INBK
First Internet Bancorp
Price Chart
Latest Quote
$26.44
+0.13 (+0.49%)
Current Price
| Previous Close | $26.31 |
| Open | $26.70 |
| Day High | $26.70 |
| Day Low | $26.18 |
| Volume | 6,200 |
Stock Information
| Quarterly Dividend / Yield | $0.24 / 0.91% |
| Shares Outstanding | 8.72M |
| Quarterly Dividend Yield | 0.91% |
| Quarterly Dividend | $0.24 |
| Total Debt | $345.16M |
| Cash Equivalents | $601.92M |
| Revenue | $47.38M |
| Net Income | $-33.60M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $230.47M |
| EPS (TTM) | $-3.85 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-27.42M |
| Sales | $47.38M |
| Income | $-33.60M |
| Book/sh | $41.41 |
| Cash/sh | $69.05 |
| Employees | 354 |
Financial Ratios
| EPS Growth TTM | 166.10% |
Returns & Margins
| ROA | -0.58% |
| ROE | -8.98% |
| Operating Margin | 12.20% |
| Profit Margin | -70.92% |
Ownership
| Insider Ownership | 14.01% |
| Institutional Ownership | 71.96% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 5.59 |
| P/S | 4.86 |
| P/B | 0.64 |
Analyst Data
| Recommendation | none |
| Target Price | $25.75 |
Technical Indicators
| SMA20 | $25.16 |
| SMA50 | $24.36 |
| SMA200 | $21.76 |
| RSI | 72.18 |
| ATR | 0.8839 |
| Shares Float | 7.49M |
| Short Float | 2.35% |
| Short Ratio | 3.08 |
| Volatility | 0.87 |
| Rel Volume | 0.19 |
Performance History
| Week | +5.09% |
| Month | +11.75% |
| Quarter | +31.22% |
| 6 Months | +26.35% |
| YTD | +29.80% |
| Year | +0.06% |
| 3 Years | +86.27% |
| 5 Years | -15.56% |
| 10 Years | +29.91% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $26.44 | 6,200 |
| 2026-06-24 | $26.31 | 27,100 |
| 2026-06-23 | $26.03 | 27,400 |
| 2026-06-22 | $25.53 | 26,200 |
| 2026-06-18 | $25.78 | 52,800 |
| 2026-06-17 | $25.16 | 22,900 |
| 2026-06-16 | $25.79 | 39,900 |
| 2026-06-15 | $25.69 | 26,600 |
| 2026-06-12 | $26.17 | 36,500 |
| 2026-06-11 | $25.57 | 26,400 |
| 2026-06-10 | $25.59 | 39,000 |
| 2026-06-09 | $25.41 | 37,300 |
| 2026-06-08 | $25.00 | 29,200 |
| 2026-06-05 | $24.69 | 41,600 |
| 2026-06-04 | $24.24 | 40,000 |
| 2026-06-03 | $23.02 | 41,200 |
| 2026-06-02 | $24.45 | 44,100 |
| 2026-06-01 | $23.99 | 29,700 |
| 2026-05-29 | $24.16 | 26,900 |
| 2026-05-28 | $24.15 | 37,300 |
| 2026-05-27 | $23.80 | 44,600 |
| 2026-05-26 | $23.66 | 34,700 |
About First Internet Bancorp
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
đ° Latest News
Piper Sandler Says Elevated Credit Costs Continue to Weigh on First Internet Bancorp (INBK)
Insider Monkey âĸ 2026-05-14T05:50:45Z
First Internet (INBK) Q1 2026 Earnings Transcript
Motley Fool âĸ 2026-05-01T16:31:06Z
First Internet Bancorp Q1 2026 Earnings Call Summary
Moby âĸ 2026-05-01T12:30:00Z
First Internet Bancorp (INBK) Q1 2026 Earnings Call Highlights: Strong Revenue Growth Amid ...
