IMXI
International Money Express, Inc.
Price Chart
Latest Quote
$13.83
| Previous Close | $13.31 |
| Open | $13.54 |
| Day High | $13.99 |
| Day Low | $13.54 |
| Volume | 104,102 |
Stock Information
| Shares Outstanding | 30.09M |
| Total Debt | $262.28M |
| Cash Equivalents | $170.32M |
| Revenue | $589.28M |
| Net Income | $25.41M |
| Sector | Technology |
| Industry | Software - Infrastructure |
| Market Cap | $416.21M |
| P/E Ratio | 16.27 |
| EPS (TTM) | $0.85 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $492.52M |
| Sales | $589.28M |
| Income | $25.41M |
| Book/sh | $5.40 |
| Cash/sh | $5.66 |
| Employees | 1K |
Financial Ratios
| Quick Ratio | 1.95 |
| Current Ratio | 2.84 |
| Debt/Eq | 161.21 |
| EPS Growth TTM | -93.40% |
Returns & Margins
| ROA | 7.63% |
| ROE | 16.83% |
| Gross Margin | 35.27% |
| Operating Margin | -10.87% |
| Profit Margin | 4.31% |
Ownership
| Insider Ownership | 9.36% |
| Institutional Ownership | 88.50% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 7.79 |
| PEG | 2.74 |
| P/S | 0.71 |
| P/B | 2.56 |
Analyst Data
| Recommendation | none |
| Target Price | $16.00 |
Technical Indicators
| SMA20 | $14.69 |
| SMA50 | $15.28 |
| SMA200 | $15.25 |
| RSI | 30.90 |
| ATR | 0.3768 |
| Shares Float | 26.59M |
| Short Float | 4.28% |
| Short Ratio | 1.55 |
| Volatility | 0.75 |
| Rel Volume | 0.23 |
Performance History
| Week | -6.87% |
| Month | -9.25% |
| Quarter | -12.74% |
| 6 Months | -10.14% |
| YTD | -9.84% |
| Year | +34.40% |
| 3 Years | -43.71% |
| 5 Years | -8.05% |
| 10 Years | +42.58% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $13.83 | 104,102 |
| 2026-06-24 | $13.31 | 556,800 |
| 2026-06-23 | $13.73 | 456,800 |
| 2026-06-22 | $14.00 | 650,100 |
| 2026-06-18 | $14.32 | 960,400 |
| 2026-06-17 | $14.85 | 296,500 |
| 2026-06-16 | $14.86 | 263,800 |
| 2026-06-15 | $14.78 | 403,600 |
| 2026-06-12 | $14.99 | 345,200 |
| 2026-06-11 | $14.88 | 479,500 |
| 2026-06-10 | $14.67 | 410,200 |
| 2026-06-09 | $15.01 | 303,800 |
| 2026-06-08 | $15.09 | 546,400 |
| 2026-06-05 | $14.95 | 335,800 |
| 2026-06-04 | $15.14 | 357,500 |
| 2026-06-03 | $15.20 | 449,200 |
| 2026-06-02 | $15.14 | 596,500 |
| 2026-06-01 | $15.12 | 592,700 |
| 2026-05-29 | $14.97 | 557,400 |
| 2026-05-28 | $14.96 | 491,200 |
| 2026-05-27 | $15.17 | 605,900 |
| 2026-05-26 | $15.24 | 257,400 |
About International Money Express, Inc.
International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. The company was founded in 1994 and is headquartered in Miami, Florida.
