LMND
Lemonade, Inc.
Price Chart
Latest Quote
$56.83
| Previous Close | $57.17 |
| Open | $58.03 |
| Day High | $58.97 |
| Day Low | $56.74 |
| Volume | 109,878 |
Stock Information
| Shares Outstanding | 76.82M |
| Total Debt | $200.40M |
| Cash Equivalents | $393.80M |
| Revenue | $844.70M |
| Net Income | $-138.90M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $4.37B |
| EPS (TTM) | $-2.06 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $4.20B |
| Sales | $844.70M |
| Income | $-138.90M |
| Book/sh | $6.75 |
| Cash/sh | $5.13 |
| Employees | 1K |
Financial Ratios
| Quick Ratio | 0.93 |
| Current Ratio | 1.24 |
| Debt/Eq | 38.69 |
Returns & Margins
| ROA | -3.51% |
| ROE | -26.12% |
| Gross Margin | 53.25% |
| Operating Margin | -11.01% |
| Profit Margin | -16.44% |
Ownership
| Insider Ownership | 8.73% |
| Institutional Ownership | 59.66% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | -151.55 |
| P/S | 5.17 |
| P/B | 8.42 |
Analyst Data
| Recommendation | hold |
| Target Price | $62.00 |
Technical Indicators
| SMA20 | $56.63 |
| SMA50 | $58.16 |
| SMA200 | $64.19 |
| RSI | 65.29 |
| ATR | 3.6164 |
| Shares Float | 71.12M |
| Short Float | 14.60% |
| Short Ratio | 5.95 |
| Volatility | 1.81 |
| Rel Volume | 0.08 |
Performance History
| Week | -0.79% |
| Month | -0.92% |
| Quarter | -15.32% |
| 6 Months | -31.13% |
| YTD | -25.18% |
| Year | +26.49% |
| 3 Years | +213.46% |
| 5 Years | -42.71% |
| 10 Years | -18.12% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-25 | $56.83 | 109,907 |
| 2026-06-24 | $57.17 | 1,252,900 |
| 2026-06-23 | $57.89 | 945,900 |
| 2026-06-22 | $57.51 | 996,300 |
| 2026-06-18 | $58.84 | 1,548,500 |
| 2026-06-17 | $57.28 | 1,341,100 |
| 2026-06-16 | $60.74 | 885,200 |
| 2026-06-15 | $60.75 | 1,140,900 |
| 2026-06-12 | $57.49 | 1,253,800 |
| 2026-06-11 | $57.18 | 1,062,600 |
| 2026-06-10 | $55.86 | 3,194,500 |
| 2026-06-09 | $53.58 | 1,542,100 |
| 2026-06-08 | $52.97 | 1,836,300 |
| 2026-06-05 | $51.46 | 1,711,800 |
| 2026-06-04 | $51.57 | 1,483,200 |
| 2026-06-03 | $52.66 | 1,985,900 |
| 2026-06-02 | $58.06 | 1,376,300 |
| 2026-06-01 | $58.72 | 1,335,700 |
| 2026-05-29 | $58.00 | 1,325,600 |
| 2026-05-28 | $58.04 | 1,068,400 |
| 2026-05-27 | $56.63 | 1,546,800 |
| 2026-05-26 | $57.36 | 1,512,500 |
About Lemonade, Inc.
Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.
đ° Latest News
Lemonade (LMND) Stock Is Up, What You Need To Know
StockStory âĸ 2026-06-23T21:20:46ZLemonade, Inc. (LMND): 7 Best Pet Care Stocks to Buy for Consistent Recurring Revenue
Insider Monkey âĸ 2026-06-22T13:31:31ZCan Trupanion Turn Pet Insurance Loyalty Into Real Earnings?
MarketBeat âĸ 2026-06-18T16:25:00ZLemonade Is Betting Everything on AI Insurance. Should Investors Follow?
Motley Fool âĸ 2026-06-13T14:23:00ZA Look At Lemonade (LMND) Valuation After Recent Share Price Moves
Simply Wall St. âĸ 2026-06-11T14:11:58Z1 Insurance Stock for Long-Term Investors and 2 Facing Headwinds
StockStory âĸ 2026-06-11T11:29:37Z2 Glorious Growth Stocks to Buy During the Latest Tech Sell-Off
Motley Fool âĸ 2026-06-10T13:35:00Z1 Russell 2000 Stock to Own for Decades and 2 We Find Risky
StockStory âĸ 2026-06-08T16:29:50ZIs Lemonade, Inc. (LMND) A Good Stock To Buy Now?
