LDI
loanDepot, Inc.
Price Chart
Latest Quote
$1.16
-0.04 (-3.33%)
Current Price
| Previous Close | $1.20 |
| Open | $1.19 |
| Day High | $1.25 |
| Day Low | $1.16 |
| Volume | 823,424 |
Stock Information
| Shares Outstanding | 231.71M |
| Total Debt | $6.53B |
| Cash Equivalents | $431.22M |
| Revenue | $1.23B |
| Net Income | $-78.24M |
| Sector | Financial Services |
| Industry | Mortgage Finance |
| Market Cap | $752.34M |
| EPS (TTM) | $-0.35 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $6.51B |
| Sales | $1.23B |
| Income | $-78.24M |
| Book/sh | $0.89 |
| Cash/sh | $1.86 |
| Employees | 5K |
Financial Ratios
| Quick Ratio | 0.42 |
| Current Ratio | 1.18 |
| Debt/Eq | 1937.42 |
Returns & Margins
| ROA | -1.78% |
| ROE | -30.20% |
| Gross Margin | 89.35% |
| Operating Margin | -18.35% |
| Profit Margin | -6.35% |
Ownership
| Insider Ownership | 3.31% |
| Institutional Ownership | 68.11% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 5.27 |
| P/S | 0.61 |
| P/B | 1.31 |
Analyst Data
| Recommendation | underperform |
| Target Price | $1.80 |
Technical Indicators
| SMA20 | $1.19 |
| SMA50 | $1.34 |
| SMA200 | $2.21 |
| RSI | 42.62 |
| ATR | 0.0847 |
| Shares Float | 110.96M |
| Short Float | 16.01% |
| Short Ratio | 9.65 |
| Volatility | 3.04 |
| Rel Volume | 0.44 |
Performance History
| Week | -0.85% |
| Month | -8.66% |
| Quarter | -17.73% |
| 6 Months | -46.05% |
| YTD | -44.50% |
| Year | -15.94% |
| 3 Years | -43.14% |
| 5 Years | -90.65% |
| 10 Years | -94.26% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $1.16 | 823,424 |
| 2026-06-24 | $1.20 | 1,883,000 |
| 2026-06-23 | $1.14 | 1,456,600 |
| 2026-06-22 | $1.11 | 2,294,200 |
| 2026-06-18 | $1.17 | 3,089,700 |
| 2026-06-17 | $1.17 | 2,988,400 |
| 2026-06-16 | $1.23 | 1,597,800 |
| 2026-06-15 | $1.21 | 2,421,400 |
| 2026-06-12 | $1.13 | 2,126,000 |
| 2026-06-11 | $1.16 | 2,148,400 |
| 2026-06-10 | $1.10 | 1,840,000 |
| 2026-06-09 | $1.14 | 2,016,800 |
| 2026-06-08 | $1.13 | 1,993,600 |
| 2026-06-05 | $1.18 | 1,539,000 |
| 2026-06-04 | $1.25 | 1,794,200 |
| 2026-06-03 | $1.18 | 2,165,100 |
| 2026-06-02 | $1.25 | 1,279,100 |
| 2026-06-01 | $1.26 | 1,220,900 |
| 2026-05-29 | $1.32 | 1,639,800 |
| 2026-05-28 | $1.31 | 1,137,500 |
| 2026-05-27 | $1.29 | 1,790,900 |
| 2026-05-26 | $1.27 | 1,537,400 |
About loanDepot, Inc.
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.
đ° Latest News
Promising Penny Stocks To Consider In May 2026
Simply Wall St. âĸ 2026-05-26T12:05:34Z
loanDepot Q1 Earnings Call Highlights
MarketBeat âĸ 2026-05-11T08:06:18Z
loanDepot, Inc. (NYSE:LDI) Consensus Forecasts Have Become A Little Darker Since Its Latest Report
Simply Wall St. âĸ 2026-05-08T11:58:00Z
loanDepot, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-05-06T12:30:00Z
loanDepot, Inc. Q4 2025 Earnings Call Summary
Moby âĸ 2026-03-11T12:30:00Z
loanDepot Inc (LDI) Q4 2025 Earnings Call Highlights: Navigating Challenges with Strategic ...
