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LX

LexinFintech Holdings Ltd.

Price Chart
Latest Quote

$2.00

+0.00 (+0.00%)
Current Price
Previous Close $2.00
Open $1.99
Day High $2.04
Day Low $1.98
Volume 703,984
Fetched: 2026-06-25T08:18:29
Stock Information
Note: Financial values converted from CNY to USD
Quarterly Dividend / Yield $0.38 / 19.05%
Shares Outstanding 129.12M
Quarterly Dividend Yield 19.05%
Quarterly Dividend $0.38
Total Debt $595.22M
Cash Equivalents $232.13M
Revenue $1.96B
Net Income $212.99M
Sector Financial Services
Industry Credit Services
Market Cap $329.58M
P/E Ratio 1.64
EPS (TTM) $1.22
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$2.80B
Sales$1.96B
Income$212.99M
Book/sh$10.78
Cash/sh$12.22
Employees7K
Financial Ratios
Quick Ratio1.19
Current Ratio2.03
Debt/Eq33.44
EPS Growth TTM-53.20%
Returns & Margins
ROA3.31%
ROE12.42%
Gross Margin35.23%
Operating Margin2.32%
Profit Margin10.84%
Ownership
Insider Ownership5.20%
Institutional Ownership40.19%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E2.01
P/S0.02
P/B0.19
Analyst Data
Recommendationbuy
Target Price$3.46
Technical Indicators
SMA20$2.13
SMA50$2.10
SMA200$3.04
RSI32.73
ATR0.0973
Shares Float110.31M
Short Float5.79%
Short Ratio3.46
Volatility0.78
Rel Volume0.44
Performance History
Week-1.48%
Month+2.04%
Quarter-6.56%
6 Months-34.02%
YTD-32.80%
Year-68.53%
3 Years+6.33%
5 Years-79.55%
10 Years+143.46%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-24 $2.00 736,100
2026-06-23 $2.00 753,000
2026-06-22 $1.98 991,000
2026-06-18 $2.00 3,969,700
2026-06-17 $2.00 1,352,400
2026-06-16 $2.03 2,290,200
2026-06-15 $2.13 1,055,000
2026-06-12 $2.12 910,200
2026-06-11 $2.16 951,600
2026-06-10 $2.14 1,425,400
2026-06-09 $2.06 971,800
2026-06-08 $2.07 1,156,400
2026-06-05 $2.07 1,412,600
2026-06-04 $2.24 944,700
2026-06-03 $2.19 1,166,600
2026-06-02 $2.29 1,693,000
2026-06-01 $2.20 2,676,100
2026-05-29 $2.20 1,645,900
2026-05-28 $2.22 2,426,600
2026-05-27 $2.45 5,170,200
2026-05-26 $2.23 5,606,700
About LexinFintech Holdings Ltd.

LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $1,283,678,119 $1,356,695,339 $1,263,066,249 $1,009,844,736
Cost Of Revenue $1,283,678,119 $1,356,695,339 $1,263,066,249 $1,009,844,736
Total Revenue $1,944,280,649 $2,099,725,539 $1,930,236,005 $1,458,468,562
Operating Revenue $1,896,390,342 $2,030,217,079 $1,860,450,806 $1,415,734,881
Expenses
Interest Expense $3,360,485 $1,331,510 $7,462,931 $8,224,702
Total Expenses $1,708,843,155 $1,761,754,528 $1,652,447,858 $1,409,027,068
Other Income Expense $74,760,585 $-136,516,071 $-74,185,672 $110,837,160
Other Non Operating Income Expenses $2,876,931 $8,601,966 $1,149,235 $9,065,119
Net Non Operating Interest Income Expense $-3,360,485 $-1,331,510 $-7,462,931 $-8,224,702
Interest Expense Non Operating $3,360,485 $1,331,510 $7,462,931 $8,224,702
Operating Expense $425,165,035 $405,059,189 $389,381,608 $399,182,332
Selling And Marketing Expense $283,671,213 $264,217,448 $256,234,892 $249,159,277
General And Administrative Expense $53,487,913 $55,359,743 $57,267,645 $63,799,391
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $247,923,266 $162,681,640 $157,579,268 $121,184,414
