KINS
Kingstone Companies, Inc.
Price Chart
Latest Quote
$17.05
-0.46 (-2.63%)
Current Price
| Previous Close | $17.51 |
| Open | $17.47 |
| Day High | $17.63 |
| Day Low | $17.01 |
| Volume | 82,251 |
Stock Information
| Quarterly Dividend / Yield | $0.20 / 1.18% |
| Shares Outstanding | 14.48M |
| Quarterly Dividend Yield | 1.18% |
| Quarterly Dividend | $0.20 |
| Total Debt | $4.25M |
| Cash Equivalents | $11.36M |
| Revenue | $224.14M |
| Net Income | $31.08M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $246.97M |
| P/E Ratio | 7.71 |
| EPS (TTM) | $2.21 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $239.86M |
| Sales | $224.14M |
| Income | $31.08M |
| Book/sh | $7.91 |
| Cash/sh | $0.78 |
| Employees | 113 |
Financial Ratios
| Quick Ratio | 0.17 |
| Current Ratio | 0.53 |
| Debt/Eq | 3.71 |
Returns & Margins
| ROA | 5.76% |
| ROE | 31.60% |
| Gross Margin | 21.08% |
| Operating Margin | -12.27% |
| Profit Margin | 13.86% |
Ownership
| Insider Ownership | 21.42% |
| Institutional Ownership | 54.60% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 5.68 |
| PEG | 3.28 |
| P/S | 1.10 |
| P/B | 2.16 |
Analyst Data
| Recommendation | none |
| Target Price | $21.50 |
Technical Indicators
| SMA20 | $15.91 |
| SMA50 | $16.12 |
| SMA200 | $15.42 |
| RSI | 77.27 |
| ATR | 0.4993 |
| Shares Float | 11.56M |
| Short Float | 2.33% |
| Short Ratio | 2.24 |
| Volatility | 0.48 |
| Rel Volume | 0.88 |
Performance History
| Week | +7.30% |
| Month | +5.77% |
| Quarter | +17.64% |
| 6 Months | -1.28% |
| YTD | +5.52% |
| Year | +12.60% |
| 3 Years | +1218.57% |
| 5 Years | +119.09% |
| 10 Years | +142.75% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $17.05 | 82,251 |
| 2026-06-24 | $17.51 | 168,300 |
| 2026-06-23 | $17.20 | 102,200 |
| 2026-06-22 | $16.76 | 99,800 |
| 2026-06-18 | $16.25 | 128,600 |
| 2026-06-17 | $15.89 | 91,800 |
| 2026-06-16 | $16.04 | 59,300 |
| 2026-06-15 | $16.19 | 80,100 |
| 2026-06-12 | $16.23 | 90,200 |
| 2026-06-11 | $15.88 | 55,800 |
| 2026-06-10 | $15.84 | 66,900 |
| 2026-06-09 | $15.76 | 66,700 |
| 2026-06-08 | $15.54 | 57,100 |
| 2026-06-05 | $15.43 | 66,500 |
| 2026-06-04 | $15.13 | 106,400 |
| 2026-06-03 | $15.17 | 151,800 |
| 2026-06-02 | $15.04 | 75,800 |
| 2026-06-01 | $15.02 | 115,800 |
| 2026-05-29 | $14.87 | 103,200 |
| 2026-05-28 | $15.35 | 100,700 |
| 2026-05-27 | $15.89 | 89,500 |
| 2026-05-26 | $16.12 | 113,800 |
About Kingstone Companies, Inc.
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. The company provides its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.
đ° Latest News
3 Stocks Estimated To Be Up To 46.2% Below Fair Value Offering A 12.2% Discount Opportunity
Simply Wall St. âĸ 2026-06-15T17:39:07Z
Top Undervalued Small Caps With Insider Action In June 2026
Simply Wall St. âĸ 2026-06-15T11:41:18Z
June 2026's Noteworthy Stocks Estimated Below Intrinsic Value
Simply Wall St. âĸ 2026-06-15T11:38:42Z
3 Stocks Estimated To Be Up To 47.8% Below Intrinsic Value
Simply Wall St. âĸ 2026-06-12T17:38:00Z
3 Stocks That Might Be Up To 39.8% Below Their Estimated Intrinsic Value
Simply Wall St. âĸ 2026-06-12T11:38:02Z
3 Stocks That Might Be Priced Below Their Estimated Value In June 2026
Simply Wall St. âĸ 2026-06-11T17:38:15Z
3 Stocks That Investors Might Be Undervaluing Based On Current Market Estimates
Simply Wall St. âĸ 2026-06-11T11:37:59Z
Coastal Financial And 2 Additional Stocks Estimated To Be Priced Below Intrinsic Value
Simply Wall St. âĸ 2026-06-10T17:37:59Z
Are Investors Undervaluing Kingstone Companies (KINS) Right Now?
