HTB
HomeTrust Bancshares, Inc.
Price Chart
Latest Quote
$49.04
-0.02 (-0.04%)
Current Price
| Previous Close | $49.06 |
| Open | $49.07 |
| Day High | $49.40 |
| Day Low | $48.62 |
| Volume | 11,954 |
Stock Information
| Quarterly Dividend / Yield | $0.60 / 1.23% |
| Shares Outstanding | 16.81M |
| Quarterly Dividend Yield | 1.23% |
| Quarterly Dividend | $0.60 |
| Total Debt | $109.01M |
| Cash Equivalents | $314.31M |
| Revenue | $210.61M |
| Net Income | $65.89M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $823.13M |
| P/E Ratio | 12.66 |
| EPS (TTM) | $3.87 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $607.21M |
| Sales | $210.61M |
| Income | $65.89M |
| Book/sh | $35.72 |
| Cash/sh | $18.70 |
| Employees | 577 |
Financial Ratios
| EPS Growth TTM | 15.40% |
Returns & Margins
| ROA | 1.49% |
| ROE | 11.50% |
| Operating Margin | 40.49% |
| Profit Margin | 31.62% |
Ownership
| Insider Ownership | 10.24% |
| Institutional Ownership | 62.72% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 13.12 |
| P/S | 3.91 |
| P/B | 1.37 |
Analyst Data
| Recommendation | none |
| Target Price | $50.06 |
Technical Indicators
| SMA20 | $47.42 |
| SMA50 | $46.32 |
| SMA200 | $43.02 |
| RSI | 81.30 |
| ATR | 1.0664 |
| Shares Float | 13.24M |
| Short Float | 1.86% |
| Short Ratio | 5.67 |
| Volatility | 0.81 |
| Rel Volume | 1.33 |
Performance History
| Week | +3.05% |
| Month | +4.59% |
| Quarter | +17.56% |
| 6 Months | +10.38% |
| YTD | +15.10% |
| Year | +35.10% |
| 3 Years | +128.73% |
| 5 Years | +76.17% |
| 10 Years | +202.68% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $48.98 | 155,658 |
| 2026-06-23 | $48.85 | 192,400 |
| 2026-06-22 | $48.05 | 107,600 |
| 2026-06-18 | $48.45 | 243,700 |
| 2026-06-17 | $47.65 | 294,800 |
| 2026-06-16 | $47.53 | 196,100 |
| 2026-06-15 | $47.78 | 86,100 |
| 2026-06-12 | $47.93 | 158,300 |
| 2026-06-11 | $47.50 | 128,900 |
| 2026-06-10 | $47.50 | 120,000 |
| 2026-06-09 | $47.54 | 142,100 |
| 2026-06-08 | $47.14 | 88,300 |
| 2026-06-05 | $47.22 | 53,000 |
| 2026-06-04 | $47.22 | 63,500 |
| 2026-06-03 | $45.90 | 79,500 |
| 2026-06-02 | $46.83 | 50,100 |
| 2026-06-01 | $46.29 | 45,000 |
| 2026-05-29 | $46.47 | 53,600 |
| 2026-05-28 | $46.95 | 38,500 |
| 2026-05-27 | $46.59 | 42,900 |
| 2026-05-26 | $47.02 | 45,400 |
About HomeTrust Bancshares, Inc.
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
đ° Latest News
Should You Buy HomeTrust Bancshares, Inc. (NYSE:HTB) For Its Upcoming Dividend?
Simply Wall St. âĸ 2026-05-11T13:12:16Z
HomeTrust Bancshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Simply Wall St. âĸ 2026-04-26T12:28:14Z
HomeTrust Bancshares (HTB) Reports Q1 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-04-23T14:00:02Z
HomeTrust Bancshares (HTB) Q1 Earnings and Revenues Top Estimates
Zacks âĸ 2026-04-23T13:40:02Z
TowneBank (TOWN) Meets Q1 Earnings Estimates
Zacks âĸ 2026-04-22T23:00:06Z
Seacoast Banking (SBCF) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-04-21T14:00:23Z
United Community Banks (UCB) Q1 Earnings and Revenues Miss Estimates
Zacks âĸ 2026-04-21T12:40:02Z
Analysts Estimate HomeTrust Bancshares (HTB) to Report a Decline in Earnings: What to Look Out for
Zacks âĸ 2026-04-16T14:00:06Z
Do HomeTrust Bancshares' (NYSE:HTB) Earnings Warrant Your Attention?
