LKFN
Lakeland Financial Corporation
Price Chart
Latest Quote
$61.90
+0.31 (+0.51%)
Current Price
| Previous Close | $61.59 |
| Open | $61.50 |
| Day High | $62.08 |
| Day Low | $61.33 |
| Volume | 20,201 |
Stock Information
| Quarterly Dividend / Yield | $2.08 / 3.38% |
| Shares Outstanding | 24.91M |
| Quarterly Dividend Yield | 3.38% |
| Quarterly Dividend | $2.08 |
| Total Debt | $75.09M |
| Cash Equivalents | $151.32M |
| Revenue | $267.89M |
| Net Income | $109.75M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.54B |
| P/E Ratio | 14.50 |
| EPS (TTM) | $4.27 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.46B |
| Sales | $267.89M |
| Income | $109.75M |
| Book/sh | $30.04 |
| Cash/sh | $6.07 |
| Employees | 674 |
Financial Ratios
| EPS Growth TTM | 31.80% |
Returns & Margins
| ROA | 1.57% |
| ROE | 15.21% |
| Operating Margin | 49.37% |
| Profit Margin | 40.97% |
Ownership
| Insider Ownership | 2.82% |
| Institutional Ownership | 87.20% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 13.68 |
| PEG | 1.44 |
| P/S | 5.76 |
| P/B | 2.06 |
Analyst Data
| Recommendation | none |
| Target Price | $65.50 |
Technical Indicators
| SMA20 | $60.43 |
| SMA50 | $60.23 |
| SMA200 | $59.15 |
| RSI | 64.38 |
| ATR | 1.4396 |
| Shares Float | 24.06M |
| Short Float | 9.41% |
| Short Ratio | 10.16 |
| Volatility | 0.73 |
| Rel Volume | 0.10 |
Performance History
| Week | +3.01% |
| Month | +1.96% |
| Quarter | +9.93% |
| 6 Months | +5.44% |
| YTD | +11.55% |
| Year | +6.12% |
| 3 Years | +25.93% |
| 5 Years | +17.93% |
| 10 Years | +168.29% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $61.90 | 20,201 |
| 2026-06-24 | $61.54 | 232,200 |
| 2026-06-23 | $61.27 | 221,900 |
| 2026-06-22 | $60.26 | 269,300 |
| 2026-06-18 | $59.86 | 432,000 |
| 2026-06-17 | $60.09 | 210,400 |
| 2026-06-16 | $61.31 | 164,900 |
| 2026-06-15 | $60.71 | 142,400 |
| 2026-06-12 | $61.83 | 108,100 |
| 2026-06-11 | $60.83 | 176,400 |
| 2026-06-10 | $61.17 | 339,600 |
| 2026-06-09 | $60.37 | 262,900 |
| 2026-06-08 | $59.68 | 207,000 |
| 2026-06-05 | $59.99 | 161,900 |
| 2026-06-04 | $59.30 | 176,000 |
| 2026-06-03 | $58.41 | 191,600 |
| 2026-06-02 | $60.11 | 123,200 |
| 2026-06-01 | $59.22 | 151,200 |
| 2026-05-29 | $60.63 | 170,600 |
| 2026-05-28 | $60.14 | 111,400 |
| 2026-05-27 | $60.22 | 107,000 |
| 2026-05-26 | $60.71 | 92,600 |
About Lakeland Financial Corporation
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.
đ° Latest News
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Simply Wall St. âĸ 2026-06-09T11:31:55Z
Assessing Lakeland Financial (LKFN) Valuation As Recent Share Moves Highlight Mixed Signals
Simply Wall St. âĸ 2026-06-08T17:14:16Z
Lakeland Financial (LKFN) Could Be a Great Choice
Zacks âĸ 2026-06-08T15:45:04Z
3 Reasons LKFN is Risky and 1 Stock to Buy Instead
StockStory âĸ 2026-05-28T22:38:00Z
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-05-22T15:45:04Z
Winners And Losers Of Q1: Lake City Bank (NASDAQ:LKFN) Vs The Rest Of The Regional Banks Stocks
StockStory âĸ 2026-05-19T07:32:55Z
1 Bank Stock with Competitive Advantages and 2 We Avoid
StockStory âĸ 2026-05-11T21:32:55Z
3 Prominent Dividend Stocks To Consider For Your Portfolio
Simply Wall St. âĸ 2026-05-11T17:32:10Z
Is Strong Q1 Earnings and Higher Charge Offs Altering The Investment Case For Lakeland Financial (LKFN)?
