MBINL
Merchants Bancorp
Price Chart
Latest Quote
$24.39
-0.12 (-0.49%)
Current Price
| Previous Close | $24.51 |
| Open | $24.62 |
| Day High | $24.88 |
| Day Low | $24.32 |
| Volume | 21,702 |
Stock Information
| Quarterly Dividend / Yield | $1.91 / 7.80% |
| Quarterly Dividend Yield | 7.80% |
| Quarterly Dividend | $1.91 |
| Total Debt | $4.79B |
| Cash Equivalents | $588.03M |
| Revenue | $585.48M |
| Net Income | $188.42M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $5.88B |
| Sales | $585.48M |
| Income | $188.42M |
| Book/sh | $38.73 |
| Employees | 735 |
Financial Ratios
| EPS Growth TTM | 16.30% |
Returns & Margins
| ROA | 1.17% |
| ROE | 10.17% |
| Operating Margin | 57.97% |
| Profit Margin | 38.99% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/B | 0.63 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $24.50 |
| SMA50 | $24.21 |
| SMA200 | $23.04 |
| RSI | 46.70 |
| ATR | 0.2443 |
| Shares Float | 28.83M |
| Short Ratio | 0.17 |
| Volatility | 1.16 |
| Rel Volume | 1.08 |
Performance History
| Week | -1.33% |
| Month | +0.07% |
| Quarter | +4.63% |
| 6 Months | +9.13% |
| YTD | +10.36% |
| Year | +13.43% |
| 10 Years | +10.75% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $24.39 | 22,000 |
| 2026-06-23 | $24.51 | 41,800 |
| 2026-06-22 | $24.76 | 18,900 |
| 2026-06-18 | $24.80 | 30,700 |
| 2026-06-17 | $24.91 | 11,800 |
| 2026-06-16 | $24.72 | 13,000 |
| 2026-06-15 | $24.57 | 11,000 |
| 2026-06-12 | $24.22 | 8,400 |
| 2026-06-11 | $24.24 | 27,000 |
| 2026-06-10 | $24.39 | 9,700 |
| 2026-06-09 | $24.45 | 16,800 |
| 2026-06-08 | $24.49 | 11,300 |
| 2026-06-05 | $24.47 | 10,400 |
| 2026-06-04 | $24.56 | 21,200 |
| 2026-06-03 | $24.50 | 5,700 |
| 2026-06-02 | $24.47 | 11,000 |
| 2026-06-01 | $24.47 | 25,300 |
| 2026-05-29 | $24.25 | 48,500 |
| 2026-05-28 | $24.48 | 43,200 |
| 2026-05-27 | $24.43 | 18,500 |
| 2026-05-26 | $24.42 | 23,900 |
About Merchants Bancorp
Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for housing development and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $677,240,000 | $666,965,000 | $559,330,000 | $439,784,000 |
| Operating Revenue | $677,240,000 | $666,965,000 | $559,330,000 | $439,784,000 |
| Expenses | ||||
| Interest Expense | $683,792,000 | $780,100,000 | $629,727,000 | $162,282,000 |
| General And Administrative Expense | $198,308,000 | $156,881,000 | $121,763,000 | $92,548,000 |
| Professional Expense And Contract Services Expense | $12,860,000 | $16,229,000 | $12,704,000 | $9,065,000 |
| Other Non Interest Expense | $73,838,000 | $37,944,000 | $27,505,000 | $21,565,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $218,770,000 | $320,386,000 | $279,234,000 | $219,721,000 |
| Net Interest Income | $517,059,000 | $522,620,000 | $448,071,000 | $318,551,000 |
| Interest Income | $1,200,851,000 | $1,302,720,000 | $1,077,798,000 | $480,833,000 |
| Normalized Income | $218,770,000 | $320,386,000 | $279,234,000 | $219,721,000 |
| Net Income From Continuing And Discontinued Operation | $218,770,000 | $320,386,000 | $279,234,000 | $219,721,000 |
| Net Income Common Stockholders | $173,552,000 | $283,654,000 | $244,564,000 | $193,738,000 |
| Net Income | $218,770,000 | $320,386,000 | $279,234,000 | $219,721,000 |
