KMPR
Kemper Corporation
Price Chart
Latest Quote
$25.40
-0.68 (-2.61%)
Current Price
| Previous Close | $26.08 |
| Open | $25.99 |
| Day High | $26.32 |
| Day Low | $25.35 |
| Volume | 758,293 |
Stock Information
| Quarterly Dividend / Yield | $1.28 / 5.04% |
| Shares Outstanding | 58.87M |
| Quarterly Dividend Yield | 5.04% |
| Quarterly Dividend | $1.28 |
| Total Debt | $1.42B |
| Cash Equivalents | $398.40M |
| Revenue | $4.70B |
| Net Income | $41.90M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $1.50B |
| P/E Ratio | 35.28 |
| EPS (TTM) | $0.72 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.50B |
| Sales | $4.70B |
| Income | $41.90M |
| Book/sh | $45.05 |
| Cash/sh | $6.77 |
| Employees | 7K |
Financial Ratios
| Quick Ratio | 0.78 |
| Current Ratio | 0.81 |
| Debt/Eq | 53.85 |
Returns & Margins
| ROA | 0.55% |
| ROE | 1.12% |
| Gross Margin | 26.95% |
| Operating Margin | 0.78% |
| Profit Margin | 0.89% |
Ownership
| Insider Ownership | 1.05% |
| Institutional Ownership | 93.20% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 5.71 |
| PEG | 0.75 |
| P/S | 0.32 |
| P/B | 0.56 |
Analyst Data
| Recommendation | hold |
| Target Price | $51.00 |
Technical Indicators
| SMA20 | $24.92 |
| SMA50 | $28.67 |
| SMA200 | $36.27 |
| RSI | 63.95 |
| ATR | 0.9350 |
| Shares Float | 58.19M |
| Short Float | 6.99% |
| Short Ratio | 3.35 |
| Volatility | 1.05 |
| Rel Volume | 0.64 |
Performance History
| Week | +1.07% |
| Month | -8.27% |
| Quarter | -15.45% |
| 6 Months | -36.56% |
| YTD | -34.39% |
| Year | -59.61% |
| 3 Years | -42.12% |
| 5 Years | -59.48% |
| 10 Years | +5.73% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $25.40 | 758,293 |
| 2026-06-24 | $26.08 | 1,043,600 |
| 2026-06-23 | $26.22 | 1,083,800 |
| 2026-06-22 | $25.07 | 766,500 |
| 2026-06-18 | $25.03 | 1,723,900 |
| 2026-06-17 | $25.13 | 1,086,100 |
| 2026-06-16 | $25.93 | 897,500 |
| 2026-06-15 | $25.56 | 1,532,600 |
| 2026-06-12 | $25.02 | 901,600 |
| 2026-06-11 | $24.78 | 961,800 |
| 2026-06-10 | $24.72 | 972,000 |
| 2026-06-09 | $24.35 | 1,134,300 |
| 2026-06-08 | $24.37 | 1,171,700 |
| 2026-06-05 | $24.75 | 1,145,400 |
| 2026-06-04 | $23.76 | 1,484,300 |
| 2026-06-03 | $22.90 | 1,379,200 |
| 2026-06-02 | $24.25 | 1,337,900 |
| 2026-06-01 | $25.05 | 1,398,000 |
| 2026-05-29 | $24.67 | 1,768,900 |
| 2026-05-28 | $25.44 | 1,165,700 |
| 2026-05-27 | $26.15 | 1,373,600 |
| 2026-05-26 | $27.69 | 1,101,800 |
About Kemper Corporation
Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers. The Life Insurance segment primarily provides individual life, accident, supplemental health, and property insurance. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
đ° Latest News
1 Insurance Stock for Long-Term Investors and 2 We Find Risky
StockStory âĸ 2026-06-05T12:24:14Z
Is Kemper (KMPR) One of the Top Small Cap Stocks With Huge Growth Potential?
Insider Monkey âĸ 2026-06-04T21:44:46Z
Is Kemperâs (KMPR) New Leadership and ESOP Move Rewriting Its Long-Term Alignment Strategy?
