MGYR
Magyar Bancorp, Inc.
Price Chart
Latest Quote
$18.00
+0.24 (+1.35%)
Current Price
| Previous Close | $17.76 |
| Open | $18.07 |
| Day High | $18.07 |
| Day Low | $18.00 |
| Volume | 1,044 |
Stock Information
| Quarterly Dividend / Yield | $0.40 / 2.23% |
| Shares Outstanding | 6.46M |
| Quarterly Dividend Yield | 2.23% |
| Quarterly Dividend | $0.40 |
| Total Debt | $51.51M |
| Cash Equivalents | $48.24M |
| Revenue | $37.16M |
| Net Income | $11.16M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $116.33M |
| P/E Ratio | 10.11 |
| EPS (TTM) | $1.78 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $118.95M |
| Sales | $37.16M |
| Income | $11.16M |
| Book/sh | $19.19 |
| Cash/sh | $7.46 |
| Employees | 91 |
Financial Ratios
| EPS Growth TTM | 13.00% |
Returns & Margins
| ROA | 1.07% |
| ROE | 9.36% |
| Operating Margin | 44.62% |
| Profit Margin | 30.03% |
Ownership
| Insider Ownership | 16.36% |
| Institutional Ownership | 31.33% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 3.13 |
| P/B | 0.94 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $17.32 |
| SMA50 | $17.43 |
| SMA200 | $17.21 |
| RSI | 64.81 |
| ATR | 0.2407 |
| Shares Float | 5.81M |
| Short Float | 0.12% |
| Short Ratio | 3.37 |
| Volatility | 0.23 |
| Rel Volume | 0.29 |
Performance History
| Week | +4.05% |
| Month | +3.15% |
| Quarter | +9.46% |
| 6 Months | +2.56% |
| YTD | +3.79% |
| Year | +11.04% |
| 3 Years | +74.01% |
| 5 Years | +80.90% |
| 10 Years | +139.10% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $18.00 | 1,044 |
| 2026-06-23 | $17.90 | 1,800 |
| 2026-06-22 | $17.76 | 900 |
| 2026-06-18 | $18.15 | 20,200 |
| 2026-06-17 | $17.20 | 2,600 |
| 2026-06-16 | $17.30 | 300 |
| 2026-06-15 | $17.10 | 1,300 |
| 2026-06-12 | $17.05 | 2,200 |
| 2026-06-11 | $17.11 | 1,100 |
| 2026-06-10 | $17.06 | 3,000 |
| 2026-06-09 | $17.25 | 1,700 |
| 2026-06-08 | $16.96 | 15,500 |
| 2026-06-05 | $17.05 | 4,300 |
| 2026-06-04 | $17.23 | 700 |
| 2026-06-03 | $17.15 | 1,400 |
| 2026-06-02 | $17.23 | 1,900 |
| 2026-06-01 | $17.40 | 2,000 |
| 2026-05-29 | $17.30 | 2,700 |
| 2026-05-28 | $16.97 | 8,200 |
| 2026-05-27 | $17.30 | 0 |
| 2026-05-26 | $17.30 | 3,300 |
About Magyar Bancorp, Inc.
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company provides one-to four-family residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
đ° Latest News
Do Magyar Bancorp's (NASDAQ:MGYR) Earnings Warrant Your Attention?
Simply Wall St. âĸ 2026-05-01T19:37:04Z
Magyar Bancorp, Inc. (NASDAQ:MGYR) Looks Interesting, And It's About To Pay A Dividend
Simply Wall St. âĸ 2026-02-09T18:56:38Z
Those who invested in Magyar Bancorp (NASDAQ:MGYR) five years ago are up 117%
Simply Wall St. âĸ 2026-01-29T14:31:43Z
While institutions own 34% of Magyar Bancorp, Inc. (NASDAQ:MGYR), individual investors are its largest shareholders with 55% ownership
Simply Wall St. âĸ 2025-11-13T14:44:30Z
Should You Be Adding Magyar Bancorp (NASDAQ:MGYR) To Your Watchlist Today?
