LU

Lufax Holding Ltd

Price Chart

Latest Quote

$1.28

+0.01 (+0.79%)

Current Price

Previous Close	$1.27
Open	$1.27
Day High	$1.33
Day Low	$1.26
Volume	1,344,004

Fetched: 2026-06-25T09:26:19

Stock Information

Note: Financial values converted from CNY to USD

Shares Outstanding	866.69M
Total Debt	$10.42B
Cash Equivalents	$3.48B
Revenue	$4.41B
Net Income	$-308.56M
Sector	Financial Services
Industry	Credit Services
Market Cap	$1.11B
EPS (TTM)	$-0.36
Exchange	NYQ

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📊 Comprehensive Analysis

Company Data

Enterprise Value	$50.49B
Sales	$4.41B
Income	$-308.56M
Book/sh	$13.59
Cash/sh	$27.30
Employees	33K

Financial Ratios

Quick Ratio	17.79
Current Ratio	20.74
Debt/Eq	86.34

Returns & Margins

ROA	3.06%
ROE	-2.07%
Gross Margin	57.40%
Operating Margin	59.24%
Profit Margin	-6.99%

Ownership

Insider Ownership	1.90%
Institutional Ownership	10.06%
Insider & Institutional transactions data not available

Valuation Ratios

Forward P/E	4.76
P/S	0.04
P/B	0.09

Analyst Data

Recommendation	buy
Target Price	$2.76

Technical Indicators

SMA20	$1.43
SMA50	$1.71
SMA200	$2.50
RSI	15.00
ATR	0.0796

Shares Float	247.76M
Short Ratio	6.36
Volatility	0.68
Rel Volume	0.80

Performance History

Week	-5.88%
Month	-21.95%
Quarter	-30.43%
6 Months	-52.06%
YTD	-52.42%
Year	-54.12%
3 Years	-52.52%
5 Years	-93.14%
10 Years	-93.23%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-06-24	$1.28	1,448,600
2026-06-23	$1.27	2,479,100
2026-06-22	$1.25	1,389,300
2026-06-18	$1.25	7,663,200
2026-06-17	$1.35	1,000,800
2026-06-16	$1.36	1,582,800
2026-06-15	$1.36	956,100
2026-06-12	$1.33	1,025,300
2026-06-11	$1.34	1,498,100
2026-06-10	$1.34	1,150,500
2026-06-09	$1.34	1,704,100
2026-06-08	$1.38	1,325,800
2026-06-05	$1.45	1,626,300
2026-06-04	$1.55	2,062,800
2026-06-03	$1.56	1,596,300
2026-06-02	$1.62	1,222,900
2026-06-01	$1.66	1,007,700
2026-05-29	$1.65	2,401,300
2026-05-28	$1.65	1,282,200
2026-05-27	$1.68	1,681,800
2026-05-26	$1.60	1,491,500

About Lufax Holding Ltd

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

📰 Latest News

This Hedge Fund Just Dumped Its Entire Stake in XPeng Stock. Should You Too?

Motley Fool • 2026-05-26T16:15:32Z

Assessing Lufax Holding (NYSE:LU) Valuation As Weak Earnings Contrast With Low Price To Sales Ratio

Simply Wall St. • 2026-05-10T14:11:35Z

How Auditor Shake-Up and Restated Financials Will Impact Lufax Holding (LU) Investors

Simply Wall St. • 2026-04-13T18:07:33Z

Lufax Holding (LU) Is Down 11.2% After Class Action Filing And GM Exit What’s Changed

Simply Wall St. • 2026-03-30T03:09:40Z

Lufax Holding (LU) Announces Changes in Senior Management and Directors

Insider Monkey • 2026-02-28T07:12:02Z

Individual investors own 16% of Lufax Holding Ltd (NYSE:LU) shares but public companies control 67% of the company

Simply Wall St. • 2026-01-25T13:55:39Z

This Stock Is Up 127%, and a New $16 Million Position Suggests There’s Room to Grow

