KISB
Kish Bancorp, Inc.
Price Chart
Latest Quote
$65.99
| Previous Close | $65.00 |
| Open | $65.99 |
| Day High | $65.99 |
| Day Low | $65.99 |
| Volume | 100 |
Stock Information
| Quarterly Dividend / Yield | $1.60 / 2.42% |
| Shares Outstanding | 3.02M |
| Quarterly Dividend Yield | 2.42% |
| Quarterly Dividend | $1.60 |
| Total Debt | $310.34M |
| Cash Equivalents | $18.10M |
| Revenue | $73.04M |
| Net Income | $19.81M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $199.36M |
| P/E Ratio | 13.55 |
| EPS (TTM) | $4.87 |
| Exchange | OQX |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $491.60M |
| Sales | $73.04M |
| Income | $19.81M |
| Book/sh | $42.55 |
| Cash/sh | $5.99 |
Financial Ratios
| EPS Growth TTM | 46.60% |
Returns & Margins
| ROA | 1.06% |
| ROE | 16.60% |
| Operating Margin | 36.11% |
| Profit Margin | 27.12% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/S | 2.73 |
| P/B | 1.55 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $63.24 |
| SMA50 | $60.26 |
| SMA200 | $46.79 |
| RSI | 100.00 |
| ATR | 0.2757 |
| Volatility | 0.40 |
| Rel Volume | 0.30 |
Performance History
| Week | +3.92% |
| Month | +6.44% |
| Quarter | +37.71% |
| 6 Months | +61.87% |
| YTD | +61.63% |
| Year | +98.59% |
| 3 Years | +128.88% |
| 5 Years | +151.42% |
| 10 Years | +340.43% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $65.99 | 100 |
| 2026-06-24 | $65.00 | 200 |
| 2026-06-23 | $64.50 | 300 |
| 2026-06-22 | $64.00 | 200 |
| 2026-06-18 | $64.00 | 500 |
| 2026-06-17 | $63.50 | 100 |
| 2026-06-16 | $63.00 | 0 |
| 2026-06-15 | $63.00 | 0 |
| 2026-06-12 | $63.00 | 0 |
| 2026-06-11 | $63.00 | 0 |
| 2026-06-10 | $63.00 | 0 |
| 2026-06-09 | $63.00 | 0 |
| 2026-06-08 | $63.00 | 0 |
| 2026-06-05 | $63.00 | 600 |
| 2026-06-04 | $62.88 | 1,200 |
| 2026-06-03 | $62.90 | 800 |
| 2026-06-02 | $62.00 | 500 |
| 2026-06-01 | $62.00 | 2,200 |
| 2026-05-29 | $62.00 | 0 |
| 2026-05-28 | $62.00 | 0 |
| 2026-05-27 | $62.00 | 0 |
| 2026-05-26 | $62.00 | 500 |
About Kish Bancorp, Inc.
Kish Bancorp, Inc., a diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas. It offers personal banking services, such as personal checking accounts, personal saving accounts, health saving accounts, digital tools, cards, and account services; personal loans and credit that include mortgages, home equity loans, personal and student loans, and lone of credit; wealth management services, including trusts, estate administration, investment and trust management, asset protection, financial planning, risk management, investment advisory services, financial position analysis, and retirement income and wealth transfer services; insurance services, such as auto, homeowner and renters, farm, dwelling fire, flood, umbrella, motorcycle, boat, and recreational vehicles; and travel services, such as travel planning and insurance. It also provides business banking services, including business checking accounts, business checking with interest, analyzed business checking, state and municipal checking, and non-profit checking; business saving and cash management; business loans and credit, such as equipment and term loans, commercial real estate loans, agricultural loans, and professional loans; and business financial solutions that include retirement solutions, executive compensation, employee education, and business succession and protection. Additionally, it offers digital banking services; health savings account; individual retirement account; certificates of deposit; benefit consulting services; and commercial insurance products, including property, general liability, auto, business owners, workers' compensation, bonding, professional liability, trucking and transportation, religious organization, and farm and agriculture. Kish Bancorp, Inc. was founded in 1934 and is headquartered in Belleville, Pennsylvania.