Simply Wall St. âĸ 2025-09-25T11:25:08Z
Magyar Bancorp (NASDAQ:MGYR) shareholders have earned a 23% CAGR over the last five years
Simply Wall St. âĸ 2025-08-22T14:05:54Z
Magyar Bancorp Third Quarter 2025 Earnings: EPS: US$0.40 (vs US$0.27 in 3Q 2024)
Simply Wall St. âĸ 2025-07-26T13:34:16Z
Period:
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Income Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $35,609,000 | $31,527,000 | $30,407,000 | $29,734,000 |
| Operating Revenue | $35,609,000 | $31,527,000 | $30,407,000 | $29,734,000 |
| Expenses | ||||
| Interest Expense | $22,810,000 | $20,597,000 | $10,334,000 | $2,484,000 |
| Selling And Marketing Expense | $438,000 | $402,000 | $366,000 | $447,000 |
| General And Administrative Expense | $13,954,000 | $13,033,000 | $12,258,000 | $11,245,000 |
| Other Non Interest Expense | $2,838,000 | $2,893,000 | $2,728,000 | $2,491,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Net Interest Income | $31,896,000 | $27,974,000 | $27,734,000 | $27,019,000 |
| Interest Income | $54,706,000 | $48,571,000 | $38,068,000 | $29,503,000 |
| Normalized Income | $9,598,146 | $6,825,901 | $7,702,538 | $7,871,497 |
| Net Income From Continuing And Discontinued Operation | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Net Income Common Stockholders | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Net Income | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Net Income Including Noncontrolling Interests | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Net Income Continuous Operations | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Pretax Income | $13,809,000 | $11,100,000 | $10,741,000 | $11,169,000 |
| Special Income Charges | $0 | $60,000 | $9,000 | - |
| Per Share | ||||
| Diluted EPS | $1.56 | $1.23 | $1.20 | $1.17 |
| Basic EPS | $1.57 | $1.23 | $1.20 | $1.17 |
| Other | ||||
| Tax Effect Of Unusual Items | $67,146 | $407,901 | $2,538 | $19,497 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $229,000 | $1,365,000 | $9,000 | $67,000 |
| Total Unusual Items Excluding Goodwill | $229,000 | $1,365,000 | $9,000 | $67,000 |
| Reconciled Depreciation | $937,000 | $890,000 | $840,000 | $839,000 |
| Diluted Average Shares | $6,256,410 | $6,327,642 | $6,424,167 | $6,768,376 |
| Basic Average Shares | $6,216,561 | $6,327,642 | $6,424,167 | $6,768,376 |
| Diluted NI Availto Com Stockholders | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Tax Provision | $4,049,000 | $3,317,000 | $3,032,000 | $3,250,000 |
| Selling General And Administration | $14,392,000 | $13,435,000 | $12,624,000 | $11,692,000 |
| Insurance And Claims | $451,000 | $421,000 | $340,000 | $215,000 |
| Salaries And Wages | $13,503,000 | $12,612,000 | $11,918,000 | $11,030,000 |
| Occupancy And Equipment | $3,463,000 | $3,275,000 | $3,187,000 | $3,016,000 |
| Other Special Charges | - | $-60,000 | $-9,000 | - |
| Other Gand A | - | - | - | $556,000 |
| Gain On Sale Of Security | - | - | - | - |
Fetched: 2026-06-23
Balance Sheet (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $118,842,000 | $110,548,000 | $104,790,000 | $98,502,000 |
| Total Assets | $997,660,000 | $951,918,000 | $907,292,000 | $798,543,000 |
| Receivables | $5,798,000 | $5,056,000 | $4,337,000 | $3,478,000 |
| Accounts Receivable | $5,798,000 | $5,056,000 | $4,337,000 | $3,478,000 |
| Cash And Cash Equivalents | $7,086,000 | $25,596,000 | $72,532,000 | $30,936,000 |
| Cash Financial | $1,430,000 | $1,577,000 | $3,179,000 | $2,869,000 |
| Cash Cash Equivalents And Federal Funds Sold | $7,086,000 | $25,596,000 | $72,532,000 | $30,936,000 |
| Debt | ||||
| Net Debt | $41,968,000 | $2,972,000 | - | - |