| Net Income Including Noncontrolling Interests | $218,770,000 | $320,386,000 | $279,234,000 | $219,721,000 |
| Net Income Continuous Operations | $218,770,000 | $320,386,000 | $279,234,000 | $219,721,000 |
| Pretax Income | $263,800,000 | $422,642,000 | $347,907,000 | $291,142,000 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $3,465,000 | $3,014,000 | $2,852,000 | $2,485,000 |
| Diluted NI Availto Com Stockholders | $173,552,000 | $283,654,000 | $244,564,000 | $193,738,000 |
| Otherunder Preferred Stock Dividend | $4,156,000 | $1,823,000 | - | - |
| Preferred Stock Dividends | $41,062,000 | $34,909,000 | $34,670,000 | $25,983,000 |
| Tax Provision | $45,030,000 | $102,256,000 | $68,673,000 | $71,421,000 |
| Gain On Sale Of Security | $0 | $-108,000 | $0 | $0 |
| Selling General And Administration | $198,308,000 | $156,881,000 | $121,763,000 | $92,548,000 |
| Insurance And Claims | $31,796,000 | $26,158,000 | $13,582,000 | $3,463,000 |
| Salaries And Wages | $166,512,000 | $130,723,000 | $108,181,000 | $89,085,000 |
| Occupancy And Equipment | $10,680,000 | $8,991,000 | $9,220,000 | $8,169,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-17
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,055,225,000 | $2,045,302,000 | $1,526,040,000 | $1,296,460,000 |
| Total Assets | $19,448,943,000 | $18,805,732,000 | $16,952,516,000 | $12,615,227,000 |
| Goodwill And Other Intangible Assets | $225,534,000 | $198,008,000 | $175,044,000 | $163,279,000 |
| Other Intangible Assets | $217,520,000 | $189,994,000 | $159,199,000 | $147,434,000 |
| Receivables | $81,807,000 | $83,409,000 | $91,346,000 | $56,262,000 |
| Accounts Receivable | $81,807,000 | $83,409,000 | $91,346,000 | $56,262,000 |
| Cash And Cash Equivalents | $212,202,000 | $476,610,000 | $584,422,000 | $226,164,000 |
| Cash Financial | $15,844,000 | $10,989,000 | $15,592,000 | $22,170,000 |
| Cash Cash Equivalents And Federal Funds Sold | $213,722,000 | $478,169,000 | $587,771,000 | $229,628,000 |
| Debt | ||||
| Net Debt | $3,630,390,000 | $3,859,512,000 | $379,705,000 | $684,228,000 |
| Total Debt | $3,842,592,000 | $4,336,122,000 | $964,127,000 | $910,392,000 |
| Long Term Debt And Capital Lease Obligation | $3,842,592,000 | $4,336,122,000 | $964,127,000 | $910,392,000 |
| Long Term Debt | $3,842,592,000 | $4,336,122,000 | $964,127,000 | $910,392,000 |
| Current Debt And Capital Lease Obligation | - | - | - | $30,000,000 |
| Current Debt | - | - | - | $30,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $17,168,184,000 | $16,562,422,000 | $15,251,432,000 | $11,155,488,000 |
| Non Current Deferred Liabilities | $33,900,000 | $25,289,000 | $19,923,000 | $19,613,000 |
| Non Current Deferred Taxes Liabilities | $33,900,000 | $25,289,000 | $19,923,000 | $19,613,000 |
| Equity | ||||
| Common Stock Equity | $1,729,468,000 | $1,571,175,000 | $1,201,476,000 | $960,131,000 |
| Preferred Stock Equity | $551,291,000 | $672,135,000 | $499,608,000 | $499,608,000 |
| Total Equity Gross Minority Interest | $2,280,759,000 | $2,243,310,000 | $1,701,084,000 | $1,459,739,000 |
| Stockholders Equity | $2,280,759,000 | $2,243,310,000 | $1,701,084,000 | $1,459,739,000 |
| Gains Losses Not Affecting Retained Earnings | $-33,000 | $-133,000 | $-2,488,000 | $-10,521,000 |
