MCHB
Mechanics Bancorp
Price Chart
Latest Quote
$15.67
+0.36 (+2.35%)
Current Price
| Previous Close | $15.31 |
| Open | $15.31 |
| Day High | $15.68 |
| Day Low | $15.29 |
| Volume | 443,515 |
Stock Information
| Quarterly Dividend / Yield | $1.31 / 8.35% |
| Shares Outstanding | 220.29M |
| Quarterly Dividend Yield | 8.35% |
| Quarterly Dividend | $1.31 |
| Total Debt | $219.63M |
| Cash Equivalents | $536.85M |
| Revenue | $687.87M |
| Net Income | $266.04M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $3.47B |
| EPS (TTM) | $-680.31 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $3.15B |
| Sales | $687.87M |
| Income | $266.04M |
| Book/sh | $12.61 |
| Cash/sh | $2.44 |
| Employees | 2K |
Financial Ratios
| EPS Growth TTM | 0.70% |
Returns & Margins
| ROA | 1.40% |
| ROE | 10.30% |
| Operating Margin | 40.18% |
| Profit Margin | 38.68% |
Ownership
| Insider Ownership | 82.09% |
| Institutional Ownership | 12.74% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 12.95 |
| P/S | 5.04 |
| P/B | 1.24 |
Analyst Data
| Recommendation | none |
| Target Price | $16.50 |
Technical Indicators
| SMA20 | $14.90 |
| SMA50 | $14.51 |
| SMA200 | $13.55 |
| RSI | 73.65 |
| ATR | 0.4036 |
| Shares Float | 39.14M |
| Short Float | 10.60% |
| Short Ratio | 8.80 |
| Volatility | 0.16 |
| Rel Volume | 0.91 |
Performance History
| Week | +4.75% |
| Month | +10.74% |
| Quarter | +12.52% |
| 6 Months | +19.24% |
| YTD | +14.70% |
| Year | +35.96% |
| 3 Years | +167.65% |
| 5 Years | -56.09% |
| 10 Years | +4.77% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $15.67 | 443,700 |
| 2026-06-23 | $15.31 | 514,900 |
| 2026-06-22 | $14.89 | 431,300 |
| 2026-06-18 | $14.66 | 738,000 |
| 2026-06-17 | $14.65 | 518,500 |
| 2026-06-16 | $14.96 | 448,300 |
| 2026-06-15 | $15.05 | 453,400 |
| 2026-06-12 | $15.43 | 454,800 |
| 2026-06-11 | $15.17 | 805,100 |
| 2026-06-10 | $15.10 | 537,500 |
| 2026-06-09 | $15.05 | 477,300 |
| 2026-06-08 | $15.03 | 378,100 |
| 2026-06-05 | $14.99 | 391,500 |
| 2026-06-04 | $14.91 | 465,800 |
| 2026-06-03 | $14.27 | 436,400 |
| 2026-06-02 | $14.73 | 511,400 |
| 2026-06-01 | $14.40 | 379,700 |
| 2026-05-29 | $14.72 | 577,700 |
| 2026-05-28 | $14.51 | 407,700 |
| 2026-05-27 | $14.42 | 349,900 |
| 2026-05-26 | $14.39 | 509,000 |
About Mechanics Bancorp
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
đ° Latest News
Is Mechanics Bancorp (MCHB) One of the Ultra-High Dividend Stocks to Buy for Income Investors?
Insider Monkey âĸ 2026-06-22T03:35:02Z
Assessing Mechanics Bancorp (MCHB) Valuation After Recent Share Price Weakness
Simply Wall St. âĸ 2026-05-11T05:08:16Z
Mechanics Bancorp (MCHB) Q1 2026 Earnings Call Highlights: Strong Core Net Income and Strategic ...
GuruFocus.com âĸ 2026-05-01T07:16:32ZMechanics Bank Q1 2026 Earnings Call Summary
Moby âĸ 2026-05-01T00:47:06Z
Mechanics Bank Trust Dumps $16.8 MIllion Worth of Mechanics Bancorp Shares -- What Investors Should Know
Motley Fool âĸ 2026-04-10T15:58:17Z
CB Financial Services And Two Other Dividend Stocks To Consider
Simply Wall St. âĸ 2026-04-03T11:31:43Z
What Investors Should Know About This $5 Million Mechanics Bancorp Stock Sale
Motley Fool âĸ 2026-02-20T01:01:10Z
Assessing Mechanics Bancorp (MCHB) Valuation After Strong MultiâYear Shareholder Returns
Simply Wall St. âĸ 2026-01-31T14:41:36Z
Mechanics Bancorp (MCHB) Q4 2025 Earnings Call Highlights: Strong Core Net Income and Strategic ...
