LCNB
LCNB Corp.
Price Chart
Latest Quote
$17.59
-0.04 (-0.23%)
Current Price
| Previous Close | $17.63 |
| Open | $16.96 |
| Day High | $17.74 |
| Day Low | $16.96 |
| Volume | 12,490 |
Stock Information
| Quarterly Dividend / Yield | $0.88 / 4.99% |
| Shares Outstanding | 14.25M |
| Quarterly Dividend Yield | 4.99% |
| Quarterly Dividend | $0.88 |
| Total Debt | $110.89M |
| Cash Equivalents | $31.89M |
| Revenue | $89.94M |
| Net Income | $22.82M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $250.59M |
| P/E Ratio | 10.93 |
| EPS (TTM) | $1.61 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $330.16M |
| Sales | $89.94M |
| Income | $22.82M |
| Book/sh | $19.36 |
| Cash/sh | $2.24 |
| Employees | 328 |
Financial Ratios
| EPS Growth TTM | -3.60% |
Returns & Margins
| ROA | 1.01% |
| ROE | 8.59% |
| Operating Margin | 27.46% |
| Profit Margin | 25.52% |
Ownership
| Insider Ownership | 5.66% |
| Institutional Ownership | 41.71% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.72 |
| P/S | 2.79 |
| P/B | 0.91 |
Analyst Data
| Recommendation | none |
| Target Price | $17.50 |
Technical Indicators
| SMA20 | $16.98 |
| SMA50 | $16.45 |
| SMA200 | $15.92 |
| RSI | 64.99 |
| ATR | 0.5087 |
| Shares Float | 13.44M |
| Short Float | 0.60% |
| Short Ratio | 4.02 |
| Volatility | 0.59 |
| Rel Volume | 0.53 |
Performance History
| Week | +5.01% |
| Month | +6.45% |
| Quarter | +12.57% |
| 6 Months | +6.83% |
| YTD | +11.51% |
| Year | +25.58% |
| 3 Years | +39.81% |
| 5 Years | +34.20% |
| 10 Years | +76.99% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $17.59 | 12,490 |
| 2026-06-24 | $17.63 | 45,900 |
| 2026-06-23 | $17.39 | 14,000 |
| 2026-06-22 | $17.02 | 11,100 |
| 2026-06-18 | $17.19 | 49,700 |
| 2026-06-17 | $16.75 | 22,100 |
| 2026-06-16 | $17.06 | 18,800 |
| 2026-06-15 | $17.10 | 41,000 |
| 2026-06-12 | $17.45 | 29,000 |
| 2026-06-11 | $17.09 | 12,600 |
| 2026-06-10 | $17.37 | 24,000 |
| 2026-06-09 | $17.07 | 29,400 |
| 2026-06-08 | $16.76 | 19,900 |
| 2026-06-05 | $16.82 | 13,400 |
| 2026-06-04 | $16.52 | 14,000 |
| 2026-06-03 | $16.00 | 34,800 |
| 2026-06-02 | $16.56 | 18,400 |
| 2026-06-01 | $16.65 | 25,300 |
| 2026-05-29 | $16.82 | 17,500 |
| 2026-05-28 | $16.66 | 22,300 |
| 2026-05-27 | $16.59 | 18,200 |
| 2026-05-26 | $16.52 | 24,400 |
About LCNB Corp.
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans. In addition, it offers trust administration, estate settlement, and fiduciary services; and investment management of trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.
đ° Latest News
Interested In LCNB's (NASDAQ:LCNB) Upcoming US$0.22 Dividend? You Have Three Days Left
Simply Wall St. âĸ 2026-05-28T10:34:44Z
LCNB Virtual Annual Meeting: Directors Elected, Say-on-Pay Passes, CEO Details Post-Deal Plan
MarketBeat âĸ 2026-04-27T21:36:25Z
LCNB (LCNB) Lags Q1 Earnings Estimates
Zacks âĸ 2026-04-22T21:15:03Z
BCB Bancorp (BCBP) Surpasses Q1 Earnings Estimates
Zacks âĸ 2026-04-21T13:45:03Z
Is the Options Market Predicting a Spike in LCNB Stock?
