MBCN
Middlefield Banc Corp
Price Chart
No historical data available
Latest Quote
$33.67
+0.00 (+0.00%)
Current Price
| Previous Close | $33.67 |
| Day High | $34.56 |
| Day Low | $33.12 |
| Volume | 188,249 |
Stock Information
| Quarterly Dividend / Yield | $0.84 / 0.03% |
| Shares Outstanding | 8.13M |
| Quarterly Dividend Yield | 0.03% |
| Quarterly Dividend | $0.84 |
| Total Debt | $186.45M |
| Cash Equivalents | $47.51M |
| Revenue | $77.57M |
| Net Income | $19.42M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $273.63M |
| P/E Ratio | 14.09 |
| EPS (TTM) | $2.39 |
| Exchange | NCM |
Recent Price History
No history data available. Data will be fetched automatically.
About Middlefield Banc Corp
Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. The company offers checking, savings, and negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers' checks. It also provides operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans. In addition, the company resolves and disposes troubled assets in Ohio. Further, it offers official checks, money orders, and ATM services, as well as IRA accounts; online banking and bill payment services to individuals; and online cash management services to business customers. Middlefield Banc Corp. was founded in 1901 and is headquartered in Middlefield, Ohio. As of March 2, 2026, Middlefield Banc Corp. operates as a subsidiary of Farmers National Banc Corp.
đ° Latest News
Middlefield Banc Corp. (MBCN) Misses Q4 Earnings and Revenue Estimates
Zacks âĸ 2026-02-10T14:35:01Z
Can Middlefield Banc (MBCN) Keep the Earnings Surprise Streak Alive?
Zacks âĸ 2026-02-09T17:10:03Z
Orange County Bancorp, Inc. (OBT) Beats Q4 Earnings and Revenue Estimates
Zacks âĸ 2026-02-04T23:30:01Z
Exploring 3 Undiscovered Gems in the US Market
Simply Wall St. âĸ 2025-10-24T17:32:53Z
Ohio banks to merge in $299M deal
Banking Dive âĸ 2025-10-23T11:40:50Z
Middlefield Banc (MBCN) Margin Acceleration Reinforces Bullish Narrative Despite Valuation Premium
Simply Wall St. âĸ 2025-10-23T00:20:30Z
Why Middlefield Banc Stock Crushed It Today
Motley Fool âĸ 2025-10-22T21:28:04Z
Sector Update: Financial Stocks Decline Late Afternoon
MT Newswires âĸ 2025-10-22T19:59:48ZMiddlefield Banc (MBCN) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Zacks âĸ 2025-10-22T13:30:03Z
Middlefield Banc Corp. (MBCN) Q3 Earnings and Revenues Top Estimates
Zacks âĸ 2025-10-22T12:45:02Z
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Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $67,893,000 | $71,894,000 | $56,923,000 | $55,389,000 |
| Operating Revenue | $67,893,000 | $71,894,000 | $56,923,000 | $55,389,000 |
| Expenses | ||||
| Interest Expense | $40,582,000 | $25,098,000 | $4,729,000 | $4,195,000 |
| Selling And Marketing Expense | $1,581,000 | $1,477,000 | $1,033,000 | $885,000 |
| General And Administrative Expense | $25,696,000 | $25,372,000 | $17,877,000 | $17,645,000 |
| Professional Expense And Contract Services Expense | $2,265,000 | $2,293,000 | $1,500,000 | $1,313,000 |
| Other Non Interest Expense | $13,467,000 | $13,561,000 | $10,416,000 | $8,057,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Net Interest Income | $59,932,000 | $64,732,000 | $49,993,000 | $48,038,000 |
| Interest Income | $100,514,000 | $89,830,000 | $54,722,000 | $52,233,000 |
| Normalized Income | $15,519,000 | $17,906,191 | $18,646,060 | $18,597,701 |
