S&P 500 7,357.49 â–ŧ 0.73 (-0.01%) DOW 51,920.62 ▲ 71.72 (+0.14%) NASDAQ 25,358.60 â–ŧ 118.03 (-0.46%) US Markets Closed â€ĸ 02:15 AM ET

JKHY

Jack Henry & Associates, Inc.

Price Chart
Latest Quote

$128.71

+0.65 (+0.51%)
Current Price
Previous Close $128.06
Open $126.87
Day High $129.77
Day Low $125.24
Volume 1,584,533
Fetched: 2026-06-26T06:15:23
Stock Information
Quarterly Dividend / Yield $2.38 / 1.85%
Shares Outstanding 71.05M
Quarterly Dividend Yield 1.85%
Quarterly Dividend $2.38
Total Debt $136.59M
Cash Equivalents $20.57M
Revenue $2.52B
Net Income $519.15M
Sector Technology
Industry Information Technology Services
Market Cap $9.14B
P/E Ratio 17.98
EPS (TTM) $7.16
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$9.26B
Sales$2.52B
Income$519.15M
Book/sh$29.98
Cash/sh$0.29
Employees7K
Financial Ratios
Quick Ratio1.01
Current Ratio1.74
Debt/Eq6.40
EPS Growth TTM10.60%
Returns & Margins
ROA13.66%
ROE24.89%
Gross Margin44.06%
Operating Margin24.37%
Profit Margin20.64%
Ownership
Insider Ownership0.59%
Institutional Ownership106.76%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E18.12
PEG1.73
P/S3.64
P/B4.29
Analyst Data
Recommendationbuy
Target Price$186.62
Technical Indicators
SMA20$129.63
SMA50$139.54
SMA200$158.70
RSI46.37
ATR4.2429
Shares Float70.58M
Short Float8.27%
Short Ratio2.78
Volatility0.57
Rel Volume0.78
Performance History
Week+3.61%
Month-5.88%
Quarter-17.86%
6 Months-29.99%
YTD-27.25%
Year-27.82%
3 Years-18.12%
5 Years-15.92%
10 Years+77.10%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-25 $128.71 1,611,900
2026-06-24 $128.06 1,125,300
2026-06-23 $125.25 1,528,600
2026-06-22 $123.42 1,738,900
2026-06-18 $126.23 5,769,800
2026-06-17 $124.22 1,710,900
2026-06-16 $129.29 1,420,500
2026-06-15 $130.35 2,208,700
2026-06-12 $128.23 1,411,600
2026-06-11 $125.96 1,816,600
2026-06-10 $127.59 1,333,000
2026-06-09 $127.35 1,347,300
2026-06-08 $126.37 1,333,400
2026-06-05 $130.11 1,621,000
2026-06-04 $130.73 1,389,600
2026-06-03 $133.13 1,416,700
2026-06-02 $136.03 1,243,400
2026-06-01 $140.20 1,969,500
2026-05-29 $135.71 8,161,000
2026-05-28 $135.61 1,378,900
2026-05-27 $135.65 1,221,200
2026-05-26 $136.75 1,558,700
About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

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Income Statement (Annual)
Metric 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Revenue
Reconciled Cost Of Revenue $1,360,747,000 $1,299,477,000 $1,219,062,000 $1,128,614,000
Cost Of Revenue $1,360,747,000 $1,299,477,000 $1,219,062,000 $1,128,614,000
Total Revenue $2,375,288,000 $2,215,543,000 $2,077,702,000 $1,942,884,000
Operating Revenue $2,375,288,000 $2,215,543,000 $2,077,702,000 $1,942,884,000
Expenses
Interest Expense $10,438,000 $16,384,000 $15,073,000 $2,384,000
Total Expenses $1,806,573,000 $1,726,152,000 $1,597,014,000 $1,468,265,000
Net Non Operating Interest Income Expense $17,321,000 $8,628,000 $-6,114,000 $-2,352,000
Interest Expense Non Operating $10,438,000 $16,384,000 $15,073,000 $2,384,000
Operating Expense $445,826,000 $426,675,000 $377,952,000 $339,651,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $455,748,000 $381,816,000 $366,646,000 $362,916,000
Net Interest Income $17,321,000 $8,628,000 $-6,114,000 $-2,352,000
Interest Income $27,759,000 $25,012,000 $8,959,000 $32,000
Normalized Income $455,748,000 $381,816,000 $366,646,000 $362,916,000
Net Income From Continuing And Discontinued Operation $455,748,000 $381,816,000 $366,646,000 $362,916,000
Total Operating Income As Reported $568,715,000 $489,391,000 $480,688,000 $474,619,000
