MOFG
MidWestOne Financial Group, Inc.
Price Chart
No historical data available
Latest Quote
$49.31
+1.13 (+2.35%)
Current Price
| Previous Close | $48.18 |
| Open | $48.53 |
| Day High | $49.69 |
| Day Low | $47.81 |
| Volume | 577,261 |
Stock Information
| Quarterly Dividend / Yield | $0.97 / 0.02% |
| Shares Outstanding | 20.63M |
| Quarterly Dividend Yield | 0.02% |
| Quarterly Dividend | $0.97 |
| Total Debt | $121.33M |
| Cash Equivalents | $293.04M |
| Revenue | $221.84M |
| Net Income | $58.46M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.02B |
| P/E Ratio | 14.72 |
| EPS (TTM) | $3.35 |
| Exchange | NMS |
Recent Price History
No history data available. Data will be fetched automatically.
About MidWestOne Financial Group, Inc.
MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, and time deposits accounts. It also provides commercial, real estate, agricultural, credit card, and consumer loans; and financing arrangements, such as brokered deposits, term debt, subordinated debt, and equity. In addition, it offers private wealth and investment services comprising administering estates, trusts, and conservatorships; property and farm management, investment advisory, retail securities brokerage, financial planning, and custodial services; and licensed broker services. Further, the company provides treasury management, Zelle, online and mobile banking, debit cards, automated teller machines, and safe deposit boxes. MidWestOne Financial Group, Inc. was founded in 1934 and is headquartered in Iowa City, Iowa.
đ° Latest News
Nicolet Bankshares, Inc. (NIC) Completes its Merger with MidWestOne Financial Group
Insider Monkey âĸ 2026-02-21T11:32:41Z
3 Undervalued Small Caps With Insider Action To Consider In Your Region
Simply Wall St. âĸ 2026-01-14T11:40:05Z
2 regional bank stocks to own amid rising M&A activity
Yahoo Finance Video âĸ 2026-01-11T11:00:52ZPiper Sandler Remains a Hold on Nicolet Bankshares (NIC)
Insider Monkey âĸ 2025-10-30T13:08:39Z
Insider Action In 3 Undervalued Small Caps Across Global Markets
Simply Wall St. âĸ 2025-10-28T11:39:43Z
MidWestOne Financial Group (MOFG) Swings to Profitability, Challenging Bearish Narratives on Future Growth
Simply Wall St. âĸ 2025-10-24T22:07:19Z
Why MidWestOne Financial Rocketed Over 33% Today
Motley Fool âĸ 2025-10-24T18:50:52Z
MidWestOne (MOFG) Q3 2025 Earnings Call Transcript
Motley Fool âĸ 2025-10-24T18:17:39Z
Investors Digest September Inflation Report, Lifting US Equity Futures Pre-Bell
MT Newswires âĸ 2025-10-24T13:20:54ZNicolet Bank makes $864M deal for Iowa, Twin Cities foothold
Banking Dive âĸ 2025-10-24T11:59:30Z
Period:
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Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $69,290,000 | $162,595,000 | $213,877,000 | $198,734,000 |
| Operating Revenue | $69,290,000 | $162,595,000 | $213,877,000 | $198,734,000 |
| Expenses | ||||
| Interest Expense | $136,737,000 | $105,441,000 | $30,401,000 | $20,485,000 |
| Selling And Marketing Expense | $2,646,000 | $3,610,000 | $4,272,000 | $4,022,000 |
| General And Administrative Expense | $86,438,000 | $79,704,000 | $79,763,000 | $71,509,000 |
| Professional Expense And Contract Services Expense | $9,107,000 | $7,365,000 | $8,646,000 | $5,256,000 |
| Other Non Interest Expense | $19,389,000 | $15,758,000 | $15,073,000 | $13,358,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Net Interest Income | $157,537,000 | $144,172,000 | $166,358,000 | $156,281,000 |
| Interest Income | $294,274,000 | $249,613,000 | $196,759,000 | $176,766,000 |