| Net Income From Continuing And Discontinued Operation | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Net Income Common Stockholders | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Net Income | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Net Income Including Noncontrolling Interests | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Net Income Continuous Operations | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Pretax Income | $18,344,000 | $20,755,000 | $18,893,000 | $22,698,000 |
| Special Income Charges | $0 | $-473,000 | $-3,582,000 | $0 |
| Depreciation Amortization Depletion Income Statement | $1,231,000 | $1,154,000 | $515,000 | $682,000 |
| Depreciation And Amortization In Income Statement | $1,231,000 | $1,154,000 | $515,000 | $682,000 |
| Amortization Of Intangibles Income Statement | $1,231,000 | $1,154,000 | $515,000 | $682,000 |
| Per Share | ||||
| Diluted EPS | $1.92 | $2.14 | $2.59 | $3.00 |
| Basic EPS | $1.93 | $2.14 | $2.60 | $3.01 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $-104,809 | $-608,940 | $7,701 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $-643,000 | $-3,582,000 | $43,000 |
| Total Unusual Items Excluding Goodwill | $0 | $-643,000 | $-3,582,000 | $43,000 |
| Reconciled Depreciation | $1,153,000 | $1,046,000 | $142,000 | $2,102,000 |
| Diluted Average Shares | $8,086,098 | $8,126,361 | $6,044,382 | $6,211,076 |
| Basic Average Shares | $8,075,300 | $8,103,230 | $6,027,091 | $6,186,666 |
| Diluted NI Availto Com Stockholders | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Tax Provision | $2,825,000 | $3,387,000 | $3,220,000 | $4,065,000 |
| Restructuring And Mergern Acquisition | $0 | $473,000 | $2,382,000 | $0 |
| Gain On Sale Of Security | $-9,000 | $-161,000 | $-173,000 | $209,000 |
| Amortization | $1,231,000 | $1,154,000 | $515,000 | $682,000 |
| Selling General And Administration | $27,277,000 | $26,849,000 | $18,910,000 | $18,530,000 |
| Insurance And Claims | $1,055,000 | $861,000 | $329,000 | $494,000 |
| Salaries And Wages | $24,641,000 | $24,511,000 | $17,548,000 | $17,151,000 |
| Occupancy And Equipment | $3,301,000 | $3,807,000 | $3,107,000 | $3,409,000 |
| Write Off | - | $0 | $1,200,000 | $0 |
| Other Gand A | - | - | - | $2,880,000 |
Fetched: 2026-03-03
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $168,595,000 | $162,683,000 | $158,255,000 | $128,861,000 |
| Total Assets | $1,853,359,000 | $1,822,883,000 | $1,687,682,000 | $1,331,006,000 |
| Goodwill And Other Intangible Assets | $41,967,000 | $42,998,000 | $39,436,000 | $16,474,000 |
| Other Intangible Assets | $5,611,000 | $6,642,000 | $7,701,000 | $1,403,000 |
| Cash And Cash Equivalents | $46,037,000 | $56,397,000 | $51,404,000 | $97,172,000 |
| Cash Financial | $46,037,000 | $56,397,000 | $51,404,000 | $97,172,000 |
| Cash Cash Equivalents And Federal Funds Sold | $55,792,000 | $60,836,000 | $59,586,000 | $123,893,000 |
| Receivables | - | $7,087,000 | $5,904,000 | $4,132,000 |
| Other Receivables | - | $1,630,000 | $1,571,000 | $1,312,000 |
| Accounts Receivable | - | $5,457,000 | $4,333,000 | $2,820,000 |
| Debt | ||||
| Net Debt | $134,611,000 | $114,851,000 | $21,844,000 | - |
| Total Debt | $184,060,000 | $174,862,000 | $77,782,000 | $13,779,000 |
| Long Term Debt And Capital Lease Obligation | $11,660,000 | $11,862,000 | $12,782,000 | $13,779,000 |
| Long Term Debt | $8,248,000 | $8,248,000 | $8,248,000 | $8,248,000 |
| Current Debt And Capital Lease Obligation | $172,400,000 | $163,000,000 | $65,000,000 | $0 |
| Current Debt | $172,400,000 | $163,000,000 | $65,000,000 | $0 |
| Other Current Borrowings | $172,400,000 | $163,000,000 | $65,000,000 | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,642,797,000 | $1,617,202,000 | $1,489,991,000 | $1,185,671,000 |
| Payables And Accrued Expenses | - | $10,564,000 | $7,260,000 | $4,115,000 |