Zacks âĸ 2026-06-10T13:40:04Z
Spotlight On Undervalued Small Caps With Insider Activity In June 2026
Simply Wall St. âĸ 2026-06-10T11:39:51Z
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $214,867,301 | $155,142,103 | $144,190,714 | $130,159,290 |
| Operating Revenue | $214,867,301 | $155,142,103 | $144,190,714 | $130,159,290 |
| Expenses | ||||
| Interest Expense | $445,213 | $3,513,655 | $4,002,531 | $2,019,047 |
| Total Expenses | $163,821,651 | $131,853,946 | $151,556,245 | $158,101,630 |
| Other Income Expense | $610,849 | $568,096 | $609,721 | $910,455 |
| Net Non Operating Interest Income Expense | $-445,213 | $-3,513,655 | $-4,002,531 | $-2,019,047 |
| Interest Expense Non Operating | $445,213 | $3,513,655 | $4,002,531 | $2,019,047 |
| Other Operating Expenses | $4,105,310 | $3,634,583 | $2,456,473 | $3,113,473 |
| Loss Adjustment Expense | $84,265,722 | $62,634,716 | $82,849,210 | $88,390,042 |
| General And Administrative Expense | - | - | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Net Interest Income | $-445,213 | $-3,513,655 | $-4,002,531 | $-2,019,047 |
| Normalized Income | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Net Income From Continuing And Discontinued Operation | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Net Income Common Stockholders | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Net Income | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Net Income Including Noncontrolling Interests | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Net Income Continuous Operations | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Pretax Income | $51,045,650 | $23,288,157 | $-7,365,531 | $-27,942,340 |
| Depreciation And Amortization In Income Statement | $2,559,835 | $2,448,932 | $2,973,440 | $3,300,445 |
| Per Share | ||||
| Diluted EPS | $2.88 | $1.48 | $-0.57 | $-2.12 |
| Basic EPS | $2.93 | $1.60 | $-0.57 | $-2.12 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $2,559,835 | $2,448,932 | $2,973,440 | $3,300,445 |
| EBIT | $51,490,863 | $26,801,812 | $-3,363,000 | $-25,923,293 |
| Diluted Average Shares | $14,143,173 | $12,423,769 | $10,756,487 | $10,645,365 |
| Basic Average Shares | $13,926,024 | $11,478,899 | $10,756,487 | $10,645,365 |
| Diluted NI Availto Com Stockholders | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Tax Provision | $10,278,522 | $4,929,721 | $-1,197,185 | $-5,417,546 |
| Net Policyholder Benefits And Claims | $84,265,722 | $62,634,716 | $82,849,210 | $88,390,042 |
| Policyholder Benefits Gross | $103,285,573 | $82,866,246 | $123,940,415 | $128,048,407 |
| Policyholder Benefits Ceded | $19,019,851 | $20,231,530 | $41,091,205 | $39,658,365 |
| Selling General And Administration | - | - | - | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-21
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $122,231,249 | $66,208,451 | $34,004,139 | $35,669,432 |
| Total Assets | $453,425,151 | $374,915,843 | $317,633,210 | $320,332,531 |
| Goodwill And Other Intangible Assets | $500,000 | $500,000 | $500,000 | $500,000 |
| Other Intangible Assets | $500,000 | $500,000 | $500,000 | $500,000 |
| Prepaid Assets | $2,142,329 | $0 | - | - |
| Receivables | $80,009,353 | $91,089,424 | $89,198,720 | $80,345,565 |
| Accounts Receivable | $80,009,353 | $91,089,424 | $89,198,720 | $80,345,565 |
| Cash Cash Equivalents And Short Term Investments | $301,215,920 | $215,562,879 | $157,897,795 | $166,673,391 |
| Cash And Cash Equivalents | $12,178,730 | $28,669,441 | $8,976,998 | $11,958,228 |
| Debt | ||||