GuruFocus.com âĸ 2026-05-01T07:20:37ZFirst Internet Bancorp (INBK) Q1 Earnings Surpass Estimates
Zacks âĸ 2026-05-01T00:45:02Z
Here's What Key Metrics Tell Us About First Internet (INBK) Q1 Earnings
Zacks âĸ 2026-04-30T23:30:02Z
First Internet Bancorp Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-30T23:21:13Z
Northeast Community Bancorp (NECB) Lags Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-29T19:10:01Z
CF Bankshares Inc. (CFBK) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-04-28T14:00:21Z
Business First (BFST) Tops Q1 Earnings Estimates
Zacks âĸ 2026-04-27T13:15:02Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $109,811,000 | $128,914,000 | $95,315,000 | $113,915,000 |
| Operating Revenue | $109,811,000 | $128,914,000 | $95,315,000 | $113,915,000 |
| Expenses | ||||
| Interest Expense | $206,397,000 | $204,510,000 | $164,538,000 | $59,815,000 |
| Selling And Marketing Expense | $2,475,000 | $2,589,000 | $2,567,000 | $3,554,000 |
| General And Administrative Expense | $57,135,000 | $56,756,000 | $49,202,000 | $42,705,000 |
| Professional Expense And Contract Services Expense | $4,327,000 | $3,744,000 | $3,082,000 | $4,826,000 |
| Other Non Interest Expense | $10,703,000 | $9,172,000 | $8,230,000 | $7,065,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Net Interest Income | $113,760,000 | $87,377,000 | $74,904,000 | $97,093,000 |
| Interest Income | $320,157,000 | $291,887,000 | $239,442,000 | $156,908,000 |
| Normalized Income | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Net Income From Continuing And Discontinued Operation | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Net Income Common Stockholders | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Net Income | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Net Income Including Noncontrolling Interests | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Net Income Continuous Operations | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Pretax Income | $-50,869,000 | $27,542,000 | $4,940,000 | $40,100,000 |
| Special Income Charges | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $-4.03 | $2.88 | $0.95 | $3.70 |
| Basic EPS | $-4.03 | $2.91 | $0.95 | $3.73 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $6,192,000 | $8,460,000 | $5,748,000 | $8,729,000 |
| Diluted Average Shares | $8,729,970 | $8,765,725 | $8,858,890 | $9,595,115 |
| Basic Average Shares | $8,729,970 | $8,690,416 | $8,837,558 | $9,530,921 |
| Diluted NI Availto Com Stockholders | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Tax Provision | $-15,701,000 | $2,266,000 | $-3,477,000 | $4,559,000 |
| Gain On Sale Of Security | $53,000 | $139,000 | $42,000 | $0 |
| Selling General And Administration | $59,610,000 | $59,345,000 | $51,769,000 | $46,259,000 |
| Insurance And Claims | $6,109,000 | $5,000,000 | $3,880,000 | $1,152,000 |
| Salaries And Wages | $51,026,000 | $51,756,000 | $45,322,000 | $41,553,000 |
| Occupancy And Equipment | $13,673,000 | $11,902,000 | $10,599,000 | $10,688,000 |
| Total Unusual Items | - | - | $0 | $0 |
| Total Unusual Items Excluding Goodwill | - | - | $0 | $0 |
| Write Off | - | - | - | $0 |
| Other Special Charges | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $355,080,000 | $379,376,000 | $358,108,000 | $360,287,000 |
| Total Assets | $5,571,647,000 | $5,737,859,000 | $5,167,572,000 | $4,543,104,000 |
| Goodwill And Other Intangible Assets | $4,687,000 | $4,687,000 | $4,687,000 | $4,687,000 |
| Receivables | $250,018,000 | $973,146,000 | $955,233,000 | $949,790,000 |
| Other Receivables | $222,109,000 | $944,966,000 | $928,487,000 | $928,721,000 |
