IROQ
IF Bancorp Inc
Price Chart
No historical data available
Latest Quote
$26.55
Current Price| Day High | $26.80 |
| Day Low | $26.50 |
Stock Information
| Quarterly Dividend / Yield | $0.40 / 0.02% |
| Shares Outstanding | 3.25M |
| Quarterly Dividend Yield | 0.02% |
| Quarterly Dividend | $0.40 |
| Total Debt | $83.61M |
| Cash Equivalents | $9.04M |
| Revenue | $28.55M |
| Net Income | $5.17M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $88.98M |
| P/E Ratio | 16.19 |
| EPS (TTM) | $1.64 |
| Exchange | NCM |
Recent Price History
No history data available. Data will be fetched automatically.
About IF Bancorp Inc
IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It provides loans comprising one- to four-family residential mortgage loans; multifamily mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily comprising automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATMs, online banking and bill pay, mobile banking with mobile deposit and bill pay, ACH origination, remote deposit capture and telephone banking. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois. As of March 12, 2026, IF Bancorp, Inc. operates as a subsidiary of ServBanc Holdco, Inc.
đ° Latest News
IF Bancorp: Fiscal Q2 Earnings Snapshot
Associated Press Finance âĸ 2026-01-30T21:25:34ZIF Bancorp: Fiscal Q1 Earnings Snapshot
Associated Press Finance âĸ 2025-10-31T20:21:30ZIF Bancorp: Fiscal Q4 Earnings Snapshot
Associated Press Finance âĸ 2025-08-29T20:22:06ZIF Bancorp (NASDAQ:IROQ) Will Pay A Dividend Of $0.20
Simply Wall St. âĸ 2025-08-17T13:11:49Z
Investors in IF Bancorp (NASDAQ:IROQ) have seen notable returns of 61% over the past five years
Simply Wall St. âĸ 2025-07-22T11:59:22Z
Period:
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Income Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $25,766,000 | $22,114,000 | $26,094,000 | $27,761,000 |
| Operating Revenue | $25,766,000 | $22,114,000 | $26,094,000 | $27,761,000 |
| Expenses | ||||
| Interest Expense | $22,603,000 | $23,255,000 | $10,075,000 | $2,529,000 |
| Selling And Marketing Expense | $382,000 | $409,000 | $538,000 | $404,000 |
| General And Administrative Expense | $13,933,000 | $12,821,000 | $13,251,000 | $13,435,000 |
| Professional Expense And Contract Services Expense | $709,000 | $601,000 | $641,000 | $540,000 |
| Other Non Interest Expense | $2,168,000 | $2,675,000 | $2,127,000 | $2,118,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Net Interest Income | $20,357,000 | $17,351,000 | $21,799,000 | $22,143,000 |
| Interest Income | $42,960,000 | $40,606,000 | $31,874,000 | $24,672,000 |
| Normalized Income | $4,298,181 | $1,790,760 | $4,639,168 | $5,788,434 |
| Net Income From Continuing And Discontinued Operation | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Net Income Common Stockholders | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Net Income | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Net Income Including Noncontrolling Interests | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Net Income Continuous Operations | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Pretax Income | $5,917,000 | $2,355,000 | $6,260,000 | $7,827,000 |
| Per Share | ||||
| Diluted EPS | - | $0.57 | $1.46 | $1.84 |
| Basic EPS | - | $0.57 | $1.50 | $1.88 |
| Other | ||||
| Tax Effect Of Unusual Items | $2,181 | $-240 | $7,168 | $-1,566 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $8,000 | $-1,000 | $28,000 | $-6,000 |
| Total Unusual Items Excluding Goodwill | $8,000 | $-1,000 | $28,000 | $-6,000 |
| Reconciled Depreciation | $621,000 | $671,000 | $663,000 | $675,000 |
| Diluted NI Availto Com Stockholders | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Tax Provision | $1,613,000 | $565,000 | $1,600,000 | $2,043,000 |
| Gain On Sale Of Security | $-71,000 | $0 | $-171,000 | $-275,000 |
| Selling General And Administration | $14,315,000 | $13,230,000 | $13,789,000 | $13,839,000 |
| Insurance And Claims | $729,000 | $809,000 | $539,000 | $384,000 |
| Salaries And Wages | $13,204,000 | $12,012,000 | $12,712,000 | $13,051,000 |
