INGVF
ING Groep N.V.
Price Chart
Latest Quote
$31.03
| Previous Close | $31.03 |
| Open | $31.34 |
| Day High | $31.34 |
| Day Low | $31.34 |
| Volume | 500 |
Stock Information
| Quarterly Dividend / Yield | $1.27 / 4.08% |
| Shares Outstanding | 2.86B |
| Quarterly Dividend Yield | 4.08% |
| Quarterly Dividend | $1.27 |
| Total Debt | $291.73B |
| Cash Equivalents | $150.80B |
| Revenue | $28.03B |
| Net Income | $9.59B |
| Sector | Financial Services |
| Industry | Banks - Diversified |
| Market Cap | $88.79B |
| P/E Ratio | 12.41 |
| EPS (TTM) | $2.50 |
| Exchange | PNK |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $214.22B |
| Sales | $28.03B |
| Income | $9.59B |
| Book/sh | $20.40 |
| Cash/sh | $46.28 |
| Employees | 60K |
Financial Ratios
| EPS Growth TTM | 6.90% |
Returns & Margins
| ROA | 0.78% |
| ROE | 16.57% |
| Operating Margin | 41.68% |
| Profit Margin | 34.23% |
Ownership
| Insider Ownership | 0.38% |
| Institutional Ownership | 52.14% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| PEG | 2.04 |
| P/S | 3.61 |
| P/B | 1.52 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $30.91 |
| SMA50 | $29.71 |
| SMA200 | $26.76 |
| RSI | 38.41 |
| ATR | 0.4443 |
| Shares Float | 2.88B |
| Volatility | 0.90 |
Performance History
| Week | +0.75% |
| Month | -0.99% |
| Quarter | +31.42% |
| 6 Months | +19.58% |
| YTD | +11.03% |
| Year | +60.79% |
| 3 Years | +191.64% |
| 5 Years | +228.42% |
| 10 Years | +456.62% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $31.03 | 0 |
| 2026-06-23 | $31.03 | 0 |
| 2026-06-22 | $31.03 | 0 |
| 2026-06-18 | $31.03 | 0 |
| 2026-06-17 | $31.03 | 6,600 |
| 2026-06-16 | $30.80 | 0 |
| 2026-06-15 | $30.80 | 800 |
| 2026-06-12 | $29.10 | 0 |
| 2026-06-11 | $29.10 | 0 |
| 2026-06-10 | $29.10 | 4,900 |
| 2026-06-09 | $29.60 | 1,200 |
| 2026-06-08 | $29.26 | 5,200 |
| 2026-06-05 | $32.40 | 0 |
| 2026-06-04 | $32.40 | 0 |
| 2026-06-03 | $32.40 | 0 |
| 2026-06-02 | $32.40 | 0 |
| 2026-06-01 | $32.40 | 0 |
| 2026-05-29 | $32.40 | 200 |
| 2026-05-28 | $30.46 | 0 |
| 2026-05-27 | $30.46 | 0 |
| 2026-05-26 | $30.46 | 3,500 |
About ING Groep N.V.
