ISTR
Investar Holding Corporation
Price Chart
Latest Quote
$29.46
-0.51 (-1.70%)
Current Price
| Previous Close | $29.97 |
| Open | $29.91 |
| Day High | $30.09 |
| Day Low | $29.33 |
| Volume | 150,169 |
Stock Information
| Quarterly Dividend / Yield | $0.48 / 1.60% |
| Shares Outstanding | 13.79M |
| Quarterly Dividend Yield | 1.60% |
| Quarterly Dividend | $0.48 |
| Total Debt | $208.34M |
| Cash Equivalents | $90.98M |
| Revenue | $107.12M |
| Net Income | $27.05M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $406.36M |
| P/E Ratio | 12.98 |
| EPS (TTM) | $2.27 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $561.10M |
| Sales | $107.12M |
| Income | $27.05M |
| Book/sh | $27.97 |
| Cash/sh | $6.60 |
| Employees | 431 |
Financial Ratios
| EPS Growth TTM | 91.10% |
Returns & Margins
| ROA | 0.87% |
| ROE | 8.59% |
| Operating Margin | 44.07% |
| Profit Margin | 26.73% |
Ownership
| Insider Ownership | 9.19% |
| Institutional Ownership | 56.39% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.05 |
| P/S | 3.79 |
| P/B | 1.05 |
Analyst Data
| Recommendation | none |
| Target Price | $33.00 |
Technical Indicators
| SMA20 | $29.16 |
| SMA50 | $28.57 |
| SMA200 | $26.53 |
| RSI | 59.00 |
| ATR | 0.7830 |
| Shares Float | 11.72M |
| Short Float | 1.60% |
| Short Ratio | 1.58 |
| Volatility | 0.47 |
| Rel Volume | 0.79 |
Performance History
| Week | +1.03% |
| Month | +3.08% |
| Quarter | +9.24% |
| 6 Months | +8.56% |
| YTD | +12.86% |
| Year | +56.15% |
| 3 Years | +175.40% |
| 5 Years | +46.81% |
| 10 Years | +118.95% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $29.46 | 150,169 |
| 2026-06-24 | $29.97 | 298,600 |
| 2026-06-23 | $29.88 | 385,400 |
| 2026-06-22 | $29.56 | 158,400 |
| 2026-06-18 | $29.84 | 521,900 |
| 2026-06-17 | $29.16 | 142,300 |
| 2026-06-16 | $29.56 | 132,600 |
| 2026-06-15 | $29.48 | 136,800 |
| 2026-06-12 | $30.15 | 227,400 |
| 2026-06-11 | $29.78 | 146,100 |
| 2026-06-10 | $29.58 | 151,900 |
| 2026-06-09 | $29.30 | 290,200 |
| 2026-06-08 | $29.00 | 113,900 |
| 2026-06-05 | $29.03 | 284,400 |
| 2026-06-04 | $28.63 | 168,500 |
| 2026-06-03 | $27.89 | 96,900 |
| 2026-06-02 | $28.43 | 103,000 |
| 2026-06-01 | $28.06 | 128,800 |
| 2026-05-29 | $28.26 | 78,700 |
| 2026-05-28 | $28.28 | 90,000 |
| 2026-05-27 | $28.31 | 174,100 |
| 2026-05-26 | $28.58 | 142,400 |
About Investar Holding Corporation
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; construction and development loans comprising loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, which includes second mortgage loans; and consumer loans, such as secured or unsecured loans, installment or term loans, home equity loans and lines of credit, business purpose loans, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfers, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashier's checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, ATMs with deposit automation, electronic statements, interactive teller machines, online account opening, online bill payment, online fund transfer, Zelle money transfer solutions, and mobile wallet payment option services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
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Investar (ISTR) Q1 Earnings Top Estimates
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Investar (ISTR) to Report Q1 Results: Wall Street Expects Earnings Growth
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $90,244,000 | $82,409,000 | $82,381,000 | $108,393,000 |
| Operating Revenue | $90,244,000 | $82,409,000 | $82,381,000 | $108,393,000 |
| Expenses | ||||
| Interest Expense | $63,243,000 | $74,112,000 | $58,681,000 | $14,784,000 |
| Selling And Marketing Expense | $429,000 | $370,000 | $302,000 | $262,000 |
| General And Administrative Expense | $40,228,000 | $38,615,000 | $37,143,000 | $34,974,000 |