| Normalized Income | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Net Income From Continuing And Discontinued Operation | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Net Income Common Stockholders | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Net Income | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Net Income Including Noncontrolling Interests | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Net Income Continuous Operations | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Pretax Income | $-83,988,000 | $24,833,000 | $76,597,000 | $89,478,000 |
| Depreciation Amortization Depletion Income Statement | $6,149,000 | $6,247,000 | $6,069,000 | $5,357,000 |
| Depreciation And Amortization In Income Statement | $6,149,000 | $6,247,000 | $6,069,000 | $5,357,000 |
| Amortization Of Intangibles Income Statement | $6,149,000 | $6,247,000 | $6,069,000 | $5,357,000 |
| Special Income Charges | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $-3.54 | $1.33 | $3.87 | $4.37 |
| Basic EPS | $-3.54 | $1.33 | $3.89 | $4.38 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $7,697,000 | $12,572,000 | $10,162,000 | $1,566,000 |
| Diluted Average Shares | $17,030,000 | $15,725,000 | $15,701,000 | $15,905,000 |
| Basic Average Shares | $17,030,000 | $15,678,000 | $15,649,000 | $15,877,000 |
| Diluted NI Availto Com Stockholders | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Tax Provision | $-23,699,000 | $3,974,000 | $15,762,000 | $19,992,000 |
| Gain On Sale Of Security | $-139,952,000 | $-18,789,000 | $271,000 | $242,000 |
| Amortization | $6,149,000 | $6,247,000 | $6,069,000 | $5,357,000 |
| Selling General And Administration | $89,084,000 | $83,314,000 | $84,035,000 | $75,531,000 |
| Insurance And Claims | $3,896,000 | $3,294,000 | $1,660,000 | $1,572,000 |
| Salaries And Wages | $82,542,000 | $76,410,000 | $78,103,000 | $69,937,000 |
| Occupancy And Equipment | $20,767,000 | $19,229,000 | $18,965,000 | $17,090,000 |
| Total Unusual Items | - | - | $0 | $0 |
| Total Unusual Items Excluding Goodwill | - | - | $0 | $0 |
| Impairment Of Capital Assets | - | - | $0 | $0 |
| Other Gand A | - | - | - | $6,548,000 |
Fetched: 2026-02-15
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $452,657,000 | $424,499,000 | $386,580,000 | $438,581,000 |
| Total Assets | $6,236,329,000 | $6,427,540,000 | $6,577,876,000 | $6,025,128,000 |
| Goodwill And Other Intangible Assets | $107,039,000 | $99,879,000 | $106,213,000 | $88,894,000 |
| Other Intangible Assets | $37,251,000 | $37,402,000 | $43,736,000 | $26,417,000 |
| Receivables | $34,749,000 | $31,324,000 | $29,456,000 | $20,295,000 |
| Other Receivables | $8,282,000 | $1,556,000 | $2,366,000 | $178,000 |
| Accounts Receivable | $26,467,000 | $29,768,000 | $27,090,000 | $20,117,000 |
| Cash And Cash Equivalents | $204,895,000 | $81,716,000 | $86,435,000 | $203,830,000 |
| Cash Financial | $71,803,000 | $76,237,000 | $83,990,000 | $42,949,000 |
| Cash Cash Equivalents And Federal Funds Sold | $204,895,000 | $81,727,000 | $86,435,000 | $203,830,000 |
| Debt | ||||
| Total Debt | $113,376,000 | $133,496,000 | $374,710,000 | $154,879,000 |
| Long Term Debt And Capital Lease Obligation | $113,376,000 | $123,296,000 | $139,210,000 | $154,879,000 |
| Long Term Debt | $112,978,000 | $122,692,000 | $138,423,000 | $153,928,000 |
| Current Debt And Capital Lease Obligation | $0 | $10,200,000 | $235,500,000 | $0 |
| Current Debt | $0 | $10,200,000 | $235,500,000 | $0 |
| Other Current Borrowings | $0 | $10,200,000 | $235,500,000 | $0 |