Zacks âĸ 2026-04-16T14:44:00Z
LCNB: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-29T22:26:21ZLCNB (LCNB) Moves 5.2% Higher: Will This Strength Last?
Zacks âĸ 2026-01-22T12:52:00Z
LCNB Corp.'s (NASDAQ:LCNB) top owners are individual investors with 59% stake, while 35% is held by institutions
Simply Wall St. âĸ 2026-01-06T10:35:34Z
Only Four Days Left To Cash In On LCNB's (NASDAQ:LCNB) Dividend
Simply Wall St. âĸ 2025-11-26T10:44:41Z
LCNB (NASDAQ:LCNB) Is Paying Out A Dividend Of $0.22
Simply Wall St. âĸ 2025-11-25T10:44:31Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $91,997,000 | $81,199,000 | $71,760,000 | $75,330,000 |
| Operating Revenue | $91,997,000 | $81,199,000 | $71,760,000 | $75,330,000 |
| Expenses | ||||
| Interest Expense | $32,525,000 | $44,220,000 | $23,250,000 | $4,711,000 |
| Selling And Marketing Expense | $1,223,000 | $1,047,000 | $1,101,000 | $1,184,000 |
| General And Administrative Expense | $36,983,000 | $37,065,000 | $30,040,000 | $29,013,000 |
| Other Non Interest Expense | $16,988,000 | $15,271,000 | $13,177,000 | $12,763,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $23,120,000 | $13,492,000 | $12,628,000 | $22,128,000 |
| Net Interest Income | $70,049,000 | $60,611,000 | $56,174,000 | $60,957,000 |
| Interest Income | $102,574,000 | $104,831,000 | $79,424,000 | $65,668,000 |
| Normalized Income | $23,234,940 | $16,400,490 | $16,483,168 | $22,128,000 |
| Net Income From Continuing And Discontinued Operation | $23,120,000 | $13,492,000 | $12,628,000 | $22,128,000 |
| Net Income Common Stockholders | $22,989,000 | $13,410,000 | $12,542,000 | $22,014,000 |
| Net Income | $23,120,000 | $13,492,000 | $12,628,000 | $22,128,000 |
| Net Income Including Noncontrolling Interests | $23,120,000 | $13,492,000 | $12,628,000 | $22,128,000 |
| Net Income Continuous Operations | $23,120,000 | $13,492,000 | $12,628,000 | $22,128,000 |
| Pretax Income | $28,152,000 | $15,961,000 | $15,260,000 | $26,946,000 |
| Special Income Charges | $-140,000 | $-3,442,000 | $-4,656,000 | $0 |
| Depreciation Amortization Depletion Income Statement | $1,075,000 | $1,142,000 | $532,000 | $478,000 |
| Depreciation And Amortization In Income Statement | $1,075,000 | $1,142,000 | $532,000 | $478,000 |
| Amortization Of Intangibles Income Statement | $1,075,000 | $1,142,000 | $532,000 | $478,000 |
| Per Share | ||||
| Diluted EPS | $1.63 | $0.97 | $1.10 | $1.93 |
| Basic EPS | $1.63 | $0.97 | $1.10 | $1.93 |
| Other | ||||
| Tax Effect Of Unusual Items | $-25,060 | $-533,510 | $-800,832 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-140,000 | $-3,442,000 | $-4,656,000 | $0 |
| Total Unusual Items Excluding Goodwill | $-140,000 | $-3,442,000 | $-4,656,000 | $0 |
| Reconciled Depreciation | $668,000 | $604,000 | $2,989,000 | $2,744,000 |
| Diluted Average Shares | $14,086,379 | $13,849,578 | $11,417,857 | $11,410,981 |
| Basic Average Shares | $14,086,379 | $13,849,578 | $11,417,857 | $11,410,981 |
| Diluted NI Availto Com Stockholders | $22,989,000 | $13,410,000 | $12,542,000 | $22,014,000 |
| Otherunder Preferred Stock Dividend | $131,000 | $82,000 | $86,000 | $114,000 |