Simply Wall St. âĸ 2026-06-04T10:08:47Z
3 Stocks Under $50 with Warning Signs
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1 Oversold Stock Set for a Comeback and 2 We Avoid
StockStory âĸ 2026-05-26T08:19:39Z
1 of Wall Streetâs Favorite Stock with Competitive Advantages and 2 We Find Risky
StockStory âĸ 2026-05-23T10:20:55Z
5 Revealing Analyst Questions From Kemperâs Q1 Earnings Call
StockStory âĸ 2026-05-16T12:20:55Z
Here's Why We're Wary Of Buying Kemper's (NYSE:KMPR) For Its Upcoming Dividend
Simply Wall St. âĸ 2026-05-13T10:09:37Z
Kemper Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-11T06:06:25Z
Kemper Corporation Just Missed Earnings With A Surprise Loss - Here Are Analysts Latest Forecasts
Simply Wall St. âĸ 2026-05-08T13:10:29Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $4,782,900,000 | $4,632,700,000 | $4,940,800,000 | $5,450,500,000 |
| Operating Revenue | $4,782,900,000 | $4,632,700,000 | $4,940,800,000 | $5,450,500,000 |
| Expenses | ||||
| Interest Expense | $38,500,000 | $56,900,000 | $56,100,000 | $54,700,000 |
| Total Expenses | $4,622,200,000 | $4,244,200,000 | $5,258,800,000 | $5,821,500,000 |
| Other Income Expense | $-2,000,000 | $10,500,000 | $10,100,000 | $9,200,000 |
| Net Non Operating Interest Income Expense | $-38,500,000 | $-56,900,000 | $-56,100,000 | $-54,700,000 |
| Interest Expense Non Operating | $38,500,000 | $56,900,000 | $56,100,000 | $54,700,000 |
| Other Operating Expenses | $101,400,000 | $112,200,000 | $91,000,000 | $111,800,000 |
| Loss Adjustment Expense | $3,864,700,000 | $3,485,400,000 | $4,276,100,000 | $4,922,800,000 |
| General And Administrative Expense | - | $-2,600,000 | $342,800,000 | $358,400,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $143,300,000 | $317,800,000 | $-272,100,000 | $-286,600,000 |
| Net Interest Income | $-38,500,000 | $-56,900,000 | $-56,100,000 | $-54,700,000 |
| Interest Income | $317,400,000 | $320,700,000 | $327,700,000 | $296,300,000 |
| Normalized Income | $174,567,500 | $348,446,718 | $-86,095,016 | $-235,118,200 |
| Net Income From Continuing And Discontinued Operation | $143,300,000 | $317,800,000 | $-272,100,000 | $-286,600,000 |
| Net Income Common Stockholders | $143,300,000 | $317,800,000 | $-272,100,000 | $-286,600,000 |
| Net Income | $143,300,000 | $317,800,000 | $-272,100,000 | $-286,600,000 |
| Net Income Including Noncontrolling Interests | $132,600,000 | $312,500,000 | $-272,300,000 | $-286,600,000 |
| Net Income Continuous Operations | $132,600,000 | $312,500,000 | $-272,300,000 | $-286,600,000 |
| Pretax Income | $160,700,000 | $388,500,000 | $-347,100,000 | $-371,000,000 |
| Special Income Charges | $-37,900,000 | $-38,100,000 | $-237,100,000 | $-66,600,000 |
| Depreciation And Amortization In Income Statement | - | - | $2,000,000 | $4,100,000 |
| Per Share | ||||
| Diluted EPS | $2.29 | $4.91 | $-4.25 | $-4.72 |
| Basic EPS | $2.31 | $4.95 | $-4.25 | $-4.72 |
| Other | ||||
| Tax Effect Of Unusual Items | $-6,632,500 | $-7,453,282 | $-51,095,016 | $-15,118,200 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-37,900,000 | $-38,100,000 | $-237,100,000 | $-66,600,000 |
| Total Unusual Items Excluding Goodwill | $-37,900,000 | $-38,100,000 | $-237,100,000 | $-66,600,000 |