Motley Fool • 2026-01-05T01:33:12Z

Lufax (NYSE:LU) Valuation Overview as Investors Reconsider the Stock’s Prospects

Simply Wall St. • 2025-11-04T17:15:53Z

Lufax (LU) Slashes 9.97% on Key Leadership Changes

Insider Monkey • 2025-10-29T14:28:57Z

How a New Chief Risk Officer Could Shape Lufax Holding’s (LU) Approach to Risk Oversight

Simply Wall St. • 2025-10-26T13:06:57Z

Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Total Revenue	$3,416,902,482	$2,835,938,291	$4,160,113,620	$7,255,019,881
Operating Revenue	$3,416,902,482	$2,835,938,291	$4,160,113,620	$7,255,019,881
Expenses
Interest Expense	$568,865,822	$734,048,771	$1,339,550,756	$1,952,957,329
Selling And Marketing Expense	$596,606,460	$799,250,641	$1,461,891,873	$2,330,571,133
General And Administrative Expense	$284,210,345	$299,166,217	$347,418,513	$426,507,112
Other Non Interest Expense	$169,321,293	$216,595,661	$229,663,828	$266,862,061
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$-310,110,143	$-572,212,953	$119,690,732	$1,149,762,156
Net Interest Income	$1,930,231,844	$1,825,950,246	$1,905,218,760	$2,657,738,178
Interest Income	$2,499,097,665	$2,559,999,016	$3,244,769,516	$4,610,695,508
Normalized Income	$-306,971,681	$-572,212,953	$122,462,282	$1,209,634,597
Net Income From Continuing And Discontinued Operation	$-310,110,143	$-572,212,953	$119,690,732	$1,149,762,156
Net Income Common Stockholders	$-310,110,143	$-572,212,953	$119,690,732	$1,149,762,156
Net Income	$-310,110,143	$-572,212,953	$119,690,732	$1,149,762,156
Net Income Including Noncontrolling Interests	$-253,035,944	$-532,725,496	$140,901,205	$1,161,699,829
Net Income Continuous Operations	$-253,035,944	$-532,725,496	$140,901,205	$1,161,699,829
Pretax Income	$-85,411,057	$-307,302,314	$234,830,660	$1,780,799,527
Special Income Charges	$-4,184,616	$0	$-4,619,251	$-88,831,514
Average Dilution Earnings	-	-	$0	$0
Per Share
Diluted EPS	$-0.36	$-0.82	$0.23	$2.24
Basic EPS	$-0.36	$-0.82	$0.23	$2.25
Other
Tax Effect Of Unusual Items	$-1,046,154	$0	$-1,847,700	$-28,959,074
Tax Rate For Calcs	$0	$0	$0	$0
Total Unusual Items	$-4,184,616	$0	$-4,619,251	$-88,831,514
Total Unusual Items Excluding Goodwill	$-4,184,616	$0	$-4,619,251	$-88,831,514
Reconciled Depreciation	$40,446,167	$63,251,188	$92,190,177	$116,512,724
Diluted Average Shares	$128,126,934	$103,125,898	$84,722,368	$84,833,171
Basic Average Shares	$128,126,934	$103,125,898	$84,722,368	$84,609,926
Diluted NI Availto Com Stockholders	$-310,110,143	$-572,212,953	$119,690,732	$1,149,762,156
Minority Interests	$-57,074,200	$-39,487,457	$-21,210,473	$-11,937,673
Tax Provision	$167,624,887	$225,423,182	$93,929,455	$619,099,697
Write Off	$4,184,616	$0	$4,619,251	$63,141,494
Gain On Sale Of Security	$228,907,061	$-203,405,826	$8,179,561	$-12,437,503
Selling General And Administration	$880,816,806	$1,098,416,857	$1,809,310,386	$2,757,078,245
Other Gand A	$284,210,345	$299,166,217	$347,418,513	$426,507,112
Restructuring And Mergern Acquisition	-	-	-	$0
Otherunder Preferred Stock Dividend	-	-	-	-

