S&P 500 7,379.27 ▲ 21.05 (+0.29%) DOW 52,070.36 ▲ 221.46 (+0.43%) NASDAQ 25,450.14 â–ŧ 26.49 (-0.10%) US Markets Open â€ĸ 02:19 PM ET

MQ

Marqeta, Inc.

Price Chart
Latest Quote

$3.99

+0.02 (+0.43%)
Current Price
Previous Close $3.97
Open $3.96
Day High $4.04
Day Low $3.94
Volume 1,451,344
Fetched: 2026-06-25T18:19:41
Stock Information
Shares Outstanding 391.22M
Total Debt $7.37M
Cash Equivalents $712.06M
Revenue $651.61M
Net Income $2.17M
Sector Technology
Industry Software - Infrastructure
Market Cap $1.69B
P/E Ratio 398.71
EPS (TTM) $0.01
Exchange NMS
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📊 Comprehensive Analysis
Company Data
Enterprise Value$978.71M
Sales$651.61M
Income$2.17M
Book/sh$1.74
Cash/sh$1.82
Employees938
Financial Ratios
Quick Ratio1.23
Current Ratio1.65
Debt/Eq0.99
Returns & Margins
ROA-0.99%
ROE0.25%
Gross Margin70.01%
Operating Margin1.77%
Profit Margin0.33%
Ownership
Insider Ownership6.01%
Institutional Ownership83.38%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E37.95
PEG1.50
P/S2.59
P/B2.29
Analyst Data
Recommendationhold
Target Price$5.24
Technical Indicators
SMA20$3.93
SMA50$4.07
SMA200$4.47
RSI47.93
ATR0.1511
Shares Float367.43M
Short Float4.54%
Short Ratio3.50
Volatility1.32
Rel Volume0.28
Performance History
Week+3.03%
Month+3.83%
Quarter-4.84%
6 Months-21.51%
YTD-14.07%
Year-30.66%
3 Years-24.49%
5 Years-86.58%
10 Years-86.94%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-25 $3.99 1,451,344
2026-06-24 $3.97 4,735,400
2026-06-23 $3.83 3,500,300
2026-06-22 $3.76 3,743,900
2026-06-18 $3.88 5,320,000
2026-06-17 $3.87 4,242,700
2026-06-16 $3.89 4,708,600
2026-06-15 $3.89 4,490,500
2026-06-12 $3.83 7,506,600
2026-06-11 $3.78 3,245,300
2026-06-10 $3.83 4,150,200
2026-06-09 $3.97 6,299,600
2026-06-08 $3.82 3,607,500
2026-06-05 $3.88 5,837,300
2026-06-04 $4.03 6,203,600
2026-06-03 $3.87 7,474,900
2026-06-02 $4.10 6,750,100
2026-06-01 $4.35 9,556,700
2026-05-29 $4.06 5,786,200
2026-05-28 $3.94 3,612,000
2026-05-27 $3.82 8,456,300
2026-05-26 $3.84 5,905,400
About Marqeta, Inc.

Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $187,612,000 $155,146,000 $346,657,000 $428,205,000
Cost Of Revenue $187,612,000 $155,146,000 $346,657,000 $428,205,000
Total Revenue $624,884,000 $506,995,000 $676,171,000 $748,206,000
Operating Revenue $594,137,000 $481,665,000 $654,553,000 $725,629,000
Expenses
Total Expenses $671,314,000 $531,461,000 $959,186,000 $958,014,000
Rent Expense Supplemental $3,766,000 $5,995,000 $4,361,000 $4,514,000
Other Income Expense $33,101,000 $52,546,000 $52,440,000 $24,926,000
Other Non Operating Income Expenses $33,101,000 $52,546,000 $52,440,000 $24,926,000
Operating Expense $483,702,000 $376,315,000 $612,529,000 $529,809,000
Other Operating Expenses $85,402,000 $76,839,000 $73,587,000 $78,874,000
Selling And Marketing Expense $5,073,000 $2,986,000 $2,566,000 $3,995,000
General And Administrative Expense $366,064,000 $279,030,000 $525,635,000 $443,087,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Normalized Income $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Net Income From Continuing And Discontinued Operation $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Total Operating Income As Reported $-46,430,000 $-24,466,000 $-283,015,000 $-209,808,000
Net Income Common Stockholders $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Net Income $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Net Income Including Noncontrolling Interests $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Net Income Continuous Operations $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Pretax Income $-13,329,000 $28,080,000 $-230,575,000 $-184,882,000