| Net Debt | - | $51,176,000 | $287,488,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,676,633,000 | $5,903,162,000 | $6,085,083,000 | $5,497,653,000 |
| Equity | ||||
| Common Stock Equity | $559,696,000 | $524,378,000 | $492,793,000 | $527,475,000 |
| Total Equity Gross Minority Interest | $559,696,000 | $524,378,000 | $492,793,000 | $527,475,000 |
| Stockholders Equity | $559,696,000 | $524,378,000 | $492,793,000 | $527,475,000 |
| Gains Losses Not Affecting Retained Earnings | $-72,762,000 | $-64,899,000 | $-89,047,000 | $-8,865,000 |
| Retained Earnings | $217,776,000 | $294,784,000 | $289,289,000 | $243,365,000 |
| Other | ||||
| Treasury Shares Number | $802,582 | $886,711 | $957,040 | $909,870 |
| Ordinary Shares Number | $20,777,485 | $15,694,306 | $15,623,977 | $15,671,147 |
| Share Issued | $21,580,067 | $16,581,017 | $16,581,017 | $16,581,017 |
| Tangible Book Value | $452,657,000 | $424,499,000 | $386,580,000 | $438,581,000 |
| Invested Capital | $672,674,000 | $657,270,000 | $866,716,000 | $681,403,000 |
| Capital Lease Obligations | $398,000 | $604,000 | $787,000 | $951,000 |
| Total Capitalization | $672,674,000 | $647,070,000 | $631,216,000 | $681,403,000 |
| Treasury Stock | $21,885,000 | $24,245,000 | $26,115,000 | $24,546,000 |
| Additional Paid In Capital | $414,987,000 | $302,157,000 | $302,085,000 | $300,940,000 |
| Capital Stock | $21,580,000 | $16,581,000 | $16,581,000 | $16,581,000 |
| Common Stock | $21,580,000 | $16,581,000 | $16,581,000 | $16,581,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $398,000 | $604,000 | $787,000 | $951,000 |
| Investments And Advances | $1,328,433,000 | $1,870,324,000 | $2,282,968,000 | $2,288,110,000 |
| Held To Maturity Securities | $0 | $1,075,190,000 | $1,129,421,000 | $0 |
| Goodwill | $69,788,000 | $62,477,000 | $62,477,000 | $62,477,000 |
| Net PPE | $92,427,000 | $88,079,000 | $89,617,000 | $86,332,000 |
| Accumulated Depreciation | $-49,278,000 | $-47,117,000 | $-44,687,000 | $-41,090,000 |
| Gross PPE | $141,705,000 | $135,196,000 | $134,304,000 | $127,422,000 |
| Construction In Progress | $69,000 | $1,119,000 | $503,000 | $319,000 |
| Other Properties | $1,576,000 | $2,337,000 | $2,492,000 | $2,840,000 |
| Machinery Furniture Equipment | $23,704,000 | $23,057,000 | $22,614,000 | $20,978,000 |
| Buildings And Improvements | $95,733,000 | $93,685,000 | $93,627,000 | $89,141,000 |
| Land And Improvements | $20,623,000 | $14,998,000 | $15,068,000 | $14,144,000 |
| Other Short Term Investments | $1,328,433,000 | $795,134,000 | $1,153,547,000 | $2,288,110,000 |
Fetched: 2026-02-15
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $60,780,000 | $58,515,000 | $87,665,000 | $109,540,000 |
| Operating Activities | ||||
| Operating Cash Flow | $63,184,000 | $62,570,000 | $90,328,000 | $111,554,000 |
| Cash Flow From Continuing Operating Activities | $63,184,000 | $62,570,000 | $90,328,000 | $111,554,000 |
| Operating Gains Losses | $127,646,000 | $17,623,000 | $-2,113,000 | $-8,294,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,404,000 | $-4,055,000 | $-2,663,000 | $-2,014,000 |
| Investing Cash Flow | $312,303,000 | $129,728,000 | $-273,269,000 | $-428,318,000 |
| Cash Flow From Continuing Investing Activities | $312,303,000 | $129,728,000 | $-273,269,000 | $-428,318,000 |
| Net Other Investing Changes | $4,208,000 | $184,000 | $795,000 | $2,117,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $0 | $-2,725,000 | $-11,554,000 |
| Issuance Of Capital Stock | $118,890,000 | $0 | $0 | - |
| Financing Cash Flow | $-252,319,000 | $-197,006,000 | $65,546,000 | $437,935,000 |