Net Income Common Stockholders $455,748,000 $381,816,000 $366,646,000 $362,916,000
Net Income $455,748,000 $381,816,000 $366,646,000 $362,916,000
Net Income Including Noncontrolling Interests $455,748,000 $381,816,000 $366,646,000 $362,916,000
Net Income Continuous Operations $455,748,000 $381,816,000 $366,646,000 $362,916,000
Pretax Income $586,036,000 $498,019,000 $474,574,000 $472,267,000
Interest Income Non Operating $27,759,000 $25,012,000 $8,959,000 $32,000
Operating Income $568,715,000 $489,391,000 $480,688,000 $474,619,000
Gross Profit $1,014,541,000 $916,066,000 $858,640,000 $814,270,000
Per Share
Diluted EPS $6.24 $5.23 $5.02 $4.94
Basic EPS $6.26 $5.24 $5.03 $4.98
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $801,225,000 $714,307,000 $680,373,000 $652,275,000
Reconciled Depreciation $204,751,000 $199,904,000 $190,726,000 $177,624,000
EBITDA (Bullshit earnings) $801,225,000 $714,307,000 $680,373,000 $652,275,000
EBIT $596,474,000 $514,403,000 $489,647,000 $474,651,000
Diluted Average Shares $73,045,000 $73,025,000 $73,096,000 $73,486,000
Basic Average Shares $72,836,391 $72,872,130 $72,894,433 $72,878,821
Diluted NI Availto Com Stockholders $455,748,000 $381,816,000 $366,646,000 $362,916,000
Tax Provision $130,288,000 $116,203,000 $107,928,000 $109,351,000
Research And Development $162,771,000 $148,256,000 $142,678,000 $121,355,000
Selling General And Administration $283,055,000 $278,419,000 $235,274,000 $218,296,000
Fetched: 2026-06-22
Balance Sheet (Annual)
Metric 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Assets
Net Tangible Assets $640,775,000 $365,898,000 $152,473,000 $188,568,000
Total Assets $3,043,970,000 $2,924,481,000 $2,773,826,000 $2,455,564,000
Total Non Current Assets $2,362,506,000 $2,292,463,000 $2,145,864,000 $1,842,040,000
Other Non Current Assets $443,624,000 $417,621,000 $322,698,000 $293,526,000
Non Current Deferred Assets $207,861,000 $183,307,000 $161,465,000 $143,750,000
Goodwill And Other Intangible Assets $1,490,057,000 $1,476,466,000 $1,456,037,000 $1,193,055,000
Other Intangible Assets $685,260,000 $671,669,000 $651,240,000 $505,597,000
Current Assets $681,464,000 $632,018,000 $627,962,000 $613,524,000
Other Current Assets $180,151,000 $168,768,000 $169,178,000 $125,537,000
Assets Held For Sale Current $5,606,000 $0 $0 $20,201,000
Current Deferred Assets $75,777,000 $85,784,000 $77,766,000 $57,105,000
Receivables $317,977,000 $339,182,000 $368,775,000 $361,894,000
Receivables Adjustments Allowances $-6,659,000 $-7,477,000 $-7,955,000 $-7,616,000
Taxes Receivable $0 $6,149,000 $7,523,000 $13,822,000
Accounts Receivable $324,636,000 $340,510,000 $369,207,000 $355,688,000
Cash Cash Equivalents And Short Term Investments $101,953,000 $38,284,000 $12,243,000 $48,787,000
Cash And Cash Equivalents $101,953,000 $38,284,000 $12,243,000 $48,787,000
Allowance For Doubtful Accounts Receivable - - $-7,955,000 $-7,616,000
Gross Accounts Receivable - - $369,207,000 $355,688,000
Prepaid Assets - - - $125,537,000
Debt
Net Debt - $111,716,000 $262,757,000 $66,280,000
Total Debt - $150,000,000 $275,000,000 $115,067,000
Long Term Debt And Capital Lease Obligation - $60,000,000 $275,000,000 $115,000,000
Long Term Debt - $60,000,000 $275,000,000 $115,000,000
Current Debt And Capital Lease Obligation - $90,000,000 - $67,000
Current Debt - $90,000,000 - $67,000
Other Current Borrowings - $90,000,000 - -
Liabilities
Total Liabilities Net Minority Interest $913,138,000 $1,082,117,000 $1,165,316,000 $1,073,941,000