| Occupancy And Equipment | $3,358,000 | $3,221,000 | $3,505,000 | $2,945,000 |
| Diluted Average Shares | - | $3,132,153 | $3,195,029 | $3,136,091 |
| Basic Average Shares | - | $3,132,153 | $3,113,307 | $3,069,879 |
| Other Gand A | - | - | - | $231,000 |
Fetched: 2026-03-12
Balance Sheet (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $99,223,000 | $95,789,000 | $70,271,000 | $70,195,000 |
| Total Assets | $887,659,000 | $887,745,000 | $848,976,000 | $857,558,000 |
| Accounts Receivable | $3,545,000 | $3,457,000 | $2,781,000 | $2,023,000 |
| Cash Financial | $18,703,000 | $9,276,000 | $10,717,000 | $74,494,000 |
| Goodwill And Other Intangible Assets | - | $1,491,000 | $1,482,000 | $1,463,000 |
| Other Intangible Assets | - | $1,491,000 | $1,482,000 | $1,463,000 |
| Receivables | - | $3,457,000 | $2,781,000 | $2,023,000 |
| Cash And Cash Equivalents | - | $9,821,000 | $12,238,000 | $77,311,000 |
| Cash Cash Equivalents And Federal Funds Sold | - | $9,821,000 | $12,238,000 | $77,311,000 |
| Debt | ||||
| Net Debt | - | $48,428,000 | $7,262,000 | - |
| Total Debt | - | $58,249,000 | $19,500,000 | $15,000,000 |
| Long Term Debt And Capital Lease Obligation | - | $58,249,000 | $19,500,000 | $15,000,000 |
| Long Term Debt | - | $58,249,000 | $19,500,000 | $15,000,000 |
| Current Debt And Capital Lease Obligation | - | - | - | $0 |
| Current Debt | - | - | - | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $805,822,000 | $813,829,000 | $777,223,000 | $785,900,000 |
| Accounts Payable | $1,861,000 | $3,009,000 | $1,666,000 | $176,000 |
| Payables And Accrued Expenses | - | $3,009,000 | $1,666,000 | $176,000 |
| Payables | - | $3,009,000 | $1,666,000 | $176,000 |
| Equity | ||||
| Common Stock Equity | $99,223,000 | $95,789,000 | $71,753,000 | $71,658,000 |
| Total Equity Gross Minority Interest | $81,837,000 | $73,916,000 | $71,753,000 | $71,658,000 |
| Stockholders Equity | $99,223,000 | $95,789,000 | $71,753,000 | $71,658,000 |
| Retained Earnings | $46,894,000 | $43,876,000 | $43,365,000 | $40,362,000 |
| Other Equity Interest | - | $-1,347,000 | $-1,540,000 | $-1,732,000 |
| Gains Losses Not Affecting Retained Earnings | - | $-20,559,000 | $-21,648,000 | $-17,346,000 |
| Other Equity Adjustments | - | $-20,559,000 | $-21,648,000 | $-17,346,000 |
| Other | ||||
| Treasury Shares Number | $115,470 | $134,715 | $153,960 | - |
| Ordinary Shares Number | $3,236,056 | $3,218,311 | $3,200,666 | $3,257,626 |
| Share Issued | $3,351,526 | $3,353,026 | $3,354,626 | $3,257,626 |
| Tangible Book Value | $99,223,000 | $95,789,000 | $70,271,000 | $70,195,000 |
| Additional Paid In Capital | $52,329,000 | $51,913,000 | $51,543,000 | $50,342,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $2,169,000 | $2,256,000 | $2,431,000 | $2,620,000 |
| Net PPE | $10,201,000 | $10,580,000 | $11,092,000 | $9,505,000 |
| Buildings And Improvements | $13,329,000 | $13,204,000 | $13,298,000 | $11,518,000 |
| Land And Improvements | $2,124,000 | $2,124,000 | $2,160,000 | $2,028,000 |
| Invested Capital | - | $132,165,000 | $91,253,000 | $86,658,000 |
| Total Capitalization | - | $132,165,000 | $91,253,000 | $86,658,000 |
| Capital Stock | - | $33,000 | $33,000 | $32,000 |
| Common Stock | - | $33,000 | $33,000 | $32,000 |
| Employee Benefits | - | $2,256,000 | $2,431,000 | $2,620,000 |
| Long Term Provisions | - | $98,000 | $216,000 | - |
| Investments And Advances | - | $190,475,000 | $201,299,000 | $220,906,000 |
| Accumulated Depreciation | - | $-9,196,000 | $-9,212,000 | $-8,704,000 |
| Gross PPE | - | $19,776,000 | $20,304,000 | $18,209,000 |
| Machinery Furniture Equipment | - | $4,448,000 | $4,846,000 | $4,663,000 |
| Other Short Term Investments | - | $190,475,000 | $201,299,000 | $220,906,000 |
| Line Of Credit | - | - | - | $0 |
Fetched: 2026-03-12
Cash Flow Statement (Annual)
| Metric | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $6,519,000 | $2,036,000 | $516,000 | $8,282,000 |
| Operating Activities | ||||
| Operating Cash Flow | $6,761,000 | $2,283,000 | $2,766,000 | $8,669,000 |
