JFIN

Jiayin Group Inc.

Price Chart

Latest Quote

$3.01

+0.00 (+0.00%)

Current Price

Previous Close	$3.01
Open	$3.00
Day High	$3.13
Day Low	$2.98
Volume	60,679

Fetched: 2026-06-26T04:49:11

Stock Information

Note: Financial values converted from CNY to USD

Quarterly Dividend / Yield	$0.80 / 26.32%
Shares Outstanding	25.33M
Quarterly Dividend Yield	26.32%
Quarterly Dividend	$0.80
Total Debt	$102.02M
Cash Equivalents	$6.38M
Revenue	$765.03M
Net Income	$137.41M
Sector	Financial Services
Industry	Credit Services
Market Cap	$157.51M
P/E Ratio	1.13
EPS (TTM)	$2.67
Exchange	NGM

🌐 Visit Website

📊 Comprehensive Analysis

Company Data

Enterprise Value	$808.03M
Sales	$765.03M
Income	$137.41M
Book/sh	$12.47
Cash/sh	$1.71
Employees	1K

Financial Ratios

Quick Ratio	1.13
Current Ratio	1.89
Debt/Eq	15.88

Returns & Margins

ROA	9.38%
ROE	23.26%
Gross Margin	76.33%
Operating Margin	-9.26%
Profit Margin	17.96%

Ownership

Insider Ownership	21.54%
Institutional Ownership	3.10%
Insider & Institutional transactions data not available

Valuation Ratios

Forward P/E	1.58
P/S	0.03
P/B	0.24

Analyst Data

Recommendation

none

Technical Indicators

SMA20	$3.89
SMA50	$4.33
SMA200	$6.76
RSI	28.02
ATR	0.3066

Shares Float	17.23M
Short Float	0.73%
Short Ratio	1.29
Rel Volume	0.53

Performance History

Week	-23.21%
Month	-28.16%
Quarter	-44.36%
6 Months	-54.87%
YTD	-50.00%
Year	-81.07%
3 Years	-38.86%
5 Years	-30.19%
10 Years	-76.23%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-06-25	$3.01	60,700
2026-06-24	$3.01	200,800
2026-06-23	$2.85	837,000
2026-06-22	$3.98	128,800
2026-06-18	$4.01	84,600
2026-06-17	$3.92	26,400
2026-06-16	$4.07	30,400
2026-06-15	$4.19	51,400
2026-06-12	$4.05	34,100
2026-06-11	$3.94	33,300
2026-06-10	$3.99	30,100
2026-06-09	$3.89	38,600
2026-06-08	$3.85	55,900
2026-06-05	$3.84	138,800
2026-06-04	$4.03	28,900
2026-06-03	$4.03	83,200
2026-06-02	$4.17	181,500
2026-06-01	$4.35	70,900
2026-05-29	$4.33	113,300
2026-05-28	$4.24	77,400
2026-05-27	$4.46	230,900
2026-05-26	$4.19	82,200

About Jiayin Group Inc.

Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.

📰 Latest News

Asian Equities Traded in the US as American Depositary Receipts Track Higher in Wednesday Trading

MT Newswires • 2026-06-24T14:57:07Z

Jiayin Group Inc (JFIN) Q1 2026 Earnings Call Highlights: Navigating Challenges with Strategic ...

GuruFocus.com • 2026-06-23T19:00:42Z

Asian Equities Traded in the US as American Depositary Receipts Fall in Tuesday Trading

MT Newswires • 2026-06-23T14:48:50Z

Top 3 Dividend Stocks To Consider In June 2026

Simply Wall St. • 2026-06-11T17:32:13Z

Top Dividend Stocks To Consider In May 2026

Simply Wall St. • 2026-05-07T11:32:02Z

Asian Equities Traded in the US as American Depositary Receipts Fall Sharply in Thursday Trading

MT Newswires • 2026-04-23T14:44:49Z

Asian Equities Traded in the US as American Depositary Receipts Drop Sharply in Thursday Trading

MT Newswires • 2026-04-09T14:36:53Z

Does Jiayin Group's (JFIN) Bigger Payout Amid Softer Q4 Hint at a Strategic Shift?

Simply Wall St. • 2026-04-02T21:13:37Z

Asian Equities Traded in the US as American Depositary Receipts Surge in Wednesday Trading

MT Newswires • 2026-04-01T14:36:14Z

Jiayin Group Inc (JFIN) Q4 2025 Earnings Call Highlights: Navigating Challenges with Strategic ...