| Accounts Receivable | $27,909,000 | $28,180,000 | $26,746,000 | $21,069,000 |
| Cash And Cash Equivalents | $456,777,000 | $466,410,000 | $405,898,000 | $256,552,000 |
| Cash Financial | $6,145,000 | $9,249,000 | $8,269,000 | $17,426,000 |
| Cash Cash Equivalents And Federal Funds Sold | $456,777,000 | $466,410,000 | $405,898,000 | $256,552,000 |
| Debt | ||||
| Total Debt | $354,965,000 | $400,150,000 | $719,772,000 | $719,460,000 |
| Long Term Debt And Capital Lease Obligation | $354,965,000 | $400,150,000 | $719,772,000 | $719,460,000 |
| Long Term Debt | $354,965,000 | $400,150,000 | $719,772,000 | $719,460,000 |
| Net Debt | - | - | $313,874,000 | $462,908,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,211,880,000 | $5,353,796,000 | $4,804,777,000 | $4,178,130,000 |
| Payables And Accrued Expenses | $1,744,000 | $2,495,000 | $3,848,000 | $2,913,000 |
| Payables | $1,744,000 | $2,495,000 | $3,848,000 | $2,913,000 |
| Accounts Payable | $1,744,000 | $2,495,000 | $3,848,000 | $2,913,000 |
| Equity | ||||
| Common Stock Equity | $359,767,000 | $384,063,000 | $362,795,000 | $364,974,000 |
| Total Equity Gross Minority Interest | $359,767,000 | $384,063,000 | $362,795,000 | $364,974,000 |
| Stockholders Equity | $359,767,000 | $384,063,000 | $362,795,000 | $364,974,000 |
| Gains Losses Not Affecting Retained Earnings | $-20,130,000 | $-32,653,000 | $-29,375,000 | $-33,636,000 |
| Other Equity Adjustments | $-20,130,000 | $-32,653,000 | $-29,375,000 | $-33,636,000 |
| Retained Earnings | $193,320,000 | $230,622,000 | $207,470,000 | $205,675,000 |
| Other | ||||
| Ordinary Shares Number | $8,686,994 | $8,667,894 | $8,644,451 | $9,065,883 |
| Share Issued | $8,686,994 | $8,667,894 | $8,644,451 | $9,065,883 |
| Tangible Book Value | $355,080,000 | $379,376,000 | $358,108,000 | $360,287,000 |
| Invested Capital | $714,732,000 | $784,213,000 | $1,082,567,000 | $1,084,434,000 |
| Total Capitalization | $714,732,000 | $784,213,000 | $1,082,567,000 | $1,084,434,000 |
| Capital Stock | $186,577,000 | $186,094,000 | $184,700,000 | $192,935,000 |
| Common Stock | $186,577,000 | $186,094,000 | $184,700,000 | $192,935,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $1,029,296,000 | $837,151,000 | $702,008,000 | $579,552,000 |
| Held To Maturity Securities | $250,609,000 | $249,796,000 | $227,153,000 | $189,168,000 |
| Available For Sale Securities | $163,191,000 | $174,057,000 | - | - |
| Goodwill | $4,687,000 | $4,687,000 | $4,687,000 | $4,687,000 |
| Net PPE | $67,934,000 | $71,453,000 | $73,463,000 | $72,711,000 |
| Accumulated Depreciation | $-23,969,000 | $-19,469,000 | $-14,855,000 | $-10,897,000 |
| Gross PPE | $91,903,000 | $90,922,000 | $88,318,000 | $83,608,000 |
| Construction In Progress | $17,000 | $20,000 | $1,119,000 | $714,000 |
| Other Properties | $88,000 | $188,000 | $66,000 | $206,000 |
| Machinery Furniture Equipment | $22,818,000 | $22,047,000 | $20,836,000 | $19,585,000 |
| Buildings And Improvements | $63,382,000 | $63,069,000 | $60,699,000 | $57,505,000 |
| Land And Improvements | $5,598,000 | $5,598,000 | $5,598,000 | $5,598,000 |
| Other Short Term Investments | $615,496,000 | $587,355,000 | $474,855,000 | $390,384,000 |
| Current Accrued Expenses | - | - | - | $14,512,000 |
Fetched: 2026-06-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $2,221,000 | $10,400,000 | $6,313,000 | $65,206,000 |
| Operating Activities | ||||
| Operating Cash Flow | $3,449,000 | $12,992,000 | $11,680,000 | $82,723,000 |
| Cash Flow From Continuing Operating Activities | $3,449,000 | $12,992,000 | $11,680,000 | $82,723,000 |