Insider Monkey âĸ 2026-06-07T16:45:07ZLemonade Tests Tesla Usage Based Auto Cover As Losses Remain A Focus
Simply Wall St. âĸ 2026-06-05T15:14:23ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $737,900,000 | $526,500,000 | $429,800,000 | $256,700,000 |
| Operating Revenue | $737,900,000 | $526,500,000 | $429,800,000 | $256,700,000 |
| Expenses | ||||
| Total Expenses | $898,800,000 | $730,400,000 | $659,600,000 | $551,500,000 |
| Other Operating Expenses | $93,900,000 | $85,800,000 | $88,800,000 | $79,600,000 |
| Selling And Marketing Expense | $224,400,000 | $166,300,000 | $101,900,000 | $138,300,000 |
| General And Administrative Expense | $139,800,000 | $124,500,000 | $129,300,000 | $122,300,000 |
| Loss Adjustment Expense | $408,600,000 | $323,300,000 | $339,600,000 | $211,300,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Interest Income | $8,200,000 | $8,300,000 | $4,200,000 | $1,200,000 |
| Normalized Income | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Net Income From Continuing And Discontinued Operation | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Net Income Common Stockholders | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Net Income | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Net Income Including Noncontrolling Interests | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Net Income Continuous Operations | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Pretax Income | $-160,900,000 | $-203,900,000 | $-229,800,000 | $-294,800,000 |
| Per Share | ||||
| Diluted EPS | $-2.24 | $-2.85 | $-3.40 | $-4.59 |
| Basic EPS | $-2.24 | $-2.85 | $-3.40 | $-4.59 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $15,200,000 | $20,000,000 | $20,000,000 | $12,200,000 |
| Diluted Average Shares | $73,943,632 | $71,023,115 | $69,658,912 | $64,921,524 |
| Basic Average Shares | $73,943,632 | $71,023,115 | $69,658,912 | $64,921,524 |
| Diluted NI Availto Com Stockholders | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Tax Provision | $4,600,000 | $-1,700,000 | $7,100,000 | $3,000,000 |
| Selling General And Administration | $364,200,000 | $290,800,000 | $231,200,000 | $260,600,000 |
| Other Gand A | $139,800,000 | $124,500,000 | $129,300,000 | $122,300,000 |
| Net Policyholder Benefits And Claims | $408,600,000 | $323,300,000 | $339,600,000 | $211,300,000 |
| Policyholder Benefits Gross | $733,600,000 | $651,300,000 | $628,600,000 | $485,000,000 |
| Policyholder Benefits Ceded | $325,000,000 | $328,000,000 | $289,000,000 | $273,700,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $506,500,000 | $560,800,000 | $667,000,000 | $815,300,000 |
| Total Assets | $1,925,700,000 | $1,849,100,000 | $1,633,300,000 | $1,690,700,000 |
| Goodwill And Other Intangible Assets | $27,100,000 | $32,600,000 | $41,900,000 | $51,500,000 |
| Other Intangible Assets | $8,100,000 | $13,600,000 | $22,900,000 | $32,500,000 |
| Prepaid Assets | $155,700,000 | $262,500,000 | $208,300,000 | $178,500,000 |
| Receivables | $567,900,000 | $479,200,000 | $383,000,000 | $362,400,000 |
| Other Receivables | $12,200,000 | $7,600,000 | $21,100,000 | $21,000,000 |
| Accounts Receivable | $555,700,000 | $471,600,000 | $360,400,000 | $336,400,000 |
| Cash Cash Equivalents And Short Term Investments | $1,107,900,000 | $1,010,900,000 | $937,700,000 | $1,032,600,000 |
| Cash And Cash Equivalents | $385,000,000 | $376,000,000 | $264,500,000 | $282,500,000 |
| Taxes Receivable | - | $0 | $1,500,000 | $5,000,000 |
| Debt | ||||
| Total Debt | $182,100,000 | $107,200,000 | $43,100,000 | $35,200,000 |
| Long Term Debt And Capital Lease Obligation | $182,100,000 | $107,200,000 | $43,100,000 | $35,200,000 |