Fetched: 2026-06-22

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Net Tangible Assets	$10,311,418,830	$10,591,057,083	$11,996,665,082	$12,161,421,528
Total Assets	$30,766,620,515	$30,089,831,476	$34,649,863,943	$51,885,213,842
Goodwill And Other Intangible Assets	$1,490,270,124	$1,497,807,046	$1,446,766,730	$1,448,265,333
Other Intangible Assets	$134,766,793	$141,341,605	$129,343,615	$130,842,218
Prepaid Assets	$24,373,698	$13,982,822	$50,749,524	$31,249,354
Receivables	$596,888,530	$806,633,518	$798,364,813	$1,454,301,731
Other Receivables	$93,687,301	$123,410,407	$199,043,364	$272,181,902
Accounts Receivable	$503,201,228	$683,223,111	$599,321,449	$1,182,119,829
Cash And Cash Equivalents	$3,301,791,530	$4,464,714,989	$5,926,125,068	$6,570,529,824
Cash Cash Equivalents And Federal Funds Sold	$6,402,162,805	$6,716,947,490	$8,006,624,644	$10,864,377,166
Cash Equivalents	-	-	$-560,738	$-312,671
Cash Financial	-	-	-	-
Debt
Net Debt	$7,052,527,083	$4,004,546,596	$648,620,713	$1,170,982,091
Total Debt	$10,392,720,814	$8,514,035,916	$6,634,547,683	$7,853,959,029
Long Term Debt And Capital Lease Obligation	$10,370,252,709	$8,486,410,441	$6,634,547,683	$7,853,959,029
Long Term Debt	$10,354,318,613	$8,469,261,585	$6,574,745,781	$7,741,511,915
Current Debt And Capital Lease Obligation	$22,468,105	$27,625,475	-	-
Liabilities
Total Liabilities Net Minority Interest	$18,638,081,474	$17,731,160,414	$20,976,067,565	$38,036,339,330
Derivative Product Liabilities	$774,507	$0	-	$0
Non Current Deferred Liabilities	$133,154,357	$171,715,480	$396,080,164	$533,294,808
Non Current Deferred Taxes Liabilities	$44,044,617	$49,311,829	$72,753,280	$79,779,284
Payables And Accrued Expenses	$5,537,957,623	$7,655,564,365	$13,069,013,019	$28,257,685,911
Payables	$5,403,749,941	$7,495,502,862	$12,898,433,798	$27,461,888,695
Other Payable	$5,253,587,763	$7,319,535,648	$12,658,839,304	$27,013,761,903
Total Tax Payable	$131,674,381	$168,860,196	$222,840,357	$419,340,664
Income Tax Payable	$131,674,381	$168,860,196	$222,840,357	$419,340,664
Accounts Payable	$18,487,797	$7,107,018	$16,754,136	$28,786,128
Equity
Common Stock Equity	$11,801,688,954	$12,088,864,129	$13,443,431,813	$13,609,686,861
Total Equity Gross Minority Interest	$12,128,539,041	$12,358,671,062	$13,673,796,379	$13,848,874,513