Simply Wall St. âĸ 2026-04-13T13:55:06Z
HomeTrust Bancshares (HTB) Beats Q4 Earnings Estimates
Zacks âĸ 2026-01-22T14:40:02Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $211,528,000 | $202,962,000 | $186,368,000 | $149,970,000 |
| Operating Revenue | $211,528,000 | $202,962,000 | $186,368,000 | $149,970,000 |
| Expenses | ||||
| Interest Expense | $79,400,000 | $92,112,000 | $29,711,000 | $5,340,000 |
| Selling And Marketing Expense | $1,879,000 | $1,893,000 | $2,139,000 | $2,583,000 |
| General And Administrative Expense | $74,891,000 | $70,130,000 | $64,470,000 | $61,303,000 |
| Professional Expense And Contract Services Expense | $0 | $2,965,000 | - | - |
| Other Non Interest Expense | $29,629,000 | $30,544,000 | $32,419,000 | $31,269,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $64,364,000 | $54,805,000 | $44,604,000 | $35,653,000 |
| Net Interest Income | $176,738,000 | $169,504,000 | $157,415,000 | $110,774,000 |
| Interest Income | $256,138,000 | $261,616,000 | $187,126,000 | $116,114,000 |
| Normalized Income | $63,138,814 | $54,812,055 | $47,231,040 | $35,721,730 |
| Net Income From Continuing And Discontinued Operation | $64,364,000 | $54,805,000 | $44,604,000 | $35,653,000 |
| Net Income Common Stockholders | $63,703,000 | $54,264,000 | $44,193,000 | $35,343,000 |
| Net Income | $64,364,000 | $54,805,000 | $44,604,000 | $35,653,000 |
| Net Income Including Noncontrolling Interests | $64,364,000 | $54,805,000 | $44,604,000 | $35,653,000 |
| Net Income Continuous Operations | $64,364,000 | $54,805,000 | $44,604,000 | $35,653,000 |
| Pretax Income | $80,955,000 | $69,911,000 | $57,164,000 | $45,378,000 |
| Special Income Charges | $1,541,000 | $-9,000 | $-3,368,000 | $-87,000 |
| Depreciation Amortization Depletion Income Statement | $8,756,000 | $10,197,000 | $1,525,000 | $250,000 |
| Depreciation And Amortization In Income Statement | $8,756,000 | $10,197,000 | $1,525,000 | $250,000 |
| Amortization Of Intangibles Income Statement | $1,747,000 | $2,463,000 | $1,525,000 | $250,000 |
| Depreciation Income Statement | $7,009,000 | $7,734,000 | - | - |
| Average Dilution Earnings | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $3.72 | $3.20 | $2.80 | $2.23 |
| Basic EPS | $3.75 | $3.21 | $2.82 | $2.27 |
| Other | ||||
| Tax Effect Of Unusual Items | $315,814 | $-1,945 | $-740,960 | $-18,270 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $1,541,000 | $-9,000 | $-3,368,000 | $-87,000 |
| Total Unusual Items Excluding Goodwill | $1,541,000 | $-9,000 | $-3,368,000 | $-87,000 |
| Reconciled Depreciation | $14,778,000 | $17,035,000 | $13,409,000 | $11,798,000 |
| Diluted Average Shares | $17,106,783 | $16,977,330 | $15,781,506 | $15,810,409 |
| Basic Average Shares | $16,987,894 | $16,914,741 | $15,698,618 | $15,516,173 |
| Diluted NI Availto Com Stockholders | $63,703,000 | $54,264,000 | $44,193,000 | $35,343,000 |
| Otherunder Preferred Stock Dividend | $661,000 | $541,000 | $411,000 | $310,000 |
| Tax Provision | $16,591,000 | $15,106,000 | $12,560,000 | $9,725,000 |
