9,779,000 |
| Change In Account Payable | - | - | $11,510,000 | $21,261,000 |
| Net PPE Purchase And Sale | - | - | - | $-44,375,000 |
| Purchase Of PPE | - | - | - | $-44,375,000 |
| Change In Accrued Expense | - | - | - | $1,239,000 |
Fetched: 2026-06-17