GuruFocus.com âĸ 2026-01-30T23:00:30ZMechanics Bank: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-30T11:06:32Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $663,163,000 | $379,245,000 | - | $694,967,117 |
| Operating Revenue | $663,163,000 | $379,245,000 | - | $694,967,117 |
| Expenses | ||||
| Interest Expense | $226,046,000 | $216,549,000 | - | - |
| Selling And Marketing Expense | $3,131,000 | $3,269,000 | - | - |
| General And Administrative Expense | $228,318,000 | $205,798,000 | - | - |
| Professional Expense And Contract Services Expense | $23,199,000 | $21,374,000 | - | - |
| Other Non Interest Expense | $56,362,000 | $46,244,000 | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $265,739,000 | $28,999,000 | - | - |
| Net Interest Income | $585,718,000 | $519,169,000 | - | - |
| Interest Income | $811,764,000 | $735,718,000 | - | $651,071,649 |
| Normalized Income | $206,562,072 | $28,345,858 | - | - |
| Net Income From Continuing And Discontinued Operation | $265,739,000 | $28,999,000 | - | - |
| Net Income Common Stockholders | $265,739,000 | $28,999,000 | - | - |
| Net Income | $265,739,000 | $28,999,000 | - | - |
| Net Income Including Noncontrolling Interests | $265,739,000 | $28,999,000 | - | - |
| Net Income Continuous Operations | $265,739,000 | $28,999,000 | - | - |
| Pretax Income | $319,550,000 | $35,697,000 | - | - |
| Special Income Charges | $71,160,000 | $804,000 | - | - |
| Depreciation Amortization Depletion Income Statement | $17,134,000 | $13,447,000 | - | - |
| Depreciation And Amortization In Income Statement | $17,134,000 | $13,447,000 | - | - |
| Amortization Of Intangibles Income Statement | $17,134,000 | $13,447,000 | - | - |
| Per Share | ||||
| Diluted EPS | $1.27 | $451.49 | $3143.85 | - |
| Basic EPS | $1.27 | $451.49 | $3143.85 | - |
| Other | ||||
| Tax Effect Of Unusual Items | $11,983,072 | $150,858 | - | - |
| Tax Rate For Calcs | $0 | $0 | - | - |
| Total Unusual Items | $71,160,000 | $804,000 | - | - |
| Total Unusual Items Excluding Goodwill | $71,160,000 | $804,000 | - | - |
| Reconciled Depreciation | $27,754,000 | $22,824,000 | - | - |
| Diluted Average Shares | $208,731,602 | $64,230 | $64,225 | - |
| Basic Average Shares | $208,626,916 | $64,230 | $64,225 | - |
| Diluted NI Availto Com Stockholders | $265,739,000 | $28,999,000 | - | - |
| Tax Provision | $53,811,000 | $6,698,000 | - | - |
| Other Special Charges | $100,000 | $-804,000 | - | - |
| Restructuring And Mergern Acquisition | $-72,095,000 | $0 | - | - |
| Gain On Sale Of Security | $4,568,000 | $-207,203,000 | - | - |
| Amortization | $17,134,000 | $13,447,000 | - | - |
| Selling General And Administration | $231,449,000 | $209,067,000 | - | - |
| Insurance And Claims | $8,999,000 | $14,625,000 | - | - |
| Salaries And Wages | $219,319,000 | $191,173,000 | - | - |
| Occupancy And Equipment | $67,113,000 | $55,727,000 | - | - |
Fetched: 2026-06-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,720,747,000 | $1,419,819,000 | - | - |
| Total Assets | $22,351,475,000 | $16,490,112,000 | - | - |
| Goodwill And Other Intangible Assets | $1,141,628,000 | $882,049,000 | - | - |
| Other Intangible Assets | $298,323,000 | $38,744,000 | - | - |
| Cash And Cash Equivalents | $1,029,983,000 | $999,711,000 | - | - |
| Cash Cash Equivalents And Federal Funds Sold | $1,029,983,000 | $999,711,000 | - | - |