| Payables | - | $3,226,000 | $878,000 | $237,000 |
| Other Payable | - | $741,000 | $185,000 | - |
| Accounts Payable | - | $2,485,000 | $693,000 | $237,000 |
| Equity | ||||
| Common Stock Equity | $210,562,000 | $205,681,000 | $197,691,000 | $145,335,000 |
| Total Equity Gross Minority Interest | $210,562,000 | $205,681,000 | $197,691,000 | $145,335,000 |
| Stockholders Equity | $210,562,000 | $205,681,000 | $197,691,000 | $145,335,000 |
| Gains Losses Not Affecting Retained Earnings | $-20,073,000 | $-16,090,000 | $-22,144,000 | $3,462,000 |
| Other Equity Adjustments | $-20,073,000 | $-16,090,000 | $-22,144,000 | $3,462,000 |
| Retained Earnings | $109,299,000 | $100,237,000 | $94,154,000 | $83,971,000 |
| Other | ||||
| Treasury Shares Number | $1,879,310 | $1,835,452 | $1,671,231 | $1,441,811 |
| Ordinary Shares Number | $8,073,708 | $8,095,252 | $8,245,235 | $5,888,737 |
| Share Issued | $9,953,018 | $9,930,704 | $9,916,466 | $7,330,548 |
| Tangible Book Value | $168,595,000 | $162,683,000 | $158,255,000 | $128,861,000 |
| Invested Capital | $391,210,000 | $376,929,000 | $270,939,000 | $153,583,000 |
| Capital Lease Obligations | $3,412,000 | $3,614,000 | $4,534,000 | $5,531,000 |
| Total Capitalization | $218,810,000 | $213,929,000 | $205,939,000 | $153,583,000 |
| Treasury Stock | $40,909,000 | $39,854,000 | $35,348,000 | $29,229,000 |
| Additional Paid In Capital | $246,000 | $0 | - | - |
| Capital Stock | $161,999,000 | $161,388,000 | $161,029,000 | $87,131,000 |
| Common Stock | $161,999,000 | $161,388,000 | $161,029,000 | $87,131,000 |
| Long Term Capital Lease Obligation | $3,412,000 | $3,614,000 | $4,534,000 | $5,531,000 |
| Investments And Advances | $166,657,000 | $171,734,000 | $165,882,000 | $171,017,000 |
| Available For Sale Securities | $855,000 | $955,000 | $915,000 | $818,000 |
| Goodwill | $36,356,000 | $36,356,000 | $31,735,000 | $15,071,000 |
| Net PPE | $20,565,000 | $21,339,000 | $22,678,000 | $18,144,000 |
| Accumulated Depreciation | $-21,214,000 | $-19,665,000 | $-16,660,000 | $-16,309,000 |
| Gross PPE | $41,779,000 | $41,004,000 | $39,338,000 | $34,453,000 |
| Construction In Progress | $139,000 | $0 | - | - |
| Other Properties | $4,990,000 | $4,990,000 | $4,420,000 | $5,363,000 |
| Machinery Furniture Equipment | $10,564,000 | $10,104,000 | $9,485,000 | $9,596,000 |
| Buildings And Improvements | $21,190,000 | $21,014,000 | $20,537,000 | $16,531,000 |
| Land And Improvements | $4,896,000 | $4,896,000 | $4,896,000 | $2,963,000 |
| Other Short Term Investments | $165,802,000 | $170,779,000 | $164,967,000 | $170,199,000 |
| Current Accrued Expenses | - | $7,338,000 | $6,382,000 | $3,878,000 |
Fetched: 2026-03-03
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $16,692,000 | $21,260,000 | $17,403,000 | $14,817,000 |
| Operating Activities | ||||
| Operating Cash Flow | $17,468,000 | $22,356,000 | $18,287,000 | $15,422,000 |
| Cash Flow From Continuing Operating Activities | $17,468,000 | $22,356,000 | $18,287,000 | $15,422,000 |
| Operating Gains Losses | $-190,000 | $64,000 | $149,000 | $-1,449,000 |
| Investing Activities | ||||
| Capital Expenditure | $-776,000 | $-1,096,000 | $-884,000 | $-605,000 |
| Investing Cash Flow | $-43,289,000 | $-126,542,000 | $-8,610,000 | $70,886,000 |
| Cash Flow From Continuing Investing Activities | $-43,289,000 | $-126,542,000 | $-8,610,000 | $70,886,000 |
| Net Other Investing Changes | $-501,000 | $2,715,000 | $-265,000 | $1,583,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,055,000 | $-4,506,000 | $-6,119,000 | $-12,291,000 |