Operating Income $-46,430,000 $-24,466,000 $-283,015,000 $-209,808,000
Depreciation Amortization Depletion Income Statement $27,163,000 $17,460,000 $10,741,000 $3,853,000
Depreciation And Amortization In Income Statement $27,163,000 $17,460,000 $10,741,000 $3,853,000
Gross Profit $437,272,000 $351,849,000 $329,514,000 $320,001,000
Per Share
Diluted EPS $-0.03 $0.05 $-0.42 $-0.34
Basic EPS $-0.03 $0.05 $-0.42 $-0.34
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $-19,267,000 $-7,006,000 $-272,274,000 $-205,955,000
Reconciled Depreciation $27,163,000 $17,460,000 $10,741,000 $3,853,000
EBITDA (Bullshit earnings) $-19,267,000 $-7,006,000 $-272,274,000 $-205,955,000
EBIT $-46,430,000 $-24,466,000 $-283,015,000 $-209,808,000
Diluted Average Shares $462,168,000 $518,845,000 $532,540,175 $545,397,254
Basic Average Shares $462,168,000 $511,065,000 $532,540,175 $545,397,254
Diluted NI Availto Com Stockholders $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Tax Provision $596,000 $793,000 $-7,613,000 $-102,000
Selling General And Administration $371,137,000 $282,016,000 $528,201,000 $447,082,000
Other Gand A $21,879,000 $20,057,000 $21,679,000 $23,479,000
Rent And Landing Fees $3,766,000 $5,995,000 $4,361,000 $4,514,000
Salaries And Wages $340,419,000 $252,978,000 $499,595,000 $415,094,000
Fetched: 2026-06-14
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $555,863,000 $931,721,000 $1,084,241,000 $1,472,956,000
Total Assets $1,525,033,000 $1,463,204,000 $1,589,691,000 $1,770,346,000
Total Non Current Assets $289,718,000 $213,907,000 $200,993,000 $23,577,000
Other Non Current Assets $8,209,000 $8,998,000 $6,695,000 $4,592,000
Non Current Deferred Assets $542,000 $396,000 $495,000 $1,207,000
Non Current Deferred Taxes Assets $542,000 $396,000 $495,000 $1,207,000
Non Current Accounts Receivable $6,688,000 $10,981,000 $9,397,000 $1,323,000
Goodwill And Other Intangible Assets $206,094,000 $153,297,000 $159,154,000 $0
Other Intangible Assets $51,388,000 $29,774,000 $35,631,000 -
Current Assets $1,235,315,000 $1,249,297,000 $1,388,698,000 $1,746,769,000
Other Current Assets $13,713,000 $2,880,000 $2,043,000 $6,871,000
Restricted Cash $307,593,000 $8,500,000 $8,500,000 $7,800,000
Prepaid Assets $14,208,000 $13,226,000 $14,963,000 $21,382,000
Inventory $1,949,000 $3,676,000 $4,309,000 $5,150,000
Receivables $125,926,000 $118,590,000 $109,187,000 $80,862,000
Other Receivables $83,117,000 $84,584,000 $85,190,000 $61,310,000
Accrued Interest Receivable $1,387,000 $4,018,000 $4,457,000 $3,983,000
Accounts Receivable $41,422,000 $29,988,000 $19,540,000 $15,569,000
Allowance For Doubtful Accounts Receivable $-2,900,000 $-2,400,000 $-1,700,000 $-300,000
Gross Accounts Receivable $44,322,000 $32,388,000 $21,240,000 $15,869,000
Cash Cash Equivalents And Short Term Investments $771,926,000 $1,102,425,000 $1,249,696,000 $1,624,704,000
Cash And Cash Equivalents $709,443,000 $923,016,000 $980,972,000 $1,183,846,000
Debt
Total Debt $16,278,000 $13,218,000 $16,926,000 $12,428,000
Long Term Debt And Capital Lease Obligation $5,535,000 $870,000 $5,126,000 $9,034,000
Current Debt And Capital Lease Obligation $10,743,000 $12,348,000 $11,800,000 $3,394,000
Current Debt $7,721,000 $7,721,000 $7,892,000 -
Liabilities
Total Liabilities Net Minority Interest $763,076,000 $378,186,000 $346,296,000 $297,390,000