| Other Equity Adjustments | $-33,000 | $-133,000 | $-2,488,000 | $-10,521,000 |
| Retained Earnings | $1,486,191,000 | $1,330,995,000 | $1,063,599,000 | $832,871,000 |
| Other | ||||
| Preferred Shares Number | $13,547,233 | $18,547,233 | $20,629,033 | $20,629,040 |
| Ordinary Shares Number | $45,893,172 | $45,767,166 | $43,242,928 | $43,113,127 |
| Share Issued | $45,893,172 | $45,767,166 | $43,242,928 | $43,113,127 |
| Tangible Book Value | $1,503,934,000 | $1,373,167,000 | $1,026,432,000 | $796,852,000 |
| Invested Capital | $5,572,060,000 | $5,907,297,000 | $2,165,603,000 | $1,870,523,000 |
| Total Capitalization | $6,123,351,000 | $6,579,432,000 | $2,665,211,000 | $2,370,131,000 |
| Capital Stock | $794,601,000 | $912,448,000 | $639,973,000 | $637,389,000 |
| Common Stock | $243,310,000 | $240,313,000 | $140,365,000 | $137,781,000 |
| Preferred Stock | $551,291,000 | $672,135,000 | $499,608,000 | $499,608,000 |
| Investments And Advances | $3,028,811,000 | $3,072,942,000 | $2,428,503,000 | $1,596,609,000 |
| Held To Maturity Securities | $1,543,659,000 | $1,664,686,000 | $1,204,217,000 | $1,119,078,000 |
| Available For Sale Securities | $824,990,000 | $428,206,000 | $110,599,000 | $154,194,000 |
| Goodwill | $8,014,000 | $8,014,000 | $15,845,000 | $15,845,000 |
| Net PPE | $73,929,000 | $58,617,000 | $42,342,000 | $35,438,000 |
| Accumulated Depreciation | $-16,349,000 | $-13,404,000 | $-11,210,000 | $-8,729,000 |
| Gross PPE | $90,278,000 | $72,021,000 | $53,552,000 | $44,167,000 |
| Leases | $1,084,000 | $1,017,000 | $352,000 | $310,000 |
| Construction In Progress | $3,731,000 | $20,453,000 | $2,489,000 | $0 |
| Machinery Furniture Equipment | $19,152,000 | $14,335,000 | $13,321,000 | $10,500,000 |
| Buildings And Improvements | $58,295,000 | $28,200,000 | $29,291,000 | $29,661,000 |
| Land And Improvements | $8,016,000 | $8,016,000 | $8,099,000 | $3,696,000 |
| Other Short Term Investments | $660,162,000 | $980,050,000 | $1,113,687,000 | $323,337,000 |
| Treasury Shares Number | - | - | $0 | - |
| Line Of Credit | - | - | - | $30,000,000 |
Fetched: 2026-06-17
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-376,671,000 | $-853,669,000 | $-363,930,000 | $966,956,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-341,248,000 | $-835,278,000 | $-356,402,000 | $975,774,000 |
| Cash Flow From Continuing Operating Activities | $-341,248,000 | $-835,278,000 | $-356,402,000 | $975,774,000 |
| Operating Gains Losses | $-85,362,000 | $-62,167,000 | $-48,183,000 | $-64,150,000 |
| Investing Activities | ||||
| Capital Expenditure | $-35,423,000 | $-18,391,000 | $-7,528,000 | $-8,818,000 |
| Investing Cash Flow | $-195,671,000 | $-874,275,000 | $-3,260,081,000 | $-2,862,851,000 |
| Cash Flow From Continuing Investing Activities | $-195,671,000 | $-874,275,000 | $-3,260,081,000 | $-2,862,851,000 |
| Net Other Investing Changes | $-684,000 | $-128,987,000 | $-7,511,000 | $-5,147,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $-177,044,000 | $0 | $-3,935,000 |
| Issuance Of Capital Stock | $0 | $320,403,000 | $0 | $137,459,000 |
| Financing Cash Flow | $272,511,000 | $1,601,741,000 | $3,974,741,000 | $1,080,627,000 |
| Cash Flow From Continuing Financing Activities | $272,511,000 | $1,601,741,000 | $3,974,741,000 | $1,080,627,000 |