đ° Latest News
International Money Express: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-03-06T22:36:31ZWestern Union Pursues Fintech Shift With Intermex Deal And Stablecoin Launch
Simply Wall St. âĸ 2026-02-25T17:14:48ZWestern Union Posts Mixed Q4 Results as Macro Pressures Weigh on Remittances, RBC Says
MT Newswires âĸ 2026-02-23T16:54:46ZWestern Union falls as revenue misses analyst estimates
Investing.com âĸ 2026-02-20T13:19:32ZPaypal (PYPL) Q4 Earnings and Revenues Miss Estimates
Zacks âĸ 2026-02-03T13:25:01ZâInternational Money Express (IMXI) Has Gained More than 49% Over the Past 6 Months
Insider Monkey âĸ 2026-01-16T15:26:35ZInternational Money Express (IMXI) Shareholders Approve Western Union Deal
Insider Monkey âĸ 2025-12-17T14:30:53ZHere's What Key Metrics Tell Us About International Money Express (IMXI) Q3 Earnings
Zacks âĸ 2025-11-11T14:30:02ZInternational Money Express (IMXI) Q3 Earnings and Revenues Lag Estimates
Zacks âĸ 2025-11-10T22:25:03ZInternational Money Express: Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-11-10T21:20:40ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $388,866,000 | $428,968,000 | $430,865,000 | $364,804,000 |
| Cost Of Revenue | $388,866,000 | $428,968,000 | $430,865,000 | $364,804,000 |
| Total Revenue | $607,776,000 | $658,649,000 | $658,735,000 | $546,805,000 |
| Operating Revenue | $589,315,000 | $643,745,000 | $649,448,000 | $542,082,000 |
| Expenses | ||||
| Interest Expense | $11,836,000 | $11,745,000 | $10,426,000 | $5,629,000 |
| Total Expenses | $539,711,000 | $558,754,000 | $561,586,000 | $460,892,000 |
| Other Income Expense | $-9,129,000 | $-4,879,000 | $-1,659,000 | $-3,005,000 |
| Other Non Operating Income Expenses | $3,286,000 | - | - | - |
| Net Non Operating Interest Income Expense | $-11,836,000 | $-11,745,000 | $-10,426,000 | $-5,629,000 |
| Interest Expense Non Operating | $11,836,000 | $11,745,000 | $10,426,000 | $5,629,000 |
| Operating Expense | $150,845,000 | $129,786,000 | $130,721,000 | $96,088,000 |
| General And Administrative Expense | $125,768,000 | $109,730,000 | $112,858,000 | $86,618,000 |
| Other Operating Expenses | - | - | $-9,287,000 | $-4,723,000 |
| Selling And Marketing Expense | - | - | - | $34,394,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Net Interest Income | $-11,836,000 | $-11,745,000 | $-10,426,000 | $-5,629,000 |
| Normalized Income | $41,287,010 | $62,265,574 | $60,675,719 | $59,560,320 |
| Net Income From Continuing And Discontinued Operation | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Total Operating Income As Reported | $55,650,000 | $95,016,000 | $95,490,000 | $82,908,000 |
| Net Income Common Stockholders | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Net Income | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Net Income Including Noncontrolling Interests | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Net Income Continuous Operations | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Pretax Income | $47,100,000 | $83,271,000 | $85,064,000 | $77,279,000 |
| Special Income Charges | $-12,415,000 | $-4,879,000 | $-1,659,000 | $-3,005,000 |
| Operating Income | $68,065,000 | $99,895,000 | $97,149,000 | $85,913,000 |
| Depreciation Amortization Depletion Income Statement | $17,161,000 | $13,645,000 | $12,866,000 | $9,470,000 |
| Depreciation And Amortization In Income Statement | $17,161,000 | $13,645,000 | $12,866,000 | $9,470,000 |
| Gross Profit | $218,910,000 | $229,681,000 | $227,870,000 | $182,001,000 |
| Per Share | ||||
| Diluted EPS | $1.08 | $1.79 | $1.63 | $1.48 |
| Basic EPS | $1.09 | $1.81 | $1.67 | $1.52 |
| Other | ||||
| Tax Effect Of Unusual Items | $-3,798,990 | $-1,434,426 | $-498,281 | $-775,680 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $88,512,000 | $113,540,000 | $110,015,000 | $95,383,000 |