| Gain On Sale Of Business | $1,448,000 | $0 | - | - |
| Other Special Charges | $-93,000 | $9,000 | $-2,097,000 | $87,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $5,465,000 | $0 |
| Amortization | $1,747,000 | $2,463,000 | $1,525,000 | $250,000 |
| Selling General And Administration | $76,770,000 | $72,023,000 | $66,609,000 | $63,886,000 |
| Insurance And Claims | $1,935,000 | $2,230,000 | $2,249,000 | $1,712,000 |
| Salaries And Wages | $72,956,000 | $67,900,000 | $62,221,000 | $59,591,000 |
| Occupancy And Equipment | $10,021,000 | $9,768,000 | $9,891,000 | $9,692,000 |
| Gain On Sale Of Security | - | $0 | $0 | $1,895,000 |
| Other Gand A | - | - | - | $12,515,000 |
Fetched: 2026-06-24
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-06-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $561,731,000 | $511,052,000 | $456,723,000 | $426,297,000 |
| Total Assets | $4,545,635,000 | $4,595,430,000 | $4,672,633,000 | $4,607,487,000 |
| Goodwill And Other Intangible Assets | $38,959,000 | $40,706,000 | $43,170,000 | $44,889,000 |
| Other Intangible Assets | $4,848,000 | $6,595,000 | $9,059,000 | $10,778,000 |
| Receivables | $182,369,000 | $184,320,000 | $167,194,000 | $157,041,000 |
| Other Receivables | $166,396,000 | $165,984,000 | $150,292,000 | $142,212,000 |
| Accounts Receivable | $15,973,000 | $18,336,000 | $16,902,000 | $14,829,000 |
| Cash And Cash Equivalents | $343,533,000 | $307,757,000 | $381,862,000 | $336,649,000 |
| Cash Financial | $14,411,000 | $18,778,000 | $18,307,000 | $19,266,000 |
| Cash Cash Equivalents And Federal Funds Sold | $343,533,000 | $307,757,000 | $381,862,000 | $336,649,000 |
| Debt | ||||
| Total Debt | $10,220,000 | $10,120,000 | $133,784,000 | $210,234,000 |
| Long Term Debt And Capital Lease Obligation | $10,220,000 | $10,120,000 | $10,021,000 | $9,971,000 |
| Long Term Debt | $10,220,000 | $10,120,000 | $10,021,000 | $9,971,000 |
| Current Debt And Capital Lease Obligation | $0 | $0 | $123,763,000 | $200,263,000 |
| Current Debt | $0 | $0 | $123,763,000 | $200,263,000 |
| Other Current Borrowings | $0 | $0 | $105,000,000 | $180,000,000 |
| Net Debt | - | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $3,944,945,000 | $4,043,672,000 | $4,172,740,000 | $4,136,301,000 |
| Equity | ||||
| Common Stock Equity | $600,690,000 | $551,758,000 | $499,893,000 | $471,186,000 |
| Total Equity Gross Minority Interest | $600,690,000 | $551,758,000 | $499,893,000 | $471,186,000 |
| Stockholders Equity | $600,690,000 | $551,758,000 | $499,893,000 | $471,186,000 |
| Other Equity Interest | $-3,438,000 | $-3,966,000 | $-4,497,000 | $-4,761,000 |
| Gains Losses Not Affecting Retained Earnings | $575,000 | $-1,685,000 | $-1,551,000 | $-4,100,000 |
| Other Equity Adjustments | $575,000 | $-1,685,000 | $-1,551,000 | $-4,100,000 |
| Retained Earnings | $436,524,000 | $380,541,000 | $333,401,000 | $308,651,000 |
| Other | ||||
| Ordinary Shares Number | $17,286,289 | $17,527,709 | $17,387,069 | $17,366,673 |
| Share Issued | $17,286,289 | $17,527,709 | $17,387,069 | $17,366,673 |
