IBOC
International Bancshares Corporation
Price Chart
Latest Quote
$76.46
+0.54 (+0.71%)
Current Price
| Previous Close | $75.92 |
| Open | $76.12 |
| Day High | $76.92 |
| Day Low | $75.93 |
| Volume | 355,884 |
Stock Information
| Quarterly Dividend / Yield | $1.43 / 1.87% |
| Shares Outstanding | 62.18M |
| Quarterly Dividend Yield | 1.87% |
| Quarterly Dividend | $1.43 |
| Total Debt | $724.00M |
| Cash Equivalents | $585.94M |
| Revenue | $837.62M |
| Net Income | $417.59M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $4.75B |
| P/E Ratio | 11.41 |
| EPS (TTM) | $6.70 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $4.89B |
| Sales | $837.62M |
| Income | $417.59M |
| Book/sh | $52.88 |
| Cash/sh | $9.42 |
| Employees | 2K |
Financial Ratios
| EPS Growth TTM | 5.50% |
Returns & Margins
| ROA | 2.52% |
| ROE | 13.51% |
| Operating Margin | 63.95% |
| Profit Margin | 49.85% |
Ownership
| Insider Ownership | 13.09% |
| Institutional Ownership | 72.05% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| PEG | 0.98 |
| P/S | 5.68 |
| P/B | 1.45 |
Analyst Data
| Recommendation | none |
| Target Price | $87.00 |
Technical Indicators
| SMA20 | $73.87 |
| SMA50 | $72.71 |
| SMA200 | $69.33 |
| RSI | 72.30 |
| ATR | 1.5207 |
| Shares Float | 56.16M |
| Short Float | 3.19% |
| Short Ratio | 5.40 |
| Volatility | 0.70 |
| Rel Volume | 1.16 |
Performance History
| Week | +1.26% |
| Month | +5.06% |
| Quarter | +12.71% |
| 6 Months | +9.64% |
| YTD | +15.56% |
| Year | +19.05% |
| 3 Years | +76.78% |
| 5 Years | +83.32% |
| 10 Years | +302.70% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $76.46 | 445,600 |
| 2026-06-23 | $75.92 | 350,400 |
| 2026-06-22 | $75.11 | 372,800 |
| 2026-06-18 | $73.56 | 1,044,700 |
| 2026-06-17 | $73.59 | 449,500 |
| 2026-06-16 | $75.51 | 275,500 |
| 2026-06-15 | $75.09 | 349,800 |
| 2026-06-12 | $76.53 | 413,500 |
| 2026-06-11 | $75.67 | 365,400 |
| 2026-06-10 | $75.31 | 484,400 |
| 2026-06-09 | $74.48 | 361,900 |
| 2026-06-08 | $73.49 | 361,800 |
| 2026-06-05 | $72.98 | 315,800 |
| 2026-06-04 | $72.94 | 278,800 |
| 2026-06-03 | $71.00 | 332,000 |
| 2026-06-02 | $71.99 | 260,700 |
| 2026-06-01 | $70.92 | 249,400 |
| 2026-05-29 | $72.16 | 390,500 |
| 2026-05-28 | $72.41 | 280,700 |
| 2026-05-27 | $72.23 | 287,800 |
| 2026-05-26 | $73.05 | 425,800 |
About International Bancshares Corporation
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
đ° Latest News
What to Know About This New $83 Million Virtu Financial Position
Motley Fool âĸ 2026-05-30T21:11:27Z
International Bancshares: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-02-26T20:48:55ZThere's A Lot To Like About International Bancshares' (NASDAQ:IBOC) Upcoming US$0.73 Dividend
Simply Wall St. âĸ 2026-02-08T12:13:09Z
International Bancshares (NASDAQ:IBOC) Is Increasing Its Dividend To $0.73
Simply Wall St. âĸ 2026-02-05T10:28:20Z
GlobalFoundries downgraded, TeraWulf upgraded: Wall Street's top analyst calls
The Fly âĸ 2025-12-31T14:36:47Z
International Bancshares' (NASDAQ:IBOC) five-year earnings growth trails the 17% YoY shareholder returns
Simply Wall St. âĸ 2025-12-05T12:20:21Z
International Bancshares (NASDAQ:IBOC) Ticks All The Boxes When It Comes To Earnings Growth
Simply Wall St. âĸ 2025-11-08T12:11:43Z
International Bancshares: Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-11-06T19:29:36ZInternational Bancshares Corporation (NASDAQ:IBOC) is largely controlled by institutional shareholders who own 73% of the company
Simply Wall St. âĸ 2025-10-04T12:03:51Z