| Operating Gains Losses | $8,313,000 | $-31,462,000 | $-21,238,000 | $-19,858,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,228,000 | $-2,592,000 | $-5,367,000 | $-17,517,000 |
| Investing Cash Flow | $128,681,000 | $-496,170,000 | $-474,503,000 | $-601,033,000 |
| Cash Flow From Continuing Investing Activities | $128,681,000 | $-496,170,000 | $-474,503,000 | $-601,033,000 |
| Net Other Investing Changes | $547,000 | $1,360,000 | $-4,464,000 | $-1,512,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-521,000 | $-283,000 | $-9,340,000 | $-27,780,000 |
| Financing Cash Flow | $-141,763,000 | $543,690,000 | $612,169,000 | $331,902,000 |
| Cash Flow From Continuing Financing Activities | $-141,763,000 | $543,690,000 | $612,169,000 | $331,902,000 |
| Net Other Financing Charges | $-262,000 | $-182,000 | $-153,000 | $-287,000 |
| Cash Dividends Paid | $-2,087,000 | $-2,078,000 | $-2,156,000 | $-2,317,000 |
| Common Stock Dividend Paid | $-2,087,000 | $-2,078,000 | $-2,156,000 | $-2,317,000 |
| Net Common Stock Issuance | $-521,000 | $-283,000 | $-9,340,000 | $-27,780,000 |
| Other | ||||
| Repayment Of Debt | $-150,000,000 | $-750,000,000 | $-475,000,000 | $-515,000,000 |
| Issuance Of Debt | $104,500,000 | $430,000,000 | $475,000,000 | $615,000,000 |
| Interest Paid Supplemental Data | $207,147,000 | $205,863,000 | $163,604,000 | $58,920,000 |
| Income Tax Paid Supplemental Data | $99,000 | $684,000 | $939,000 | $2,005,000 |
| End Cash Position | $456,777,000 | $466,410,000 | $405,898,000 | $256,552,000 |
| Beginning Cash Position | $466,410,000 | $405,898,000 | $256,552,000 | $442,960,000 |
| Changes In Cash | $-9,633,000 | $60,512,000 | $149,346,000 | $-186,408,000 |
| Common Stock Payments | $-521,000 | $-283,000 | $-9,340,000 | $-27,780,000 |
| Net Issuance Payments Of Debt | $-45,500,000 | $-320,000,000 | $0 | $100,000,000 |
| Net Long Term Debt Issuance | $-45,500,000 | $-320,000,000 | $0 | $100,000,000 |
| Long Term Debt Payments | $-150,000,000 | $-750,000,000 | $-475,000,000 | $-515,000,000 |
| Long Term Debt Issuance | $104,500,000 | $430,000,000 | $475,000,000 | $615,000,000 |
| Net Investment Purchase And Sale | $-187,371,000 | $-151,169,000 | $-116,563,000 | $30,400,000 |
| Sale Of Investment | $168,184,000 | $110,335,000 | $72,246,000 | $88,125,000 |
| Purchase Of Investment | $-355,555,000 | $-261,504,000 | $-188,809,000 | $-57,725,000 |
| Net PPE Purchase And Sale | $-1,228,000 | $-2,592,000 | $-5,367,000 | $-17,517,000 |
| Purchase Of PPE | $-1,228,000 | $-2,592,000 | $-5,367,000 | $-17,517,000 |
| Change In Working Capital | $4,493,000 | $2,869,000 | $-9,343,000 | $6,720,000 |
| Change In Other Working Capital | $-1,165,000 | $-1,100,000 | $-1,023,000 | $-959,000 |
| Change In Other Current Liabilities | $-3,607,000 | $5,364,000 | $-3,158,000 | $-3,775,000 |
| Change In Other Current Assets | $9,265,000 | $-1,395,000 | $-5,162,000 | $11,454,000 |
| Other Non Cash Items | $-35,820,000 | $-9,678,000 | $14,538,000 | $39,947,000 |
| Stock Based Compensation | $1,221,000 | $1,814,000 | $1,258,000 | $2,035,000 |
| Deferred Tax | $-18,096,000 | $-1,357,000 | $-4,353,000 | $4,632,000 |
| Deferred Income Tax | $-18,096,000 | $-1,357,000 | $-4,353,000 | $4,632,000 |
| Depreciation Amortization Depletion | $6,192,000 | $8,460,000 | $5,748,000 | $8,729,000 |
| Depreciation And Amortization | $6,192,000 | $8,460,000 | $5,748,000 | $8,729,000 |
| Net Income From Continuing Operations | $-35,168,000 | $25,276,000 | $8,417,000 | $35,541,000 |
| Sale Of PPE | - | - | $0 | $0 |
| Gain Loss On Sale Of PPE | - | - | $0 | $0 |
| Asset Impairment Charge | - | - | - | $0 |
| Gain Loss On Investment Securities | - | - | - | $0 |
Fetched: 2026-06-14