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
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Simply Wall St. âĸ 2026-06-11T10:10:22ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $23,035,000,000 | $22,527,000,000 | $22,649,000,000 | $18,891,000,000 |
| Operating Revenue | $23,035,000,000 | $22,527,000,000 | $22,649,000,000 | $18,891,000,000 |
| Expenses | ||||
| Other Non Interest Expense | $12,583,000,000 | $2,778,000,000 | $2,641,000,000 | $2,716,000,000 |
| Interest Expense | - | $43,882,000,000 | $36,252,000,000 | $14,714,000,000 |
| Selling And Marketing Expense | - | $441,000,000 | $369,000,000 | $331,000,000 |
| General And Administrative Expense | - | $7,691,000,000 | $7,334,000,000 | $6,850,000,000 |
| Professional Expense And Contract Services Expense | - | $364,000,000 | $335,000,000 | $341,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $6,327,000,000 | $6,392,000,000 | $7,287,000,000 | $3,674,000,000 |
| Net Interest Income | $14,681,000,000 | $15,023,000,000 | $15,976,000,000 | $13,756,000,000 |
| Interest Income | $14,681,000,000 | $58,905,000,000 | $52,228,000,000 | $28,471,000,000 |
| Normalized Income | $6,327,000,000 | $6,653,690,000 | $7,616,103,000 | $4,155,907,306 |
| Net Income From Continuing And Discontinued Operation | $6,327,000,000 | $6,392,000,000 | $7,287,000,000 | $3,674,000,000 |
| Net Income Common Stockholders | $6,327,000,000 | $6,392,000,000 | $7,287,000,000 | $3,674,000,000 |
| Net Income | $6,327,000,000 | $6,392,000,000 | $7,287,000,000 | $3,674,000,000 |
| Net Income Including Noncontrolling Interests | $6,603,000,000 | $6,650,000,000 | $7,521,000,000 | $3,777,000,000 |
| Net Income Continuous Operations | $6,603,000,000 | $6,650,000,000 | $7,521,000,000 | $3,777,000,000 |
| Pretax Income | $9,148,000,000 | $9,300,000,000 | $10,492,000,000 | $5,502,000,000 |
| Special Income Charges | - | $-366,000,000 | $-459,000,000 | $-701,000,000 |
| Depreciation Amortization Depletion Income Statement | - | $673,000,000 | $674,000,000 | $711,000,000 |
| Depreciation And Amortization In Income Statement | - | $673,000,000 | $674,000,000 | $711,000,000 |
| Amortization Of Intangibles Income Statement | - | $216,000,000 | $213,000,000 | $226,000,000 |
| Depreciation Income Statement | - | $457,000,000 | $461,000,000 | $485,000,000 |
| Per Share | ||||
| Diluted EPS | - | $1.98 | $2.04 | $1.01 |
| Basic EPS | - | $1.98 | $2.05 | $1.02 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $-104,310,000 | $-129,897,000 | $-220,092,694 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Diluted NI Availto Com Stockholders | $6,327,000,000 | $6,392,000,000 | $7,287,000,000 | $3,674,000,000 |
| Minority Interests | $-275,000,000 | $-258,000,000 | $-235,000,000 | $-102,000,000 |
| Tax Provision | $2,545,000,000 | $2,650,000,000 | $2,970,000,000 | $1,725,000,000 |
| Gain On Sale Of Security | $129,000,000 | $2,075,000,000 | $525,000,000 | $1,469,000,000 |
| Total Unusual Items | - | $-366,000,000 | $-459,000,000 | $-702,000,000 |
| Total Unusual Items Excluding Goodwill | - | $-366,000,000 | $-459,000,000 | $-702,000,000 |
| Reconciled Depreciation | - | $673,000,000 | $674,000,000 | $711,000,000 |
| Diluted Average Shares | - | $3,228,700,000 | $3,565,300,000 | $3,624,300,000 |
| Basic Average Shares | - | $3,228,700,000 | $3,562,900,000 | $3,619,100,000 |
| Gain On Sale Of Business | - | $0 | $0 | $73,000,000 |