| Tax Provision | $5,032,000 | $2,469,000 | $2,632,000 | $4,818,000 |
| Restructuring And Mergern Acquisition | $140,000 | $3,442,000 | $4,656,000 | $0 |
| Gain On Sale Of Security | $0 | $-214,000 | $0 | $0 |
| Amortization | $1,075,000 | $1,142,000 | $532,000 | $478,000 |
| Selling General And Administration | $38,206,000 | $38,112,000 | $31,141,000 | $30,197,000 |
| Insurance And Claims | $1,487,000 | $1,895,000 | $932,000 | $530,000 |
| Salaries And Wages | $35,496,000 | $35,170,000 | $29,108,000 | $28,483,000 |
| Occupancy And Equipment | $5,500,000 | $5,309,000 | $4,917,000 | $4,696,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $174,348,000 | $151,622,000 | $146,300,000 | $139,627,000 |
| Total Assets | $2,240,769,000 | $2,307,394,000 | $2,291,592,000 | $1,919,398,000 |
| Goodwill And Other Intangible Assets | $99,581,000 | $101,414,000 | $89,003,000 | $61,048,000 |
| Other Intangible Assets | $9,271,000 | $11,104,000 | $9,494,000 | $1,827,000 |
| Receivables | $7,968,000 | $8,701,000 | $8,405,000 | $7,482,000 |
| Accounts Receivable | $7,968,000 | $8,701,000 | $8,405,000 | $7,482,000 |
| Cash And Cash Equivalents | $24,324,000 | $35,994,000 | $39,723,000 | $22,701,000 |
| Cash Financial | $18,353,000 | $20,393,000 | $27,277,000 | $20,244,000 |
| Cash Cash Equivalents And Federal Funds Sold | $24,324,000 | $35,994,000 | $39,723,000 | $22,701,000 |
| Debt | ||||
| Net Debt | $80,104,000 | $119,159,000 | $170,795,000 | $67,826,000 |
| Total Debt | $111,305,000 | $161,268,000 | $216,779,000 | $97,174,000 |
| Long Term Debt And Capital Lease Obligation | $111,305,000 | $161,268,000 | $119,384,000 | $25,719,000 |
| Long Term Debt | $104,428,000 | $155,153,000 | $113,123,000 | $19,072,000 |
| Current Debt And Capital Lease Obligation | $0 | $0 | $97,395,000 | $71,455,000 |
| Current Debt | $0 | $0 | $97,395,000 | $71,455,000 |
| Other Current Borrowings | $0 | $0 | $76,000,000 | $50,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,966,840,000 | $2,054,358,000 | $2,056,289,000 | $1,718,723,000 |
| Payables And Accrued Expenses | - | - | - | $16,579,000 |
| Payables | - | - | - | $16,579,000 |
| Accounts Payable | - | - | - | $16,579,000 |
| Equity | ||||
| Common Stock Equity | $273,929,000 | $253,036,000 | $235,303,000 | $200,675,000 |
| Total Equity Gross Minority Interest | $273,929,000 | $253,036,000 | $235,303,000 | $200,675,000 |
| Stockholders Equity | $273,929,000 | $253,036,000 | $235,303,000 | $200,675,000 |
| Gains Losses Not Affecting Retained Earnings | $-10,150,000 | $-19,189,000 | $-22,336,000 | $-29,954,000 |
| Other Equity Adjustments | $-10,150,000 | $-19,189,000 | $-22,336,000 | $-29,954,000 |
| Retained Earnings | $151,938,000 | $141,290,000 | $140,017,000 | $139,249,000 |
| Other | ||||
| Treasury Shares Number | $3,215,508 | $3,211,383 | $3,211,383 | $3,011,470 |
| Ordinary Shares Number | $14,193,577 | $14,118,040 | $13,173,569 | $11,259,080 |
| Share Issued | $17,409,085 | $17,329,423 | $16,384,952 | $14,270,550 |
| Tangible Book Value | $174,348,000 | $151,622,000 | $146,300,000 | $139,627,000 |
| Invested Capital | $378,357,000 | $408,189,000 | $445,821,000 | $291,202,000 |