| Tangible Book Value | $561,731,000 | $511,052,000 | $456,723,000 | $426,297,000 |
| Invested Capital | $610,910,000 | $561,878,000 | $633,677,000 | $681,420,000 |
| Total Capitalization | $610,910,000 | $561,878,000 | $509,914,000 | $481,157,000 |
| Additional Paid In Capital | $166,856,000 | $176,693,000 | $172,366,000 | $171,222,000 |
| Capital Stock | $173,000 | $175,000 | $174,000 | $174,000 |
| Common Stock | $173,000 | $175,000 | $174,000 | $174,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Line Of Credit | $0 | $0 | $18,763,000 | $20,263,000 |
| Investments And Advances | $161,358,000 | $167,128,000 | $140,739,000 | $166,853,000 |
| Available For Sale Securities | $24,868,000 | $15,117,000 | $13,789,000 | $14,927,000 |
| Goodwill | $34,111,000 | $34,111,000 | $34,111,000 | $34,111,000 |
| Net PPE | $62,400,000 | $69,872,000 | $70,937,000 | $73,171,000 |
| Accumulated Depreciation | $-49,671,000 | $-51,276,000 | $-49,897,000 | $-48,581,000 |
| Gross PPE | $112,071,000 | $121,148,000 | $120,834,000 | $121,752,000 |
| Machinery Furniture Equipment | $19,062,000 | $19,880,000 | $19,738,000 | $19,899,000 |
| Buildings And Improvements | $69,631,000 | $75,450,000 | $75,278,000 | $75,357,000 |
| Land And Improvements | $23,378,000 | $25,818,000 | $25,818,000 | $26,496,000 |
| Other Short Term Investments | $136,490,000 | $152,011,000 | $126,950,000 | $151,926,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-06-24
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $42,774,000 | $28,697,000 | $-57,149,000 | $23,619,000 |
| Operating Activities | ||||
| Operating Cash Flow | $49,490,000 | $45,436,000 | $-42,396,000 | $33,128,000 |
| Cash Flow From Continuing Operating Activities | $49,490,000 | $45,436,000 | $-42,396,000 | $33,128,000 |
| Operating Gains Losses | $-4,710,000 | $-6,287,000 | $-8,994,000 | $-16,345,000 |
| Investing Activities | ||||
| Capital Expenditure | $-6,716,000 | $-16,739,000 | $-14,753,000 | $-9,509,000 |
| Investing Cash Flow | $110,059,000 | $20,814,000 | $-121,133,000 | $34,845,000 |
| Cash Flow From Continuing Investing Activities | $110,059,000 | $20,814,000 | $-121,133,000 | $34,845,000 |
| Net Other Investing Changes | $3,353,000 | $51,439,000 | $-9,755,000 | $4,221,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-14,924,000 | $-1,010,000 | $-344,000 | $-43,693,000 |
| Financing Cash Flow | $-114,076,000 | $-134,171,000 | $361,907,000 | $-13,844,000 |
| Cash Flow From Continuing Financing Activities | $-114,076,000 | $-134,171,000 | $361,907,000 | $-13,844,000 |
| Cash Dividends Paid | $-8,381,000 | $-7,665,000 | $-6,229,000 | $-5,452,000 |
| Common Stock Dividend Paid | $-8,381,000 | $-7,665,000 | $-6,229,000 | $-5,452,000 |
| Net Common Stock Issuance | $-14,924,000 | $-1,010,000 | $-344,000 | $-43,693,000 |
| Other | ||||
| Repayment Of Debt | $0 | $0 | $-24,728,000 | $-175,000,000 |
| Interest Paid Supplemental Data | $83,373,000 | $90,212,000 | $26,212,000 | $5,312,000 |
| Income Tax Paid Supplemental Data | $19,332,000 | $14,004,000 | $7,679,000 | $684,000 |