Net Interest Income $-3,360,485 $-1,331,510 $-7,462,931 $-8,224,702
Normalized Income $189,841,627 $280,649,037 $218,073,198 $39,461,465
Net Income From Continuing And Discontinued Operation $247,923,266 $162,681,640 $157,579,268 $121,184,414
Average Dilution Earnings $0 $841,895 $10,910,932 $6,933,698
Net Income Common Stockholders $247,923,266 $162,681,640 $157,579,268 $121,184,414
Net Income $247,923,266 $162,681,640 $157,579,268 $121,184,414
Net Income Including Noncontrolling Interests $247,923,266 $162,681,640 $157,579,268 $122,097,563
Net Income Continuous Operations $247,923,266 $162,681,640 $157,579,268 $122,097,563
Pretax Income $306,837,595 $200,123,430 $196,139,544 $152,053,952
Operating Income $235,437,495 $337,971,011 $277,788,147 $49,441,494
Gross Profit $660,602,530 $743,030,200 $667,169,756 $448,623,826
Special Income Charges - - - -
Per Share
Diluted EPS $1.40 $0.96 $0.94 $0.65
Basic EPS $1.46 $0.98 $0.96 $0.70
Other
Tax Effect Of Unusual Items $13,802,016 $-27,150,639 $-14,840,977 $20,049,092
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $259,553,689 $368,479,843 $300,393,808 $80,406,235
Total Unusual Items $71,883,654 $-145,118,037 $-75,334,907 $101,772,041
Total Unusual Items Excluding Goodwill $71,883,654 $-145,118,037 $-75,334,907 $101,772,041
Reconciled Depreciation $21,239,263 $21,906,866 $21,456,426 $21,899,622
EBITDA (Bullshit earnings) $331,437,343 $223,361,806 $225,058,901 $182,178,276
EBIT $310,198,080 $201,454,940 $203,602,475 $160,278,654
Diluted Average Shares $26,246,571 $25,076,601 $26,596,272 $29,030,734
Basic Average Shares $25,053,140 $24,495,818 $24,282,943 $25,726,087
Diluted NI Availto Com Stockholders $247,923,266 $163,523,535 $168,490,199 $128,118,111
Tax Provision $58,914,330 $37,441,790 $38,560,276 $29,956,389
Gain On Sale Of Security $71,883,654 $-145,118,037 $-75,334,907 $101,772,041
Research And Development $88,005,910 $85,481,998 $75,879,071 $86,223,664
Selling General And Administration $337,159,126 $319,577,191 $313,502,537 $312,958,668
Other Gand A $53,487,913 $55,359,743 $57,267,645 $63,799,391
Minority Interests - $0 $0 $-913,149
Write Off - - - -
Fetched: 2026-06-18
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $1,644,491,616 $1,460,143,187 $1,302,803,553 $1,140,821,004
Total Assets $3,424,194,255 $3,287,867,259 $3,420,916,555 $3,366,206,231
Total Non Current Assets $715,909,794 $640,412,125 $685,604,672 $737,466,892
Other Non Current Assets $92,716,235 $88,879,145 $148,782,461 $179,883,502
Non Current Deferred Assets $307,595,671 $274,705,288 $270,812,318 $258,232,231
Non Current Deferred Taxes Assets $260,660,053 $227,783,567 $182,140,875 $168,787,191
Non Current Accounts Receivable $24,743,587 $16,620,149 $29,642,101 $68,050,112
Goodwill And Other Intangible Assets $122,472,757 $127,558,129 $132,643,501 $137,728,873
Other Intangible Assets $122,472,757 $127,558,129 $132,643,501 $137,728,873
Current Assets $2,708,284,461 $2,647,455,134 $2,735,311,883 $2,628,739,339
Hedging Assets Current $149,378,514 $0 - -
Current Deferred Assets $556,300,664 $805,389,426 $903,685,527 $575,678,149
Restricted Cash $265,537,871 $250,864,946 $227,464,548 $344,352,118
Prepaid Assets $471,361,500 $387,245,309 $453,501,792 $385,154,097