| Total Unusual Items | $-12,415,000 | $-4,879,000 | $-1,659,000 | $-3,005,000 |
| Total Unusual Items Excluding Goodwill | $-12,415,000 | $-4,879,000 | $-1,659,000 | $-3,005,000 |
| Reconciled Depreciation | $17,161,000 | $13,645,000 | $12,866,000 | $9,470,000 |
| EBITDA (Bullshit earnings) | $76,097,000 | $108,661,000 | $108,356,000 | $92,378,000 |
| EBIT | $58,936,000 | $95,016,000 | $95,490,000 | $82,908,000 |
| Diluted Average Shares | $30,181,194 | $32,850,497 | $36,429,714 | $38,625,390 |
| Basic Average Shares | $29,938,268 | $32,430,755 | $35,604,582 | $37,733,047 |
| Diluted NI Availto Com Stockholders | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Tax Provision | $14,429,000 | $24,450,000 | $25,549,000 | $19,948,000 |
| Impairment Of Capital Assets | $1,209,000 | - | - | - |
| Restructuring And Mergern Acquisition | $11,206,000 | $4,879,000 | $1,659,000 | $3,005,000 |
| Provision For Doubtful Accounts | $7,916,000 | $6,411,000 | $4,997,000 | - |
| Selling General And Administration | $125,768,000 | $109,730,000 | $112,858,000 | $86,618,000 |
| Other Gand A | $50,732,000 | $41,483,000 | $42,655,000 | $34,394,000 |
| Salaries And Wages | $75,036,000 | $68,247,000 | $70,203,000 | $52,224,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $81,664,000 | $52,882,000 | $76,908,000 | $80,306,000 |
| Total Assets | $517,691,000 | $462,377,000 | $576,812,000 | $512,072,000 |
| Total Non Current Assets | $164,532,000 | $164,594,000 | $143,938,000 | $129,636,000 |
| Other Non Current Assets | $7,669,000 | $7,787,000 | $5,426,000 | $4,654,000 |
| Non Current Prepaid Assets | $1,750,000 | $3,702,000 | $3,372,000 | $1,062,000 |
| Non Current Accounts Receivable | $2,696,000 | $2,198,000 | $2,897,000 | $1,392,000 |
| Goodwill And Other Intangible Assets | $79,390,000 | $82,042,000 | $72,129,000 | $69,600,000 |
| Other Intangible Assets | $25,404,000 | $26,847,000 | $18,143,000 | $19,826,000 |
| Current Assets | $353,159,000 | $297,783,000 | $432,874,000 | $382,436,000 |
| Other Current Assets | $1,806,000 | $1,876,000 | $2,611,000 | $4,730,000 |
| Prepaid Assets | $75,504,000 | $56,240,000 | $34,309,000 | $97,094,000 |
| Receivables | $107,167,000 | $109,164,000 | $156,751,000 | $131,119,000 |
| Other Receivables | $1,798,000 | $2,087,000 | $1,514,000 | $1,311,000 |
| Accounts Receivable | $105,369,000 | $107,077,000 | $155,237,000 | $129,808,000 |
| Allowance For Doubtful Accounts Receivable | $-5,530,000 | $-3,546,000 | $-2,610,000 | $-2,555,000 |
| Gross Accounts Receivable | $110,899,000 | $110,623,000 | $157,847,000 | $132,363,000 |
| Cash Cash Equivalents And Short Term Investments | $168,682,000 | $130,503,000 | $239,203,000 | $149,493,000 |
| Cash And Cash Equivalents | $168,682,000 | $130,503,000 | $239,203,000 | $149,493,000 |
| Non Current Deferred Assets | - | - | - | $1,578,000 |
| Cash Financial | - | - | - | $149,493,000 |
| Debt | ||||
| Net Debt | $26,143,000 | $26,120,000 | - | $5,717,000 |
| Total Debt | $216,515,000 | $181,673,000 | $215,861,000 | $183,740,000 |
| Long Term Debt And Capital Lease Obligation | $210,308,000 | $175,205,000 | $203,743,000 | $173,507,000 |
| Long Term Debt | $194,825,000 | $156,623,000 | $181,073,000 | $150,235,000 |
| Current Debt And Capital Lease Obligation | $6,207,000 | $6,468,000 | $12,118,000 | $10,233,000 |
| Current Debt | - | - | $7,163,000 | $4,975,000 |
| Other Current Borrowings | - | - | $7,163,000 | $4,975,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $356,637,000 | $327,453,000 | $427,775,000 | $362,166,000 |
| Total Non Current Liabilities Net Minority Interest | $215,680,000 | $175,455,000 | $204,402,000 | $177,399,000 |
| Non Current Deferred Liabilities | $5,372,000 | $250,000 | $659,000 | $3,892,000 |
| Non Current Deferred Taxes Liabilities | $5,372,000 | $250,000 | $659,000 | $3,892,000 |