| Cash Flow From Continuing Operating Activities | $6,761,000 | $2,283,000 | $2,766,000 | $8,669,000 |
| Operating Gains Losses | $-224,000 | $-266,000 | $-1,000 | $-240,000 |
| Investing Activities | ||||
| Capital Expenditure | $-242,000 | $-247,000 | $-2,250,000 | $-387,000 |
| Investing Cash Flow | $14,063,000 | $-39,753,000 | $-57,119,000 | $-68,803,000 |
| Cash Flow From Continuing Investing Activities | $14,063,000 | $-39,753,000 | $-57,119,000 | $-68,803,000 |
| Net Other Investing Changes | $-626,000 | $-964,000 | $163,000 | $-3,237,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-10,303,000 | $36,053,000 | $-10,470,000 | $73,210,000 |
| Cash Flow From Continuing Financing Activities | $-10,303,000 | $36,053,000 | $-10,470,000 | $73,210,000 |
| Net Other Financing Charges | $4,000 | $-265,000 | $730,000 | $-425,000 |
| Cash Dividends Paid | $-1,286,000 | $-1,279,000 | $-1,269,000 | $-1,067,000 |
| Common Stock Dividend Paid | $-1,286,000 | $-1,279,000 | $-1,269,000 | $-1,067,000 |
| Repurchase Of Capital Stock | - | - | - | - |
| Net Common Stock Issuance | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-681,950,000 | $-1,164,925,000 | $-509,100,000 | $-13,000,000 |
| Issuance Of Debt | $677,825,000 | $1,203,674,000 | $513,600,000 | $0 |
| Interest Paid Supplemental Data | $23,751,000 | $21,912,000 | $8,585,000 | $2,552,000 |
| Income Tax Paid Supplemental Data | $967,000 | $347,000 | $2,096,000 | $1,956,000 |
| End Cash Position | $20,092,000 | $9,571,000 | $10,988,000 | $75,811,000 |
| Beginning Cash Position | $9,571,000 | $10,988,000 | $75,811,000 | $62,735,000 |
| Changes In Cash | $10,521,000 | $-1,417,000 | $-64,823,000 | $13,076,000 |
| Net Issuance Payments Of Debt | $-4,125,000 | $38,749,000 | $4,500,000 | $-13,000,000 |
| Net Long Term Debt Issuance | $-4,125,000 | $38,749,000 | $4,500,000 | $-13,000,000 |
| Long Term Debt Payments | $-681,950,000 | $-1,164,925,000 | $-509,100,000 | $-13,000,000 |
| Long Term Debt Issuance | $677,825,000 | $1,203,674,000 | $513,600,000 | $0 |
| Net Investment Purchase And Sale | $8,742,000 | $12,363,000 | $13,091,000 | $-59,352,000 |
| Sale Of Investment | $27,084,000 | $14,340,000 | $31,296,000 | $39,432,000 |
| Purchase Of Investment | $-18,342,000 | $-1,977,000 | $-18,205,000 | $-98,784,000 |
| Net PPE Purchase And Sale | $-242,000 | $-159,000 | $-2,250,000 | $-387,000 |
| Sale Of PPE | $0 | $88,000 | $0 | - |
| Purchase Of PPE | $-242,000 | $-247,000 | $-2,250,000 | $-387,000 |
| Change In Working Capital | $2,325,000 | $-283,000 | $-2,916,000 | $537,000 |
| Change In Other Working Capital | $9,000 | $23,000 | $21,000 | $37,000 |
| Change In Other Current Liabilities | $2,245,000 | $-1,894,000 | $-616,000 | $369,000 |
| Change In Other Current Assets | $1,307,000 | $921,000 | $-3,053,000 | $280,000 |
| Change In Payables And Accrued Expense | $-1,148,000 | $1,343,000 | $1,490,000 | $-23,000 |
| Change In Payable | $-1,148,000 | $1,343,000 | $1,490,000 | $-23,000 |
| Change In Account Payable | $-1,148,000 | $1,343,000 | $1,490,000 | $-23,000 |
| Change In Receivables | $-88,000 | $-676,000 | $-758,000 | $-126,000 |
| Changes In Account Receivables | $-88,000 | $-676,000 | $-758,000 | $-126,000 |
| Other Non Cash Items | $-107,000 | $-248,000 | $-36,000 | $-12,000 |
| Stock Based Compensation | $608,000 | $563,000 | $662,000 | $601,000 |
| Deferred Tax | $114,000 | $120,000 | $-156,000 | $218,000 |
| Deferred Income Tax | $114,000 | $120,000 | $-156,000 | $218,000 |
| Depreciation Amortization Depletion | $621,000 | $671,000 | $663,000 | $675,000 |
| Depreciation And Amortization | $621,000 | $671,000 | $663,000 | $675,000 |
| Depreciation | $621,000 | $671,000 | $663,000 | $675,000 |
| Gain Loss On Investment Securities | $71,000 | $0 | $171,000 | $275,000 |
| Net Income From Continuing Operations | $4,304,000 | $1,790,000 | $4,660,000 | $5,784,000 |
| Proceeds From Stock Option Exercised | - | $0 | $732,000 | $315,000 |
| Common Stock Payments | - | - | - | - |
Fetched: 2026-03-12