MSBIP
Midland States Bancorp, Inc.
Price Chart
Latest Quote
$25.30
+0.00 (+0.00%)
Current Price
| Previous Close | $25.30 |
| Open | $25.48 |
| Day High | $25.30 |
| Day Low | $25.30 |
| Volume | 104 |
Stock Information
| Quarterly Dividend / Yield | $1.94 / 7.66% |
| Quarterly Dividend Yield | 7.66% |
| Quarterly Dividend | $1.94 |
| Total Debt | $482.63M |
| Cash Equivalents | $117.31M |
| Revenue | $274.47M |
| Net Income | $25.43M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.00B |
| Sales | $274.47M |
| Income | $25.43M |
| Book/sh | $21.54 |
| Employees | 839 |
Financial Ratios
Returns & Margins
| ROA | 0.51% |
| ROE | 6.22% |
| Operating Margin | 34.02% |
| Profit Margin | 12.81% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/B | 1.17 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $25.06 |
| SMA50 | $24.91 |
| SMA200 | $23.92 |
| RSI | 65.20 |
| ATR | 0.1078 |
| Shares Float | 19.48M |
| Short Ratio | 4.08 |
| Volatility | 0.67 |
Performance History
| Week | -0.39% |
| Month | +1.42% |
| Quarter | +3.38% |
| 6 Months | +6.32% |
| YTD | +4.92% |
| Year | +17.07% |
| 3 Years | +43.36% |
| 10 Years | +34.32% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $25.30 | 0 |
| 2026-06-22 | $25.30 | 2,600 |
| 2026-06-18 | $25.45 | 200 |
| 2026-06-17 | $25.31 | 3,200 |
| 2026-06-16 | $25.31 | 8,300 |
| 2026-06-15 | $25.40 | 4,600 |
| 2026-06-12 | $24.88 | 4,800 |
| 2026-06-11 | $24.95 | 300 |
| 2026-06-10 | $24.95 | 1,600 |
| 2026-06-09 | $24.95 | 1,700 |
| 2026-06-08 | $24.96 | 500 |
| 2026-06-05 | $24.92 | 600 |
| 2026-06-04 | $24.95 | 2,700 |
| 2026-06-03 | $25.01 | 5,100 |
| 2026-06-02 | $24.93 | 900 |
| 2026-06-01 | $24.87 | 3,800 |
| 2026-05-29 | $24.97 | 5,200 |
| 2026-05-28 | $24.95 | 3,900 |
| 2026-05-27 | $24.93 | 5,500 |
| 2026-05-26 | $24.94 | 1,300 |
About Midland States Bancorp, Inc.
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
đ° Latest News
Undervalued Small Caps With Insider Action To Consider In June 2026
Simply Wall St. âĸ 2026-06-11T11:39:45Z
Here's Why We're Wary Of Buying Midland States Bancorp's (NASDAQ:MSBI) For Its Upcoming Dividend
Simply Wall St. âĸ 2026-05-11T11:30:22Z
Midland States Bancorp (MSBI) Is Up 5.09% in One Week: What You Should Know
Zacks âĸ 2026-04-29T16:00:05Z
Midland States Bancorp (MSBI) Moves to Strong Buy: Rationale Behind the Upgrade
Zacks âĸ 2026-04-29T16:00:02Z
Should Value Investors Buy Midland States Bancorp (MSBI) Stock?