Total Non Current Liabilities Net Minority Interest $377,354,000 $448,303,000 $641,557,000 $530,111,000
Other Non Current Liabilities $64,439,000 $73,579,000 $54,371,000 $50,996,000
Non Current Deferred Liabilities $312,915,000 $314,724,000 $312,186,000 $364,115,000
Non Current Deferred Taxes Liabilities $240,026,000 $243,522,000 $244,431,000 $292,630,000
Current Liabilities $535,784,000 $633,814,000 $523,759,000 $543,830,000
Current Deferred Liabilities $290,485,000 $317,730,000 $331,974,000 $330,687,000
Payables And Accrued Expenses $245,299,000 $226,084,000 $191,785,000 $213,076,000
Payables $37,865,000 $25,314,000 $19,156,000 $21,034,000
Total Tax Payable $9,679,000 $0 - -
Income Tax Payable $9,679,000 $0 - -
Accounts Payable $28,186,000 $25,314,000 $19,156,000 $21,034,000
Equity
Common Stock Equity $2,130,832,000 $1,842,364,000 $1,608,510,000 $1,381,623,000
Total Equity Gross Minority Interest $2,130,832,000 $1,842,364,000 $1,608,510,000 $1,381,623,000
Stockholders Equity $2,130,832,000 $1,842,364,000 $1,608,510,000 $1,381,623,000
Retained Earnings $3,372,794,000 $3,081,690,000 $2,855,751,000 $2,636,342,000
Other
Treasury Shares Number $31,579,598 $31,372,959 $31,194,351 $31,042,903
Ordinary Shares Number $72,836,391 $72,872,130 $72,894,433 $72,878,821
Share Issued $104,415,989 $104,245,089 $104,088,784 $103,921,724
Tangible Book Value $640,775,000 $365,898,000 $152,473,000 $188,568,000
Invested Capital $2,130,832,000 $1,992,364,000 $1,883,510,000 $1,496,690,000
Working Capital $145,680,000 $-1,796,000 $104,203,000 $69,694,000
Total Capitalization $2,130,832,000 $1,902,364,000 $1,883,510,000 $1,496,623,000
Treasury Stock $1,895,224,000 $1,860,173,000 $1,832,118,000 $1,807,118,000
Additional Paid In Capital $652,218,000 $619,805,000 $583,836,000 $551,360,000
Capital Stock $1,044,000 $1,042,000 $1,041,000 $1,039,000
Common Stock $1,044,000 $1,042,000 $1,041,000 $1,039,000
Preferred Stock $0 $0 $0 $0
Non Current Deferred Revenue $72,889,000 $71,202,000 $67,755,000 $71,485,000
Current Deferred Revenue $290,485,000 $317,730,000 $331,974,000 $330,687,000
Current Accrued Expenses $207,434,000 $200,770,000 $172,629,000 $192,042,000
Goodwill $804,797,000 $804,797,000 $804,797,000 $687,458,000
Net PPE $220,964,000 $215,069,000 $205,664,000 $211,709,000
Accumulated Depreciation $-499,928,000 $-486,168,000 $-466,711,000 $-454,879,000
Gross PPE $720,892,000 $701,237,000 $672,375,000 $666,588,000
Leases $50,376,000 $51,432,000 $51,125,000 $51,708,000
Construction In Progress $3,797,000 $12,298,000 $14,208,000 $2,547,000
Machinery Furniture Equipment $486,785,000 $462,993,000 $435,907,000 $442,348,000
Buildings And Improvements $138,898,000 $133,835,000 $129,991,000 $129,313,000
Land And Improvements $41,036,000 $40,679,000 $40,832,000 $40,352,000
Properties $0 $0 $0 $0
Other Properties - - $312,000 $320,000
Capital Lease Obligations - - - $67,000
Current Capital Lease Obligation - - - $67,000
Long Term Capital Lease Obligation - - - -
Fetched: 2026-06-22
Cash Flow Statement (Annual)
Metric 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Free Cash Flow
Free Cash Flow $410,338,000 $335,618,000 $174,575,000 $313,242,000
Operating Activities
Operating Cash Flow $641,504,000 $568,041,000 $381,559,000 $504,631,000
Cash Flow From Continuing Operating Activities $641,504,000 $568,041,000 $381,559,000 $504,631,000
Operating Gains Losses $1,966,000 $3,841,000 $-4,517,000 $400,000
Investing Activities
Capital Expenditure $-231,166,000 $-232,423,000 $-206,984,000 $-191,389,000
Investing Cash Flow $-232,163,000 $-240,165,000 $-409,673,000 $-196,344,000
