MNDO
MIND C.T.I. Ltd
Price Chart
Latest Quote
$1.01
+0.06 (+6.38%)
Current Price
| Previous Close | $0.95 |
| Open | $0.95 |
| Day High | $1.02 |
| Day Low | $0.94 |
| Volume | 168,604 |
Stock Information
| Quarterly Dividend / Yield | $0.22 / 18.33% |
| Shares Outstanding | 20.19M |
| Quarterly Dividend Yield | 18.33% |
| Quarterly Dividend | $0.22 |
| Total Debt | $854K |
| Cash Equivalents | $13.96M |
| Revenue | $19.55M |
| Net Income | $2.98M |
| Sector | Technology |
| Industry | Software - Application |
| Market Cap | $20.42M |
| P/E Ratio | 6.75 |
| EPS (TTM) | $0.15 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $6.21M |
| Sales | $19.55M |
| Income | $2.98M |
| Book/sh | $1.13 |
| Cash/sh | $0.69 |
| Employees | 139 |
Financial Ratios
| Quick Ratio | 3.70 |
| Current Ratio | 3.89 |
| Debt/Eq | 3.61 |
| EPS Growth TTM | 77.10% |
Returns & Margins
| ROA | 5.19% |
| ROE | 13.50% |
| Gross Margin | 51.94% |
| Operating Margin | 18.09% |
| Profit Margin | 15.26% |
Ownership
| Insider Ownership | 22.03% |
| Institutional Ownership | 8.19% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| PEG | 2.23 |
| P/S | 1.04 |
| P/B | 0.89 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $0.96 |
| SMA50 | $0.99 |
| SMA200 | $1.12 |
| RSI | 63.83 |
| ATR | 0.0519 |
| Shares Float | 15.84M |
| Short Float | 0.16% |
| Short Ratio | 0.53 |
| Volatility | 0.40 |
| Rel Volume | 3.43 |
Performance History
| Week | +7.64% |
| Month | +9.98% |
| Quarter | -15.68% |
| 6 Months | -12.78% |
| YTD | -13.52% |
| Year | -25.05% |
| 3 Years | -36.84% |
| 5 Years | -51.51% |
| 10 Years | +31.66% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-24 | $1.01 | 168,604 |
| 2026-06-23 | $0.95 | 57,600 |
| 2026-06-22 | $0.95 | 38,300 |
| 2026-06-18 | $0.96 | 63,000 |
| 2026-06-17 | $0.94 | 26,400 |
| 2026-06-16 | $0.94 | 17,100 |
| 2026-06-15 | $0.95 | 137,200 |
| 2026-06-12 | $0.96 | 14,500 |
| 2026-06-11 | $0.94 | 4,600 |
| 2026-06-10 | $0.95 | 5,500 |
| 2026-06-09 | $0.97 | 51,500 |
| 2026-06-08 | $0.92 | 37,500 |
| 2026-06-05 | $0.95 | 54,800 |
| 2026-06-04 | $0.98 | 101,800 |
| 2026-06-03 | $0.92 | 42,200 |
| 2026-06-02 | $1.00 | 67,200 |
| 2026-06-01 | $1.00 | 44,200 |
| 2026-05-29 | $0.98 | 8,100 |
| 2026-05-28 | $0.97 | 27,500 |
| 2026-05-27 | $0.96 | 16,800 |
| 2026-05-26 | $0.97 | 77,000 |
About MIND C.T.I. Ltd
MIND C.T.I. Ltd., together with its subsidiaries, develops, manufactures, markets, sells, and implements billing and customer care software solutions in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services, and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and a point-of-sale solution that covers dealer, store and cashier management, and sales cycle related activities, as well as UC analytics solutions and call accounting systems. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management; and managed services, including day to day billing operational tasks. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection; and a mobile messaging platform. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators and 5G carriers, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokneam Illit, Israel.
đ° Latest News
A Look At The Fair Value Of MIND C.T.I. Ltd (NASDAQ:MNDO)
Simply Wall St. âĸ 2026-02-01T12:16:59Z
MIND C.T.I. Ltd (NASDAQ:MNDO) Is Up But Financials Look Inconsistent: Which Way Is The Stock Headed?