| End Cash Position | $324,692,000 | $279,219,000 | $303,497,000 | $105,119,000 |
| Beginning Cash Position | $279,219,000 | $347,140,000 | $105,119,000 | $50,990,000 |
| Changes In Cash | $45,473,000 | $-67,921,000 | $198,378,000 | $54,129,000 |
| Proceeds From Stock Option Exercised | $1,435,000 | $2,437,000 | $5,140,000 | $6,081,000 |
| Common Stock Payments | $-14,924,000 | $-1,010,000 | $-344,000 | $-43,693,000 |
| Net Issuance Payments Of Debt | $-23,000,000 | $-245,763,000 | $432,535,000 | $-115,000,000 |
| Net Short Term Debt Issuance | $-23,000,000 | $-245,763,000 | $457,263,000 | $-115,000,000 |
| Net Long Term Debt Issuance | $0 | $0 | $-24,728,000 | $0 |
| Long Term Debt Payments | $0 | $0 | $-24,728,000 | $-60,000,000 |
| Net Investment Purchase And Sale | $5,337,000 | $-24,818,000 | $179,446,000 | $21,721,000 |
| Sale Of Investment | $36,553,000 | $28,696,000 | $471,854,000 | $622,766,000 |
| Purchase Of Investment | $-31,216,000 | $-53,514,000 | $-292,408,000 | $-601,045,000 |
| Net Business Purchase And Sale | $-1,090,000 | $403,000 | $30,601,000 | $0 |
| Sale Of Business | $0 | $403,000 | $30,601,000 | $0 |
| Purchase Of Business | $-1,090,000 | - | - | - |
| Net PPE Purchase And Sale | $2,411,000 | $-16,482,000 | $1,866,000 | $-1,206,000 |
| Sale Of PPE | $9,127,000 | $257,000 | $16,619,000 | $8,303,000 |
| Purchase Of PPE | $-6,716,000 | $-16,739,000 | $-14,753,000 | $-9,509,000 |
| Change In Working Capital | $-8,490,000 | $-2,456,000 | $-5,242,000 | $-2,027,000 |
| Change In Other Current Liabilities | $-8,094,000 | $-1,264,000 | $2,225,000 | $1,577,000 |
| Change In Receivables | $-396,000 | $-1,192,000 | $-7,467,000 | $-3,604,000 |
| Changes In Account Receivables | $-396,000 | $-1,192,000 | $-7,467,000 | $-3,604,000 |
| Other Non Cash Items | $-28,732,000 | $-29,739,000 | $-104,265,000 | $-5,597,000 |
| Stock Based Compensation | $4,178,000 | $3,432,000 | $3,133,000 | $3,654,000 |
| Deferred Tax | $132,000 | $1,101,000 | $-433,000 | $6,584,000 |
| Deferred Income Tax | $132,000 | $1,101,000 | $-433,000 | $6,584,000 |
| Depreciation Amortization Depletion | $14,778,000 | $17,035,000 | $13,409,000 | $11,798,000 |
| Depreciation And Amortization | $14,778,000 | $17,035,000 | $13,409,000 | $11,798,000 |
| Amortization Cash Flow | $3,666,000 | $5,397,000 | $4,346,000 | $2,450,000 |
| Amortization Of Intangibles | $3,666,000 | $5,397,000 | $4,346,000 | $2,450,000 |
| Depreciation | $11,112,000 | $11,638,000 | $9,063,000 | $9,348,000 |
| Gain Loss On Investment Securities | $5,139,000 | $372,000 | $0 | $-1,895,000 |
| Gain Loss On Sale Of PPE | $1,878,000 | $1,325,000 | $-1,646,000 | $99,000 |
| Gain Loss On Sale Of Business | $-1,448,000 | $0 | - | - |
| Net Income From Continuing Operations | $64,364,000 | $54,805,000 | $44,604,000 | $35,653,000 |
| Issuance Of Debt | - | $0 | $457,263,000 | $60,000,000 |
| Long Term Debt Issuance | - | $0 | $0 | $60,000,000 |
| Short Term Debt Issuance | - | - | $457,263,000 | $0 |
| Short Term Debt Payments | - | - | - | $-115,000,000 |
| Asset Impairment Charge | - | - | - | $87,000 |
Fetched: 2026-06-24