| Cash Dividends Paid | $-59,418,000 | $-51,167,000 | $-48,506,000 | $-38,067,000 |
| Net Preferred Stock Issuance | $0 | $45,704,000 | $0 | $137,459,000 |
| Preferred Stock Issuance | $0 | $222,748,000 | $0 | $137,459,000 |
| Net Common Stock Issuance | $0 | $97,655,000 | $0 | $-3,935,000 |
| Common Stock Issuance | $0 | $97,655,000 | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-324,121,309,000 | $-162,902,559,000 | $-95,755,655,000 | $-65,885,100,000 |
| Issuance Of Debt | $323,574,587,000 | $166,323,756,000 | $95,788,787,000 | $65,781,538,000 |
| Interest Paid Supplemental Data | $692,922,000 | $789,047,000 | $609,689,000 | $140,365,000 |
| Income Tax Paid Supplemental Data | $47,636,000 | $79,578,000 | $67,388,000 | $66,508,000 |
| End Cash Position | $212,202,000 | $476,610,000 | $584,422,000 | $226,164,000 |
| Beginning Cash Position | $476,610,000 | $584,422,000 | $226,164,000 | $1,032,614,000 |
| Changes In Cash | $-264,408,000 | $-107,812,000 | $358,258,000 | $-806,450,000 |
| Preferred Stock Payments | $0 | $-177,044,000 | $0 | $0 |
| Net Issuance Payments Of Debt | $-546,722,000 | $3,421,197,000 | $33,132,000 | $-103,562,000 |
| Net Long Term Debt Issuance | $-546,722,000 | $3,421,197,000 | $33,132,000 | $-103,562,000 |
| Long Term Debt Payments | $-324,121,309,000 | $-162,902,559,000 | $-95,755,655,000 | $-65,885,100,000 |
| Long Term Debt Issuance | $323,574,587,000 | $166,323,756,000 | $95,788,787,000 | $65,781,538,000 |
| Net Investment Purchase And Sale | $218,819,000 | $143,963,000 | $-904,657,000 | $-1,159,498,000 |
| Sale Of Investment | $1,251,725,000 | $1,136,770,000 | $699,247,000 | $159,082,000 |
| Purchase Of Investment | $-1,032,906,000 | $-992,807,000 | $-1,603,904,000 | $-1,318,580,000 |
| Net Business Purchase And Sale | $0 | $-170,594,000 | $0 | $0 |
| Purchase Of Business | $0 | $-170,594,000 | $0 | $0 |
| Net Intangibles Purchase And Sale | $-14,482,000 | $0 | $0 | $-2,057,000 |
| Purchase Of Intangibles | $-14,482,000 | $0 | $0 | $-2,057,000 |
| Net PPE Purchase And Sale | $-20,941,000 | $-18,391,000 | $-7,528,000 | $-6,761,000 |
| Purchase Of PPE | $-20,941,000 | $-18,391,000 | $-7,528,000 | $-6,761,000 |
| Change In Working Capital | $-220,548,000 | $-351,369,000 | $-70,000 | $398,559,000 |
| Change In Other Current Liabilities | $3,007,000 | $-12,981,000 | $41,516,000 | $20,778,000 |
| Change In Other Current Assets | $-31,667,000 | $-20,781,000 | $-85,181,000 | $-37,264,000 |
| Other Non Cash Items | $-383,105,000 | $-774,050,000 | $-628,024,000 | $397,133,000 |
| Deferred Tax | $7,778,000 | $4,630,000 | $-2,442,000 | $4,731,000 |
| Deferred Income Tax | $7,778,000 | $4,630,000 | $-2,442,000 | $4,731,000 |
| Depreciation Amortization Depletion | $3,465,000 | $3,014,000 | $2,852,000 | $2,485,000 |
| Depreciation And Amortization | $3,465,000 | $3,014,000 | $2,852,000 | $2,485,000 |
| Depreciation | $3,465,000 | $3,014,000 | $2,852,000 | $2,485,000 |
| Gain Loss On Investment Securities | $0 | $108,000 | $0 | $0 |
| Net Income From Continuing Operations | $218,770,000 | $320,386,000 | $279,234,000 | $219,721,000 |
| Common Stock Payments | - | $0 | $0 | $-3,935,000 |
| Sale Of Intangibles | - | - | $0 | $0 |
Fetched: 2026-06-17