Simply Wall St. âĸ 2026-05-05T21:16:52Z
Assessing Lakeland Financial (LKFN) Valuation As Investors React To Recent Share Price Moves
Simply Wall St. âĸ 2026-05-05T09:10:36Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $268,988,000 | $253,523,000 | $246,893,000 | $244,749,000 |
| Operating Revenue | $268,988,000 | $253,523,000 | $246,893,000 | $244,749,000 |
| Expenses | ||||
| Interest Expense | $152,718,000 | $176,479,000 | $146,232,000 | $36,680,000 |
| General And Administrative Expense | $78,654,000 | $70,193,000 | $62,510,000 | $60,529,000 |
| Professional Expense And Contract Services Expense | $7,698,000 | $8,950,000 | $8,583,000 | $6,483,000 |
| Other Non Interest Expense | $32,013,000 | $33,464,000 | $29,567,000 | $31,148,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Net Interest Income | $221,017,000 | $196,679,000 | $197,035,000 | $202,887,000 |
| Interest Income | $373,735,000 | $373,158,000 | $343,267,000 | $239,567,000 |
| Normalized Income | $103,361,000 | $93,478,000 | $109,116,300 | $103,817,000 |
| Net Income From Continuing And Discontinued Operation | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Net Income Common Stockholders | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Net Income | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Net Income Including Noncontrolling Interests | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Net Income Continuous Operations | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Pretax Income | $125,583,000 | $111,689,000 | $110,333,000 | $125,164,000 |
| Special Income Charges | $0 | $0 | $-18,058,000 | $0 |
| Per Share | ||||
| Diluted EPS | $4.01 | $3.63 | $3.65 | $4.04 |
| Basic EPS | $4.02 | $3.64 | $3.67 | $4.07 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $-2,708,700 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $-18,058,000 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $-18,058,000 | $0 |
| Reconciled Depreciation | $5,978,000 | $5,953,000 | $6,173,000 | $6,777,000 |
| Diluted Average Shares | $25,799,047 | $25,769,018 | $25,723,165 | $25,712,538 |
| Basic Average Shares | $25,687,159 | $25,676,543 | $25,604,751 | $25,528,328 |
| Diluted NI Availto Com Stockholders | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Tax Provision | $22,222,000 | $18,211,000 | $16,566,000 | $21,347,000 |
| Gain On Sale Of Security | $0 | $8,950,000 | $-25,000 | $21,000 |
| Selling General And Administration | $78,654,000 | $70,193,000 | $62,510,000 | $60,529,000 |
| Insurance And Claims | $3,361,000 | $3,465,000 | $3,363,000 | $1,999,000 |
| Salaries And Wages | $75,293,000 | $66,728,000 | $59,147,000 | $58,530,000 |
| Occupancy And Equipment | $13,240,000 | $12,477,000 | $11,992,000 | $12,050,000 |
| Other Special Charges | - | - | $18,058,000 | - |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $757,433,000 | $678,852,000 | $644,734,000 | $563,828,000 |
| Total Assets | $6,990,022,000 | $6,678,374,000 | $6,524,029,000 | $6,432,371,000 |
| Goodwill And Other Intangible Assets | $4,970,000 | $4,970,000 | $4,970,000 | $4,970,000 |
| Receivables | $28,997,000 | $28,446,000 | $30,011,000 | $27,994,000 |
| Accounts Receivable | $28,997,000 | $28,446,000 | $30,011,000 | $27,994,000 |
| Cash And Cash Equivalents | $141,318,000 | $168,205,000 | $151,824,000 | $130,282,000 |
| Cash Equivalents | $84,179,000 | $96,472,000 | $81,373,000 | $49,290,000 |
| Cash Financial | $57,139,000 | $71,733,000 | $70,451,000 | $80,992,000 |
| Cash Cash Equivalents And Federal Funds Sold | $141,318,000 | $168,205,000 | $151,824,000 | $130,282,000 |
| Debt | ||||
| Net Debt | $42,882,000 | - | - | $144,718,000 |
| Total Debt | $184,200,000 | $0 | $50,000,000 | $275,000,000 |
| Long Term Debt And Capital Lease Obligation | $14,200,000 | - | $50,000,000 | $275,000,000 |