| Long Term Debt | $158,100,000 | $83,400,000 | $14,900,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,392,100,000 | $1,255,700,000 | $924,400,000 | $823,900,000 |
| Non Current Deferred Liabilities | $38,200,000 | $65,600,000 | $41,400,000 | $39,700,000 |
| Payables And Accrued Expenses | $103,700,000 | $93,900,000 | $83,300,000 | $53,600,000 |
| Interest Payable | $2,300,000 | $1,300,000 | - | - |
| Payables | $70,000,000 | $74,100,000 | $72,100,000 | $39,300,000 |
| Other Payable | $20,700,000 | $23,700,000 | $27,100,000 | $4,900,000 |
| Total Tax Payable | $22,400,000 | $19,300,000 | $20,400,000 | $14,900,000 |
| Income Tax Payable | $22,400,000 | $19,300,000 | $20,400,000 | $14,900,000 |
| Accounts Payable | $26,900,000 | $31,100,000 | $24,600,000 | $19,500,000 |
| Derivative Product Liabilities | - | - | $0 | $300,000 |
| Equity | ||||
| Common Stock Equity | $533,600,000 | $593,400,000 | $708,900,000 | $866,800,000 |
| Total Equity Gross Minority Interest | $533,600,000 | $593,400,000 | $708,900,000 | $866,800,000 |
| Stockholders Equity | $533,600,000 | $593,400,000 | $708,900,000 | $866,800,000 |
| Gains Losses Not Affecting Retained Earnings | $6,400,000 | $-6,100,000 | $-9,000,000 | $-27,600,000 |
| Other Equity Adjustments | $6,400,000 | $-6,100,000 | $-9,000,000 | $-27,600,000 |
| Retained Earnings | $-1,464,300,000 | $-1,298,800,000 | $-1,096,600,000 | $-859,700,000 |
| Other | ||||
| Ordinary Shares Number | $75,907,215 | $72,720,866 | $70,163,703 | $69,275,030 |
| Share Issued | $75,907,215 | $72,720,866 | $70,163,703 | $69,275,030 |
| Tangible Book Value | $506,500,000 | $560,800,000 | $667,000,000 | $815,300,000 |
| Invested Capital | $691,700,000 | $676,800,000 | $723,800,000 | $866,800,000 |
| Capital Lease Obligations | $24,000,000 | $23,800,000 | $28,200,000 | $35,200,000 |
| Total Capitalization | $691,700,000 | $676,800,000 | $723,800,000 | $866,800,000 |
| Additional Paid In Capital | $1,991,500,000 | $1,898,300,000 | $1,814,500,000 | $1,754,100,000 |
| Capital Stock | $0 | $0 | $0 | $0 |
| Common Stock | $0 | $0 | $0 | $0 |
| Employee Benefits | $14,700,000 | $13,200,000 | $8,400,000 | $12,800,000 |
| Non Current Deferred Revenue | $38,200,000 | $65,600,000 | $41,400,000 | $39,700,000 |
| Long Term Capital Lease Obligation | $24,000,000 | $23,800,000 | $28,200,000 | $35,200,000 |
| Current Accrued Expenses | $33,700,000 | $19,800,000 | $11,200,000 | $14,300,000 |
| Investments And Advances | $722,900,000 | $634,900,000 | $673,200,000 | $750,100,000 |
| Goodwill | $19,000,000 | $19,000,000 | $19,000,000 | $19,000,000 |
| Net PPE | $35,600,000 | $31,300,000 | $34,800,000 | $46,000,000 |
| Other Short Term Investments | $722,900,000 | $634,900,000 | $673,200,000 | $750,100,000 |
| Treasury Shares Number | - | - | $0 | - |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-25,900,000 | $-20,800,000 | $-128,300,000 | $-173,100,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-16,500,000 | $-11,400,000 | $-119,100,000 | $-163,000,000 |
| Cash Flow From Continuing Operating Activities | $-16,500,000 | $-11,400,000 | $-119,100,000 | $-162,700,000 |
| Investing Activities | ||||
| Capital Expenditure | $-9,400,000 | $-9,400,000 | $-9,200,000 | $-10,100,000 |
| Investing Cash Flow | $-89,100,000 | $40,600,000 | $88,700,000 | $181,100,000 |
| Cash Flow From Continuing Investing Activities | $-89,100,000 | $40,600,000 | $88,700,000 | $181,100,000 |
| Financing Activities | ||||
| Financing Cash Flow | $106,600,000 | $87,700,000 | $15,400,000 | $3,600,000 |