| Reconciled Depreciation | $74,300,000 | $53,700,000 | $58,600,000 | $70,900,000 |
| EBIT | $199,200,000 | $445,400,000 | $-291,000,000 | $-316,300,000 |
| Diluted Average Shares | $62,606,200 | $64,776,000 | $64,025,600 | $63,825,500 |
| Basic Average Shares | $62,010,700 | $64,179,500 | $64,025,600 | $63,825,500 |
| Diluted NI Availto Com Stockholders | $143,300,000 | $317,800,000 | $-272,100,000 | $-286,600,000 |
| Minority Interests | $10,700,000 | $5,300,000 | $200,000 | $0 |
| Tax Provision | $28,100,000 | $76,000,000 | $-74,800,000 | $-84,400,000 |
| Write Off | $-100,000 | $400,000 | $-3,000,000 | $0 |
| Impairment Of Capital Assets | $-100,000 | $400,000 | $46,600,000 | $0 |
| Restructuring And Mergern Acquisition | $38,000,000 | $40,300,000 | $120,300,000 | $62,900,000 |
| Net Policyholder Benefits And Claims | $3,864,700,000 | $3,485,400,000 | $4,276,100,000 | $4,922,800,000 |
| Other Special Charges | - | $-2,600,000 | $70,200,000 | $3,700,000 |
| Selling General And Administration | - | $-2,600,000 | $342,800,000 | $358,400,000 |
| Salaries And Wages | - | $-2,600,000 | $70,200,000 | $0 |
| Amortization | - | - | $2,000,000 | $4,100,000 |
| Other Gand A | - | - | $342,800,000 | $358,400,000 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,154,900,000 | $1,222,200,000 | $936,200,000 | $1,053,900,000 |
| Total Assets | $12,472,700,000 | $12,630,400,000 | $12,742,700,000 | $13,313,600,000 |
| Goodwill And Other Intangible Assets | $1,526,500,000 | $1,566,200,000 | $1,569,000,000 | $1,616,700,000 |
| Other Intangible Assets | $275,800,000 | $315,500,000 | $318,300,000 | $316,400,000 |
| Receivables | $1,201,000,000 | $1,235,200,000 | $1,225,200,000 | $1,716,800,000 |
| Other Receivables | $184,700,000 | $185,700,000 | $200,500,000 | $262,600,000 |
| Taxes Receivable | $40,700,000 | $63,400,000 | $64,500,000 | $167,600,000 |
| Accounts Receivable | $975,600,000 | $986,100,000 | $960,200,000 | $1,286,600,000 |
| Cash Cash Equivalents And Short Term Investments | $453,900,000 | $1,130,500,000 | $587,000,000 | $490,800,000 |
| Cash And Cash Equivalents | $126,000,000 | $65,400,000 | $64,100,000 | $212,400,000 |
| Debt | ||||
| Net Debt | $817,500,000 | $1,325,900,000 | $1,325,100,000 | $1,174,500,000 |
| Total Debt | $943,500,000 | $1,391,300,000 | $1,389,200,000 | $1,386,900,000 |
| Long Term Debt And Capital Lease Obligation | $943,500,000 | $941,700,000 | $1,389,200,000 | $1,386,900,000 |
| Long Term Debt | $943,500,000 | $941,700,000 | $1,389,200,000 | $1,386,900,000 |
| Current Debt And Capital Lease Obligation | $0 | $449,600,000 | $0 | $449,300,000 |
| Current Debt | $0 | $449,600,000 | $0 | $449,300,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $9,803,300,000 | $9,846,100,000 | $10,237,700,000 | $10,643,000,000 |
| Non Current Deferred Liabilities | $14,800,000 | $14,800,000 | $50,600,000 | - |
| Non Current Deferred Taxes Liabilities | $14,800,000 | $14,800,000 | $50,600,000 | - |
| Current Notes Payable | $0 | $449,600,000 | $0 | $449,300,000 |
| Payables And Accrued Expenses | - | - | - | $817,300,000 |
| Equity | ||||
| Common Stock Equity | $2,681,400,000 | $2,788,400,000 | $2,505,200,000 | $2,670,600,000 |
| Total Equity Gross Minority Interest | $2,669,400,000 | $2,784,300,000 | $2,505,000,000 | $2,670,600,000 |