Zacks âĸ 2026-04-28T13:40:02Z
Midland States Bancorp (MSBI) Reports Q1 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-04-23T23:30:02Z
Midland States Bancorp (MSBI) Tops Q1 Earnings and Revenue Estimates
Zacks âĸ 2026-04-23T21:55:06Z
Citizens Financial Group (CFG) Q1 Earnings and Revenues Surpass Estimates
Zacks âĸ 2026-04-16T11:30:01Z
Illinois community bank fires its chief financial officer
American Banker âĸ 2026-03-09T21:45:24Z
3 Stocks Estimated To Be Undervalued By Up To 49.2%
Simply Wall St. âĸ 2026-02-19T17:38:13Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $290,363,000 | $356,269,000 | $340,218,000 | $380,489,000 |
| Operating Revenue | $290,363,000 | $356,269,000 | $340,218,000 | $380,489,000 |
| Expenses | ||||
| Interest Expense | $151,063,000 | $189,782,000 | $168,279,000 | $56,020,000 |
| Selling And Marketing Expense | $5,861,000 | $3,926,000 | $3,158,000 | $3,318,000 |
| General And Administrative Expense | $112,536,000 | $98,917,000 | $98,217,000 | $93,641,000 |
| Professional Expense And Contract Services Expense | $9,871,000 | $7,822,000 | $7,049,000 | $6,907,000 |
| Other Non Interest Expense | $42,006,000 | $49,721,000 | $40,528,000 | $43,708,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-124,281,000 | $38,044,000 | $61,155,000 | $100,237,000 |
| Net Interest Income | $236,804,000 | $236,346,000 | $248,821,000 | $256,695,000 |
| Interest Income | $387,867,000 | $426,128,000 | $417,100,000 | $312,715,000 |
| Normalized Income | $-2,098,810 | $44,418,410 | $61,155,000 | $103,680,058 |
| Net Income From Continuing And Discontinued Operation | $-124,281,000 | $38,044,000 | $61,155,000 | $100,237,000 |
| Average Dilution Earnings | $0 | $0 | $0 | $2,000 |
| Net Income Common Stockholders | $-133,726,000 | $28,648,000 | $51,592,000 | $95,950,000 |
| Net Income | $-124,281,000 | $38,044,000 | $61,155,000 | $100,237,000 |
| Net Income Including Noncontrolling Interests | $-124,281,000 | $38,044,000 | $61,155,000 | $100,237,000 |
| Net Income Continuous Operations | $-124,281,000 | $38,044,000 | $61,155,000 | $100,237,000 |
| Pretax Income | $-114,868,000 | $46,900,000 | $87,962,000 | $131,386,000 |
| Special Income Charges | $-154,661,000 | $-7,858,000 | $0 | $-4,513,000 |
| Depreciation Amortization Depletion Income Statement | $3,224,000 | $4,008,000 | $4,758,000 | $5,410,000 |
| Depreciation And Amortization In Income Statement | $3,224,000 | $4,008,000 | $4,758,000 | $5,410,000 |
| Amortization Of Intangibles Income Statement | $3,224,000 | $4,008,000 | $4,758,000 | $5,410,000 |
| Other | ||||
| Tax Effect Of Unusual Items | $-32,478,810 | $-1,483,590 | $0 | $-1,069,942 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-154,661,000 | $-7,858,000 | $0 | $-4,513,000 |
| Total Unusual Items Excluding Goodwill | $-154,661,000 | $-7,858,000 | $0 | $-4,513,000 |
| Reconciled Depreciation | $11,952,000 | $13,156,000 | $12,721,000 | $14,377,000 |
| Diluted NI Availto Com Stockholders | $-133,726,000 | $28,648,000 | $51,592,000 | $95,952,000 |
| Otherunder Preferred Stock Dividend | $532,000 | $483,000 | $650,000 | $1,118,000 |
| Preferred Stock Dividends | $8,913,000 | $8,913,000 | $8,913,000 | $3,169,000 |
| Tax Provision | $9,413,000 | $8,856,000 | $26,807,000 | $31,149,000 |
| Impairment Of Capital Assets | $154,661,000 | $7,858,000 | $0 | $0 |