| Total Debt | $49,054,000 | $28,568,000 | $29,515,000 | $15,625,000 |
| Long Term Debt And Capital Lease Obligation | $49,054,000 | $28,568,000 | $29,515,000 | $15,625,000 |
| Long Term Debt | $49,054,000 | $28,568,000 | $29,515,000 | $15,625,000 |
| Current Debt And Capital Lease Obligation | - | $3,500,000 | $4,384,000 | $4,741,000 |
| Current Debt | - | $3,500,000 | $4,384,000 | $4,741,000 |
| Other Current Borrowings | - | $3,500,000 | $4,384,000 | $4,741,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $878,818,000 | $841,370,000 | $802,502,000 | $700,041,000 |
| Payables And Accrued Expenses | $969,000 | $891,000 | $443,000 | $85,000 |
| Payables | $969,000 | $891,000 | $443,000 | $85,000 |
| Accounts Payable | $969,000 | $891,000 | $443,000 | $85,000 |
| Equity | ||||
| Common Stock Equity | $118,842,000 | $110,548,000 | $104,790,000 | $98,502,000 |
| Total Equity Gross Minority Interest | $118,842,000 | $110,548,000 | $104,790,000 | $98,502,000 |
| Stockholders Equity | $118,842,000 | $110,548,000 | $104,790,000 | $98,502,000 |
| Other Equity Interest | $-2,868,000 | $-2,972,000 | $-3,097,000 | $-3,169,000 |
| Gains Losses Not Affecting Retained Earnings | $-523,000 | $-916,000 | $-1,789,000 | $-2,114,000 |
| Other Equity Adjustments | $-523,000 | $-916,000 | $-1,789,000 | $-2,114,000 |
| Retained Earnings | $66,581,000 | $58,644,000 | $52,166,000 | $45,773,000 |
| Other | ||||
| Treasury Shares Number | $617,797 | $588,467 | $423,641 | $465,693 |
| Ordinary Shares Number | $6,480,028 | $6,509,358 | $6,674,184 | $6,745,128 |
| Share Issued | $7,097,825 | $7,097,825 | $7,097,825 | $7,210,821 |
| Tangible Book Value | $118,842,000 | $110,548,000 | $104,790,000 | $98,502,000 |
| Invested Capital | $167,896,000 | $139,116,000 | $134,305,000 | $114,127,000 |
| Total Capitalization | $167,896,000 | $139,116,000 | $134,305,000 | $114,127,000 |
| Treasury Stock | $7,840,000 | $7,364,000 | $5,362,000 | $5,793,000 |
| Additional Paid In Capital | $63,421,000 | $63,085,000 | $62,801,000 | $63,734,000 |
| Capital Stock | $71,000 | $71,000 | $71,000 | $71,000 |
| Common Stock | $71,000 | $71,000 | $71,000 | $71,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $88,448,000 | $95,432,000 | $95,960,000 | $100,875,000 |
| Held To Maturity Securities | $65,766,000 | $79,816,000 | $85,835,000 | $91,646,000 |
| Available For Sale Securities | $6,787,000 | - | - | - |
| Net PPE | $12,182,000 | $12,545,000 | $13,339,000 | $13,880,000 |
| Accumulated Depreciation | $-18,068,000 | $-17,145,000 | $-16,255,000 | $-15,559,000 |
| Gross PPE | $30,250,000 | $29,690,000 | $29,594,000 | $29,439,000 |
| Machinery Furniture Equipment | $4,425,000 | $4,154,000 | $3,860,000 | $3,762,000 |
| Buildings And Improvements | $22,730,000 | $22,441,000 | $21,923,000 | $21,866,000 |
| Land And Improvements | $3,095,000 | $3,095,000 | $3,811,000 | $3,811,000 |
| Other Short Term Investments | $15,895,000 | $15,616,000 | $10,125,000 | $9,229,000 |
Fetched: 2026-06-23
Cash Flow Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $9,815,000 | $5,506,000 | $8,175,000 | $10,814,000 |
| Operating Activities | ||||
| Operating Cash Flow | $10,389,000 | $6,318,000 | $8,484,000 | $11,201,000 |
| Cash Flow From Continuing Operating Activities | $10,389,000 | $6,318,000 | $8,484,000 | $11,201,000 |
| Operating Gains Losses | $-1,135,000 | $-659,000 | $-574,000 | $-925,000 |
| Investing Activities | ||||
| Capital Expenditure | $-574,000 | $-812,000 | $-309,000 | $-387,000 |
| Investing Cash Flow | $-64,250,000 | $-90,291,000 | $-66,053,000 | $-69,743,000 |
| Cash Flow From Continuing Investing Activities | $-64,250,000 | $-90,291,000 | $-66,053,000 | $-69,743,000 |