| Stockholders Equity | $2,681,400,000 | $2,788,400,000 | $2,505,200,000 | $2,670,600,000 |
| Gains Losses Not Affecting Retained Earnings | $-206,200,000 | $-304,500,000 | $-360,800,000 | $-514,900,000 |
| Other Equity Adjustments | $-206,200,000 | $-304,500,000 | $-360,800,000 | $-514,900,000 |
| Retained Earnings | $1,157,800,000 | $1,231,600,000 | $1,014,300,000 | $1,366,400,000 |
| Long Term Equity Investment | $176,000,000 | $186,300,000 | $239,000,000 | $217,000,000 |
| Investments In Other Ventures Under Equity Method | $176,000,000 | $186,300,000 | $239,000,000 | $217,000,000 |
| Other | ||||
| Ordinary Shares Number | $58,666,644 | $63,840,442 | $64,111,555 | $63,912,762 |
| Share Issued | $58,666,644 | $63,840,442 | $64,111,555 | $63,912,762 |
| Tangible Book Value | $1,154,900,000 | $1,222,200,000 | $936,200,000 | $1,053,900,000 |
| Invested Capital | $3,624,900,000 | $4,179,700,000 | $3,894,400,000 | $4,057,500,000 |
| Total Capitalization | $3,624,900,000 | $3,730,100,000 | $3,894,400,000 | $4,057,500,000 |
| Minority Interest | $-12,000,000 | $-4,100,000 | $-200,000 | $0 |
| Additional Paid In Capital | $1,723,900,000 | $1,854,900,000 | $1,845,300,000 | $1,812,700,000 |
| Capital Stock | $5,900,000 | $6,400,000 | $6,400,000 | $6,400,000 |
| Common Stock | $5,900,000 | $6,400,000 | $6,400,000 | $6,400,000 |
| Investments And Advances | $7,595,700,000 | $7,881,200,000 | $7,871,300,000 | $7,633,400,000 |
| Goodwill | $1,250,700,000 | $1,250,700,000 | $1,250,700,000 | $1,300,300,000 |
| Other Short Term Investments | $327,900,000 | $1,065,100,000 | $522,900,000 | $278,400,000 |
| Treasury Shares Number | - | - | $0 | - |
| Current Accrued Expenses | - | - | - | $817,300,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $553,900,000 | $329,700,000 | $-188,000,000 | $-241,100,000 |
| Operating Activities | ||||
| Operating Cash Flow | $584,500,000 | $382,900,000 | $-134,200,000 | $-210,300,000 |
| Cash Flow From Continuing Operating Activities | $584,500,000 | $382,900,000 | $-134,200,000 | $-210,300,000 |
| Operating Gains Losses | $12,300,000 | $34,200,000 | $88,800,000 | $31,900,000 |
| Investing Activities | ||||
| Capital Expenditure | $-30,600,000 | $-53,200,000 | $-53,800,000 | $-30,800,000 |
| Investing Cash Flow | $336,200,000 | $-244,400,000 | $107,900,000 | $-108,400,000 |
| Cash Flow From Continuing Investing Activities | $336,200,000 | $-244,400,000 | $107,900,000 | $-108,400,000 |
| Net Other Investing Changes | $4,100,000 | $12,800,000 | $-20,900,000 | $8,500,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-301,900,000 | $-38,900,000 | $0 | $0 |
| Financing Cash Flow | $-860,100,000 | $-137,200,000 | $-122,000,000 | $382,900,000 |
| Cash Flow From Continuing Financing Activities | $-860,100,000 | $-137,200,000 | $-122,000,000 | $382,900,000 |
| Net Other Financing Charges | $-32,300,000 | $-22,000,000 | $-46,200,000 | $195,800,000 |
| Cash Dividends Paid | $-79,600,000 | $-80,100,000 | $-80,100,000 | $-79,700,000 |
| Common Stock Dividend Paid | $-79,600,000 | $-80,100,000 | $-80,100,000 | $-79,700,000 |
| Net Common Stock Issuance | $-301,900,000 | $-38,900,000 | $0 | $0 |
| Issuance Of Capital Stock | - | - | - | - |