| Cash Flow From Continuing Financing Activities | $-252,319,000 | $-197,006,000 | $65,546,000 | $437,935,000 |
| Net Other Financing Charges | $-811,000 | $-609,000 | $-281,000 | $-130,000 |
| Cash Dividends Paid | $-16,509,000 | $-15,216,000 | $-14,870,000 | $-14,282,000 |
| Common Stock Dividend Paid | $-16,509,000 | $-15,216,000 | $-14,870,000 | $-14,282,000 |
| Net Common Stock Issuance | $118,890,000 | $0 | $-2,725,000 | $-11,554,000 |
| Common Stock Issuance | $118,890,000 | $0 | $0 | - |
| Other | ||||
| Repayment Of Debt | $-14,456,000 | $-16,183,000 | $-41,164,000 | $-53,980,000 |
| Issuance Of Debt | $4,239,000 | $0 | $25,000,000 | $0 |
| Interest Paid Supplemental Data | $139,968,000 | $97,505,000 | $27,841,000 | $21,451,000 |
| Income Tax Paid Supplemental Data | $7,525,000 | $3,437,000 | $13,222,000 | $17,985,000 |
| End Cash Position | $204,895,000 | $81,727,000 | $86,435,000 | $203,830,000 |
| Beginning Cash Position | $81,727,000 | $86,435,000 | $203,830,000 | $82,659,000 |
| Changes In Cash | $123,168,000 | $-4,708,000 | $-117,395,000 | $121,171,000 |
| Common Stock Payments | $0 | $0 | $-2,725,000 | $-11,554,000 |
| Net Issuance Payments Of Debt | $-344,795,000 | $-107,792,000 | $192,800,000 | $-103,401,000 |
| Net Short Term Debt Issuance | $-334,578,000 | $-91,609,000 | $208,964,000 | $-49,421,000 |
| Net Long Term Debt Issuance | $-10,217,000 | $-16,183,000 | $-16,164,000 | $-53,980,000 |
| Long Term Debt Payments | $-14,456,000 | $-16,183,000 | $-41,164,000 | $-53,980,000 |
| Long Term Debt Issuance | $4,239,000 | $0 | $25,000,000 | $0 |
| Net Investment Purchase And Sale | $439,132,000 | $422,533,000 | $9,757,000 | $-680,919,000 |
| Sale Of Investment | $1,287,832,000 | $513,473,000 | $397,285,000 | $457,077,000 |
| Purchase Of Investment | $-848,700,000 | $-90,940,000 | $-387,528,000 | $-1,137,996,000 |
| Net Business Purchase And Sale | $15,004,000 | $0 | $31,375,000 | $0 |
| Sale Of Business | $43,625,000 | $0 | $31,375,000 | $0 |
| Purchase Of Business | $-28,621,000 | - | - | - |
| Net PPE Purchase And Sale | $-2,397,000 | $-2,815,000 | $-2,634,000 | $-1,372,000 |
| Sale Of PPE | $7,000 | $1,240,000 | $29,000 | $642,000 |
| Purchase Of PPE | $-2,404,000 | $-4,055,000 | $-2,663,000 | $-2,014,000 |
| Change In Working Capital | $-364,000 | $2,991,000 | $-986,000 | $-3,306,000 |
| Change In Other Working Capital | $-2,719,000 | $-2,500,000 | $-2,305,000 | $-1,889,000 |
| Change In Other Current Liabilities | $-5,001,000 | $-929,000 | $38,525,000 | $-8,032,000 |
| Change In Other Current Assets | $7,356,000 | $6,420,000 | $-37,206,000 | $6,615,000 |
| Other Non Cash Items | $1,653,000 | $733,000 | $10,378,000 | $55,091,000 |
| Stock Based Compensation | $1,900,000 | $2,403,000 | $2,541,000 | $2,153,000 |
| Asset Impairment Charge | $435,000 | $-130,000 | $693,000 | $426,000 |
| Deferred Tax | $-24,276,000 | $-330,000 | $4,326,000 | $1,768,000 |
| Deferred Income Tax | $-24,276,000 | $-330,000 | $4,326,000 | $1,768,000 |
| Depreciation Amortization Depletion | $7,697,000 | $12,572,000 | $10,162,000 | $1,566,000 |
| Depreciation And Amortization | $7,697,000 | $12,572,000 | $10,162,000 | $1,566,000 |
| Depreciation | $7,697,000 | $12,572,000 | $10,162,000 | $1,566,000 |
| Gain Loss On Investment Securities | $139,952,000 | $18,789,000 | $-271,000 | $-242,000 |
| Gain Loss On Sale Of Business | $-10,949,000 | $0 | $0 | $0 |
| Net Income From Continuing Operations | $-60,289,000 | $20,859,000 | $60,835,000 | $69,486,000 |
| Short Term Debt Issuance | - | - | $208,964,000 | - |
| Short Term Debt Payments | - | - | - | $-49,421,000 |
Fetched: 2026-02-15