| Long Term Debt | $14,200,000 | - | $50,000,000 | $275,000,000 |
| Current Debt And Capital Lease Obligation | $170,000,000 | $0 | - | - |
| Current Debt | $170,000,000 | $0 | - | - |
| Other Current Borrowings | $170,000,000 | $0 | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $6,227,530,000 | $5,994,463,000 | $5,874,236,000 | $5,863,484,000 |
| Payables And Accrued Expenses | $8,868,000 | $15,117,000 | $20,893,000 | $3,186,000 |
| Payables | $8,868,000 | $15,117,000 | $20,893,000 | $3,186,000 |
| Accounts Payable | $8,868,000 | $15,117,000 | $20,893,000 | $3,186,000 |
| Equity | ||||
| Common Stock Equity | $762,403,000 | $683,822,000 | $649,704,000 | $568,798,000 |
| Total Equity Gross Minority Interest | $762,492,000 | $683,911,000 | $649,793,000 | $568,887,000 |
| Stockholders Equity | $762,403,000 | $683,822,000 | $649,704,000 | $568,798,000 |
| Gains Losses Not Affecting Retained Earnings | $-127,137,000 | $-166,500,000 | $-155,195,000 | $-188,923,000 |
| Other Equity Adjustments | $-127,137,000 | $-166,500,000 | $-155,195,000 | $-188,923,000 |
| Retained Earnings | $788,345,000 | $736,412,000 | $692,760,000 | $646,100,000 |
| Other | ||||
| Treasury Shares Number | $804,010 | $469,239 | $473,120 | $475,902 |
| Ordinary Shares Number | $25,219,634 | $25,509,592 | $25,430,566 | $25,349,225 |
| Share Issued | $26,023,644 | $25,978,831 | $25,903,686 | $25,825,127 |
| Tangible Book Value | $757,433,000 | $678,852,000 | $644,734,000 | $563,828,000 |
| Invested Capital | $946,603,000 | - | $699,704,000 | $843,798,000 |
| Total Capitalization | $776,603,000 | - | $699,704,000 | $843,798,000 |
| Minority Interest | $89,000 | $89,000 | $89,000 | $89,000 |
| Treasury Stock | $35,770,000 | $15,754,000 | $15,553,000 | $15,383,000 |
| Capital Stock | $136,965,000 | $129,664,000 | $127,692,000 | $127,004,000 |
| Common Stock | $136,965,000 | $129,664,000 | $127,692,000 | $127,004,000 |
| Investments And Advances | $1,185,270,000 | $1,122,994,000 | $1,181,646,000 | $1,313,770,000 |
| Held To Maturity Securities | $133,208,000 | $131,568,000 | $129,918,000 | $128,242,000 |
| Available For Sale Securities | $597,899,000 | $568,579,000 | - | - |
| Goodwill | $4,970,000 | $4,970,000 | $4,970,000 | $4,970,000 |
| Net PPE | $65,542,000 | $60,489,000 | $57,899,000 | $58,097,000 |
| Accumulated Depreciation | $-57,895,000 | $-53,317,000 | $-55,918,000 | $-53,020,000 |
| Gross PPE | $123,437,000 | $113,806,000 | $113,817,000 | $111,117,000 |
| Machinery Furniture Equipment | $35,600,000 | $32,753,000 | $37,483,000 | $37,460,000 |
| Buildings And Improvements | $75,265,000 | $68,481,000 | $63,862,000 | $61,185,000 |
| Land And Improvements | $12,572,000 | $12,572,000 | $12,472,000 | $12,472,000 |
| Other Short Term Investments | $454,163,000 | $991,426,000 | $1,051,728,000 | $1,185,528,000 |
| Other Properties | - | - | - | $61,185,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $103,765,000 | $93,851,000 | $107,990,000 | $164,521,000 |
| Operating Activities | ||||
| Operating Cash Flow | $114,887,000 | $102,485,000 | $113,981,000 | $169,342,000 |
| Cash Flow From Continuing Operating Activities | $114,887,000 | $102,485,000 | $113,981,000 | $169,342,000 |
| Operating Gains Losses | $-482,000 | $-9,425,000 | $-264,000 | $-1,042,000 |
| Investing Activities | ||||
| Capital Expenditure | $-11,122,000 | $-8,634,000 | $-5,991,000 | $-4,821,000 |
| Investing Cash Flow | $-325,421,000 | $-164,235,000 | $-54,932,000 | $-626,524,000 |
| Cash Flow From Continuing Investing Activities | $-325,421,000 | $-164,235,000 | $-54,932,000 | $-626,524,000 |
| Net Other Investing Changes | $-11,626,000 | $281,000 | $-5,883,000 | $-12,831,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-20,391,000 | $-592,000 | $-575,000 | $-579,000 |
| Issuance Of Capital Stock | $375,000 | $391,000 | $405,000 | $221,000 |