GuruFocus.com âĸ 2026-03-11T03:01:14ZloanDepot Q4 Earnings Call Highlights
MarketBeat âĸ 2026-03-10T23:39:40Z
loanDepot (LDI) Reports Q4 Loss, Misses Revenue Estimates
Zacks âĸ 2026-03-10T21:30:02Z
LoanDepot: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-03-10T20:32:40ZTree.com (TREE) Soars 8.0%: Is Further Upside Left in the Stock?
Zacks âĸ 2026-02-27T13:56:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $896,590,000 | $743,730,000 | $711,580,000 | $1,084,241,000 |
| Operating Revenue | $896,590,000 | $743,730,000 | $711,580,000 | $1,084,241,000 |
| Expenses | ||||
| Interest Expense | $323,738,000 | $335,878,000 | $304,248,000 | $274,957,000 |
| Selling And Marketing Expense | $146,688,000 | $132,671,000 | $132,880,000 | $236,828,000 |
| General And Administrative Expense | $818,602,000 | $804,714,000 | $785,742,000 | $1,292,688,000 |
| Other Non Interest Expense | $-6,860,000 | $-38,026,000 | $-14,166,000 | $-55,220,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-62,646,000 | $-98,331,000 | $-110,142,000 | $-273,020,000 |
| Net Interest Income | $-164,938,000 | $-189,393,000 | $-170,985,000 | $-74,753,000 |
| Interest Income | $158,800,000 | $146,485,000 | $133,263,000 | $200,204,000 |
| Normalized Income | $-56,525,950 | $-66,677,611 | $-99,587,304 | $-197,416,220 |
| Net Income From Continuing And Discontinued Operation | $-62,646,000 | $-98,331,000 | $-110,142,000 | $-273,020,000 |
| Net Income Common Stockholders | $-62,646,000 | $-98,331,000 | $-110,142,000 | $-273,020,000 |
| Net Income | $-62,646,000 | $-98,331,000 | $-110,142,000 | $-273,020,000 |
| Net Income Including Noncontrolling Interests | $-107,530,000 | $-202,151,000 | $-235,512,000 | $-610,385,000 |
| Net Income Continuous Operations | $-107,530,000 | $-202,151,000 | $-235,512,000 | $-610,385,000 |
| Pretax Income | $-120,531,000 | $-242,849,000 | $-278,308,000 | $-689,977,000 |
| Special Income Charges | $-6,860,000 | $-38,026,000 | $-12,476,000 | $-85,428,000 |
| Depreciation Amortization Depletion Income Statement | $26,221,000 | $36,108,000 | $41,261,000 | $42,195,000 |
| Depreciation And Amortization In Income Statement | $26,221,000 | $36,108,000 | $41,261,000 | $42,195,000 |
| Per Share | ||||
| Diluted EPS | $-0.30 | $-0.53 | $-0.63 | $-1.75 |
| Basic EPS | $-0.30 | $-0.53 | $-0.63 | $-1.75 |
| Other | ||||
| Tax Effect Of Unusual Items | $-739,950 | $-6,372,611 | $-1,921,304 | $-9,824,220 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-6,860,000 | $-38,026,000 | $-12,476,000 | $-85,428,000 |
| Total Unusual Items Excluding Goodwill | $-6,860,000 | $-38,026,000 | $-12,476,000 | $-85,428,000 |
| Reconciled Depreciation | $36,615,000 | $47,115,000 | $55,423,000 | $62,971,000 |
| Diluted Average Shares | $211,021,121 | $185,641,675 | $174,906,063 | $156,030,350 |
| Basic Average Shares | $211,021,121 | $185,641,675 | $174,906,063 | $156,011,429 |
| Diluted NI Availto Com Stockholders | $-62,646,000 | $-98,331,000 | $-110,142,000 | $-273,020,000 |
| Minority Interests | $44,884,000 | $103,820,000 | $125,370,000 | $337,365,000 |
| Tax Provision | $-13,001,000 | $-40,698,000 | $-42,796,000 | $-79,592,000 |
| Other Special Charges | $1,806,000 | $24,636,000 | $1,430,000 | $12,594,000 |
| Write Off | $5,000 | $511,000 | $925,000 | $17,500,000 |
| Restructuring And Mergern Acquisition | $5,049,000 | $7,199,000 | $11,811,000 | $25,126,000 |