| Debt | ||||
| Total Debt | $278,808,000 | $56,094,000 | - | - |
| Long Term Debt And Capital Lease Obligation | $278,808,000 | $56,094,000 | - | - |
| Long Term Debt | $192,014,000 | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $19,489,100,000 | $14,188,244,000 | - | - |
| Equity | ||||
| Common Stock Equity | $2,862,375,000 | $2,301,868,000 | - | - |
| Total Equity Gross Minority Interest | $2,862,375,000 | $2,301,868,000 | - | - |
| Stockholders Equity | $2,862,375,000 | $2,301,868,000 | - | - |
| Gains Losses Not Affecting Retained Earnings | $3,487,000 | $-59,766,000 | - | - |
| Other Equity Adjustments | $3,487,000 | $-59,766,000 | $-191,793,467 | $-241,779,773 |
| Retained Earnings | $456,695,000 | $239,517,000 | - | - |
| Other | ||||
| Ordinary Shares Number | $221,305,009 | - | - | - |
| Share Issued | $221,305,009 | - | - | - |
| Tangible Book Value | $1,720,747,000 | $1,419,819,000 | - | - |
| Invested Capital | $3,054,389,000 | - | - | - |
| Capital Lease Obligations | $86,794,000 | $56,094,000 | - | - |
| Total Capitalization | $3,054,389,000 | - | - | - |
| Capital Stock | $2,402,193,000 | $2,122,117,000 | - | - |
| Common Stock | $2,402,193,000 | $2,122,117,000 | - | - |
| Long Term Capital Lease Obligation | $86,794,000 | $56,094,000 | - | - |
| Investments And Advances | $5,379,535,000 | $4,505,745,000 | - | - |
| Held To Maturity Securities | $1,333,132,000 | $1,440,494,000 | - | - |
| Available For Sale Securities | $3,989,896,000 | - | - | - |
| Trading Securities | $49,518,000 | $0 | - | - |
| Goodwill | $843,305,000 | $843,305,000 | - | - |
| Net PPE | $225,971,000 | $170,907,000 | - | - |
| Accumulated Depreciation | $-165,425,000 | $-65,471,000 | - | - |
| Gross PPE | $391,396,000 | $236,378,000 | - | - |
| Leases | $63,367,000 | $26,337,000 | - | - |
| Other Properties | $82,076,000 | $53,545,000 | - | - |
| Machinery Furniture Equipment | $96,927,000 | $38,263,000 | - | - |
| Buildings And Improvements | $86,253,000 | $66,082,000 | - | - |
| Land And Improvements | $62,773,000 | $52,151,000 | - | - |
| Other Short Term Investments | $6,989,000 | $3,065,251,000 | $2,345,217,505 | $2,666,813,844 |
Fetched: 2026-06-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $187,079,000 | $285,892,000 | $259,135,000 | $308,697,000 |
| Operating Activities | ||||
| Operating Cash Flow | $193,592,000 | $292,264,000 | $266,001,000 | $318,182,000 |
| Cash Flow From Continuing Operating Activities | $193,592,000 | $292,264,000 | $266,001,000 | $318,182,000 |
| Operating Gains Losses | $-5,364,000 | $206,345,000 | $1,854,000 | $12,725,000 |
| Investing Activities | ||||
| Capital Expenditure | $-6,513,000 | $-6,372,000 | $-6,866,000 | $-9,485,000 |
| Investing Cash Flow | $1,545,603,000 | $476,208,000 | $1,673,387,000 | $258,059,000 |
| Cash Flow From Continuing Investing Activities | $1,545,603,000 | $476,208,000 | $1,673,387,000 | $258,059,000 |
| Net Other Investing Changes | $69,957,000 | $3,901,000 | $28,561,000 | $689,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-1,708,923,000 | $-1,226,330,000 | $-813,446,000 | $-1,245,912,000 |
| Cash Flow From Continuing Financing Activities | $-1,708,923,000 | $-1,226,330,000 | $-813,446,000 | $-1,245,912,000 |
| Cash Dividends Paid | $-48,561,000 | $-94,992,000 | $-105,838,000 | $-235,038,000 |