Total Non Current Liabilities Net Minority Interest $14,019,000 $7,201,000 $9,717,000 $14,511,000
Other Non Current Liabilities $5,844,000 $1,552,000 $520,000 $1,275,000
Non Current Deferred Liabilities $2,640,000 $4,779,000 $4,071,000 $4,202,000
Current Liabilities $749,057,000 $370,985,000 $336,579,000 $282,879,000
Other Current Liabilities $6,030,000 - - -
Current Deferred Liabilities $11,762,000 $13,593,000 $11,829,000 $17,048,000
Payables And Accrued Expenses $672,820,000 $297,428,000 $267,101,000 $218,675,000
Payables $542,230,000 $199,360,000 $179,994,000 $150,970,000
Other Payable $306,891,000 - - -
Total Tax Payable $8,966,000 $5,434,000 $4,929,000 $4,978,000
Accounts Payable $226,373,000 $193,926,000 $175,065,000 $145,992,000
Derivative Product Liabilities - - - -
Equity
Common Stock Equity $761,957,000 $1,085,018,000 $1,243,395,000 $1,472,956,000
Total Equity Gross Minority Interest $761,957,000 $1,085,018,000 $1,243,395,000 $1,472,956,000
Stockholders Equity $761,957,000 $1,085,018,000 $1,243,395,000 $1,472,956,000
Gains Losses Not Affecting Retained Earnings $1,509,000 $-314,000 $762,000 $-7,237,000
Other Equity Adjustments $1,509,000 $-314,000 $762,000 $-7,237,000
Retained Earnings $-811,833,000 $-797,908,000 $-825,195,000 $-602,233,000
Long Term Equity Investment - - - $0
Other
Ordinary Shares Number $432,256,000 $504,296,000 $520,342,975 $541,364,099
Share Issued $432,256,000 $504,296,000 $520,342,975 $541,364,099
Tangible Book Value $555,863,000 $931,721,000 $1,084,241,000 $1,472,956,000
Invested Capital $769,678,000 $1,092,739,000 $1,251,287,000 $1,472,956,000
Working Capital $486,258,000 $878,312,000 $1,052,119,000 $1,463,890,000
Capital Lease Obligations $8,557,000 $5,497,000 $9,034,000 $12,428,000
Total Capitalization $761,957,000 $1,085,018,000 $1,243,395,000 $1,472,956,000
Additional Paid In Capital $1,572,238,000 $1,883,190,000 $2,067,776,000 $2,082,373,000
Capital Stock $43,000 $50,000 $52,000 $53,000
Common Stock $43,000 $50,000 $52,000 $53,000
Preferred Stock $0 $0 $0 $0
Non Current Deferred Revenue $2,640,000 $4,779,000 $4,071,000 $4,202,000
Long Term Capital Lease Obligation $5,535,000 $870,000 $5,126,000 $9,034,000
Current Deferred Revenue $11,762,000 $13,593,000 $11,829,000 $17,048,000
Current Capital Lease Obligation $3,022,000 $4,627,000 $3,908,000 $3,394,000
Line Of Credit $7,721,000 $7,721,000 $7,892,000 $0
Pensionand Other Post Retirement Benefit Plans Current $47,702,000 $45,754,000 $42,095,000 $41,268,000
Current Accrued Expenses $130,590,000 $98,068,000 $87,107,000 $67,705,000
Goodwill $154,706,000 $123,523,000 $123,523,000 $0
Net PPE $68,185,000 $40,235,000 $25,252,000 $16,455,000
Accumulated Depreciation $-48,311,000 $-29,827,000 $-20,152,000 $-15,409,000
Gross PPE $116,496,000 $70,062,000 $45,404,000 $31,864,000
Leases $9,666,000 $8,110,000 $8,110,000 $8,110,000
Other Properties $8,275,000 $2,712,000 $6,488,000 $9,015,000
Machinery Furniture Equipment $98,555,000 $59,240,000 $30,806,000 $14,739,000
Properties $0 $0 $0 $0
Other Short Term Investments $62,483,000 $179,409,000 $268,724,000 $440,858,000
Current Provisions - $1,862,000 $3,754,000 $2,494,000
Investments And Advances - - - $0
Fetched: 2026-06-14
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $132,363,000 $36,958,000 $8,453,000 $-16,885,000
Operating Activities
Operating Cash Flow $162,623,000 $58,170,000 $21,104,000 $-12,966,000
Cash Flow From Continuing Operating Activities $162,623,000 $58,170,000 $21,104,000 $-12,966,000
Operating Gains Losses - $-144,617,000 $85,644,000 $35,325,000
Investing Activities