Simply Wall St. âĸ 2026-01-05T10:42:46Z
MIND C.T.I (NASDAQ:MNDO) Has Some Difficulty Using Its Capital Effectively
Simply Wall St. âĸ 2025-11-25T10:35:05Z
Calculating The Intrinsic Value Of MIND C.T.I. Ltd (NASDAQ:MNDO)
Simply Wall St. âĸ 2025-08-25T10:30:27Z
Does The Market Have A Low Tolerance For MIND C.T.I. Ltd's (NASDAQ:MNDO) Mixed Fundamentals?
Simply Wall St. âĸ 2025-07-29T10:07:34Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $9,536,000 | $10,709,000 | $10,746,000 | $10,044,000 |
| Cost Of Revenue | $9,536,000 | $10,709,000 | $10,746,000 | $10,044,000 |
| Total Revenue | $19,457,000 | $21,446,000 | $21,612,000 | $21,551,000 |
| Operating Revenue | $19,457,000 | $21,446,000 | $21,612,000 | $21,551,000 |
| Expenses | ||||
| Total Expenses | $17,371,000 | $17,069,000 | $16,863,000 | $16,027,000 |
| Other Income Expense | $262,000 | $-148,000 | $58,000 | $-144,000 |
| Net Non Operating Interest Income Expense | $419,000 | $735,000 | $719,000 | $237,000 |
| Total Other Finance Cost | $56,000 | $15,000 | $18,000 | $25,000 |
| Operating Expense | $7,835,000 | $6,360,000 | $6,117,000 | $5,983,000 |
| Selling And Marketing Expense | $1,465,000 | $1,286,000 | $1,162,000 | $965,000 |
| General And Administrative Expense | $2,319,000 | $1,683,000 | $1,417,000 | $1,523,000 |
| Interest Expense | - | - | - | $60,000 |
| Interest Expense Non Operating | - | - | - | $60,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Net Interest Income | $419,000 | $735,000 | $719,000 | $237,000 |
| Interest Income | $475,000 | $750,000 | $737,000 | $262,000 |
| Normalized Income | $2,357,406 | $4,768,042 | $5,112,768 | $5,422,540 |
| Net Income From Continuing And Discontinued Operation | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Total Operating Income As Reported | $2,086,000 | $4,377,000 | $4,749,000 | $5,524,000 |
| Net Income Common Stockholders | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Net Income | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Net Income Including Noncontrolling Interests | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Net Income Continuous Operations | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Pretax Income | $2,767,000 | $4,964,000 | $5,526,000 | $5,617,000 |
| Interest Income Non Operating | $475,000 | $750,000 | $737,000 | $262,000 |
| Operating Income | $2,086,000 | $4,377,000 | $4,749,000 | $5,524,000 |
| Per Share | ||||
| Diluted EPS | $0.13 | $0.22 | $0.25 | $0.26 |
| Basic EPS | $0.13 | $0.23 | $0.26 | $0.26 |
| Other | ||||
| Tax Effect Of Unusual Items | $15,406 | $-9,958 | $3,768 | $-8,460 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $2,094,000 | $4,711,000 | $4,887,000 | $5,861,000 |
| Total Unusual Items | $262,000 | $-148,000 | $58,000 | $-144,000 |
| Total Unusual Items Excluding Goodwill | $262,000 | $-148,000 | $58,000 | $-144,000 |
| Reconciled Depreciation | $270,000 | $186,000 | $196,000 | $193,000 |
| EBITDA (Bullshit earnings) | $2,356,000 | $4,563,000 | $4,945,000 | $5,717,000 |
| EBIT | $2,086,000 | $4,377,000 | $4,749,000 | $5,524,000 |
| Diluted Average Shares | $20,628,000 | $20,581,000 | $20,471,000 | $20,397,000 |
| Basic Average Shares | $20,466,000 | $20,297,000 | $20,163,000 | $20,099,000 |