Inventory $3,565,526 $3,303,274 $4,967,847 $7,970,581
Receivables $943,397,995 $855,584,117 $728,112,321 $1,054,789,076
Other Receivables $74,510,604 $103,107,690 $81,875,080 $55,869,315
Loans Receivable $50,652,670 $53,173,181 $62,160,246 $52,135,558
Accounts Receivable $805,738,454 $690,178,846 $583,043,808 $945,808,224
Allowance For Doubtful Accounts Receivable $-29,373,049 $-15,097,050 $-8,661,985 $-27,228,471
Gross Accounts Receivable $835,111,503 $705,275,896 $591,705,793 $973,036,695
Cash Cash Equivalents And Short Term Investments $318,742,392 $345,068,062 $417,579,848 $260,795,318
Cash And Cash Equivalents $318,742,392 $333,241,615 $388,013,732 $220,881,061
Accrued Interest Receivable - - - -
Debt
Net Debt $385,386,635 $439,536,976 $420,727,309 $1,124,581,075
Total Debt $708,910,755 $778,650,866 $814,793,521 $1,352,964,095
Long Term Debt And Capital Lease Obligation $209,417,539 $263,468,834 $144,884,317 $219,459,670
Long Term Debt $209,417,539 $263,468,834 $144,884,317 $219,459,670
Current Debt And Capital Lease Obligation $499,493,216 $515,182,032 $669,909,204 $1,133,504,425
Current Debt $494,711,488 $509,309,758 $663,856,725 $1,126,002,466
Other Current Borrowings $494,711,488 $509,309,758 $663,856,725 $953,329,549
Liabilities
Total Liabilities Net Minority Interest $1,657,229,882 $1,700,165,943 $1,985,469,501 $2,087,656,355
Total Non Current Liabilities Net Minority Interest $226,533,216 $280,345,764 $163,517,179 $242,447,325
Other Non Current Liabilities $1,562,126 $3,368,172 $7,495,306 $15,217,828
Non Current Deferred Liabilities $15,553,551 $13,508,758 $11,137,556 $7,769,827
Non Current Deferred Taxes Liabilities $15,553,551 $13,508,758 $11,137,556 $7,769,827
Current Liabilities $1,430,696,666 $1,419,820,179 $1,821,952,323 $1,845,209,030
Current Deferred Liabilities $275,013,663 $160,067,995 $232,833,016 $136,886,682
Payables And Accrued Expenses $575,741,716 $486,219,952 $451,157,643 $317,088,463
Interest Payable $294,331 $827,260 $648,828 $1,826,299
Payables $387,998,358 $311,568,617 $316,510,594 $190,298,758
Other Payable $3,476,384 $6,099,638 $9,956,094 $3,683,347
Total Tax Payable $148,861,255 $154,431,215 $128,542,976 $110,364,841
Accounts Payable $141,192,396 $137,371,271 $165,733,159 $60,391,009
Other Current Liabilities - $98,841,004 $200,694,943 $127,327,070
Equity
Common Stock Equity $1,766,964,373 $1,587,701,316 $1,435,447,054 $1,278,549,877
Total Equity Gross Minority Interest $1,766,964,373 $1,587,701,316 $1,435,447,054 $1,278,549,877
Stockholders Equity $1,766,964,373 $1,587,701,316 $1,435,447,054 $1,278,549,877
Gains Losses Not Affecting Retained Earnings $182,323,298 $169,820,379 $161,583,850 $148,089,284
Other Equity Adjustments $182,323,298 $169,820,379 $161,583,850 $148,089,284
Retained Earnings $1,155,478,406 $976,407,380 $848,637,854 $723,523,216
Other
Treasury Shares Number $7,664,010 $6,559,189 $6,559,189 $8,196,150
Ordinary Shares Number $49,523,515 $49,748,982 $48,526,927 $48,112,021
Share Issued $57,187,525 $56,308,171 $55,086,116 $56,308,171
Tangible Book Value $1,644,491,616 $1,460,143,187 $1,302,803,553 $1,140,821,004
Invested Capital $2,471,093,400 $2,360,479,908 $2,244,188,095 $2,624,012,013
Working Capital $1,277,587,795 $1,227,634,955 $913,359,560 $783,530,310