| Gain On Sale Of Security | $14,000 | $-230,000 | $-9,372,000 | $17,301,000 |
| Amortization | $3,224,000 | $4,008,000 | $4,758,000 | $5,410,000 |
| Selling General And Administration | $118,397,000 | $102,843,000 | $101,375,000 | $96,959,000 |
| Insurance And Claims | $8,136,000 | $5,278,000 | $4,779,000 | $3,336,000 |
| Salaries And Wages | $104,400,000 | $93,639,000 | $93,438,000 | $90,305,000 |
| Occupancy And Equipment | $17,223,000 | $16,785,000 | $15,986,000 | $14,842,000 |
| Write Off | - | $0 | $0 | $1,263,000 |
| Other Special Charges | - | - | - | $3,250,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-06-21
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $536,764,000 | $519,001,000 | $516,848,000 | $574,599,000 |
| Total Assets | $6,513,420,000 | $7,506,809,000 | $7,790,046,000 | $7,855,501,000 |
| Goodwill And Other Intangible Assets | $28,735,000 | $191,846,000 | $198,265,000 | $183,975,000 |
| Other Intangible Assets | $20,808,000 | $29,942,000 | $36,361,000 | $22,071,000 |
| Receivables | $71,621,000 | $402,080,000 | $494,543,000 | $512,057,000 |
| Other Receivables | $47,797,000 | $376,751,000 | $460,410,000 | $491,744,000 |
| Accounts Receivable | $23,824,000 | $25,329,000 | $34,133,000 | $20,313,000 |
| Cash And Cash Equivalents | $127,279,000 | $114,055,000 | $134,212,000 | $153,345,000 |
| Cash Cash Equivalents And Federal Funds Sold | $127,811,000 | $114,766,000 | $135,061,000 | $160,631,000 |
| Debt | ||||
| Net Debt | $252,921,000 | $309,193,000 | $470,199,000 | $448,738,000 |
| Total Debt | $380,200,000 | $423,248,000 | $604,411,000 | $602,083,000 |
| Long Term Debt And Capital Lease Obligation | $320,019,000 | $335,749,000 | $403,546,000 | $459,772,000 |
| Long Term Debt | $320,019,000 | $335,749,000 | $403,546,000 | $459,772,000 |
| Current Debt And Capital Lease Obligation | $60,181,000 | $87,499,000 | $200,865,000 | $142,311,000 |
| Current Debt | $60,181,000 | $87,499,000 | $200,865,000 | $142,311,000 |
| Other Current Borrowings | $60,181,000 | $87,499,000 | $200,865,000 | $142,311,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,947,921,000 | $6,795,962,000 | $7,074,933,000 | $7,096,927,000 |
| Payables And Accrued Expenses | - | $124,266,000 | $110,377,000 | $80,217,000 |
| Payables | - | $124,266,000 | $110,377,000 | $80,217,000 |
| Accounts Payable | - | $124,266,000 | $110,377,000 | $80,217,000 |
| Equity | ||||
| Common Stock Equity | $454,951,000 | $600,299,000 | $604,565,000 | $648,026,000 |
| Preferred Stock Equity | $110,548,000 | $110,548,000 | $110,548,000 | $110,548,000 |
| Total Equity Gross Minority Interest | $565,499,000 | $710,847,000 | $715,113,000 | $758,574,000 |
| Stockholders Equity | $565,499,000 | $710,847,000 | $715,113,000 | $758,574,000 |
| Gains Losses Not Affecting Retained Earnings | $-60,333,000 | $-81,960,000 | $-76,753,000 | $-83,797,000 |
| Retained Earnings | $86,825,000 | $247,698,000 | $245,639,000 | $282,405,000 |
| Preferred Securities Outside Stock Equity | $51,857,000 | $51,205,000 | $50,616,000 | $49,975,000 |
| Other | ||||
| Preferred Shares Number | $4,600,000 | $4,600,000 | $4,600,000 | $4,600,000 |
| Ordinary Shares Number | $21,169,854 | $21,494,485 | $21,551,402 | $22,214,913 |
| Share Issued | $21,169,854 | $21,494,485 | $21,551,402 | $22,214,913 |