Here's What We Like About International Bancshares' (NASDAQ:IBOC) Upcoming Dividend
Simply Wall St. âĸ 2025-08-10T12:42:04Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $842,172,000 | $833,641,000 | $833,442,000 | $674,759,000 |
| Expenses | ||||
| Interest Expense | $213,852,000 | $209,263,000 | $136,661,000 | $38,156,000 |
| Selling And Marketing Expense | $5,311,000 | $6,289,000 | $5,010,000 | $4,588,000 |
| General And Administrative Expense | $160,493,000 | $152,809,000 | $140,726,000 | $134,709,000 |
| Professional Expense And Contract Services Expense | $13,577,000 | $15,726,000 | $14,000,000 | $11,292,000 |
| Other Non Interest Expense | $51,669,000 | $47,666,000 | $47,796,000 | $57,134,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Net Interest Income | $672,422,000 | $656,719,000 | $663,501,000 | $487,625,000 |
| Interest Income | $886,274,000 | $865,982,000 | $800,162,000 | $525,781,000 |
| Normalized Income | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Net Income From Continuing And Discontinued Operation | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Net Income Common Stockholders | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Net Income | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Net Income Including Noncontrolling Interests | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Net Income Continuous Operations | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Pretax Income | $520,362,000 | $508,720,000 | $523,512,000 | $382,639,000 |
| Depreciation Amortization Depletion Income Statement | $23,349,000 | $22,524,000 | $21,944,000 | $21,821,000 |
| Depreciation And Amortization In Income Statement | $23,349,000 | $22,524,000 | $21,944,000 | $21,821,000 |
| Depreciation Income Statement | $23,349,000 | $22,524,000 | $21,944,000 | $21,821,000 |
| Per Share | ||||
| Diluted EPS | $6.62 | $6.57 | $6.62 | $4.78 |
| Basic EPS | $6.63 | $6.58 | $6.63 | $4.79 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $23,349,000 | $22,524,000 | $21,944,000 | $21,821,000 |
| Diluted Average Shares | $62,256,907 | $62,298,278 | $62,221,601 | $62,810,234 |
| Basic Average Shares | $62,171,914 | $62,180,448 | $62,082,827 | $62,658,414 |
| Diluted NI Availto Com Stockholders | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
| Tax Provision | $108,069,000 | $99,553,000 | $111,744,000 | $82,407,000 |
| Gain On Sale Of Security | $6,909,000 | $13,132,000 | $9,598,000 | $17,538,000 |
| Selling General And Administration | $165,804,000 | $159,098,000 | $145,736,000 | $139,297,000 |
| Insurance And Claims | $7,151,000 | $6,865,000 | $6,285,000 | $6,987,000 |
| Salaries And Wages | $153,342,000 | $145,944,000 | $134,441,000 | $127,722,000 |
| Occupancy And Equipment | $52,319,000 | $48,105,000 | $45,878,000 | $40,925,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-25
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,969,106,000 | $2,514,175,000 | $2,165,242,000 | $1,762,227,000 |
| Total Assets | $16,576,335,000 | $15,738,852,000 | $15,066,189,000 | $15,501,476,000 |
| Goodwill And Other Intangible Assets | $282,532,000 | $282,532,000 | $282,532,000 | $282,532,000 |
| Receivables | $72,430,000 | $72,175,000 | $65,302,000 | $45,787,000 |
| Accounts Receivable | $72,430,000 | $72,175,000 | $65,302,000 | $45,787,000 |
| Cash And Cash Equivalents | $536,487,000 | $352,652,000 | $651,058,000 | $2,087,724,000 |
| Cash Cash Equivalents And Federal Funds Sold | $536,487,000 | $352,652,000 | $651,058,000 | $2,087,724,000 |
| Debt | ||||
| Total Debt | $119,200,000 | $119,409,000 | $119,613,000 | $145,586,000 |