Income Statement (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $54,995,929 | $50,352,595 | $44,734,750 |
| Operating Revenue | $54,995,929 | $50,352,595 | $44,734,750 |
| Expenses | |||
| Interest Expense | $29,769,570 | $8,949,004 | $6,213,093 |
| Selling And Marketing Expense | $622,786 | $460,155 | $348,401 |
| General And Administrative Expense | $23,332,684 | $21,897,135 | $20,657,494 |
| Professional Expense And Contract Services Expense | $783,991 | $796,698 | $641,903 |
| Other Non Interest Expense | $9,497,212 | $7,291,521 | $7,018,285 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $13,499,712 | $12,860,301 | $9,881,340 |
| Net Interest Income | $42,691,037 | $37,692,594 | $32,757,961 |
| Interest Income | $72,460,607 | $46,641,598 | $38,971,054 |
| Normalized Income | $13,499,712 | $12,860,301 | $9,881,340 |
| Net Income From Continuing And Discontinued Operation | $13,499,712 | $12,860,301 | $9,881,340 |
| Net Income Common Stockholders | $13,499,712 | $12,860,301 | $9,881,340 |
| Net Income | $13,499,712 | $12,860,301 | $9,881,340 |
| Net Income Including Noncontrolling Interests | $13,499,712 | $12,860,301 | $9,881,340 |
| Net Income Continuous Operations | $13,499,712 | $12,860,301 | $9,881,340 |
| Pretax Income | $16,154,155 | $15,283,348 | $11,232,900 |
| Per Share | |||
| Diluted EPS | $5.13 | $4.90 | $3.76 |
| Basic EPS | $5.22 | $5.02 | $3.88 |
| Other | |||
| Tax Effect Of Unusual Items | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Reconciled Depreciation | $1,185,446 | $1,661,670 | $1,947,006 |
| Diluted Average Shares | $2,629,167 | $2,625,612 | $2,626,931 |
| Basic Average Shares | $2,586,002 | $2,559,343 | $2,544,090 |
| Diluted NI Availto Com Stockholders | $13,499,712 | $12,860,301 | $9,881,340 |
| Tax Provision | $2,654,443 | $2,423,047 | $1,351,560 |
| Gain On Sale Of Security | $-147,767 | $164,977 | $274,163 |
| Selling General And Administration | $23,955,470 | $22,357,290 | $21,005,895 |
| Insurance And Claims | $1,134,670 | $756,961 | $725,000 |
| Salaries And Wages | $22,198,014 | $21,140,174 | $19,932,494 |
| Occupancy And Equipment | $3,896,516 | $4,623,738 | $4,055,767 |
| Other Gand A | - | - | $2,046,888 |
Balance Sheet (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $89,204,202 | $68,410,734 | $73,538,698 |
| Total Assets | $1,542,775,955 | $1,295,447,912 | $1,232,778,795 |
| Goodwill And Other Intangible Assets | $3,560,942 | $3,560,942 | $3,560,942 |
| Cash And Cash Equivalents | $29,982,735 | $20,351,448 | $94,006,717 |
| Cash Financial | $13,288,999 | $11,082,445 | $7,006,334 |
| Cash Cash Equivalents And Federal Funds Sold | $39,754,735 | $27,607,748 | $99,975,417 |
| Receivables | - | $31,123,166 | $17,256,582 |
| Accounts Receivable | - | $31,123,166 | $17,256,582 |
| Debt | |||
| Net Debt | $205,977,235 | $132,388,752 | $40,611,860 |
| Total Debt | $235,959,970 | $152,740,200 | $134,618,577 |
| Long Term Debt And Capital Lease Obligation | $41,304,076 | $50,937,998 | $67,184,620 |
| Long Term Debt | $41,304,076 | $50,937,998 | $67,184,620 |