GuruFocus.com • 2026-03-31T19:01:05Z

Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Reconciled Cost Of Revenue	$182,341,820	$300,051,787	$296,811,806	$83,401,256
Cost Of Revenue	$182,341,820	$300,051,787	$296,811,806	$83,401,256
Total Revenue	$918,106,285	$855,962,923	$806,656,573	$482,708,782
Operating Revenue	$850,636,387	$792,286,037	$720,395,582	$432,164,605
Expenses
Total Expenses	$652,903,993	$671,813,867	$610,045,881	$308,297,670
Other Income Expense	$9,902,467	$4,289,677	$29,778,817	$21,452,812
Other Non Operating Income Expenses	$9,902,467	$14,080,446	$2,188,810	$6,410,760
Net Non Operating Interest Income Expense	$1,319,867	$2,697,427	$1,902,703	$41,463
Operating Expense	$470,562,173	$371,762,080	$313,234,075	$224,896,414
Selling And Marketing Expense	$358,256,945	$282,398,037	$227,072,092	$159,561,764
General And Administrative Expense	$44,630,525	$32,608,304	$31,702,768	$28,631,145
Total Other Finance Cost	-	$-2,697,427	$-1,902,703	$-41,463
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$226,604,199	$155,887,090	$191,468,303	$174,062,737
Net Interest Income	$1,319,867	$2,697,427	$1,902,703	$41,463
Interest Income	$1,319,867	$2,697,427	$1,902,703	-
Normalized Income	$226,604,199	$163,872,441	$168,300,974	$160,770,076
Net Income From Continuing And Discontinued Operation	$226,604,199	$155,887,090	$191,468,303	$174,062,737
Total Operating Income As Reported	$265,202,292	$184,149,056	$196,610,692	$174,411,111
Net Income Common Stockholders	$226,604,199	$155,887,090	$191,468,303	$174,062,737
Net Income	$226,604,199	$155,887,090	$191,468,303	$174,062,737
Net Income Including Noncontrolling Interests	$226,602,871	$155,885,614	$191,461,958	$174,147,433
Net Income Continuous Operations	$226,602,871	$155,885,614	$191,461,958	$174,147,433
Earnings From Equity Interest Net Of Tax	$0	$0	$-293,632	$1,171,575
Pretax Income	$276,424,626	$191,136,160	$228,292,212	$195,905,386
Special Income Charges	$0	$-9,790,769	$27,590,007	$15,042,053
Interest Income Non Operating	$1,319,867	$2,697,427	$1,902,703	-
Operating Income	$265,202,292	$184,149,056	$196,610,692	$174,411,111
Gross Profit	$735,764,465	$555,911,136	$509,844,767	$399,307,526
Per Share
Diluted EPS	-	$2.93	$3.58	$3.23
Basic EPS	-	$2.93	$3.58	$3.23
Other
Tax Effect Of Unusual Items	$0	$-1,805,418	$4,422,678	$1,749,391
Tax Rate For Calcs	$0	$0	$0	$0
Normalized EBITDA (Bullshit earnings)	$275,664,283	$196,577,050	$170,416,689	$160,838,840
Total Unusual Items	$0	$-9,790,769	$27,590,007	$15,042,053
Total Unusual Items Excluding Goodwill	$0	$-9,790,769	$27,590,007	$15,042,053
Reconciled Depreciation	$10,461,990	$2,637,225	$1,396,004	$1,469,781
EBITDA (Bullshit earnings)	$275,664,283	$186,786,281	$198,006,696	$175,880,892
EBIT	$265,202,292	$184,149,056	$196,610,692	$174,411,111
Diluted NI Availto Com Stockholders	$226,604,199	$155,887,090	$191,468,303	$174,062,737
Minority Interests	$1,328	$1,476	$6,345	$-84,696
Tax Provision	$49,821,755	$35,250,545	$36,536,622	$22,929,528
Gain On Sale Of Business	$0	$-2,129,345	$41,052,204	$17,266,865
Write Off	$0	$7,661,423	$13,462,197	$2,224,813
Provision For Doubtful Accounts	$4,650,888	$1,800,744	$10,736,587	$4,729,534
Research And Development	$63,023,814	$54,954,995	$43,722,628	$31,973,971
Selling General And Administration	$402,887,470	$315,006,341	$258,774,859	$188,192,909
Other Gand A	$44,630,525	$32,608,304	$31,702,768	$28,631,145
Diluted Average Shares	-	$7,836,318	$7,893,976	$7,940,582
Basic Average Shares	-	$7,836,318	$7,893,976	$7,940,582