| Long Term Debt And Capital Lease Obligation | $119,200,000 | $119,409,000 | $119,613,000 | $145,586,000 |
| Long Term Debt | $119,200,000 | $119,409,000 | $119,613,000 | $145,586,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $13,324,697,000 | $12,942,145,000 | $12,618,415,000 | $13,456,717,000 |
| Equity | ||||
| Common Stock Equity | $3,251,638,000 | $2,796,707,000 | $2,447,774,000 | $2,044,759,000 |
| Total Equity Gross Minority Interest | $3,251,638,000 | $2,796,707,000 | $2,447,774,000 | $2,044,759,000 |
| Stockholders Equity | $3,251,638,000 | $2,796,707,000 | $2,447,774,000 | $2,044,759,000 |
| Gains Losses Not Affecting Retained Earnings | $-246,316,000 | $-379,054,000 | $-397,889,000 | $-470,497,000 |
| Other Equity Adjustments | $-246,316,000 | $-379,054,000 | $-397,889,000 | $-470,497,000 |
| Retained Earnings | $3,681,408,000 | $3,356,177,000 | $3,029,088,000 | $2,695,567,000 |
| Other | ||||
| Treasury Shares Number | $34,490,048 | $34,407,674 | $34,391,184 | $34,278,617 |
| Ordinary Shares Number | $62,168,746 | $62,208,999 | $62,075,716 | $62,141,839 |
| Share Issued | $96,658,794 | $96,616,673 | $96,466,900 | $96,420,456 |
| Tangible Book Value | $2,969,106,000 | $2,514,175,000 | $2,165,242,000 | $1,762,227,000 |
| Invested Capital | $3,370,838,000 | $2,916,116,000 | $2,567,387,000 | $2,190,345,000 |
| Total Capitalization | $3,370,838,000 | $2,916,116,000 | $2,567,387,000 | $2,190,345,000 |
| Treasury Stock | $440,974,000 | $436,366,000 | $435,403,000 | $430,792,000 |
| Additional Paid In Capital | $160,861,000 | $159,333,000 | $155,511,000 | $154,061,000 |
| Capital Stock | $96,659,000 | $96,617,000 | $96,467,000 | $96,420,000 |
| Common Stock | $96,659,000 | $96,617,000 | $96,467,000 | $96,420,000 |
| Investments And Advances | $5,424,568,000 | $5,354,445,000 | $5,174,610,000 | $4,785,464,000 |
| Held To Maturity Securities | $1,325,000 | $4,400,000 | $3,400,000 | $3,400,000 |
| Available For Sale Securities | $589,580,000 | $362,129,000 | $348,869,000 | $364,268,000 |
| Goodwill | $282,532,000 | $282,532,000 | $282,532,000 | $282,532,000 |
| Net PPE | $422,993,000 | $428,221,000 | $437,094,000 | $431,612,000 |
| Accumulated Depreciation | $-616,821,000 | $-601,991,000 | $-579,387,000 | $-556,665,000 |
| Gross PPE | $1,039,814,000 | $1,030,212,000 | $1,016,481,000 | $988,277,000 |
| Machinery Furniture Equipment | $332,712,000 | $331,200,000 | $325,855,000 | $307,990,000 |
| Buildings And Improvements | $594,932,000 | $588,093,000 | $582,075,000 | $571,665,000 |
| Land And Improvements | $112,170,000 | $110,919,000 | $108,551,000 | $108,622,000 |
| Other Short Term Investments | $4,833,663,000 | $4,987,916,000 | $4,822,341,000 | $4,417,796,000 |
Fetched: 2026-06-25
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $472,936,000 | $459,801,000 | $446,935,000 | $368,728,000 |
| Operating Activities | ||||
| Operating Cash Flow | $491,057,000 | $473,948,000 | $474,432,000 | $387,941,000 |
| Cash Flow From Continuing Operating Activities | $491,057,000 | $473,948,000 | $474,432,000 | $387,941,000 |
| Operating Gains Losses | $-5,526,000 | $-7,737,000 | $-1,178,000 | $-19,004,000 |
| Investing Activities | ||||
| Capital Expenditure | $-18,121,000 | $-14,147,000 | $-27,497,000 | $-19,213,000 |
| Investing Cash Flow | $-591,693,000 | $-985,063,000 | $-1,067,206,000 | $-992,028,000 |
| Cash Flow From Continuing Investing Activities | $-591,693,000 | $-985,063,000 | $-1,067,206,000 | $-992,028,000 |