Stockholders Equity	$11,801,688,954	$12,088,864,129	$13,443,431,813	$13,609,686,861
Gains Losses Not Affecting Retained Earnings	$258,194,053	$235,271,651	$261,547,394	$557,599,171
Other Equity Adjustments	$258,194,053	$235,271,651	$261,547,394	$557,599,171
Retained Earnings	$8,382,002,887	$8,692,113,030	$9,264,325,983	$9,144,635,252
Long Term Equity Investment	-	$0	$385,701	$5,805,627
Other
Ordinary Shares Number	$256,253,835	$256,253,621	$169,466,049	$169,417,973
Share Issued	$256,253,835	$256,253,621	$169,466,049	$169,417,973
Tangible Book Value	$10,311,418,830	$10,591,057,083	$11,996,665,082	$12,161,421,528
Invested Capital	$22,156,007,567	$20,558,125,715	$20,018,177,594	$21,351,198,776
Capital Lease Obligations	$38,402,201	$44,774,331	$59,801,902	$112,447,114
Total Capitalization	$22,156,007,567	$20,558,125,715	$20,018,177,594	$21,351,198,776
Minority Interest	$326,850,087	$269,806,933	$230,364,566	$239,187,652
Treasury Stock	$834,198,382	$834,198,382	$834,198,382	$834,198,529
Additional Paid In Capital	$3,995,673,098	$3,995,660,532	$4,751,745,730	$4,741,639,880
Capital Stock	$17,297	$17,297	$11,088	$11,088
Common Stock	$17,297	$17,297	$11,088	$11,088
Non Current Deferred Revenue	$89,109,740	$122,403,651	$323,326,884	$453,515,524
Long Term Capital Lease Obligation	$15,934,095	$17,148,855	$59,801,902	$112,447,114
Long Term Provisions	$36,426,386	$24,276,274	$22,965,718	$16,643,851
Current Capital Lease Obligation	$22,468,105	$27,625,475	-	-
Current Accrued Expenses	$134,207,681	$160,061,503	$170,579,221	$795,797,216
Investments And Advances	$6,038,881,010	$3,401,816,812	$3,921,159,252	$5,228,106,930
Available For Sale Securities	$5,194,323,685	$3,248,346,235	$3,920,773,551	$5,222,301,303
Goodwill	$1,355,503,331	$1,356,465,441	$1,317,423,115	$1,317,423,115
Net PPE	$47,256,923	$54,798,576	$89,558,419	$162,242,364
Accumulated Depreciation	$-201,131,828	$-225,288,800	$-271,528,915	$-293,101,288
Gross PPE	$248,388,752	$280,087,376	$361,087,333	$455,343,651
Leases	$219,674,176	$249,712,022	$285,345,570	$363,591,510
Buildings And Improvements	$28,714,576	$30,375,354	$75,741,763	$91,752,142
Other Short Term Investments	$844,557,325	$153,470,577	$0	$0
Employee Benefits	-	$3,173,869	$3,127,301	$3,134,840
Treasury Shares Number	-	-	$0	-
Construction In Progress	-	-	-	-