| Current Liabilities | $140,957,000 | $151,998,000 | $223,373,000 | $184,767,000 |
| Other Current Liabilities | $150,000 | $2,402,000 | $2,002,000 | $1,321,000 |
| Current Deferred Liabilities | $0 | $2,692,000 | $4,771,000 | $4,212,000 |
| Payables And Accrued Expenses | $134,600,000 | $140,436,000 | $204,482,000 | $169,001,000 |
| Payables | $121,178,000 | $125,609,000 | $190,035,000 | $158,407,000 |
| Other Payable | $103,921,000 | $103,124,000 | $144,915,000 | $131,392,000 |
| Total Tax Payable | $1,940,000 | $2,965,000 | $8,613,000 | $1,329,000 |
| Accounts Payable | $15,317,000 | $19,520,000 | $36,507,000 | $25,686,000 |
| Equity | ||||
| Common Stock Equity | $161,054,000 | $134,924,000 | $149,037,000 | $149,906,000 |
| Total Equity Gross Minority Interest | $161,054,000 | $134,924,000 | $149,037,000 | $149,906,000 |
| Stockholders Equity | $161,054,000 | $134,924,000 | $149,037,000 | $149,906,000 |
| Gains Losses Not Affecting Retained Earnings | $104,000 | $-1,446,000 | $262,000 | $-142,000 |
| Other Equity Adjustments | $104,000 | $-1,446,000 | $262,000 | $-142,000 |
| Retained Earnings | $290,141,000 | $257,470,000 | $198,649,000 | $139,134,000 |
| Other | ||||
| Treasury Shares Number | $10,963,568 | $9,615,354 | $5,850,034 | $2,822,266 |
| Ordinary Shares Number | $29,719,115 | $30,548,702 | $33,823,237 | $36,630,970 |
| Share Issued | $40,682,683 | $40,164,056 | $39,673,271 | $39,453,236 |
| Tangible Book Value | $81,664,000 | $52,882,000 | $76,908,000 | $80,306,000 |
| Invested Capital | $355,879,000 | $291,547,000 | $337,273,000 | $305,116,000 |
| Working Capital | $212,202,000 | $145,785,000 | $209,501,000 | $197,669,000 |
| Capital Lease Obligations | $21,690,000 | $25,050,000 | $27,625,000 | $28,530,000 |
| Total Capitalization | $355,879,000 | $291,547,000 | $330,110,000 | $300,141,000 |
| Treasury Stock | $217,030,000 | $200,696,000 | $125,564,000 | $59,300,000 |
| Additional Paid In Capital | $87,835,000 | $79,592,000 | $75,686,000 | $70,210,000 |
| Capital Stock | $4,000 | $4,000 | $4,000 | $4,000 |
| Common Stock | $4,000 | $4,000 | $4,000 | $4,000 |
| Preferred Stock | $0 | $0 | $0 | - |
| Long Term Capital Lease Obligation | $15,483,000 | $18,582,000 | $22,670,000 | $23,272,000 |
| Current Deferred Revenue | $0 | $2,692,000 | $4,771,000 | $4,212,000 |
| Current Capital Lease Obligation | $6,207,000 | $6,468,000 | $4,955,000 | $5,258,000 |
| Current Accrued Expenses | $13,422,000 | $14,827,000 | $14,447,000 | $10,594,000 |
| Goodwill | $53,986,000 | $55,195,000 | $53,986,000 | $49,774,000 |
| Net PPE | $73,027,000 | $68,865,000 | $60,114,000 | $52,928,000 |
| Accumulated Depreciation | $-63,713,000 | $-58,068,000 | $-46,083,000 | $-33,654,000 |
| Gross PPE | $136,740,000 | $126,933,000 | $106,197,000 | $86,582,000 |
| Other Properties | $32,778,000 | $33,011,000 | $32,100,000 | $30,368,000 |
| Machinery Furniture Equipment | $103,859,000 | $93,228,000 | $67,040,000 | $55,613,000 |
| Buildings And Improvements | $103,000 | $658,000 | $663,000 | $565,000 |
| Land And Improvements | $0 | $36,000 | $36,000 | $36,000 |
| Properties | $0 | $0 | $0 | $0 |
| Construction In Progress | - | $0 | $6,358,000 | $0 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $15,813,000 | $23,088,000 | $130,722,000 | $3,001,000 |
| Operating Activities | ||||
| Operating Cash Flow | $36,887,000 | $53,085,000 | $143,525,000 | $15,174,000 |
| Cash Flow From Continuing Operating Activities | $36,887,000 | $53,085,000 | $143,525,000 | $15,174,000 |
| Operating Gains Losses | $1,464,000 | $1,592,000 | $1,785,000 | $788,000 |
| Investing Activities | ||||
| Capital Expenditure | $-21,074,000 | $-29,997,000 | $-12,803,000 | $-12,173,000 |
| Investing Cash Flow | $-22,066,000 | $-43,946,000 | $-18,280,000 | $-12,529,000 |