| Other Special Charges | - | $159,000,000 | $244,000,000 | $333,000,000 |
| Write Off | - | $35,000,000 | $5,000,000 | $192,000,000 |
| Impairment Of Capital Assets | - | $30,000,000 | $37,000,000 | $79,000,000 |
| Restructuring And Mergern Acquisition | - | $142,000,000 | $173,000,000 | $170,000,000 |
| Amortization | - | $216,000,000 | $213,000,000 | $226,000,000 |
| Selling General And Administration | - | $8,132,000,000 | $7,703,000,000 | $7,181,000,000 |
| Other Gand A | - | $277,000,000 | $289,000,000 | $273,000,000 |
| Insurance And Claims | - | $230,000,000 | $320,000,000 | $425,000,000 |
| Salaries And Wages | - | $7,184,000,000 | $6,725,000,000 | $6,152,000,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $48,188,000,000 | $48,980,000,000 | $50,040,000,000 | $48,806,000,000 |
| Total Assets | $1,054,405,000,000 | $1,020,545,000,000 | $975,583,000,000 | $967,817,000,000 |
| Goodwill And Other Intangible Assets | $1,510,000,000 | $1,333,000,000 | $1,198,000,000 | $1,101,000,000 |
| Cash And Cash Equivalents | $52,889,000,000 | $69,956,000,000 | $89,892,000,000 | $87,250,000,000 |
| Cash Cash Equivalents And Federal Funds Sold | $52,889,000,000 | $80,733,000,000 | $95,143,000,000 | $106,645,000,000 |
| Fixed Assets Revaluation Reserve | - | $161,000,000 | $178,000,000 | $176,000,000 |
| Other Intangible Assets | - | $857,000,000 | $729,000,000 | $637,000,000 |
| Prepaid Assets | - | $413,000,000 | $438,000,000 | $366,000,000 |
| Receivables | - | $984,000,000 | $834,000,000 | $900,000,000 |
| Other Receivables | - | $984,000,000 | $834,000,000 | $900,000,000 |
| Cash Financial | - | $1,645,000,000 | $1,587,000,000 | $1,681,000,000 |
| Debt | ||||
| Net Debt | $116,442,000,000 | $100,255,000,000 | $58,946,000,000 | $31,073,000,000 |
| Total Debt | $169,331,000,000 | $171,327,000,000 | $150,000,000,000 | $119,497,000,000 |
| Long Term Debt And Capital Lease Obligation | $169,331,000,000 | $171,327,000,000 | $150,000,000,000 | $119,497,000,000 |
| Long Term Debt | $169,331,000,000 | $170,211,000,000 | $148,838,000,000 | $118,323,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,003,452,000,000 | $969,237,000,000 | $923,401,000,000 | $917,406,000,000 |
| Derivative Product Liabilities | $1,338,000,000 | $28,267,000,000 | $25,148,000,000 | $33,917,000,000 |
| Minimum Pension Liabilities | - | $-333,000,000 | $-317,000,000 | $-232,000,000 |
| Non Current Deferred Liabilities | - | $301,000,000 | $198,000,000 | $287,000,000 |
| Non Current Deferred Taxes Liabilities | - | $287,000,000 | $184,000,000 | $257,000,000 |
| Payables And Accrued Expenses | - | $2,939,000,000 | $3,207,000,000 | $2,706,000,000 |
| Payables | - | $2,939,000,000 | $3,207,000,000 | $2,706,000,000 |
| Other Payable | - | $1,764,000,000 | $2,170,000,000 | $2,016,000,000 |
| Total Tax Payable | - | $1,175,000,000 | $1,037,000,000 | $690,000,000 |
| Income Tax Payable | - | $1,175,000,000 | $1,037,000,000 | $690,000,000 |
| Equity | ||||
| Common Stock Equity | $49,698,000,000 | $50,313,000,000 | $51,238,000,000 | $49,907,000,000 |
| Total Equity Gross Minority Interest | $50,953,000,000 | $51,308,000,000 | $52,182,000,000 | $50,411,000,000 |
| Stockholders Equity | $49,698,000,000 | $50,313,000,000 | $51,238,000,000 | $49,907,000,000 |
| Long Term Equity Investment | $1,607,000,000 | $1,679,000,000 | $1,509,000,000 | $1,500,000,000 |
| Gains Losses Not Affecting Retained Earnings | - | $78,000,000 | $-771,000,000 | $-985,000,000 |