Fetched: 2026-06-23

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Net Tangible Assets	$654,102,571	$461,735,371	$351,493,385	$183,421,470
Total Assets	$1,291,973,807	$798,248,971	$832,905,319	$445,740,123
Total Non Current Assets	$270,509,056	$158,953,696	$37,612,730	$30,918,078
Other Non Current Assets	$11,294,487	$109,991,293	$333,914	$259,547
Non Current Deferred Assets	$14,243,935	$10,683,616	$9,026,441	$10,443,546
Non Current Deferred Taxes Assets	$14,243,935	$10,683,616	$9,026,441	$10,443,546
Current Assets	$1,021,464,751	$639,295,276	$795,292,588	$414,822,045
Other Current Assets	$20,245,676	$5,129,404	$11,523,638	$8,621,555
Restricted Cash	$94,994,834	$39,385,291	$134,149,057	$61,444,696
Prepaid Assets	$126,100,010	$0	-	$2,427,551
Receivables	$770,999,960	$515,024,487	$594,996,598	$301,815,052
Other Receivables	$175,789,409	$73,667,295	$353,813,812	$105,325,354
Accounts Receivable	$550,769,780	$440,706,333	$240,697,187	$193,405,681
Allowance For Doubtful Accounts Receivable	$-3,516,644	$-3,128,135	$-2,029,157	$-374,638
Gross Accounts Receivable	$554,286,424	$443,834,469	$242,726,344	$193,780,320
Cash Cash Equivalents And Short Term Investments	$9,124,269	$79,756,093	$54,623,295	$42,940,742
Cash And Cash Equivalents	$9,124,269	$79,756,093	$54,623,295	$42,940,742
Loans Receivable	-	$0	$410,494	$464,941
Investmentin Financial Assets	-	-	$7,526	$7,526
Debt
Net Debt	$89,890,514	-	-	-
Total Debt	$103,380,451	$7,625,125	$7,076,374	$4,052,559
Long Term Debt And Capital Lease Obligation	$76,771,675	$4,165,880	$7,076,374	$365,785
Long Term Debt	$76,137,637	-	-	-
Current Debt And Capital Lease Obligation	$26,608,776	$3,459,246	$2,297,409	$3,686,773
Current Debt	$22,877,147	-	-	-
Other Current Borrowings	$12,489,228	-	-	-
Liabilities
Total Liabilities Net Minority Interest	$638,101,125	$336,758,391	$481,659,824	$262,551,935
Total Non Current Liabilities Net Minority Interest	$94,447,706	$14,561,028	$144,883,578	$365,785
Other Non Current Liabilities	$1,900,785	$31,523,933	$137,807,205	-
Non Current Deferred Liabilities	$15,775,246	$10,395,148	$5,919,111	$0
Non Current Deferred Taxes Liabilities	$15,775,246	$10,395,148	-	-
Current Liabilities	$543,653,419	$322,197,363	$336,776,245	$262,186,150
Other Current Liabilities	$99,716,548	$33,719,087	$8,491,707	$4,454,790
Current Deferred Liabilities	$67,712,771	$33,863,985	$136,778,756	$40,801,215
Payables And Accrued Expenses	$349,615,323	$251,155,046	$191,505,782	$213,243,372
Payables	$229,149,793	$135,903,616	$99,598,653	$133,277,606