Capital Lease Obligations $4,781,728 $5,872,274 $6,052,480 $7,501,958
Total Capitalization $1,976,381,912 $1,851,170,150 $1,580,331,370 $1,498,009,547
Treasury Stock $73,005,541 $48,601,373 $48,601,373 $48,601,373
Additional Paid In Capital $502,131,253 $490,038,563 $473,791,244 $455,503,566
Capital Stock $36,958 $36,366 $35,479 $35,184
Common Stock $36,958 $36,366 $35,479 $35,184
Current Deferred Revenue $275,013,663 $160,067,995 $232,833,016 $136,886,682
Current Capital Lease Obligation $4,781,728 $5,872,274 $6,052,480 $7,501,958
Current Provisions $80,448,071 $159,509,196 $267,357,517 $130,402,389
Current Accrued Expenses $187,743,358 $174,651,334 $134,647,049 $126,789,706
Dueto Related Parties Current $94,468,323 $13,666,494 $12,278,364 $15,859,560
Investments And Advances $36,066,374 $42,013,007 $37,697,241 $51,500,626
Net PPE $132,315,169 $90,636,407 $66,027,050 $42,071,548
Accumulated Depreciation $-65,689,257 $-56,021,729 $-45,562,863 $-36,770,787
Gross PPE $198,004,427 $146,658,136 $111,589,913 $78,842,335
Leases $11,118,634 $10,194,545 $10,235,050 $9,848,178
Construction In Progress $114,315,466 $70,975,235 $43,651,857 $22,141,621
Machinery Furniture Equipment $72,570,327 $65,488,356 $57,703,006 $46,852,537
Properties $0 $0 $0 $0
Duefrom Related Parties Current $12,496,267 $9,124,399 $1,033,188 $975,977
Other Short Term Investments $0 $11,826,446 $29,566,116 $39,914,257
Line Of Credit - - $74,212,873 $172,672,918
Minority Interest - - - $0
Long Term Capital Lease Obligation - - - $15,217,828
Finished Goods - - - -
Fetched: 2026-06-18
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $482,152,098 $123,349,392 $382,592,785 $-13,532,855
Operating Activities
Operating Cash Flow $534,324,909 $159,872,563 $416,523,303 $8,466,701
Cash Flow From Continuing Operating Activities $534,324,909 $159,872,563 $416,523,303 $8,466,701
Operating Gains Losses $-71,945,448 $143,381,175 $35,988,616 $-103,033,479
Investing Activities
Capital Expenditure $-52,172,812 $-36,523,171 $-33,930,518 $-21,999,556
Investing Cash Flow $-386,084,691 $-133,768,935 $345,103,393 $-356,129,337
Cash Flow From Continuing Investing Activities $-386,084,691 $-133,768,935 $345,103,393 $-356,129,337
Net Other Investing Changes $47,255,819 $581,671,792 $1,141,076,011 $292,774,916
Financing Activities
Repurchase Of Capital Stock $-29,880,847 $0 $0 $-48,332,025
Financing Cash Flow $-152,407,563 $-57,251,384 $-574,019,046 $170,484,138
Cash Flow From Continuing Financing Activities $-152,407,563 $-57,251,384 $-574,019,046 $170,484,138
Net Other Financing Charges $-688,004 $643,654 $-4,511,789 $7,982,112
Cash Dividends Paid $-56,639,365 $-24,308,226 $-20,048,783 $0
Common Stock Dividend Paid $-56,639,365 $-24,308,226 $-20,048,783 $0
Net Common Stock Issuance $-29,880,847 $0 $0 $-48,332,025
Issuance Of Capital Stock - - - -
Net Preferred Stock Issuance - - - -
Preferred Stock Issuance - - - -
Other
Repayment Of Debt $-2,172,266,744 $-2,065,091,347 $-3,491,582,381 $-2,926,739,623
Issuance Of Debt $2,103,657,980 $2,029,302,007 $2,941,254,664 $3,137,168,322
Interest Paid Supplemental Data $8,570,626 $6,676,472 $12,774,188 $11,887,205
Income Tax Paid Supplemental Data $109,408,230 $61,177,912 $37,782,392 $90,827,700