| Professional Expense And Contract Services Expense | $2,076,000 | $1,797,000 | $1,933,000 | $1,774,000 |
| Other Non Interest Expense | $16,513,000 | $16,871,000 | $16,478,000 | $16,283,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $22,904,000 | $20,252,000 | $16,678,000 | $35,709,000 |
| Net Interest Income | $80,773,000 | $69,753,000 | $74,520,000 | $89,785,000 |
| Interest Income | $144,016,000 | $143,865,000 | $133,201,000 | $104,569,000 |
| Normalized Income | $23,737,664 | $18,157,595 | $17,851,208 | $36,088,155 |
| Net Income From Continuing And Discontinued Operation | $22,904,000 | $20,252,000 | $16,678,000 | $35,709,000 |
| Net Income Common Stockholders | $21,848,000 | $20,252,000 | $16,678,000 | $35,676,000 |
| Net Income | $22,904,000 | $20,252,000 | $16,678,000 | $35,709,000 |
| Net Income Including Noncontrolling Interests | $22,904,000 | $20,252,000 | $16,678,000 | $35,709,000 |
| Net Income Continuous Operations | $22,904,000 | $20,252,000 | $16,678,000 | $35,709,000 |
| Pretax Income | $27,886,000 | $24,406,000 | $20,428,000 | $44,348,000 |
| Special Income Charges | $-1,044,000 | $1,841,000 | $-1,323,000 | $-480,000 |
| Depreciation Amortization Depletion Income Statement | $2,792,000 | $3,095,000 | $3,780,000 | $4,435,000 |
| Depreciation And Amortization In Income Statement | $2,792,000 | $3,095,000 | $3,780,000 | $4,435,000 |
| Per Share | ||||
| Diluted EPS | $2.13 | $2.04 | $1.69 | $3.50 |
| Basic EPS | $2.22 | $2.06 | $1.69 | $3.54 |
| Other | ||||
| Tax Effect Of Unusual Items | $-181,336 | $429,595 | $-263,792 | $-91,845 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-1,015,000 | $2,524,000 | $-1,437,000 | $-471,000 |
| Total Unusual Items Excluding Goodwill | $-1,015,000 | $2,524,000 | $-1,437,000 | $-471,000 |
| Reconciled Depreciation | $2,792,000 | $3,095,000 | $3,780,000 | $4,435,000 |
| Diluted Average Shares | $10,257,277 | $9,927,451 | $9,868,639 | $10,202,571 |
| Basic Average Shares | $9,841,441 | $9,831,068 | $9,868,639 | $10,087,288 |
| Diluted NI Availto Com Stockholders | $21,848,000 | $20,252,000 | $16,678,000 | $35,676,000 |
| Preferred Stock Dividends | $1,056,000 | - | - | - |
| Tax Provision | $4,982,000 | $4,154,000 | $3,750,000 | $8,639,000 |
| Other Special Charges | $8,000 | $-1,549,000 | $1,323,000 | $258,000 |
| Restructuring And Mergern Acquisition | $1,036,000 | $0 | $0 | $0 |
| Gain On Sale Of Security | $279,000 | $-340,000 | $-388,000 | $7,993,000 |
| Selling General And Administration | $40,657,000 | $38,985,000 | $37,445,000 | $35,236,000 |
| Salaries And Wages | $40,228,000 | $38,615,000 | $37,143,000 | $34,974,000 |
| Occupancy And Equipment | $2,667,000 | $2,576,000 | $2,994,000 | $2,915,000 |
| Otherunder Preferred Stock Dividend | - | - | $1,000 | $33,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $259,889,000 | $199,600,000 | $184,448,000 | $172,635,000 |
| Total Assets | $2,833,048,000 | $2,722,812,000 | $2,815,155,000 | $2,753,807,000 |
| Goodwill And Other Intangible Assets | $41,184,000 | $41,696,000 | $42,320,000 | $43,147,000 |
| Receivables | $14,289,000 | $14,423,000 | $14,366,000 | $12,749,000 |
| Accounts Receivable | $14,289,000 | $14,423,000 | $14,366,000 | $12,749,000 |
| Cash And Cash Equivalents | $41,505,000 | $27,922,000 | $32,009,000 | $40,066,000 |
| Cash Financial | $26,606,000 | $26,623,000 | $28,285,000 | $30,056,000 |
| Cash Cash Equivalents And Federal Funds Sold | $41,505,000 | $27,922,000 | $32,009,000 | $40,259,000 |
| Debt | ||||
| Net Debt | $100,063,000 | $64,723,000 | $44,441,000 | $399,674,000 |
| Total Debt | $141,568,000 | $92,645,000 | $76,450,000 | $439,740,000 |
| Long Term Debt And Capital Lease Obligation | $141,568,000 | $92,645,000 | $76,450,000 | $439,740,000 |