| Total Debt | $4,440,127 | $11,171,420 | $25,243,530 | $25,158,523 |
| Long Term Debt And Capital Lease Obligation | $4,440,127 | $11,171,420 | $25,243,530 | $25,158,523 |
| Long Term Debt | $4,440,127 | $11,171,420 | $25,243,530 | $25,158,523 |
| Net Debt | - | - | $16,266,532 | $13,200,295 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $330,693,902 | $308,207,392 | $283,129,071 | $284,163,099 |
| Non Current Deferred Liabilities | $8,362,529 | $11,541,239 | $9,460,865 | $10,619,569 |
| Payables And Accrued Expenses | $8,067,454 | $10,509,121 | $12,837,140 | $13,061,966 |
| Payables | $8,067,454 | $10,509,121 | $12,837,140 | $13,061,966 |
| Total Tax Payable | $2,835,135 | $0 | - | - |
| Income Tax Payable | $2,835,135 | $0 | - | - |
| Accounts Payable | $5,232,319 | $10,509,121 | $12,837,140 | $13,061,966 |
| Equity | ||||
| Common Stock Equity | $122,731,249 | $66,708,451 | $34,504,139 | $36,169,432 |
| Total Equity Gross Minority Interest | $122,731,249 | $66,708,451 | $34,504,139 | $36,169,432 |
| Stockholders Equity | $122,731,249 | $66,708,451 | $34,504,139 | $36,169,432 |
| Gains Losses Not Affecting Retained Earnings | $-6,081,530 | $-12,175,476 | $-12,274,563 | $-15,958,428 |
| Other Equity Adjustments | $-6,081,530 | $-12,175,476 | $-12,274,563 | $-15,958,428 |
| Retained Earnings | $34,596,857 | $-4,755,874 | $-23,114,310 | $-16,945,964 |
| Other | ||||
| Treasury Shares Number | $1,524,125 | $1,524,125 | $1,471,406 | $1,471,406 |
| Ordinary Shares Number | $14,397,526 | $12,924,080 | $10,776,907 | $10,700,106 |
| Share Issued | $15,921,651 | $14,448,205 | $12,248,313 | $12,171,512 |
| Tangible Book Value | $122,231,249 | $66,208,451 | $34,004,139 | $35,669,432 |
| Invested Capital | $127,171,376 | $77,879,871 | $59,747,669 | $61,327,955 |
| Total Capitalization | $127,171,376 | $77,879,871 | $59,747,669 | $61,327,955 |
| Treasury Stock | $5,568,007 | $5,568,007 | $5,567,481 | $5,567,481 |
| Additional Paid In Capital | $99,624,713 | $89,063,326 | $75,338,010 | $74,519,590 |
| Capital Stock | $159,216 | $144,482 | $122,483 | $121,715 |
| Common Stock | $159,216 | $144,482 | $122,483 | $121,715 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Non Current Deferred Revenue | $8,362,529 | $11,541,239 | $9,460,865 | $10,619,569 |
| Investments And Advances | $305,136,133 | $204,237,285 | $170,735,678 | $176,315,693 |
| Net PPE | $7,897,675 | $9,283,970 | $9,395,697 | $10,541,935 |
| Other Short Term Investments | $289,037,190 | $186,893,438 | $148,920,797 | $154,715,163 |
Fetched: 2026-06-21
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $73,051,966 | $55,610,566 | $-13,154,052 | $-5,466,304 |
| Operating Activities | ||||
| Operating Cash Flow | $75,859,517 | $57,947,771 | $-11,326,850 | $-915,521 |
| Cash Flow From Continuing Operating Activities | $75,859,517 | $57,947,771 | $-11,326,850 | $-915,521 |
| Operating Gains Losses | $-1,743,283 | $62,349 | $18,811 | $140,063 |
| Investing Activities | ||||
| Capital Expenditure | $-2,807,551 | $-2,337,205 | $-1,827,202 | $-4,550,783 |
| Investing Cash Flow | $-92,856,302 | $-35,261,441 | $9,461,700 | $-5,905,779 |
| Cash Flow From Continuing Investing Activities | $-92,856,302 | $-35,261,441 | $9,461,700 | $-5,905,779 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $9,470,453 | $13,610,807 | $0 | $60,464 |
| Financing Cash Flow | $506,074 | $-2,993,887 | $-1,116,080 | $-5,511,070 |
| Cash Flow From Continuing Financing Activities | $506,074 | $-2,993,887 | $-1,116,080 | $-5,511,070 |
| Net Other Financing Charges | $-576,519 | $-1,514,543 | $-27,708 | $-2,150,123 |