End Cash Position $586,272,871 $590,369,108 $621,356,911 $433,170,652
Beginning Cash Position $590,369,108 $621,356,911 $433,170,652 $608,886,663
Effect Of Exchange Rate Changes $71,107 $159,953 $578,609 $1,462,488
Changes In Cash $-4,167,344 $-31,147,755 $187,607,650 $-177,178,498
Proceeds From Stock Option Exercised $3,409,417 $2,202,528 $869,244 $405,351
Common Stock Payments $-29,880,847 $0 $0 $-48,332,025
Net Issuance Payments Of Debt $-68,608,764 $-35,789,340 $-550,327,718 $210,428,700
Net Long Term Debt Issuance $-68,608,764 $-35,789,340 $-550,327,718 $210,428,700
Long Term Debt Payments $-2,172,266,744 $-2,065,091,347 $-3,491,582,381 $-2,926,739,623
Long Term Debt Issuance $2,103,657,980 $2,029,302,007 $2,941,254,664 $3,137,168,322
Net Investment Purchase And Sale $-381,167,698 $-678,917,556 $-762,042,100 $-634,579,174
Sale Of Investment $4,603,296 $0 $0 $591,322
Purchase Of Investment $-385,770,994 $-678,917,556 $-762,042,100 $-635,170,496
Net PPE Purchase And Sale $-52,172,812 $-36,523,171 $-33,930,518 $-21,999,556
Purchase Of PPE $-52,172,812 $-36,523,171 $-33,930,518 $-21,999,556
Change In Working Capital $-356,645,561 $-913,265,835 $-516,265,778 $-417,413,834
Change In Other Working Capital $48,903,686 $-83,270,453 $95,132,970 $70,221,743
Change In Other Current Liabilities $-550,197,774 $-652,377,237 $-344,286,925 $-229,055,501
Change In Other Current Assets $-1,365,955 $47,790,818 $-9,167,861 $-40,828,145
Change In Payables And Accrued Expense $34,763,248 $-248,198,230 $173,281,536 $-37,367,284
Change In Accrued Expense $31,151,747 $-253,013,072 $170,199,564 $-37,805,749
Change In Payable $3,611,501 $4,814,842 $3,081,972 $438,466
Change In Account Payable $3,952,251 $3,642,841 $3,522,951 $1,886,170
Change In Prepaid Assets $-141,668,410 $30,116,489 $-90,447,923 $-101,546,304
Change In Inventory $231,503 $1,184,714 $3,091,729 $-832,730
Change In Receivables $252,688,141 $-8,511,937 $-343,869,303 $-78,005,614
Changes In Account Receivables $91,591,540 $-46,657,992 $76,143,688 $-59,026,977
Stock Based Compensation $14,217,606 $13,988,173 $17,422,130 $23,108,876
Provisionand Write Offof Assets $709,964,195 $775,035,965 $659,160,295 $350,426,772
Asset Impairment Charge $403,282 $0 $44,609,356 $5,459,383
Deferred Tax $-30,831,694 $-43,271,489 $-9,985,956 $4,928,819
Deferred Income Tax $-30,831,694 $-43,271,489 $-9,985,956 $4,928,819
Depreciation Amortization Depletion $21,239,263 $21,906,866 $21,456,426 $21,899,622
Depreciation And Amortization $21,239,263 $21,906,866 $21,456,426 $21,899,622
Depreciation $21,239,263 $21,906,866 $21,456,426 $21,899,622
Earnings Losses From Equity Investments $2,834,651 $357,307 $218,050 $603,297
Gain Loss On Investment Securities $-75,121,588 $144,760,730 $30,507,501 $-107,834,721
Net Foreign Currency Exchange Gain Loss $341,489 $-1,736,861 $5,263,064 $4,197,945
Net Income From Continuing Operations $247,923,266 $162,681,640 $157,579,268 $122,097,563
Net Business Purchase And Sale - $0 $0 $7,674,477
Sale Of Business - $0 $0 $7,674,477
Other Non Cash Items - $-583,931 $6,558,947 $992,978
Unrealized Gain Loss On Investment Securities - - - $0
Preferred Stock Payments - - - -
Change In Interest Payable - - - -
Fetched: 2026-06-18