Other Payable	$31,040,400	$21,257,304	$13,996,340	$39,818,509
Total Tax Payable	$155,599,213	$101,374,313	$83,931,268	$93,375,582
Current Deferred Taxes Liabilities	-	$10,395,148	$5,919,111	$0
Equity
Common Stock Equity	$654,102,571	$461,735,371	$351,493,385	$183,421,470
Total Equity Gross Minority Interest	$653,872,682	$461,490,580	$351,245,495	$183,188,187
Stockholders Equity	$654,102,571	$461,735,371	$351,493,385	$183,421,470
Gains Losses Not Affecting Retained Earnings	$1,601,104	$1,047,483	$-1,503,423	$-459,187
Other Equity Adjustments	$1,601,104	$1,047,483	$-1,503,423	$-459,187
Retained Earnings	$513,602,661	$330,728,615	$225,143,272	$56,792,775
Long Term Equity Investment	-	-	$14,966,357	$13,345,628
Other
Treasury Shares Number	$1,000,681	$386,858	$585,796	$350,085
Ordinary Shares Number	$30,885,643	$31,499,466	$31,300,528	$31,536,239
Share Issued	$31,886,324	$31,886,324	$31,886,324	$31,886,324
Tangible Book Value	$654,102,571	$461,735,371	$351,493,385	$183,421,470
Invested Capital	$753,117,354	$461,735,371	$351,493,385	$183,421,470
Working Capital	$477,811,332	$317,097,912	$458,516,343	$152,635,895
Capital Lease Obligations	$4,365,667	$7,625,125	$7,076,374	$4,052,559
Total Capitalization	$730,240,208	$461,735,371	$351,493,385	$183,421,470
Minority Interest	$-229,888	$-244,791	$-247,890	$-233,282
Treasury Stock	$27,988,697	$4,262,675	$5,229,741	$1,366,641
Additional Paid In Capital	$166,887,503	$134,221,948	$133,083,277	$128,454,522
Capital Stock	$0	$0	$0	$0
Common Stock	$0	$0	$0	$0
Long Term Capital Lease Obligation	$634,038	$4,165,880	$7,076,374	$365,785
Current Deferred Revenue	$67,712,771	$33,863,985	$130,859,645	$40,801,215
Current Capital Lease Obligation	$3,731,630	$3,459,246	$2,297,409	$3,686,773
Line Of Credit	$10,387,918	$0	-	-
Current Accrued Expenses	$120,465,530	$115,251,430	$91,907,129	$79,965,767
Dueto Related Parties Current	$42,510,181	$13,272,000	$1,671,044	$83,515
Investments And Advances	$44,572,537	$23,943,074	$14,973,883	$13,353,155
Net PPE	$200,398,097	$14,335,714	$13,278,492	$6,861,831
Accumulated Depreciation	$-17,353,627	$-15,065,514	$-12,509,148	$-11,190,757
Gross PPE	$217,751,724	$29,401,227	$25,787,641	$18,052,588
Other Properties	$18,121,053	$26,282,240	$22,613,763	$15,045,151
Machinery Furniture Equipment	$3,701,086	$3,118,987	$1,979,726	$1,813,286
Buildings And Improvements	$195,929,585	$0	-	-
Properties	$0	$0	$0	$0
Duefrom Related Parties Current	$44,440,771	$650,859	$75,105	$2,619,076
Leases	-	$1,194,151	$1,194,151	$1,194,151
Available For Sale Securities	-	-	$7,526	$7,526