| Capital Lease Obligations | $6,877,000 | $6,115,000 | $6,261,000 | $6,647,000 |
| Total Capitalization | $378,357,000 | $408,189,000 | $348,426,000 | $219,747,000 |
| Treasury Stock | $56,071,000 | $56,002,000 | $56,015,000 | $52,689,000 |
| Capital Stock | $188,212,000 | $186,937,000 | $173,637,000 | $144,069,000 |
| Common Stock | $188,212,000 | $186,937,000 | $173,637,000 | $144,069,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $6,877,000 | $6,115,000 | $6,261,000 | $6,647,000 |
| Investments And Advances | $253,450,000 | $279,680,000 | $298,461,000 | $314,100,000 |
| Held To Maturity Securities | $15,801,000 | $16,324,000 | $16,858,000 | $19,878,000 |
| Available For Sale Securities | $148,510,000 | $5,029,000 | $5,002,000 | $4,372,000 |
| Goodwill | $90,310,000 | $90,310,000 | $79,509,000 | $59,221,000 |
| Net PPE | $45,671,000 | $46,834,000 | $42,302,000 | $39,567,000 |
| Accumulated Depreciation | $-32,353,000 | $-30,328,000 | $-28,519,000 | $-27,152,000 |
| Gross PPE | $78,024,000 | $77,162,000 | $70,821,000 | $66,719,000 |
| Construction In Progress | $61,000 | $15,000 | $5,143,000 | $4,558,000 |
| Other Properties | $6,475,000 | $5,785,000 | $6,000,000 | $6,525,000 |
| Machinery Furniture Equipment | $20,214,000 | $19,588,000 | $18,568,000 | $17,266,000 |
| Buildings And Improvements | $42,173,000 | $42,518,000 | $32,321,000 | $30,148,000 |
| Land And Improvements | $9,101,000 | $9,256,000 | $8,789,000 | $8,222,000 |
| Other Short Term Investments | $89,139,000 | $258,327,000 | $276,601,000 | $289,850,000 |
| Line Of Credit | - | $0 | $21,395,000 | $21,455,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $33,437,000 | $89,438,000 | $20,754,000 | $27,828,000 |
| Operating Activities | ||||
| Operating Cash Flow | $34,396,000 | $93,236,000 | $23,360,000 | $28,712,000 |
| Cash Flow From Continuing Operating Activities | $34,396,000 | $93,236,000 | $23,360,000 | $28,712,000 |
| Operating Gains Losses | $-2,967,000 | $-3,665,000 | $-1,114,000 | $551,000 |
| Investing Activities | ||||
| Capital Expenditure | $-959,000 | $-3,798,000 | $-2,606,000 | $-884,000 |
| Investing Cash Flow | $52,052,000 | $61,394,000 | $-60,411,000 | $-48,382,000 |
| Cash Flow From Continuing Investing Activities | $52,052,000 | $61,394,000 | $-60,411,000 | $-48,382,000 |
| Net Other Investing Changes | - | $-2,005,000 | $-3,687,000 | $2,393,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-69,000 | - | $-3,326,000 | $-23,660,000 |
| Issuance Of Capital Stock | $625,000 | $538,000 | $428,000 | $408,000 |
| Financing Cash Flow | $-100,578,000 | $-158,609,000 | $54,073,000 | $24,235,000 |
| Cash Flow From Continuing Financing Activities | $-100,578,000 | $-158,609,000 | $54,073,000 | $24,235,000 |
| Cash Dividends Paid | $-12,472,000 | $-12,219,000 | $-9,938,000 | $-9,191,000 |
| Common Stock Dividend Paid | $-12,472,000 | $-12,219,000 | $-9,938,000 | $-9,191,000 |
| Net Common Stock Issuance | $556,000 | $538,000 | $-2,898,000 | $-23,252,000 |
| Common Stock Issuance | $625,000 | $538,000 | $428,000 | $408,000 |
| Other | ||||
| Repayment Of Debt | $-51,088,000 | $-8,001,000 | $-6,919,000 | $-5,928,000 |