| Gain On Sale Of Security | $-56,008,000 | $13,390,000 | $20,201,000 | $1,080,494,000 |
| Selling General And Administration | $965,290,000 | $937,385,000 | $918,622,000 | $1,529,516,000 |
| Other Gand A | $177,084,000 | $204,231,000 | $212,732,000 | $265,680,000 |
| Salaries And Wages | $641,518,000 | $600,483,000 | $573,010,000 | $1,027,008,000 |
| Occupancy And Equipment | $16,876,000 | $19,434,000 | $23,516,000 | $35,306,000 |
| Impairment Of Capital Assets | - | $0 | $0 | $40,736,000 |
Fetched: 2026-06-19
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $-1,423,709,000 | $-1,360,769,000 | $-1,646,582,000 | $-1,603,948,000 |
| Total Assets | $6,857,936,000 | $6,344,028,000 | $6,151,048,000 | $6,609,934,000 |
| Goodwill And Other Intangible Assets | $1,658,223,000 | $1,633,661,000 | $1,999,763,000 | $2,037,447,000 |
| Other Intangible Assets | $1,658,223,000 | $1,633,661,000 | $1,999,763,000 | $2,037,447,000 |
| Prepaid Assets | $155,643,000 | $150,715,000 | $145,890,000 | $140,021,000 |
| Receivables | $61,237,000 | $82,803,000 | $106,232,000 | $160,299,000 |
| Other Receivables | $32,014,000 | $49,492,000 | $84,488,000 | $64,382,000 |
| Accounts Receivable | $24,907,000 | $28,815,000 | $14,018,000 | $80,074,000 |
| Cash And Cash Equivalents | $337,232,000 | $421,576,000 | $660,707,000 | $863,956,000 |
| Cash Cash Equivalents And Federal Funds Sold | $1,475,408,000 | $1,522,619,000 | $1,457,227,000 | $1,615,178,000 |
| Debt | ||||
| Net Debt | $4,586,395,000 | $3,900,289,000 | $3,484,367,000 | $3,571,965,000 |
| Total Debt | $4,958,257,000 | $4,355,055,000 | $4,194,266,000 | $4,497,596,000 |
| Long Term Debt And Capital Lease Obligation | $2,055,718,000 | $1,977,928,000 | $2,247,209,000 | $1,387,160,000 |
| Long Term Debt | $2,021,088,000 | $1,944,738,000 | $2,198,017,000 | $1,325,485,000 |
| Current Debt And Capital Lease Obligation | $2,902,539,000 | $2,377,127,000 | $1,947,057,000 | $3,110,436,000 |
| Current Debt | $2,902,539,000 | $2,377,127,000 | $1,947,057,000 | $3,110,436,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $6,471,926,000 | $5,837,417,000 | $5,446,564,000 | $5,688,461,000 |
| Derivative Product Liabilities | $10,718,000 | $25,060,000 | $84,962,000 | $67,492,000 |
| Non Current Deferred Liabilities | $4,372,000 | $25,332,000 | $80,171,000 | $122,404,000 |
| Non Current Deferred Taxes Liabilities | $4,372,000 | $25,332,000 | $80,171,000 | $122,404,000 |
| Payables And Accrued Expenses | $337,028,000 | $319,051,000 | $286,304,000 | $362,227,000 |
| Payables | $267,861,000 | $254,233,000 | $231,389,000 | $306,301,000 |
| Other Payable | $69,000 | $10,179,000 | - | - |
| Dividends Payable | $88,000 | $669,000 | $2,919,000 | $7,130,000 |
| Total Tax Payable | $109,075,000 | $80,207,000 | $58,201,000 | $50,730,000 |
| Income Tax Payable | $109,075,000 | $80,207,000 | $58,201,000 | $50,730,000 |
| Accounts Payable | $149,387,000 | $152,661,000 | $154,667,000 | $222,822,000 |
| Equity | ||||
| Common Stock Equity | $234,514,000 | $272,892,000 | $353,181,000 | $433,499,000 |
| Total Equity Gross Minority Interest | $386,010,000 | $506,611,000 | $704,484,000 | $921,473,000 |
| Stockholders Equity | $234,514,000 | $272,892,000 | $353,181,000 | $433,499,000 |
| Retained Earnings | $-614,398,000 | $-550,623,000 | $-451,706,000 | $-342,137,000 |