Capital Expenditure $-30,260,000 $-21,212,000 $-12,651,000 $-3,919,000
Investing Cash Flow $271,111,000 $70,788,000 $38,516,000 $28,718,000
Cash Flow From Continuing Investing Activities $271,111,000 $70,788,000 $38,516,000 $28,718,000
Net Other Investing Changes $229,650,000 - - -
Capital Expenditure Reported $-28,425,000 $-18,794,000 $-11,889,000 $0
Financing Activities
Repurchase Of Capital Stock $-391,366,000 $-154,425,000 $-190,420,000 $-78,136,000
Financing Cash Flow $-347,319,000 $-186,914,000 $-261,794,000 $-79,487,000
Cash Flow From Continuing Financing Activities $-347,319,000 $-186,914,000 $-261,794,000 $-79,487,000
Net Other Financing Charges $40,283,000 $-35,407,000 $-79,729,000 $-15,362,000
Net Common Stock Issuance $-391,366,000 $-154,425,000 $-190,420,000 $-78,136,000
Issuance Of Capital Stock - - $0 $0
Common Stock Issuance - - $0 $0
Net Preferred Stock Issuance - - - $0
Preferred Stock Issuance - - - $0
Other
End Cash Position $1,017,931,000 $931,516,000 $989,472,000 $1,191,646,000
Beginning Cash Position $931,516,000 $989,472,000 $1,191,646,000 $1,255,381,000
Changes In Cash $86,415,000 $-57,956,000 $-202,174,000 $-63,735,000
Proceeds From Stock Option Exercised $3,764,000 $2,918,000 $8,355,000 $14,011,000
Common Stock Payments $-391,366,000 $-154,425,000 $-190,420,000 $-78,136,000
Net Investment Purchase And Sale $117,384,000 $92,000,000 $186,944,000 $6,905,000
Sale Of Investment $120,885,000 $92,000,000 $1,079,468,000 $77,400,000
Purchase Of Investment $-3,501,000 $0 $-892,524,000 $-70,495,000
Net Business Purchase And Sale $-45,663,000 $0 $-135,777,000 $25,732,000
Purchase Of Business $-45,663,000 $0 $-135,777,000 $0
Net PPE Purchase And Sale $-1,835,000 $-2,418,000 $-762,000 $-2,319,000
Purchase Of PPE $-1,835,000 $-2,418,000 $-762,000 $-2,319,000
Change In Working Capital $42,528,000 $21,285,000 $21,388,000 $10,284,000
Change In Other Current Liabilities $-4,155,000 $-3,241,000 $-3,394,000 $-3,020,000
Change In Payables And Accrued Expense $53,756,000 $34,516,000 $44,478,000 $43,526,000
Change In Accrued Expense $22,710,000 $15,112,000 $14,983,000 $22,257,000
Change In Payable $31,046,000 $19,404,000 $29,495,000 $21,269,000
Change In Account Payable $-81,000 $-350,000 $-1,956,000 $254,000
Change In Prepaid Assets $-2,092,000 $462,000 $7,900,000 $-8,621,000
Change In Receivables $-4,981,000 $-10,452,000 $-27,596,000 $-21,601,000
Changes In Account Receivables $-8,864,000 $-11,202,000 $-4,556,000 $-2,577,000
Other Non Cash Items $2,824,000 $3,425,000 $3,263,000 $2,930,000
Stock Based Compensation $104,788,000 $136,562,000 $127,525,000 $107,529,000
Amortization Of Securities $-755,000 $-3,232,000 $-4,495,000 $277,000
Depreciation Amortization Depletion $27,163,000 $17,460,000 $10,741,000 $3,853,000
Depreciation And Amortization $27,163,000 $17,460,000 $10,741,000 $3,853,000
Pension And Employee Benefit Expense $0 $-144,617,000 $85,644,000 $53,214,000
Net Income From Continuing Operations $-13,925,000 $27,287,000 $-222,962,000 $-184,780,000
Interest Paid Supplemental Data - $0 $0 $0
Income Tax Paid Supplemental Data - $396,000 $430,000 $84,000
Sale Of Business - $0 $0 $25,732,000
Net Intangibles Purchase And Sale - $0 $0 $-1,600,000
Purchase Of Intangibles - $0 $0 $-1,600,000
Asset Impairment Charge - $0 $0 $11,616,000
Gain Loss On Sale Of Business - $0 $0 $-17,889,000
Repayment Of Debt - - - -
Net Issuance Payments Of Debt - - - -
Net Long Term Debt Issuance - - - -
Long Term Debt Payments - - - -
Provisionand Write Offof Assets - - - -
Fetched: 2026-06-14