| Diluted NI Availto Com Stockholders | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Tax Provision | $163,000 | $334,000 | $359,000 | $330,000 |
| Gain On Sale Of Security | $262,000 | $-148,000 | $58,000 | $-144,000 |
| Research And Development | $4,051,000 | $3,391,000 | $3,538,000 | $3,495,000 |
| Selling General And Administration | $3,784,000 | $2,969,000 | $2,579,000 | $2,488,000 |
| Other Gand A | $2,319,000 | $1,683,000 | $1,417,000 | $1,523,000 |
Fetched: 2026-06-22
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $11,710,000 | $16,432,000 | $16,351,000 | $15,648,000 |
| Total Assets | $30,166,000 | $30,702,000 | $31,625,000 | $31,743,000 |
| Total Non Current Assets | $14,084,000 | $11,783,000 | $11,910,000 | $11,445,000 |
| Non Current Deferred Assets | $147,000 | $108,000 | $102,000 | $143,000 |
| Non Current Deferred Taxes Assets | $147,000 | $108,000 | $102,000 | $143,000 |
| Goodwill And Other Intangible Assets | $11,339,000 | $7,864,000 | $8,137,000 | $8,159,000 |
| Other Intangible Assets | $1,376,000 | $135,000 | $265,000 | $374,000 |
| Current Assets | $16,082,000 | $18,919,000 | $19,714,000 | $20,298,000 |
| Other Current Assets | $402,000 | $235,000 | $194,000 | $108,000 |
| Prepaid Assets | $330,000 | $175,000 | $277,000 | $169,000 |
| Receivables | $1,797,000 | $2,756,000 | $2,639,000 | $2,542,000 |
| Accrued Interest Receivable | $84,000 | $258,000 | $344,000 | $185,000 |
| Accounts Receivable | $1,713,000 | $2,498,000 | $2,295,000 | $2,357,000 |
| Allowance For Doubtful Accounts Receivable | $-8,000 | $-208,000 | $-12,000 | $-70,000 |
| Gross Accounts Receivable | $1,721,000 | $2,706,000 | $2,307,000 | $2,427,000 |
| Cash Cash Equivalents And Short Term Investments | $13,553,000 | $15,753,000 | $16,604,000 | $17,479,000 |
| Cash And Cash Equivalents | $8,116,000 | $4,452,000 | $2,958,000 | $5,265,000 |
| Cash Equivalents | $4,973,000 | $1,492,000 | $771,000 | $730,000 |
| Cash Financial | $3,143,000 | $2,960,000 | $2,187,000 | $4,535,000 |
| Non Current Accounts Receivable | - | $448,000 | $714,000 | $58,000 |
| Other Receivables | - | - | - | $108,000 |
| Debt | ||||
| Total Debt | $929,000 | $825,000 | $642,000 | $886,000 |
| Long Term Debt And Capital Lease Obligation | $674,000 | $637,000 | $424,000 | $615,000 |
| Current Debt And Capital Lease Obligation | $255,000 | $188,000 | $218,000 | $271,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,117,000 | $6,406,000 | $7,137,000 | $7,936,000 |
| Total Non Current Liabilities Net Minority Interest | $2,922,000 | $3,131,000 | $2,664,000 | $2,764,000 |
| Non Current Deferred Liabilities | $652,000 | $148,000 | $180,000 | $219,000 |
| Non Current Deferred Taxes Liabilities | $413,000 | $40,000 | $80,000 | $112,000 |
| Current Liabilities | $4,195,000 | $3,275,000 | $4,473,000 | $5,172,000 |
| Other Current Liabilities | $124,000 | $194,000 | $135,000 | $277,000 |
| Current Deferred Liabilities | $1,960,000 | $849,000 | $1,517,000 | $1,986,000 |
| Payables And Accrued Expenses | $1,856,000 | $2,044,000 | $2,603,000 | $2,638,000 |
| Payables | $546,000 | $769,000 | $989,000 | $937,000 |
| Accounts Payable | $546,000 | $769,000 | $989,000 | $937,000 |
| Other Payable | - | - | - | $277,000 |
| Equity | ||||