| Current Debt And Capital Lease Obligation | $194,655,894 | $101,802,202 | $67,433,957 |
| Current Debt | $194,655,894 | $101,802,202 | $67,433,957 |
| Other Current Borrowings | $194,655,894 | $101,802,202 | $67,433,957 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $1,450,010,811 | $1,223,476,236 | $1,155,679,155 |
| Payables And Accrued Expenses | - | $33,616,318 | $18,415,231 |
| Payables | - | $33,616,318 | $18,415,231 |
| Accounts Payable | - | $33,616,318 | $18,415,231 |
| Equity | |||
| Common Stock Equity | $92,765,144 | $71,971,676 | $77,099,640 |
| Total Equity Gross Minority Interest | $92,765,144 | $71,971,676 | $77,099,640 |
| Stockholders Equity | $92,765,144 | $71,971,676 | $77,099,640 |
| Gains Losses Not Affecting Retained Earnings | $-14,000,592 | $-16,140,949 | $-1,572,533 |
| Retained Earnings | $96,878,445 | $85,844,293 | $76,432,206 |
| Other | |||
| Treasury Shares Number | $79,505 | $57,956 | $66,818 |
| Ordinary Shares Number | $2,881,086 | $2,639,544 | $2,630,682 |
| Share Issued | $2,960,591 | $2,697,500 | $2,697,500 |
| Tangible Book Value | $89,204,202 | $68,410,734 | $73,538,698 |
| Invested Capital | $328,725,114 | $224,711,876 | $211,718,217 |
| Total Capitalization | $134,069,220 | $122,909,674 | $144,284,260 |
| Treasury Stock | $2,483,786 | $1,978,208 | $1,994,126 |
| Additional Paid In Capital | $10,890,781 | $2,897,790 | $2,885,343 |
| Capital Stock | $1,480,296 | $1,348,750 | $1,348,750 |
| Common Stock | $1,480,296 | $1,348,750 | $1,348,750 |
| Preferred Stock | $0 | $0 | $0 |
| Investments And Advances | $192,582,374 | $168,930,501 | $191,218,580 |
| Held To Maturity Securities | $10,891,602 | $10,763,833 | $9,777,862 |
| Available For Sale Securities | $2,712,968 | $2,858,117 | $2,693,580 |
| Goodwill | $3,560,942 | $3,560,942 | $3,560,942 |
| Net PPE | $27,397,616 | $26,795,671 | $25,578,343 |
| Accumulated Depreciation | $-19,473,449 | $-17,993,384 | $-17,174,994 |
| Gross PPE | $46,871,065 | $44,789,055 | $42,753,337 |
| Construction In Progress | $148,950 | $9,396 | $911,279 |
| Machinery Furniture Equipment | $11,373,676 | $9,750,458 | $9,168,725 |
| Buildings And Improvements | $33,281,636 | $32,069,851 | $30,278,415 |
| Land And Improvements | $2,066,803 | $2,959,350 | $2,394,918 |
| Other Short Term Investments | $178,977,804 | $155,308,551 | $178,747,138 |
Cash Flow Statement (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $13,422,801 | $13,216,206 | $14,024,284 |
| Operating Activities | |||
| Operating Cash Flow | $16,547,611 | $16,193,328 | $16,928,124 |
| Cash Flow From Continuing Operating Activities | $16,547,611 | $16,193,328 | $16,928,124 |
| Operating Gains Losses | $-768,081 | $-1,742,528 | $-2,750,801 |
| Investing Activities | |||
| Capital Expenditure | $-3,124,810 | $-2,977,122 | $-2,903,840 |
| Investing Cash Flow | $-232,678,889 | $-149,778,390 | $-175,456,385 |
| Cash Flow From Continuing Investing Activities | $-232,678,889 | $-149,778,390 | $-175,456,385 |
| Net Other Investing Changes | $1,929,582 | $1,776,355 | $-6,789,752 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-1,972,726 | $-1,262,273 | $-514,492 |