| Other Equity Adjustments | - | $899,000,000 | $1,020,000,000 | $618,000,000 |
| Retained Earnings | - | $33,853,000,000 | $36,852,000,000 | $34,944,000,000 |
| Other | ||||
| Treasury Shares Number | $119,100,000 | $51,116,640 | $154,571,480 | $107,400,000 |
| Ordinary Shares Number | $2,902,400,000 | $3,096,274,533 | $3,343,622,989 | $3,619,144,872 |
| Share Issued | $3,021,500,000 | $3,147,391,173 | $3,498,194,469 | $3,726,544,872 |
| Tangible Book Value | $48,188,000,000 | $48,980,000,000 | $50,040,000,000 | $48,806,000,000 |
| Invested Capital | $219,029,000,000 | $220,524,000,000 | $200,076,000,000 | $168,230,000,000 |
| Total Capitalization | $219,029,000,000 | $220,524,000,000 | $200,076,000,000 | $168,230,000,000 |
| Minority Interest | $1,255,000,000 | $995,000,000 | $944,000,000 | $504,000,000 |
| Investments And Advances | $240,398,000,000 | $133,265,000,000 | $117,850,000,000 | $103,029,000,000 |
| Available For Sale Securities | $129,637,000,000 | $56,008,000,000 | $53,856,000,000 | $54,621,000,000 |
| Trading Securities | $55,730,000,000 | $30,797,000,000 | $22,319,000,000 | $15,926,000,000 |
| Net PPE | $2,478,000,000 | $2,434,000,000 | $2,399,000,000 | $2,446,000,000 |
| Other Short Term Investments | $53,424,000,000 | $44,781,000,000 | $40,166,000,000 | $30,982,000,000 |
| Capital Lease Obligations | - | $1,116,000,000 | $1,162,000,000 | $1,174,000,000 |
| Foreign Currency Translation Adjustments | - | $-1,986,000,000 | $-2,527,000,000 | $-2,395,000,000 |
| Unrealized Gain Loss | - | $1,337,000,000 | $875,000,000 | $848,000,000 |
| Treasury Stock | - | $765,000,000 | $1,994,000,000 | $1,205,000,000 |
| Additional Paid In Capital | - | $17,116,000,000 | $17,116,000,000 | $17,116,000,000 |
| Capital Stock | - | $31,000,000 | $35,000,000 | $37,000,000 |
| Common Stock | - | $31,000,000 | $35,000,000 | $37,000,000 |
| Employee Benefits | - | $974,000,000 | $913,000,000 | $804,000,000 |
| Non Current Pension And Other Postretirement Benefit Plans | - | $190,000,000 | $194,000,000 | $168,000,000 |
| Non Current Deferred Revenue | - | $14,000,000 | $14,000,000 | $30,000,000 |
| Long Term Capital Lease Obligation | - | $1,116,000,000 | $1,162,000,000 | $1,174,000,000 |
| Long Term Provisions | - | $774,000,000 | $920,000,000 | $1,052,000,000 |
| Defined Pension Benefit | - | $568,000,000 | $554,000,000 | $617,000,000 |
| Goodwill | - | $476,000,000 | $469,000,000 | $464,000,000 |
| Accumulated Depreciation | - | $-3,908,000,000 | $-3,775,000,000 | $-4,069,000,000 |
| Gross PPE | - | $6,342,000,000 | $6,174,000,000 | $6,515,000,000 |
| Other Properties | - | $5,471,000,000 | $5,421,000,000 | $5,668,000,000 |
| Properties | - | $871,000,000 | $753,000,000 | $847,000,000 |
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-22,876,000,000 | $-11,586,000,000 | $-11,343,000,000 | $-15,127,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-22,544,000,000 | $-11,340,000,000 | $-11,112,000,000 | $-14,943,000,000 |
| Cash Flow From Continuing Operating Activities | $-22,545,000,000 | $-11,339,000,000 | $-11,113,000,000 | $-14,945,000,000 |
| Investing Activities | ||||
| Capital Expenditure | $-332,000,000 | $-246,000,000 | $-231,000,000 | $-184,000,000 |
| Investing Cash Flow | $-6,033,000,000 | $-8,545,000,000 | $-5,307,000,000 | $6,220,000,000 |
| Cash Flow From Continuing Investing Activities | $-6,033,000,000 | $-8,546,000,000 | $-5,307,000,000 | $6,221,000,000 |