| Common Stock Equity | $23,049,000 | $24,296,000 | $24,488,000 | $23,807,000 |
| Total Equity Gross Minority Interest | $23,049,000 | $24,296,000 | $24,488,000 | $23,807,000 |
| Stockholders Equity | $23,049,000 | $24,296,000 | $24,488,000 | $23,807,000 |
| Gains Losses Not Affecting Retained Earnings | $-625,000 | $-1,207,000 | $-1,001,000 | $-1,073,000 |
| Other Equity Adjustments | $-625,000 | $-1,207,000 | $-1,001,000 | $-1,073,000 |
| Retained Earnings | $-3,470,000 | $-1,572,000 | $-1,334,000 | $-1,662,000 |
| Other | ||||
| Treasury Shares Number | $1,287,182 | $1,293,684 | $1,535,684 | $1,535,684 |
| Ordinary Shares Number | $20,372,828 | $20,366,326 | $20,124,826 | $20,124,326 |
| Share Issued | $21,660,010 | $21,660,010 | $21,660,510 | $21,660,010 |
| Tangible Book Value | $11,710,000 | $16,432,000 | $16,351,000 | $15,648,000 |
| Invested Capital | $23,049,000 | $24,296,000 | $24,488,000 | $23,807,000 |
| Working Capital | $11,887,000 | $15,644,000 | $15,241,000 | $15,126,000 |
| Capital Lease Obligations | $929,000 | $825,000 | $642,000 | $886,000 |
| Total Capitalization | $23,049,000 | $24,296,000 | $24,488,000 | $23,807,000 |
| Treasury Stock | $930,000 | $883,000 | $1,007,000 | $1,058,000 |
| Additional Paid In Capital | $28,020,000 | $27,904,000 | $27,776,000 | $27,546,000 |
| Capital Stock | $54,000 | $54,000 | $54,000 | $54,000 |
| Common Stock | $54,000 | $54,000 | $54,000 | $54,000 |
| Employee Benefits | $1,596,000 | $2,346,000 | $2,060,000 | $1,930,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $1,596,000 | $2,346,000 | $2,060,000 | $1,930,000 |
| Non Current Deferred Revenue | $239,000 | $108,000 | $100,000 | $107,000 |
| Long Term Capital Lease Obligation | $674,000 | $637,000 | $424,000 | $615,000 |
| Current Deferred Revenue | $1,960,000 | $849,000 | $1,517,000 | $1,986,000 |
| Current Capital Lease Obligation | $255,000 | $188,000 | $218,000 | $271,000 |
| Current Accrued Expenses | $1,310,000 | $1,275,000 | $1,614,000 | $1,701,000 |
| Defined Pension Benefit | $1,596,000 | $2,346,000 | $2,051,000 | $1,914,000 |
| Goodwill | $9,963,000 | $7,729,000 | $7,872,000 | $7,785,000 |
| Net PPE | $1,002,000 | $1,017,000 | $906,000 | $1,171,000 |
| Accumulated Depreciation | $-2,395,000 | $-2,062,000 | $-2,233,000 | $-2,170,000 |
| Gross PPE | $3,397,000 | $3,079,000 | $3,139,000 | $3,341,000 |
| Leases | $115,000 | $27,000 | $27,000 | $27,000 |
| Machinery Furniture Equipment | $2,406,000 | $2,191,000 | $2,422,000 | $2,368,000 |
| Buildings And Improvements | $876,000 | $861,000 | $690,000 | $946,000 |
| Properties | $0 | $0 | $0 | $0 |
| Other Short Term Investments | $5,437,000 | $11,301,000 | $13,646,000 | $12,214,000 |
| Other Properties | - | - | - | $946,000 |
Fetched: 2026-06-22
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $3,959,000 | $4,104,000 | $4,036,000 | $4,428,000 |
| Operating Activities | ||||
| Operating Cash Flow | $3,986,000 | $4,114,000 | $4,100,000 | $4,558,000 |
| Cash Flow From Continuing Operating Activities | $3,986,000 | $4,114,000 | $4,100,000 | $4,558,000 |
| Operating Gains Losses | $59,000 | $46,000 | $46,000 | $52,000 |
| Investing Activities | ||||
| Capital Expenditure | $-27,000 | $-10,000 | $-64,000 | $-130,000 |