| Tangible Book Value | $426,216,000 | $408,453,000 | $406,300,000 | $464,051,000 |
| Invested Capital | $835,151,000 | $1,023,547,000 | $1,208,976,000 | $1,250,109,000 |
| Total Capitalization | $885,518,000 | $1,046,596,000 | $1,118,659,000 | $1,218,346,000 |
| Additional Paid In Capital | $428,247,000 | $434,346,000 | $435,463,000 | $449,196,000 |
| Capital Stock | $110,760,000 | $110,763,000 | $110,764,000 | $110,770,000 |
| Common Stock | $212,000 | $215,000 | $216,000 | $222,000 |
| Preferred Stock | $110,548,000 | $110,548,000 | $110,548,000 | $110,548,000 |
| Investments And Advances | $1,559,834,000 | $1,246,089,000 | $963,817,000 | $823,061,000 |
| Available For Sale Securities | $268,017,000 | $38,515,000 | $47,922,000 | $54,827,000 |
| Goodwill | $7,927,000 | $161,904,000 | $161,904,000 | $161,904,000 |
| Net PPE | $85,134,000 | $85,710,000 | $82,814,000 | $78,293,000 |
| Accumulated Depreciation | $-63,571,000 | $-58,928,000 | $-54,728,000 | $-50,630,000 |
| Gross PPE | $148,705,000 | $144,638,000 | $137,542,000 | $128,923,000 |
| Other Properties | $8,117,000 | $8,830,000 | $7,673,000 | $7,001,000 |
| Machinery Furniture Equipment | $38,303,000 | $36,526,000 | $35,797,000 | $34,081,000 |
| Buildings And Improvements | $86,429,000 | $83,296,000 | $78,104,000 | $71,837,000 |
| Land And Improvements | $15,856,000 | $15,986,000 | $15,968,000 | $16,004,000 |
| Other Short Term Investments | $1,291,817,000 | $1,207,574,000 | $915,895,000 | $768,234,000 |
| Capital Lease Obligations | - | - | - | - |
| Long Term Capital Lease Obligation | - | - | - | - |
Fetched: 2026-06-21
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $120,333,000 | $169,645,000 | $144,627,000 | $282,349,000 |
| Operating Activities | ||||
| Operating Cash Flow | $125,679,000 | $176,546,000 | $153,358,000 | $285,819,000 |
| Cash Flow From Continuing Operating Activities | $125,679,000 | $176,546,000 | $153,358,000 | $285,819,000 |
| Operating Gains Losses | $-2,592,000 | $-2,308,000 | $6,301,000 | $-14,895,000 |
| Investing Activities | ||||
| Capital Expenditure | $-5,346,000 | $-6,901,000 | $-8,731,000 | $-3,470,000 |
| Investing Cash Flow | $748,905,000 | $136,708,000 | $-74,800,000 | $-1,137,641,000 |
| Cash Flow From Continuing Investing Activities | $748,905,000 | $136,708,000 | $-74,800,000 | $-1,137,641,000 |
| Net Other Investing Changes | $6,028,000 | $466,000 | $-41,056,000 | $2,971,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-9,658,000 | $-5,475,000 | $-17,898,000 | $-1,109,000 |
| Financing Cash Flow | $-861,539,000 | $-333,549,000 | $-104,128,000 | $332,082,000 |
| Cash Flow From Continuing Financing Activities | $-861,539,000 | $-333,549,000 | $-104,128,000 | $332,082,000 |
| Cash Dividends Paid | $-36,592,000 | $-35,985,000 | $-35,486,000 | $-29,092,000 |
| Preferred Stock Dividend Paid | $-8,913,000 | $-8,913,000 | $-8,913,000 | $-3,169,000 |
| Common Stock Dividend Paid | $-27,679,000 | $-27,072,000 | $-26,573,000 | $-25,923,000 |
| Net Common Stock Issuance | $-9,658,000 | $-5,475,000 | $-17,898,000 | $-1,109,000 |
| Issuance Of Capital Stock | - | $0 | $0 | $110,548,000 |
| Net Preferred Stock Issuance | - | $0 | $0 | $110,548,000 |
| Preferred Stock Issuance | - | $0 | $0 | $110,548,000 |
| Net Other Financing Charges | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-323,750,000 | $-330,763,000 | $-30,845,000 | $-140,171,000 |