| Issuance Of Capital Stock | $6,376,261 | $901,758 | $851,674 |
| Financing Cash Flow | $225,762,565 | $59,929,793 | $122,624,490 |
| Cash Flow From Continuing Financing Activities | $225,762,565 | $59,929,793 | $122,624,490 |
| Net Other Financing Charges | $-2,470,000 | $11,500,000 | - |
| Cash Dividends Paid | $-3,883,501 | $-3,448,214 | $-2,988,353 |
| Common Stock Dividend Paid | $-3,883,501 | $-3,448,214 | $-2,988,353 |
| Net Common Stock Issuance | $4,403,535 | $-360,515 | $337,182 |
| Common Stock Issuance | $6,376,261 | $901,758 | $851,674 |
| Other | |||
| Repayment Of Debt | $-8,224,327 | $-28,822,044 | $-16,812,498 |
| Issuance Of Debt | $94,274,097 | $46,943,667 | $19,340,308 |
| Interest Paid Supplemental Data | $25,966,419 | $7,964,220 | $6,729,860 |
| Income Tax Paid Supplemental Data | $2,650,000 | $2,185,000 | $1,925,000 |
| End Cash Position | $29,737,735 | $20,106,448 | $93,761,717 |
| Beginning Cash Position | $20,106,448 | $93,761,717 | $129,665,488 |
| Changes In Cash | $9,631,287 | $-73,655,269 | $-35,903,771 |
| Proceeds From Stock Option Exercised | $-286,929 | $-357,472 | $-174,813 |
| Common Stock Payments | $-1,972,726 | $-1,262,273 | $-514,492 |
| Net Issuance Payments Of Debt | $86,049,770 | $18,121,623 | $601,556 |
| Net Short Term Debt Issuance | $94,214,815 | $32,892,590 | $-1,926,254 |
| Short Term Debt Issuance | $94,214,815 | $32,892,590 | - |
| Net Long Term Debt Issuance | $-8,165,045 | $-14,770,967 | $2,527,810 |
| Long Term Debt Payments | $-8,224,327 | $-28,822,044 | $-16,812,498 |
| Long Term Debt Issuance | $59,282 | $14,051,077 | $19,340,308 |
| Net Investment Purchase And Sale | $-22,573,360 | $-3,792,481 | $-53,034,693 |
| Sale Of Investment | $26,831,876 | $28,353,600 | $34,168,487 |
| Purchase Of Investment | $-49,405,236 | $-32,146,081 | $-87,203,180 |
| Net PPE Purchase And Sale | $-3,124,810 | $-2,977,122 | $-2,903,840 |
| Purchase Of PPE | $-3,124,810 | $-2,977,122 | $-2,903,840 |
| Change In Working Capital | $2,027,856 | $-424,864 | $-476,456 |
| Change In Payables And Accrued Expense | $3,829,552 | $1,025,784 | $-461,890 |
| Change In Payable | $3,829,552 | $1,025,784 | $-461,890 |
| Change In Account Payable | $3,829,552 | $1,025,784 | $-461,890 |
| Change In Receivables | $-1,801,696 | $-1,450,648 | $-14,566 |
| Changes In Account Receivables | $-1,801,696 | $-1,450,648 | $-14,566 |
| Other Non Cash Items | $-751,514 | $2,912,771 | $6,884,927 |
| Stock Based Compensation | $672,353 | $746,352 | $645,444 |
| Deferred Tax | $-29,206 | $179,626 | $-483,336 |
| Deferred Income Tax | $-29,206 | $179,626 | $-483,336 |
| Depreciation Amortization Depletion | $1,185,446 | $1,661,670 | $1,947,006 |
| Depreciation And Amortization | $1,185,446 | $1,661,670 | $1,947,006 |
| Gain Loss On Investment Securities | $145,307 | $-164,977 | $-274,163 |
| Net Income From Continuing Operations | $13,499,712 | $12,860,301 | $9,881,340 |
| Asset Impairment Charge | - | $0 | $500,000 |
| Depreciation | - | - | $1,947,006 |