| Common Stock Issuance | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-450,000,000 | $0 | $0 | $-280,000,000 |
| Interest Paid Supplemental Data | $44,400,000 | $54,500,000 | $54,500,000 | $51,500,000 |
| Income Tax Paid Supplemental Data | $35,300,000 | $11,200,000 | - | $700,000 |
| End Cash Position | $126,000,000 | $65,400,000 | $64,100,000 | $212,400,000 |
| Beginning Cash Position | $65,400,000 | $64,100,000 | $212,400,000 | $148,200,000 |
| Changes In Cash | $60,600,000 | $1,300,000 | $-148,300,000 | $64,200,000 |
| Proceeds From Stock Option Exercised | $3,700,000 | $3,800,000 | $4,300,000 | $4,900,000 |
| Common Stock Payments | $-301,900,000 | $-38,900,000 | $0 | $0 |
| Net Issuance Payments Of Debt | $-450,000,000 | $0 | $0 | $261,900,000 |
| Net Long Term Debt Issuance | $-450,000,000 | - | - | $261,900,000 |
| Long Term Debt Payments | $-450,000,000 | $0 | $0 | $-280,000,000 |
| Net Investment Purchase And Sale | $434,100,000 | $-218,000,000 | $192,500,000 | $-108,000,000 |
| Sale Of Investment | $1,984,700,000 | $1,389,600,000 | $942,500,000 | $1,889,700,000 |
| Purchase Of Investment | $-1,550,600,000 | $-1,607,600,000 | $-750,000,000 | $-1,997,700,000 |
| Net Investment Properties Purchase And Sale | $3,000,000 | $2,100,000 | $-1,000,000 | $-3,100,000 |
| Sale Of Investment Properties | $5,500,000 | $3,700,000 | $0 | $0 |
| Purchase Of Investment Properties | $-2,500,000 | $-1,600,000 | $-1,000,000 | $-3,100,000 |
| Net Intangibles Purchase And Sale | $-30,600,000 | $-53,200,000 | $-53,800,000 | $-30,800,000 |
| Purchase Of Intangibles | $-30,600,000 | $-53,200,000 | $-53,800,000 | $-30,800,000 |
| Change In Working Capital | $321,600,000 | $-20,200,000 | $-18,300,000 | $-98,900,000 |
| Change In Other Working Capital | $-7,000,000 | $65,300,000 | $33,200,000 | $-83,600,000 |
| Change In Receivables | $10,000,000 | $-18,900,000 | $338,500,000 | $127,500,000 |
| Changes In Account Receivables | $10,000,000 | $-18,900,000 | $338,500,000 | $127,500,000 |
| Other Non Cash Items | $39,400,000 | $2,300,000 | $-35,900,000 | $-7,500,000 |
| Unrealized Gain Loss On Investment Securities | $4,300,000 | $2,700,000 | $-4,700,000 | $79,900,000 |
| Asset Impairment Charge | $0 | $0 | $49,600,000 | $0 |
| Depreciation And Amortization | $74,300,000 | $53,700,000 | $58,600,000 | $70,900,000 |
| Pension And Employee Benefit Expense | $0 | $10,500,000 | $70,200,000 | $0 |
| Earnings Losses From Equity Investments | $7,000,000 | $31,100,000 | $-1,100,000 | $-9,500,000 |
| Gain Loss On Investment Securities | $5,300,000 | $-7,400,000 | $19,700,000 | $21,500,000 |
| Net Income From Continuing Operations | $132,600,000 | $312,500,000 | $-272,300,000 | $-286,600,000 |
| Issuance Of Debt | - | $0 | $0 | $541,900,000 |
| Long Term Debt Issuance | - | $0 | $0 | $541,900,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $14,800,000 |
| Sale Of Business | - | $0 | $0 | $14,800,000 |
| Gain Loss On Sale Of PPE | - | $-2,300,000 | $-2,900,000 | $19,900,000 |
| Purchase Of Business | - | - | $0 | $0 |
| Amortization Cash Flow | - | - | $14,200,000 | $20,400,000 |
| Amortization Of Intangibles | - | - | $14,200,000 | $20,400,000 |
| Depreciation | - | - | $44,400,000 | $50,500,000 |
Fetched: 2026-06-22