| Long Term Debt | $141,568,000 | $92,645,000 | $76,450,000 | $439,740,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,531,975,000 | $2,481,516,000 | $2,588,387,000 | $2,538,025,000 |
| Payables And Accrued Expenses | - | - | - | $15,920,000 |
| Payables | - | - | - | $15,920,000 |
| Total Tax Payable | - | - | - | $15,920,000 |
| Income Tax Payable | - | - | - | $15,920,000 |
| Equity | ||||
| Common Stock Equity | $270,720,000 | $241,296,000 | $226,768,000 | $215,782,000 |
| Preferred Stock Equity | $30,353,000 | - | - | - |
| Total Equity Gross Minority Interest | $301,073,000 | $241,296,000 | $226,768,000 | $215,782,000 |
| Stockholders Equity | $301,073,000 | $241,296,000 | $226,768,000 | $215,782,000 |
| Gains Losses Not Affecting Retained Earnings | $110,411,000 | $98,533,000 | $100,309,000 | $97,674,000 |
| Other Equity Adjustments | $110,411,000 | $98,533,000 | $100,309,000 | $97,674,000 |
| Retained Earnings | $150,510,000 | $132,935,000 | $116,711,000 | $108,206,000 |
| Other | ||||
| Ordinary Shares Number | $9,798,948 | $9,828,413 | $9,748,067 | $9,901,847 |
| Share Issued | $9,798,948 | $9,828,413 | $9,748,067 | $9,901,847 |
| Tangible Book Value | $229,536,000 | $199,600,000 | $184,448,000 | $172,635,000 |
| Invested Capital | $412,288,000 | $333,941,000 | $303,218,000 | $655,522,000 |
| Total Capitalization | $442,641,000 | $333,941,000 | $303,218,000 | $655,522,000 |
| Capital Stock | $40,152,000 | $9,828,000 | $9,748,000 | $9,902,000 |
| Common Stock | $9,799,000 | $9,828,000 | $9,748,000 | $9,902,000 |
| Preferred Stock | $30,353,000 | $0 | $0 | $0 |
| Investments And Advances | $439,188,000 | $392,903,000 | $396,987,000 | $440,726,000 |
| Held To Maturity Securities | $48,199,000 | $42,687,000 | $20,472,000 | $8,305,000 |
| Available For Sale Securities | $385,799,000 | $19,095,000 | $14,597,000 | $27,254,000 |
| Net PPE | $39,534,000 | $40,705,000 | $44,183,000 | $49,587,000 |
| Accumulated Depreciation | $-23,836,000 | $-21,853,000 | $-19,476,000 | $-22,025,000 |
| Gross PPE | $63,370,000 | $62,558,000 | $63,659,000 | $71,612,000 |
| Construction In Progress | $411,000 | $41,000 | $158,000 | $575,000 |
| Other Properties | $1,771,000 | $2,038,000 | $2,112,000 | $2,845,000 |
| Machinery Furniture Equipment | $12,739,000 | $12,428,000 | $11,985,000 | $15,903,000 |
| Buildings And Improvements | $38,823,000 | $38,425,000 | $39,198,000 | $40,799,000 |
| Land And Improvements | $9,626,000 | $9,626,000 | $10,206,000 | $11,490,000 |
| Other Short Term Investments | $5,190,000 | $331,121,000 | $361,918,000 | $405,167,000 |
| Treasury Shares Number | - | - | $0 | - |
| Additional Paid In Capital | - | - | - | - |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $16,833,000 | $15,421,000 | $25,175,000 | $41,692,000 |
| Operating Activities | ||||
| Operating Cash Flow | $18,216,000 | $15,927,000 | $26,247,000 | $42,748,000 |
| Cash Flow From Continuing Operating Activities | $18,216,000 | $15,927,000 | $26,247,000 | $42,748,000 |
| Operating Gains Losses | $-283,000 | $-160,000 | $929,000 | $285,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,383,000 | $-506,000 | $-1,072,000 | $-1,056,000 |
| Investing Cash Flow | $-83,906,000 | $90,065,000 | $-73,490,000 | $-350,987,000 |
| Cash Flow From Continuing Investing Activities | $-83,906,000 | $90,065,000 | $-73,490,000 | $-350,987,000 |
| Net Other Investing Changes | $-4,374,000 | $6,050,000 | $1,484,000 | $1,071,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-2,293,000 | $-305,000 | $-3,026,000 | $-10,540,000 |
| Issuance Of Capital Stock | $30,353,000 | $0 | $0 | - |
| Financing Cash Flow | $79,273,000 | $-110,079,000 | $38,993,000 | $251,457,000 |
| Cash Flow From Continuing Financing Activities | $79,273,000 | $-110,079,000 | $38,993,000 | $251,457,000 |
| Cash Dividends Paid | $-4,755,000 | $-3,972,000 | $-3,844,000 | $-3,552,000 |