| Cash Flow From Continuing Financing Activities | $106,600,000 | $87,700,000 | $15,400,000 | $3,600,000 |
| Issuance Of Capital Stock | - | - | $0 | $0 |
| Net Common Stock Issuance | - | - | $0 | $0 |
| Common Stock Issuance | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | - | - |
| Preferred Stock Issuance | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-58,300,000 | $-27,700,000 | $-4,200,000 | $0 |
| Issuance Of Debt | $133,000,000 | $96,100,000 | $19,100,000 | $0 |
| Interest Paid Supplemental Data | $16,300,000 | $5,000,000 | $300,000 | $0 |
| Income Tax Paid Supplemental Data | $2,500,000 | $2,500,000 | $700,000 | $3,400,000 |
| End Cash Position | $396,800,000 | $385,700,000 | $271,500,000 | $286,500,000 |
| Beginning Cash Position | $385,700,000 | $271,500,000 | $286,500,000 | $270,600,000 |
| Effect Of Exchange Rate Changes | $10,100,000 | $-2,700,000 | $0 | $-5,800,000 |
| Changes In Cash | $1,000,000 | $116,900,000 | $-15,000,000 | $21,700,000 |
| Proceeds From Stock Option Exercised | $31,900,000 | $19,300,000 | $500,000 | $3,600,000 |
| Net Issuance Payments Of Debt | $74,700,000 | $68,400,000 | $14,900,000 | $0 |
| Net Long Term Debt Issuance | $74,700,000 | $68,400,000 | $14,900,000 | - |
| Long Term Debt Payments | $-58,300,000 | $-27,700,000 | $-4,200,000 | $0 |
| Long Term Debt Issuance | $133,000,000 | $96,100,000 | $19,100,000 | $0 |
| Net Investment Purchase And Sale | $-79,700,000 | $50,000,000 | $97,900,000 | $92,400,000 |
| Sale Of Investment | $424,700,000 | $413,800,000 | $493,100,000 | $362,500,000 |
| Purchase Of Investment | $-504,400,000 | $-363,800,000 | $-395,200,000 | $-270,100,000 |
| Net PPE Purchase And Sale | $-9,400,000 | $-9,400,000 | $-9,200,000 | $-10,100,000 |
| Purchase Of PPE | $-9,400,000 | $-9,400,000 | $-9,200,000 | $-10,100,000 |
| Change In Working Capital | $58,500,000 | $101,100,000 | $28,700,000 | $47,900,000 |
| Change In Other Working Capital | $-27,400,000 | $24,200,000 | $1,700,000 | $3,200,000 |
| Change In Other Current Liabilities | $21,500,000 | $6,200,000 | $15,000,000 | $4,900,000 |
| Change In Other Current Assets | $-8,200,000 | $21,200,000 | $8,900,000 | $-7,000,000 |
| Change In Payables And Accrued Expense | $-3,900,000 | $4,500,000 | $4,300,000 | $-13,100,000 |
| Change In Payable | $-3,900,000 | $4,500,000 | $4,300,000 | $-13,100,000 |
| Change In Account Payable | $-3,900,000 | $4,500,000 | $4,300,000 | $-13,100,000 |
| Change In Prepaid Assets | $105,700,000 | $-57,300,000 | $-31,800,000 | $-14,900,000 |
| Change In Receivables | $-106,200,000 | $-122,200,000 | $-32,100,000 | $-96,400,000 |
| Changes In Account Receivables | $-106,200,000 | $-122,200,000 | $-32,100,000 | $-96,400,000 |
| Other Non Cash Items | $19,800,000 | $11,000,000 | $8,100,000 | $8,700,000 |
| Stock Based Compensation | $61,300,000 | $64,500,000 | $59,900,000 | $59,300,000 |
| Asset Impairment Charge | $0 | $300,000 | $3,700,000 | $0 |
| Amortization Of Securities | $-5,800,000 | $-6,100,000 | $-2,600,000 | $6,700,000 |
| Depreciation And Amortization | $15,200,000 | $20,000,000 | $20,000,000 | $12,200,000 |
| Net Income From Continuing Operations | $-165,500,000 | $-202,200,000 | $-236,900,000 | $-297,800,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $98,800,000 |
| Sale Of Business | - | $0 | $0 | $98,800,000 |
| Amortization Cash Flow | - | $9,300,000 | - | - |
| Amortization Of Intangibles | - | $9,300,000 | - | - |
| Depreciation | - | $10,700,000 | - | - |
| Unrealized Gain Loss On Investment Securities | - | - | - | $0 |
| Net Intangibles Purchase And Sale | - | - | - | - |
| Purchase Of Intangibles | - | - | - | - |