Fetched: 2026-06-22

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Free Cash Flow
Free Cash Flow	$1,838,527,305	$257,854,624	$1,872,940,770	$713,405,836
Operating Activities
Operating Cash Flow	$1,843,952,700	$268,582,268	$1,880,521,599	$732,530,506
Cash Flow From Continuing Operating Activities	$1,843,952,700	$268,582,268	$1,880,521,599	$732,530,506
Operating Gains Losses	$-106,161,320	$-38,610,352	$-96,578,066	$37,932,825
Investing Activities
Capital Expenditure	$-5,425,395	$-10,727,644	$-7,580,829	$-19,124,670
Investing Cash Flow	$-2,434,401,982	$394,573,726	$-512,917,829	$1,181,629,165
Cash Flow From Continuing Investing Activities	$-2,434,401,982	$394,573,726	$-512,917,829	$1,181,629,165
Financing Activities
Financing Cash Flow	$490,433,610	$-1,667,852,435	$-2,993,356,061	$-1,468,360,540
Cash Flow From Continuing Financing Activities	$490,433,610	$-1,667,852,435	$-2,993,356,061	$-1,468,360,540
Cash Dividends Paid	$0	$-758,779,933	$-212,211,320	$-1,140,912,460
Common Stock Dividend Paid	$0	$-758,779,933	$-212,211,320	$-1,140,912,460
Repurchase Of Capital Stock	-	-	$0	$0
Issuance Of Capital Stock	-	-	$0	$2,356,194
Net Other Financing Charges	-	-	$-29,448,724	$2,356,194
Net Common Stock Issuance	-	-	$0	$2,356,194
Common Stock Issuance	-	-	$0	$2,356,194
Other
Repayment Of Debt	$-1,502,583,150	$-2,145,959,418	$-4,812,826,405	$-1,501,996,985
Issuance Of Debt	$2,071,079,089	$1,336,696,802	$2,161,120,484	$1,337,365,016
End Cash Position	$1,639,352,663	$1,744,221,166	$2,746,363,315	$4,375,124,490
Beginning Cash Position	$1,744,221,166	$2,746,363,315	$4,375,124,490	$3,920,895,071
Effect Of Exchange Rate Changes	$-4,852,830	$2,554,292	$-3,008,885	$8,430,289
Changes In Cash	$-100,015,672	$-1,004,696,441	$-1,625,752,291	$445,799,131
Interest Paid Cff	$-78,081,399	$-100,130,984	$-226,370,656	$-179,351,304
Proceeds From Stock Option Exercised	$19,071	$321,098	$37,254	$14,178,999
Net Issuance Payments Of Debt	$568,495,938	$-809,262,615	$-2,651,705,920	$-164,631,968
Net Long Term Debt Issuance	$568,495,938	$-809,262,615	$-2,651,705,920	$-164,631,968
Long Term Debt Payments	$-1,502,583,150	$-2,145,959,418	$-4,812,826,405	$-1,501,996,985
Long Term Debt Issuance	$2,071,079,089	$1,336,696,802	$2,161,120,484	$1,337,365,016
Interest Received Cfi	$177,521,403	$126,048,670	$122,071,022	$252,435,882
Net Investment Purchase And Sale	$-2,606,115,836	$381,022,730	$-632,366,259	$128,259,689
Sale Of Investment	$9,835,530,554	$9,349,363,905	$9,945,271,697	$14,625,673,754
Purchase Of Investment	$-12,441,646,390	$-8,968,341,175	$-10,577,637,956	$-14,497,414,064
Net Business Purchase And Sale	$-411,573	$-103,198,707	$3,706,962	$0
Sale Of Business	$68,891	-	$3,706,962	$0
Purchase Of Business	$-480,464	$-103,198,707	$0	$0
Net PPE Purchase And Sale	$-5,395,976	$-9,298,967	$-6,329,554	$-16,176,397
Sale Of PPE	$29,419	$1,428,677	$1,251,275	$2,948,273
Purchase Of PPE	$-5,425,395	$-10,727,644	$-7,580,829	$-19,124,670
Taxes Refund Paid	$-265,804,449	$-345,671,991	$-407,025,125	$-1,521,656,521
Change In Working Capital	$676,963,040	$-628,423,944	$891,948,778	$-1,899,194,042
Change In Payables And Accrued Expense	$161,584,942	$-3,268,250,882	$-14,468,439,595	$-2,834,522,623
Change In Payable	$161,584,942	$-3,268,250,882	$-14,468,439,595	$-2,834,522,623
Other Non Cash Items	$145,087,595	$164,799,465	$260,850,648	$366,787,258
Stock Based Compensation	$55,290	$-2,678,622	$-5,352,217	$6,676,522
Unrealized Gain Loss On Investment Securities	$-128,776,964	$234,044,769	$77,613,798	$19,643,570
Asset Impairment Charge	$4,184,616	$0	$4,619,251	$63,141,494
Depreciation Amortization Depletion	$40,446,167	$63,251,188	$92,190,177	$116,512,724
Depreciation And Amortization	$40,446,167	$63,251,188	$92,190,177	$116,512,724
Amortization Cash Flow	$2,159,573	$5,878,805	$1,629,437	$2,265,571
Amortization Of Intangibles	$2,159,573	$5,878,805	$1,629,437	$2,265,571
Depreciation	$38,286,594	$57,372,383	$90,560,740	$114,247,153
Earnings Losses From Equity Investments	$0	$102,154	$800,674	$32,228
Gain Loss On Investment Securities	$-115,855,006	$-79,436,011	$-89,437,046	$-95,455,999
Net Foreign Currency Exchange Gain Loss	$9,544,964	$28,206,910	$-11,193,176	$129,685,558
Gain Loss On Sale Of PPE	$148,722	$12,516,595	$3,251,482	$3,671,038
Net Income From Continuing Operations	$-85,411,057	$-307,302,314	$234,830,660	$1,780,799,527
Common Stock Payments	-	-	$0	$0
Change In Receivables	-	-	-	-

Fetched: 2026-06-22