HIFS
Hingham Institution for Savings
Price Chart
Latest Quote
$291.36
+6.00 (+2.10%)
Current Price
| Previous Close | $285.36 |
| Open | $286.92 |
| Day High | $293.18 |
| Day Low | $286.73 |
| Volume | 19,979 |
Stock Information
| Quarterly Dividend / Yield | $2.52 / 0.86% |
| Shares Outstanding | 2.20M |
| Quarterly Dividend Yield | 0.86% |
| Quarterly Dividend | $2.52 |
| Total Debt | $1.41B |
| Cash Equivalents | $5.30M |
| Revenue | $97.51M |
| Net Income | $50.28M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $649.99M |
| P/E Ratio | 12.97 |
| EPS (TTM) | $22.81 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.05B |
| Sales | $97.51M |
| Income | $50.28M |
| Book/sh | $220.06 |
| Cash/sh | $2.41 |
| Employees | 93 |
Financial Ratios
| EPS Growth TTM | -60.00% |
Returns & Margins
| ROA | 1.11% |
| ROE | 10.93% |
| Operating Margin | 40.81% |
| Profit Margin | 51.56% |
Ownership
| Insider Ownership | 0.01% |
| Institutional Ownership | 69.77% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 6.67 |
| P/B | 1.34 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $287.46 |
| SMA50 | $284.85 |
| SMA200 | $286.02 |
| RSI | 70.30 |
| ATR | 10.1750 |
| Shares Float | 1.59M |
| Short Float | 14.61% |
| Short Ratio | 11.56 |
| Volatility | 0.84 |
| Rel Volume | 1.01 |
Performance History
| Week | +2.81% |
| Month | +3.84% |
| Quarter | +6.87% |
| 6 Months | +0.81% |
| YTD | +9.65% |
| Year | +29.64% |
| 3 Years | +42.03% |
| 5 Years | +7.16% |
| 10 Years | +166.64% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $295.82 | 26,624 |
| 2026-06-23 | $291.36 | 20,000 |
| 2026-06-22 | $285.36 | 19,200 |
| 2026-06-18 | $284.65 | 46,000 |
| 2026-06-17 | $282.24 | 36,200 |
| 2026-06-16 | $287.73 | 40,500 |
| 2026-06-15 | $288.94 | 27,200 |
| 2026-06-12 | $294.10 | 38,600 |
| 2026-06-11 | $291.07 | 20,700 |
| 2026-06-10 | $289.44 | 16,900 |
| 2026-06-09 | $288.07 | 22,300 |
| 2026-06-08 | $289.63 | 20,400 |
| 2026-06-05 | $287.89 | 26,300 |
| 2026-06-04 | $288.60 | 26,100 |
| 2026-06-03 | $276.50 | 22,800 |
| 2026-06-02 | $287.69 | 16,700 |
| 2026-06-01 | $282.30 | 25,200 |
| 2026-05-29 | $289.39 | 32,600 |
| 2026-05-28 | $284.50 | 24,600 |
| 2026-05-27 | $283.87 | 17,000 |
| 2026-05-26 | $286.62 | 21,100 |
About Hingham Institution for Savings
Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential owner-occupied real estate, construction, home equity, consumer, and commercial loans; and origination of loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. Further, the company invests in short-term income investments, such as U.S. treasury debt securities, U.S. Government-sponsored enterprise debt securities, bank subordinated debt, and FDIC-insured certificates of deposit; and equity investments, corporate bonds, CRA investments, and federal home loan bank stock, as well as bank-owned life insurance. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.