| Long Term Equity Investment | $18,251,000 | $18,113,000 | $20,363,000 | $20,410,000 |
| Other | ||||
| Treasury Shares Number | $8,779,081 | $5,270,250 | $3,349,395 | $1,780,141 |
| Ordinary Shares Number | $334,139,526 | $196,120,244 | $181,054,423 | $169,523,682 |
| Share Issued | $342,918,607 | $201,390,494 | $184,403,818 | $171,303,823 |
| Tangible Book Value | $-1,423,709,000 | $-1,360,769,000 | $-1,646,582,000 | $-1,603,948,000 |
| Invested Capital | $5,158,141,000 | $4,594,757,000 | $4,498,255,000 | $4,869,420,000 |
| Capital Lease Obligations | $34,630,000 | $33,190,000 | $49,192,000 | $61,675,000 |
| Total Capitalization | $2,255,602,000 | $2,217,630,000 | $2,551,198,000 | $1,758,984,000 |
| Minority Interest | $151,496,000 | $233,719,000 | $351,303,000 | $487,974,000 |
| Treasury Stock | $29,635,000 | $20,340,000 | $16,493,000 | $13,282,000 |
| Additional Paid In Capital | $878,204,000 | $843,523,000 | $821,055,000 | $788,601,000 |
| Capital Stock | $343,000 | $332,000 | $325,000 | $317,000 |
| Common Stock | $343,000 | $332,000 | $325,000 | $317,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $34,630,000 | $33,190,000 | $49,192,000 | $61,675,000 |
| Line Of Credit | $2,902,539,000 | $2,377,127,000 | $1,947,057,000 | $3,110,436,000 |
| Current Accrued Expenses | $69,167,000 | $64,818,000 | $54,915,000 | $55,926,000 |
| Investments And Advances | $103,891,000 | $105,579,000 | $113,264,000 | $114,653,000 |
| Trading Securities | $85,640,000 | $87,466,000 | $92,901,000 | $94,243,000 |
| Net PPE | $85,806,000 | $81,511,000 | $100,242,000 | $128,557,000 |
| Accumulated Depreciation | $-296,351,000 | $-270,338,000 | $-234,352,000 | $-197,269,000 |
| Gross PPE | $382,157,000 | $351,849,000 | $334,594,000 | $325,826,000 |
| Leases | $31,628,000 | $30,074,000 | $29,180,000 | $29,150,000 |
| Construction In Progress | $24,592,000 | $22,569,000 | $13,042,000 | $12,929,000 |
| Other Properties | $23,877,000 | $20,432,000 | $29,433,000 | $35,668,000 |
| Machinery Furniture Equipment | $302,060,000 | $278,774,000 | $262,939,000 | $248,079,000 |
| Goodwill | - | - | - | $0 |
| Employee Benefits | - | - | - | - |
Fetched: 2026-06-19
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-734,610,000 | $-884,694,000 | $-194,827,000 | $4,417,535,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-707,510,000 | $-858,308,000 | $-174,215,000 | $4,460,746,000 |
| Cash Flow From Continuing Operating Activities | $-707,510,000 | $-858,308,000 | $-174,215,000 | $4,460,746,000 |
| Operating Gains Losses | $-722,632,000 | $-560,862,000 | $-434,687,000 | $-838,440,000 |
| Investing Activities | ||||
| Capital Expenditure | $-27,100,000 | $-26,386,000 | $-20,612,000 | $-43,211,000 |
| Investing Cash Flow | $14,512,000 | $487,936,000 | $165,659,000 | $667,760,000 |
| Cash Flow From Continuing Investing Activities | $14,512,000 | $487,936,000 | $165,659,000 | $667,760,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-9,295,000 | $-3,847,000 | $-3,211,000 | $-430,000 |
| Financing Cash Flow | $566,799,000 | $151,737,000 | $-226,089,000 | $-4,768,601,000 |
| Cash Flow From Continuing Financing Activities | $566,799,000 | $151,737,000 | $-226,089,000 | $-4,768,601,000 |
| Net Other Financing Charges | $-16,521,000 | $-13,339,000 | $-5,307,000 | $-5,824,000 |
| Cash Dividends Paid | $-2,466,000 | $-3,263,000 | $-2,980,000 | $-119,264,000 |