| Common Stock Dividend Paid | $-48,561,000 | $-94,992,000 | - | - |
| Other | ||||
| Repayment Of Debt | $-1,000,000,000 | $-775,000,000 | $0 | $0 |
| Interest Paid Supplemental Data | $220,830,000 | $217,388,000 | $150,514,000 | $19,618,000 |
| Income Tax Paid Supplemental Data | $31,385,000 | $3,555,000 | $58,456,000 | $77,256,000 |
| End Cash Position | $1,029,983,000 | $999,711,000 | $1,457,569,000 | $331,627,000 |
| Beginning Cash Position | $999,711,000 | $1,457,569,000 | $331,627,000 | $1,001,298,000 |
| Changes In Cash | $30,272,000 | $-457,858,000 | $1,125,942,000 | $-669,671,000 |
| Net Issuance Payments Of Debt | $-1,000,000,000 | - | $750,000,000 | $0 |
| Net Long Term Debt Issuance | $-1,000,000,000 | - | $750,000,000 | $0 |
| Long Term Debt Payments | $-1,000,000,000 | $-775,000,000 | $0 | $0 |
| Net Investment Purchase And Sale | $244,060,000 | $-597,449,000 | $478,152,000 | $1,363,321,000 |
| Sale Of Investment | $1,451,719,000 | $2,061,162,000 | $478,152,000 | $1,437,191,000 |
| Purchase Of Investment | $-1,207,659,000 | $-2,658,611,000 | $0 | $-73,870,000 |
| Net Business Purchase And Sale | $156,890,000 | $0 | - | - |
| Sale Of Business | $156,890,000 | $0 | - | - |
| Net PPE Purchase And Sale | $-5,626,000 | $-3,751,000 | $-4,372,000 | $-8,224,000 |
| Sale Of PPE | $887,000 | $2,621,000 | $2,494,000 | $1,261,000 |
| Purchase Of PPE | $-6,513,000 | $-6,372,000 | $-6,866,000 | $-9,485,000 |
| Change In Working Capital | $-16,416,000 | $1,239,000 | $-7,037,000 | $-20,956,000 |
| Change In Payables And Accrued Expense | $-93,757,000 | $10,388,000 | $6,964,000 | $-8,834,000 |
| Change In Payable | $-93,757,000 | $10,388,000 | $6,964,000 | $-8,834,000 |
| Change In Account Payable | $-93,757,000 | $10,388,000 | $6,964,000 | $-8,834,000 |
| Change In Receivables | $77,341,000 | $-9,149,000 | $-14,001,000 | $-12,122,000 |
| Changes In Account Receivables | $77,341,000 | $-9,149,000 | $-14,001,000 | $-12,122,000 |
| Other Non Cash Items | $-107,380,000 | $-1,048,000 | $18,764,000 | $32,442,000 |
| Stock Based Compensation | $5,592,000 | $4,592,000 | $239,000 | $102,000 |
| Amortization Of Securities | $1,384,000 | $6,747,000 | $16,325,000 | $23,415,000 |
| Deferred Tax | $11,011,000 | $9,230,000 | $13,601,000 | $5,343,000 |
| Deferred Income Tax | $11,011,000 | $9,230,000 | $13,601,000 | $5,343,000 |
| Depreciation Amortization Depletion | $27,754,000 | $22,824,000 | $27,991,000 | $31,663,000 |
| Depreciation And Amortization | $27,754,000 | $22,824,000 | $27,991,000 | $31,663,000 |
| Amortization Cash Flow | $17,134,000 | $13,447,000 | $17,319,000 | $20,667,000 |
| Amortization Of Intangibles | $17,134,000 | $13,447,000 | $17,319,000 | $20,667,000 |
| Depreciation | $10,620,000 | $9,377,000 | $10,672,000 | $10,996,000 |
| Gain Loss On Investment Securities | $-3,975,000 | $207,203,000 | $0 | $11,230,000 |
| Gain Loss On Sale Of PPE | $100,000 | $-804,000 | $-605,000 | $120,000 |
| Net Income From Continuing Operations | $265,739,000 | $28,999,000 | $201,914,000 | $216,582,000 |
| Issuance Of Debt | - | - | $750,000,000 | - |
| Long Term Debt Issuance | - | - | $750,000,000 | - |
| Net Investment Properties Purchase And Sale | - | - | $223,000 | $581,000 |
| Sale Of Investment Properties | - | - | $223,000 | $581,000 |
Fetched: 2026-06-20