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LMND

Lemonade, Inc.

Price Chart
Latest Quote

$56.83

-0.34 (-0.59%)
Current Price
Previous Close $57.17
Open $58.03
Day High $58.97
Day Low $56.74
Volume 109,878
Fetched: 2026-06-25T14:00:52
Stock Information
Shares Outstanding 76.82M
Total Debt $200.40M
Cash Equivalents $393.80M
Revenue $844.70M
Net Income $-138.90M
Sector Financial Services
Industry Insurance - Property & Casualty
Market Cap $4.37B
EPS (TTM) $-2.06
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$4.20B
Sales$844.70M
Income$-138.90M
Book/sh$6.75
Cash/sh$5.13
Employees1K
Financial Ratios
Quick Ratio0.93
Current Ratio1.24
Debt/Eq38.69
Returns & Margins
ROA-3.51%
ROE-26.12%
Gross Margin53.25%
Operating Margin-11.01%
Profit Margin-16.44%
Ownership
Insider Ownership8.73%
Institutional Ownership59.66%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E-151.55
P/S5.17
P/B8.42
Analyst Data
Recommendationhold
Target Price$62.00
Technical Indicators
SMA20$56.63
SMA50$58.16
SMA200$64.19
RSI65.29
ATR3.6164
Shares Float71.12M
Short Float14.60%
Short Ratio5.95
Volatility1.81
Rel Volume0.08
Performance History
Week-0.79%
Month-0.92%
Quarter-15.32%
6 Months-31.13%
YTD-25.18%
Year+26.49%
3 Years+213.46%
5 Years-42.71%
10 Years-18.12%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-25 $56.83 109,907
2026-06-24 $57.17 1,252,900
2026-06-23 $57.89 945,900
2026-06-22 $57.51 996,300
2026-06-18 $58.84 1,548,500
2026-06-17 $57.28 1,341,100
2026-06-16 $60.74 885,200
2026-06-15 $60.75 1,140,900
2026-06-12 $57.49 1,253,800
2026-06-11 $57.18 1,062,600
2026-06-10 $55.86 3,194,500
2026-06-09 $53.58 1,542,100
2026-06-08 $52.97 1,836,300
2026-06-05 $51.46 1,711,800
2026-06-04 $51.57 1,483,200
2026-06-03 $52.66 1,985,900
2026-06-02 $58.06 1,376,300
2026-06-01 $58.72 1,335,700
2026-05-29 $58.00 1,325,600
2026-05-28 $58.04 1,068,400
2026-05-27 $56.63 1,546,800
2026-05-26 $57.36 1,512,500
About Lemonade, Inc.

Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $737,900,000 $526,500,000 $429,800,000 $256,700,000
Operating Revenue $737,900,000 $526,500,000 $429,800,000 $256,700,000
Expenses
Total Expenses $898,800,000 $730,400,000 $659,600,000 $551,500,000
Other Operating Expenses $93,900,000 $85,800,000 $88,800,000 $79,600,000
Selling And Marketing Expense $224,400,000 $166,300,000 $101,900,000 $138,300,000
General And Administrative Expense $139,800,000 $124,500,000 $129,300,000 $122,300,000
Loss Adjustment Expense $408,600,000 $323,300,000 $339,600,000 $211,300,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Interest Income $8,200,000 $8,300,000 $4,200,000 $1,200,000
Normalized Income $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Net Income From Continuing And Discontinued Operation $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Net Income Common Stockholders $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Net Income $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Net Income Including Noncontrolling Interests $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Net Income Continuous Operations $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Pretax Income $-160,900,000 $-203,900,000 $-229,800,000 $-294,800,000
Per Share
Diluted EPS $-2.24 $-2.85 $-3.40 $-4.59
Basic EPS $-2.24 $-2.85 $-3.40 $-4.59
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $15,200,000 $20,000,000 $20,000,000 $12,200,000
Diluted Average Shares $73,943,632 $71,023,115 $69,658,912 $64,921,524
Basic Average Shares $73,943,632 $71,023,115 $69,658,912 $64,921,524
Diluted NI Availto Com Stockholders $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Tax Provision $4,600,000 $-1,700,000 $7,100,000 $3,000,000
Selling General And Administration $364,200,000 $290,800,000 $231,200,000 $260,600,000
Other Gand A $139,800,000 $124,500,000 $129,300,000 $122,300,000
Net Policyholder Benefits And Claims $408,600,000 $323,300,000 $339,600,000 $211,300,000
Policyholder Benefits Gross $733,600,000 $651,300,000 $628,600,000 $485,000,000
Policyholder Benefits Ceded $325,000,000 $328,000,000 $289,000,000 $273,700,000
Fetched: 2026-06-23
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $506,500,000 $560,800,000 $667,000,000 $815,300,000
Total Assets $1,925,700,000 $1,849,100,000 $1,633,300,000 $1,690,700,000
Goodwill And Other Intangible Assets $27,100,000 $32,600,000 $41,900,000 $51,500,000
Other Intangible Assets $8,100,000 $13,600,000 $22,900,000 $32,500,000
Prepaid Assets $155,700,000 $262,500,000 $208,300,000 $178,500,000
Receivables $567,900,000 $479,200,000 $383,000,000 $362,400,000
Other Receivables $12,200,000 $7,600,000 $21,100,000 $21,000,000
Accounts Receivable $555,700,000 $471,600,000 $360,400,000 $336,400,000
Cash Cash Equivalents And Short Term Investments $1,107,900,000 $1,010,900,000 $937,700,000 $1,032,600,000
Cash And Cash Equivalents $385,000,000 $376,000,000 $264,500,000 $282,500,000
Taxes Receivable - $0 $1,500,000 $5,000,000
Debt
Total Debt $182,100,000 $107,200,000 $43,100,000 $35,200,000
Long Term Debt And Capital Lease Obligation $182,100,000 $107,200,000 $43,100,000 $35,200,000
Long Term Debt $158,100,000 $83,400,000 $14,900,000 -
Liabilities
Total Liabilities Net Minority Interest $1,392,100,000 $1,255,700,000 $924,400,000 $823,900,000
Non Current Deferred Liabilities $38,200,000 $65,600,000 $41,400,000 $39,700,000
Payables And Accrued Expenses $103,700,000 $93,900,000 $83,300,000 $53,600,000
Interest Payable $2,300,000 $1,300,000 - -
Payables $70,000,000 $74,100,000 $72,100,000 $39,300,000
Other Payable $20,700,000 $23,700,000 $27,100,000 $4,900,000
Total Tax Payable $22,400,000 $19,300,000 $20,400,000 $14,900,000
Income Tax Payable $22,400,000 $19,300,000 $20,400,000 $14,900,000
Accounts Payable $26,900,000 $31,100,000 $24,600,000 $19,500,000
Derivative Product Liabilities - - $0 $300,000
Equity
Common Stock Equity $533,600,000 $593,400,000 $708,900,000 $866,800,000
Total Equity Gross Minority Interest $533,600,000 $593,400,000 $708,900,000 $866,800,000
Stockholders Equity $533,600,000 $593,400,000 $708,900,000 $866,800,000
Gains Losses Not Affecting Retained Earnings $6,400,000 $-6,100,000 $-9,000,000 $-27,600,000
Other Equity Adjustments $6,400,000 $-6,100,000 $-9,000,000 $-27,600,000
Retained Earnings $-1,464,300,000 $-1,298,800,000 $-1,096,600,000 $-859,700,000
Other
Ordinary Shares Number $75,907,215 $72,720,866 $70,163,703 $69,275,030
Share Issued $75,907,215 $72,720,866 $70,163,703 $69,275,030
Tangible Book Value $506,500,000 $560,800,000 $667,000,000 $815,300,000
Invested Capital $691,700,000 $676,800,000 $723,800,000 $866,800,000