đ° Latest News
Discovering US Undiscovered Gems In May 2026
Simply Wall St. âĸ 2026-05-21T17:33:23Z
Discovering US Undiscovered Gems In April 2026
Simply Wall St. âĸ 2026-04-09T17:33:29Z
3 Undiscovered Gems in the US Market with Promising Potential
Simply Wall St. âĸ 2026-02-19T11:33:23Z
Unveiling US Undiscovered Gems In January 2026
Simply Wall St. âĸ 2026-01-21T11:32:57Z
Hingham Savings: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-16T21:24:26ZUnveiling US Undiscovered Gems For December 2025
Simply Wall St. âĸ 2025-12-23T11:32:59Z
US Undiscovered Gems to Watch in November 2025
Simply Wall St. âĸ 2025-11-24T11:32:55Z
Hingham Institution for Savings (NASDAQ:HIFS) Is Paying Out A Dividend Of $0.63
Simply Wall St. âĸ 2025-10-16T10:01:31Z
Hingham Savings: Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-10-13T11:02:53ZUS Market's Undiscovered Gems October 2025
Simply Wall St. âĸ 2025-10-06T11:33:03Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $104,354,000 | $65,853,000 | $64,561,000 | $85,415,000 |
| Operating Revenue | $104,354,000 | $65,853,000 | $64,561,000 | $85,415,000 |
| Expenses | ||||
| Interest Expense | $132,427,000 | $151,522,000 | $125,960,000 | $32,894,000 |
| Selling And Marketing Expense | $622,000 | $570,000 | $769,000 | $1,031,000 |
| General And Administrative Expense | $24,417,000 | $23,684,000 | $22,986,000 | $21,402,000 |
| Other Non Interest Expense | $3,215,000 | $3,097,000 | $2,874,000 | $2,781,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Net Interest Income | $74,406,000 | $44,374,000 | $48,302,000 | $106,134,000 |
| Interest Income | $206,833,000 | $195,896,000 | $174,262,000 | $139,028,000 |
| Normalized Income | $54,551,000 | $28,191,000 | $26,338,064 | $37,519,000 |
| Net Income From Continuing And Discontinued Operation | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Net Income Common Stockholders | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Net Income | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Net Income Including Noncontrolling Interests | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Net Income Continuous Operations | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Pretax Income | $72,780,000 | $36,515,000 | $35,230,000 | $54,315,000 |
| Special Income Charges | $0 | $0 | $44,000 | $0 |
| Per Share | ||||
| Diluted EPS | $24.76 | $12.85 | $12.02 | $17.04 |
| Basic EPS | $25.01 | $12.95 | $12.26 | $17.49 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $11,064 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $44,000 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $44,000 | $0 |
| Reconciled Depreciation | $752,000 | $750,000 | $685,000 | $494,000 |
| Diluted Average Shares | $2,203,000 | $2,194,000 | $2,193,000 | $2,202,000 |
| Basic Average Shares | $2,181,000 | $2,177,000 | $2,151,000 | $2,145,000 |
| Diluted NI Availto Com Stockholders | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Tax Provision | $18,229,000 | $8,324,000 | $8,859,000 | $16,796,000 |
| Gain On Sale Of Security | $28,781,000 | $20,379,000 | $15,147,000 | $-21,777,000 |
| Selling General And Administration | $25,039,000 | $24,254,000 | $23,755,000 | $22,433,000 |
| Other Gand A | $3,782,000 | $3,678,000 | $3,872,000 | $3,709,000 |
| Insurance And Claims | $2,844,000 | $3,096,000 | $2,701,000 | $1,862,000 |
| Salaries And Wages | $17,791,000 | $16,910,000 | $16,413,000 | $15,831,000 |
| Occupancy And Equipment | $1,745,000 | $1,659,000 | $1,628,000 | $1,378,000 |
| Other Special Charges | - | - | $-44,000 | - |
Fetched: 2026-06-24
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $479,708,000 | $431,755,000 | $407,620,000 | $385,966,000 |
| Total Assets | $4,542,654,000 | $4,457,771,000 | $4,483,947,000 | $4,193,799,000 |
| Receivables | $9,213,000 | $8,774,000 | $8,554,000 | $7,122,000 |