| Cash Flow From Continuing Investing Activities | $-22,066,000 | $-43,946,000 | $-18,280,000 | $-12,529,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-16,334,000 | $-75,132,000 | $-66,264,000 | $-53,734,000 |
| Financing Cash Flow | $20,795,000 | $-114,204,000 | $-37,120,000 | $14,058,000 |
| Cash Flow From Continuing Financing Activities | $20,795,000 | $-114,204,000 | $-37,120,000 | $14,058,000 |
| Net Other Financing Charges | $-1,131,000 | $-5,534,000 | $-4,685,000 | $-5,493,000 |
| Net Common Stock Issuance | $-16,334,000 | $-75,132,000 | $-66,264,000 | $-53,734,000 |
| Other | ||||
| Repayment Of Debt | $-8,046,286,000 | $-3,052,069,000 | $-5,469,000 | $-4,375,000 |
| Issuance Of Debt | $8,084,500,000 | $3,019,200,000 | $38,000,000 | $76,000,000 |
| Interest Paid Supplemental Data | $10,809,000 | $10,430,000 | $9,180,000 | $4,625,000 |
| Income Tax Paid Supplemental Data | $17,889,000 | $24,591,000 | $21,503,000 | $24,265,000 |
| End Cash Position | $168,682,000 | $130,503,000 | $239,203,000 | $149,493,000 |
| Beginning Cash Position | $130,503,000 | $239,203,000 | $149,493,000 | $132,474,000 |
| Effect Of Exchange Rate Changes | $2,563,000 | $-3,635,000 | $1,585,000 | $316,000 |
| Changes In Cash | $35,616,000 | $-105,065,000 | $88,125,000 | $16,703,000 |
| Proceeds From Stock Option Exercised | $46,000 | $-669,000 | $1,298,000 | $1,660,000 |
| Common Stock Payments | $-16,334,000 | $-75,132,000 | $-66,264,000 | $-53,734,000 |
| Net Issuance Payments Of Debt | $38,214,000 | $-32,869,000 | $32,531,000 | $71,625,000 |
| Net Long Term Debt Issuance | $38,214,000 | $-32,869,000 | $32,531,000 | $71,625,000 |
| Long Term Debt Payments | $-8,046,286,000 | $-3,052,069,000 | $-5,469,000 | $-4,375,000 |
| Long Term Debt Issuance | $8,084,500,000 | $3,019,200,000 | $38,000,000 | $76,000,000 |
| Net Investment Properties Purchase And Sale | $407,000 | $0 | $0 | - |
| Sale Of Investment Properties | $407,000 | $0 | $0 | - |
| Net Business Purchase And Sale | $-1,399,000 | $-13,949,000 | $-5,477,000 | $-356,000 |
| Purchase Of Business | $-1,399,000 | $-13,949,000 | $-5,477,000 | $-356,000 |
| Net PPE Purchase And Sale | $-21,074,000 | $-29,997,000 | $-12,803,000 | $-12,173,000 |
| Purchase Of PPE | $-21,074,000 | $-29,997,000 | $-12,803,000 | $-12,173,000 |
| Change In Working Capital | $-49,338,000 | $-42,423,000 | $50,659,000 | $-65,705,000 |
| Change In Other Current Liabilities | $-7,902,000 | $-5,852,000 | $-6,235,000 | $594,000 |
| Change In Payables And Accrued Expense | $-17,791,000 | $-59,405,000 | $24,623,000 | $18,692,000 |
| Change In Payable | $-17,791,000 | $-59,405,000 | $24,623,000 | $18,692,000 |
| Change In Account Payable | $-17,827,000 | $-23,125,000 | $20,636,000 | $-1,042,000 |
| Change In Prepaid Assets | $-16,592,000 | $-18,764,000 | $61,514,000 | $-36,363,000 |
| Change In Receivables | $-7,053,000 | $41,598,000 | $-29,243,000 | $-48,628,000 |
| Changes In Account Receivables | $-7,053,000 | $41,598,000 | $-29,243,000 | $-48,628,000 |
| Other Non Cash Items | $11,329,000 | $8,444,000 | $8,215,000 | $4,103,000 |
| Stock Based Compensation | $9,276,000 | $7,043,000 | $8,111,000 | $7,118,000 |
| Provisionand Write Offof Assets | $7,916,000 | $6,411,000 | $4,997,000 | $2,572,000 |
| Asset Impairment Charge | $1,209,000 | $0 | $0 | - |
| Deferred Tax | $5,199,000 | $-448,000 | $-2,623,000 | $-503,000 |
| Deferred Income Tax | $5,199,000 | $-448,000 | $-2,623,000 | $-503,000 |
| Depreciation Amortization Depletion | $17,161,000 | $13,645,000 | $12,866,000 | $9,470,000 |
| Depreciation And Amortization | $17,161,000 | $13,645,000 | $12,866,000 | $9,470,000 |
| Gain Loss On Sale Of PPE | $1,464,000 | $1,592,000 | $1,785,000 | $788,000 |
| Net Income From Continuing Operations | $32,671,000 | $58,821,000 | $59,515,000 | $57,331,000 |
| Net Short Term Debt Issuance | - | - | - | $76,000,000 |
| Short Term Debt Issuance | - | - | - | $76,000,000 |