| Investing Cash Flow | $4,274,000 | $2,291,000 | $-1,541,000 | $1,829,000 |
| Cash Flow From Continuing Investing Activities | $4,274,000 | $2,291,000 | $-1,541,000 | $1,829,000 |
| Net Other Investing Changes | $-48,000 | $-55,000 | $-53,000 | $-61,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-130,000 | $0 | $0 | - |
| Financing Cash Flow | $-4,632,000 | $-4,868,000 | $-4,839,000 | $-5,227,000 |
| Cash Flow From Continuing Financing Activities | $-4,632,000 | $-4,868,000 | $-4,839,000 | $-5,227,000 |
| Cash Dividends Paid | $-4,502,000 | $-4,868,000 | $-4,839,000 | $-5,227,000 |
| Common Stock Dividend Paid | $-4,502,000 | $-4,868,000 | $-4,839,000 | $-5,227,000 |
| Net Common Stock Issuance | $-130,000 | $0 | $0 | - |
| Other | ||||
| Income Tax Paid Supplemental Data | $382,000 | $393,000 | $419,000 | $413,000 |
| End Cash Position | $8,116,000 | $4,452,000 | $2,958,000 | $5,265,000 |
| Beginning Cash Position | $4,452,000 | $2,958,000 | $5,265,000 | $4,182,000 |
| Effect Of Exchange Rate Changes | $36,000 | $-43,000 | $-27,000 | $-77,000 |
| Changes In Cash | $3,628,000 | $1,537,000 | $-2,280,000 | $1,160,000 |
| Common Stock Payments | $-130,000 | $0 | $0 | - |
| Net Investment Purchase And Sale | $5,882,000 | $2,356,000 | $-1,424,000 | $2,020,000 |
| Sale Of Investment | $5,882,000 | $2,356,000 | - | $2,031,000 |
| Net Business Purchase And Sale | $-1,533,000 | $0 | $0 | - |
| Purchase Of Business | $-1,533,000 | $0 | $0 | - |
| Net PPE Purchase And Sale | $-27,000 | $-10,000 | $-64,000 | $-130,000 |
| Purchase Of PPE | $-27,000 | $-10,000 | $-64,000 | $-130,000 |
| Change In Working Capital | $960,000 | $-946,000 | $-1,588,000 | $-1,273,000 |
| Change In Other Working Capital | $588,000 | $-660,000 | $-476,000 | $-216,000 |
| Change In Other Current Liabilities | $-713,000 | $-252,000 | $-231,000 | $-336,000 |
| Change In Other Current Assets | $52,000 | $42,000 | $-244,000 | $-149,000 |
| Change In Payables And Accrued Expense | $-325,000 | $-173,000 | $20,000 | $139,000 |
| Change In Payable | $-325,000 | $-173,000 | $20,000 | $139,000 |
| Change In Account Payable | $-325,000 | $-173,000 | $20,000 | $139,000 |
| Change In Prepaid Assets | $-138,000 | $101,000 | $-108,000 | $-45,000 |
| Change In Receivables | $1,496,000 | $-4,000 | $-549,000 | $-666,000 |
| Changes In Account Receivables | $1,496,000 | $-4,000 | $-549,000 | $-666,000 |
| Stock Based Compensation | $199,000 | $252,000 | $281,000 | $258,000 |
| Unrealized Gain Loss On Investment Securities | $-7,000 | $-11,000 | $-8,000 | $34,000 |
| Deferred Tax | $-99,000 | $-43,000 | $6,000 | $7,000 |
| Deferred Income Tax | $-99,000 | $-43,000 | $6,000 | $7,000 |
| Depreciation Amortization Depletion | $270,000 | $186,000 | $196,000 | $193,000 |
| Depreciation And Amortization | $270,000 | $186,000 | $196,000 | $193,000 |
| Pension And Employee Benefit Expense | $48,000 | $46,000 | $46,000 | $41,000 |
| Gain Loss On Investment Securities | $11,000 | - | - | $11,000 |
| Net Income From Continuing Operations | $2,604,000 | $4,630,000 | $5,167,000 | $5,287,000 |
| Purchase Of Investment | - | $0 | $-1,424,000 | $-11,000 |
| Sale Of PPE | - | - | $0 | $0 |
| Gain Loss On Sale Of PPE | - | - | $0 | $0 |
Fetched: 2026-06-22