| Financing Cash Flow | $183,647,000 | $78,131,000 | $-37,507,000 | $-95,776,000 |
| Cash Flow From Continuing Financing Activities | $183,647,000 | $78,131,000 | $-37,507,000 | $-95,776,000 |
| Cash Dividends Paid | $-51,428,000 | $-49,294,000 | $-47,107,000 | $-40,851,000 |
| Preferred Stock Dividend Paid | $-13,000 | $-13,000 | $-13,000 | $-13,000 |
| Common Stock Dividend Paid | $-51,415,000 | $-49,281,000 | $-47,094,000 | $-40,838,000 |
| Net Common Stock Issuance | $-20,016,000 | $-201,000 | $-170,000 | $-358,000 |
| Common Stock Issuance | $375,000 | $391,000 | $405,000 | $221,000 |
| Other | ||||
| Repayment Of Debt | $0 | $-50,000,000 | $-247,000,000 | $-75,000,000 |
| Issuance Of Debt | $184,200,000 | $0 | $0 | $297,000,000 |
| Interest Paid Supplemental Data | $158,967,000 | $185,256,000 | $128,525,000 | $36,113,000 |
| Income Tax Paid Supplemental Data | $16,736,000 | $23,750,000 | $14,075,000 | $20,580,000 |
| End Cash Position | $141,318,000 | $168,205,000 | $151,824,000 | $130,282,000 |
| Beginning Cash Position | $168,205,000 | $151,824,000 | $130,282,000 | $683,240,000 |
| Changes In Cash | $-26,887,000 | $16,381,000 | $21,542,000 | $-552,958,000 |
| Proceeds From Stock Option Exercised | $-1,493,000 | $-2,815,000 | $-3,135,000 | $-1,780,000 |
| Common Stock Payments | $-20,391,000 | $-592,000 | $-575,000 | $-579,000 |
| Net Issuance Payments Of Debt | $184,200,000 | $-50,000,000 | $-247,000,000 | $222,000,000 |
| Net Short Term Debt Issuance | $170,000,000 | $-50,000,000 | $-225,000,000 | $297,000,000 |
| Short Term Debt Payments | $0 | $-50,000,000 | $-225,000,000 | $0 |
| Short Term Debt Issuance | $170,000,000 | $0 | $50,000,000 | $297,000,000 |
| Net Long Term Debt Issuance | $14,200,000 | $0 | $-22,000,000 | $-75,000,000 |
| Long Term Debt Issuance | $14,200,000 | $0 | $0 | $0 |
| Net Investment Purchase And Sale | $-16,513,000 | $48,284,000 | $169,835,000 | $-181,781,000 |
| Sale Of Investment | $66,834,000 | $75,801,000 | $177,013,000 | $133,491,000 |
| Purchase Of Investment | $-83,347,000 | $-27,517,000 | $-7,178,000 | $-315,272,000 |
| Net PPE Purchase And Sale | $-11,116,000 | $-8,624,000 | $-5,978,000 | $-4,815,000 |
| Sale Of PPE | $6,000 | $10,000 | $13,000 | $6,000 |
| Purchase Of PPE | $-11,122,000 | $-8,634,000 | $-5,991,000 | $-4,821,000 |
| Change In Working Capital | $-13,456,000 | $-9,372,000 | $3,908,000 | $30,039,000 |
| Change In Payables And Accrued Expense | $-13,294,000 | $-10,656,000 | $10,077,000 | $40,750,000 |
| Change In Payable | $-13,294,000 | $-10,656,000 | $10,077,000 | $40,750,000 |
| Change In Account Payable | $-13,294,000 | $-10,656,000 | $10,077,000 | $40,750,000 |
| Change In Receivables | $-162,000 | $1,284,000 | $-6,169,000 | $-10,711,000 |
| Changes In Account Receivables | $-162,000 | $1,284,000 | $-6,169,000 | $-10,711,000 |
| Other Non Cash Items | $-5,021,000 | $-4,066,000 | $-3,303,000 | $6,737,000 |
| Excess Tax Benefit From Stock Based Compensation | $136,000 | $-215,000 | $-718,000 | $-514,000 |
| Stock Based Compensation | $8,557,000 | $4,586,000 | $3,653,000 | $7,811,000 |
| Amortization Of Securities | $4,014,000 | $4,796,000 | $4,915,000 | $6,342,000 |
| Depreciation Amortization Depletion | $5,978,000 | $5,953,000 | $6,173,000 | $6,777,000 |
| Depreciation And Amortization | $5,978,000 | $5,953,000 | $6,173,000 | $6,777,000 |
| Depreciation | $5,978,000 | $5,953,000 | $6,173,000 | $6,020,000 |
| Gain Loss On Investment Securities | $0 | $-8,950,000 | $25,000 | $-21,000 |
| Gain Loss On Sale Of PPE | $85,000 | $81,000 | $3,000 | $7,000 |
| Net Income From Continuing Operations | $103,361,000 | $93,478,000 | $93,767,000 | $103,817,000 |
| Long Term Debt Payments | - | $0 | $-22,000,000 | $-75,000,000 |
| Amortization Cash Flow | - | $0 | $0 | $757,000 |
| Amortization Of Intangibles | - | $0 | $0 | $757,000 |
Fetched: 2026-06-22