| Preferred Stock Dividend Paid | $-528,000 | $0 | $0 | - |
| Common Stock Dividend Paid | $-4,227,000 | $-3,972,000 | $-3,844,000 | $-3,552,000 |
| Net Preferred Stock Issuance | $30,353,000 | $0 | $0 | - |
| Preferred Stock Issuance | $30,353,000 | $0 | $0 | - |
| Net Common Stock Issuance | $-2,293,000 | $-305,000 | $-3,026,000 | $-10,540,000 |
| Dividends Received Cfi | $618,000 | $294,000 | $274,000 | $34,000 |
| Common Stock Issuance | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $0 | $-263,388,000 | $-30,000,000 | $-43,600,000 |
| Issuance Of Debt | $20,000,000 | $60,000,000 | $212,500,000 | $19,548,000 |
| Interest Paid Supplemental Data | $63,119,000 | $74,463,000 | $56,773,000 | $14,409,000 |
| Income Tax Paid Supplemental Data | $5,889,000 | $3,101,000 | $2,899,000 | $8,887,000 |
| End Cash Position | $41,505,000 | $27,922,000 | $32,009,000 | $40,259,000 |
| Beginning Cash Position | $27,922,000 | $32,009,000 | $40,259,000 | $97,041,000 |
| Changes In Cash | $13,583,000 | $-4,087,000 | $-8,250,000 | $-56,782,000 |
| Proceeds From Stock Option Exercised | $63,000 | $337,000 | $105,000 | $133,000 |
| Common Stock Payments | $-2,293,000 | $-305,000 | $-3,026,000 | $-10,540,000 |
| Net Issuance Payments Of Debt | $48,785,000 | $-196,173,000 | $-151,000,000 | $309,448,000 |
| Net Short Term Debt Issuance | $28,785,000 | $7,215,000 | $-333,500,000 | $333,500,000 |
| Net Long Term Debt Issuance | $20,000,000 | $-203,388,000 | $182,500,000 | $-24,052,000 |
| Long Term Debt Payments | $0 | $-263,388,000 | $-30,000,000 | $-43,600,000 |
| Long Term Debt Issuance | $20,000,000 | $60,000,000 | $212,500,000 | $19,548,000 |
| Net Investment Purchase And Sale | $-29,237,000 | $-397,000 | $48,221,000 | $-130,638,000 |
| Sale Of Investment | $57,505,000 | $60,275,000 | $174,994,000 | $63,331,000 |
| Purchase Of Investment | $-86,742,000 | $-60,672,000 | $-126,773,000 | $-193,969,000 |
| Net Business Purchase And Sale | $0 | $0 | $-596,000 | $0 |
| Net PPE Purchase And Sale | $-1,383,000 | $835,000 | $-1,030,000 | $3,636,000 |
| Sale Of PPE | $0 | $1,341,000 | $42,000 | $4,692,000 |
| Purchase Of PPE | $-1,383,000 | $-506,000 | $-1,072,000 | $-1,056,000 |
| Change In Working Capital | $-3,024,000 | $-635,000 | $6,701,000 | $-2,431,000 |
| Change In Other Current Assets | $-2,009,000 | $376,000 | $5,772,000 | $-1,732,000 |
| Change In Payables And Accrued Expense | $-1,150,000 | $-954,000 | $1,447,000 | $695,000 |
| Change In Payable | $-1,150,000 | $-954,000 | $1,447,000 | $695,000 |
| Change In Tax Payable | $-1,150,000 | $-954,000 | $1,447,000 | $695,000 |
| Change In Income Tax Payable | $-1,150,000 | $-954,000 | $1,447,000 | $695,000 |
| Change In Receivables | $135,000 | $-57,000 | $-518,000 | $-1,394,000 |
| Changes In Account Receivables | $135,000 | $-57,000 | $-518,000 | $-1,394,000 |
| Other Non Cash Items | $-1,479,000 | $-5,285,000 | $-1,482,000 | $-686,000 |
| Stock Based Compensation | $1,980,000 | $1,956,000 | $1,988,000 | $2,107,000 |
| Unrealized Gain Loss On Investment Securities | $-261,000 | $-413,000 | $65,000 | $90,000 |
| Amortization Of Securities | $-673,000 | $-62,000 | $-62,000 | $972,000 |
| Deferred Tax | $-349,000 | $659,000 | $-350,000 | $-655,000 |
| Deferred Income Tax | $-349,000 | $659,000 | $-350,000 | $-655,000 |
| Depreciation Amortization Depletion | $2,792,000 | $3,095,000 | $3,780,000 | $4,435,000 |
| Depreciation And Amortization | $2,792,000 | $3,095,000 | $3,780,000 | $4,435,000 |
| Gain Loss On Investment Securities | $-18,000 | $753,000 | $323,000 | $-6,000 |
| Gain Loss On Sale Of PPE | $8,000 | $-427,000 | $1,323,000 | $258,000 |
| Net Income From Continuing Operations | $22,904,000 | $20,252,000 | $16,678,000 | $35,709,000 |
| Purchase Of Business | - | $0 | $-596,000 | $0 |
| Sale Of Business | - | - | $0 | $0 |
Fetched: 2026-06-22