| Issuance Of Debt | $328,000,000 | $263,000,000 | $215,000,000 | $0 |
| Interest Paid Supplemental Data | $156,581,000 | $189,599,000 | $159,139,000 | $55,069,000 |
| Income Tax Paid Supplemental Data | $1,580,000 | $22,543,000 | $25,120,000 | $36,514,000 |
| End Cash Position | $127,811,000 | $114,766,000 | $135,061,000 | $160,631,000 |
| Beginning Cash Position | $114,766,000 | $135,061,000 | $160,631,000 | $680,371,000 |
| Changes In Cash | $13,045,000 | $-20,295,000 | $-25,570,000 | $-519,740,000 |
| Proceeds From Stock Option Exercised | $643,000 | $1,326,000 | $1,670,000 | $2,188,000 |
| Common Stock Payments | $-9,658,000 | $-5,475,000 | $-17,898,000 | $-1,109,000 |
| Net Issuance Payments Of Debt | $-43,068,000 | $-181,129,000 | $2,709,000 | $75,337,000 |
| Net Short Term Debt Issuance | $-47,318,000 | $-113,366,000 | $-181,446,000 | $215,508,000 |
| Net Long Term Debt Issuance | $4,250,000 | $-67,763,000 | $184,155,000 | $-140,171,000 |
| Long Term Debt Payments | $-323,750,000 | $-330,763,000 | $-30,845,000 | $-140,171,000 |
| Long Term Debt Issuance | $328,000,000 | $263,000,000 | $215,000,000 | $0 |
| Net Investment Purchase And Sale | $-269,213,000 | $-288,060,000 | $-138,893,000 | $18,760,000 |
| Sale Of Investment | $539,998,000 | $489,434,000 | $513,789,000 | $236,407,000 |
| Purchase Of Investment | $-809,211,000 | $-777,494,000 | $-652,682,000 | $-217,647,000 |
| Net PPE Purchase And Sale | $-5,346,000 | $-6,864,000 | $-8,627,000 | $-3,295,000 |
| Sale Of PPE | $0 | $37,000 | $104,000 | $175,000 |
| Purchase Of PPE | $-5,346,000 | $-6,901,000 | $-8,731,000 | $-3,470,000 |
| Change In Working Capital | $-9,825,000 | $8,628,000 | $-3,195,000 | $-32,606,000 |
| Change In Other Current Assets | $28,730,000 | $-18,198,000 | $-26,414,000 | $-17,579,000 |
| Change In Payables And Accrued Expense | $-40,060,000 | $18,022,000 | $27,579,000 | $-13,579,000 |
| Change In Accrued Expense | $-40,060,000 | $18,022,000 | $27,579,000 | $-13,579,000 |
| Change In Receivables | $1,505,000 | $8,804,000 | $-4,360,000 | $-1,448,000 |
| Changes In Account Receivables | $1,505,000 | $8,804,000 | $-4,360,000 | $-1,448,000 |
| Other Non Cash Items | $46,698,000 | $-10,272,000 | $-6,259,000 | $131,880,000 |
| Stock Based Compensation | $2,913,000 | $3,031,000 | $2,489,000 | $2,211,000 |
| Asset Impairment Charge | $154,661,000 | $12,724,000 | $0 | $5,540,000 |
| Amortization Of Securities | $-13,696,000 | $-6,789,000 | $-2,414,000 | $2,311,000 |
| Depreciation Amortization Depletion | $11,952,000 | $13,156,000 | $12,721,000 | $14,377,000 |
| Depreciation And Amortization | $11,952,000 | $13,156,000 | $12,721,000 | $14,377,000 |
| Amortization Cash Flow | $5,490,000 | $6,506,000 | $6,308,000 | $7,704,000 |
| Amortization Of Intangibles | $5,490,000 | $6,506,000 | $6,308,000 | $7,704,000 |
| Depreciation | $6,462,000 | $6,650,000 | $6,413,000 | $6,673,000 |
| Gain Loss On Investment Securities | $-14,000 | $230,000 | $9,372,000 | $230,000 |
| Net Income From Continuing Operations | $-124,281,000 | $38,044,000 | $61,155,000 | $100,237,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $60,275,000 |
| Sale Of Business | - | $0 | $0 | $60,275,000 |
| Preferred Stock Payments | - | - | - | - |
Fetched: 2026-06-21