| Financing Cash Flow | $20,777,000 | $111,213,000 | $-75,362,000 | $-79,231,000 |
| Cash Flow From Continuing Financing Activities | $20,777,000 | $111,213,000 | $-75,362,000 | $-79,231,000 |
| Cash Dividends Paid | $-6,457,000 | $-6,864,000 | $-5,490,000 | $-4,240,000 |
| Common Stock Dividend Paid | $-6,457,000 | $-6,864,000 | $-5,490,000 | $-4,240,000 |
| Net Common Stock Issuance | $-1,055,000 | $-4,506,000 | $-6,119,000 | $-12,291,000 |
| Other | ||||
| Repayment Of Debt | $-202,000 | $-197,000 | $-231,000 | $-4,204,000 |
| Issuance Of Debt | $9,400,000 | $98,000,000 | $65,000,000 | $0 |
| Interest Paid Supplemental Data | $41,642,000 | $22,750,000 | $4,334,000 | $4,408,000 |
| Income Tax Paid Supplemental Data | $1,975,000 | $1,565,000 | $3,579,000 | $5,526,000 |
| End Cash Position | $55,792,000 | $60,836,000 | $53,809,000 | $119,494,000 |
| Beginning Cash Position | $60,836,000 | $53,809,000 | $119,494,000 | $112,417,000 |
| Changes In Cash | $-5,044,000 | $7,027,000 | $-65,685,000 | $7,077,000 |
| Common Stock Payments | $-1,055,000 | $-4,506,000 | $-6,119,000 | $-12,291,000 |
| Net Issuance Payments Of Debt | $9,198,000 | $97,803,000 | $64,769,000 | $-4,204,000 |
| Net Short Term Debt Issuance | $9,400,000 | $98,000,000 | $65,000,000 | $0 |
| Short Term Debt Issuance | $9,400,000 | $98,000,000 | $65,000,000 | $0 |
| Net Long Term Debt Issuance | $-202,000 | $-197,000 | $-231,000 | $-4,204,000 |
| Long Term Debt Payments | $-202,000 | $-197,000 | $-231,000 | $-4,204,000 |
| Net Investment Purchase And Sale | $-720,000 | $1,059,000 | $29,832,000 | $-57,386,000 |
| Sale Of Investment | $2,223,000 | $3,259,000 | $62,122,000 | $11,521,000 |
| Purchase Of Investment | $-2,943,000 | $-2,200,000 | $-32,290,000 | $-68,907,000 |
| Net PPE Purchase And Sale | $-776,000 | $-1,096,000 | $-719,000 | $-605,000 |
| Purchase Of PPE | $-776,000 | $-1,096,000 | $-884,000 | $-605,000 |
| Change In Working Capital | $-985,000 | $1,165,000 | $186,000 | $735,000 |
| Change In Payables And Accrued Expense | $-1,060,000 | $2,348,000 | $395,000 | $-343,000 |
| Change In Payable | $-1,060,000 | $2,348,000 | $395,000 | $-343,000 |
| Change In Account Payable | $-1,060,000 | $2,348,000 | $395,000 | $-343,000 |
| Change In Receivables | $75,000 | $-1,183,000 | $-209,000 | $1,078,000 |
| Changes In Account Receivables | $75,000 | $-1,183,000 | $-209,000 | $1,078,000 |
| Other Non Cash Items | $-1,355,000 | $-437,000 | $1,530,000 | $-1,102,000 |
| Stock Based Compensation | $374,000 | $260,000 | $307,000 | $478,000 |
| Deferred Tax | $198,000 | $-705,000 | $-324,000 | $-401,000 |
| Deferred Income Tax | $198,000 | $-705,000 | $-324,000 | $-401,000 |
| Depreciation Amortization Depletion | $1,153,000 | $1,046,000 | $142,000 | $2,102,000 |
| Depreciation And Amortization | $1,153,000 | $1,046,000 | $142,000 | $2,102,000 |
| Amortization Cash Flow | $1,231,000 | $1,154,000 | $515,000 | $682,000 |
| Amortization Of Intangibles | $1,231,000 | $1,154,000 | $515,000 | $682,000 |
| Depreciation | $-78,000 | $-108,000 | $-373,000 | $1,420,000 |
| Gain Loss On Investment Securities | $9,000 | $161,000 | $173,000 | $-209,000 |
| Net Income From Continuing Operations | $15,519,000 | $17,368,000 | $15,673,000 | $18,633,000 |
| Net Business Purchase And Sale | - | $0 | $18,406,000 | $0 |
| Sale Of Business | - | $0 | $18,406,000 | $0 |
| Sale Of PPE | - | $0 | $165,000 | $0 |
| Proceeds From Stock Option Exercised | - | - | $0 | $94,000 |
| Asset Impairment Charge | - | - | $1,200,000 | $0 |
| Long Term Debt Issuance | - | - | - | $0 |
| Gain Loss On Sale Of PPE | - | - | - | $0 |
Fetched: 2026-03-03