| Common Stock Dividend Paid | $-2,466,000 | $-3,263,000 | $-2,980,000 | $-119,264,000 |
| Net Common Stock Issuance | $-9,295,000 | $-3,847,000 | $-3,211,000 | $-430,000 |
| Other | ||||
| Repayment Of Debt | $-24,052,419,000 | $-23,271,624,000 | $-21,132,440,000 | $-64,781,802,000 |
| Issuance Of Debt | $24,641,574,000 | $23,443,810,000 | $20,917,849,000 | $60,138,719,000 |
| Interest Paid Supplemental Data | $301,463,000 | $305,518,000 | $321,626,000 | $253,728,000 |
| End Cash Position | $401,022,000 | $527,221,000 | $745,856,000 | $980,501,000 |
| Beginning Cash Position | $527,221,000 | $745,856,000 | $980,501,000 | $620,596,000 |
| Changes In Cash | $-126,199,000 | $-218,635,000 | $-234,645,000 | $359,905,000 |
| Proceeds From Stock Option Exercised | $5,926,000 | $0 | $0 | - |
| Common Stock Payments | $-9,295,000 | $-3,847,000 | $-3,211,000 | $-430,000 |
| Net Issuance Payments Of Debt | $589,155,000 | $172,186,000 | $-214,591,000 | $-4,643,083,000 |
| Net Long Term Debt Issuance | $589,155,000 | $172,186,000 | $-214,591,000 | $-4,643,083,000 |
| Long Term Debt Payments | $-24,052,419,000 | $-23,271,624,000 | $-21,132,440,000 | $-64,781,802,000 |
| Long Term Debt Issuance | $24,641,574,000 | $23,443,810,000 | $20,917,849,000 | $60,138,719,000 |
| Net Investment Purchase And Sale | $5,775,000 | $6,113,000 | $5,584,000 | $7,159,000 |
| Sale Of Investment | $5,925,000 | $6,338,000 | $5,584,000 | $7,484,000 |
| Purchase Of Investment | $-150,000 | $-225,000 | $0 | $-325,000 |
| Net Intangibles Purchase And Sale | $35,837,000 | $508,209,000 | $180,687,000 | $703,812,000 |
| Sale Of Intangibles | $35,837,000 | $508,209,000 | $180,687,000 | $703,812,000 |
| Net PPE Purchase And Sale | $-27,100,000 | $-26,386,000 | $-20,612,000 | $-43,211,000 |
| Purchase Of PPE | $-27,100,000 | $-26,386,000 | $-20,612,000 | $-43,211,000 |
| Change In Working Capital | $-38,226,000 | $35,109,000 | $-16,691,000 | $-161,485,000 |
| Change In Other Working Capital | $-38,226,000 | $35,109,000 | $-16,691,000 | $-161,485,000 |
| Other Non Cash Items | $113,658,000 | $-153,802,000 | $474,025,000 | $5,854,258,000 |
| Stock Based Compensation | $12,223,000 | $24,919,000 | $21,993,000 | $20,583,000 |
| Unrealized Gain Loss On Investment Securities | $-4,100,000 | $-654,000 | $-4,151,000 | $21,573,000 |
| Deferred Tax | $-6,863,000 | $-48,084,000 | $-43,175,000 | $-80,276,000 |
| Deferred Income Tax | $-6,863,000 | $-48,084,000 | $-43,175,000 | $-80,276,000 |
| Depreciation Amortization Depletion | $36,615,000 | $47,115,000 | $55,423,000 | $62,971,000 |
| Depreciation And Amortization | $36,615,000 | $47,115,000 | $55,423,000 | $62,971,000 |
| Depreciation | $36,615,000 | $47,115,000 | $55,423,000 | $62,971,000 |
| Earnings Losses From Equity Investments | $5,118,000 | $15,932,000 | $18,968,000 | $12,128,000 |
| Net Income From Continuing Operations | $-107,530,000 | $-202,151,000 | $-235,512,000 | $-610,385,000 |
| Income Tax Paid Supplemental Data | - | $9,024,000 | - | $26,730,000 |
| Asset Impairment Charge | - | $0 | $0 | $40,736,000 |
| Net Short Term Debt Issuance | - | - | $-199,546,000 | $-5,310,596,000 |
| Short Term Debt Payments | - | - | $-20,714,561,000 | $-63,324,914,000 |
| Short Term Debt Issuance | - | - | $20,515,015,000 | $58,014,318,000 |
| Gain Loss On Sale Of PPE | - | - | - | $-10,554,000 |
Fetched: 2026-06-19