| Issuance Of Debt | $363,000 | $50,000,000 | $95,000,000 | $15,000,000 |
| Interest Paid Supplemental Data | $33,474,000 | $42,532,000 | $21,740,000 | $4,677,000 |
| End Cash Position | $21,614,000 | $35,744,000 | $39,723,000 | $22,701,000 |
| Beginning Cash Position | $35,744,000 | $39,723,000 | $22,701,000 | $18,136,000 |
| Changes In Cash | $-14,130,000 | $-3,979,000 | $17,022,000 | $4,565,000 |
| Common Stock Payments | $-69,000 | - | $-3,326,000 | $-23,660,000 |
| Net Issuance Payments Of Debt | $-50,725,000 | $-68,396,000 | $58,022,000 | $80,527,000 |
| Net Short Term Debt Issuance | $0 | $-110,395,000 | $-30,059,000 | $71,455,000 |
| Net Long Term Debt Issuance | $-50,725,000 | $41,999,000 | $88,081,000 | $9,072,000 |
| Long Term Debt Payments | $-51,088,000 | $-8,001,000 | $-6,919,000 | $-5,928,000 |
| Long Term Debt Issuance | $363,000 | $50,000,000 | $95,000,000 | $15,000,000 |
| Net Investment Purchase And Sale | $35,893,000 | $19,866,000 | $27,044,000 | $-19,046,000 |
| Sale Of Investment | $43,940,000 | $44,855,000 | $32,077,000 | $24,997,000 |
| Purchase Of Investment | $-8,047,000 | $-24,989,000 | $-5,033,000 | $-44,043,000 |
| Net PPE Purchase And Sale | $-946,000 | $-2,950,000 | $-1,952,000 | $-9,000 |
| Sale Of PPE | $13,000 | $848,000 | $654,000 | $875,000 |
| Purchase Of PPE | $-959,000 | $-3,798,000 | $-2,606,000 | $-884,000 |
| Change In Working Capital | $2,853,000 | $-1,274,000 | $7,636,000 | $4,718,000 |
| Change In Other Current Assets | $7,000 | $-2,467,000 | $8,694,000 | $2,453,000 |
| Change In Payables And Accrued Expense | $2,113,000 | $1,198,000 | $-1,303,000 | $1,748,000 |
| Change In Payable | $2,113,000 | $1,198,000 | $-1,303,000 | $1,748,000 |
| Change In Account Payable | $2,113,000 | $1,198,000 | $-1,303,000 | $1,748,000 |
| Change In Receivables | $733,000 | $-5,000 | $245,000 | $517,000 |
| Changes In Account Receivables | $733,000 | $-5,000 | $245,000 | $517,000 |
| Other Non Cash Items | $5,354,000 | $79,578,000 | $-1,096,000 | $-1,865,000 |
| Stock Based Compensation | $650,000 | $588,000 | $563,000 | $531,000 |
| Deferred Tax | $2,782,000 | $1,951,000 | $-323,000 | $-345,000 |
| Deferred Income Tax | $2,782,000 | $1,951,000 | $-323,000 | $-345,000 |
| Depreciation Amortization Depletion | $668,000 | $604,000 | $2,989,000 | $2,744,000 |
| Depreciation And Amortization | $668,000 | $604,000 | $2,989,000 | $2,744,000 |
| Depreciation | $668,000 | $604,000 | $2,989,000 | $2,744,000 |
| Gain Loss On Investment Securities | $-30,000 | $223,000 | $5,000 | $292,000 |
| Gain Loss On Sale Of PPE | $0 | $-455,000 | $-422,000 | $455,000 |
| Net Income From Continuing Operations | $23,120,000 | $13,492,000 | $12,628,000 | $22,128,000 |
| Income Tax Paid Supplemental Data | - | $0 | $2,735,000 | $4,130,000 |
| Net Business Purchase And Sale | - | $-2,144,000 | $1,893,000 | $0 |
| Purchase Of Business | - | $-2,144,000 | - | - |
| Proceeds From Stock Option Exercised | - | - | $0 | $0 |
| Sale Of Business | - | - | $1,893,000 | $0 |
| Change In Accrued Expense | - | - | $-3,961,000 | $-1,722,000 |
| Short Term Debt Payments | - | - | - | - |
| Change In Other Current Liabilities | - | - | - | - |
Fetched: 2026-06-22