| Accounts Receivable | $9,213,000 | $8,774,000 | $8,554,000 | $7,122,000 |
| Cash And Cash Equivalents | $369,608,000 | $351,830,000 | $362,477,000 | $362,033,000 |
| Cash Financial | $6,683,000 | $4,183,000 | $5,654,000 | $7,936,000 |
| Cash Cash Equivalents And Federal Funds Sold | $369,608,000 | $351,830,000 | $362,477,000 | $362,033,000 |
| Debt | ||||
| Net Debt | $1,094,207,000 | $1,145,170,000 | $1,330,198,000 | $913,967,000 |
| Total Debt | $1,463,815,000 | $1,497,000,000 | $1,692,675,000 | $1,276,000,000 |
| Long Term Debt And Capital Lease Obligation | $797,250,000 | $810,000,000 | $1,692,675,000 | $1,276,000,000 |
| Long Term Debt | $797,250,000 | $810,000,000 | $1,692,675,000 | $1,276,000,000 |
| Current Debt And Capital Lease Obligation | $666,565,000 | $687,000,000 | - | - |
| Current Debt | $666,565,000 | $687,000,000 | - | - |
| Other Current Borrowings | $666,565,000 | $687,000,000 | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $4,062,946,000 | $4,026,016,000 | $4,076,327,000 | $3,807,833,000 |
| Non Current Deferred Liabilities | $9,495,000 | $3,787,000 | - | - |
| Non Current Deferred Taxes Liabilities | $9,495,000 | $3,787,000 | - | - |
| Payables And Accrued Expenses | $11,831,000 | $8,244,000 | $12,261,000 | $4,527,000 |
| Payables | $11,831,000 | $8,244,000 | $12,261,000 | $4,527,000 |
| Accounts Payable | $11,831,000 | $8,244,000 | $12,261,000 | $4,527,000 |
| Equity | ||||
| Common Stock Equity | $479,708,000 | $431,755,000 | $407,620,000 | $385,966,000 |
| Total Equity Gross Minority Interest | $479,708,000 | $431,755,000 | $407,620,000 | $385,966,000 |
| Stockholders Equity | $479,708,000 | $431,755,000 | $407,620,000 | $385,966,000 |
| Gains Losses Not Affecting Retained Earnings | $-8,000 | $0 | - | - |
| Retained Earnings | $461,530,000 | $414,004,000 | $391,308,000 | $370,758,000 |
| Other | ||||
| Ordinary Shares Number | $2,182,250 | $2,180,250 | $2,162,400 | $2,147,400 |
| Share Issued | $2,182,250 | $2,180,250 | $2,162,400 | $2,147,400 |
| Tangible Book Value | $479,708,000 | $431,755,000 | $407,620,000 | $385,966,000 |
| Invested Capital | $1,943,523,000 | $1,928,755,000 | $2,100,295,000 | $1,661,966,000 |
| Total Capitalization | $1,276,958,000 | $1,241,755,000 | $2,100,295,000 | $1,661,966,000 |
| Additional Paid In Capital | $16,004,000 | $15,571,000 | $14,150,000 | $13,061,000 |
| Capital Stock | $2,182,000 | $2,180,000 | $2,162,000 | $2,147,000 |
| Common Stock | $2,182,000 | $2,180,000 | $2,162,000 | $2,147,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $157,843,000 | $119,837,000 | $83,302,000 | $66,696,000 |
| Held To Maturity Securities | $7,499,000 | $6,493,000 | $3,500,000 | $3,500,000 |
| Available For Sale Securities | $150,344,000 | $113,344,000 | $79,802,000 | $63,196,000 |
| Net PPE | $15,911,000 | $16,397,000 | $17,008,000 | $17,859,000 |
| Accumulated Depreciation | $-14,236,000 | $-13,485,000 | $-12,735,000 | $-12,792,000 |
| Gross PPE | $30,147,000 | $29,882,000 | $29,743,000 | $30,651,000 |
| Leases | $921,000 | $921,000 | $921,000 | $921,000 |
| Other Properties | $6,043,000 | $5,891,000 | $5,795,000 | $5,747,000 |
| Buildings And Improvements | $18,309,000 | $18,196,000 | $18,168,000 | $18,418,000 |
| Land And Improvements | $4,874,000 | $4,874,000 | $4,859,000 | $5,565,000 |
| Construction In Progress | - | - | - | $0 |
| Other Short Term Investments | - | - | - | - |
Fetched: 2026-06-24
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $35,526,000 | $11,754,000 | $18,455,000 | $53,326,000 |
| Operating Activities | ||||
| Operating Cash Flow | $35,792,000 | $11,893,000 | $19,754,000 | $55,854,000 |
| Cash Flow From Continuing Operating Activities | $35,791,000 | $11,893,000 | $19,754,000 | $55,854,000 |
| Operating Gains Losses | $-28,831,000 | $-20,379,000 | $-15,191,000 | $21,777,000 |