| Net Other Investing Changes | $5,715,000 | $-3,886,000 | $-886,000 | $-2,287,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-844,000 | $-2,374,000 | $-1,217,000 | $-4,551,000 |
| Financing Cash Flow | $35,351,000 | $37,037,000 | $99,165,000 | $14,277,000 |
| Cash Flow From Continuing Financing Activities | $35,351,000 | $37,037,000 | $99,165,000 | $14,277,000 |
| Net Other Financing Charges | $-101,000 | $816,000 | $87,000 | $165,000 |
| Cash Dividends Paid | $-1,823,000 | $-1,679,000 | $-1,315,000 | $-1,427,000 |
| Common Stock Dividend Paid | $-1,823,000 | $-1,679,000 | $-1,315,000 | $-1,427,000 |
| Net Common Stock Issuance | $-844,000 | $-2,374,000 | $-1,217,000 | $-4,551,000 |
| Issuance Of Capital Stock | - | - | - | $0 |
| Common Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-3,500,000 | $-4,384,000 | $-4,741,000 | $-10,731,000 |
| Issuance Of Debt | $23,986,000 | $3,437,000 | $18,631,000 | $3,000,000 |
| Interest Paid Supplemental Data | $22,732,000 | $20,148,000 | $9,977,000 | $2,485,000 |
| Income Tax Paid Supplemental Data | $5,625,000 | $2,870,000 | $3,255,000 | $3,140,000 |
| End Cash Position | $7,086,000 | $25,596,000 | $72,532,000 | $30,936,000 |
| Beginning Cash Position | $25,596,000 | $72,532,000 | $30,936,000 | $75,201,000 |
| Changes In Cash | $-18,510,000 | $-46,936,000 | $41,596,000 | $-44,265,000 |
| Common Stock Payments | $-844,000 | $-2,374,000 | $-1,217,000 | $-4,551,000 |
| Net Issuance Payments Of Debt | $20,486,000 | $-947,000 | $13,890,000 | $-7,731,000 |
| Net Long Term Debt Issuance | $20,486,000 | $-947,000 | $13,890,000 | $-7,731,000 |
| Long Term Debt Payments | $-3,500,000 | $-4,384,000 | $-4,741,000 | $-10,731,000 |
| Long Term Debt Issuance | $23,986,000 | $3,437,000 | $18,631,000 | $3,000,000 |
| Net Investment Purchase And Sale | $7,400,000 | $1,299,000 | $4,731,000 | $-32,223,000 |
| Sale Of Investment | $18,706,000 | $13,780,000 | $11,283,000 | $8,915,000 |
| Purchase Of Investment | $-11,306,000 | $-12,481,000 | $-6,552,000 | $-41,138,000 |
| Net PPE Purchase And Sale | $-574,000 | $-36,000 | $-290,000 | $-387,000 |
| Sale Of PPE | $0 | $776,000 | $19,000 | $0 |
| Purchase Of PPE | $-574,000 | $-812,000 | $-309,000 | $-387,000 |
| Change In Working Capital | $-250,000 | $-1,544,000 | $-375,000 | $2,051,000 |
| Change In Other Current Assets | $1,062,000 | $1,397,000 | $-795,000 | $-1,555,000 |
| Change In Payables And Accrued Expense | $-570,000 | $-2,222,000 | $1,279,000 | $3,551,000 |
| Change In Payable | $-570,000 | $-2,222,000 | $1,279,000 | $3,551,000 |
| Change In Account Payable | $-570,000 | $-2,222,000 | $1,279,000 | $3,551,000 |
| Change In Receivables | $-742,000 | $-719,000 | $-859,000 | $55,000 |
| Changes In Account Receivables | $-742,000 | $-719,000 | $-859,000 | $55,000 |
| Other Non Cash Items | $233,000 | $-1,139,000 | $195,000 | $485,000 |
| Stock Based Compensation | $808,000 | $801,000 | $786,000 | $185,000 |
| Deferred Tax | $-348,000 | $33,000 | $-615,000 | $152,000 |
| Deferred Income Tax | $-348,000 | $33,000 | $-615,000 | $152,000 |
| Depreciation Amortization Depletion | $937,000 | $890,000 | $840,000 | $839,000 |
| Depreciation And Amortization | $937,000 | $890,000 | $840,000 | $839,000 |
| Depreciation | $937,000 | $890,000 | $840,000 | $839,000 |
| Gain Loss On Sale Of PPE | $0 | $-60,000 | $-9,000 | $0 |
| Net Income From Continuing Operations | $9,760,000 | $7,783,000 | $7,709,000 | $7,919,000 |
| Change In Other Working Capital | - | $-433,000 | $-370,000 | $-372,000 |
| Proceeds From Stock Option Exercised | - | - | $0 | $-98,000 |
| Gain Loss On Investment Securities | - | - | - | - |
Fetched: 2026-06-23