| Net Other Investing Changes | $9,035,000 | $1,760,000 | $8,888,000 | $8,969,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-4,608,000 | $-963,000 | $-4,611,000 | $-52,048,000 |
| Issuance Of Capital Stock | $1,466,000 | $3,758,000 | $1,167,000 | $1,537,000 |
| Financing Cash Flow | $284,471,000 | $212,709,000 | $-843,892,000 | $-517,431,000 |
| Cash Flow From Continuing Financing Activities | $284,471,000 | $212,709,000 | $-843,892,000 | $-517,431,000 |
| Cash Dividends Paid | $-87,062,000 | $-82,078,000 | $-78,247,000 | $-75,375,000 |
| Net Common Stock Issuance | $-3,142,000 | $2,795,000 | $-3,444,000 | $-50,511,000 |
| Common Stock Issuance | $1,466,000 | $3,758,000 | $1,167,000 | $1,537,000 |
| Dividends Received Cfi | $21,898,000 | $32,007,000 | $12,175,000 | $8,886,000 |
| Other | ||||
| Repayment Of Debt | $-209,000 | $-204,000 | $-25,973,000 | $-425,194,000 |
| Interest Paid Supplemental Data | $216,598,000 | $201,827,000 | $117,936,000 | $36,355,000 |
| Income Tax Paid Supplemental Data | $69,670,000 | $51,104,000 | $72,104,000 | $22,118,000 |
| End Cash Position | $536,487,000 | $352,652,000 | $651,058,000 | $2,087,724,000 |
| Beginning Cash Position | $352,652,000 | $651,058,000 | $2,087,724,000 | $3,209,242,000 |
| Changes In Cash | $183,835,000 | $-298,406,000 | $-1,436,666,000 | $-1,121,518,000 |
| Common Stock Payments | $-4,608,000 | $-963,000 | $-4,611,000 | $-52,048,000 |
| Net Issuance Payments Of Debt | $-209,000 | $-204,000 | $-25,973,000 | $-425,194,000 |
| Net Long Term Debt Issuance | $-209,000 | $-204,000 | $-25,973,000 | $-425,194,000 |
| Long Term Debt Payments | $-209,000 | $-204,000 | $-25,973,000 | $-425,194,000 |
| Net Investment Purchase And Sale | $60,218,000 | $-193,080,000 | $-428,065,000 | $-775,826,000 |
| Sale Of Investment | $1,004,282,000 | $839,515,000 | $682,406,000 | $759,092,000 |
| Purchase Of Investment | $-944,064,000 | $-1,032,595,000 | $-1,110,471,000 | $-1,534,918,000 |
| Net PPE Purchase And Sale | $-18,098,000 | $-13,273,000 | $-27,228,000 | $-5,717,000 |
| Sale Of PPE | $23,000 | $874,000 | $269,000 | $13,496,000 |
| Purchase Of PPE | $-18,121,000 | $-14,147,000 | $-27,497,000 | $-19,213,000 |
| Change In Working Capital | $30,106,000 | $26,075,000 | $-16,055,000 | $39,799,000 |
| Change In Other Current Liabilities | $-4,258,000 | $41,015,000 | $10,757,000 | $42,018,000 |
| Change In Other Current Assets | $34,619,000 | $-8,067,000 | $-7,297,000 | $12,975,000 |
| Change In Receivables | $-255,000 | $-6,873,000 | $-19,515,000 | $-15,194,000 |
| Changes In Account Receivables | $-255,000 | $-6,873,000 | $-19,515,000 | $-15,194,000 |
| Other Non Cash Items | $1,814,000 | $814,000 | $-4,832,000 | $-469,000 |
| Stock Based Compensation | $104,000 | $214,000 | $330,000 | $449,000 |
| Unrealized Gain Loss On Investment Securities | $-180,000 | $24,000 | $-59,000 | $721,000 |
| Deferred Tax | $14,066,000 | $-11,466,000 | $22,950,000 | $10,619,000 |
| Deferred Income Tax | $14,066,000 | $-11,466,000 | $22,950,000 | $10,619,000 |
| Depreciation Amortization Depletion | $23,349,000 | $22,524,000 | $21,944,000 | $21,821,000 |
| Depreciation And Amortization | $23,349,000 | $22,524,000 | $21,944,000 | $21,821,000 |
| Depreciation | $23,349,000 | $22,524,000 | $21,944,000 | $21,821,000 |
| Earnings Losses From Equity Investments | $-5,504,000 | $-7,360,000 | $-983,000 | $-15,894,000 |
| Gain Loss On Investment Securities | $1,000 | $1,000 | $3,000 | $0 |
| Gain Loss On Sale Of PPE | $-23,000 | $-378,000 | $-198,000 | $-3,110,000 |
| Net Income From Continuing Operations | $412,293,000 | $409,167,000 | $411,768,000 | $300,232,000 |
Fetched: 2026-06-25