| Net Other Investing Changes | - | $1,000,000 | - | $-1,000,000 |
| Financing Activities | ||||
| Financing Cash Flow | $5,374,000,000 | $18,404,000,000 | $4,649,000,000 | $5,387,000,000 |
| Cash Flow From Continuing Financing Activities | $5,373,000,000 | $18,404,000,000 | $4,650,000,000 | $5,387,000,000 |
| Net Other Financing Charges | $1,000,000 | - | $-1,000,000 | $1,000,000 |
| Cash Dividends Paid | $-3,879,000,000 | $-2,967,000,000 | $-3,093,000,000 | $-2,382,000,000 |
| Common Stock Dividend Paid | $-3,879,000,000 | $-2,967,000,000 | $-3,093,000,000 | $-2,382,000,000 |
| Net Common Stock Issuance | $-3,817,000,000 | $-3,531,000,000 | $-1,717,000,000 | $-1,608,000,000 |
| Other | ||||
| Repayment Of Debt | $-116,235,000,000 | $-93,759,000,000 | $-84,230,000,000 | $-78,900,000,000 |
| Issuance Of Debt | $129,304,000,000 | $118,661,000,000 | $93,690,000,000 | $88,276,000,000 |
| Interest Paid Supplemental Data | $41,191,000,000 | $33,734,000,000 | $14,193,000,000 | $8,705,000,000 |
| End Cash Position | $69,069,000,000 | $93,012,000,000 | $95,391,000,000 | $107,665,000,000 |
| Beginning Cash Position | $93,012,000,000 | $95,391,000,000 | $107,665,000,000 | $111,566,000,000 |
| Effect Of Exchange Rate Changes | $-740,000,000 | $-898,000,000 | $-504,000,000 | $-565,000,000 |
| Changes In Cash | $-23,203,000,000 | $-1,481,000,000 | $-11,770,000,000 | $-3,336,000,000 |
| Net Issuance Payments Of Debt | $13,069,000,000 | $24,902,000,000 | $9,460,000,000 | $9,376,000,000 |
| Net Long Term Debt Issuance | $13,069,000,000 | $24,902,000,000 | $9,460,000,000 | $9,376,000,000 |
| Long Term Debt Payments | $-116,235,000,000 | $-93,759,000,000 | $-84,230,000,000 | $-78,900,000,000 |
| Long Term Debt Issuance | $129,304,000,000 | $118,661,000,000 | $93,690,000,000 | $88,276,000,000 |
| Net Investment Purchase And Sale | $-5,751,000,000 | $-8,357,000,000 | $-5,166,000,000 | $6,339,000,000 |
| Sale Of Investment | $125,801,000,000 | $61,617,000,000 | $38,537,000,000 | $64,740,000,000 |
| Purchase Of Investment | $-131,552,000,000 | $-69,974,000,000 | $-43,703,000,000 | $-58,401,000,000 |
| Net Business Purchase And Sale | $0 | $0 | $7,000,000 | $27,000,000 |
| Sale Of Business | $0 | $0 | $7,000,000 | $27,000,000 |
| Net PPE Purchase And Sale | $-282,000,000 | $-189,000,000 | $-148,000,000 | $-145,000,000 |
| Sale Of PPE | $50,000,000 | $57,000,000 | $83,000,000 | $39,000,000 |
| Purchase Of PPE | $-332,000,000 | $-246,000,000 | $-231,000,000 | $-184,000,000 |
| Taxes Refund Paid | $-2,754,000,000 | $-2,700,000,000 | $-1,474,000,000 | $-1,873,000,000 |
| Change In Working Capital | $-31,311,000,000 | $-17,937,000,000 | $-23,237,000,000 | $-21,617,000,000 |
| Change In Other Working Capital | $18,049,000,000 | $-23,790,000,000 | $4,444,000,000 | $12,852,000,000 |
| Change In Other Current Liabilities | $-7,800,000,000 | $4,391,000,000 | $4,417,000,000 | $-6,501,000,000 |
| Change In Other Current Assets | $577,000,000 | $-5,415,000,000 | $-6,964,000,000 | $-370,000,000 |
| Other Non Cash Items | $354,000,000 | $-2,389,000,000 | $5,525,000,000 | $415,000,000 |
| Depreciation Amortization Depletion | $673,000,000 | $674,000,000 | $711,000,000 | $834,000,000 |
| Depreciation And Amortization | $673,000,000 | $674,000,000 | $711,000,000 | $834,000,000 |
| Net Income From Continuing Operations | $9,300,000,000 | $10,492,000,000 | $5,502,000,000 | $6,782,000,000 |