| Cash Dividends Paid | $-1,414,397 | $0 | $0 | $-1,277,066 |
| Common Stock Dividend Paid | $-1,414,397 | $0 | $0 | $-1,277,066 |
| Net Common Stock Issuance | $9,470,453 | $13,610,807 | $0 | $60,464 |
| Common Stock Issuance | $9,470,453 | $13,610,807 | $0 | $60,464 |
| Repurchase Of Capital Stock | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-7,173,293 | $-15,153,862 | $-1,088,372 | $-10,241,169 |
| Interest Paid Supplemental Data | $1,588,205 | $2,524,555 | $2,927,905 | $1,600,626 |
| Income Tax Paid Supplemental Data | $8,028,250 | $0 | $0 | $0 |
| End Cash Position | $12,178,730 | $28,669,441 | $8,976,998 | $11,958,228 |
| Beginning Cash Position | $28,669,441 | $8,976,998 | $11,958,228 | $24,290,598 |
| Changes In Cash | $-16,490,711 | $19,692,443 | $-2,981,230 | $-12,332,370 |
| Proceeds From Stock Option Exercised | $199,830 | $63,711 | $0 | - |
| Net Issuance Payments Of Debt | $-7,173,293 | $-15,153,862 | $-1,088,372 | $-2,144,345 |
| Net Long Term Debt Issuance | $-7,173,293 | $-15,153,862 | $-1,088,372 | $-2,144,345 |
| Long Term Debt Payments | $-7,173,293 | $-15,153,862 | $-1,088,372 | $-10,241,169 |
| Net Investment Purchase And Sale | $-93,648,751 | $-32,924,236 | $11,288,902 | $-1,354,996 |
| Sale Of Investment | $60,751,659 | $132,076,658 | $62,785,575 | $48,561,909 |
| Purchase Of Investment | $-154,400,410 | $-165,000,894 | $-51,496,673 | $-49,916,905 |
| Net Investment Properties Purchase And Sale | $3,600,000 | $0 | - | - |
| Sale Of Investment Properties | $3,600,000 | $0 | - | - |
| Net PPE Purchase And Sale | $-2,807,551 | $-2,337,205 | $-1,827,202 | $-4,550,783 |
| Purchase Of PPE | $-2,807,551 | $-2,337,205 | $-1,827,202 | $-4,550,783 |
| Change In Working Capital | $32,085,920 | $30,364,258 | $-6,856,253 | $8,584,810 |
| Change In Other Working Capital | $-3,178,710 | $2,080,374 | $-1,158,704 | $871,061 |
| Change In Other Current Assets | $-2,335,136 | $-1,850,192 | $-825,737 | $4,844,358 |
| Change In Payables And Accrued Expense | $-1,758,406 | $3,891,823 | $-2,526,003 | $-952,275 |
| Change In Payable | $-1,758,406 | $3,891,823 | $-2,526,003 | $-952,275 |
| Change In Account Payable | $-4,593,541 | $3,891,823 | $-2,526,003 | $-952,275 |
| Change In Tax Payable | $2,835,135 | $0 | - | - |
| Change In Income Tax Payable | $2,835,135 | $0 | - | - |
| Change In Prepaid Assets | $-2,142,329 | $0 | - | - |
| Change In Receivables | $10,480,418 | $-2,006,174 | $-8,928,370 | $-27,867,368 |
| Changes In Account Receivables | $10,480,418 | $-2,006,174 | $-8,928,370 | $-27,867,368 |
| Other Non Cash Items | $774,615 | $412,023 | $75,215 | $132,577 |
| Stock Based Compensation | $1,482,357 | $1,382,912 | $832,597 | $1,392,612 |
| Unrealized Gain Loss On Investment Securities | $87,288 | $-476,900 | $-2,153,365 | $9,251,802 |
| Amortization Of Securities | $47,205 | $468,200 | $1,150,966 | $4,226,140 |
| Deferred Tax | $-201,548 | $4,927,561 | $-1,199,915 | $-5,419,176 |
| Deferred Income Tax | $-201,548 | $4,927,561 | $-1,199,915 | $-5,419,176 |
| Depreciation And Amortization | $2,559,835 | $2,448,932 | $2,973,440 | $3,300,445 |
| Gain Loss On Investment Securities | $-1,743,283 | $62,349 | $18,811 | $140,063 |
| Net Income From Continuing Operations | $40,767,128 | $18,358,436 | $-6,168,346 | $-22,524,794 |
| Issuance Of Debt | - | - | $0 | $8,096,824 |
| Long Term Debt Issuance | - | - | $0 | $8,096,824 |
| Common Stock Payments | - | - | - | $0 |
| Net Business Purchase And Sale | - | - | - | $0 |
| Sale Of Business | - | - | - | $0 |
Fetched: 2026-06-21