Fetched: 2026-06-23

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Free Cash Flow
Free Cash Flow	$91,818,744	$101,274,566	$52,830,962	$17,134,510
Operating Activities
Operating Cash Flow	$185,527,059	$210,335,829	$57,485,096	$19,711,975
Cash Flow From Continuing Operating Activities	$185,527,059	$210,335,829	$57,485,096	$19,711,975
Operating Gains Losses	$-25,232	$-8,054,506	$562,327	$-1,171,575
Investing Activities
Capital Expenditure	$-93,708,315	$-109,061,263	$-4,654,134	$-2,577,466
Investing Cash Flow	$-287,169,624	$-115,611,165	$-15,618,544	$-3,386,207
Cash Flow From Continuing Investing Activities	$-287,169,624	$-115,611,165	$-15,618,544	$-3,386,207
Net Other Investing Changes	$-171,809,742	$-1,940,329	$10,495,780	$-808,741
Financing Activities
Repurchase Of Capital Stock	$-16,338,753	$-7,858,850	$-5,618,987	$-2,176,415
Financing Cash Flow	$71,883,963	$-49,089,151	$-28,548,810	$-1,854,158
Cash Flow From Continuing Financing Activities	$71,883,963	$-49,089,151	$-28,548,810	$-1,854,158
Cash Dividends Paid	$-15,958,803	$-44,439,443	$-23,117,806	$0
Common Stock Dividend Paid	$-15,958,803	$-44,439,443	$-23,117,806	$0
Net Common Stock Issuance	$-16,338,753	$-7,858,850	$-5,618,987	$-2,176,415
Issuance Of Capital Stock	-	-	-	-
Net Other Financing Charges	-	-	-	-
Common Stock Issuance	-	-	-	-
Other
Repayment Of Debt	$-106,240,629	$-849,171	$0	$0
Issuance Of Debt	$210,422,148	$4,033,377	$0	$0
Income Tax Paid Supplemental Data	$5,040,282	$17,511,509	$6,034,203	$280,352
End Cash Position	$70,152,569	$100,019,918	$54,982,588	$43,239,243
Beginning Cash Position	$100,019,918	$54,982,588	$43,239,243	$27,233,518
Effect Of Exchange Rate Changes	$-108,747	$-598,182	$-1,574,396	$1,534,114
Changes In Cash	$-29,758,602	$45,635,513	$13,317,742	$14,471,611
Proceeds From Stock Option Exercised	$0	$24,937	$187,983	$322,257
Common Stock Payments	$-16,338,753	$-7,858,850	$-5,618,987	$-2,176,415
Net Issuance Payments Of Debt	$104,181,519	$3,184,206	$0	$0
Net Short Term Debt Issuance	$-106,240,629	$-849,171	$0	$0
Short Term Debt Payments	$-106,240,629	$-849,171	$0	$0
Net Long Term Debt Issuance	$210,422,148	$4,033,377	$0	$0
Long Term Debt Issuance	$210,422,148	$4,033,377	$0	$0
Net Investment Purchase And Sale	$-24,644,100	$-4,213,982	$-11,440,270	$0
Sale Of Investment	$10,527,061	$10,183,852	$0	$0
Purchase Of Investment	$-35,171,162	$-14,397,834	$-11,440,270	$0
Net Business Purchase And Sale	$2,486,425	$-395,886	$-10,143,865	$0
Sale Of Business	$2,486,425	-	-	-
Net PPE Purchase And Sale	$-93,202,206	$-109,060,968	$-4,530,189	$-2,577,466
Sale Of PPE	$506,109	$295	$123,945	$0
Purchase Of PPE	$-93,708,315	$-109,061,263	$-4,654,134	$-2,577,466
Change In Working Capital	$-82,942,660	$38,205,748	$-129,908,368	$-150,699,254
Change In Other Working Capital	$28,499,380	$-98,108,214	$122,814,287	$39,342,648
Change In Other Current Liabilities	$52,791,860	$-110,829,102	$134,473,232	$-1,147,672
Change In Other Current Assets	$-9,367,880	$27,445	$-74,367	$1,089,978
Change In Payables And Accrued Expense	$87,533,789	$53,862,066	$100,644,513	$102,303,015
Change In Accrued Expense	$23,525,792	$28,118,397	$65,667,974	$65,523,224
Change In Payable	$64,007,997	$25,743,670	$34,976,539	$36,779,791
Change In Tax Payable	$54,224,900	$18,421,324	$32,365,578	$33,016,880
Change In Income Tax Payable	$54,224,900	$18,421,324	$32,365,578	$33,016,880
Change In Prepaid Assets	$-83,599,273	$220,520,123	$-278,941,595	$-67,317,033
Change In Receivables	$-158,800,535	$-27,266,570	$-208,824,438	$-224,970,191
Changes In Account Receivables	$-110,461,546	$-130,799,886	$-73,403,469	$-181,834,088
Other Non Cash Items	$3,788,880	$3,475,919	$-38,245,588	$-17,266,865
Stock Based Compensation	$23,304,314	$8,723,662	$8,019,979	$6,278,109
Unrealized Gain Loss On Investment Securities	$-313,994	$0	$0	-
Provisionand Write Offof Assets	$4,650,888	$1,800,744	$10,736,587	$4,729,534
Asset Impairment Charge	$0	$7,661,423	$13,462,197	$2,224,813
Depreciation Amortization Depletion	$10,461,990	$2,637,225	$1,396,004	$1,469,781
Depreciation And Amortization	$10,461,990	$2,637,225	$1,396,004	$1,469,781
Earnings Losses From Equity Investments	$0	$0	$293,632	$-1,171,575
Gain Loss On Sale Of PPE	$-25,232	$0	$-28,183	$0
Gain Loss On Sale Of Business	$0	$2,129,345	$296,878	$0
Net Income From Continuing Operations	$226,602,871	$155,885,614	$191,461,958	$174,147,433
Purchase Of Business	-	$-395,886	$-10,143,865	$0
Gain Loss On Investment Securities	-	$-10,183,852	-	-

Fetched: 2026-06-23