Capital Lease Obligations $24,000,000 $23,800,000 $28,200,000 $35,200,000
Total Capitalization $691,700,000 $676,800,000 $723,800,000 $866,800,000
Additional Paid In Capital $1,991,500,000 $1,898,300,000 $1,814,500,000 $1,754,100,000
Capital Stock $0 $0 $0 $0
Common Stock $0 $0 $0 $0
Employee Benefits $14,700,000 $13,200,000 $8,400,000 $12,800,000
Non Current Deferred Revenue $38,200,000 $65,600,000 $41,400,000 $39,700,000
Long Term Capital Lease Obligation $24,000,000 $23,800,000 $28,200,000 $35,200,000
Current Accrued Expenses $33,700,000 $19,800,000 $11,200,000 $14,300,000
Investments And Advances $722,900,000 $634,900,000 $673,200,000 $750,100,000
Goodwill $19,000,000 $19,000,000 $19,000,000 $19,000,000
Net PPE $35,600,000 $31,300,000 $34,800,000 $46,000,000
Other Short Term Investments $722,900,000 $634,900,000 $673,200,000 $750,100,000
Treasury Shares Number - - $0 -
Fetched: 2026-06-23
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-25,900,000 $-20,800,000 $-128,300,000 $-173,100,000
Operating Activities
Operating Cash Flow $-16,500,000 $-11,400,000 $-119,100,000 $-163,000,000
Cash Flow From Continuing Operating Activities $-16,500,000 $-11,400,000 $-119,100,000 $-162,700,000
Investing Activities
Capital Expenditure $-9,400,000 $-9,400,000 $-9,200,000 $-10,100,000
Investing Cash Flow $-89,100,000 $40,600,000 $88,700,000 $181,100,000
Cash Flow From Continuing Investing Activities $-89,100,000 $40,600,000 $88,700,000 $181,100,000
Financing Activities
Financing Cash Flow $106,600,000 $87,700,000 $15,400,000 $3,600,000
Cash Flow From Continuing Financing Activities $106,600,000 $87,700,000 $15,400,000 $3,600,000
Issuance Of Capital Stock - - $0 $0
Net Common Stock Issuance - - $0 $0
Common Stock Issuance - - $0 $0
Net Preferred Stock Issuance - - - -
Preferred Stock Issuance - - - -
Other
Repayment Of Debt $-58,300,000 $-27,700,000 $-4,200,000 $0
Issuance Of Debt $133,000,000 $96,100,000 $19,100,000 $0
Interest Paid Supplemental Data $16,300,000 $5,000,000 $300,000 $0
Income Tax Paid Supplemental Data $2,500,000 $2,500,000 $700,000 $3,400,000
End Cash Position $396,800,000 $385,700,000 $271,500,000 $286,500,000
Beginning Cash Position $385,700,000 $271,500,000 $286,500,000 $270,600,000
Effect Of Exchange Rate Changes $10,100,000 $-2,700,000 $0 $-5,800,000
Changes In Cash $1,000,000 $116,900,000 $-15,000,000 $21,700,000
Proceeds From Stock Option Exercised $31,900,000 $19,300,000 $500,000 $3,600,000
Net Issuance Payments Of Debt $74,700,000 $68,400,000 $14,900,000 $0
Net Long Term Debt Issuance $74,700,000 $68,400,000 $14,900,000 -
Long Term Debt Payments $-58,300,000 $-27,700,000 $-4,200,000 $0
Long Term Debt Issuance $133,000,000 $96,100,000 $19,100,000 $0
Net Investment Purchase And Sale $-79,700,000 $50,000,000 $97,900,000 $92,400,000
Sale Of Investment $424,700,000 $413,800,000 $493,100,000 $362,500,000
Purchase Of Investment $-504,400,000 $-363,800,000 $-395,200,000 $-270,100,000
Net PPE Purchase And Sale $-9,400,000 $-9,400,000 $-9,200,000 $-10,100,000
Purchase Of PPE $-9,400,000 $-9,400,000 $-9,200,000 $-10,100,000
Change In Working Capital $58,500,000 $101,100,000 $28,700,000 $47,900,000
Change In Other Working Capital $-27,400,000 $24,200,000 $1,700,000 $3,200,000
Change In Other Current Liabilities $21,500,000 $6,200,000 $15,000,000 $4,900,000
Change In Other Current Assets $-8,200,000 $21,200,000 $8,900,000 $-7,000,000
Change In Payables And Accrued Expense $-3,900,000 $4,500,000 $4,300,000 $-13,100,000
Change In Payable $-3,900,000 $4,500,000 $4,300,000 $-13,100,000
Change In Account Payable $-3,900,000 $4,500,000 $4,300,000 $-13,100,000
Change In Prepaid Assets $105,700,000 $-57,300,000 $-31,800,000 $-14,900,000
Change In Receivables $-106,200,000 $-122,200,000 $-32,100,000 $-96,400,000
Changes In Account Receivables $-106,200,000 $-122,200,000 $-32,100,000 $-96,400,000
Other Non Cash Items $19,800,000 $11,000,000 $8,100,000 $8,700,000
Stock Based Compensation $61,300,000 $64,500,000 $59,900,000 $59,300,000
Asset Impairment Charge $0 $300,000 $3,700,000 $0
Amortization Of Securities $-5,800,000 $-6,100,000 $-2,600,000 $6,700,000
Depreciation And Amortization $15,200,000 $20,000,000 $20,000,000 $12,200,000
Net Income From Continuing Operations $-165,500,000 $-202,200,000 $-236,900,000 $-297,800,000
Net Business Purchase And Sale - $0 $0 $98,800,000
Sale Of Business - $0 $0 $98,800,000
Amortization Cash Flow - $9,300,000 - -
Amortization Of Intangibles - $9,300,000 - -
Depreciation - $10,700,000 - -
Unrealized Gain Loss On Investment Securities - - - $0
Net Intangibles Purchase And Sale - - - -
Purchase Of Intangibles - - - -
Fetched: 2026-06-23