| Investing Activities | ||||
| Capital Expenditure | $-266,000 | $-139,000 | $-1,299,000 | $-2,528,000 |
| Investing Cash Flow | $-37,527,000 | $32,477,000 | $-276,585,000 | $-685,280,000 |
| Cash Flow From Continuing Investing Activities | $-37,527,000 | $32,477,000 | $-276,585,000 | $-685,280,000 |
| Net Other Investing Changes | $-965,000 | $8,552,000 | $-16,593,000 | $-22,698,000 |
| Financing Activities | ||||
| Financing Cash Flow | $19,513,000 | $-55,017,000 | $257,275,000 | $720,298,000 |
| Cash Flow From Continuing Financing Activities | $19,513,000 | $-55,017,000 | $257,275,000 | $720,298,000 |
| Net Other Financing Charges | $1,728,000 | $2,757,000 | $1,619,000 | $3,140,000 |
| Cash Dividends Paid | $-5,496,000 | $-5,483,000 | $-6,771,000 | $-6,582,000 |
| Common Stock Dividend Paid | $-5,496,000 | $-5,483,000 | $-6,771,000 | $-6,582,000 |
| Other | ||||
| Repayment Of Debt | $-664,000,000 | $-1,400,675,000 | $-1,510,000,000 | $-405,000,000 |
| Issuance Of Debt | $685,815,000 | $1,368,000,000 | $2,894,675,000 | $0 |
| Interest Paid Supplemental Data | $128,840,000 | $155,539,000 | $118,226,000 | $28,565,000 |
| Income Tax Paid Supplemental Data | $12,665,000 | $625,000 | $8,612,000 | $21,210,000 |
| End Cash Position | $369,608,000 | $351,830,000 | $362,477,000 | $362,033,000 |
| Beginning Cash Position | $351,830,000 | $362,477,000 | $362,033,000 | $271,161,000 |
| Changes In Cash | $17,778,000 | $-10,647,000 | $444,000 | $90,872,000 |
| Proceeds From Stock Option Exercised | $244,000 | $1,266,000 | $1,064,000 | $316,000 |
| Net Issuance Payments Of Debt | $-33,185,000 | $-195,675,000 | $416,675,000 | $611,000,000 |
| Net Short Term Debt Issuance | $-55,000,000 | $-163,000,000 | $-968,000,000 | $1,016,000,000 |
| Net Long Term Debt Issuance | $21,815,000 | $-32,675,000 | $1,384,675,000 | $-405,000,000 |
| Long Term Debt Payments | $-664,000,000 | $-1,400,675,000 | $-1,510,000,000 | $-405,000,000 |
| Long Term Debt Issuance | $685,815,000 | $1,368,000,000 | $2,894,675,000 | $0 |
| Net Investment Purchase And Sale | $-9,223,000 | $-16,156,000 | $-1,459,000 | $3,450,000 |
| Sale Of Investment | $179,000 | $1,048,000 | $1,434,000 | $12,454,000 |
| Purchase Of Investment | $-9,402,000 | $-17,204,000 | $-2,893,000 | $-9,004,000 |
| Net PPE Purchase And Sale | $-266,000 | $-139,000 | $210,000 | $-2,528,000 |
| Sale Of PPE | $0 | $0 | $1,509,000 | $0 |
| Purchase Of PPE | $-266,000 | $-139,000 | $-1,299,000 | $-2,528,000 |
| Change In Working Capital | $2,030,000 | $-1,627,000 | $3,578,000 | $-3,847,000 |
| Change In Payables And Accrued Expense | $4,928,000 | $-3,310,000 | $6,854,000 | $5,331,000 |
| Change In Payable | $4,928,000 | $-3,310,000 | $6,854,000 | $5,331,000 |
| Change In Account Payable | $4,928,000 | $-3,310,000 | $6,854,000 | $5,331,000 |
| Change In Receivables | $-2,898,000 | $1,683,000 | $-3,276,000 | $-9,178,000 |
| Changes In Account Receivables | $-2,898,000 | $1,683,000 | $-3,276,000 | $-9,178,000 |
| Other Non Cash Items | $-337,000 | $-338,000 | $-415,000 | $-332,000 |
| Stock Based Compensation | $191,000 | $173,000 | $40,000 | $22,000 |
| Deferred Tax | $5,711,000 | $4,761,000 | $3,240,000 | $-4,597,000 |
| Deferred Income Tax | $5,711,000 | $4,761,000 | $3,240,000 | $-4,597,000 |
| Depreciation Amortization Depletion | $752,000 | $750,000 | $685,000 | $494,000 |
| Depreciation And Amortization | $752,000 | $750,000 | $685,000 | $494,000 |
| Depreciation | $752,000 | $750,000 | $685,000 | $494,000 |
| Gain Loss On Investment Securities | $-28,781,000 | $-20,379,000 | $-15,147,000 | $21,777,000 |
| Gain Loss On Sale Of PPE | $0 | $0 | $-44,000 | $0 |
| Net Income From Continuing Operations | $54,551,000 | $28,191,000 | $26,371,000 | $37,519,000 |
| Asset Impairment Charge | - | - | $0 | $0 |
Fetched: 2026-06-24