Cash Flow From Continuing Investing Activities $-232,163,000 $-240,165,000 $-409,673,000 $-196,344,000
Net Other Investing Changes $3,000 $904,000 $27,939,000 $45,000
Capital Expenditure Reported $-53,358,000 $-58,118,000 $-39,179,000 $-34,659,000
Financing Activities
Repurchase Of Capital Stock $-35,051,000 $-28,055,000 $-25,000,000 $-193,916,000
Issuance Of Capital Stock $11,747,000 $12,475,000 $12,371,000 $11,773,000
Financing Cash Flow $-345,672,000 $-301,835,000 $-8,430,000 $-310,492,000
Cash Flow From Continuing Financing Activities $-345,672,000 $-301,835,000 $-8,430,000 $-310,492,000
Net Other Financing Charges $-7,726,000 $-5,378,000 $-8,505,000 $-4,152,000
Cash Dividends Paid $-164,644,000 $-155,877,000 $-147,237,000 $-139,070,000
Common Stock Dividend Paid $-164,644,000 $-155,877,000 $-147,237,000 $-139,070,000
Net Common Stock Issuance $-23,304,000 $-15,580,000 $-12,629,000 $-182,143,000
Common Stock Issuance $11,747,000 $12,475,000 $12,371,000 $11,773,000
Other
Repayment Of Debt $-500,000,000 $-600,000,000 $-650,060,000 $-317,127,000
Issuance Of Debt $350,000,000 $475,000,000 $810,000,000 $332,000,000
End Cash Position $101,953,000 $38,284,000 $12,243,000 $48,787,000
Beginning Cash Position $38,284,000 $12,243,000 $48,787,000 $50,992,000
Changes In Cash $63,669,000 $26,041,000 $-36,544,000 $-2,205,000
Proceeds From Stock Option Exercised $2,000 $0 $1,000 $0
Common Stock Payments $-35,051,000 $-28,055,000 $-25,000,000 $-193,916,000
Net Issuance Payments Of Debt $-150,000,000 $-125,000,000 $159,940,000 $14,873,000
Net Short Term Debt Issuance $-150,000,000 $-125,000,000 $159,940,000 $14,873,000
Short Term Debt Payments $-500,000,000 $-600,000,000 $-650,060,000 $-317,127,000
Short Term Debt Issuance $350,000,000 $475,000,000 $810,000,000 $332,000,000
Net Investment Purchase And Sale $-1,000,000 $-8,646,000 $-1,000,000 $-5,000,000
Sale Of Investment $1,000,000 $0 $0 $0
Purchase Of Investment $-2,000,000 $-8,646,000 $-1,000,000 $-5,000,000
Net Business Purchase And Sale $0 $0 $-229,628,000 $0
Purchase Of Business $0 $0 $-229,628,000 $0
Net Intangibles Purchase And Sale $-177,808,000 $-174,305,000 $-167,805,000 $-156,730,000
Purchase Of Intangibles $-177,808,000 $-174,305,000 $-167,805,000 $-156,730,000
Change In Working Capital $-45,857,000 $-45,484,000 $-151,708,000 $-92,961,000
Change In Other Working Capital $-9,511,000 $-872,000 $-595,000 $23,276,000
Change In Payables And Accrued Expense $-469,000 $42,727,000 $-26,730,000 $7,836,000
Change In Accrued Expense $-3,115,000 $37,292,000 $-20,453,000 $1,190,000
Change In Payable $2,646,000 $5,435,000 $-6,277,000 $6,646,000
Change In Account Payable $2,646,000 $5,435,000 $-6,277,000 $6,646,000
Change In Prepaid Assets $-50,933,000 $-115,558,000 $-112,316,000 $-82,565,000
Change In Receivables $15,056,000 $28,219,000 $-12,067,000 $-41,508,000
Stock Based Compensation $28,392,000 $28,873,000 $28,611,000 $24,780,000
Deferred Tax $-3,496,000 $-909,000 $-48,199,000 $31,872,000
Deferred Income Tax $-3,496,000 $-909,000 $-48,199,000 $31,872,000
Depreciation Amortization Depletion $204,751,000 $199,904,000 $190,726,000 $177,624,000
Depreciation And Amortization $204,751,000 $199,904,000 $190,726,000 $177,624,000
Amortization Cash Flow $161,051,000 $153,562,000 $142,006,000 $126,835,000
Amortization Of Intangibles $161,051,000 $153,562,000 $142,006,000 $126,835,000
Depreciation $43,700,000 $46,342,000 $48,720,000 $50,789,000
Net Income From Continuing Operations $455,748,000 $381,816,000 $366,646,000 $362,916,000
Fetched: 2026-06-22